2013 Annual Report

Education - the gift that lasts generations

Our MissionTo help under-privileged young adults receive a higher education through the financial support of individuals and corporations.

A letter from our Board of Directors

At AkarakA we recognise that a university education can open doors, change lives and impact generations, Chairman of the Board, Chizzy Nnamchi reflects “the privilege of a university education is a gift that changed everything for my family – starting with my father.”

“Eliminate poverty through education, one student at a time.”

In October 2013, we celebrated the first graduations of AkarakA scholars in Cebu, Philippines. 11 students, most of whose family income is about $200 a month, graduated in fields such as info-technology, business and will now be able to earn $600 a month. We aim to make more and more of these stories possible.

The past year has also seen new chapters of Akaraka open in Hong Kong and Canada, and we have begun the process to form a chapter in Australia.

We need to extend our appreciation to our donors - corporate and individual alike. Without your generous support, we are not able to help the beneficiaries cross the poverty line. We also want to thank our dedicated volunteers – your passion and commitment to the work we do is what brings smiles, hope and inspiration to the students.

As you review the details of our annual report, please take a moment to think and make a stand – to do something to help.

Akaraka Inspires: Students & MentorsSingapore, June, 2014

AkarakA was founded in Singapore in 2010, based on the principle that education is the key to eliminating poverty. We award scholarships to underprivileged students to ease the monetary burdens of higher education.

HOWat a glanceEducation - the gift that lasts generations

SelectionWe work in conjunction with educational institutions and NGO’s to identify students who show great promise, but are financially struggling to stay in school. Selection criteria takes into account; family income, enrolment in a recognized educational institution, and includes an interview process involving both the student and their immediate family.

ScholarshipsA scholarship may cover; formal classroom education including vocational studies, tuition fees or non-tuition costs such as living expenses, books or materials.

MentoringOur scholars are generally the first in their family to enter higher education. We match our students with a mentor from the corporate world for guidance, to impart employability skills and an awareness of social responsibility within the work place and their community.

Career AdvisoryStudents are encouraged to attend seminars run by AkarakA. These seminars incorporate presentations by our corporate partners with topics aimed at the transition to paid employment.

four simple steps

86 new scholarships awarded in 2013

11  

102  

72  

36  

7   5  

0  

20  

40  

60  

80  

100  

120  

2013   2014   2015   2016   2017   2018  

246Scholarships Awarded

anticipated graduationby year for current Scholars

inspiresEducation - the gift that lasts generations

Our mentoring program is designed to enhance employability in the workplace. The program operates via workshops and small group meetings led by executives from a variety of backgrounds and industries.

Sharing experiencesInvolvement as a mentor is an excellent leadership development experience. Mentors use their strength in communication, planning and managing small teams to ensure that every session is a shared opportunity for learning and growth.

Could you be a Mentor? Our mentors all share the same basic qualities: a sincere desire to actively interact with a group of young and often vulnerable students, a healthy respect for our scholars and their heritage, and a motivation to share knowledge, thoughts, experiences and ideas.

Resu

me W

ritin

g

“Volunteering for AkarakA gives me a special sense of accomplishment, as my support to our AkarakA scholars contributes to their chances to reach for a better future, which otherwise they might not have. On regular basis I organize workshops and group activities to complement their studies with life skills, so to enhance their readiness for starting a rewarding professional career, as well as being able themselves to give back to other disadvantaged young talents.”

Sabine WenterKevin BingwaPascale Dillon

Andreas MichelArie Minandar

Kay HisolaEvrhoy D. Coja

Leander I. YbanezEmerson D. Enriquez

Edgar-Jose AmpilRevie-Anne Serrano

Jan-Michael LimJake ManzanaresSandra SarmientoJino PanganibanHector Jimenez

Mikhail-Jose DelafuenteAnna Chua Lim

Christerina O. NoraVenus D. Delos ReyesEjandrino L. AntonyHazel T. Bernardo

Erwindy F. OcampoAndreas MichelSingapore

mentors - 2013Thank-you

Resu

me W

ritin

gIn

terv

iew

ing

Publ

ic S

peak

ing

Wor

kpla

ce R

eadi

ness

Become a MentorHow does it work? We aim for small group meetings where 2-3 mentors meet the same group of 3-4 scholars 8-10 times a year. In addition to the meetings with the scholars the mentors would need to attend planning sessions and calls with other mentors to prepare each meeting as a group. Your input and active involvement is an excellent contribution to improve the quality of AkarakA Inspires.

How much time?A dedicated time commitment of 6+ hours a month over a time period of 12 – 18 months would be required. Those days where planned programs take place, each session could last 3-6 hours, including preparation time beforehand.

Getting StartedWe aim for learning by doing! – Each new mentor will have a one-to-one introduction meeting with the country head of the Inspires program. In the first 6 months new mentors work with experienced mentors in conducting sessions. Afterwards new mentors are invited or can volunteer to lead sessions themselves. As we aim for small group meetings no one to one meeting between scholars and AkarakA mentors will be held.

“Volunteering for AkarakA gives me a feeling to give back something that I was fortunate enough to have available to me without any effort when I was young – the chance to study, comprehend the world and see a path for myself – to less privileged teenagers. I particularly enjoy my time as a mentor where I seek to provide guidance to students as they start thinking about their future post graduation. I am also grateful to the friendships that developed among the group of Akaraka volunteers and make the association not only meaningful but such a nice place to contribute.

Pascale DillonSingapore

A leading institution of higher learning in Singapore, Temasek Polytechnic offers 51 diploma courses to more than 16,000 full-time students.

AkarakA sponsors 11 students.

Temasek Polytechnic requests that scholarships be retrospectively awarded after the students have passed the academic year and have shown significant contributions to their extra-curricular involvement.

in focusSINGAPORE

Students} 20In-CountryPartners YONG-EN CARE CENTRE

BOYS’ TOWNTEMASEK POLYTECHNICREPUBLIC POLYTECHNIC

NGEE ANN POLYTECHNICJBS INTERNATIONALITE(INSTITUTE OF TECHNICAL EDUCATION)

>

Aerospace ElectronicsApplied Food Science & NutritionBusiness Information TechnologyBusiness Process & Systems Eng.Chemical & Biomolecular Eng.Consumer Behaviour & ResearchEarly Childhood StudiesElectrical EngineeringElectronic & Computer EngineeringElectronic EngineeringEnvironmental Management Game & Entertainment TechnologyNitec Service SkillsRetail ManagementVeterinary TechnologyVisual CommunicationWater Technology

Fang Ci-HuiStudent Development OfficerStudent & Alumni Affairs

“...thank you for the holistic support that AkarakA is giving to our students. Thank you so much for the very meaningful work.”

COURSES OF STUDYsnapshotTemasek Polytechnic

Lim Shu Feng, was the recipient of an AkarakA scholarship for her final year of study and graduated in May 2013 with a Diploma in Veterinary Technology.

She is now pursuing a Bachelor in Science (Education) at the National Institute of Education after receiving a full scholarship from the Ministry of Education. She plans on a career in education, teaching secondary school.

Temasek  Polytechnic  

Republic  Polytechnic  

JBS  Interna:onal  

Ngee  Ann  Polytechnic  

ITE  

“The national average monthly income per household member in Singapore is $2,127 (Singapore Department of Statistics - 2012). In comparison our scholarship recipients have an average monthly income of $425 per household member”

45%

55%

Temasek Polytechnic50%

Republic Polytechnic13%

JBS International14%

ITE14%

Ngee Ann Polytechnic9%

In Singapore, on average we pay out $2,500

per student per year of scholarship.

In 2013, we funded 20 students, 7 of whom graduated and moved onto employment or further studies. One student dropped out of the program for personal reasons.

Looking forward...

We are working with our partners to assess students for the next scholarship intake, and looking to expand our Inspires Program.

in focusthePHILIPPINES

Students}196

In-CountryPartners

RESOURCES FOR THE BLINDDE LA SALLE UNIVERSITY

MONARK FOUNDATION, INC.LIHUK PANAGHIUSA, INC.

>

Ronnie EspadillaDe La Salle University

BS - Business Administration

Ronnie was a raised in Quezon City, Philippines, in a 33m2

home, shared with 16 members his extended family. He was identified by local charity, Gawad Kalinga, as a potential candidate for academic scholarship due to his higher than average test scores, and a displayed attitude of perseverance towards his education despite financial challenges. He is the first member of his family to attend university.

thePHILIPPINES

“Even though I am blind I can do what other sighted people can do. I want to be a teacher so I can share my knowledge, skills and abilities giving students my time, love and care and advice to motivate them especially in their studies.”

Referred by;Resources for the Blind, Inc.

Maricor D. BookBachelor of Secondary EducationPhilippine Normal University

Educa&on  13%  

Engineering  19%  

Hospitality  1%  

Human  Resources  

6%  

Informa&on  Technology  

56%  

Psychology  1%  

Business  2%  

Arts  1%  

Diploma&c  Rela&ons  

1%  

Educating professionals today for a better tomorrow

58% 42%vs

The Philippines is our largest pool of scholarship recipients. We work

with a number of partners across Metro Manila, and on the island of

Cebu to identify students who show great academic promise, but are financially struggling to continue their education.

While generally most of our scholars in the Philippines are pursuing 3-4 year Bachelor degrees, we also sponsor approximately 50 students who are studying Mechanical Engineering (Heavy Equipment Servicing). We believe the training offered by this course will provide immediate employment opportunities to these young men upon completion.

In line with our aim to provide support to a diverse range of students, we have been working with Resources for the Blind to assist a group of very bright young students who show true promise and are an inspiration to us all. The 12 scholars selected are all attending main-stream universities, and achieving grades that reflect their determination to succeed.

We invest an average of $1000 per annum in our scholarship students in this region.

in focusCAMBODIA

Students}30

In-CountryPartner INSTITUTE OF TECHNOLOGY OF CAMBODIA>

Food and Chemical Engineering

Civil Engineering

Geo-Resources

Geotechnical Engineering

Electrical and Energy Engineering

Industrial Engineering

Mechanical Engineering

Rural Engineering

is one of a few schools of engineering in Cambodia. Well-known for its high quality of education in the fields of engineering

sciences and technologies, the courses are in line with the employment opportunities available in the country and region. Graduates have a strong tradition of going on to help develop the infrastructure of Cambodia.

ITCLun MealeaRural Engineering

Home

Family

“I have especially enjoyed learning about Water Resource Management, and hope I can get a job in this area once I graduate.” Lun lives in Phnom Penh, and is the second of six children in her family. Both her parents are rice farmers.

COURSES OF STUDY

Lun MealeaRural Engineering

73%

27%

Boys vs Girls

Five Cambodian students are undertaking 5 year

Engineering degrees, arming them with valuable skills much needed in this developing country.

The remaining students are also predominantly studying Engineering in various forms see panel on left) via 2 year diploma courses.

The average scholarship paid per annum in Cambodia is $600.

AnticpatedGraduation

2014 2015 2016 2017 2018

10 122

41

The average income in Cambodia is less than US$1 per day. We anticipate our scholarship students will be able to earn more than 5 times this amount on graduation.

Balance SheetAs at 31 December, 2013

talkingNumbers

2013$104,831

2012$141,312

2011$66,118

2010$26,260

2013 2012$ $

Non-current assets

Computer equipment 148 373

Current Assets

Deposits 240 240

Prepayments 5,130 4,733

Cash at bank 247,473 191,824

Total current assets 252,843 196,797

Total assets 252,991 197,170

Current liabilities

Provisions 16,575 19,479

Other payables and accruals 10,019 7,300

Total current liabilities 26,594 26,779

Total liabilities 26,594 26,779

Unrestricted funds

General funds 226,397 170,391

Total unrestricted funds 226,397 170,391

Total liabilities and funds 252,991 197,170

Statement of Financial ActivitiesAs at 31 December, 2013

$338,521directly invested in scholarships over a four year period

Note 2013 2012 $ $ Income Income from generated funds Voluntary Income 5 268,547 320,296 Donations in kind 5 1,673 - Activities for generating funds 5 - 15,786 Interest Income 18 49 270,238 336,131 Expenditures Cost of raising funds - 860 Charitable activities costs 98,252 81,909 Governance costs 11,526 27,390 Administrative and operating expenses 104,454 130,634 214,232 240,793 Net income 56,006 95,338  

fast facts668 years of education commited to

246 scholarships awarded to date

233 active scholarships (2013)

$1000 average scholarship p/a

59% of scholars are male

41% of scholars are female

668 years of education commited to

246 scholarships awarded to date

233 active scholarships (2013)

$1000 average scholarship p/a

2013 was AkarakA’s third full year of operation supporting 233 scholars across 4 cities and 9 separate programs. Since inception, AkarakA has supported over 500 years of college education.

Over the year, SGD270k of donations were raised, while administrative and operating expenses were reduced by 20 percent.

As AkarakA is largely a volunteer organization with only one full time employee, expenses are kept to a minimum. Also as these administrative expenses are funded directly by corporate and Director donations, individual donations fully support Student programs enabling more scholars to get an education.

We think of every dollar of support as an investment in the future of the scholar and his or her family. And these investments are paying back an extremely strong return!

As an example some scholars who graduated in early 2014 obtained employment earning many times the family income, and now they are examples of how education can make a huge difference in people’s lives.

As there families and communities see the impact of education, more young people will want the same and we will create a cycle of positive reinforcement so that every family will support their children to strive for further education. By doing so, the poverty cycle will be broken.

Please join us and help AkarakA to invest in more students. The return on your investment will last generations!

“

”

In conversationwith Robert Vogtle, Director and Co-Founder

X

X

X

X

}The PhilippinesManila

Cebu

Cambodia

Singapore

2013201220112010

100

200

300

scholarships a

warded

59% of scholars are male

5% average drop-out rate over four-year period.

Taking in consideration the financial boundaries faced by our scholars, and in comparison to international retention rates*, this number indicates the true dedication of our scholars to their education.

*Recent studies indicate over 30% of American and Australian university students do not complete their degree within 6 years.

2013201220112010

246

162

82

40

thank-youAllen & Overy LLP Edgar-Jose AmpilChristine Amour-Levar Hayley AndersonEjandrino I AntonyArts HouseAWA Scrapbooking GroupElizabeth Baker Frederic & Joanne BaudinMarianne BehrensHazel T BernardoKevin BingwaBarry Bland Ian BlandAnke Bosman Peter BurrillAngelena CalaCaterpillar FoundationTimothy CheungLeonard ChngAnna Chua-LimFranca CiambellaEvrhoy D CojaChris ContinoVanessa CordonnierDaniel CrispLinda DeseckDeutsche Bank SingaporeDeutsche Bank Asia Fndn.Brad DillonPascale DillonJerry DimosGunter DufreyKhushroo DasturNabaa Laure DeherryponHail-Jose DelafuenteMartin Adrian DivenosaEducation Exchange LtdSiti Jamilah ElleMargarita Encarnacion

Emerson D EnriquezE-Quill Media Pte LtdEtoile ConsultingBarbara EttenhoferBrenda FongFrenchatwork Pte LtdJulian GargiuloParvinder GillCharmian GroveOliver GoetzMargaret GoodchildAmitava GuharoyNicola & Bob Harayda Nicholas HarriganIbrahim HassanKathryn HendrickKay HisolaRena HoSean HoInternational Financial Services Hector JimenezMax KanteliaIsabel KarlClaudia KellerClelie KempfSabine KlemmerReinhard KlemmerRikki Knight-TrembathJulie KohnMikhail KotliarMargaret KostelnikKPMG LLPJoel LauLiang ShiqiBekky LimJan-Michael LimMichael LimShirley LimVeronique Limouzy

Andrew LindsayChee Wan LingSimon LittlewoodSteven LoKeow Hock LyeSarah MangelsdorfKarin MajdalanyVeronica MansonJake ManzanaresJansen MarkFrank MartonAndrew MastersKerry McgrathDan McgrathAndreas MichelLarry MedinaAndreas MichelArie MinandarMarianne MisseghersAnne MorganGeraldine MostachfiCorinne MutinNational Volunteer & Philanthropy CentrePaul NewsomPeter NgVincent NgDino NiloIsabelle Reymond NiloAlex NnamchiChizzy NnamchiMichael Nnamchi Christerina O NoraErwindy F OcampoFrancis OcampoPatrick O’ConnellLinda OeiJino PanganibanClaire PanzerCarol Paterson-Smith

David PenfoldElena PistorioJennifer PowellVenus D Delos Reyes Covic RobertSimon RobsonSandra SarmientoJaney Kang SchuellerBenjamin SchulczHenry ScottJoachim SeibtRevie-Anne SerranoPiers ShingletonMark SingBrian SoChristina SohSheilina SomaniArjun SoniDominique StoltzRonny TanRajat TandonShannon ThorntonTaberna WineThong Bo WeiWill TippingDyan TjhiaCheryl van der HorMike Vessey Elizabeth VogtleRobert VogtleSabine WenterAndrew WilfredAlexandra WillZachary WilsonJenn Wing WoodMak Yong YangLeander I YbanezVictor YeoKai Bei Zhang

donors, supporters and volunteers

donors, supporters and volunteers

SUPPORT: One of the best ways to get involved with AkarakA is to organize a fundraising event on our behalf. Gather your friends and family to take part in a sporting event or nominate AkarakA as your designated charity at your next corporate event. Come up with a fun way to raise funds, every dollar makes a difference .

FUNDRAISING2013 YEAR AT A GLANCE

Akaraka supporters raise almost $50,000

28th May 2013Sundown MarathonMs Charmian Grove raised $400 to AkarakA through the support of her friends. 7th June 2013UWCSEA Grade 10 After Formal PartyStudents Michael and Alex Nnamchi organized an event that raised $1,360 28th June 2013Mont-Blanc 80km Ultra-marathonDeutsche Bank employees organized an internal fundraiser and collected a sum of $8,693 for AkarakA - supporting Andrew Masters’ and Hayley Andersons’ efforts of taking on the challenge of the Mont-Blanc 80Km Ultra-marathon in France. 17th August 2013Tough Mudder - Australia10 volunteers started training for the challenge four months ahead of the Tough Mudder held in Sunshine Coast Australia. 8 volunteers made it in the end and completed the gruelling 19km with 18 obstacles course in 4 hours. They raised a sum of $12,651 for their efforts. 20th October 2013OktoberfestVolunteers Sabine Wenter and Reinhard Klemmer once again opened their lovely home to close friends for beer and a Bavarian feast during Oktoberfest. They requested that their guests make a donation in return, and raised $6,200 11th December 2013A Night of Music and FriendshipVolunteers, Chizzy Nnamchi and friends have came together to organize a concert by dynamic classical pianist, Julian Lawrence Gargiulo at The Arts House, in Singapore’s Old Parliament Building, proceeded by a cocktail reception. The event raised $18,894

15th December 2013Commando Challenge8 volunteers took part in the Commando Challenge in Singapore and endured a 12km off-road course with 25 military obstacles. They raised a sum of $3,582.55 for their efforts.

Caterpillar FoundationThrough it’s Give2Asia program the Caterpillar Foundation granted US$120,000 to fund the education of 30 students. This support provides invaluable assistance in educating students in areas where they see future job opportunities in order to create sustainable success stories for talented, young adults, who couldn’t afford education otherwise.

Deutsche Bank Deutsche Bank has been a continued supporter and key pillar for AkarakA’s success. Through their generous financial support, Deutsche Bank Asia Foundation contributed to the education of each and every student - by sponsoring not only scholarship programs, but also largely funding AkarakA’s operations. Many Deutsche Bank employees are volunteers for AkarakA, who share their spare time and professional skills, supporting AkarakA’s mission.

E-Quill Media Pte Ltd of Storm magazine. Brought together some of the Singapore’s best brands and celebrities in an evening that celebrated their role in spreading the value of the made-in-Singapore badge internationally. AkarakA received a $11,768 donation.

Frenchatwork Pte LtdFrench@Work offers a suite of Language Training Solutions to both the corporate and individual clients. AkarakA was selected to receive a percentage of its sales in quarterly donations for one year. We received a total donation of $6,000

International Financial Services AkarakA was one of two charities chosen to benefit from a golf for charity tournament organized by IFS on 6th September 2013. It was a day designed to engage with senior corporate audience while raising funds for charity. AkarakA received a donation of $22,622

KPMG LLPWe continue to receive donation from KPMG LLP to defray our financial audit costs. In 2013, KPMG donated $7,200 back to the charity. Singapore ShowcaseWe were selected as one of four international charities that benefited from an event organized by this publication company.

Corporate Involvement The involvement of companies and organizations via grants, charity events, and gifts-in-kind is integral to our ongoing operations.

In 2013 we would like to offer thanks to the following organizations for their support.

Meet ourBoard of Directors

Elizabeth BakerDirector

Elizabeth Baker is currently Head of Actuarial Life for Comminsure Financial Services, based in Sydney, Australia. Her main areas of expertise are in the finance, insurance and actuarial fields. She is Australian and has worked for the past twenty years in financial services in a variety of countries including Australia, France, Japan and in Singapore. She also has experience doing volunteer work in a micro insurance organization in India.

Elizabeth has had the opportunity to mentor a number of students as part of her work in financial services. She appreciates how the types of financial and other assistance that Akaraka provides, can enable students to gain an education that will allow them to have a rewarding career.

Robert VogtleDirector and Founder

Rob is currently the Chief Financial Officer of Deutsche Bank, Asia Pacific and is a member of the DB Group Finance Committee and the Asia Pacific Regional Executive Committee. He has worked within the Financial Industry for 25 years, holding senior management positions in multinational corporations in North America, Europe, and Asia. Rob has been an active participant and supporter of many Charitable organizations over the years. Lead in such efforts by his wife, Elizabeth who has served on Boards and volunteered for organizations such as Tabitha, PACE, Canadian Association of Singapore and the American Women’s Association. The creation of AkarakA is a new step forward for Rob where he is now putting his skills and experience directly to use to build a platform to enable the funding of education for those in need across the globe.

Chizoba (Chizzy) NnamchiDirector and Founder

Chizzy is the founder, majority owner and CEO of Nibiru Footwear Co. Pte, headquartered in Singapore, holding and operating franchise businesses from Bata Shoe Company across Western Africa. Until September 2013, he was the CEO of DHL Global Forwarding for Western Africa. He has also worked for 3M Company in Asia Pacific and Schlumberger in the Middle East – in various management positions.

Chizzy, his wife, Franca and their 3 sons – have over the years supported different charities in their home countries Nigeria and Canada, as well as in Singapore.

Akaraka was founded by a highly regarded and experienced team of senior executives with a breadth of knowledge and capabilities from diverse industries and regions. With a strong background in governance, financial and legal compliance our Board of Directors oversee every aspect of operations.

Larry MedinaDirector

Larry Medina has over twenty years of work experience in USA, Europe and Asia. He started his career as a Chemical Engineer working in the petroleum industry in Alaska. After five year, he went to Dartmouth College and attained a Masters of Business Administration in 1995. To gain international business experience, Larry then volunteered to work one year in Slovakia as part of the MBA Enterprise Corp. In 1996, he started a 17-year career progression in Finance, Accounting, Tax and Treasury with Hewlett-Packard, Agilent, Avago Technologies, Symantec and Knowledge Universe. After careers in engineering and finance, he recently entered his third career and now works at Singapore Management University as a Career Advisor and Corporate Liaison. He has lived in Singapore for over thirteen years and has managed teams in China, India, Japan, Malaysia and Singapore.

In addition to the one year of volunteer work in Slovakia, he has been involved Singapore volunteer activities including the Youth Olympic Games and Thomson-Toa Payoh Grassroots. Having benefited from a university scholarship, Larry is a firm believer that education is the greatest gift a person can give to another. Because of this firm belief in education, he has been volunteering with AkarakA since February 2011.

Victor YeoDirector Victor Yeo is currently Associate Professor of Law, and Head of the Division of Business Law at the Nanyang Business School of Nanyang Technological University. His main areas of expertise are in corporate law and governance. He joined the University in 1992 after spending several years in private legal practice doing general commercial and corporate litigation at a leading law firm. He is concurrently also Associate Director with Aptus Law Corporation. He also has experience doing volunteer work for various charities as well as engaging in training and other consulting work for various not-for-profit organisations.

Having spent over twenty years with the University and having sat in an chaired various scholarship and bursary committees, Victor has had the opportunity to see first-hand how scholarships and bursaries have provided a much needed helping hand to students and their families as they pursue their aspirations to obtain a university degree.

AdministrationRuby ChanProject ManagerRuby Chan has eight years of experience working in the not-for-profit sector. She first started as a Senior Executive and progressed to Deputy Executive Director in a charitable organisation that champions youth development prior to joining AkarakA. In the course of her work, she has gained experience in designing programs and working with marginalized youths and young adults in areas of vocational training, capacity and character development. She managed both local and overseas youth development programs and she has also proven to be an exceptional crisis manager with all-rounded experience in the governance of a charity. Determined and dedicated to the cause of making a difference to the lives of the less privileged, Ruby believes that making education and fair-employment opportunities available to every youth seeking to change their life conditions is the key to break the cycle of poverty.

113 Somerset RoadThe Hub SingaporeSingapore 238165

Reg No. 201017533Z

Tel : +65 9640 6890

Email : info@akaraka.org.sg

www.akaraka.org.sg

www.facebook.com/akarakaltd