The best way to take charge of your future is to plan for
it!
Slide 4
2.3.4.G1 Take Charge Today August 2013 Planning for Higher
Education Slide 3 Funded by a grant from Take Charge America, Inc.
to the Norton School of Family and Consumer Sciences Take Charge
America Institute at the University of Arizona What type of
training and education do I need? How much will my training cost?
Is there a career pathway available if I continue my education and
training? Will I earn enough in my career to pay for the education
and training it requires? Will there be jobs available?
Slide 5
How to Determine What Type of Training and Education You
Need
Slide 6
2.3.4.G1 Take Charge Today August 2013 Planning for Higher
Education Slide 5 Funded by a grant from Take Charge America, Inc.
to the Norton School of Family and Consumer Sciences Take Charge
America Institute at the University of Arizona Sources of
information: - Bureau of Labor Statistics Occupational Outlook
Handbook (bls.gov) - Academic advisors - Individuals working in a
career Career Pathway series of connected education and training
programs that allow you to secure a job and then to advance within
an industry or occupation.
Slide 7
2.3.4.G1 Take Charge Today August 2013 Planning for Higher
Education Slide 6 Funded by a grant from Take Charge America, Inc.
to the Norton School of Family and Consumer Sciences Take Charge
America Institute at the University of Arizona Doctorate and
Professional Degree Masters DegreeBachelors DegreeAssociate Degree
High school and becoming a specialist in an area At each level,
there may be certificate programs or informal training
opportunities
Slide 8
2.3.4.G1 Take Charge Today August 2013 Planning for Higher
Education Slide 7 Funded by a grant from Take Charge America, Inc.
to the Norton School of Family and Consumer Sciences Take Charge
America Institute at the University of Arizona 1 Set overall career
goal 2 Determine all training required 3 For each step consider:
Time and cost required Possible occupations Set the Career Goal and
the short term goals needed to get there
Slide 9
Consider opportunity costs when making higher education
decisions.
Slide 10
2.3.4.G1 Take Charge Today August 2013 Planning for Higher
Education Slide 9 Funded by a grant from Take Charge America, Inc.
to the Norton School of Family and Consumer Sciences Take Charge
America Institute at the University of Arizona Potential Costs
Potential Benefits Lost wages from not working while in school Cost
of higher education/training programs Opportunity to earn higher
wages More employment opportunities
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2.3.4.G1 Take Charge Today August 2013 Planning for Higher
Education Slide 10 Funded by a grant from Take Charge America, Inc.
to the Norton School of Family and Consumer Sciences Take Charge
America Institute at the University of Arizona Write a career goal
Research the job outlook in your state and nationally Identify
training required List the types of jobs you could do with your
training Job Outlook demand for a particular job when you are
qualified and ready to enter the field
Slide 12
Calculate your education/training debt to your estimated
starting salary.
Slide 13
2.3.4.G1 Take Charge Today August 2013 Planning for Higher
Education Slide 12 Funded by a grant from Take Charge America, Inc.
to the Norton School of Family and Consumer Sciences Take Charge
America Institute at the University of Arizona Training cost per
year Number of years Total estimated costs The schools website will
help you estimate the cost per year Remember to include all costs
such as tuition and books, room and board, etc.
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2.3.4.G1 Take Charge Today August 2013 Planning for Higher
Education Slide 13 Funded by a grant from Take Charge America, Inc.
to the Norton School of Family and Consumer Sciences Take Charge
America Institute at the University of Arizona Monthly loan payment
Monthly starting wages Debt-to- income Ratio Goal : Debt-to-income
ratio no more than 10 to 15% of your estimated starting income
Debt-to-Income Ratio standard tool that calculates whether a
borrower will have difficulty meeting his or her loan repayment
obligations
Slide 15
2.3.4.G1 Take Charge Today August 2013 Planning for Higher
Education Slide 14 Funded by a grant from Take Charge America, Inc.
to the Norton School of Family and Consumer Sciences Take Charge
America Institute at the University of Arizona The best way to take
charge of your future is to plan for it. Write your education and
training SMART goals Answer the following questions: o What type of
training and education is required? o Will there be jobs available?
o Will I earn enough in my career to pay for the education?