Alaska - Central Bank

Published exclusively for

members of The Classic Club at

Central Bank of Boone County

DETAILS ON PAGE 4

AUGUST 2021

Alaska March 3-10, 2022

2 [email protected] Central Bank of Boone County Classic

Downtown Bank Training RoomAUGUST 31 AT 2:00 P.M.

TRAVELOGUEImagine cruising the Mighty Mississippi during the holidays on a gorgeous, brand-new paddlewheel boat from the American Queen Steamboat Company, the American Countess. During the splendor of the holiday season, you explore charming southern towns known both for their hospitality and incredible holiday décor.

After a short flight to New Orleans you check into the Hilton New Orleans Riverside for the night. The following day, enjoy a city tour, including a walking tour of the French Quarter where you see antique shops and preservation halls as you listen to the tales of the French, voodoo and the music that make up the

city’s rich history. This afternoon you board the American

Countess for a seven-night, relaxing and exciting cruise.

Your voyage makes stops each day along the Mississippi including

Nottoway Plantation in Natchez, and more where you enjoy six shore excursions.

Aboard the ship enjoy holiday-themed activities, all onboard meals and entertainment, and an unlimited beverage package. Bid farewell to the Countess upon arriving in Memphis for a driving tour of the city before you head for home.

The American Steamboat Company requires passengers to have a COVID-19 vaccination, and due to CDC requirements, the ship will sail at 65% capacity. This nine-day tour includes all airfare transportation, all motor coach transportation, one-night hotel stay, seven-night stay aboard the American Countess, and 21 meals, admissions and gratuities all for $4,399 per person double occupancy in an Outside-Open Veranda Cabin.

Ring in the Season on the American Countess December 4-12, 2021

Financial to-dos OFF your packing listTravel season is heating up! This year Tripadvisor estimates that over two-thirds

of Americans are planning to take a long-distance vacation. If you’re planning to take a trip,

then check these important financial ‘to-dos’ off your packing list.

• Tell us when and where you’re traveling Just set up a Travel Notification to let us know where you’ll be. We’ll take care of the rest

to make sure you can always make purchases on the road.

• Set up autopayments in the Bill pay Center Don’t miss a bill payment while on your trip. Instead, take your

time to relax and have fun by creating autopayments to send directly from your desired bank account.

• Establish Transaction Alerts Stay up to date on everything entering and leaving your bank

accounts with card activity, balance, and transaction alerts. Nothing can dampen a vacation faster than having your information stolen.

Katie Griffith

AUGUST 2021 - Classic Newsletter 573.874.8548 3

Take a break from the cold, gray weather of winter and join us as we spend eight wonderful days on the warm and sunny island paradise of Treasure Island, Florida. You can enjoy every part of the resort from the beach to all the amenities offered, plus choose fun day trips to Tarpon Springs, Sarasota and St. Petersburg!

On Sunday you fly to Tampa, cross the drawbridge and see the sparkling water of Boca Ceiga Bay, the eastern border of Treasure Island. This quaint, seaside resort town is only 5.3 square miles and boasts three miles of soft, white, sand beaches, pristine waters and beautiful sunsets. Then, settle in your Beachfront Premium Studio room at the Bilmar Beach Resort for seven nights.

The next day, start your morning off right with a cup of coffee from the coffee bar and take a stroll along the beach. Today is yours to relax and enjoy as you wish. The Suncoast Trolley also picks-up in front of the hotel for easy access to wonderful places like shopping restaurants, entertainment and the boardwalk.

After a leisurely breakfast the next morning, you head to Tarpon Springs. A local guide acquaints you with the history of the town, how Greek sponge divers settled it in the early 1900s and a Greek community still thrives there. Next is a sponge diver boat ride to learn how sponge diving is done and then enjoy a festive Greek lunch at Hellas starting with a traditional flaming cheese.

Use the next day to relax and enjoy Treasure Island. You can get a day pass for the Suncoast Trolley and get on and off as you please. With many stops along the way, the trolley goes as far south as Pass-A-Grille and as far north as Clearwater Beach. You can visit the neighboring Madeira Beach and walk its boardwalk or even catch a dolphin cruise.

Sleep in a little the next morning before

you depart for Sarasota. Your first

stop is the wonderful John and Mable

Ringling Museum of Art, a 66-acre

museum complex featuring the State

Museum of Florida, Circus Museum, Ca’

d’Zan Mansion and Bayfront Gardens.

The next stop is St. Armand’s Circle,

the sophisticated, outdoor dining and

shopping area where you have lunch at

Crab & Fin Restaurant then time to stroll

the circle. Back at the resort you have

an evening free to enjoy the nightlife in

Treasure Island.

Enjoy your Friday sunning, shelling,

shopping or just relaxing. There is a

farmer’s market that features everything

from pineapples to jewelry only a block

away. Saturday morning you depart

for fabulous downtown St. Petersburg

where the Saturday morning Farmer’s

Market is a very popular activity for

locals and visitors alike. Browse through

all the stands varying from gourmet

food items, arts, crafts and clothing

or you have a seat and enjoy live

entertainment and grab lunch at one of

the many food booths. In the evening

you enjoy a sunset cruise complete

with beer, wine, lively music and lots of fun. As the sun sets over the Gulf of Mexico, you’ll have bittersweet feelings about the close of your wonderful trip to Treasure Island.

The next morning, walk the beach

before heading back to the Tampa

airport to head home. This eight-day

tour includes round trip airfare and

all motorcoach transportation, seven-

nights stay, nine meals, admissions and

gratuities all for $2,599 per person

double occupancy.

Treasure Island, Florida and Beyond

February 6-13, 2022

The Bilmar Resort has the perfect location along the

beach and many restaurants within a couple blocks or

enjoy the free use of the hotel’s beach chairs, paddleboards,

kayaks or bicycles.


Dream. Plan. Pursue.

May Lose ValueNot Insured by FDIC or Any Other

Government AgencyNot Bank

GuaranteedNot Bank Deposits or

Obligations

Dream.Plan.Pursue.CENTRAL INVESTMENT.NET

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered

through LPL or its licensed affiliates. Central Bank and Central Investment Advisors are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer

products and services using the name Central Investment Advisors, and may also be employees of Central Bank. These products and services are being offered through LPL or its

affiliates, which are separate entities from and not affiliates of Central Bank or Central Investment Advisors. Securities and insurance offered through LPL or its affiliates are:

1. Claiming too early

When you reach your full retirement

age (FRA), your full monthly Social

Security benefit becomes entitled to you.

However, most people tend to claim their

social security benefits early. This isn’t

necessarily a bad thing but, it does have

some setbacks.

Claiming too early can permanently

reduce your monthly payout. You could

see a reduction of anywhere from 25% to

30% when you take your payout as soon

as possible, depending on your birth year.

2. Waiting too long before claiming

Your benefit amount will not increase if

you delay claiming past your seventieth

(70) birthday. Delayed retirement credits

boost benefits by 8% annually for

people who haven’t claimed SS past full

retirement age. Any retirement credits

stop accruing at age 70, regardless of

your filing status.

3. Not applying for widow’s or

widower’s benefits

Survivor’s benefits can financially help

survivors of workers and retirees. Eligible

survivors can file for benefits when

they turn 60 years old, if your deceased

spouse or former spouse worked long

enough under Social Security.

For widows and widowers, you can

receive benefits:

• At age 60 or older.

• At age 50 or older if disabled.

• At any age if you take care of a child

of the deceased who is younger than

age 16 or disabled.

For divorced widows and widowers,

you can receive benefits:

• At age 60 or older if the marriage to

the deceased lasted at least 10 years.

• At age 50 or older if disabled and the

marriage to the deceased lasted at

least 10 years.

• At any age if they take care of a child


age 16 or disabled.

For more information about Social

Security Survivor Benefits, visit Social

Security’s website.

4. Not taking taxes into consideration

Your Social Security payments are subject

to taxation about certain income limits.

For many Americans, Social Security is

taxable. Those receiving Social Security

benefits often pay taxes on up to half or

even 85% of money they receive. This is

due to the combination of Social Security

and other income that puts them over the

low threshold for taxes to begin. Although

paying taxes on Social Security can cost

you, there are ways to reduce the amount

you pay. Be sure to discuss this with your

tax professional.

AVOID THESE COMMON MISTAKES

This material is intended for information purposes only. The information provided should not be construed or acted upon as

individualized advice, and should only be relied upon when coordinated with individual professional advice. Central Investment

Advisors and LPL Financial are not affiliated with or endorsed by the Social Security Administration or any government agency. The

Social Security Administration provides free Social Security forms, publications and assistance. Sources: [1] https://www.ssa.gov/benefits/retirement/learn.html

SOCIAL SECURITY BENEFITS

Marsha Fifer, CFP®

Senior Vice President573.874.8520

Lucas Redburn, CFP®

Assistant Vice President 573.817.8817

Patrick Madigan, CFP®

Senior Vice President 573.874.8525

Dean McCullar, CFP®


Travis Crum, MBA, CFP®,ChFC®


Chance DahleAssistant Vice President

573.874.8584

Trent HeltonAssistant Vice President

573.874.8470

Maximizing your Social Security can benefit your future or current retirement greatly. If there is anything we can help with, or if you have any questions, please contact us.

To apply for benefits, visit ***.ssa.gov/benefits/retirement/apply for Ways to Apply for Social Security Benefits.

September 5-11, 2021

After a good night’s sleep, step outside to discover the magic of Anchorage in winter during the Rendezvous Festival, known locally as Fur Rondy. This 12-day event celebrates winter and the pioneering spirit of Alaskans with cultural exhibitions, sporting activities and many events offering wonderful, wacky winter fun. Start your day with an optional 90-minute flightseeing excursion into the Chugach Mountains for up-close views of Alaskan wildlife and the impressive Knik Glacier, boasting a five-mile-wide face and 400-foot ice walls. In the afternoon, you take a guided tour of Anchorage which includes Earthquake Park and Lake Hood. You visit the William Jack Hernandez Fish Hatchery and stop to view artistic masterpieces at the GCI Snow Sculpture Competition. In the evening, you indulge in a typical Alaskan Feast at the Glacier Brewhouse.

After breakfast at the hotel the next morning, you experience the incredible excitement of the 50th Anniversary of the Iditarod’s Ceremonial Start. Visit with mushers, pet the dogs and take in the many other activities going on at the Fur Rondy Carnival.

The following morning you travel to Talkeetna, an authentic Alaskan town, used as a model for the TV show Northern Exposure. You can have lunch at one of the local eateries, browse the unique shops or even stop at Aurora Dora’s log cabin to see her gallery of amazing northern lights photography. Then you check-in to the Talkeetna Alaskan Lodge where it is all about the view, built atop a high bluff overlooking the entire Alaska Range. Northern light wake-up calls are offered upon request. When the dramatic northern lights of the Aurora Borealis come into view, the hotel will call your room.

A flight to Fairbanks the next morning takes you to Denali National Park, offering amazing views. You check in to Springhill Suites and then are free to explore the shops and galleries filled with native art and jewelry. You enjoy dinner at Lavelle’s Bistro before heading to the World Ice Championship to view hundreds of amazing ice sculptures from over 100 sculptors from over 30 countries. Later, you set off on a “hunt the Aurora” adventure where you have an excellent chance of seeing the northern lights while waiting inside a warm activity center.

Spend a leisurely morning relaxing at the hotel or explore downtown Fairbanks before you head off for an authentic Alaska experience. Just imagine gliding silently along a stunning wooded trail on a sled powered by a team of dogs. Later in the afternoon you tour the Aurora Ice Museum, the worlds largest year-round ice environment filled with amazing ice sculptures. Either before or after dinner at your resort, Chena Hot Springs Resort, you have time to experience the Chena Natural Hot Springs Pool. Later that evening, you have the third opportunity to view the northern lights as you soak in the hot springs.

After breakfast at the resort the following morning, you depart for the Trans-Alaska Pipeline Viewpoint, where you are able to walk under the pipeline itself. After a quick flight back to Anchorage you visit the Anchorage Museum, which tells the story of Alaska. Then it’s dinner at an Alaskan Landmark with a panoramic view, before you head to the airport for an overnight flight home. This eight-day tour includes round trip airfare and all motor coach transportation, six-nights stay, 10 meals, admissions and gratuities all for $4,199 per person double occupancy.

March 3-10

2022

Pack your bags for a

once in a lifetime Winter

Wonderland trip to Alaska.

After your flight into Anchorage

you check into the Anchorage

Hilton for three nights.

On the cover...


Dream. Plan. Pursue.

May Lose ValueNot Insured by FDIC or Any Other

Government AgencyNot Bank

GuaranteedNot Bank Deposits or

Obligations

Dream.Plan.Pursue.CENTRAL INVESTMENT.NET

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered

through LPL or its licensed affiliates. Central Bank and Central Investment Advisors are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer

products and services using the name Central Investment Advisors, and may also be employees of Central Bank. These products and services are being offered through LPL or its

affiliates, which are separate entities from and not affiliates of Central Bank or Central Investment Advisors. Securities and insurance offered through LPL or its affiliates are:

1. Claiming too early

When you reach your full retirement

age (FRA), your full monthly Social

Security benefit becomes entitled to you.

However, most people tend to claim their

social security benefits early. This isn’t

necessarily a bad thing but, it does have

some setbacks.

Claiming too early can permanently

reduce your monthly payout. You could

see a reduction of anywhere from 25% to

30% when you take your payout as soon

as possible, depending on your birth year.

2. Waiting too long before claiming

Your benefit amount will not increase if

you delay claiming past your seventieth

(70) birthday. Delayed retirement credits

boost benefits by 8% annually for

people who haven’t claimed SS past full

retirement age. Any retirement credits

stop accruing at age 70, regardless of

your filing status.

3. Not applying for widow’s or

widower’s benefits

Survivor’s benefits can financially help

survivors of workers and retirees. Eligible

survivors can file for benefits when

they turn 60 years old, if your deceased

spouse or former spouse worked long

enough under Social Security.

For widows and widowers, you can

receive benefits:

• At age 60 or older.

• At age 50 or older if disabled.

• At any age if you take care of a child


age 16 or disabled.

For divorced widows and widowers,

you can receive benefits:

• At age 60 or older if the marriage to

the deceased lasted at least 10 years.

• At age 50 or older if disabled and the

marriage to the deceased lasted at

least 10 years.

• At any age if they take care of a child


age 16 or disabled.

For more information about Social

Security Survivor Benefits, visit Social

Security’s website.

4. Not taking taxes into consideration

Your Social Security payments are subject

to taxation about certain income limits.

For many Americans, Social Security is

taxable. Those receiving Social Security

benefits often pay taxes on up to half or

even 85% of money they receive. This is

due to the combination of Social Security

and other income that puts them over the

low threshold for taxes to begin. Although

paying taxes on Social Security can cost

you, there are ways to reduce the amount

you pay. Be sure to discuss this with your

tax professional.

AVOID THESE COMMON MISTAKES

This material is intended for information purposes only. The information provided should not be construed or acted upon as

individualized advice, and should only be relied upon when coordinated with individual professional advice. Central Investment

Advisors and LPL Financial are not affiliated with or endorsed by the Social Security Administration or any government agency. The

Social Security Administration provides free Social Security forms, publications and assistance. Sources: [1] https://www.ssa.gov/benefits/retirement/learn.html

SOCIAL SECURITY BENEFITS

Marsha Fifer, CFP®

Senior Vice President573.874.8520

Lucas Redburn, CFP®


Patrick Madigan, CFP®


Dean McCullar, CFP®


Travis Crum, MBA, CFP®,ChFC®


Chance DahleAssistant Vice President

573.874.8584

Trent HeltonAssistant Vice President

573.874.8470

Maximizing your Social Security can benefit your future or current retirement greatly. If there is anything we can help with, or if you have any questions, please contact us.

To apply for benefits, visit ***.ssa.gov/benefits/retirement/apply for Ways to Apply for Social Security Benefits.


Historic Portage De SiouxSEPT 21, 2021 • Linda Koenig Tour. Departs 7 a.m.Your journey begins in Portage des Sioux, visiting the monument where William Clark

and Native American tribes signed peace treaties at the end of the War of 1812. You

hear stories about the settlement and tour the beautiful St. Francis of Assisi Church.

You walk and learn about Our Lady of the Rivers Shrine, where the Blessing of the

Fleet takes place every July. After a brief tour of Main Street St. Charles and the

St. Charles Riverfront, enjoy lunch at Lewis and Clark’s Restaurant. You then visit

the Sacred Heart Academy and the Shrine of St Philippine Duchesne. Learn the

fascinating story of Rose P. Duchesne establishing a finishing school for wealthy girls and a free school for

Native American girls. Visit the historic school and the Shrine where she is buried. This afternoon you have

time to spend shopping the many unique gift and antique shops along Main Street St. Charles or visit the first

Missouri State Capitol. This all-inclusive day is $108 per person.

Angels and DemonsOCTOBER 28, 2021Linda Koenig Tour. Departs 7 a.m.If you don’t think St. Louis has its fair share of angels and demons, then you need to be on this trip. Linda shares stories of hauntings, unusual happenings, miracles, and even a real-life exorcism. We learn the history of some superstitions, familiar sayings and customs on this super-natural day. Stops are the Shrine of St. Joseph, St. Nicholas Green Church, the College Church, lunch at the Bissell Mansion, and the famous Pink Sisters and Bellefontaine cemeteries. Intrigued? This all-inclusive day is $111 per person.

St Louis Holiday HighlightsDECEMBER 9, 2021Linda Koenig Tour. Departs 7 a.m.Tour the fabulous 30-room, 12,000 square foot Stockstrum “Magic Chef” Mansion in Compton Heights. All gussied-up for the holidays, this “wow” 1908 house boasted a central vacuum system, eight gas-powered fireplaces, and a 70-foot long bowling alley. Enjoy lunch at Zia’s on the Hill. Then can walk a block to purchases cheese, sausages, and more at Volpi’s Meats or walk across the street to purchase marvelous Italian baked goods at Missouri Baking Company. Spend the afternoon at Walter Knoll’s Wholesale Florist on Floral Row to view the greenhouses full of beautiful poinsettias, Christmas Cactus and other holiday plants. Wrap up the day with some shopping along two blocks of Route 66 in Maplewood. This all-inclusive day is $119 per person.

St Louis Cardinals vs Milwaukee BrewersSEPTEMBER 30, 2021Departs at 8:30 amReserved tickets in the all-inclusive Champions Club Box await. The Champions Club offers reserved outdoor seating, air-conditioned indoor club, upscale buffet, three full service bars and private restrooms. Seats are limited for this 12:15pm game at Busch Stadium.This all-inclusive day is $207 per person.

DAY TRIPS


11 Eleven BistroAllen’s FlowersAmerican Shoe

Bob McCosh Chevrolet-Buick-GMC-CadilliacColumbia Cremation Care Center

Columbia Mall CarwashCreekside Pet Center

Culligan WaterCyclex

D&H Prescription Drug StoreD&M Sound

Dunkin DonutsFocus on Health Chiropractic

Foundation Recovery SystemsGrindstone Digital Imaging

House of ChowLizzi & Rocco’s Natural Pet Market

Lucky Dog PawsM. Boss Salon

Master Tech Plumbing, Heating & CoolingMid America Harley Davidson

Naugle Co. Homebuilding & RemodelingNourish Café & Market

Plaza Tire ServiceRobinson’s CleanersRustemeyer Roofing

Sassafras Moon World GiftsSHek Boutique

Shirtworks & MoreSmoothie King

Soul SentimentsStray’s Errand & Appointment Keepers

Talking Horse ProductionsTaylor’s Bake Shop

The Buzz CaféThe Candy Factory

The Glossy GoatThe Music Suite

The Pasta FactoryThe Upper Crust

Wallace PlumbingWitt Print Shop

Yates House Bed & BreakfastYogoluv

LOOK FOR GREAT DEALS FROM THESE

CLASSIC MERCHANTSPretty Woman at the Fox TheatreNOVEMBER 18, 2021One of Hollywood’s most beloved stories, Pretty Woman: The Musical, will lift your spirits and light up your heart. Pretty Woman the film was an international smash hit when it was released in 1990. Now, 30 years later, Pretty Woman: The Musical delivers on all the iconic moments you remember. Get ready to experience the dazzling theatrical take on a love story for the ages. This all-inclusive day is $TBD per person.

CONTINUED

CLASSIC MEMORIES

PLANNING FOR REQUIRED MINIMUM DISTRIBUTIONS IN 2021John Bailey, CFP® - Senior Vice President & Wealth Management Advisor with Central Trust Company

IS IT TIME TO REVIEW YOUR ESTATE PLAN?When was the last time you reviewed your estate plan? If you haven’t reviewed your plan since the day you originally signed

documents at your attorney’s office, you’re not alone. The vast majority of people simply don’t think about creating an estate

plan and, of those who do, few seldom make a point to regularly re-visit their plan to ensure it still meets their needs.

Generally, an estate plan should be reviewed after any major life event, such as birth, marriage, divorce, or death. However,

I generally advise that, at a minimum, clients re-visit their plans every three to five years to ensure the plan still meets their

objectives and priorities. In light of the recent tax reform, it is even more likely that your estate plan needs an update to

accurately reflect your goals and wishes.

When should you review an existing plan?

In addition to regularly scheduled reviews, it’s a good idea to re-examine and update your estate plan if any of the following

circumstances have changed since you last reviewed your plan:

• Personal, Financial, or Charitable objectives.

• Family Dynamics, for example: birth or adoption of a child or grandchild, minors becoming adults, changes in marital

status, or death of a beneficiary.

• Death or change in circumstances of executors or guardians for minor children.

• Health and life expectancy of you or a close family member including: illness or

disability of a spouse or child, change in number of dependents, or changes to life

insurance policies, such as coverage is no longer sufficient for family protection

and estate liquidity needs.

• Financial needs during your lifetime. This could include changes in life or long-

term care insurance policies, such as coverage and benefits are no longer

sufficient to protect you, your family, and your assets. This could also include

the untimely closing of a business or early retirement.

• Relocation to another state or accumulation of property in another state.

• Current and/or projected value of your estate. Meaning substantive changes

to wealth, income, investments, or business interests, significant increase in

borrowing or other financial liabilities, changes in the types of property owned

or type of ownership.

• Marginal income tax bracket.

• Federal or state tax laws.

If you’ve recently experienced a change in any of these areas, it is time to review

your estate plan. A good estate plan should reflect your current financial situation

and plan for your future needs while remaining flexible enough to accommodate

future changes in your personal circumstances, as well as future changes to tax laws

and policies. Many estate plans no longer meet their original objectives because of

changes to family, financial circumstances, or the tax code; thus, regular review of

your estate plan is key to successful planning.

Estate planning is

complicated, if you have

questions or suspect your

estate plan needs review,

follow up with your wealth

advisory team to ensure your

estate plan is up to date and

reasonably meets your estate

planning objectives and

priorities.

Contact John Bailey, CFP®

at 573-874-8490 or john.

[email protected] to

learn more about the wealth

management services and

resources of Central Trust

Company.


Join friends old and new on a delightful trip through one of the most beautiful and friendly countries in the world. Arrive in Dublin after your overnight flight where you meet your Irish driver/guide. On a tour of Dublin, you see The Georgian Squares with their 18th century houses, and statue-filled O’Connell Street.

Then take a self-guided tour of the Guinness Brewery and sample Ireland’s famous stout. In the afternoon check into the perfectly located Davenport Hotel for two nights.

The following morning you travel to Glendalough in County Wicklow, where you visit a monastic site that was founded by St. Kevin in the sixth century. Enter the gateway arches that lead into the Cashel where you find the often-photographed round tower and remains of several churches and cathedrals. Your next stop is Powerscourt to see the expansive formal gardens of this 18th century estate. Upon returning to Dublin you have the remainder of the afternoon free before dinner in your hotel.

You depart Dublin the next morning and travel to Kilkenny. You have time to enjoy lunch, shop and explore this charming town and the park grounds of Kilkenny Castle. Then you are on your way to Waterford for a walking tour of this historic, waterside city. After checking in to the 4-Star Granville Hotel for one night, enjoy dinner in the popular hotel dining room.

Start your next day with a visit to The House of Waterford Crystal Visitor’s Center to browse the Crystal Showroom. Travel along the scenic southern coastline through Dungarvan, Youghal and Cork, stopping for lunch at a pub along the way. Once in Blarney, visit the Blarney Castle and kiss the blarney stone. As you arrive in

Killarney later, you check into Killarney Plaza Hotel for three nights, giving you time to really unpack and enjoy the charming small town.

After breakfast the next morning you embark on one of Ireland’s most famous tours--the Ring of Kerry. You stop at Kerry Bog Village to see authentic thatched cottages and learn how people lived in Ireland many years ago. Continuing through the wild and rugged landscape, you stop to enjoy a sheepdog demonstration and learn why these dogs are so vital to sheep farmers. That night, at Kate Kearney’s

Cottage, you are served a traditional Irish dinner then delight in traditional Irish entertainment with music and Irish dancing.

From the cliffs you can marvel at the crashing sea against the pitch-black boulders. Enjoy dinner on your own in Killarney from one of the many suggestions from your guide.

The following day is a guided tour of the Muckross House with its interesting history and time to explore the beautiful gardens. Afterward you depart Killarney and make your way to Clare where you check into the 5-Star Dromoland Castle Hotel

for the evening. Then enjoy an elegant gourmet dinner in the hotel.

When you wake the next morning, enjoy a wonderful

day on the Irish Countryside as you travel to Lahinch, famous for

its challenging golf course. Then it’s a trip along the coastline to the majestic cliffs of Moher, which rise 600 feet over the surface of the Atlantic Ocean. A ride through the Burren and its unusual landscape has you returning to Dublin for the night. Reminisce with your fellow travels tonight at a farewell dinner before heading home the next morning.

This ten-day tour includes all air and motorcoach transportation, eight-night hotel stay, 15 meals, admissions and gratuities all for $4,399 per person double occupancy.

IRELANDEnchanting April 22-May 1, 2022

The next morning enjoy the unspoiled beauty of the Dingle Peninsula, once sited as

one of the most beautiful places on earth by National Geographic.

Downtown Bank Training RoomSEPTEMBER 29 AT 10:00 A.M.

TRAVELOGUE


Join us on a fun-

filled adventure

as we explore

Kentucky’s history,

horses and heritage!

Your tour begins as you make your way to Louisville, a vibrant

city that was founded in 1778 and named after King Louis

XVI of France. This afternoon you check into your hotel with

some time to relax before dinner. Tonight, you enjoy a lively

theatrical dinner performance at the Derby Dinner Playhouse,

known for their professional productions of Broadway

musicals and lighthearted comedies.

The next day is all about Thoroughbred horse racing! You

start your day with a behind-the-scenes look at the legendary

Churchill Downs Racetrack. From the Horsemen’s Track

Kitchen, you see the Thoroughbred’s training rail-side as you

enjoy your Backstretch Breakfast. Your tour continues in the

stable area where you are up close to the horses, jockeys,

and trainers. Continue to the Kentucky Derby Museum, with

two floors of interactive exhibits that explore the race’s long

history dating back to 1875. Next its off to Churchill Downs

Millionaires Row for a delicious lunch and great seating for

the afternoon Thoroughbred racing. Take time to see more

of the historic grounds and enjoy the ambiance of one of the

most hallowed shrines in American sports.

Start your day with a home run after breakfast the next

morning with a visit to the Louisville Slugger Museum and

Factory. This interesting factory tour and museum takes you

through America’s favorite past time and celebrates the

extraordinary role of the Louisville Slugger bat in baseball’s

past, present and future. After leaving Louisville, your next

stop is the incredible

Ark Encounter, featuring

a full-size Noah’s Ark

built according to the

dimensions given in the Bible. Tonight, enjoy your delicious

dinner in Berea Kentucky at Boone Tavern Restaurant before

heading in for a good night sleep at the Historic Boone

Tavern Hotel.

Berea College, a private, liberal arts college founded in 1855

is where you begin your day and learn how this college is

distinctive for having been the first college in the Southern

United States to be coed and racially integrated. Later,

explore Shaker Village which is home to a remarkable

story of the Pleasant Hill Shakers, recognized for their

iconic architecture, skilled craftsmanship and profound

spirituality. The fun continues as you explore the unique

Kentucky River Palisades by riverboat, with a scenic cruise

aboard the Dixie belle paddle-wheeler. Later continue on to

Bardstown for the night, a charming town that is officially

the start of the Kentucky Bourbon trail.

After breakfast at the hotel, you visit the iconic My Old

Kentucky Home, the 200-year old mansion and plantation

of the Rowan family. During the guided tour, illustrious

stories of deadly duels, horse racing, fortune, fame and the

demise of its inhabitants is shared. No trip to Kentucky is

complete without a visit to a bourbon distillery, making your

next stop the Jim Beam American Stillhouse, where you

will get an up-close and intimate look at how the world’s

#1 bourbon is distilled. After your tour you make your way

home with a wonderful appreciation of Kentucky’s history,

horses and heritage.

Kentucky History, Horses and HeritageJune 4-8, 2022

This five-day tour includes all motor coach transportation, four-night stay and eight meals. Admissions and

gratuities all for $1,449 per person double occupancy.

Downtown Bank Training RoomSEPTEMBER 29 AT 11:00 A.M.

TRAVELOGUE


The next day you take a scenic drive along the shores of

beautiful Lake Coeur d’Alene as you make your way to

Wallace, the “silver Capital of the World.” You enjoy a tour

through the Sierra Silver Mine, which offers a rare and

exciting opportunity to experience the underground world

of mining in the richest silver district on earth. After lunch

at Silver Mountain Resort, you take a scenic ride to the top

of Silver Mountain on North America’s longest gondola.

Your next stop is the Cataldo Mission designed by Father

Antonio Ravalli in the tradition of the grand cathedrals

of Italy. After returning to the resort, take the rest of the

afternoon to relax and enjoy the resort.

Begin your journey the following morning by exploring

the Lewis Clark Valley in Lewiston where your first stop

will be at the Lewis and Clark Discovery Center. Situated

along the shores of the Snake River in Hells Gate State

Park, you explore the interpretive center as it features

displays and a film about Lewis and Clark’s journey through

Idaho. Later you visit Nez Perce National Historic Park

which commemorates the Nez Perce people and helps to

protect and preserve the sites, stories, and artifacts. After

freshening up, enjoy dinner at a local restaurant.

Adventure is on the agenda today as you embark on a

thrilling jet boat excursion up the Snake River into Hells

Canyon and experience the places the Nez Perce ancestors

call home. After lunch you travel through Idaho’s Nez

Perce Indian Reservation along the legendary Salmon

River, known as “The River of No Return”. You continue on

to McCall and check in to your hotel with the remainder

of the evening for you to enjoy at your leisure. Relax the

next morning before heading to McCall Fish Hatchery for

a fun and educational stop. Visit the million young chinook

salmon before they are released into the South Fork of the

Salmon River, where they will migrate to the Pacific Ocean

and return as adults in the world’s longest salmon run.

Following lunch, you visit a local winery for a delectable

wine tasting and tour then retire to your hotel this evening

with some time to relax.

Begin the next day with a visit to the World Center for

Birds of Prey. You meet eagles, owls, hawks, falcons and

more from around the world. You explore all the unique

exhibits and watch demonstrations with these amazing

birds. For the remainder of the day, you are immersed in

the Basque culture, as Idaho is the home to one of the

largest populations of Basques outside of Spain. Attend

the Jaialdi, one of the largest Basque festivals in the world

which happens once every five years in celebration of the

Basques culture. This evening you gather for a Basque

dinner at a local restaurant featuring cuisine of the Basque

people of Spain and France.

After breakfast the next morning, you begin your journey

home. This seven-day tour includes all air and motor coach transportation, six-night hotel stay, 13 meals, admissions and gratuities all for $3,449 per person double occupancy.

Incredible IdahoJune 18-24, 2022

Immerse yourself into Idaho’s stunning mountains, deep rivergorges, award-winning wines and diverse cultures. You are sure to fall in love.Your tour begins as you depart for Coeur d’Alene Nation where you stay for two nights. After

a day of travel take time to relax before you gather for a fun welcome dinner that includes a

cultural celebration with tribal members who share their stories, music and dance.

Central Bank of Boone County720 E. Broadway, PO Box 678Columbia, MO 65201

Classic living is its own reward. Call 573-874-8548 to claim your share!

2021SEPT 21 Historic Portage De Sioux $108

SEPT 30 Cardinals vs Brewers $207

OCT 11-17 New England and Cape Cod SOLD OUT $2,709

OCT 28 Angels & Demons $111

OCT 30-NOV 9 Spirit of Aloha- Hawaii SOLD OUT $5,499

NOV 18 Pretty Woman at the Fox $TBD

DEC 2-5 Nashville Country Christmas SOLD OUT $1,599

DEC 4-12 Ring in the Season on American Queen $4,399

DEC 9 St Louis Holiday Highlights $119

2022FEB 6-13 Treasure Island Florida $2,599

MAR 3-10 Wonders of Alaska $4,199

APRIL 22-MAY 1 Enchanting Ireland $4,399

JUNE 4-8 Kentucky-History, Horses & Heritage $1,449

JUNE 18-24 Incredible Idaho $3,449

CLASSIC2021

12/31/2021

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