TITLE COMPANY ACTIVITY REPORT

ALAMEDA COUNTY

JULY 2011

© 2012 REM Reports (800) 446-5220

UNLESS EXPRESSLY STATED OTHERWISE PER YOUR LICENSE AGREEMENT YOU MAY ONLY USE THIS REPORT FOR THE INTERNAL BUSINESS PUPOSES EXPRESSLY SET FORTH IN YOUR LICENSE AGREEMENT. THIS REPORT IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. DATA PROVIDER DOES NOT REPRESENT OR WARRANT THAT THIS REPORT IS COMPLETE OR FREE FROM ERROR, AND DOES NOT ASSUME, AND EXPRESSLY DISCLAIMS, ANY LIABILITY TO ANY PERSON OR ENTITY FOR LOSS OR DAMAGE CAUSED BY ERRORS OR OMISSIONS IN THE REPORT.

REM R E A L E S T A T E M A R K E T R E P O R T S

A

SECTION Abbreviation Tables Company Market Share (EXCLUDING LCP closings) Company Market Share (INCLUDING LCP closings) Company Market Share (INCLUDING LCP closings & NOTICE OF DEFAULT) Company Resale Market Share Company Refinance Market Share Company New Residential Market Share Company Limited Coverage Policy Market Share Notice of Default Market Share Insured Transactions by Type Percentage of Insured Closings by Transaction Type Resales by Branch Location Average Resale Price by Area Average Resale Price by Company Average Refinance Amount by Company Current Number of All Insured Closings by Company Current Percentage of All Insured Closings by Company Year-to-Date Number of All Insured Closings by Company Year-to-Date Percentage of All Insured Closings by Company Dollar Volume by Company Percentage of Dollar Volume by Company

Reports by Company Branch Location Oakland Branches Montclair Branches City of Alameda Branches Albany Branches Berkeley Branches Castro Valley Branches San Leandro & San Lorenzo Branches Hayward Branches Fremont, Newark, Union City & Warm Springs Branches Dublin & Pleasanton Branches Livermore Branches Title Only Departments Limited Coverage Policy Closings Foreclosure Activity

Reports by Geographic Area Oakland & Piedmont Area City of Alameda Area Albany & Berkeley Area Hayward, Castro Valley, San Leandro & San Lorenzo Area Fremont, Newark & Union City Area Tri-Valley (Dublin, Pleasanton & Livermore) Area

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Table of Contents

TITLE COMPANY CODE BRANCH / DEPT CODE

Cornerstone Title Company COR Alameda ALAChicago Title Company CTI Albany ALBFirst American Title Company FAT Berkeley BERFidelity National Title Company FNT Castro Valley CVNorth American Title Company NAT Dublin DUBOld Republic Title Company ORT Fremont FREPacific Coast Title Company PCT Hayward HAYPlacer Title Company PTC Lender Department LENWestminster Title Company WMT Livermore LIV

Montclair MONNewark NEWOakland OAKPiedmont PIEPleasanton PLESan Leandro SLESan Lorenzo SLOSpecial Projects SPTitle Only TO

OAK MON, PIE ALA ALB BER CV SLE HAY FRE PLE LIV BR TTL TO, LEN DEPT TTL

COR 1 1 2 1 1CTI 2 1 1 1 2 1 1 9 1 1

FAT 1 1 2 4 1 1FNT 1 1 1 1 4 1 1NAT 1 1 2 4 1 1ORT 2 1 1 2 2 1 9 1 1PCT 1 1 1 1PTC 1 1 1 1 4 1 1WMT 1 1 1 1TOTAL 4 4 2 1 2 4 0 0 9 11 1 38 9 9

i

A B B R E V I A T I O N T A B L E S

BRANCHES AND DEPARTMENTS ACTIVE IN ALAMEDA COUNTY

ALAMEDA COUNTYJULY 2011

OVERALL MARKET SHARE(EXCLUDING LCP CLOSINGS)

(EXCLUDING FORECLOSURE RECORDINGS)

PCT 0.93% COR 1.33%

WMT 0.59% WMT 0.54%

PTC 6.38% PTC 5.56%

COR 1.44% PCT 1.36%

FNT 15.92% FNT 13.44%

NAT 6.66% NAT 6.13%

ORT 22.30% CTI 24.98%

FAT 21.12% ORT 19.70%

JUL 2010 JUL 2011

CTI 24.67% FAT 26.95%

0.00

0.05

0.10

0.15

0.20

0.25

0.30

201007 201008 201009 201010 201011 201012 201101 201102 201103 201104 201105 201106 201107

PTC CTI FAT FNT NAT ORT PCT COR WMT

© 2012 REM REPORTS 1A

ALAMEDA COUNTYJULY 2011

OVERALL MARKET SHARE(INCLUDING LCP CLOSINGS)

(EXCLUDING FORECLOSURE RECORDINGS)

0.53%

PTC 6.27%

NAT 6.11%

COR 1.31%

5.97%

1.33%

1.30%

WMT 0.54%

PTC

PCT

CORPCT

CTI 22.99%

ORT 20.27%

FNT 14.48%

JULJUL 2010

FAT 27.15% FAT

19.29%

24.51%

13.14%

6.11%

2011

27.82%

0.89%

WMT

CTI

ORT

FNT

NAT

0.00

0.05

0.10

0.15

0.20

0.25

0.30

201107 201007 201008 201009 201010 201011 201012 201101 201102 201103 201104 201105 201106

COR CTI FAT FNT NAT ORT PCT PTC WMT

© 2012 REM REPORTS 1B

ALAMEDA COUNTYJULY 2011

OVERALL MARKET SHARE(INCLUDING LCP CLOSINGS)

(INCLUDING FORECLOSURE RECORDINGS)

WMT 0.52% WMT 0.51%

PCT 1.17% COR 1.25%

NAT 6.04% PTC 5.72%

COR 1.26% PCT 1.59%

FNT 14.14% FNT 12.83%

PTC 6.07% NAT 5.86%

CTI 22.30% CTI 23.61%

ORT 19.80% ORT 18.66%

JUL 2010 JUL 2011

FAT 28.69% FAT 29.98%

0.00

0.05

0.10

0.15

0.20

0.25

0.30

0.35

201107 201007 201008 201009 201010 201011 201012 201101 201102 201103 201104 201105 201106

CTI FAT FNT NAT ORT PCT PTC COR WMT

© 2012 REM REPORTS 1C

ALAMEDA COUNTYJULY 2011

RESALE MARKET SHARE

0.54%WMT 0.49% WMT

JUL 2010 JUL 2011

ORT 29.07% CTI 33.70%

CTI 26.72% ORT 26.79%

FNT 18.46% FNT 14.13%

FAT 9.55% FAT 9.16%

NAT 7.85% NAT 6.44%

PCT 1.13% COR 1.55%

PTC 5.51% PTC 5.98%

COR 1.21% PCT 1.71%

0.00

0.05

0.10

0.15

0.20

0.25

0.30

0.35

0.40

201107 201007 201008 201009 201010 201011 201012 201101 201102 201103 201104 201105 201106

CTI FAT FNT NAT ORT PCT PTC COR WMT

© 2012 REM REPORTS 2A

ALAMEDA COUNTYJULY 2011

REFINANCE MARKET SHARE

WMT 0.39% WMT 0.16%

CTI 24.19% CTI 19.69%

ORT 19.46% ORT 15.09%

FNT 15.25% FNT

2011

FAT 25.06% FAT 37.42%

7.05%

JUL 2010 JUL

NAT 6.15%

13.59%

PCT 0.87% PCT 1.19%

NAT 6.11% PTC 5.48%

COR 1.62% COR 1.24%

PTC

0.00

0.05

0.10

0.15

0.20

0.25

0.30

0.35

0.40

0.45

201107 201007 201008 201009 201010 201011 201012 201101 201102 201103 201104 201105 201106

COR CTI FAT FNT NAT ORT PCT PTC WMT

© 2012 REM REPORTS 2B

ALAMEDA COUNTYJULY 2011

NEW RESIDENTIAL MARKET SHARE

PCT 0.00% COR 0.00%

COR 0.00% FNT 0.00%

FNT 3.42% NAT 1.15%

PTC 0.85% PCT 0.00%

WMT 5.98% WMT 9.20%

NAT 5.98% PTC 1.15%

CTI 13.68% ORT 17.24%

ORT 11.97% CTI 13.79%

JUL 2010 JUL 2011

FAT 58.12% FAT 57.47%

0.00

0.10

0.20

0.30

0.40

0.50

0.60

0.70

201007 201008 201009 201010 201011 201012 201101 201102 201103 201104 201105 201106 201107

CTI FAT FNT NAT ORT PCT PTC WMT COR

© 2012 REM REPORTS 2C

ALAMEDA COUNTYJULY 2011

LIMITED COVERAGE POLICY MARKET SHAREEXCLUDING UNKNOWN TITLE OR REPORTING COMPANIES

COR 0.00% FNT 0.00%

JUL 2010 JUL 2011

FAT 85.75% FAT 65.79%

CTI 6.75% PTC 23.68%

PTC 5.25% NAT 5.26%

NAT 0.75% CTI 3.95%

ORT 0.50% ORT 1.32%

WMT 0.00% PCT 0.00%

FNT 0.50% COR 0.00%

PCT 0.50% WMT 0.00%

0.00

0.10

0.20

0.30

0.40

0.50

0.60

0.70

0.80

0.90

1.00

201107 201007 201008 201009 201010 201011 201012 201101 201102 201103 201104 201105 201106

CTI FAT FNT NAT ORT PTC PCT COR WMT

© 2012 REM REPORTS 2D

ALAMEDA COUNTYJULY 2011

NOTICE OF DEFAULT MARKET SHAREINCLUDING UNKNOWN NOTICE OF DEFAULT RECORDINGS

WMT 0.00%COR 0.00%

WMT 0.00% PTC 0.00%

CTI 1.12% ORT 0.92%

PTC 0.00% NAT 0.46%

FNT 2.23% CTI 5.07%

ORT 1.68% FNT 2.76%

FAT 32.96% UNK 25.81%

PCT 3.07% PCT 7.83%

JUL 2010 JUL 2011

UNK 58.94% FAT 57.14%

0.00

0.10

0.20

0.30

0.40

0.50

0.60

0.70

201107 201108 201109 201110 201111 201112 201201 201202 201203 201204 201205 201206 201207

CTI FAT FNT NAT ORT PCT PTC UNK

© 2012 REM REPORTS 2E

ALAMEDA COUNTYJULY 2011

TRANSACTIONS BY TYPE

0

1000

2000

3000

4000

5000

6000

7000

8000

9000

201007 201008 201009 201010 201011 201012 201101 201102 201103 201104 201105 201106 201107

REFI RESALE NOTICE OF DEFAULT LIMITED COVERAGE POLICY REO SALES NEW RES TOTAL

201007 201008 201009 201010 201011 201012 201101 201102 201103 201104 201105 201106 201107NOTICE OF DEFAULT 892 1025 1069 999 967 887 904 684 1031 759 724 801 670LIMITED COVERAGE POLICY 591 774 814 715 76 235 238 239 235 213 213 210 188NEW RES 118 109 128 107 128 107 57 74 112 80 97 99 87REFI 3377 4594 4766 5225 5803 5229 3576 2722 2749 2417 2100 2915 2765RESALE 1402 1280 1298 1224 1247 1567 1077 1030 1505 1457 1460 1684 1540TOTAL 6380 7782 8075 8270 8221 8025 5852 4749 5632 4926 4594 5709 5250REO SALES 274 285 281 242 291 364 329 306 416 251 308 364 324

© 2012 REM REPORTS 3

ALAMEDA COUNTYJULY 2011

TRANSACTIONS BY TYPE

RESALE 29.33%

NEW RES 1.66%

REFI 52.67%

NOTICE OF DEFAULT 12.76%

LIMITED COVERAGE POLICY

3.58%

JULY

RESALE 26.57%

NEW RES 1.65%

REFI 52.42%

NOTICE OF DEFAULT 15.18%

LIMITED COVERAGE

POLICY 4.18%

YTD

MONTH YTD YTD AVGNOTICE OF DEFAULT 670 5573 796LIMITED COVERAGE POLICY 188 1536 219NEW RES 87 606 87REFI 2765 19244 2749RESALE 1540 9753 1393TOTAL 5250 36712 5244REO SALES 324 2298 328

© 2012 REM REPORTS 4

ALAMEDA COUNTYJULY 2011

RESALES BY BRANCH LOCATIONS

ALAMEDA 3.21%

ALBANY 2.93%

BERKELEY 3.57%

CASTRO VALLEY 9.41%

FREMONT 16.51% LIVERMORE 1.54% MONTCLAIR 10.41%

OAKLAND 4.85%

PLEASANTON 15.73%

TITLE ONLY & SPECIAL PROJECTS

31.85%

YTD

ALAMEDA 3.35%

ALBANY 3.43%

BERKELEY 4.60%

CASTRO VALLEY 10.20%

FREMONT 16.98%LIVERMORE 1.71% MONTCLAIR

12.38%

OAKLAND 3.74%

PLEASANTON 15.97%

TITLE ONLY & SPECIAL PROJECTS

27.65%

JULY

MONTH TOTAL YTD AVGALAMEDA 43 263 38ALBANY 44 240 34BERKELEY 59 293 42CASTRO VALLEY 131 772 110FREMONT 218 1354 193LIVERMORE 22 126 18MONTCLAIR 159 854 122OAKLAND 48 398 57PLEASANTON 205 1290 184TITLE ONLY & SPECIAL PROJECTS 355 2612 373

© 2012 REM REPORTS 5

ALAMEDA COUNTYJULY 2011

AVERAGE RESALE PRICE BY AREA(BASED ON FULL VALUE TRANSFERS OF LESS THAN $1,000,000)

363

469

280

296

412

495

483

370

463

282

298

431

487

516

0.00 100.00 200.00 300.00 400.00 500.00 600.00

COUNTY AVERAGE

TRI-VALLEY

OAKLAND & PIEDMONT

HAYWARD & CASTRO VALLEY

FREMONT, NEWARK & UNION CITY

CITY OF ALAMEDA

ALBANY & BERKELEY

MONTH YTD

© 2012 REM REPORTS 6

ALAMEDA COUNTYJULY 2011

AVERAGE RESALE PRICE BY COMPANY(BASED ON FULL VALUE TRANSFERS OF LESS THAN $1,000,000)

392

412

365

391

346

380389

451

277

393377

403

355370

329

385 383

408

352

382

0.00

50.00

100.00

150.00

200.00

250.00

300.00

350.00

400.00

450.00

500.00

COR CTI FAT FNT NAT ORT PCT PTC WMT AVG

MONTH YTD AVG

© 2012 REM REPORTS 7

ALAMEDA COUNTYJULY 2011

AVERAGE REFINANCE AMOUNT BY COMPANY(BASED ON REFINANCES OF LESS THAN $1,000,000)

391 389

304

396

365352 352

411

345362 364

298

378361

350361

386

295

0

50

100

150

200

250

300

350

400

450

COR CTI FAT FNT NAT ORT PCT PTC WMT

MONTH YTD AVG

© 2012 REM REPORTS 8

ALAMEDA COUNTYJULY 2011

# OF INSURED CLOSINGS BY COMPANY

0

200

400

600

800

1,000

1,200

COR COR(a) CTI CTI(a) FAT FAT(a) FNT FNT(a) NAT NAT(a) ORT ORT(a) PCT PCT(a) PTC PTC(a) WMT WMT(a)

REFI RESALE DEFAULT NEW RES LCP

COR CTI FAT FNT NAT ORT PCT PTC WMT TOTALDEFAULT 0 4 117 8 0 6 11 0 0 146LCP 0 3 50 0 4 1 0 18 0 76NEW RES 0 12 50 0 1 15 0 1 8 87REFI 24 381 724 263 119 292 23 106 3 1935RESALE 20 434 118 182 83 345 22 77 7 1288TOTAL - EXCL LCP, DEFAULT & TIMESHARE 44 827 892 445 203 652 45 184 18 3310TOTAL - INCL LCP, DEFAULT & TIMESHARE 44 834 1059 453 207 659 56 202 18 3532

© 2012 REM REPORTS 9

ALAMEDA COUNTYJULY 2011

% OF INSURED CLOSINGS BY COMPANY

COR 1.33%

CTI 24.98%

FAT 26.95%

FNT 13.44%

NAT 6.13%

ORT 19.70%

PCT 1.36% PTC 5.56% WMT 0.54%

EXCL LCP, DEFAULT & TIMESHARE

COR 1.25%

CTI 23.61%

FAT 29.98%

FNT 12.83%

NAT 5.86%

ORT 18.66%

PCT 1.59%PTC 5.72% WMT 0.51%

INCL LCP, DEFAULT & TIMESHARE

COR CTI FAT FNT NAT ORT PCT PTC WMTDEFAULT 0.00% 2.74% 80.14% 5.48% 0.00% 4.11% 7.53% 0.00% 0.00%LCP 0.00% 3.95% 65.79% 0.00% 5.26% 1.32% 0.00% 23.68% 0.00%NEW RES 0.00% 13.79% 57.47% 0.00% 1.15% 17.24% 0.00% 1.15% 9.20%REFI 1.24% 19.69% 37.42% 13.59% 6.15% 15.09% 1.19% 5.48% 0.16%RESALE 1.55% 33.70% 9.16% 14.13% 6.44% 26.79% 1.71% 5.98% 0.54%TOTAL - EXCL LCP, DEFAULT & TIMESHARE 1.33% 24.98% 26.95% 13.44% 6.13% 19.70% 1.36% 5.56% 0.54%TOTAL - INCL LCP, DEFAULT & TIMESHARE 1.25% 23.61% 29.98% 12.83% 5.86% 18.66% 1.59% 5.72% 0.51%

© 2012 REM REPORTS 10

ALAMEDA COUNTYYEAR-TO-DATE THROUGH JULY 2011

# OF INSURED CLOSINGS BY COMPANY

0.00

1,000.00

2,000.00

3,000.00

4,000.00

5,000.00

6,000.00

7,000.00

8,000.00

COR CTI FAT FNT NAT ORT PCT PTC WMT

REFI RESALE DEFAULT NEW RES LCP

COR CTI FAT FNT NAT ORT PCT PTC WMT TOTALDEFAULT 0 18 816 108 18 66 102 1 0 1129LCP 2 81 309 7 34 18 0 128 1 580NEW RES 0 83 298 8 26 129 0 3 47 594REFI 182 2698 4517 1743 838 2195 160 801 44 13178RESALE 125 2552 838 1407 538 2132 136 470 46 8244TOTAL - EXCL LCP, DEFAULT & TIMESHARE 307 5333 5653 3158 1402 4456 296 1274 137 22016TOTAL - INCL LCP, DEFAULT & TIMESHARE 309 5432 6778 3273 1454 4540 398 1403 138 23725

© 2012 REM REPORTS 11

ALAMEDA COUNTYYEAR-TO-DATE THROUGH JULY 2011

% OF INSURED CLOSINGS BY COMPANY

COR 1.39%

CTI 24.22%

FAT 25.68%FNT 14.34%

NAT 6.37%

ORT 20.24%

PCT 1.34%PTC 5.79%

WMT 0.62%

EXCL LCP, DEFAULT & TIMESHARE

COR 1.30%

CTI 22.90%

FAT 28.57%

FNT 13.80%

NAT 6.13%

ORT 19.14%

PCT 1.68%PTC 5.91%

WMT 0.58%

INCL LCP, DEFAULT & TIMESHARE

COR CTI FAT FNT NAT ORT PCT PTC WMTDEFAULT 0.00% 1.59% 72.28% 9.57% 1.59% 5.85% 9.03% 0.09% 0.00%LCP 0.34% 13.97% 53.28% 1.21% 5.86% 3.10% 0.00% 22.07% 0.17%NEW RES 0.00% 13.97% 50.17% 1.35% 4.38% 21.72% 0.00% 0.51% 7.91%REFI 1.38% 20.47% 34.28% 13.23% 6.36% 16.66% 1.21% 6.08% 0.33%RESALE 1.52% 30.96% 10.16% 17.07% 6.53% 25.86% 1.65% 5.70% 0.56%TOTAL - EXCL LCP, DEFAULT & TIMESHARE 1.39% 24.22% 25.68% 14.34% 6.37% 20.24% 1.34% 5.79% 0.62%TOTAL - INCL LCP, DEFAULT & TIMESHARE 1.30% 22.90% 28.57% 13.80% 6.13% 19.14% 1.68% 5.91% 0.58%

© 2012 REM REPORTS 12

ALAMEDA COUNTYJULY 2011

DOLLAR ($) VOLUME BY COMPANYRESALE AND NEW RESIDENTIAL AMOUNTSARE BASE ONLY ON THOSE DOCUMENTS THAT SHOW A FULL VALUE TRANSFER OF LESS THAN $1,000,000

REFINANCE AMOUNTS ARE BASED ON LOANS OF LESS THAN $1,000,000

0

50,000

100,000

150,000

200,000

250,000

300,000

350,000

COR COR(a) CTI CTI(a) FAT FAT(a) FNT FNT(a) NAT NAT(a) ORT ORT(a) PCT PCT(a) PTC PTC(a) WMT WMT(a)

REFI RESALE NEW RES LCP

COR CTI FAT FNT NAT ORT PCT PTC WMT TOTAL $LCP 0 418 3829 0 202 63 0 1219 0 5731NEW RES 0 6942 21194 0 0 7388 0 715 4457 40695REFI 9397 141835 217356 101087 43484 97515 8107 42760 1035 662576RESALE 7845 164949 39021 66849 28014 118866 7781 31595 1941 466861MONTH TOTAL $ 17242 314144 281400 167936 71700 223831 15888 76289 7433 1175863

LCP 172 6475 22449 1120 2435 1087 0 10511 71 44320NEW RES 0 37398 119918 2818 3097 67506 0 1415 24165 256316REFI 63848 942038 1324535 637767 296166 723051 57436 302815 12989 4360645RESALE 44082 945642 256652 498196 171226 747364 47823 177377 14772 2903133YTD TOTAL $ 108102 1931553 1723554 1139901 472923 1539008 105259 492118 51997 7564414

© 2012 REM REPORTS 13

ALAMEDA COUNTYJULY 2011

% OF DOLLAR VOLUME BY COMPANYRESALE AND NEW RESIDENTIAL AMOUNTSARE BASE ONLY ON THOSE DOCUMENTS THAT SHOW A FULL VALUE TRANSFER OF LESS THAN $1,000,000

REFINANCE AMOUNTS ARE BASED ON LOANS OF LESS THAN $1,000,000

COR 1.47%

CTI 26.72%

FAT 23.93%

FNT 14.28%

NAT 6.10%

ORT 19.04%

PCT 1.35%PTC 6.49%

WMT 0.63%

JULY

COR 1.43%

CTI 25.53%

FAT 22.79%FNT 15.07%

NAT 6.25%

ORT 20.35%

PCT 1.39%PTC 6.51% WMT 0.69%

YTD

COR CTI FAT FNT NAT ORT PCT PTC WMTLCP 0.00% 7.29% 66.81% 0.00% 3.52% 1.10% 0.00% 21.27% 0.00%NEW RES 0.00% 17.06% 52.08% 0.00% 0.00% 18.15% 0.00% 1.76% 10.95%REFI 1.42% 21.41% 32.80% 15.26% 6.56% 14.72% 1.22% 6.45% 0.16%RESALE 1.68% 35.33% 8.36% 14.32% 6.00% 25.46% 1.67% 6.77% 0.42%MONTH TOTAL % 1.47% 26.72% 23.93% 14.28% 6.10% 19.04% 1.35% 6.49% 0.63%

LCP 0.39% 14.61% 50.65% 2.53% 5.49% 2.45% 0.00% 23.72% 0.16%NEW RES 0.00% 14.59% 46.79% 1.10% 1.21% 26.34% 0.00% 0.55% 9.43%REFI 1.46% 21.60% 30.37% 14.63% 6.79% 16.58% 1.32% 6.94% 0.30%RESALE 1.52% 32.57% 8.84% 17.16% 5.90% 25.74% 1.65% 6.11% 0.51%YTD TOTAL % 1.43% 25.53% 22.79% 15.07% 6.25% 20.35% 1.39% 6.51% 0.69%

© 2012 REM REPORTS 14

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR OAKLAND BRANCHESCTI OAB = 595 BROADWAY ST ORT OAR = 555 12TH ST STE 2000

CTI OAK = ONE KAISER PLAZA, STE 745

ORT OAK = 555 12TH ST #2150

0

10

20

30

40

50

60

70

REFI RESALE NEW RES

CTI OAB CTI OAK ORT OAK ORT OAR TOTALNEW RES 0 1 5 0 6REFI 22 11 6 44 83RESALE 18 6 9 15 48TOTAL 40 18 20 59 137YTD AVG (a) 47 14 27 50 137

© 2012 REM REPORTS 15

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR OAKLAND BRANCHESCTI OAB = 595 BROADWAY ST ORT OAR = 555 12TH ST STE 2000

CTI OAK = ONE KAISER PLAZA, STE 745

ORT OAK = 555 12TH ST #2150

CTI OAB 34.13%

CTI OAK 9.99%ORT OAK 19.35%

ORT OAR 36.52%

YTD

CTI OAB 29.20%

CTI OAK 13.14%

ORT OAK 14.60%

ORT OAR 43.07%

JULY

CTI OAB CTI OAK ORT OAK ORT OARNEW RES 0.00% 16.67% 83.33% 0.00%REFI 26.51% 13.25% 7.23% 53.01%RESALE 37.50% 12.50% 18.75% 31.25%TOTAL 29.20% 13.14% 14.60% 43.07%YTD % 34.13% 9.99% 19.35% 36.52%

© 2012 REM REPORTS 16

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR MONTCLAIR & PIEDMONT BRANCHESCTI MON = 6210 MEDAU PL ORT MON = 6201 ANTIOCH ST #300

FAT MON = 6232 LA SALLE AVE

FNT MON = 6200 LA SALLE AVE

0

10

20

30

40

50

60

70

80

90

RESALE REFI NEW RES

CTI MON FAT MON FNT MON ORT MON TOTALNEW RES 0 0 0 2 2REFI 15 17 8 20 60RESALE 58 27 18 56 159TOTAL 73 44 26 78 221YTD AVG (a) 53 34 31 76 194

© 2012 REM REPORTS 17

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR MONTCLAIR & PIEDMONT BRANCHESCTI MON = 6210 MEDAU PL ORT MON = 6201 ANTIOCH ST #300

FAT MON = 6232 LA SALLE AVE

FNT MON = 6200 LA SALLE AVE

CTI MON 27.41%

FAT MON 17.41%

FNT MON 15.94%

ORT MON 39.24%

YTD

CTI MON 33.03%

FAT MON 19.91% FNT MON

11.76%

ORT MON 35.29%

JULY

CTI MON FAT MON FNT MON ORT MONNEW RES 0.00% 0.00% 0.00% 100.00%REFI 25.00% 28.33% 13.33% 33.33%RESALE 36.48% 16.98% 11.32% 35.22%TOTAL 33.03% 19.91% 11.76% 35.29%YTD % 27.41% 17.41% 15.94% 39.24%

© 2012 REM REPORTS 18

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR ALAMEDA BRANCHESFNT ALA = 887 ISLAND DR, STE C

PTC ALA = 883 G ISLAND DR

0

5

10

15

20

25

30

35

40

45

50

REFI RESALE NEW RES

FNT ALA PTC ALA TOTALNEW RES 0 0 0REFI 10 19 29RESALE 25 18 43TOTAL 35 37 72YTD AVG (a) 27 44 70

© 2012 REM REPORTS 19

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR ALAMEDA BRANCHESFNT ALA = 887 ISLAND DR, STE C

PTC ALA = 883 G ISLAND DR

FNT ALA 37.88%

PTC ALA 62.12%

YTD

FNT ALA 48.61%

PTC ALA 51.39%

JULY

FNT ALA PTC ALANEW RES 0.00% 0.00%REFI 34.48% 65.52%RESALE 58.14% 41.86%TOTAL 48.61% 51.39%YTD % 37.88% 62.12%

© 2012 REM REPORTS 20

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR ALBANY BRANCHESCTI ALB = 1320 SOLANO AVE

0

10

20

30

40

50

60

70

80

90

REFI RESALE NEW RES

CTI ALB TOTALNEW RES 0 0REFI 34 34RESALE 44 44TOTAL 78 78YTD AVG (a) 58 58

© 2012 REM REPORTS 21

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR ALBANY BRANCHESCTI ALB = 1320 SOLANO AVE

CTI ALB 100.00%

YTD

CTI ALB 100.00%

JULY

CTI ALBNEW RES 0.00%REFI 100.00%RESALE 100.00%TOTAL 100.00%YTD % 100.00%

© 2012 REM REPORTS 22

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR BERKELEY BRANCHESORT BER = 900 COLUSA AVE, #204

PTC BES = 1797 SHATTUCK AVE, STE D

0

10

20

30

40

50

60

REFI RESALE NEW RES

ORT BER PTC BES TOTALNEW RES 2 1 3REFI 28 6 34RESALE 24 35 59TOTAL 54 42 96YTD AVG (a) 46 30 76

© 2012 REM REPORTS 23

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR BERKELEY BRANCHESORT BER = 900 COLUSA AVE, #204

PTC BES = 1797 SHATTUCK AVE, STE D

PTC BES 39.44%

ORT BER 60.56%

YTD

ORT BER 56.25%

PTC BES 43.75%

JULY

ORT BER PTC BESNEW RES 66.67% 33.33%REFI 82.35% 17.65%RESALE 40.68% 59.32%TOTAL 56.25% 43.75%YTD % 60.56% 39.44%

© 2012 REM REPORTS 24

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR CASTRO VALLEY BRANCHESCTI CV = 3365 CASTRO VALLEY BLVD ORT CVB = 3160 CASTRO VALLEY BLVD. STE C

NAT CV = 21060 REDWOOD RD, STE 110

ORT CV = 20980 REDWOOD RD #160

0

10

20

30

40

50

60

70

80

90

100

RESALE REFI NEW RES

CTI CV NAT CV ORT CV ORT CVB TOTALNEW RES 0 0 0 0 0REFI 5 8 37 5 55RESALE 20 40 57 14 131TOTAL 25 48 94 19 186YTD AVG (a) 20 41 75 21 158

© 2012 REM REPORTS 25

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR CASTRO VALLEY BRANCHESCTI CV = 3365 CASTRO VALLEY BLVD ORT CVB = 3160 CASTRO VALLEY BLVD. STE C

NAT CV = 21060 REDWOOD RD, STE 110

ORT CV = 20980 REDWOOD RD #160

CTI CV 12.78%

NAT CV 26.29%

ORT CV 47.51%

ORT CVB 13.42%

YTD

CTI CV 13.44%NAT CV 25.81%

ORT CV 50.54%

ORT CVB 10.22%

JULY

CTI CV NAT CV ORT CV ORT CVBNEW RES 0.00% 0.00% 0.00% 0.00%REFI 9.09% 14.55% 67.27% 9.09%RESALE 15.27% 30.53% 43.51% 10.69%TOTAL 13.44% 25.81% 50.54% 10.22%YTD % 12.78% 26.29% 47.51% 13.42%

© 2012 REM REPORTS 26

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR FREMONT, NEWARK & UNION CITY BRANCHESCOR FRE = 39420 LIBERTY ST, STE 160 FAT FRE = 39650 LIBERTY ST, STE 140 ORT FRE = 39300 CIVIC CENTER DR #200

CTI FR2 = 43480 MISSION BLVD, STE 250 FNT FRW = 2201 WALNUT AVE, STE 110 ORT FRM = 41111 MISSION BLVD #200

CTI FRW = 3340 WALNUT AVE, STE 100 NAT FRE = 39488 STEVENSON PL, STE 109 PTC FRE = 39210 STATE ST, STE 200

0

20

40

60

80

100

120

REFI RESALE NEW RES

COR FRE CTI FR2 CTI FRW FAT FRE FNT FRW NAT FRE ORT FRE ORT FRM PTC FRE TOTALNEW RES 0 0 0 0 0 0 0 0 0 0REFI 0 20 53 63 55 20 12 7 18 248RESALE 6 46 43 17 40 10 29 13 14 218TOTAL 6 66 96 80 95 30 41 20 32 466YTD AVG (a) 9 47 82 57 79 28 60 18 26 405

© 2012 REM REPORTS 27

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR FREMONT, NEWARK & UNION CITY BRANCHESCOR FRE = 39420 LIBERTY ST, STE 160 FAT FRE = 39650 LIBERTY ST, STE 140 ORT FRE = 39300 CIVIC CENTER DR #200

CTI FR2 = 43480 MISSION BLVD, STE 250 FNT FRW = 2201 WALNUT AVE, STE 110 ORT FRM = 41111 MISSION BLVD #200

CTI FRW = 3340 WALNUT AVE, STE 100 NAT FRE = 39488 STEVENSON PL, STE 109 PTC FRE = 39210 STATE ST, STE 200

COR FRE 2.19%

CTI FR2 11.69%

CTI FRW 20.30%

FAT FRE 14.02%FNT FRW 19.56%

NAT FRE 6.85%

ORT FRE 14.72%

ORT FRM 4.34%

PTC FRE 6.32%

YTD

COR FRE 1.29%

CTI FR2 14.16%

CTI FRW 20.60%

FAT FRE 17.17%

FNT FRW 20.39%

NAT FRE 6.44%

ORT FRE 8.80%

ORT FRM 4.29%PTC FRE 6.87%

JULY

COR FRE CTI FR2 CTI FRW FAT FRE FNT FRW NAT FRE ORT FRE ORT FRM PTC FRENEW RES 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%REFI 0.00% 8.06% 21.37% 25.40% 22.18% 8.06% 4.84% 2.82% 7.26%RESALE 2.75% 21.10% 19.72% 7.80% 18.35% 4.59% 13.30% 5.96% 6.42%TOTAL 1.29% 14.16% 20.60% 17.17% 20.39% 6.44% 8.80% 4.29% 6.87%YTD % 2.19% 11.69% 20.30% 14.02% 19.56% 6.85% 14.72% 4.34% 6.32%

© 2012 REM REPORTS 28

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR PLEASANTON BRANCHESCOR PLE = 5990 STONERIDGE DR, STE 119 NAT PLM = 350 MAIN ST, STE H PTC PLE = 4811 HOPYARD RD G5

CTI PLE = 6210 STONERIDGE MALL RD, STE 320 NAT STR = 5980 STONERIDGE DR, STE 116 WMT PLE = 6150 STONERIDGE MALL RD, STE 125

FAT PLE = 4900 HOPYARD RD ORT PLE = 450 MAIN ST #100

FNT PLM = 4683 SHEVOE DR PCT PLE = 4637 CHABOT DR, STE 105

0

10

20

30

40

50

60

70

80

90

100

REFI RESALE NEW RES

COR PLE CTI PLE FAT PLE FNT PLM NAT PLM NAT STR ORT PLE PCT PLE PTC PLE WMT PLE TOTALNEW RES 0 10 0 0 0 0 0 0 0 8 18REFI 12 21 20 39 5 0 20 2 6 3 128RESALE 10 59 30 41 2 1 53 3 4 2 205TOTAL 22 90 50 80 7 1 73 5 10 13 351YTD AVG (a) 19 84 37 95 14 3 65 7 13 13 352

© 2012 REM REPORTS 29

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR PLEASANTON BRANCHESCOR PLE = 5990 STONERIDGE DR, STE 119 NAT PLM = 350 MAIN ST, STE H PTC PLE = 4811 HOPYARD RD G5

CTI PLE = 6210 STONERIDGE MALL RD, STE 320 NAT STR = 5980 STONERIDGE DR, STE 116 WMT PLE = 6150 STONERIDGE MALL RD, STE 125

FAT PLE = 4900 HOPYARD RD ORT PLE = 450 MAIN ST #100

FNT PLM = 4683 SHEVOE DR PCT PLE = 4637 CHABOT DR, STE 105

COR PLE 5.32%

CTI PLE 23.95%

FAT PLE 10.64%

FNT PLM 27.12%

NAT PLM 3.86%

NAT STR 0.93%

ORT PLE 18.51%

PCT PLE 2.11%

PTC PLE 3.82%

WMT PLE 3.74%

YTD

COR PLE 6.27%

CTI PLE 25.64%

FAT PLE 14.25%FNT PLM 22.79%

NAT PLM 1.99%

NAT STR 0.28%

ORT PLE 20.80%

PCT PLE 1.42%

PTC PLE 2.85% WMT PLE 3.70%

JULY

COR PLE CTI PLE FAT PLE FNT PLM NAT PLM NAT STR ORT PLE PCT PLE PTC PLE WMT PLENEW RES 0.00% 55.56% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 44.44%REFI 9.38% 16.41% 15.63% 30.47% 3.91% 0.00% 15.63% 1.56% 4.69% 2.34%RESALE 4.88% 28.78% 14.63% 20.00% 0.98% 0.49% 25.85% 1.46% 1.95% 0.98%TOTAL 6.27% 25.64% 14.25% 22.79% 1.99% 0.28% 20.80% 1.42% 2.85% 3.70%YTD % 5.32% 23.95% 10.64% 27.12% 3.86% 0.93% 18.51% 2.11% 3.82% 3.74%

© 2012 REM REPORTS 30

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR LIVERMORE BRANCHESCTI LIV = 1952 FOURTH ST

0

5

10

15

20

25

30

35

REFI RESALE NEW RES

CTI LIV TOTALNEW RES 0 0REFI 9 9RESALE 22 22TOTAL 31 31YTD AVG (a) 31 31

© 2012 REM REPORTS 31

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR LIVERMORE BRANCHESCTI LIV = 1952 FOURTH ST

CTI LIV 100.00%

YTD

CTI LIV 100.00%

JULY

CTI LIVNEW RES 0.00%REFI 100.00%RESALE 100.00%TOTAL 100.00%YTD % 100.00%

© 2012 REM REPORTS 32

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR TITLE ONLY & SPECIAL PROJECT DEPARTMENTS

0

100

200

300

400

500

600

700

800

REFI RESALE NEW RES

COR TO CTI TO FAT NHC FAT TO FNT TO NAT TO ORT TO PCT TO PTC TO WMT TO TOTALNEW RES 0 1 38 12 0 1 6 0 0 0 58REFI 8 191 4 617 150 71 112 21 56 0 1230RESALE 4 118 4 40 58 28 75 18 5 5 355TOTAL 12 310 46 669 208 100 193 39 61 5 1643YTD AVG (a) 9 324 37 633 214 100 197 34 68 6 1625

© 2012 REM REPORTS 33

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR TITLE ONLY & SPECIAL PROJECT DEPARTMENTS

COR TO 0.56%

CTI TO 19.95%

FAT NHC 2.29%

FAT TO 38.99%

FNT TO 13.19%

NAT TO 6.15%

ORT TO 12.14%

PCT TO 2.12% PTC TO 4.21%

WMT TO 0.40%

YTD

COR TO 0.73%

CTI TO 18.87%

FAT NHC 2.80%

FAT TO 40.72%

FNT TO 12.66%

NAT TO 6.09%

ORT TO 11.75%PCT TO 2.37% PTC TO 3.71%

WMT TO 0.30%

JULY

COR TO CTI TO FAT NHC FAT TO FNT TO NAT TO ORT TO PCT TO PTC TO WMT TO NEW RES 0.00% 1.72% 65.52% 20.69% 0.00% 1.72% 10.34% 0.00% 0.00% 0.00%REFI 0.65% 15.53% 0.33% 50.16% 12.20% 5.77% 9.11% 1.71% 4.55% 0.00%RESALE 1.13% 33.24% 1.13% 11.27% 16.34% 7.89% 21.13% 5.07% 1.41% 1.41%TOTAL 0.73% 18.87% 2.80% 40.72% 12.66% 6.09% 11.75% 2.37% 3.71% 0.30%YTD % 0.56% 19.95% 2.29% 38.99% 13.19% 6.15% 12.14% 2.12% 4.21% 0.40%

© 2012 REM REPORTS 34

ALAMEDA COUNTYJULY 2011

# OF LIMITED COVERAGE POLICY RECORDINGSEXCLUDING UNKNOWN TITLE OR REPORTING COMPANIES

0

10

20

30

40

50

60

COR CTI FAT FNT NAT ORT PCT PTC WMT TotalLCP 0 3 50 0 4 1 0 18 0 76YTD AVG (a) 0 11 44 1 5 3 0 18 0 83

© 2012 REM REPORTS 35

ALAMEDA COUNTYJULY 2011

% OF LIMITED COVERAGE POLICY RECORDINGSEXCLUDING UNKNOWN TITLE OR REPORTING COMPANIES

CTI 3.95%

FAT 65.79%

NAT 5.26%

ORT 1.32%

PTC 23.68%

JULY

CTI 13.82%

FAT 53.37%

FNT 1.21%

NAT 5.87%

ORT 3.11%

PTC 22.11%COR 0.35%

YTD

COR CTI FAT FNT NAT ORT PCT PTC WMTLCP 0.00% 3.95% 65.79% 0.00% 5.26% 1.32% 0.00% 23.68% 0.00%YTD % 0.35% 13.82% 53.37% 1.21% 5.87% 3.11% 0.00% 22.11% 0.17%

© 2012 REM REPORTS 36

ALAMEDA COUNTYJULY 2011

FORECLOSURE ACTIVITYINCLUDING UNKNOWN NOTICE OF DEFAULT RECORDINGS

0

50

100

150

200

250

300

350

NOTICE OF DEFAULT NOTICE OF SALE TRUSTEES DEED REO DEED

COR CTI FAT FNT NAT ORT PCT PTC WMT UNK TotalNOTICE OF DEFAULT 0 4 117 8 0 6 11 0 0 211 357NOTICE OF SALE 0 2 116 28 5 14 5 0 0 26 196TRUSTEES DEED 0 1 80 5 2 4 7 1 0 60 160REO DEED 0 2 2 1 1 0 1 0 0 0 7TOTAL 0 9 315 42 8 24 24 1 0 297 720YTD AVG 0 8 294 42 8 21 26 1 0 307 707

REO SALES 4 60 24 29 10 26 7 3 0 8 171

© 2012 REM REPORTS 37

ALAMEDA COUNTYJULY 2011

% OF YEAR-TO-DATE FORECLOSURE ACTIVITYINCLUDING UNKNOWN NOTICE OF DEFAULT RECORDINGS

NOTE: REO DEED = Deeds (mostly insured) from Lenders of foreclosed property to the Governmental Agency that guaranteed the loanor to entities that are involved with the disposal of REO property. (i.e. EMC Mortgage, BA Properties etc.)

CTI 1.60%

FAT 47.02%

FNT 1.28%

NAT 1.60%ORT 3.72%

PCT 3.30%

PTC 0.21% UNK 41.28%

YTD - TRUSTEES DEED

CTI 0.98%

FAT 58.95%

FNT 12.86%

NAT 1.73%

ORT 3.23%

PCT 3.53%PTC 0.15%

UNK 18.57%

YTD - NOTICE OF SALE

CTI 26.19%FAT 30.95%

FNT 11.90%

NAT 4.76%

ORT 2.38% PCT 2.38% PTC 4.76%

UNK 16.67%

YTD - REO DEED

CTI 0.68%

FAT 30.94% FNT 4.10%NAT 0.68%

ORT 2.50%

PCT 3.87%

PTC 0.04%

UNK 57.19%

YTD - NOTICE OF DEFAULT

COR CTI FAT FNT NAT ORT PCT PTC WMT UNKNOTICE OF DEFAULT 0.00% 0.68% 30.94% 4.10% 0.68% 2.50% 3.87% 0.04% 0.00% 57.19%NOTICE OF SALE 0.00% 0.98% 58.95% 12.86% 1.73% 3.23% 3.53% 0.15% 0.00% 18.57%TRUSTEES DEED 0.00% 1.60% 47.02% 1.28% 1.60% 3.72% 3.30% 0.21% 0.00% 41.28%REO DEED 0.00% 26.19% 30.95% 11.90% 4.76% 2.38% 2.38% 4.76% 0.00% 16.67%

© 2012 REM REPORTS 38

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR THE OAKLAND & PIEDMONT AREA

0

50

100

150

200

250

REFI RESALE NEW RES

COR CTI FAT FNT NAT ORT PCT PTC WMT TOTALNEW RES 0 5 4 0 0 5 0 1 0 15REFI 6 81 67 44 9 72 4 23 0 306RESALE 1 116 39 47 19 110 4 18 1 355TOTAL 7 202 110 91 28 187 8 42 1 676YTD AVG 9 177 120 101 34 194 7 41 2 685

© 2012 REM REPORTS 39

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR THE OAKLAND & PIEDMONT AREA

COR 1.04%

CTI 29.88%

FAT 16.27%FNT 13.46%

NAT 4.14%

ORT 27.66%

PCT 1.18%PTC 6.21%

WMT 0.15%

JULY

COR 1.31%

CTI 25.79%

FAT 17.47%

FNT 14.80%

NAT 4.96%

ORT 28.36%

PCT 0.98%PTC 6.03%

WMT 0.29%

YTD

COR CTI FAT FNT NAT ORT PCT PTC WMTNEW RES 0.00% 33.33% 26.67% 0.00% 0.00% 33.33% 0.00% 6.67% 0.00%REFI 1.96% 26.47% 21.90% 14.38% 2.94% 23.53% 1.31% 7.52% 0.00%RESALE 0.28% 32.68% 10.99% 13.24% 5.35% 30.99% 1.13% 5.07% 0.28%TOTAL 1.04% 29.88% 16.27% 13.46% 4.14% 27.66% 1.18% 6.21% 0.15%YTD % 1.31% 25.79% 17.47% 14.80% 4.96% 28.36% 0.98% 6.03% 0.29%

© 2012 REM REPORTS 40

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR THE CITY OF ALAMEDA AREA

0

5

10

15

20

25

30

35

40

REFI RESALE NEW RES

COR CTI FAT FNT NAT ORT PCT PTC WMT TOTALNEW RES 0 0 5 0 0 0 0 0 0 5REFI 1 15 26 14 2 12 2 14 0 86RESALE 1 9 2 22 1 6 0 14 0 55TOTAL 2 24 33 36 3 18 2 28 0 146YTD AVG 2 22 30 30 4 15 1 25 0 129

© 2012 REM REPORTS 41

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR THE CITY OF ALAMEDA AREA

COR 1.37%

CTI 16.44%

FAT 22.60%FNT 24.66%

NAT 2.05%

ORT 12.33%

PCT 1.37%

PTC 19.18%

JULY

COR 1.33%

CTI 17.02%

FAT 23.20%FNT 23.31%

NAT 3.43%

ORT 11.27%

PCT 1.10%

PTC 19.34%

YTD

COR CTI FAT FNT NAT ORT PCT PTC WMTNEW RES 0.00% 0.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%REFI 1.16% 17.44% 30.23% 16.28% 2.33% 13.95% 2.33% 16.28% 0.00%RESALE 1.82% 16.36% 3.64% 40.00% 1.82% 10.91% 0.00% 25.45% 0.00%TOTAL 1.37% 16.44% 22.60% 24.66% 2.05% 12.33% 1.37% 19.18% 0.00%YTD % 1.33% 17.02% 23.20% 23.31% 3.43% 11.27% 1.10% 19.34% 0.00%

© 2012 REM REPORTS 42

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR THE ALBANY & BERKELEY AREA

0

10

20

30

40

50

60

70

80

90

REFI RESALE NEW RES

COR CTI FAT FNT NAT ORT PCT PTC WMT TOTALNEW RES 0 0 0 0 0 6 0 0 0 6REFI 1 43 32 17 5 44 1 9 0 152RESALE 1 41 10 2 3 34 0 17 0 108TOTAL 2 84 42 19 8 84 1 26 0 266YTD AVG 2 71 39 25 10 72 3 28 0 250

© 2012 REM REPORTS 43

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR THE ALBANY & BERKELEY AREA

COR 0.75%

CTI 31.58%

FAT 15.79%FNT 7.14%

NAT 3.01%

ORT 31.58%

PCT 0.38%PTC 9.77%

JULY

COR 0.74%

CTI 28.62%

FAT 15.63%FNT 9.90%

NAT 4.06%

ORT 28.73%

PCT 1.14%PTC 11.16%

YTD

COR CTI FAT FNT NAT ORT PCT PTC WMTNEW RES 0.00% 0.00% 0.00% 0.00% 0.00% 100.00% 0.00% 0.00% 0.00%REFI 0.66% 28.29% 21.05% 11.18% 3.29% 28.95% 0.66% 5.92% 0.00%RESALE 0.93% 37.96% 9.26% 1.85% 2.78% 31.48% 0.00% 15.74% 0.00%TOTAL 0.75% 31.58% 15.79% 7.14% 3.01% 31.58% 0.38% 9.77% 0.00%YTD % 0.74% 28.62% 15.63% 9.90% 4.06% 28.73% 1.14% 11.16% 0.00%

© 2012 REM REPORTS 44

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR THE HAYWARD & CASTRO VALLEY AREAIncludes San Leandro and San Lorenzo

0

20

40

60

80

100

120

140

160

180

200

REFI RESALE NEW RES

COR CTI FAT FNT NAT ORT PCT PTC WMT TOTALNEW RES 0 0 14 0 0 0 0 0 1 15REFI 4 41 150 26 25 50 6 11 3 316RESALE 4 87 23 34 38 93 4 15 4 302TOTAL 8 128 187 60 63 143 10 26 8 633YTD AVG 8 122 155 74 55 127 8 28 6 582

© 2012 REM REPORTS 45

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR THE HAYWARD & CASTRO VALLEY AREAIncludes San Leandro and San Lorenzo

COR 1.26%

CTI 20.22%

FAT 29.54%FNT 9.48%

NAT 9.95%

ORT 22.59%

PCT 1.58%PTC 4.11%

WMT 1.26%

JULY

COR 1.35%

CTI 20.98%

FAT 26.59%

FNT 12.71%

NAT 9.42%

ORT 21.79%

PCT 1.40%PTC 4.76%

WMT 1.01%

YTD

COR CTI FAT FNT NAT ORT PCT PTC WMTNEW RES 0.00% 0.00% 93.33% 0.00% 0.00% 0.00% 0.00% 0.00% 6.67%REFI 1.27% 12.97% 47.47% 8.23% 7.91% 15.82% 1.90% 3.48% 0.95%RESALE 1.32% 28.81% 7.62% 11.26% 12.58% 30.79% 1.32% 4.97% 1.32%TOTAL 1.26% 20.22% 29.54% 9.48% 9.95% 22.59% 1.58% 4.11% 1.26%YTD % 1.35% 20.98% 26.59% 12.71% 9.42% 21.79% 1.40% 4.76% 1.01%

© 2012 REM REPORTS 46

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR THE FREMONT, NEWARK & UNION CITY AREA

0

50

100

150

200

250

300

350

400

REFI RESALE NEW RES

COR CTI FAT FNT NAT ORT PCT PTC WMT TOTALNEW RES 0 1 10 0 0 0 0 0 0 11REFI 8 128 314 105 36 70 2 26 0 689RESALE 9 96 30 34 12 38 3 8 2 232TOTAL 17 225 354 139 48 108 5 34 2 932YTD AVG 15 212 301 131 49 128 5 34 4 879

© 2012 REM REPORTS 47

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR THE FREMONT, NEWARK & UNION CITY AREA

COR 1.82%

CTI 24.14%

FAT 37.98%

FNT 14.91%

NAT 5.15%

ORT 11.59%PCT 0.54% PTC 3.65%

WMT 0.21%

JULY

COR 1.69%

CTI 24.12%

FAT 34.24%

FNT 14.92%

NAT 5.62%

ORT 14.51%PCT 0.57% PTC 3.88%

WMT 0.44%

YTD

COR CTI FAT FNT NAT ORT PCT PTC WMTNEW RES 0.00% 9.09% 90.91% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%REFI 1.16% 18.58% 45.57% 15.24% 5.22% 10.16% 0.29% 3.77% 0.00%RESALE 3.88% 41.38% 12.93% 14.66% 5.17% 16.38% 1.29% 3.45% 0.86%TOTAL 1.82% 24.14% 37.98% 14.91% 5.15% 11.59% 0.54% 3.65% 0.21%YTD % 1.69% 24.12% 34.24% 14.92% 5.62% 14.51% 0.57% 3.88% 0.44%

© 2012 REM REPORTS 48

ALAMEDA COUNTYJULY 2011

# OF CLOSINGS FOR THE TRI-VALLEY AREAIncludes Dublin, Pleasanton and Livermore

0

20

40

60

80

100

120

140

160

180

REFI RESALE NEW RES

COR CTI FAT FNT NAT ORT PCT PTC WMT TOTALNEW RES 0 6 17 0 1 4 0 0 7 35REFI 4 73 133 57 42 44 8 23 0 384RESALE 4 85 14 43 10 63 11 5 0 235TOTAL 8 164 164 100 53 111 19 28 7 654YTD AVG 9 157 161 90 47 101 18 26 8 616

© 2012 REM REPORTS 49

ALAMEDA COUNTYJULY 2011

% OF CLOSINGS FOR THE TRI-VALLEY AREAIncludes Dublin, Pleasanton and Livermore

COR 1.39%

CTI 25.51%

FAT 26.18%

FNT 14.54%

NAT 7.68%

ORT 16.33%

PCT 2.90%PTC 4.20%

WMT 1.28%

YTD

COR 1.22%

CTI 25.08%

FAT 25.08%

FNT 15.29%

NAT 8.10%

ORT 16.97%

PCT 2.91%PTC 4.28%

WMT 1.07%

JULY

COR CTI FAT FNT NAT ORT PCT PTC WMTNEW RES 0.00% 17.14% 48.57% 0.00% 2.86% 11.43% 0.00% 0.00% 20.00%REFI 1.04% 19.01% 34.64% 14.84% 10.94% 11.46% 2.08% 5.99% 0.00%RESALE 1.70% 36.17% 5.96% 18.30% 4.26% 26.81% 4.68% 2.13% 0.00%TOTAL 1.22% 25.08% 25.08% 15.29% 8.10% 16.97% 2.91% 4.28% 1.07%YTD % 1.39% 25.51% 26.18% 14.54% 7.68% 16.33% 2.90% 4.20% 1.28%

© 2012 REM REPORTS 50