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Affording College Now Module One: Why Go To College Plus Alternatives to College

From the Author of “College Without Ramen Noodles”

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1. WHY COLLEGE 2. Cost of College 3. Saving and Investing for College 4. Financial Aid 5. Making College Affordable

Module One

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Higher Education Pays A college degree is an opportunity for a lifetime of higher earnings.

Average annual earnings by highest degree earned.

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Need for Advanced Education

1.  55 million job openings in the economy through 2020. 2.  35% of job openings will require at least a bachelor’s degree 3.  30% will require some college or an associate’s degree and 4.  36 % will not require education beyond high school. 5.  STEM, Healthcare Professions, Healthcare Support, and Community Services

will be the fastest growing occupations 6.  Individuals with only a high school diploma will have fewer employment options. 7.  The United States will fall short by 5 million workers with postsecondary

education – at the current production rate – by 2020.

Source: Georgetown University, Job Growth and Education Requirements through 2020, June 2013

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Earnings by Education Level

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You Will Earn More, and Employed!

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BRIGHT JOB PROSPECTS •  Jobs for college-education

Americans has increased 9/1% since recession

•  A shortage of 5 million college-educated workers is projected by 2020.

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Earnings by College Major

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Non-Traditional Ways to Earn a Degree

•  Full-time Work and Accelerated Degree Programs

•  Returning Degree Programs and Life Experience Credits

•  Single Parents and College •  No parents to Help? College Is Still a

Possibility •  Attend Online Classes •  Work in Public Service

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Alternatives to College

•  Go to Trade School •  Travel the World for a Year •  Earn Certifications •  Get Experience as a Volunteer •  Military Service •  Start a Business

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Start a Business

Entrepreneurs without a college degree: •  Richard Branson •  Michael Dell •  Walt Disney •  Henry Ford •  Bill Gates •  Steve Jobs •  Milton Hershey •  Frank Lloyd Wright

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Things to think about…

•  Education costs time and money •  The cost of education is increasing

over time •  Consider your spending habits •  Different methods of financing your

education have different total costs

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Yes, You Can Go To College

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Summary of Book

Book summary: College Without Ramen Noodles; A Guide to Affording College. This highly readable guide provides college students and their parents with dozens of ways to make college a reality. In fact, use enough of these tips, and you may keep college debt at zero. Author Floyd Saunders has spent the last 20 years helping his five kids get post-secondary education using many of the options highlighted in this book. Mr. Saunders even tells you some good reasons why you might be better off with an alternative to a college degree. Regardless of your circumstances, this book offers valuable information as you consider going to college

College Without Ramen Noodles A simple plan to Affording College By Floyd Saunders Available for all eBook readers

ISBN: 13: 978-0-9824019-2-7

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Author Contact email: floyd.saunders@yahoo.com

Blog: www/floydsaunders.com

Twitter @floydsaunders

Sideshare: http://www.slideshare.net/FloydSaunders

About the Author •  Floyd Saunders is a writer with an extensive

background in the financial services industry, having worked across the industry in retail, commercial, investment banking, insurance, tax preparation and financial planning.

•  He has taught personal financial courses for Baker University and has taught extensively for the American Institute of Banking. He has also taught at St. Mary’s College, Lake Tahoe Community College and Mt. Diablo College.

•  He is the author of: Figuring Out Wall Street, College Without Ramen Noodles, Banking on Mutual Funds and Annuities, Introduction to Securities Markets, Investing in Securities and Family Financial Freedom.

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