Alberta Finance - Superintendent of Insurance Annual ...€¦ · Superintendent of Insurance Annual...

AAllbbeerrttaa SSuuppeerriinntteennddeennttooff IInnssuurraanncceeAAnnnnuuaall RReeppoorrtt

BBuussiinneessss 22000055

SSuuppeerriinntteennddeenntt ooff IInnssuurraannccee AAnnnnuuaall RReeppoorrtt 2005

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The Honourable Dr. Lyle ObergMinister of Finance408 Legislature BuildingEdmonton, Alberta

Dear Honourable Dr. Lyle Oberg:

Pursuant to section 799 (2) of the Insurance Act, I am pleased to send you the 93RDAnnual Report of the Superintendent of Insurance, which shows the insurance businesstransacted in Alberta for the year ended December 31, 2005. The Annual Report includes:

(c) a summary of insurance companies licensed under the Insurance Act;

(c) summaries of premiums written and claims incurred; and

(c) detailed financial statements of provincial companies.

Yours truly,

Dennis GartnerSuperintendent of Insurance

cc: Mr. Robert BhatiaDeputy Minister, Finance

LETTER OF TRANSMITTAL TO MINISTER FROM SUPERINTENDENT OF INSURANCE

“original signed by”

AAllbbeerrttaa IInnssuurraannccee SSttaattiissttiiccss

BBuussiinneessss ooff 22000055

($000)

Premiums Written Life $ 1,531,518General $ 6,186,206

Total Claims and DisbursementsLife $ 1,512,969General $ 4,584,811

Total Amount of Life Insurance in Force $308,722,079

IInnssuurreerrss LLiicceennsseedd iinn AAllbbeerrttaa

Life Insurers 64

Fraternal Benefit Societies 16

Reciprocal Insurance Exchanges 17

Alberta Incorporated Insurers 9

Property and Casualty Insurers 192

TTOOTTAALL IINNSSUURREERRSS LLIICCEENNSSEEDD IINN AALLBBEERRTTAA 229988

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SSuuppeerriinntteennddeenntt ooff IInnssuurraannccee AAnnnnuuaall RReeppoorrtt 2005SUMMARY OF INSURANCE BUSINESS IN ALBERTA


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LLeetttteerr ooff TTrraannssmmiittttaall ttoo MMiinniisstteerr ffrroomm SSuuppeerriinntteennddeenntt ooff IInnssuurraannccee . . . . . . . . . . . . . . . . . . . . . . . . iSSuummmmaarryy ooff IInnssuurraannccee BBuussiinneessss iinn AAllbbeerrttaa . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ii

TTaabbllee ooff CCoonntteennttss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1

SSuummmmaarryy ooff LLiicceenncceess IIssssuueedd UUnnddeerr tthhee IInnssuurraannccee AAcctt . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

SSttaattiissttiiccaall RReevviieeww ooff IInnssuurraannccee BBuussiinneessss iinn AAllbbeerrttaaComparative Analysis of Life Insurance in Force for Individual and Group . . . . . . . . . . . . . . . . 4Total Direct Premiums Written and Disbursements - Life Insurance (Graph) . . . . . . . . . . . . . . . 5Total Direct Premiums Written and Disbursements - Other Than Life (Graph) . . . . . . . . . . . . . . 6Comparative Summary by Year of Total Direct Premiums Written and Claims Incurred - Life and Other Than Life Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7

LLiisstt ooff IInnssuurraannccee CCoommppaanniieess LLiicceennsseedd iinn AAllbbeerrttaa . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8

AAnnnnuuaall SSttaatteemmeenntt ooff PPrroovviinncciiaall CCoommppaanniieessAlberta Motor Association Insurance Company . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34First Canadian Insurance Corporation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39Fortress Insurance Corportation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43Innovative Insurance Corporation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 48Mennonite Mutual Insurance Co. (Alberta) Ltd . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53Millennium Insurance Corporation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 58Peace Hills General Insurance Company . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 63Trans Global Insurance Company . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68Trans Global Life Insurance Company . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 73

AAbbssttrraacctt ooff RReettuurrnnssLife Insurance - Direct Premiums Written . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 77Life Insurance - Direct Claims annuities and Dividends . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 79Life Insurance - Exhibit of Certificates (Direct) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 82Fraternal Societies - Direct Premium (Including Dues) and Direct Claims Incurred . . . . . . . . . . . 87Fraternal Societies - Exhibit of Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 88Automobile and Property Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 89Accident and Sickness Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 93Liability and Fidelity Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 96Surety and Boiler & Machinery Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 99Aircraft and Marine Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 101Hail and Title Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 103Mortgage and Credit Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 104Legal Expense Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 105

TABLE OF CONTENTS

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IInnssuurreerrss LLiicceennsseedd iinn 22000055

(a) There were 298 insurance companies and exchanges licensed at December 31, 2005.

Provincial Companies . . . . . . . . . . . . . . . . . . . . . 9Extra-Provincial Companies . . . . . . . . . . . . . . . . . 29Canadian Authorized Companies . . . . . . . . . . . . . 227Fraternal Societies . . . . . . . . . . . . . . . . . . . . . . . . 16Reciprocal Exchanges . . . . . . . . . . . . . . . . . . . . . 17

TOTAL . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 298

(b) The following seven insurance companies became licensed in Alberta during 2005.

Arch Insurance CompanyCompagnie Francaise d'Assurance Pour le Commence ExterieurFCT Insurance Company Ltd.Fortress Insurance CompanyJewelers Mutual Insurance CompanyLa Capitale Insurance and FinancialMetlife Canada

(c) The following five insurance companies withdrew from Alberta during 2005.

Aviation and General Insurance CompanyCanada Life Insurance Company of CanadaNCMIC Insurance CompanyNational Life Assurance CompanyTravelers Indemnity Company (The)

(d) The following six insurance companies changed their name during 2005.

FFoorrmmeerr NNaammee CCuurrrreenntt NNaammee

Alberta Real Estate Insurance Exchange to Real Estate Insurance ExchangeBankers National Life Insurance Company o/a

Fidelity Life Insurance Company to Washington National Insurance CompanyCanassurance Life Insurance Company Inc. to Canassurance Insurance CompanyFederated Life Insurance Company to Western Life Assurance CompanyLiberty Mutual Insurance Company of Canada to TD Home and Auto Insurance CompanyLoyalist Insurance Company to Fenchurch General Insurance Company

SUMMARY OF LICENCES ISSUED UNDER THE INSURANCE ACT


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(e) The following insurance companies merged during 2005.

Travelers Casualty and Surety Company with St. Paul Guarantee Insurance. The continuing companywill is St. Paul Guarantee Insurance Company.

SSuummmmaarryy ooff BBuussiinneessss

For the year 2005, the total insurance premiums paid to insurers was, eight billion, one hundredforty six million, nine hundred eighteen thousand ($8,146,918,000) compared to the 2004 figure ofseven billion, seven hundred thirty two million, eight hundred seventy four thousand dollars($7,732,874,000).

IInnssuurraannccee CCoouunncciillss

In 2005, the Alberta Insurance Council issued 28,779 Certificates. These included 24,893 Certificatesof Authority to insurance agents and adjusters and 3,886 Corporate Certificates of Authority. Atotal of 680 complaint files were opened and a total of 45 disciplinary actions were taken. Decisionsof the Insurance Councils were appealable to the Insurance Councils Appeal Board. A total of sixappeals were heard. Of these appeals, three appeals were dismissed, two were varied, and oneappeal was abandoned.

AAddmmiinniissttrraattiivvee PPeennaallttiieess

In 2005 the Superintendent of Insurance issued twenty-one administrative penalties, pursuant to section 789 of the Insurance Act and the Enforcement and Administrative Regulation. The totalamount of administrative penalties levied and collected was $39,000 from the following insurancecompanies. The number of individual penalties is indicated in the brackets.

American Banks Insurance Company of Florida $1,000Canada Life Assurance Company $1,000CIGNA Life Insurance Company of Canada $1,000Life Investors Insurance Company of America (4) $4,000Millennium Insurance Company (4) $4,000Motors Insurance Company (2) $2,000Old Republic Insurance Company of Canada $1,000Sovereign General Insurance Company (2) $2,000St. Paul Guarantee Insurance Company (3) $2,000Traders General Insurance Company (2) $20,000

SUMMARY OF LICENCES ISSUED UNDER THE INSURANCE ACT

CCoommppaarraattiivvee AAnnaallyyssiiss ooff LLiiffee IInnssuurraannccee iinn FFoorrccee(Excluding Fraternal Societies)

AAllbbeerrttaa BBuussiinneessss OOnnllyy

IINNDDIIVVIIDDUUAALL GGRROOUUPP

1995 71,150,849 584,329 8.21 78,228,155 241,191 3.08

1996 77,909,195 620,666 7.96 88,576,298 247,297 2.79

1997 78,328,861 658,660 8.41 96,446,936 262,499 2.72

1998 85,957,829 669,570 7.78 101,507,573 282,136 2.77

1999 91,415,684 744,328 8.14 105,037,120 307,493 2.93

2000 102,392,955 861,487 7.74 107,762,562 324,131 3.01

2001 111,254,818 815,509 7.29 120,036,083 338,793 2.82

2002 120,518,400 886,652 7.36 128,762,453 356,290 2.77

2003 117,987,209 891,173 7.55 122,616,649 385,837 2.91

2004* 140,375,829 945,985 6.73 142,179,426 451,576 3.18

2005 155,316,191 1,011,358 6.51 153,405,880 520,160 3.39

* Adjusted

Note: The Figures above do not include annuities

Year

Amount ofInsurance inForce ($’000)

Amount of PremiumsCollected

($’000)

Average AnnualPremium Per

$1,000 Insurancein Force

Amount of Insurance in

$1,000 Insurancein Force

Amount of PremiumsCollected

($’000)

Average Annual

Premium Per$1,000

Insurance inForce

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SSuuppeerriinntteennddeenntt ooff IInnssuurraannccee AAnnnnuuaatt 2005STATISTICAL REVIEW OF INSURANCE BUSINESS IN ALBERTA


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AAllbbeerrttaa BBuussiinneessss OOnnllyy -- 22000055Life Insurance

TotalPremiums

TotalDisbursements

Amount($ millions)

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200

400

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LifePremiums

AnnunityPremiums

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Annuities Death Dividends

Amount($ millions)

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1,000

CCllaaiimmss aanndd DDiissbbuurrsseemmeennttss

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66


0

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1,500

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3,000

3,500

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Automobile

Amount($ millions)

Property Accident &Sickness

Liability TOTAL

Premiums Disbursements

Class of Insurance

DDiirreecctt PPrreemmiiuummss aanndd DDiissbbuurrsseemmeennttss ttoo PPoolliiccyyhhoollddeerrss

AAllbbeerrttaa BBuussiinneessss OOnnllyy -- 22000055Other Than Life Insurance

STATISTICAL REVIEW OF INSURANCE BUSINESS IN ALBERTA

LLIIFFEE IINNSSUURRAANNCCEE ** OOTTHHEERR TTHHAANN LLIIFFEE

Year Premiums Claims Including Direct Premiums Claims Including Direct ($’000) Adjustment Claims ($’000) Adjustment Claims

Expenses ($’000) Ratio Expenses ($’000) Ratio

1995 1,512,583 1,467,024 97.0% 2,826,302 2,067,387 73.1%

1996 1,339,046 1,590,962 118.8% 2,973,141 2,287,207 76.9%

1997 1,316,979 1,771,505 134.5% 3,205,883 2,286,120 71.3%

1998 1,253,102 1,499,870 119.7% 3,416.354 2,331,806 68.3%

1999 1,463,619 1,533,394 105% 3,465,031 2,425,096 69.9%

2000 1,466,588 1,542,841 105% 3,710,295 2,771,847 74.7%

2001 1,630,364 1,421,819 87.2% 4,152,045 3,229,969 77.8%

2002 1,644,212 1,322,671 80.4% 4,887,821 3,217,944 65.8%

2003 1,715,900 1,328,738 77.4% 5,598,330 3,595,280 64.2%

2004 1,857,306 1,475,519 79.4% 5,875,568 3,444,523 58.6%

2005** 1,960,712 762,273 41.0% 6,186,206 4,584,811 74.1%

* Includes ordinary and group insurance and ordinary and group annuities** Disbursements no longer includes matured endowments and surrender values

CCllaassss 22000055 (($$''000000)) 22000055 (($$''000000)) 22000055 22000044 22000033 22000022 22000011

Accident & Sickness 1,295,958 729,920 56.3% 59.5% 62.6% 61.9% 78.4%

Aircraft 43,512 10,973 25.2% 6.9% 21.7% 50.4% 27.5%

Automobile 2,591,393 1,636,430 63.1% 63.9% 66.4% 75.9% 86.7%

Boiler & Machinery 66,491 42,655 64.2% 75.4% 100.2% 27.3% 27.3%

Credit 2,429 8,513 350.4% 229.7% .6% 30.7% 118.2%

Fidelity 9,722 3,702 38.1% 32.8% 31.9% 63.1% 38.7%

Hail 12,747 9,839 77.2% 85.8% 64.0% 69.0% 60.7%

Legal Expense 138 (52) - - 47.9% 25.4% 100.0%

Liability 672,585 344,358 49.7% 62.3% 44.8% 70.5% 61.2%

Marine 8,243 17,595 213.5% 8.4% 96.1% 33.6% 79.6%

Mortgage 66,164 7,312 11.1% 9.1% 3.2% 5.1% 17.6%

Property 1,369,811 1,767,077 129.0% 51.8% 73.4% 52.4% 65.6%

Surety 40,876 5,302 130% 7.3% 24.8% 3.4% 17.1%

Title 6,275 1,135 18.1% 14.0% 22.7% 12.2% 15%


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CCoommppaarraattiivvee SSuummmmaarryy ooff TToottaall DDiirreecctt PPrreemmiiuummss WWrriitttteenn aanndd CCllaaiimmss IInncclluuddiinngg DDiivviiddeennddss

AAllbbeerrttaa BBuussiinneessss OOnnllyy

CCoommppaarraattiivvee SSuummmmaarryy ooff TToottaall DDiirreecctt PPrreemmiiuummss WWrriitttteenn aanndd CCllaaiimmss bbyy CCllaassss ooff IInnssuurraannccee

OOtthheerr TThhaann LLiiffee

Premiums

Claims IncludingAdjustment

Expenses Claims Ratio

88


CCUURRRREENNTT IINNSSUURRAANNCCEE CCOOMMPPAANNIIEESS LLIICCEENNCCEEDD IINN 22000055 CCLLAASSSSEESS OOFF IINNSSUURRAANNCCEE

ACA Assurance Life, Accident and Sickness - To the extent authorized by 3050 Boul St. Jean its Articles of Incorporation, Constitution and by-lawsTrois-Rivieres, QCG9A 5E1

ACE INA Insurance Accident and Sickness, Aircraft, Automobile, Boiler & 2 First Canadian Place, The Exchange Tower 130 King Street Machinery, Fidelity, General Liability, Hail, Marine, West, 12th Floor Property, Surety Toronto, ONM5X 1A8

ACE INA Life Insurance Accident and Sickness, Life, Loss of Employment130 King Street West, 12th FloorToronto, ONM5X 1A6

Actra Fraternal Benefit Society Life, Accident and Sickness - To the extent authorized by 1000 Yonge Street its Articles of Incorporation, Constitution and by-lawsToronto, ONM4W 2K2

Aetna Life Insurance Company Accident and Sickness, Life 1145 Nicholson Rd. Unit 2 New Market, ONL3Y 9C3

Affiliated F.M. Insurance Company Boiler & Machinery, Fidelity, General Liability, Property, Suite 500, 165 Commerce Valley Drive West Surety Thornhill, ONL3T 7V8

AIG Assurance Canada Accident and Sickness, Life 60 Yonge Street Toronto, ONM5E 1H5

AIG Life Insurance Company of Canada Accident and Sickness, Life 60 Yonge Street Toronto, ONM5E 1H5

AIG United Guaranty Mortgage Insurance Company Canada Mortgage123 Front St. West, Suite 909Toronto, ONM5J 2M2

Alberta Local Authorities' Reciprocal Insurance Exchange Discontinuing - To allow its existing contracts to run to 2510 Sparrow Drive maturity, to collect premiums and pay claims but not to Nisku, AB undertake or renew contracts of insurance in the Province of T9E 8N5 Alberta

Alberta Motor Association Insurance Company Accident and Sickness, Automobile, Boiler & Machinery, 10310 G.A. MacDonald Avenue General Liability, Property Edmonton, ABT6J 6R7

INSURANCE COMPANIES LICENSED IN ALBERTA


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Alberta Municipal Insurance Exchange Liability, Property10507 Saskatchewan Drive Edmonton, ABT6E 4S1

Alberta Roofing Contractors Reciprocal Insurance Exchange Liability2380 Pegasus Road NE Calgary, ABT2E 8G8

Alberta School Boards Insurance Exchange Fidelity, Liability, Property535 Dickens Loop Edmonton, ABT6M 2S1

Allianz Global Risk US Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & 130 Adelaide Street West, Suite 1600 Machinery, Liability, Marine, PropertyToronto, ONM5H 3P5

Allianz Life Insurance Company of North America Accident and Sickness, Life Suite 700, 2005 Sheppard Avenue EastWillowdale, ONM2J 5B4

Allstate Insurance Company Aircraft, Automobile, Boiler & Machinery, Fidelity, General 27 Allstate Parkway, Suite 100 Liability, Hail, Property, Surety Markham, ONL3R 5P8

Allstate Insurance Company of Canada Automobile, Boiler & Machinery, Fidelity, General Liability, 27 Allstate Parkway, Suite 100 Legal Expense, Property, Surety Markham, ONL3R 5P8

American Bankers Insurance Company of Florida Accident and Sickness, Automobile, Credit, Fidelity, 5160 Yonge Street, Northeast Tower, Suite 500 General Liability, Property North York, ONM2N 7C7

American Bankers Life Assurance Company of Florida Accident and Sickness, Life 5160 Yonge Street, Northeast Tower, Suite 500North York, ONM2N 7C7

American Health and Life Insurance Company Life201 Queens Avenue LONDON, ONN6A 1J1

American Home Assurance Company Accident and Sickness, Aircraft, Automobile, Boiler & 145 Wellington Street West, 14th Floor Machinery, Credit, Fidelity, General Liability, Marine, Toronto, ON Property, Surety M5J 1H8


1100



American Income Life Insurance Company Accident and Sickness, Life c/o McLean & Kerr Suite 2800, 130 Adelaide Street WestToronto, ONM5H 3P5

American Road Insurance Company Automobile, Boiler & Machinery, Credit, Property, Surety Unit 2 1145 Nicholson RoadNewmarket, ONL3Y 9C3

AMEX Assurance Company Accident and Sickness 36 King Street East, Suite 500Toronto, ONM5C 1E5

Anglo Canada General Insurance Company Discontinuing - To allow its existing contracts to run to 5700 Yonge Street, Suite 1400 maturity, to collect premiums and pay claims but not to North York, ON undertake or renew contracts of insurance in the M2M 4K2 Province of Alberta

Arch Insurance Company Accident and Sickness, Aircraft, Boiler & Machinery, 95 Wellington Street, 20th Floor Fidelity, Hail, Legal Expense, Liability, Property, SuretyToronto, ONM5J 2N7

Ascentus Insurance Ltd. Accident and Sickness, Automobile, Legal Expense, 10 Wellington Street East Liability, Marine, Property, SuretyToronto, ONM5E 1L5

Asset Protection Insurance Exchange Boiler & Machinery, Property1221, 8th Street East Saskatoon, SKS7H 0S5

Assumption Mutual Life Insurance Company Accident and Sickness, Life770 Main Street, P.O. Box 160Moncton, NBE1C 8L1

Avemco Insurance Company Accident and Sickness, Aircraft, Marine Suite 401, 133 Richmond Street WestToronto, ONM5H 2L3

Aviva Insurance Company of Canada Accident and Sickness, Aircraft, Automobile, Boiler & 2206 Eglinton Avenue East Machinery, Credit, Fidelity, General Liability, Guarantee, Scarborough, ON Hail, Legal Expense, Liability, Livestock, Marine, Property, M1L 4S8 Surety, Weather

IINSURANCE COMPANIES LICENSED IN ALBERTA


1111


Aviva International Insurance Limited Aircraft, Liability, Marine, Property 1400 Blair Place, Suite 500Ottawa, ONK1J 9B8

AXA Assurance Inc. Accident and Sickness, Life1100, Rene-Levesque West Boulevard, 16e FloorMontreal, QCH3B 4P4

AXA Corporate Solutions Assurance Accident and Sickness, Aircraft, Automobile, Boiler & 2020 University Street, Suite 700 Machinery, Credit, Fidelity, Hail, Legal Expense, Liability, Montreal, QC Marine, Property, SuretyH3A 2A5

AXA Equitable Life Insurance Company Accident and Sickness, Life Suite 606 P.O. Box 1455 Town Centre CourtScarborough, ONM1P 4X4

AXA Insurance (Canada) Accident and Sickness, Aircraft, Automobile, Boiler & 5700 Yonge Street, Suite 1400 Machinery, Fidelity, General Liability, Legal Expense, North York, ON Marine, Property, Surety, Loss of EmploymentM2M 4K2

AXA Pacific Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & 999 West Hasting Street Machinery, Credit, Fidelity, General Liability, Hail, Legal Vancouver, BC Expense, Marine, Property, Surety, Loss of EmploymentV6C 2W2

Belair Insurance Company Inc. Accident and Sickness, Automobile, Boiler & Machinery, 7101 Jean-Talon, Suite 300 Fidelity, Legal Expense, Liability, Marine, Property, SuretyMontreal, QCH1M 3T6

Blue Cross Life Insurance Company of Canada Accident and Sickness, Life 644 Main Street, P.O. Box 220Moncton, NBE1C 8L3

BMO Life Insurance Company Accident and Sickness, Life, Loss of Employment55 Bloor Street West, 15th FloorToronto, ONM4W 3N5

Boiler Inspection and Insurance Company of Canada Boiler & Machinery, General Liability, Property 18 King Street East Toronto, ONM5C 1C4


1122



British Aviation Insurance Company Limited (The) Aircraft, General Liability, Inland Transportation 100 Renfrew Drive Suite 200 Markham, ONL3R 9R6

Canada Life Assurance Company (The) Accident and Sickness, Life, Loss of Employment330 University Avenue Toronto, ONM5G 1R8

Canada Life Insurance Company of Canada Accident and Sickness, Life 330 University Avenue Toronto, ONM5G 1R8

Canadian Airports Reciprocal Insurance Exchange (CARIE) Boiler & Machinery, PropertyPO Box 9860, Edmonton International AirportEdmonton, ABT5J 2T2

Canadian Applicators Insurance Reciprocal Aircraft, Property 1002 Warsaw Avenue Winnipeg, MBR3M 1E4

Canadian Direct Insurance Incorporated Accident and Sickness, Automobile, Liability, Property Suite 600 750, Cambie StreetVancouver, BCV6B 0A2

Canadian Farm Insurance Corp. Accident, Automobile, restricted to automobile glass, 375, 13220 St Alberta Trail Boiler & Machinery, Fidelity, Liability, Property, SuretyEdmonton, ABT5L 4W1

Canadian Lawyers Insurance Association Liability 600, 919 - 11th Avenue S.W. Calgary, ABT2R 1P3

Canadian Northern Shield Insurance Company Accident and Sickness, Automobile, Boiler & Machinery, 1900, 555 West Hastings Street Fidelity, Liability, Property, Surety Vancouver, BCV6B 4N6

Canadian Premier Life Insurance Company Accident and Sickness, Life, Loss of Employment80 Tiverton Court Markham, ONL3R 0G4

Canadian Professional Sales Association Life, Accident and Sickness - To the extent authorized 310 Front Street West, Suite 800 by its Articles of Incorporation, Constitution and by-Toronto, ON laws M5V 3B5



1133


Canadian Union Insurance Company Aircraft 2475, Boul Laurier Sillery, QCG1T 1C4

Canadian Universities Reciprocal Insurance Exchange Liability, Property 5500 North Service Road, 9th FloorBurlington, ONL7L 6W6

Canassurance Insurance Company Accident and Sickness, Liability, Property550 Sherbrooke Street West, Suite B-9Montreal, QCH3A 3S3

Centennial Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & Suite 500, 36 King Street East Machinery, Fidelity, Hail, Liability, Property, SuretyToronto, ONM5C 1E5

Certas Direct Insurance Company Automobile, Liability, Marine, Property, Surety6300 boulevard de la Rive-Sud Levis, QCG6V 6P9

Chicago Title Insurance Company Title 2700 Argentia Road Mississauga, ONL5N 5V4

Chubb Insurance Company of Canada Accident and Sickness, Automobile, Boiler & Machinery, One Financial Place, 16th Floor, 1 Adelaide Street East Credit, Fidelity, General Liability, Marine, Property, Toronto, ON Surety M5C 2V9

CIBC Life Insurance Company Limited Accident and Sickness, Life P.O Box 3020 Mississauga, ONL5A 4M2

CIGNA Life Insurance Company of Canada Accident and Sickness, Life Suite 606 P.O. Box 14, 55 Town Centre CourtScarborough, ONM1P 4X4

Citadel General Assurance Company (The) Accident and Sickness, Aircraft, Automobile, Boiler & 1075 Bay Street Machinery, Employers' Liability, Fidelity, General Liability, Toronto, ON Legal Expense, Property except Specialty Business will M5S 2W5 betransferred to AXA Pacific Insurance Company, Surety

Co-operators General Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & Priory Square Machinery, Fidelity, General Liability, Hail, Legal Expense, Guelph, ON Property, Surety N1H 6P8


1144



Co-operators Life Insurance Company Accident and Sickness, Life 1920 College Avenue Regina, SKS4P 1C4

Combined Insurance Company of America Accident and Sickness, Life 7300 Warden Avenue Markham, ONL3R 0X3

Commerce and Industry Insurance Company of Canada Accident and Sickness, Aircraft, Automobile, Boiler & 145 Wellington Street West, 14th Floor Machinery, Credit, Fidelity, General Liability, Hail, Toronto, ON Property, Surety M5J 1H8

Commonwealth Insurance Company Aircraft, Automobile, Boiler & Machinery, Fidelity, 1500, 595 Burrard Street General, Liability, Marine, Property, Surety Vancouver, BCV7X 1G4

Community Newspapers Reciprocal Insurance Exchange General Liability Suite 103, 3050 Harvester RoadBurlington, ONL7N 3J1

Compagnie Francaise d'Assuarance Pour le Commerce Exterieur Credit40 King Street West, Suite 2100Toronto, ABM5H 3C2

CompCorp Life Insurance Company Accident and Sickness, Life to the extent authorized by Suite, 1600, 1 Queen Street East its incorporating instrument.Toronto, ONM5C 2X9

Connecticut General Life Insurance Company Accident and Sickness, Life Suite 606, P.O. Box 14, 55 Town Centre CourtScarborough, ONM1P 4X4

Continental Casualty Company Accident and Sickness, Aircraft, Automobile, Boiler & 250 Yonge Street, Suite 1500 Machinery, Credit, Fidelity, General Liability, Hail, Toronto, ON Marine, Property, Surety M5B 2L7

Coronation Insurance Company Limited Discontinuing - To allow its existing contracts to run to 77 King St West, 34th Floor, P.O. Box 284 Royal Trust Tower maturity, to collect premiums and pay claims but not to Toronto, ON undertake or renew contracts of insurance in the M5K 1K2 Province of Alberta

Coseco Insurance Company Accident and Sickness, Automobile, General Liability, Priory Square Property Guelph, ONN1H 6P8



1155


Croatian Fraternal Union of America Life, Accident and Sickness - To the extent authorized Suite 1400, BCE Place, 181 Bay Street by its Articles of Incorporation, Constitution and by-lawsToronto, ONM5J 2V1

Crown Life Insurance Company Life Suite 1900, 1874 Scarth StreetRegina, SKS4P 4B3

CT Financial Assurance Company Accident and Sickness, Life Richmond Adelaide Centre, 120 Adelaide Street West, 2nd FloorToronto, ONM5H 1T1

Cumis General Insurance Company Accident and Sickness, Automobile, Boiler & Machinery, 151 North Service Road P.O. Box 5065 Fidelity, General Liability, Property, Surety Burlington, ONL7R 4C2

Cumis Life Insurance Company Accident and Sickness, Life 151 North Service Road P.O. Box 5065Burlington, ONL7R 4C2

CUNA Mutual Insurance Society Discontinuing - To allow its existing contracts to run to 151 North Service Road P.O. Box 5065 maturity, to collect premiums and pay claims but not to Burlington, ON undertake or renew contracts of insurance in the L7R 4C2 Province of Alberta

DaimlerChrysler Insurance Company Automobile, General Liability, Property, Surety 2425 Matheson Blvd East, Suite 300 East TowerMississauga, ONL4W 5N7

Desjardins Financial Security Life Assurance Company Accident and Sickness, Life 200 avenues des Commandeurs Levis, QCG6V 6R2

Dominion of Canada General Insurance Company (The) Aircraft, Automobile, Boiler & Machinery, Fidelity, 165 University Avenue General Liability, Property, Surety Toronto, ONM5H 3B9

Eagle Star Insurance Company Limited Accident and Sickness, Aircraft, Automobile, Boiler & Suite 500 36 King Street East Machinery, Fidelity, General Liability, Marine, Property, Toronto, ON Surety M5C 1E5

Ecclesiastical Insurance Office Public Limited Company Automobile, Boiler & Machinery, Fidelity, General Suite 2200, Box 2004, 20 Eglinton Avenue West Liability, Marine, Property Toronto, ONM4R 1K8


1166



Echelon General Insurance Company Accident and Sickness, Automobile, Legal Expense, 1550 Enterprise Road Suite 310 Liability, Property, SuretyMississauga, ONL4W 4P4

Economical Mutual Insurance Company Automobile, Boiler & Machinery, Fidelity, General 111 Westmount Road South Liability, Marine, Property, SuretyWaterloo, ONN2J 4S4

Electric Insurance Company Automobile, Liability, Property40 King Street West, Suite 2100Toronto, ONM5H 3C2

Elite Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & 4th Floor 2206 Eglinton Avenue East Machinery, Employers' Liability, Fidelity, General Liability, Scarborough, ON Hail, Marine, Property, Surety M1L 4S8

Empire Life Insurance Company (The) Accident and Sickness, Life 259 King Street East P.O. Box 1000Kingston, ONK7L 3A8

Employers Insurance Company of Wausau Aircraft, Automobile, Boiler & Machinery, Fidelity, 181 Bay Street Suite 1000 General Liability, Marine, Property, SuretyToronto, ONM5J 2T3

Employers Reinsurance Corporation Boiler & Machinery, General Liability, PropertySuite 400 P.O. Box 166, 200 Wellington Street WestToronto, ONM5V 3C7

Endurance Reinsurance Corporation of America Accident and Sickness, Aircraft, Automobile, Boiler & 36 King Street East, Suite 500 Machinery, Fidelity, Liability, Property, Surety, Loss of Toronto, ON Employment, Limited to the business of reinsuranceM5C 1E5

Energy Insurance Exchange (EIR) Automobile, General Liability, Property Suite 500, 717-7th Avenue SWCalgary, ABT2P 0Z3

Equitable General Insurance Company (The) Discontinuing - To allow its existing contracts to run to 2475 Laurier Boulevard maturity, to collect premiums and pay claims but not to Sillery, QC undertake or renew contracts of insurance in the G1T 1C4 Province of Alberta

Equitable Life Insurance Company of Canada (The) Accident and Sickness, Life One Westmount Road North Waterloo, ONN2J 4C7



1177


EULER American Credit Indemnity Company Credit CIBC Tower, Suite 1702 1155 Rene Levesque Blvd. WestMontreal, QCH3B 3Z7

Everest Insurance Company of Canada Aircraft, Automobile, Boiler & Machinery, Credit, 130 King Street West, Suite 2520, P.O. Box 431 Fidelity, Hail, Liability, Property, Surety Toronto, ONM5X 1E3

Factory Mutual Insurance Company Boiler & Machinery, Fidelity, General Liability, Marine, Suite 500, 165 Commerce Valley Drive West Property, Surety Thornhill, ONL3T 7V8

FCT Insurance Company Ltd. Liability, Property (limited to personal property title 2235 Sheridan Garden Drive insurance), TitleOakville, ONL6J 7Y5

Federal Insurance Company Accident and Sickness, Automobile, Boiler & Machinery, 1st Financial Place, One Adelaide Street East Fidelity, General Liability, Marine, Property, Surety Toronto, ONM5C 2V9

Federated Insurance Company of Canada Automobile, Boiler & Machinery, Fidelity, General P.O. Box 5800, 717 Portage Avenue Liability, Property, Surety Winnipeg, MBR3C 3C9

Federation Insurance Company of Canada Automobile, Boiler & Machinery, Fidelity, General 1000, De La Gauchetiere Street W. Suite 500 Liability, Legal Expense, Marine, Property, Surety Montreal, QCH3B 4W5

Fenchurch General Insurance Company Automobile, Boiler & Machinery, Fidelity, Liability, Promotory 2, 2655 North Sheridan Way Unit 115 Property, Surety, Vehicle WarrantyMISSISSAUGA, ONL5K 2P8

Fidelity Investment Life Insurance Company Life483 Bay Street, Suite 200Toronto, ONM5G 2N7

Fidelity Investments Insurance Company of Canada Life483 Bay Street Suite 200Toronto, ONM5G 2N7

First American Title Insurance Company Property limited to personal property title insurance, 2235 Sheridan Garden Drive Title Oakville, ONL6J 7Y5


1188



First Canadian Insurance Corporation Accident and Sickness, Life 10727 - 82 Avenue Edmonton, ABT6E 2B1

First North American Insurance Company Accident and Sickness, Automobile, Property 2 Queen Street East, 6th FloorToronto, ONM2C 3G7

Forethought Life Insurance Company Life Suite 2100 Scotia Plaza, 40 King Street WestToronto, ONM5H 3C2

Fortress Insurance Company AutomobileSuite 2505 Toronto Dominion Tower, 10088-102 AvenueEdmonton, ABT5J 2Z1

GCAN Insurance Company Aircraft, Automobile, Boiler & Machinery, Credit, Suite 1600 480 University Avenue Employers' Liability, Explosion, Fire, Guarantee, Inland Toronto, ON Marine, Inland Transportation, Livestock, Marine, Plate M5G 1V6 Property, Property Damage, Public Liability, Glass,

Sprinkler Leakage, Surety, Theft, Weather, Workers'

General American Life Insurance Company Accident and Sickness, Life Suite 1000, 1225 Peel StreetMontreal, QCH3B 2T9

Genesis Reciprocal Insurance Exchange Liability, Property900, 10025-102 A Avenue Edmonton, ABT5J 0Y2

Genworth Financial Mortgage Insurance Company Canada Mortgage 2060 Winston Park Drive, Suite 300Oakville, ONL6H 5R7

Gerber Life Insurance Company Life1145 Nicholson Road, Unit # 2New Market, ONL3Y 9C3

GMS Insurance Inc. Accident and Sickness, Property, Theft, Weather#200, 3303 Hillsdate Street Regina, SKS4S 7J8



1199


Gore Mutual Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & 252 Dundas Street Machinery, Credit, Explosion, Fire, Forgery, Guarantee, Cambridge, ON Hail, Inland Transportation, Livestock, Plate Glass, N1R 5T3 Property, Sprinkler Leakage, Theft, Weather, Workers'

Grain Insurance and Guarantee Company Automobile, Boiler & Machinery, Fidelity, General Richardson Building, 1240 One Lombard Place Liability, Property, SuretyWinnipeg, MBR3B 0V9

Grand Orange Lodge of British America Benefit Fund (The) Life - To the extent authorized by its Articles of 94 Sheppard Avenue West Incorporation, Constitution and by-lawsWillowdale, ONM2N 1M5

Great American Insurance Company Aircraft, Automobile, Boiler & Machinery, Fidelity, Suite 2100, Scotia Plaza, 40 King Street General Liability, Hail, Marine, Property, Surety Toronto, ONM5H 3C2

Great American Insurance Company of New York Automobile, Boiler & Machinery - excluding Machinery, 2100 Scotia Plaza, 40 King Street Hail, Liability, PropertyToronto, ONM5H 3C2

Great-West Life Assurance Company (The) Accident and Sickness, Life 100 Osborne Street, North Winnipeg, MBR3C 3A5

Green Shield Canada Accident and Sickness 5001 Yonge Street, Suite 1600North York, ONM2N 6P5

Guarantee Company of North America (The) Accident and Sickness, Automobile, Credit, Fidelity, 4950 Yonge Street, Madison Centre Suite 1400 Liability, Property, SuretyToronto, ONM2N 6K1

Hartford Fire Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & P.O. Box 600, 36 York Mills Road, Suite 504 Machinery, Fidelity, Hail, Liability, Marine, Property, Toronto, ON Surety M2P 2E9

Hartford Life Insurance Company Accident and Sickness, Life 4 King Street West, Suite 1103Toronto, ONM5H 1B6

Healthcare Insurance Reciprocal of Canada Fidelity, Legal Expense, Liability, PropertySuite 1600, 4711 Yonge Street North York, ONM2N 6K8


2200



Heritage General Insurance Company Accident and Sickness 5th Floor, 401 Bay Street Toronto, ONM5H 2Y4

Household Life Insurance Company Accident and Sickness, Life 3381 Steeles Avenue East, Suite 300Toronto, ONM2H 3S7

Independent Order of Foresters (The) Life, Accident and Sickness - To the extent authorized by its 15th Floor, 789 Don Mills Road Articles of Incorporation, Constitution and by-laws Toronto, ONM3C 1T9

Industrial Alliance Insurance and Financial Services Inc. Accident and Sickness, Life 1080, Chemin St. Louis C.P. 1907, Succursale TerminusSillery, QCG1K 7M3

Industrial-Alliance Pacific General Insurance Corporation Accident and Sickness, Boiler & Machinery, Property, 2165 Broadway West, PO Box 5900 SuretyVancouver, BCV6B 5H6

Industrial-Alliance Pacific Life Insurance Company Accident and Sickness, Life, Loss of Employment2165 Broadway West Vancouver, BCV6K 4N5

ING Insurance Company of Canada Accident and Sickness, Aircraft, Automobile, Boiler & 700 University Avenue, Suite 1500-A Machinery, Credit, Fidelity, Hail, Legal Expense, Liability, Toronto, ON Marine, Property, Surety, Loss of EmploymentM5G 0A1

ING Novex Insurance Company of Canada Accident and Sickness, Automobile, Boiler & Machinery, 700 University Avenues, Suite 1500-A Credit, Fidelity, General Liability, Legal Expense, Marine, Toronto, ON Property, SuretyM5G 0A1

Innovative Insurance Corporation Automobile limited to comprehensive coverage on auto-200, 17920 - 105 Avenue mobile window glass, Boiler & Machinery, PropertyEdmonton, ABT5S 2H5

Jevco Insurance Company Automobile, General Liability, Property, Surety Suite 100 5250 Decarie BlvdMontreal, QCH3X 2H9

Jewelers Mutual Insurance Company Boiler & Machinery, Fidelity, Liability, Property40 King Street West, Suite 2100Toronto, ONM5H 3C2



2211


John Hancock Life Insurance Company Accident and Sickness, Life limited to servicing policies issued Suite 2800, 130 Adelaide Street West prior to December 31, 1995 with exception of business arisingToronto, ON from conversion of group policies to individual policies, policies M5H 3P5 issued jointly with The Maritime Life Assurance Company, and

group annuities.

Jubilee Reciprocal Insurance Exchange Property 900 Floor Merrill Lynch Tower10025-102 A AvenueEdmonton, ABT5J 0Y2

Kingsway General Insurance Company Automobile, Boiler & Machinery, Fidelity, Liability, Marine, 200, 5310 Explorer Drive Property, Surety Mississauga, ONL4W 5H8

Knights of Columbus Life, Accident and Sickness - To the extent authorized by its 25 Campbell Street Articles of Incorporation, Constitution and by-laws Belleville, ONK8N 1S6

L'Entraide Assurance Mutual Company Accident and Sickness, Life520 Charest Blvd. East, PO Box 2324Quebec City, QCG1K 7P5

La Capitale Insurance and Financial Services Inc. Accident and Sickness, Life625 rue St-Amable, QCG1R 2G5

Lawyers Title Insurance Corporation Title 90 Mulcaster Street Barrie, ONL4M 4Y5

Lawyers' Professional Indemnity Company Liability, Title1 Dundas Street West, Suite 2200Toronto, ONM5G 1Z3

Legacy General Insurance Company Accident and Sickness, Property, Loss of Employment80 Tiverton Court Markham, ONL3R OG4

Liberty Life Assurance Company of Boston Accident and Sickness, Life 181 Bay Street Suite 1000Toronto, ONM5J 2T3


2222



Liberty Mutual Fire Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & Suite 1000, 181 Bay Street, Machinery, Fidelity, General Liability, Marine, Property, Toronto, ON Surety - limited to servicing of existing policies, except M5J 2T3 for automobile insurance.

Liberty Mutual Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & 181 Bay Street, Suite 1000 Machinery, Fidelity, General Liability, Marine, Property, Toronto, ON Surety M5J 2T3

Life Insurance Company of North America Accident and Sickness, Life Suite 606, P.O. Box 14, 55 Town Centre CourtScarborough, ONM1P 4X4

Life Investors Insurance Company of America Accident and Sickness, Life c/o John Milnes & Associates, 1300 Bay Street 4th FloorToronto, ONM5R 3K8

Lloyd's Underwriters Accident and Sickness, Aircraft, Automobile, Boiler & Suite 1540, 1155 rue Metcalfe Machinery, Credit, Fidelity, General Liability, Hail, Legal Montreal, QC Expense, Marine, Property, SuretyH3B 2V6

Lombard General Insurance Company of Canada Accident, Aircraft, Automobile, Boiler & Machinery, 105 Adelaide Street West Credit, Fidelity, Hail, Liability, Marine, Property, Surety Toronto, ONM5H 1P9

Lombard Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & 105 Adelaide Street West Machinery, Credit, Fidelity, Hail, Liability, Marine, Toronto, ON Property, Surety M5H 1P9

London and Midland General Insurance Company Accident and Sickness, Automobile, Boiler & Machinery, 201 Queens Avenue Fidelity, Legal Expense, Liability, Property, Surety, Loss London, ON of EmploymentN6A 1J1

London Life Insurance Company Accident and Sickness, Life 255 Dufferin Avenue London, ONN6A 4K1

Lumbermen's Underwriting Alliance Boiler & Machinery, Inland Marine, Marine, Property Suite # 300, 455 Fenelon Boulevard Dorval, QCH9S 5T8

Lumbermens Mutual Casualty Company Discontinuing - To allow its existing contracts to run to Suite 500, 7039 Woodwine Avenue maturity, to collect premiums and pay claims but not to Markham, ON undertake or renew contracts of insurance in the L3R 6G2 Province of Alberta



2233


Lutheran Life Insurance Society of Canada Life, Accident and Sickness - To the extent authorized 470 Weber Street North by its Articles of Incorporation, Constitution and by-laws Waterloo, ONN2J 4G4

Manufacturers Life Insurance Company (The) Accident and Sickness, Life 200 Bloor Street East Toronto, ONM4W 1E5

Manulife Canada Ltd. Accident and Sickness, Life 500 King Street North Waterloo, ONN2J 4C6

Markel Insurance Company of Canada Aircraft, Automobile, Boiler & Machinery, Fidelity, 55 University Avenue, 15th Floor General Liability, Hail, Marine, Property, SuretyToronto, ONM5J 2H7

Massachusetts Mutual Life Insurance Company Accident and Sickness, Life Suite 2800, 130 Adelaide Street WestToronto, ONM5H 3P5

MAX Canada Insurance Company Boiler & Machinery, Fidelity, Liability, Marine, Property140 Foundry Street Baden, ONN3A 2P7

MD Life Insurance Company Life1870 Alta Vista Drive Ottawa, ONK1G 6R7

Mennonite Mutual Insurance Co. (Alberta) Ltd. Automobile, Fidelity, General Liability, Property #300, 2946-32nd Street NE Calgary, ABT1Y 6J7

MetLife Insurance Company of Connecticut Discontinuing - To allow its existing contracts to run to 1145 Nicholson Road, Unit 2 maturity, to collect premiums and pay claims but not to Newmarket, ON undertake or renew contracts of insurance in the L3Y 9C3 Province of Alberta

Metropolitan Life Insurance Company Accident and Sickness, Life Suite 1750, 360 Albert StreetOttawa, ONK1R 7X7

Millennium Insurance Corporation Automobile, Guarantee insurance limited to liability 10727 - 82 Avenue under warranties issued on automobile protection Edmonton, AB products, Liability, Property, Vehicle WarrantyT6E 2B1


2244



Minnesota Life Insurance Company Life Suite 2800, 130 Adelaide Street WestToronto, ONM5H 3P5

Missisquoi Insurance Company (The) Automobile, Property50 rue Principale Frelighsburg, QCJOJ 1CO

Mitsui Sumitomo Insurance Company, Limited Accident and Sickness, Aircraft, Automobile, Boiler & 1 Adelaide Street, East, 24th Floor Machinery, Fidelity, General Liability, Liability, Marine, Toronto, ON Property, Surety M5C 2V9

Mortgage Insurance Company of Canada (The) Fidelity, Mortgage, Surety Suite 400, 100 Yonge StreetToronto, ONM5H 1H1

Motors Insurance Corporation Automobile, Boiler & Machinery, Fidelity, General Liability, Suite 400, 8500 Leslie Street P.O. Box 6000 Property, Surety Thornhill, ONL4B 4S2

Munich Reinsurance America Inc. Accident and Sickness, Aircraft, Automobile, Boiler & Munich Re Centre, 390 Bay St 22nd Floor Machinery, Credit, Fidelity, Hail, Liability, Marine, Property, Toronto, ON SuretyM5H 2Y2

National Bank Life Insurance Company Accident and Sickness, Life 600 de La Gauchetiere West, 4th FloorMontreal, QCH3B 4L2

National Liability & Fire Insurance Company Aircraft, Liability3650 Victoria Park Avenue, Suite 201Toronto, ONM2H 3P7

National Life Assurance Company of Canada (The) Accident and Sickness, Life 522 University Avenue Toronto, ONM5G 1Y7

New York Life Insurance Company Accident and Sickness, Life Suite 2100 Scotia Plaza, 40 King Street WestToronto, ONM5H 3C2

Nipponkoa Insurance Company, Limited Aircraft, Automobile, Boiler & Machinery, Fidelity, General 121 King Street West, Suite 1200 Box 93 Liability, Inland Marine, Marine, Property, Surety Toronto, ONM5H 3T9



2255


Nordic Insurance Company of Canada (The) Accident and Sickness, Aircraft, Automobile, Boiler & 700 University Avenue, Suite 1500-A Machinery, Credit, Employers' Liability, Fidelity, General Toronto, ON Liability, Guarantee, Legal Expense, Marine, Property, M5G 0A1 Surety

North American Specialty Insurance Company Aircraft, Boiler & Machinery, Credit, Fidelity, Hail, 150 King Street West, Suite 2200 Liability, Property, SuretyToronto, ONM5H 1J9

North Waterloo Farmers Mutual Insurance Company Automobile, Boiler & Machinery, Fidelity, Hail, Liability, 100 Erb Street East Property Waterloo, ONN2J 1L9

North West Commercial Travellers Life - To the extent authorized by its Articles of 28 Queen Elizabeth Way Incorporation, Constitution and by-laws Winnipeg, MBR3C 2H6

Old Republic Insurance Company of Canada Aircraft, Automobile, General Liability, Property, Vehicle Box 557, 100 King Street West WarrantyHamilton, ONL8N 3K9

Omega General Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & 36 King Street East Machinery, Credit, Fidelity, Hail, Legal Expense, Liability, Toronto, ON Property, Surety, Loss of EmploymentM5C 1E5

Optimum West Insurance Company Automobile, Boiler & Machinery, Fidelity, General Liability, Suite 800, 1055 West Georgia Street, P.O. Box 11103 Guarantee, Inland Marine, Marine, Property, Surety Vancouver, BCV6E 3P3

Order of United Commercial Travelers of America (The) Life, Accident and Sickness - To the extent authorized by its 901 Centre Street NW, Room 300 Articles of Incorporation, Constitution and by-lawsCalgary, ABT2E 2P6

Pafco Insurance Company Automobile, Property27 Allstate Parkway, Suite 100Markham, ONL3R 5P8

Palliser Insurance Company Limited Hail 103, 3502 Taylor Street East Saskatoon, SKS7H 5H9

PBC Health Benefits Society Accident and SicknessPO Box 7000 Vancouver, BCV6B 4E1


2266



Peace Hills General Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & 3rd Floor, 10709 Jasper Avenue Machinery, Credit, Fidelity, General Liability, Marine, Edmonton, AB Mortgage, Property, Surety, Title T5J 3N3

Pembridge Insurance Company Automobile, Property 27 Allstate Parkway, Allstate Centre, Suite 100Markham, ONL3R 5P8

Penncorp Life Insurance Company Accident and Sickness, Life 55 Superior Blvd. Mississauga, ONL5T 2X9

Pennsylvania Life Insurance Company Accident and Sickness, Life 55 Superior Blvd. Mississauga, ONL5T 2X9

Perth Insurance Company Automobile, General Liability, Property 111 Westmount Road South, P.O. Box 2000Waterloo, ONN2J 4S4

Pilot Insurance Company Fidelity, Surety 90 Eglinton Avenue West, 3rd FloorToronto, ONM4P 1E6

Pool Insurance Company Property 1301, 220 Portage Avenue Winnipeg, MBR3C 0A5

Portage La Prairie Mutual Insurance Company (The) Automobile, Legal Expense, Liability, Property 749 Saskatchewan Avenue East, P.O. Box 340Portage La Prairie, MBR1N 3B8

Primerica Life Insurance Company of Canada Accident and Sickness, Life 2000 Argentia Road Mississauga, ONL4T 4C2

Primmum Insurance Company Automobile, Boiler & Machinery, General Liability, Legal 2161 Yonge Street, 4th Floor Expense, Property Toronto, ONM4S 3A6

Principal Life Insurance Company Accident and Sickness, Life c/o John Milnes & Assoc., 1300 Bay Street 4th FloorToronto, ONM5H 3K8



2277


Progressive Casualty Insurance Company Automobile, General Liability, Inland Marine, Property5650 Younger Street, Suite #28Toronto, ONM2M 4G3

Protective Insurance Company Automobile, Liability, Property c/o John Milnes & Associates 4th floor 1300 Bay StreetToronto, ONM5R 3K8

Providence Washington Insurance Company Discontinuing - To allow its existing contracts to run to 1145 Nicholson Rd. Unit # 2 maturity, to collect premiums and pay claims but not to Newmarket, ON undertake or renew contracts of insurance in the Province of L3Y 9C3 Alberta

Provident Life and Accident Insurance Company Accident and Sickness, Life Suite 202, 1451 Royal York Road Toronto, ONM9P 3B2

Provincial Health Authorities of Alberta Liability and PropertyInsurance Plan900, 9925-109 StreetEdmonton, ABT5J 3S7

Prudential Insurance Company of America (The) Accident and Sickness, Life 300 Consilium Place, Suite 1200Toronto, ONM1H 3G2

Rain and Hail Insurance Corporation HailSuite 200, 4303 Albert StreetRegina, SKS4S 3R6

RBC General Insurance Company Accident and Sickness, Automobile, Liability, Property6880 Financial Drive, West Tower Mississauga, ONL5N 7Y5

RBC Life Insurance Company Accident and Sickness, Life 6880 Financial Drive West Tower Mississauga, ONL5N 7Y5

RBC Travel Insurance Company Accident and Sickness, Property 6880 Financial Drive West Tower Mississauga, ONL5N 7Y5

Real Estate Insurance Exchange Liability330, 2424 4th Street SW Calgary, ABT2S 2T4


2288



Reassure America Life Insurance Company Discontinuing - To allow its existing contracts to run to 150 King Street West, Suite 1000 maturity, to collect premiums and pay claims but not to Toronto, ON undertake or renew contracts of insurance in the ProvinceM5H 1J9 of Alberta

Reliable Life Insurance Company Accident and Sickness, Life 100 King Street West, Box 557Hamilton, ONL8N 3K9

Revios Reinsurance Canada Ltd. Accident and Sickness, Life Suite 1600, 480 University AvenueToronto, ONM5G 1V6

Royal & Sun Alliance Insurance Company of Canada Accident and Sickness, Aircraft, Automobile, Boiler & 10 Wellington Street East Machinery, Fidelity, General Liability, Hail, Legal Expense, Toronto, ON Marine, Property, Surety M5E 1L5

Saskatchewan Mutual Insurance Company Automobile, Boiler & Machinery, Fidelity, Liability, Property 279 - 3rd Avenue North Saskatoon, SKS7K 2H8

Scotia General Insurance Company Accident and Sickness, Legal Expense 100 Yonge Street, Suite 400 Toronto, ONM5H 1H1

Scotia Life Insurance Company Accident and Sickness, Life 100 Yonge Street, 4th FloorToronto, ONM5H 1H1

Scottish & York Insurance Co. Limited Automobile, Boiler & Machinery, Fidelity, General Liability, 2206 Eglinton Avenue East Legal Expense, Property, Surety Scarborough, ONM1L 4S8

SecuriCan General Insurance Company Liability, Property777 Portage Avenue Winnipeg, MBR3G 0N3

Security Insurance Company of Hartford Accident and Sickness, Automobile, General Liability, Unit 2, 1145 Nicholson Road Marine, Property Newmarket, ONL3Y 9C3

Security National Insurance Company Accident and Sickness, Automobile, General Liability, 12th Floor, 50 Place Cremazie Property Montreal, QCH2P 1B6



2299


Sentry Insurance A Mutual Company Aircraft, Automobile, Boiler & Machinery, Fidelity, General Suite 2100 Scotia Tower, 40 King Street West Liability, Property, Surety Toronto, ONM5H 3C2

SGI CANADA Insurance Services Ltd. Automobile, Boiler & Machinery, Fidelity, Liability, Property, 2260 - 11th Avenue SuretyRegina, SKS4P 0J9

Sompo Japan Insurance Inc. Automobile, Boiler & Machinery, Fidelity, Liability, Property, 2 First Canadian Place, 12th Floor Surety Toronto, ONM5X 1A6

Sons of Scotland Benevolent Association Disability, Life - To the extent authorized by its Articles of Suite 202, 40 Eglinton Avenue East Incorporation, Constitution and by-laws Toronto, ONM4P 3A2

Sovereign General Insurance Company (The) Accident and Sickness, Aircraft, Automobile, Boiler & 500 Sovereign Centre, 6700 Macleod Trail SE Machinery, Credit, Fidelity, General Liability, Property, Calgary, AB Surety T2H 0L3

SSQ Life Insurance Company Inc. Accident and Sickness, Life2525 Boulevard Laurier Sainte-Foy, QCG1V 4H6

St. Paul Fire and Marine Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & P.O. Box 93, Suite 1200, 121 King Street West Machinery, Fidelity, General Liability, Marine, Property, Toronto, ON Surety M5H 3T9

St. Paul Guarantee Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & 77 King St West, 34th Floor Royal Trust Tower PO Box 284 Machinery, Credit, Fidelity, General Liability, Hail, Legal Toronto, ON Expense, Marine, Property,Surety, TitleM5K 1K2

Standard Life Assurance Company 2005 (The) Life Room 206 1245, Sherbrooke Street WestMontreal, QCH3G 1G3

Standard Life Assurance Company of Canada (The) Accident and Sickness, Life Room 206 1245, Sherbrooke Street WestMontreal, QCH3G 1G3

Standard Life Assurance Limited Life1245 Sherbrooke, Street, West, Suite 200Montreal, QCH3G 1G3


3300



State Farm Fire and Casualty Company (The) Aircraft, Automobile, Boiler & Machinery, Fidelity, General 333 First Commerce Drive Liability, Property, Surety Aurora, ONL4G 8A4

State Farm Life Insurance Company (The) Life 333 First Commerce Drive Aurora, ONL4G 8A4

State Farm Mutual Automobile Insurance Company Accident, Automobile 333 First Commerce Drive Aurora, ONL4G 8A4

Stewart Title Guaranty Company Title Royal Bank Plaza, North Tower, 200 Bay Street, Suite 2200Toronto, ONM5J 2J2

Stonebridge Life Insurance Company Accident and Sickness, Life 80 Tiverton Court Markham, ONL3R 0G4

Sun Life Assurance Company of Canada Accident and Sickness, Life, Loss of Employment150 King Street, 7th Floor Toronto, ONM5H 1J9

T.H.E. Insurance Company Automobile, Liability, Property1010, 48 Yonge Street Toronto, ONM5E 1G6

TD General Insurance Company Aircraft, Automobile, Boiler & Machinery, Fidelity, Liability, 12th Floor, 50 Place Cremazie Property, Surety Montreal, QCH2P 1B6

TD Home and Auto Insurance Company Automobile, General Liability, Property 4th Floor, 2161 Yonge StreetToronto, ONM4S 3A6

TD Life Insurance Company Accident and Sickness, Life Richmond Adelaide Centre, 120 Adelaide Street West, 2nd FloorToronto, ONM5H 1T1

Temple Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & 22nd Floor, 390 Bay Street Machinery, Credit,Fidelity, Hail, Liability, Property, SuretyToronto, ONM5H 2Y2



3311


The Personal Insurance Company Aircraft, Automobile, Boiler & Machinery, Fidelity, General 6300 boulevard de la Rive-Sud Liability, Legal Expense, Property, Surety Levis, QCG6V 6P9

TIG Insurance Company Accident and Sickness, Automobile, Boiler & Machinery, P.O.Box 5800 Fidelity, Liability, Property, Surety Winnipeg, MBR3C 3C9

Tokio Marine & Nichido Fire Insurance Co. Aircraft, Automobile, Boiler & Machinery, Fidelity, General 105 Adelaide Street West, 3rd Floor Liability, Marine, Property, SuretyToronto, ONM5H 1P9

Traders General Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & 2206 Eglinton Avenue East Machinery, Credit, Fidelity, General Liability, Hail, Legal Scarborough, ON Expense, Marine, Property, SuretyM1L 4S8

Trafalgar Insurance Company of Canada Accident and Sickness, Automobile, Boiler & Machinery, 700 University Avenue, Suite 1500-A General Liability, Marine, Property Toronto, ONM5G 0A1

Trans Global Insurance Company Accident and Sickness, Boiler & Machinery, General Liability, Suite 275, 16930 -114th Avenue Inland Marine, Marine, PropertyEdmonton, ABT5M 3S2

Trans Global Life Insurance Company Accident and Sickness, LifeSuite 275, 16930 - 114th AvenueEdmonton, ABT5M 3S2

Transamerica Life Canada Accident and Sickness, Life 5000 Yonge Street Toronto, ONM2N 7J8

Transatlantic Reinsurance Company Accident and Sickness, Aircraft, Automobile, Boiler & 145 Wellington Street West Machinery, Fidelity, General Liability, Hail, Marine, Toronto, ON Property, Surety M5J 1H8

UAP-New Rotterdam Insurance Company N.V. Discontinuing - To allow its existing contracts to run to 2206 Eglinton Avenue East maturity, to collect premiums and pay claims but not to Scarborough, ON undertake or renew contracts of insurance in the Province of M1L 4S8 Alberta

Ukrainian Fraternal Society of Canada Life, Accident and Sickness - To the extent authorized by its 235 McGregor Street Articles of Incorporation, Constitution and by-lawsWinnipeg, MBR2W 4W5


3322



Ukrainian Mutual Benefit Association of Life - To the extent authorized by its Articles of Saint Nicholas of Canada Incorporation, Constitution and by-laws804 Selkirk Avenue Winnipeg, MBR2W 2N6

Ukrainian National Association Inc. Life, Accident and Sickness - To the extent authorized by its Suite 406, 2800 14th Avenue Articles of Incorporation, Constitution and by-lawsMarkham, ONL3R 0E4

Unifund Assurance Company Accident and Sickness, Automobile, Liability, Property 95 Elizabeth Avenue St. John's, NFA1B 1R7

United American Insurance Company Accident and Sickness, Life 130 Adelaide Street West, Suite 2800Toronto, ONM5H 3P5

Unity Life of Canada Accident and Sickness, Life 100 Milverton Drive, Suite 400Mississauga, ONL5R 4H1

Utica Mutual Insurance Company Automobile, Boiler & Machinery, Fidelity, Liability, Property 1145 Nicholson Road, Unit #2Newmarket, ONL3Y 9C3

Virginia Surety Company, Inc. Automobile, Boiler & Machinery, Liability, Property 7300 Warden Avenue, Suite 300Markham, ONL3R 0X3

Washington National Insurance Company Accident and Sickness 19 Celina Street, Suite 104 Oshawa, ONL1H 4M9

Waterloo Insurance Company Automobile, General Liability, Property 111 Westmount Road South, P.O. Box 2000Waterloo, ONN2J 4S4

Wawanesa Life Insurance Company Accident and Sickness, Life 9th Floor, 191 Broadway Avenue Winnipeg, MBR3C 3P1

Wawanesa Mutual Insurance Company (The) Accident and Sickness, Automobile, Boiler & Machinery, 191 Broadway Avenue Fidelity, Fire, General Liability, Marine, Property, Surety Winnipeg, MBR3C 3P1



3333


Western Agricultural Insurance Corporation Hail 339 Main Street North Moose Jaw, SKS6H 0W2

Western Assurance Company Aircraft, Automobile, Boiler & Machinery, Fidelity, General 10 Wellington Street East Liability, Hail, Marine, Property, Surety Toronto, ONM5E 1L5

Western Life Assurance Company Accident and Sickness, Life, Loss of Employment1010-24 Street SE High River, ABT1V 2A7

Western Reciprocal Group Boiler & Machinery, Property260 Inglenook Road Headingley, MBR4H 1C8

Western Surety Company Fidelity, Surety Box 527, 2000 - 1874 ScarthRegina, SKS4P 2G8

Women's Life Insurance Society Life - To the extent authorized by its Articles of Incorporation, P.O. Box 234 Constitution and by-laws Sarnia, ONN7T 7H9

XL Insurance Company Limited Accident and Sickness, Automobile, Boiler & Machinery, 100 Yonge Street, Suite 1802 Liability, Property, SuretyToronto, ONM5C 2W1

XL Reinsurance America Inc. Accident and Sickness, Aircraft, Automobile, Fidelity, Hail, 100 Yonge Street, Suite 1702 Liability, Property, Surety - limited to the business of Toronto, ON reinsurance, Boiler & MachineryM5C 2W1

York Fire & Casualty Insurance Company Automobile, Credit, Fidelity, Liability, Marine, Property, Surety201, 5310 Explorer Drive Mississauga, ONL4W 5H8

Zenith Insurance Company Accident and Sickness, Automobile, Liability, Property 105 Adelaide, Street West Toronto, ONM5H 1P9

Zurich Insurance Company Accident and Sickness, Aircraft, Automobile, Boiler & 400 University Avenue, 25th Floor Machinery, Credit, Fidelity, General Liability, Marine, Toronto, ON Property, Surety, Vehicle WarrantyM5G 1S7


3344


AALLBBEERRTTAA MMOOTTOORR AASSSSOOCCIIAATTIIOONN IINNSSUURRAANNCCEE CCOOMMPPAANNYY

Head Office - Edmonton, ABIncorporated - 1974

Commenced Business in AB - 1974Licensed in the Province of Alberta, Manitoba, British Columbia,

Saskatchewan and Ontario

OOFFFFIICCEERRSSD. Smitten President, Chief Executive Officer, SecretaryD. Creighton Chief Financial Officer

DDIIRREECCTTOORRSSK. Byers Medicine Hat, ABJ. Carruthers Calgary, ABG. Goodwin Edmonton, ABR. Hebert Lethbridge, ABB. Holmes Rocky Mountain House, ABJ. Kong Calgary, ABC. Leary Fairview, ABD. Rowand Edmonton, ABD. Manning Red Deer, ABD. Rolf Edmonton, ABD. Smith Medicine Hat, ABD. Smitten Edmonton, ABT. Willumsen Calgary, AB

AAUUDDIITTOORRSSPricewaterhouse Coopers, LLP

ANNUAL STATEMENT OF PROVINCIAL COMPANIES


3355

AALLBBEERRTTAA MMOOTTOORR AASSSSOOCCIIAATTIIOONN IINNSSUURRAANNCCEE CCOOMMPPAANNYYSTATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2005

BBAALLAANNCCEE SSHHEEEETT

CCuurrrreenntt RReessttaatteeddYYeeaarr PPrriioorr YYeeaarr

22000055 22000044(($$000000)) (($$000000))

AAsssseettssCash 31,944 33,926Investment income due and accrued 1,686 1,374IInnvveessttmmeennttss

Bonds and Debentures 153,760 135,449Mortgage Loans 17,070 9,387Preferred Shares 1,753 1,753Common Shares 55,790 59,686Other Investments 9,249 16,114

TToottaall IInnvveessttmmeennttss 237,622 222,389

RReecceeiivvaabblleessPolicyholders 17,536 14,561Installment Premiums 16,848 13,990Other Insurers 2,161 3,789Facility Association and the PRR 1,986 19,694Income Taxes 1,122Other Receivables 264 173

RReeccoovveerraabbllee ffrroomm RReeiinnssuurreerrssUnearned Premiums 1,724 4,246Unpaid Claims and Adjustment Expenses 28,111 19,133

Deferred Policy Acquisition Expenses 10,079 8,924Future Income Taxes 9,010 5,071Other Assets 2,000 2,087

TTOOTTAALL AASSSSEETTSS 360,971 350,479


3366





22000055 22000044(($$000000)) (($$000000))

LLiiaabbiilliittiieess

PPaayyaabblleessPolicyholders 226 255Other Insurers 0 1,014Subsidiaries and Affiliates 1,513 496

Expenses due and accrued 3,795 3,384Income taxes due and accrued 2,326 0Other Taxes due and accrued 6,258 7,391Unearned Premiums 73,610 72,663Unpaid Claims and Adjustment Expenses 183,549 172,953Unearned Commissions 0 922Other Liabilities 3,511 3,620

TToottaall LLiiaabbiilliittiieess 274,788 262,698

EEqquuiittyyCapital Stock issued and paid 4,000 4,000Retained Earnings 82,183 83,781

TToottaall EEqquuiittyy 86,183 87,781

TTOOTTAALL LLIIAABBIILLIITTIIEESS AANNDD EEQQUUIITTYY 360,971 350,479



3377


SSTTAATTEEMMEENNTT OOFF IINNCCOOMMEE


22000055 22000044(($$000000)) (($$000000))

UUnnddeerrwwrriittiinngg OOppeerraattiioonnss

Premiums WrittenDirect 160,163 176,555Reinsurance Ceded 14,347 22,613

NNeett PPrreemmiiuummss WWrriitttteenn 145,816 153,942Decrease (increase) in Net Unearned Premiums (945) (6,558)

NNeett PPrreemmiiuummss EEaarrnneedd 144,871 147,384Service Charges 3,982 3,781

TToottaall UUnnddeerrwwrriittiinngg RReevveennuuee 148,853 151,165

Net Claims and Adjustment Expenses 101,360 103,284

AAccqquuiissiittiioonn EExxppeennsseessCommissions 16,031 13,313Taxes 4,826 5,073General Expenses 9,576 12,836

TToottaall CCllaaiimmss aanndd EExxppeennsseess 131,793 134,506

UUnnddeerrwwrriittiinngg IInnccoommee ((LLoossss)) 17,060 16,659

IInnvveessttmmeenntt OOppeerraattiioonnssIncome 8,607 8,848Recognized Gains 1,663 4,952Expenses 472 1,169

NNeett IInnvveessttmmeenntt IInnccoommee 9,798 12,631

OOtthheerr RReevveennuuee aanndd EExxppeennsseessOther Revenue 154 794

IInnccoommee ((LLoossss)) bbeeffoorree IInnccoommee TTaaxxeess aanndd EExxttrraaoorrddiinnaarryy IItteemmss 27,012 30,084

IInnccoommee TTaaxxeessCurrent 12,389 14,899Future (3,939) (4,958)

TToottaall IInnccoommee TTaaxxeess 8,450 9,941

NNEETT IINNCCOOMMEE ((LLOOSSSS)) FFOORR TTHHEE YYEEAARR 18,562 20,143


3388



SSTTAATTEEMMEENNTT OOFF RREETTAAIINNEEDD EEAARRNNIINNGGSS


22000055 22000044(($$000000)) (($$000000))

BBaallaannccee aatt bbeeggiinnnniinngg ooff yyeeaarr 83,781 78,798

Prior Period Adjustment 0 0

Net income (loss) for the year 18,562 20,143

Dividends declared to shareholders 20,160 15,160

Net increase (decrease) in retained earnings during the year (1,598) 4,983

BBaallaannccee aatt eenndd ooff yyeeaarr 82,183 83,781



3399

FFIIRRSSTT CCAANNAADDIIAANN IINNSSUURRAANNCCEE CCOORRPPOORRAATTIIOONN


Commenced Business in Alberta - 1988Licensed in the Province of Alberta

OOFFFFIICCEERRSSD. A. Wheaton, PresidentR.D. McCurdy, Chief Financial Officer

DDIIRREECCTTOORRSSD. A. Wheaton Edmonton, AlbertaD. H. Wheaton Edmonton, AlbertaD. J. Wheaton Victoria, British ColumbiaD. K. Welliver Edmonton, AlbertaD. M. Erker Edmonton, AlbertaS. D. Laird Naniamo, British ColumbiaW. G. Wheaton Edmonton, AlbertaD. C. Brown Pickering, OntarioK. Ward Toronto, Ontario

AAUUDDIITTOORRSSDeloitte & Touche, LLP


4400


FFIIRRSSTT CCAANNAADDIIAANN IINNSSUURRAANNCCEE CCOORRPPOORRAATTIIOONNSTATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2005



22000055 22000044(($$000000)) (($$000000))

AAsssseettssCash 28,922 28,634Short Term Investments 25,803 27,511Accrued Investment Income 949 1,047Accounts Receivable 12,045 10,426Bonds and Debentures 4,672 1,450Preferred, Common Shares and Other Equity Investments 100,019 86,331Other loans and invested assets 6,777 4,520Goodwill and Other Assets 3,041 2,192


LLiiaabbiilliittiieessNet Actuarial Liabilities Under Insurance Policies 37,267 33,323Other Insurance Policy & Contract Liabilities 53,705 48,714Accounts Payable 17,421 11,892Other Liabilities 5,507 1,532Net Deferred Gains on Disposal of Investments 5,454 1,505Deferred Income Taxes 8,000 10,300

TTOOTTAALL LLIIAABBIILLIITTIIEESS 127,354 107,266

SShhaarreehhoollddeerrss'' EEqquuiittyyCapital Stock 38,000 38,000Retained Earnings 16,874 16,845

TToottaall SShhaarreehhoollddeerr''ss EEqquuiittyy 54,874 54,845




4411




22000055 22000044(($$000000)) (($$000000))

RReevveennuueeInsurance Premiums 50,475 45,554Net Investment Income 7,131 5,050Other Revenue 9,119 8,761

TToottaall RReevveennuuee 66,725 59,365

PPoolliiccyy BBeenneeffiittss aanndd EExxppeennsseessPolicyholder BenefitsClaims 6,378 5,230Other 459 320

Net Changes to Policy Liabilities - Insurance 3,485 3,815Commissions 22,645 20,587General Expenses and Taxes (excl. income taxes) 20,142 17,783

TToottaall BBeenneeffiittss aanndd EExxppeennsseess 53,109 47,735

NNeett IInnccoommee BBeeffoorree IInnccoommee TTaaxx 13,616 11,630

PPrroovviissiioonn ffoorr IInnccoommee TTaaxxeessCurrent 5,887 310Future (2,300) 400

NNeett IInnccoommee 10,029 10,920


4422





22000055 22000044(($$000000)) (($$000000))


Net Income 10,029 10,920Dividend to shareholders 10,000 4,000




4433

FFOORRTTRREESSSS IINNSSUURRAANNCCEE CCOOMMPPAANNYY


Commenced Business in Alberta - 2005Licensed in the Province of Alberta Only

OOFFFFIICCEERRSSM. Ali President/CEOM. Gillani Secretary

DDIIRREECCTTOORRSSM. Ali Calgary, AlbertaM. Gillani Calgary, AlbertaG. Hill Sherwood Park Alberta

AAUUDDIITTOORRSSKouri Berezen Heinrichs


4444


FFOORRTTRREESSSS IINNSSUURRAANNCCEE CCOOMMPPAANNYYSTATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2005



22000055 22000044(($$000000)) (($$000000))

AAsssseettssCash 269 0Investment income due and accrued 21 0IInnvveessttmmeennttss

Term Deposits 800 0Bonds and Debentures 908 0Common Shares 1,540 0

Total Investments 3,248 0

RReecceeiivvaabblleessPolicyholders 81 0

Recoverable from Reinsurers:Unearned Premiums 41 0Recoverable-Unpaid Claims 830 0

FFuuttuurree IInnccoommee TTaaxxeess 20 0

RReeccoovveerraabbllee--PPrreemmiiuumm DDeeffiicciieennccyy 390 0

TTOOTTAALL AASSSSEETTSS 4,901 0



4455

FFOORRTTRREESSSS IINNSSUURRAANNCCEE CCOOMMPPAANNYYSTATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2005



22000055 22000044(($$000000)) (($$000000))


PPaayyaabblleess

Agents and Brokers 16 0

Expenses due and accrued 25 0Income taxes due and accrued 76 0Other Taxes due and accrued 25 0Policyholder dividends 95 0Unpaid Claims and Adjustment Expenses 957 0Premium deficiency 472 0Total Liabilities 1,666 0

EquityShares issued and paid 3,000 0Retained Earnings 235 0

TToottaall EEqquuiittyy 3,235 0

TTOOTTAALL LLIIAABBIILLIITTIIEESS AANNDD EEQQUUIITTYY 4,901 0


4466


FFOORRTTRREESSSS IINNSSUURRAANNCCEE CCOORRPPOORRAATTIIOONNSTATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2005



22000055 22000044(($$000000)) (($$000000))


Premiums WrittenDirect 848 0Reinsurance Ceded 165 0

Net Premiums Written 683 0Decrease (increase) in Net Unearned 41 0Premiums

Net Premiums Earned 724 0Recoveries 1,737 0Premium Rebates (95) 0

TToottaall UUnnddeerrwwrriittiinngg RReevveennuuee 2,366 0

Net Claims and Adjustment Expenses 1,473 0

AAccqquuiissiittiioonn EExxppeennsseessCommissions 165 0General Expenses and taxes 64 0

TToottaall CCllaaiimmss aanndd EExxppeennsseess 1,702 0

Premium deficiency adjustments 472 0UUnnddeerrwwrriittiinngg IInnccoommee ((LLoossss)) 192 0

IInnvveessttmmeenntt IInnccoommee 99 0

IInnccoommee ((LLoossss)) bbeeffoorree IInnccoommee TTaaxxeess aanndd EExxttrraaoorrddiinnaarryy IItteemmss 291 0

IInnccoommee TTaaxxeessCurrent 76 0Future (20) 0

TToottaall IInnccoommee TTaaxxeess 56 0

NNEETT IINNCCOOMMEE ((LLOOSSSS)) FFOORR TTHHEE YYEEAARR 235 0



4477

FFOORRTTRREESSSS IINNSSUURRAANNCCEE CCOORRPPOORRAATTIIOONNSTATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2005



22000055 22000044(($$000000)) (($$000000))

BBaallaannccee aatt bbeeggiinnnniinngg ooff yyeeaarr 0 0

Net income (loss) for the year 235 0

Net increase (decrease) in retained earnings during the year 235 0

BBaallaannccee aatt eenndd ooff yyeeaarr 235 0


4488


IINNNNOOVVAATTIIVVEE IINNSSUURRAANNCCEE CCOORRPPOORRAATTIIOONN

Head Office - Edmonton, ABIncorporated January 4, 2001

Commenced business in Alberta - 2001Licensed in British Columbia, Alberta, Ontario, New Brunswick, Nova Scotia

OOFFFFIICCEERRSS

D.B. LuckwellPresident/Chief Executive Officer, CFO, Secretary

DDIIRREECCTTOORRSSF. Easton Sherwood Park, ABL. Burke Calgary, ABD.G. Laughton Sherwood Park, ABG. Rintoul Calgary, ABL. Lafontaine Edmonton ,ABL. Mackie Calgary, ABB. Sideroff Beaverlodge, ABH. Lafontaine Calgary, AB

AAUUDDIITTOORRSSKouri Berezan Heinrichs, C.A.



4499

IINNNNOOVVAATTIIVVEE IINNSSUURRAANNCCEE CCOORRPPOORRAATTIIOONNSTATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2005



22000055 22000044(($$000000)) (($$000000))

AAsssseettssCash 321 153Investment income due and accrued 20 31IInnvveessttmmeennttssTerm Deposits 180 50

Bonds and Debentures 2,205 2,687Mortgage Loans 0 0Preferred Shares 895 275Common Shares 74 372Other Investments 0 0


RReecceeiivvaabblleessAgents and Brokers 17 17Affiliates 481 449Income Taxes 0 1

Deferred Policy Acquisition Expense 681 549Other Assets 45 45



5500



BBAALLAANNCCEE SSHHEEEETT -- CCoonnttiinnuueedd


22000055 22000044(($$000000)) (($$000000))


Expenses due and accrued 59 26Other Taxes due and accrued 51 61Unearned Premiums 1,526 1,314Unpaid Claims and Adjustment Expenses 134 114


EEqquuiittyyShares Issued 3,086 3,086Retained Earnings 63 28





5511




22000055 22000044(($$000000)) (($$000000))


Premiums WrittenDirect 3,134 3,312

NNeett PPrreemmiiuummss WWrriitttteenn 3,134 3,312Decrease (increase) in Net Unearned Premiums (212) (121)

NNeett PPrreemmiiuummss EEaarrnneedd 2,922 3,191Service Charges 14 0



AAccqquuiissiittiioonn EExxppeennsseessCommissions 1,253 1,405Taxes 88 95General Expenses 233 233


UUnnddeerrwwrriittiinngg IInnccoommee ((LLoossss)) (57) (270)

IInnvveessttmmeenntt OOppeerraattiioonnssIncome 90 126Recognized Gains (Losses) 20 208Expense 13 15

NNeett IInnvveessttmmeenntt IInnccoommee 97 319

OOtthheerr RReevveennuuee aanndd EExxppeennsseess 0 3

Income (Loss) before Income Taxes and Extraordinary Items 40 52

IInnccoommee TTaaxxeessCurrent 5 2

TToottaall IInnccoommee TTaaxxeess 5 2NNEETT IINNCCOOMMEE ((LLOOSSSS)) FFOORR TTHHEE YYEEAARR 35 50


5522



SSTTAATTEEMMEENNTT OOFF IINNCCOOMMEE EEAARRNNIINNGGSS


22000055 22000044(($$000000)) (($$000000))

BBaallaannccee aatt bbeeggiinnnniinngg ooff yyeeaarr 28 (22)

Net income (loss) for the year 35 50

Net increase (decrease) in retained earnings during year 35 50

BBaallaannccee aatt eenndd ooff yyeeaarr 63 28



5533

MMEENNNNOONNIITTEE MMUUTTUUAALL IINNSSUURRAANNCCEE CCOO.. ((AALLBBEERRTTAA)) LLTTDD..

Head Office - Calgary, AlbertaIncorporated - 1960

Commenced business in Alberta - 1961Licensed in the Province of Alberta Only

OOFFFFIICCEERRSS

R. Thiessen ChairmanS. Rempel TreasurerD. Stankevich Secretary

DDIIRREECCTTOORRSS

E. Dyck La Crete, ABJ. Eccles La Crete, ABW. Goertzen Grande Prairie ABA. Janz Calgary ABM. Klaassen Spruce Grove ABA. Nickel Rosemary ABS. Rempel Calgary ABD. Stankevich Bluffton ABA. Thiessen Edmonton, ABJ. Thiessen LaCrete ABR. Thiessen Linden ABB. Warkentin Calgary, AB

AAUUDDIITTOORRSS

Retzlaff & Wong, CA


5544


MMEENNNNOONNIITTEE MMUUTTUUAALL IINNSSUURRAANNCCEE CCOO.. ((AALLBBEERRTTAA)) LLTTDD..STATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2005



22000055 22000044(($$000000)) (($$000000))

AAsssseettssCash 213 253Investment income due and accrued 35 45IInnvveessttmmeennttss

Term deposits 300 300Bonds and Debentures 4,472 4,601Preferred and Common Shares 398 253Other Investments 994 1,185

TToottaall IInnvveessttmmeennttss 6,164 6,339RReecceeiivvaabblleess

Policyholders 211 68Other Insurers 86 2Income Taxes 0 18

RReeccoovveerraabbllee ffrroomm RReeiinnssuurreerrssUnpaid Claims and Adjustment Expenses 521 615

Real Estate for Insurer's Own Use 649 662Future Income Taxes 89 95Other Assets 138 125




5555




22000055 22000044(($$000000)) (($$000000))


PPaayyaabblleess

Expenses due and accrued 127 546Income taxes due & accrued 37 0Unearned Premiums 433 349Unpaid Claims and Adjustment Expenses 1,044 1,286


EquityRetained Earnings 6,465 6,041




5566



SSTTAATTEEMMEENNTT OOFF IINNCCOOMMEECCuurrrreenntt RReessttaatteedd

YYeeaarr PPrriioorr YYeeaarr22000055 22000044

(($$000000)) (($$000000))


PPrreemmiiuummss WWrriitttteennDirect 3,084 2,570Reinsurance Assumed 12 12Reinsurance Ceded 485 388

NNeett PPrreemmiiuummss WWrriitttteen 2,611 2,194Decrease (increase) in Net Unearned Premiums (84) (124)

NNeett PPrreemmiiuummss EEaarrnneedd 2,527 2,070



AAccqquuiissiittiioonn EExxppeennsseessCommissions 0 (1)Taxes 99 77General Expenses 885 958


UUnnddeerrwwrriittiinngg IInnccoommee ((LLoossss)) 182 (476)

IInnvveessttmmeenntt OOppeerraattiioonnssIncome 353 357Recognized Gains (Losses) (66) (5)


IInnccoommee ((LLoossss)) bbeeffoorree IInnccoommee TTaaxxeess aanndd EExxttrraaoorrddiinnaarryy IItteemmss 469 (124)

IInnccoommee TTaaxxeessCurrent 39 0Future 6 (20)

TToottaall IInnccoommee TTaaxxeess 45 (20)

NNEETT IINNCCOOMMEE ((LLOOSSSS)) FFOORR TTHHEE YYEEAARR 424 (104)



5577




22000055 22000044(($$000000)) (($$000000))


Net income (loss) for the year 424 (104)

Net increase (decrease) in retained earnings during the year 424 (104)



5588


MMIILLLLEENNNNIIUUMM IINNSSUURRAANNCCEE CCOORRPPOORRAATTIIOONN

Head Office -Edmonton, ABIncorporated -1998

Commenced business in AB - 2000Licensed in AB, British Columbia and Saskatchewan

OOFFFFIICCEERRSS

W.G. Wheaton President, CEOR.D. McCurdy Chief Financial Officer R.W. Code Secretary

DDIIRREECCTTOORRSS

D. Brown Pickering, OntarioD. Erker Edmonton, ABS. Laird Nanaimo, British ColumbiaK. Ward Toronto, OntarioD. A. Wheaton Edmonton, ABD. H. Wheaton Edmonton, ABD. J. Wheaton Victoria, British ColumbiaW.G. Wheaton Edmonton, AB

AAUUDDIITTOORRSS

Deloitte & Touche, LLP



5599

MMIILLLLEENNNNIIUUMM IINNSSUURRAANNCCEE CCOORRPPOORRAATTIIOONNSTATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2005



22000055 22000044(($$000000)) (($$000000))

AAsssseettssCash 25,030 20,604Investment income due and accrued 145 96

IInnvveessttmmeennttssTerm Deposits 10,925 11,004Bonds and Debentures 3,566 0Preferred Shares 12,580 15,818Common Shares 18,368 2,889


RReecceeiivvaabblleessPolicyholders 1,243 1,120Installment Premiums 5,901 4,442Facility Association 140 68Other Receivables 81 20

RReeccoovveerraabbllee ffrroomm RReeiinnssuurreerrssUnearned Premiums 4,355 2,456Unpaid Claims and Adjustment Expenses 311 128

Deferred Policy Acquisition Expenses 69 63Future Income Taxes 1,544 1,105Other Assets 2,168 1,847



6600





22000055 22000044(($$000000)) (($$000000))


PPaayyaabblleessOther Insurers 3,363 2,197

Income Taxes due and accrued 998 1,937Unearned Premiums 46,820 31,840Unpaid Claims and Adjustment Expenses 6,305 4,718Other Liabilities 3,588 2,301


EEqquuiittyyCapital Stock issued and paid 11,500 11,500Retained Earnings 13,852 7,167

Total Equity 25,352 18,667




6611




(($$000000)) (($$000000))UUnnddeerrwwrriittiinngg OOppeerraattiioonnss

Premiums WrittenDirect 60,310 55,280Reinsurance Ceded 8,053 5,693

NNeett PPrreemmiiuummss WWrriitttteenn 52,257 49,587Decrease (increase) in Net Unearned Premiums (13,081) (15,441)

NNeett PPrreemmiiuummss EEaarrnneedd 39,176 34,146Other (21) (50)



AAccqquuiissiittiioonn EExxppeennsseessCommissions 17,882 16,381Taxes 1,359 1,131Other 1,086 1,190

General Expenses 3,151 2,625



IInnvveessttmmeenntt OOppeerraattiioonnssIncome 1,942 1,382Recognized Gains (Losses) 1,227 419

NNeett IInnvveessttmmeenntt IInnccoommee 3,169 1,801Other Revenue and Expenses 648 290


IInnccoommee TTaaxxeessCurrent 3,175 2,345Future (439) (806)




6622





22000055 22000044(($$000000)) (($$000000))



Net increase (decrease) in retained earnings during year 6,685 3,716




6633

PPEEAACCEE HHIILLLLSS GGEENNEERRAALL IINNSSUURRAANNCCEE CCOOMMPPAANNYY


Commenced business in AB - 1957Licensed in the Province of Alberta, Manitoba, British Columbia,

Saskatchewan, North West Territories, Yukon and Nunavut

OOFFFFIICCEERRSS

D. Brickner, President, Chief Executive OfficerJ. Morgan, CFOT. Swampy, Secretary

DDIIRREECCTTOORRSS

D. Brickner Edmonton, ABV. Bruno Hobbema, ABV. Buffalo Hobbema, ABP. Buffalo Hobbema, ABL. Crier Ponoka, ABJ. Crier Hobbema, ABW. Kordyback Edmonton, ABJ. Koziak Edmonton, ABG. Lee Edmonton, ABD. Leonard Edmonton, ABW. Lightning Hobbema, ABL. Saddleback Hobbema, ABT. Swampy Hobbema, ABJ. Szumlas Edmonton, ABM. Yellowbird Hobbema, AB

AAUUDDIITTOORRSSPricewaterhouse Coopers, LLP


6644


PPEEAACCEE HHIILLLLSS GGEENNEERRAALL IINNSSUURRAANNCCEE CCOOMMPPAANNYYSTATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2005



22000055 22000044(($$000000)) (($$000000))

AAsssseettssCash 11,135 10,891Investment income due and accrued 468 346

IInnvveessttmmeennttssBonds and Debentures 43,170 38,345Common Shares 31,579 25,720Real Estate 1,766 1,779

Total Investments 76,515 65,844

RReecceeiivvaabblleessAgents and Brokers 5,470 5,265Installment Premiums 18,192 16,992Other Insurers 6,187 4,506Facility Association and the PRR 8,214 11,143Income Taxes 2,020 0Other Receivables 1,383 1,509

RReeccoovveerraabbllee ffrroomm RReeiinnssuurreerrssUnearned Premiums 17,972 19,295Unpaid Claims and Adjustment Expenses 30,790 29,202

Real Estate for Insurer’s Own Use 1,397 1,542Deferred Policy Acquisition Expenses 13,010 11,865Future Income Taxes 3,254 2,884Other Assets 1,518 1,139




6655




22000055 22000044(($$000000)) (($$000000))


PPaayyaabblleessAgents and Brokers 3,124 3,401Other Insurers 9,086 3,558

Expenses due and accrued 420 387Income taxes due and accrued 0 1,897Other Taxes due and accrued 4,002 4,243Encumbrances on Real Estate 2,442 2,604Unearned Premiums 53,457 53,810Unpaid Claims and Adjustment Expenses 82,531 75,401Unearned Commissions 6,691 5,762Other Liabilities 1,465 1,349


EEqquuiittyyCapital Stock issued and paid 2,000 2,000Contributed Surplus 9,362 9,362Retained Earnings 22,945 18,649


TOTAL LIABILITIES AND EQUITY 197,525 182,423


6666





(($$000000)) (($$000000))UUnnddeerrwwrriittiinngg OOppeerraattiioonnssPremiums Written

Direct 111,195 110,895Reinsurance Ceded 41,251 44,061

NNeett PPrreemmiiuummss WWrriitttteenn 69,944 66,834Decrease (increase) in Net Unearned Premiums (970) (729)

NNeett PPrreemmiiuummss EEaarrnneedd 68,974 66,105Service Charges 1,403 1,211



AAccqquuiissiittiioonn EExxppeennsseessCommissions 8,578 9,703Taxes 3,508 3,347Other 50 (54)General Expenses 12,218 11,279



IInnvveessttmmeenntt OOppeerraattiioonnssIncome 2,984 2,847Recognized Gains (losses) 1,983 1,253Expenses 257 236

NNeett IInnvveessttmmeenntt IInnccoommee 4,710 3,864

OOtthheerr RReevveennuuee aanndd EExxppeennsseessShare of Net Income (Loss) of Subsidiaries and Affiliates (221) (212)Other Revenue 338 370







6677




22000055 22000044(($$000000)) (($$000000))


Prior Period AdjustmentNet income (loss) for the year 4,296 10,335Dividends declared 0 1,400

Net increase (decrease) in retained 4,296 8,935earnings during the year



6688


TTRRAANNSS GGLLOOBBAALL IINNSSUURRAANNCCEE CCOOMMPPAANNYY

Head Office -Edmonton, ABIncorporated -1997

Commenced business in AB – January 1, 1999Licensed in all Provinces and Territories with the exception of Quebec

OOFFFFIICCEERRSS

K. Yost President, Chief Executive OfficerJ. Roczkowsky Chief Financial Officer

DDIIRREECCTTOORRSS

G. Campbell Edmonton, ABJ. Butler Edmonton, ABR. Barbaro Toronto, ONM. Louie Toronto, ONA. Swyripa Edmonton, ABK.Yost St Albert, AB

AAUUDDIITTOORRSS




6699

TTRRAANNSS GGLLOOBBAALL IINNSSUURRAANNCCEE CCOOMMPPAANNYYSTATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2005

BBAALLAANNCCEE SSHHEEEETTCCuurrrreenntt RReessttaatteedd


(($$000000)) (($$000000))

AAsssseettssCash 1,911 51Investment income due and accrued 1 2

IInnvveessttmmeennttssBonds and Debentures 112 289Preferred Shares 8,246 6,544Common Shares 2,562 2,112


RReecceeiivvaabblleessPolicyholders 2,533 1,479Subsidiaries and Affiliates 173 11

Deferred Policy Acquisition Expenses 272 0Future Income Taxes 292 250Other Assets 26 35



7700





(($$000000)) (($$000000))


PPaayyaabblleessAgents and Brokers 25 0SSuubbssiiddiiaarriieess aanndd AAffffiilliiaatteess 1,855 27

Expenses due and accrued 422 174Income taxes due and accrued (193) 170Other Taxes due and accrued 434 75Unearned Premiums 3,895 407Unpaid Claims and Adjustment Expenses 1,219 640


EEqquuiittyyShares issued and paid 4,000 4,000Capital Stock issued and paid 1,000 1,000Retained Earnings 3,471 4,280





7711




(($$000000)) (($$000000))


Premiums WrittenDirect 15,787 8,460

NNeett PPrreemmiiuummss WWrriitttteenn 15,787 8,460Decrease (increase) in Net Unearned Premiums (3,488) (89)

NNeett PPrreemmiiuummss EEaarrnneedd 12,299 8,371


Net Claims and Adjustment Expenses 1,033 337

AAccqquuiissiittiioonn EExxppeennsseessCommissions, Taxes, Other 2,076 313General Expenses 5,819 324

TToottaall CCllaaiimmss aanndd EExxppeennsseess 8,928 974


IInnvveessttmmeenntt OOppeerraattiioonnssIncome 380 699Recognized Gains (loses) 190 223







7722



SSTTAATTEEMMEENNTT OOFF EEAARRNNIINNGGSS IINNCCOOMMEE


22000055 22000044(($$000000)) (($$000000))



Dividends declared to shareholders 3,410 3,915

Net increase (decrease) in retained earnings during year (809) 1,752




7733

TTRRAANNSS GGLLOOBBAALL LLIIFFEE IINNSSUURRAANNCCEE CCOOMMPPAANNYY

Head Office - Edmonton, ABIncorporated 1997

Commenced business in AB - January 1, 1999Licensed in all provinces and territories with the exception of Quebec

OOFFFFIICCEERRSS

K. Yost President & Chief Executive Officer J. R. Roczkowsky CFO

DDIIRREECCTTOORRSSR. Barbaro Toronto, ONR. J. Butler Edmonton, ABG. Campbell Edmonton, ABM. Louie Toronto, ONA. L. Swyripa Edmonton, ABK. Yost St Albert, AB

AAUUDDIITTOORRSS



7744


TTRRAANNSS GGLLOOBBAALL LLIIFFEE IINNSSUURRAANNCCEE CCOOMMPPAANNYYSTATEMENTS FOR THE YEAR ENDED DECEMBER 31, 2005



(($$000000)) (($$000000))

AAsssseettssCash 1,172 81Accrued Investment Income 3 3Accounts Receivable 634 667Bonds and Debentures 162 340Preferred and Common Shares 7,644 8,279Future Income Taxes 201 219Other Assets 132 0

TToottaall AASSSSEETTSS 9,948 9,589

LLiiaabbiilliittiieessNet Actuarial Liabilities Under Insurance Policies 165 184Other Insurers Policy and Contract Liabilities 1,387 1,357Accounts Payable 1,201 11Other Liabilities 0 290Net Deferred Gains (Losses) on Disposal Portfolio Investments 105 (15)

TTOOTTAALL LLIIAABBIILLIITTIIEESS 2,858 1,827SShhaarreehhoollddeerrss EEqquuiittyy

Shares Issued 5,000 5,000Contributed Surplus 1,000 1,000Retained Earnings 1,090 1,762

TToottaall SShhaarreehhoollddeerr’’ss EEqquuiittyy 7,090 7,762




7755




(($$000000)) (($$000000))

RReevveennuuee

Insurance Premiums 4,102 3,835Net Investment Income 367 379

TToottaall RReevveennuuee 4,469 4,214

PPoolliiccyy BBeenneeffiittss aanndd EExxppeennsseessPolicyholder BenefitsClaims 452 697

Net Changes to Policy Liabilities – Insurance (19) 40General Expenses and Taxes (exc. Income taxes) 2,805 253

TToottaall BBeenneeffiittss aanndd EExxppeennsseess 3,238 990

NNeett IInnccoommee BBeeffoorree IInnccoommee TTaaxx 1,231 3,224

PPrroovviissiioonn ffoorr IInnccoommee TTaaxxCurrent 345 1,090Future 18 (125)

NNEETT IINNCCOOMMEE 868 2,259


7766





(($$000000)) (($$000000))

BBaallaannccee aatt bbeeggiinnnniinngg ooff yyeeaarr 1,762 847

Net income (loss) for the year 868 2,259Dividends declared to shareholders 1,540 1,344



Ordinary Group Group TotalTotal Ordinary

$'000$'000

GrandTotal

$'000 $'000 $'000 $'000 $'000

Insurance Premiums Consideration for Annuities

Name of Company

in the Province of Alberta - 2005

LIFE INSURANCE - DIRECT PREMIUMS WRITTEN

Aetna Life Insurance Company 1091 108 - -109 -

AIG Life Insurance Company of Canada 31,44729,175 1,753 109 41030,928 519

Allianz Life Insurance Company of North America 2785 273 - -278 -

American Bankers Life Assurance Company of Florida 20,06793 19,974 - -20,067 -

American Health and Life Insurance Company 3,0561 3,055 - -3,056 -

American Income Life Insurance Company 6,0766,076 - - -6,076 -

Assumption Mutual Life Insurance Company 6362 1 - -63 -

AXA Assurance Inc. 3535 - - -35 -

AXA Equitable Life Insurance Company 33 - - -3 -

Blue Cross Life Insurance Company of Canada 6,04053 5,987 - -6,040 -

BMO Life Insurance Company 1,443400 1,043 - -1,443 -

Canada Life Assurance Company (The) 232,46496,104 119,538 15,745 1,077215,642 16,822

Canadian Premier Life Insurance Company 9,373- 9,373 - -9,373 -

CIBC Life Insurance Company Limited 682682 - - -682 -

CIGNA Life Insurance Company of Canada 480- 480 - -480 -

Combined Insurance Company of America 8282 - - -82 -

Connecticut General Life Insurance Company 8282 - - -82 -

CT Financial Assurance Company 9285 7 - -92 -

Cumis Life Insurance Company 18,1421,017 15,917 - 1,20816,934 1,208

CUNA Mutual Insurance Society 2323 - - -23 -

Desjardins Financial Security Life Assurance Company 29,01613,896 5,945 3,311 5,86419,841 9,175

Empire Life Insurance Company (The) 20,54815,202 1,413 3,756 17716,615 3,933

Equitable Life Insurance Company of Canada (The) 19,76114,693 2,307 2,563 19817,000 2,761

First Canadian Insurance Corporation 25,758- 25,758 - -25,758 -

Forethought Life Insurance Company 1575 - - 1525 152

Fortis Benefits Insurance Company 10,4751,755 1,895 12 6,8133,650 6,825

Gerber Life Insurance Company 254254 - - -254 -

Great-West Life Assurance Company (The) 136,79248,478 80,140 6,021 2,153128,618 8,174

Household Life Insurance Company 2,290- 2,290 - -2,290 -

Industrial Alliance Insurance and Financial Services Inc. 14,11111,631 1,387 334 75913,018 1,093

Industrial-Alliance Pacific Life Insurance Company 52,35827,151 14,864 10,343 -42,015 10,343

John Hancock Life Insurance Company 33 - - -3 -

Life Insurance Company of North America 60- 60 - -60 -

Life Investors Insurance Company of America 6,915- 6,915 - -6,915 -

London Life Insurance Company 272,538122,432 - 4,785 145,321122,432 150,106

Manufacturers Life Insurance Company (The) 333,948206,633 66,638 38,682 21,995273,271 60,677


7777

ABSTRACT OF RETURNS

Abstract of The Returns of Companies TransactingLLIIFFEE IINNSSUURRAANNCCEE -- DDIIRREECCTT PPRREEMMIIUUMMSS WWRRIITTTTEENN

In the Province of Alberta - 2005

7788

SSuuppeerriinntteennddeenntt ooff IInnssuurraannccee AAnnnnuuaall RReeppoorrtt 2005ABSTRACT OF RETURNS

Ordinary Group Group TotalTotal Ordinary

$'000$'000

GrandTotal

$'000 $'000 $'000 $'000 $'000

Insurance Premiums Consideration for Annuities

Name of Company


LIFE INSURANCE DIRECT PREMIUMS WRITTEN

Manulife Canada Ltd. 8,7928,792 - - -8,792 -

Massachusetts Mutual Life Insurance Company 22 - - -2 -

MD Life Insurance Company 6,3596,359 - - -6,359 -

Metropolitan Life Insurance Company 2,91637 2,879 - -2,916 -

Minnesota Life Insurance Company 2923 6 - -29 -

National Bank Life Insurance Company 40444 360 - -404 -

New York Life Insurance Company 42654 372 - -426 -

Penncorp Life Insurance Company 1,5271,508 4 15 -1,512 15

Primerica Life Insurance Company of Canada 23,58323,583 - - -23,583 -

Principal Life Insurance Company 31- - - 31- 31

Prudential Insurance Company of America (The) 325115 210 - -325 -

RBC Life Insurance Company 82,56679,912 2,399 255 -82,311 255

Reliable Life Insurance Company 967967 - - -967 -

SSQ Life Insurance Company Inc. 903- 903 - -903 -

Standard Life Assurance Company 2006 (The) 3,0303,006 - - 243,006 24

Standard Life Assurance Company of Canada (The) 96,42221,143 4,728 44,064 26,48725,871 70,551

State Farm Life Insurance Company (The) 6,7955,679 51 1,065 -5,730 1,065

Sun Life Assurance Company of Canada 374,186186,103 119,815 40,457 27,811305,918 68,268

TD Life Insurance Company 885882 3 - -885 -

Trans Global Life Insurance Company 165- 165 - -165 -

Transamerica Life Canada 69,80565,307 - 4,498 -65,307 4,498

United American Insurance Company 5050 - - -50 -

Unity Life of Canada 9,7163,147 244 3 6,3223,391 6,325

Wawanesa Life Insurance Company 13,5196,627 518 6,374 -7,145 6,374

Western Life Assurance Company 2,2871,905 382 - -2,287 -

1,011,358 520,160 182,392 246,802TOTAL 1,531,518 429,194 1,960,712

Abstract of The Returns of Companies TransactingLLIIFFEE IINNSSUURRAANNCCEE -- DDIIRREECCTT PPRREEMMIIUUMMSS WWRRIITTTTEENN


DeathClaims

$'000 $'000 $'000Grand TotalDividendsName of Company


Abstract of The Returns of Companies Transacting

LIFE INSURANCE - DIRECT CLAIMS, ANNUITIES AND DIVIDENDS

$'000Annuity

4Aetna Life Insurance Company - 2117

109AIG Life Insurance Company of Canada 1,285 6,5705,176

-Allianz Life Insurance Company of North America 12 8573

-American Bankers Life Assurance Company of Florida - 2,2052,205

-American Health and Life Insurance Company - 331331

-American Income Life Insurance Company - 1,0781,078

2Assumption Mutual Life Insurance Company 8 237227

-AXA Assurance Inc. - 44

2AXA Equitable Life Insurance Company - (177)(179)

-Blue Cross Life Insurance Company of Canada - 4,1994,199

-BMO Life Insurance Company - 6666

17,469Canada Life Assurance Company (The) 71,579 159,82970,781

-Canadian Premier Life Insurance Company - 963963

-CIBC Life Insurance Company Limited - 446446

-CIGNA Life Insurance Company of Canada - 1616

-Combined Insurance Company of America (5) 300305

-Connecticut General Life Insurance Company 23 296

-CT Financial Assurance Company - 6767

1,378Cumis Life Insurance Company 2,153 7,1333,602

16CUNA Mutual Insurance Society - 4832

959Desjardins Financial Security Life Assurance Company 21,967 33,37110,445

916Empire Life Insurance Company (The) 7,878 17,4768,682

1,432Equitable Life Insurance Company of Canada (The) 7,530 15,2296,267

-First Canadian Insurance Corporation - 1,5701,570

-Forethought Life Insurance Company 382 495113

-Fortis Benefits Insurance Company 1,494 3,3131,819

-Gerber Life Insurance Company - 1818

6,277Great-West Life Assurance Company (The) 24,329 113,89083,284

-Hartford Life Insurance Company - 334334

-Household Life Insurance Company - 275275

119Industrial Alliance Insurance and Financial Services Inc 16,629 20,7684,020

1,277Industrial-Alliance Pacific Life Insurance Company 14,311 24,8939,305


7799

ABSTRACT OF RETURNS

Abstract of The Returns of Companies TransactingLLIIFFEE IINNSSUURRAANNCCEE -- DDIIRREECCTT CCLLAAIIMMSS,, AANNNNUUIITTIIEESS AANNDD DDIIVVIIDDEENNDDSS


DeathClaims

$'000 $'000 $'000Grand TotalDividendsName of Company



LIFE INSURANCE - DIRECT CLAIMS, ANNUITIES AND DIVIDENDS

$'000Annuity

-John Alden Life Insurance Company 13 13-

-Life Insurance Company of North America 28 5729

-Life Investors Insurance Company of America - 2,7992,799

45,658London Life Insurance Company 85,849 179,03147,524

23,365Manufacturers Life Insurance Company (The) 153,725 302,394125,303

480Manulife Canada Ltd. 3 5,0054,522

-Massachusetts Mutual Life Insurance Company - 2323

-MD Life Insurance Company - 138138

-MetLife Insurance Company of Connecticut 40 411

35Metropolitan Life Insurance Company 323 1,166808

1Minnesota Life Insurance Company - 3534

-National Bank Life Insurance Company - 104104

276New York Life Insurance Company 202 659181

-Penncorp Life Insurance Company 29 865836

-Primerica Life Insurance Company of Canada - 6,5736,573

-Principal Life Insurance Company 17 17-

116Prudential Insurance Company of America (The) - 473357

273RBC Life Insurance Company 1,492 27,93526,170

(1)Reassure America Life Insurance Company - 23

-Reliable Life Insurance Company - 772772

-SSQ Life Insurance Company Inc. - 491491

763Standard Life Assurance Company 2006 (The) 3,576 5,9741,635

197Standard Life Assurance Company of Canada (The) 108,887 122,28713,203

761State Farm Life Insurance Company (The) 1,889 5,2452,595

49,272Sun Life Assurance Company of Canada 204,512 389,630135,846

-TD Life Insurance Company - 450450

-Trans Global Life Insurance Company - 2828

56Transamerica Life Canada 12,148 33,25921,055

-United American Insurance Company - 5353

228Unity Life of Canada 1,674 2,419517

641Wawanesa Life Insurance Company 6,647 9,1811,893

-Western Life Assurance Company 67 768701

8800


Abstract of The Returns of Companies TransactingLLIIFFEE IINNSSUURRAANNCCEE -- DDIIRREECCTT CCLLAAIIMMSS,, AANNNNUUIITTIIEESS AANNDD DDIIVVIIDDEENNDDSS


762,273152,082 750,696610,191 TOTAL

Gross in ForceAt end of

Name of Company

Amount $'000

No.

2004

New Insured And Other Additions

Ceased DuringThe Year


2005

Net inForce AtYear End

Amount $'000

No. Amount $'000

No. Amount $'000

No. Amount $'000



LIFE INSURANCE - EXHIBIT OF CERTIFICATES (DIRECT)

100 ORDINARYAetna Life Insurance Company9,004 GROUP

24 2776

1 1611

4 869,769

21 8615,664110 6 2 114

9,104 778 27 9,855 15,750134 7 6 135 TOTAL

2,190,344 ORDINARYAIG Life Insurance Company ofCanada 583,420 GROUP

9,689 603,025-

2,720 80,8185,384

970 2,712,551578,036

11,439 608,720331,4709,149 - 2,268 6,881

2,773,764 603,025 86,202 3,290,587 940,19018,838 2,720 3,238 18,320 TOTAL

1,736 ORDINARYAllianz Life Insurance Company of North America 113,609 GROUP

260 -23,191

- 12130

18 1,615136,770

242 -136,77015,811 767 27 16,551

115,345 23,191 151 138,385 136,77016,071 767 45 16,793 TOTAL

8,428 ORDINARYAmerican Bankers Life Assurance Company of Florida 1,169,345 GROUP

1,870 309575,138

- 2570,947

1,419 8,7351,173,536

451 8,73536,573600,537 25,123 309,348 316,312

1,177,773 575,447 570,949 1,182,271 45,308602,407 25,123 310,767 316,763 TOTAL

- ORDINARYAmerican Health and Life Insurance Company 128,650 GROUP

- -186,477

- -166,208

- -148,919

- -148,91919,072 20,253 20,133 19,192

128,650 186,477 166,208 148,919 148,91919,072 20,253 20,133 19,192 TOTAL

372,427 ORDINARYAmerican Income Life Insurance Company - GROUP

14,941 116,279-

2,894 85,468-

2,138 403,238-

15,697 401,540-- - - -

372,427 116,279 85,468 403,238 401,54014,941 2,894 2,138 15,697 TOTAL

2,457 ORDINARYAssumption Mutual Life Insurance Company - GROUP

12 7,4151,105

48 2,194-

7 7,6781,105

53 2,2401,105- 17 - 17

2,457 8,520 2,194 8,783 3,34512 65 7 70 TOTAL

230 ORDINARYAXA Equitable Life Insurance Company - GROUP

17 3-

- --

- 233-

17 158,470-- - - -

230 3 - 233 158,47017 - - 17 TOTAL

5,729 ORDINARYBlue Cross Life Insurance Companyof Canada 2,507,988 GROUP

135 715286,845

19 79933,884

11 5,6452,760,949

143 4,2612,224,90935,115 4,628 660 39,083

2,513,717 287,560 34,683 2,766,594 2,229,17035,250 4,647 671 39,226 TOTAL

116,514 ORDINARYBMO Life Insurance Company44,075 GROUP

668 143,64920,879

1,001 31,30714,832

245 228,85650,122

1,424 34,32850,12221,318 7,403 5,938 22,783

160,589 164,528 46,139 278,978 84,45021,986 8,404 6,183 24,207 TOTAL

11,705,840 ORDINARYCanada Life Assurance Company(The) 28,119,844 GROUP

71,672 1,672,487537,663

4,703 449,3033,073,639

2,871 12,929,02425,583,868

73,504 4,778,9483,012,356788,742 4,246 102,520 690,468

39,825,684 2,210,150 3,522,942 38,512,892 7,791,304860,414 8,949 105,391 763,972 TOTAL

- ORDINARYCanada Life Insurance Company of Canada - GROUP

- --

- --

- --

- 1,450,370-- - - -

- - - - 1,450,370- - - - TOTAL

- ORDINARYCanadian Premier Life Insurance Company 209,858 GROUP

- -9,065

- -865

- -218,058

- -110,049105,964 12,527 444 118,047

209,858 9,065 865 218,058 110,049105,964 12,527 444 118,047 TOTAL

131,960 ORDINARYCIBC Life Insurance Company Limited- GROUP

1,282 487-

5 13,926-

96 118,521-

1,191 -57,997- - - -

131,960 487 13,926 118,521 57,9971,282 5 96 1,191 TOTAL


8811

ABSTRACT OF RETURNS

Abstract of The Returns of Companies TransactingLLIIFFEE IINNSSUURRAANNCCEE -- EEXXHHIIBBIITT OOFF CCEERRTTIIFFIICCAATTEESS ((DDIIRREECCTT))



Name of Company

Amount $'000

No.

2004




2005


Amount $'000

No. Amount $'000

No. Amount $'000

No. Amount $'000




- ORDINARYCIGNA Life Insurance Company of Canada 22,367 GROUP

- -13,005

- -11,615

- -23,757

- --3,909 1,231 1,055 4,085

22,367 13,005 11,615 23,757 -3,909 1,231 1,055 4,085 TOTAL

7,493 ORDINARYCombined Insurance Company of America 4,580 GROUP

367 343640

9 1,4861,621

34 6,3503,599

342 5,9853,599206 41 58 189

12,073 983 3,107 9,949 9,584573 50 92 531 TOTAL

2,575 ORDINARYConnecticut General Life Insurance Company - GROUP

6 216-

- --

- 2,753-

6 1,736-- - - -

2,575 216 - 2,753 1,7366 - - 6 TOTAL

- ORDINARYCrown Life Insurance Company- GROUP

- --

- --

- --

- 44,758-- - - -

- - - - 44,758- - - - TOTAL

20,910 ORDINARYCT Financial Assurance Company- GROUP

99 --

1 705-

5 20,205-

95 2,021-- - - -

20,910 - 705 20,205 2,02199 1 5 95 TOTAL

289,047 ORDINARYCumis Life Insurance Company2,515,778 GROUP

1,854 98,3431,048,028

402 14,224660,717

129 373,1662,903,089

2,127 73,2311,563,034- - - -

2,804,825 1,146,371 674,941 3,276,255 1,636,2651,854 402 129 2,127 TOTAL

1,242 ORDINARYCUNA Mutual Insurance Society- GROUP

305 80-

- 81-

18 1,241-

287 621-- - - -

1,242 80 81 1,241 621305 - 18 287 TOTAL

1,791,609 ORDINARYDesjardins Financial Security Life Assurance Company 1,534,757 GROUP

16,720 130,518523,541

317 126,151216,640

2,612 1,795,9761,841,658

14,425 680,2391,485,53030,034 4,368 1,280 33,122

3,326,366 654,059 342,791 3,637,634 2,165,76946,754 4,685 3,892 47,547 TOTAL

2,222,488 ORDINARYEmpire Life Insurance Company (The)440,967 GROUP

11,481 821,854178,158

1,687 162,52236,802

614 2,881,820582,323

12,554 1,851,942534,1825,862 2,418 554 7,726

2,663,455 1,000,012 199,324 3,464,143 2,386,12417,343 4,105 1,168 20,280 TOTAL

2,925,492 ORDINARYEquitable Life Insurance Company of Canada (The) 748,796 GROUP

12,826 979,859203,348

2,758 238,96737,979

852 3,666,384914,165

14,732 900,553722,0699,993 2,523 744 11,772

3,674,288 1,183,207 276,946 4,580,549 1,622,62222,819 5,281 1,596 26,504 TOTAL

- ORDINARYFirst Canadian Insurance Corporation1,704,549 GROUP

- -723,928

- -487,386

- -1,941,091

- -888,63066,725 26,097 18,993 73,829

1,704,549 723,928 487,386 1,941,091 888,63066,725 26,097 18,993 73,829 TOTAL

1,442 ORDINARYForethought Life Insurance Company- GROUP

347 28-

- 113-

21 1,357-

326 1,357-- - - -

1,442 28 113 1,357 1,357347 - 21 326 TOTAL

37,927 ORDINARYFortis Benefits Insurance Company4,948 GROUP

7,724 2,7722,751

327 2,406307

540 38,2937,392

7,511 38,2937,3921,162 827 240 1,749

42,875 5,523 2,713 45,685 45,6858,886 1,154 780 9,260 TOTAL

- ORDINARYGeneral American Life Insurance Company - GROUP

- --

- --

- --

- 4,375,590-- - - -

- - - - 4,375,590- - - - TOTAL

8822





8833

ABSTRACT OF RETURNS


Name of Company

Amount $'000

No.

2004




2005


Amount $'000

No. Amount $'000

No. Amount $'000

No. Amount $'000




26,351 ORDINARYGerber Life Insurance Company- GROUP

2,322 8,488-

668 4,274-

315 30,565-

2,675 30,565-- - - -

26,351 8,488 4,274 30,565 30,5652,322 668 315 2,675 TOTAL

6,849,372 ORDINARYGreat-West Life Assurance Company(The) 34,632,392 GROUP

39,951 807,2995,925,981

2,544 743,776973,478

3,936 6,912,89539,584,895

38,559 1,596,8576,759,662507,252 69,311 13,567 562,996

41,481,764 6,733,280 1,717,254 46,497,790 8,356,519547,203 71,855 17,503 601,555 TOTAL

- ORDINARYHousehold Life Insurance Company123,170 GROUP

- -426,010

- -98,571

- -450,609

- -450,60912,661 10,845 5,666 17,840

123,170 426,010 98,571 450,609 450,60912,661 10,845 5,666 17,840 TOTAL

71,235 ORDINARYIndustrial Alliance Insurance andFinancial Services Inc. 228,108 GROUP

903 2,739,373320,893

13,486 94,5521,110

406 2,716,035547,891

13,983 1,497,616463,6674,280 829 18 5,091

299,343 3,060,266 95,662 3,263,926 1,961,2835,183 14,315 424 19,074 TOTAL

3,733,662 ORDINARYIndustrial-Alliance Pacific Life Insurance Company 1,283,444 GROUP

41,012 1,078,209787,470

20,444 657,798679,822

20,886 4,154,0731,391,092

40,570 2,095,3421,226,59168,015 39,136 47,682 59,469

5,017,106 1,865,679 1,337,620 5,545,165 3,321,933109,027 59,580 68,568 100,039 TOTAL

103 ORDINARYJohn Hancock Life InsuranceCompany - GROUP

14 2-

- 12-

- 93-

14 93-- - - -

103 2 12 93 9314 - - 14 TOTAL

- ORDINARYLife Insurance Company of North America 15,091 GROUP

- -505

- -31

- -15,565

- -15,182140 - 1 139

15,091 505 31 15,565 15,182140 - 1 139 TOTAL

- ORDINARYLife Investors Insurance Company of America 1,136,963 GROUP

- -373,683

- -77,246

- -1,433,400

- -953,64646,208 11,718 12,632 45,294

1,136,963 373,683 77,246 1,433,400 953,64646,208 11,718 12,632 45,294 TOTAL

11,122,866 ORDINARYLondon Life Insurance Company37,653 GROUP

131,316 1,709,778-

12,103 880,0012,580

10,692 11,952,64335,073

132,727 6,393,2003573,203 - 102 3,101

11,160,519 1,709,778 882,581 11,987,716 6,393,557134,519 12,103 10,794 135,828 TOTAL

28,970,459 ORDINARYManufacturers Life Insurance Company (The) 23,389,842 GROUP

136,563 3,248,1786,388,870

6,790 1,480,4894,720,257

6,425 30,737,77425,058,456

136,928 10,204,75424,760,576215,624 90,768 59,266 247,126

52,360,301 9,637,048 6,200,746 55,796,230 34,965,330352,187 97,558 65,691 384,054 TOTAL

1,660,082 ORDINARYManulife Canada Ltd.- GROUP

10,482 23,762-

173 79,213-

421 1,604,631-

10,234 739,122-- - - -

1,660,082 23,762 79,213 1,604,631 739,12210,482 173 421 10,234 TOTAL

252 ORDINARYMassachusetts Mutual Life Insurance Company - GROUP

7 --

- 1-

1 251-

6 251-- - - -

252 - 1 251 2517 - 1 6 TOTAL

312,529 ORDINARYMD Life Insurance Company- GROUP

328 117,698-

118 5,802-

5 424,425-

441 65,330-- - - -

312,529 117,698 5,802 424,425 65,330328 118 5 441 TOTAL

- ORDINARYMetLife Insurance Company ofConnecticut 24 GROUP

- --

- --

- -24

- --8 - - 8

24 - - 24 -8 - - 8 TOTAL




Name of Company

Amount $'000

No.

2004




2005


Amount $'000

No. Amount $'000

No. Amount $'000

No. Amount $'000



2,022 ORDINARYMetropolitan Life Insurance Company126,876 GROUP

2,662 428,107

- 109685

143 1,955134,298

2,519 1,955134,298582 1 5 578

128,898 8,149 794 136,253 136,2533,244 1 148 3,097 TOTAL

- ORDINARYMinnesota Life Insurance Company22 GROUP

- --

- -5

- -17

- -1744 - 11 33

22 - 5 17 1744 - 11 33 TOTAL

13,155 ORDINARYNational Bank Life Insurance Company 41,162 GROUP

122 1,42218,194

31 69913,200

6 13,87846,156

147 1,3884,165- - - -

54,317 19,616 13,899 60,034 5,553122 31 6 147 TOTAL

8,220 ORDINARYNew York Life Insurance Company110,950 GROUP

84 13021,973

- 134148

2 8,216132,775

82 8,216132,775336 26 23 339

119,170 22,103 282 140,991 140,991420 26 25 421 TOTAL

139,512 ORDINARYPenncorp Life Insurance Company709 GROUP

2,686 5,968209

56 6,057235

152 139,423683

2,590 112,96868347 29 36 40

140,221 6,177 6,292 140,106 113,6512,733 85 188 2,630 TOTAL

8,680,149 ORDINARYPrimerica Life Insurance Company of Canada - GROUP

25,121 2,137,366-

2,826 1,463,383-

1,852 9,354,132-

26,095 6,808,100-- - - -

8,680,149 2,137,366 1,463,383 9,354,132 6,808,10025,121 2,826 1,852 26,095 TOTAL

5,949 ORDINARYPrudential Insurance Company of America (The) 744 GROUP

1,796 18343,530

- 216685

126 5,91643,589

1,670 36,40743,589138 362 157 343

6,693 43,713 901 49,505 79,9961,934 362 283 2,013 TOTAL

8,353,622 ORDINARYRBC Life Insurance Company1,276,768 GROUP

26,005 2,608,882345,741

7,504 1,860,25169,121

7,304 9,102,2531,553,388

26,205 1,662,9381,551,14119,266 2,459 1,216 20,509

9,630,390 2,954,623 1,929,372 10,655,641 3,214,07945,271 9,963 8,520 46,714 TOTAL

75 ORDINARYReassure America Life Insurance Company - GROUP

89 --

- 2-

5 73-

84 73-- - - -

75 - 2 73 7389 - 5 84 TOTAL

359,827 ORDINARYReliable Life Insurance Company- GROUP

1,333 6,419-

19 17,576-

68 348,670-

1,284 25,225-- - - -

359,827 6,419 17,576 348,670 25,2251,333 19 68 1,284 TOTAL

- ORDINARYRevios Reinsurance Canada Ltd.- GROUP

- --

- --

- --

- 519,728-- - - -

- - - - 519,728- - - - TOTAL

- ORDINARYRGA Life Reinsurance Company of Canada - GROUP

- --

- --

- --

- 931,61835,030- - - -

- - - - 966,648- - - - TOTAL

- ORDINARYSSQ Life Insurance Company Inc.57,578 GROUP

- -96,094

- -479

- -153,193

- -111,640991 1,146 13 2,124

57,578 96,094 479 153,193 111,640991 1,146 13 2,124 TOTAL

259,825 ORDINARYStandard Life Assurance Company2006 (The) - GROUP

5,661 4,021-

4 9,142-

142 254,704-

5,523 219,278-- - - -

259,825 4,021 9,142 254,704 219,2785,661 4 142 5,523 TOTAL

8844





Name of Company

Amount $'000

No.

2004




2005


Amount $'000

No. Amount $'000

No. Amount $'000

No. Amount $'000


LIFE INSURANCE EXHIBIT OF CERTIFICATES (DIRECT)

3,500,417 ORDINARYStandard Life Assurance Company of Canada (The) 1,956,198 GROUP

14,294 1,001,794178,843

2,034 196,654247,824

1,478 4,305,5571,887,217

14,850 1,616,3621,887,21718,377 1,905 3,931 16,351

5,456,615 1,180,637 444,478 6,192,774 3,503,57932,671 3,939 5,409 31,201 TOTAL

1,449,144 ORDINARYState Farm Life Insurance Company(The) 15,011 GROUP

12,324 295,06228

1,610 112,398-

906 1,631,80815,039

13,028 1,631,80815,039155 5 - 160

1,464,155 295,090 112,398 1,646,847 1,646,84712,479 1,615 906 13,188 TOTAL

26,671,716 ORDINARYSun Life Assurance Company of Canada 37,497,303 GROUP

225,206 2,816,8674,605,782

13,018 1,461,444541,249

15,020 28,027,13941,561,836

223,204 12,990,69638,272,836512,694 59,793 9,093 563,394

64,169,019 7,422,649 2,002,693 69,588,975 51,263,532737,900 72,811 24,113 786,598 TOTAL

- ORDINARYSwiss Re Life & Health Canada- GROUP

- --

- --

- --

- 1,689,953240,229- - - -

- - - - 1,930,182- - - - TOTAL

488,759 ORDINARYTD Life Insurance Company23,354 GROUP

2,545 33,085700

157 22,0751,676

102 499,76922,378

2,600 252,3335,5951,201 4 39 1,166

512,113 33,785 23,751 522,147 257,9283,746 161 141 3,766 TOTAL

- ORDINARYTrans Global Life Insurance Company28,778 GROUP

- -7,069

- -39

- -35,808

- -35,80820,373 3,926 17 24,282

28,778 7,069 39 35,808 35,80820,373 3,926 17 24,282 TOTAL

13,325,187 ORDINARYTransamerica Life Canada122 GROUP

50,319 2,480,869-

5,311 898,717-

2,930 14,907,339122

52,700 3,634,0105,682- - - -

13,325,309 2,480,869 898,717 14,907,461 3,639,69250,319 5,311 2,930 52,700 TOTAL

808 ORDINARYUnited American Insurance Company- GROUP

80 20-

- 71-

8 757-

72 757-- - - -

808 20 71 757 75780 - 8 72 TOTAL

711,806 ORDINARYUnity Life of Canada36,702 GROUP

5,548 166,51323,295

589 39,8359,293

306 838,48450,704

5,831 180,67643,922545 431 132 844

748,508 189,808 49,128 889,188 224,5986,093 1,020 438 6,675 TOTAL

360 ORDINARYWashington National Insurance Company - GROUP

5 --

- 55-

1 305-

4 305-- - - -

360 - 55 305 3055 - 1 4 TOTAL

1,426,078 ORDINARYWawanesa Life Insurance Company216,848 GROUP

9,317 318,74136,985

1,067 94,04913,385

514 1,650,770240,448

9,870 634,865196,6812,194 251 159 2,286

1,642,926 355,726 107,434 1,891,218 831,54611,511 1,318 673 12,156 TOTAL

396,297 ORDINARYWestern Life Assurance Company81,079 GROUP

2,039 116,62855,023

464 24,9943,076

137 487,931133,026

2,366 188,336133,0263,427 20,519 140 23,806

477,376 171,651 28,070 620,957 321,3625,466 20,983 277 26,172 TOTAL

ORDINARY GROUP

TOTAL

140,375,829142,179,426

902,433 26,305,18323,999,523

107,908 11,364,38812,773,062

86,893 155,316,191153,405,888

923,448 71,195,14988,810,0333,151,470 425,939 618,170 2,959,239

282,555,255 50,304,706 24,137,450 308,722,079 160,005,1824,053,903 533,847 705,063 3,882,687

TOTAL


8855

ABSTRACT OF RETURNS



8866


AccidentSickness Insurance

FundName of Society

$'000 $'000 $'000 $'000 $'000 $'000 $'000 $'000 $'000 $'000

Life Insurance

Fund

AnnuityFund

Other Funds Total LifeInsurance

Fund

AnnuityFund

Accident Sickness Insurance

Fund

OtherFunds

Total

Direct Premiums, Contributions and Dues Direct Claims


Abstract of The Returns of Fraternal SocietiesDIRECT PREMIUMS (INCLUDING DUES) AND DIRECT CLAIMS INCURRED

240Actra Fraternal Benefit Society - 268- -69 -120 18928

24Canadian Professional SalesAssociation - 6231 -13 -- 136

-Croatian Fraternal Union of America - 9- -26 -- 269

-Grand Orange Lodge of British America Benefit Fund (The) - 5- -7 -- 75

18Independent Order of Foresters (The) 1,864 6,504- 2,2733,274 -23 5,5704,622

206Knights of Columbus 8,223 21,33361 3,4553,195 -3 6,65312,843

85Lutheran Life Insurance Society of Canada 368 3,992- 1,9391,789 -74 3,8023,539

-North West Commercial Travellers - 7772 -38 -- 385

35Order of United Commercial Travelersof America (The) - 56- -33 -22 5521

-Sons of Scotland Benevolent Association - 6- -32 -- 326

-Ukrainian Fraternal Society of Canada - 8- -30 -- 308

-Ukrainian Mutual Benefit Association of Saint Nicholas of Canada - 18- -167 -- 16718

-Ukrainian National Association Inc. - 1- -7 -- 71

TOTAL 60810,455 32,339164 7,6678,680 -242 16,58921,111

Abstract of The Returns of Fraternal Societies TransactingFFRRAATTEERRNNAALL SSOOCCIIEETTIIEESS -- DDIIRREECCTT PPRREEMMIIUUMM ((IINNCCLLUUDDIINNGG DDUUEESS)) AANNDD DDIIRREECCTT CCLLAAIIMMSS IINNCCUURRRREEDD



8877

ABSTRACT OF RETURNS


Amount $'000

No.


Amount $'000

No.

2004



2005


Amount $'000

No. Amount $'000

No. Amount $'000

Name of Society

8,812Actra Fraternal Benefit Society 429 1,06031 34613 9,526447 6,235

1,362Canadian Professional Sales Association 317 (12)2 3212 1,318307 1,318

1,027Croatian Fraternal Union of America 107 271 1149 94099 940

400Grand Orange Lodge of British America Benefit Fund (The) 72 31 225 38168 381

523,383Independent Order of Foresters (The) 12,099 50,860224 38,114587 536,12911,736 536,129

1,140,293Knights of Columbus 17,138 243,1361,783 70,934594 1,312,49518,327 1,311,815

368,727Lutheran Life Insurance Society of Canada 6,101 27,447134 20,219216 375,9556,019 270,668

856North West Commercial Travellers 822 59 4450 817781 817

2,289Order of United Commercial Travelers of America (The) 181 31 7412 2,218170 2,218

808Sons of Scotland Benevolent Association 251 27- 2211 813240 813

464Ukrainian Fraternal Society of Canada 105 11 308 43598 435

1,274Ukrainian Mutual Benefit Association of Saint Nicholas ofCanada

95 7- 592 1,22293 1,080

147Ukrainian National Association Inc. 40 31 295 12136 121

TOTAL 2,049,84237,757 322,5672,188 130,0391,524 2,242,37038,421 2,132,970

Abstract of The Returns of Fraternal Societies TransactingFFRRAATTEERRNNAALL SSOOCCIIEETTIIEESS -- EEXXHHIIBBIITT OOFF CCEERRTTIIFFIICCAATTEESS


8888



Amount $'000

No.


Amount $'000

No.

2004



2005


Amount $'000

No. Amount $'000

No. Amount $'000

Name of Society

8,812Actra Fraternal Benefit Society 429 1,06031 34613 9,526447 6,235

1,362Canadian Professional Sales Association 317 (12)2 3212 1,318307 1,318

1,027Croatian Fraternal Union of America 107 271 1149 94099 940

400Grand Orange Lodge of British America Benefit Fund (The) 72 31 225 38168 381

523,383Independent Order of Foresters (The) 12,099 50,860224 38,114587 536,12911,736 536,129

1,140,293Knights of Columbus 17,138 243,1361,783 70,934594 1,312,49518,327 1,311,815

368,727Lutheran Life Insurance Society of Canada 6,101 27,447134 20,219216 375,9556,019 270,668

856North West Commercial Travellers 822 59 4450 817781 817

2,289Order of United Commercial Travelers of America (The) 181 31 7412 2,218170 2,218

808Sons of Scotland Benevolent Association 251 27- 2211 813240 813

464Ukrainian Fraternal Society of Canada 105 11 308 43598 435

1,274Ukrainian Mutual Benefit Association of Saint Nicholas ofCanada

95 7- 592 1,22293 1,080

147Ukrainian National Association Inc. 40 31 295 12136 121

TOTAL 2,049,84237,757 322,5672,188 130,0391,524 2,242,37038,421 2,132,970

Abstract of The Returns of Fraternal Societies TransactingFFRRAATTEERRNNAALL SSOOCCIIEETTIIEESS -- EEXXHHIIBBIITT OOFF CCEERRTTIIFFIICCAATTEESS



Total DirectClaims

Total DirectPremiums Written

Total DirectClaims

ClaimsRatio *


ClaimsRatio *

$'000 $'000 $'000 $'000

AUTOMOBILE PROPERTY

NAME OF COMPANY

ACE INA Insurance 13,878 11,026 13,589 119,15679.4% 876.9%

Affiliated F.M. Insurance Company - - 3,637 727 20.0%

Alberta Motor Association Insurance Company 124,630 83,101 28,922 33,69766.7% 116.5%

Alberta Municipal Insurance Exchange - - 3,194 3,191 99.9%

Allianz Global Risk US Insurance Company 3,416 919 11,073 36,77026.9% 332.1%

Allianz Insurance Company of Canada 40,308 47,363 6,974 8,966117.5% 128.6%

Allstate Insurance Company of Canada 48,237 32,688 12,518 7,32367.8% 58.5%

American Bankers Insurance Company of Florida - - 19,572 543 2.8%

American Home Assurance Company 12,067 7,452 71,328 301,25061.8% 422.3%

American Road Insurance Company 1,082 527 26 -48.7%

Ascentus Insurance Ltd. 4,161 2,901 572 76569.7% 133.7%

Asset Protection Insurance Exchange - - 496 376 75.8%

Aviva Insurance Company of Canada 129,815 68,797 52,118 37,13953.0% 71.3%

Aviva International Insurance Limited - - - (2)

AXA Corporate Solutions Assurance - - - (11)

AXA Insurance (Canada) - (427) 14 (37)

AXA Pacific Insurance Company 57,805 33,388 22,017 9,86057.8% 44.8%

Boiler Inspection and Insurance Company of Canada - - 353 179 50.7%

Canadian Direct Insurance Incorporated 26,736 16,400 3,142 2,33361.3% 74.3%

Canadian Farm Insurance Corp. - - 2,190 663 30.3%

Canadian Northern Shield Insurance Company - - 869 482 55.5%

Canadian Universities Reciprocal Insurance Exchange - - 988 70 7.1%

Centennial Insurance Company 1 1 - -100.0%

Certas Direct Insurance Company 5,181 3,565 486 46668.8% 95.9%

Chubb Insurance Company of Canada 1,416 1,302 25,810 17,58491.9% 68.1%

Citadel General Assurance Company (The) 32,658 16,006 16,061 20,22849.0% 125.9%

Co-operators General Insurance Company 172,134 110,050 114,108 101,63363.9% 89.1%

Commerce and Industry Insurance Company of Canada 434 271 30 562.4% 16.7%

Commonwealth Insurance Company - - 25,278 53,437 211.4%

Continental Casualty Company 4,070 1,933 14,011 3,90847.5% 27.9%

Coseco Insurance Company 11,617 7,609 2,784 2,77465.5% 99.6%

Cumis General Insurance Company 6,730 6,587 2,731 1,62797.9% 59.6%

DaimlerChrysler Insurance Company 2,206 1,474 73 2266.8% 30.1%

Dominion of Canada General Insurance Company (The) 98,483 54,003 42,987 32,17754.8% 74.9%

Ecclesiastical Insurance Office Public Limited Company - - 2,088 2,179 104.4%

Echelon General Insurance Company (141) (540) 911 146 16.0%

Abstract of The Returns of Companies TransactingAAUUTTOOMMOOBBIILLEE -- PPRROOPPEERRTTYY


8899

9900


Total DirectClaims


Total DirectClaims

ClaimsRatio *


ClaimsRatio *

$'000 $'000 $'000 $'000

AUTOMOBILE PROPERTY

NAME OF COMPANY

Economical Mutual Insurance Company 73,490 45,713 34,286 23,21162.2% 67.7%

Elite Insurance Company 6,921 3,182 25,997 12,97346.0% 49.9%

Employers Insurance Company of Wausau - (12) - (4)

Employers Reinsurance Corporation - - 4,050 429 10.6%

Energy Insurance Reciprocal (EIR) - - 5,165 394 7.6%

Factory Mutual Insurance Company - - 34,567 78,913 228.3%

Federal Insurance Company - - 96 -

Federated Insurance Company of Canada 19,970 12,504 10,803 3,40162.6% 31.5%

Federation Insurance Company of Canada (331) (290) 19 78 410.5%

First American Title Insurance Company - - 41 9 22.0%

First North American Insurance Company - - 244 2 0.8%

Fortress Insurance Company 848 1,473 - -173.7%

GCAN Insurance Company - - 19,905 149,883 753.0%

GMS Insurance Inc. - - 2 -

Gore Mutual Insurance Company - - 37 -

Grain Insurance and Guarantee Company - - 3,907 2,348 60.1%

Great American Insurance Company - - 2,300 (4,491)

Guarantee Company of North America (The) 571 227 790 34339.8% 43.4%

Hartford Fire Insurance Company 133 51 3,665 2,33938.3% 63.8%

Healthcare Insurance Reciprocal of Canada - - 2 -

ING Insurance Company of Canada 360,608 214,661 163,525 148,72759.5% 91.0%

ING Novex Insurance Company of Canada 36,657 21,515 12,012 20,71858.7% 172.5%

Innovative Insurance Corporation 2,954 1,277 145 12243.2% 84.1%

Jevco Insurance Company 6,019 2,681 34 244.5% 5.9%

Jubilee Reciprocal Insurance Exchange - - (2,324) 1,701

Kingsway General Insurance Company 40,596 58,199 3,858 2,691143.4% 69.8%

Legacy General Insurance Company - - 68 2 2.9%

Liberty Mutual Fire Insurance Company - 3 - 3

Liberty Mutual Insurance Company 3,260 1,801 7,161 33,99055.2% 474.7%

Lloyd's Underwriters 4,494 (7,328) 95,019 106,850 112.5%

Lombard General Insurance Company of Canada 25,441 12,362 19,667 10,18848.6% 51.8%

Lombard Insurance Company 41 187 11 15456.1% 136.4%

London and Midland General Insurance Company - - 2,743 135 4.9%

Lumbermen's Underwriting Alliance - - 3,760 (150)

Lumbermens Mutual Casualty Company 2 (140) - -

Markel Insurance Company of Canada 33,944 12,120 3,287 1,54535.7% 47.0%




9911

ABSTRACT OF RETURNS

Total DirectClaims


Total DirectClaims

ClaimsRatio *


ClaimsRatio *

$'000 $'000 $'000 $'000

AUTOMOBILE PROPERTY

NAME OF COMPANY

MAX Canada Insurance Company - - 23 -

Mennonite Mutual Insurance Co. (Alberta) Ltd. 9 - 2,802 2,257 80.5%

Millennium Insurance Corporation 10,365 5,070 1,147 76748.9% 66.9%

Missisquoi Insurance Company (The) - (2,816) 8 -

Motors Insurance Corporation 1,471 1,354 - -92.0%

Nipponkoa Insurance Company, Limited - - 2 284 4200.0%

Nordic Insurance Company of Canada (The) - (1,732) - (301)

North American Specialty Insurance Company - - - 192

Old Republic Insurance Company of Canada 8,400 7,577 944 49190.2% 52.0%

Optimum West Insurance Company 6,464 3,358 1,776 89351.9% 50.3%

Peace Hills General Insurance Company 62,515 40,499 28,699 18,55564.8% 64.7%

Pembridge Insurance Company 1,340 (1,040) 552 1,562 283.0%

Perth Insurance Company (1,785) 415 - -

Pool Insurance Company - - 1,086 95 8.7%

Portage La Prairie Mutual Insurance Company (The) 17,578 10,732 7,266 3,15461.1% 43.4%

Primmum Insurance Company 47,902 30,709 9,030 7,24064.1% 80.2%

Progressive Casualty Insurance Company - (91) - -

Protective Insurance Company 314 270 - -86.0%

Providence Washington Insurance Company - - - 215

Provincial Health Authorities of Alberta Liability and Property Insurance Plan - - 1,081 948 87.7%

RBC General Insurance Company 9,712 6,473 2,193 1,90666.6% 86.9%

RBC Travel Insurance Company - - 1,899 695 36.6%

Royal & Sun Alliance Insurance Company of Canada 66,720 36,190 33,087 16,30254.2% 49.3%

Saskatchewan Mutual Insurance Company - 22 6,054 4,036 66.7%

Scottish & York Insurance Co. Limited 1,865 1,430 478 (269)76.7%

SecuriCan General Insurance Company - - 1,202 533 44.3%

Security National Insurance Company 176,391 104,512 45,175 34,10859.3% 75.5%

Sentry Insurance A Mutual Company 56 (12) - -

Sompo Japan Insurance Inc. - - 68 11 16.2%

Sovereign General Insurance Company (The) 12,673 9,699 19,192 19,75476.5% 102.9%

St. Paul Fire and Marine Insurance Company 15,521 11,906 11,352 93076.7% 8.2%

State Farm Fire and Casualty Company (The) - - 24,392 12,299 50.4%

State Farm Mutual Automobile Insurance Company 85,451 76,693 - -89.8%

Sumitomo Marine and Fire Insurance Company Limited (The) 348 72 1,543 (27)20.7%

TD Home and Auto Insurance Company 35,259 20,198 8,329 6,53357.3% 78.4%

Temple Insurance Company - - 1,356 1,923 141.8%



9922


Total DirectClaims


Total DirectClaims

ClaimsRatio *


ClaimsRatio *

$'000 $'000 $'000 $'000

AUTOMOBILE PROPERTY

NAME OF COMPANY

The Personal Insurance Company 30,176 22,066 5,858 8,18873.1% 139.8%

Tokio Marine & Nichido Fire Insurance Co., Ltd. 179 64 700 2135.8% 3.0%

Traders General Insurance Company 31,663 21,629 4,319 8,99668.3% 208.3%

Trafalgar Insurance Company of Canada 13,946 6,507 2,297 2,11846.7% 92.2%

Trans Global Insurance Company - - 3,625 178 4.9%

Unifund Assurance Company 68,063 37,893 14,288 8,03555.7% 56.2%

Utica Mutual Insurance Company - (3) - -

Waterloo Insurance Company 5,971 3,251 1,023 85954.4% 84.0%

Wawanesa Mutual Insurance Company (The) 367,427 244,232 126,321 116,44366.5% 92.2%

Western Reciprocal Group - - 1,035 220 21.3%

XL Insurance Company Limited - - 2,534 360 14.2%

York Fire & Casualty Insurance Company 54,625 29,335 6,444 6,60053.7% 102.4%

Zenith Insurance Company 2,343 1,307 189 (145)55.8%

Zurich Insurance Company 45,889 22,078 34,649 84,12548.1% 242.8%

TOTAL 2,591,393 1,636,430 1,369,811 1,767,07763.1% 129.0%

*Ratio - A ratio of total direct claims and adjustment expense incurred to total directpremiums written in Alberta. This ratio does not take into consideration changes inunearned premiums and reinsurance as these amounts are not allocated byProvince.




9933

ABSTRACT OF RETURNS

NAME OF COMPANY

$'000 $'000

Total Direct ClaimsPremiums Written Claims Ratio *

ACCIDENT and SICKNESS

ACE INA Insurance 1,256 (143)

Aetna Life Insurance Company 501 214 42.7%

AIG Life Insurance Company of Canada 6,922 2,272 32.8%

Alberta Motor Association Insurance Company 1,047 177 16.9%

Allianz Global Risk US Insurance Company 1,144 -

Allianz Insurance Company of Canada 1,107 (286)

Allianz Life Insurance Company of North America 113 78 69.0%

American Bankers Insurance Company of Florida 5,612 590 10.5%

American Bankers Life Assurance Company of Florida 24,156 4,305 17.8%

American Home Assurance Company 2,094 1,120 53.5%

American Income Life Insurance Company 924 352 38.1%

AMEX Assurance Company 234 -

Assumption Mutual Life Insurance Company 16 4 25.0%

Aviva Insurance Company of Canada 2,397 -

AXA Assurance Inc. 15 -

AXA Equitable Life Insurance Company 17 -

AXA Insurance (Canada) 2,841 1,150 40.5%

Blue Cross Life Insurance Company of Canada 14,338 5,781 40.3%

BMO Life Insurance Company 5,442 227 4.2%

Canada Life Assurance Company (The) 48,967 18,386 37.5%

Canadian Premier Life Insurance Company 14,198 3,521 24.8%

Canassurance Insurance Company 96 44 45.8%

Chubb Insurance Company of Canada 22 93 422.7%

CIBC Life Insurance Company Limited 2,366 433 18.3%

CIGNA Life Insurance Company of Canada 722 3 0.4%

Citadel General Assurance Company (The) 7,926 2,402 30.3%

Co-operators General Insurance Company 126 6 4.8%

Combined Insurance Company of America 18,869 5,801 30.7%

Commerce and Industry Insurance Company of Canada 125 46 36.8%

Connecticut General Life Insurance Company 64 12 18.8%

Continental Casualty Company - (20)

CT Financial Assurance Company 1,025 176 17.2%

Cumis General Insurance Company 23 -

Cumis Life Insurance Company 11,503 2,188 19.0%

Desjardins Financial Security Life Assurance Company 29,147 12,937 44.4%

Echelon General Insurance Company 43 13 30.2%

Abstract of The Returns of Companies TransactingAACCCCIIDDEENNTT AANNDD SSIICCKKNNEESSSS IINNSSUURRAANNCCEE


9944


NAME OF COMPANY

$'000 $'000



Empire Life Insurance Company (The) 12,796 7,974 62.3%

Equitable Life Insurance Company of Canada (The) 21,373 14,641 68.5%

First Canadian Insurance Corporation 28,717 2,284 8.0%

GMS Insurance Inc. 768 503 65.5%

Great-West Life Assurance Company (The) 336,569 208,455 61.9%

Green Shield Canada 2,042 1,636 80.1%

Hartford Life Insurance Company - 3

Heritage General Insurance Company 3,499 1,294 37.0%

Household Life Insurance Company 3,628 541 14.9%

Industrial Alliance Insurance and Financial Services Inc. 10,097 6,761 67.0%

Industrial-Alliance Pacific Life Insurance Company 30,319 8,370 27.6%

ING Insurance Company of Canada - (48)

ING Novex Insurance Company of Canada 402 (14)

Life Insurance Company of North America 43 121 281.4%

Life Investors Insurance Company of America 4,589 804 17.5%

Lloyd's Underwriters 6,785 8,497 125.2%

Lombard General Insurance Company of Canada 5 -

London and Midland General Insurance Company 5,128 742 14.5%

London Life Insurance Company - 7,821

Manufacturers Life Insurance Company (The) 215,006 164,735 76.6%

Manulife Canada Ltd. 21 -

MetLife Insurance Company of Connecticut - 16

Metropolitan Life Insurance Company 217 194 89.4%

National Bank Life Insurance Company 348 84 24.1%

New York Life Insurance Company 22 22 100.0%

PBC Health Benefits Society 673 717 106.5%

Penncorp Life Insurance Company 10,773 2,810 26.1%

Primerica Life Insurance Company of Canada - 2

Prudential Insurance Company of America (The) 120 136 113.3%

RBC Life Insurance Company 61,872 30,553 49.4%

RBC Travel Insurance Company 32,662 10,193 31.2%

Reliable Life Insurance Company 6,815 1,729 25.4%

Royal & Sun Alliance Insurance Company of Canada 6,809 1 0.0%

Scotia Life Insurance Company 2,606 119 4.6%

SSQ Life Insurance Company Inc. 5,784 2,805 48.5%

Standard Life Assurance Company of Canada (The) 27,264 20,581 75.5%




9955

ABSTRACT OF RETURNS

NAME OF COMPANY

$'000 $'000



Sun Life Assurance Company of Canada 240,363 156,978 65.3%

TD Life Insurance Company 3,052 957 31.4%

Trans Global Life Insurance Company 1,061 87 8.2%

Transamerica Life Canada 656 58 8.8%

Unity Life of Canada 1,238 77 6.2%

Washington National Insurance Company 64 -

Wawanesa Life Insurance Company 2,454 2,550 103.9%

Western Life Assurance Company 3,920 2,249 57.4%

TOTAL 1,295,958 729,920 56.3%

*Ratio - A ratio of total direct claims and adjustment expense incurred to total directpremiums written in Alberta. This ratio does not take into consideration changes inunearned premiums and reinsurance as these amounts are not allocated by Province.




Total DirectClaims

ClaimsRatio *


Total DirectClaims

ClaimsRatio *NAME OF COMPANY

$'000 $'000 $'000 $'000



LIABILITY - FIDELITY

FIDELITYLIABILITY

ACE INA Insurance 20,343 5,089 226 21425.0% 94.7%

Alberta Municipal Insurance Exchange 3,459 2,552 - -73.8%

Alberta Roofing Contractors Reciprocal Insurance Exchange 447 147 - -32.9%

Alberta School Boards Insurance Exchange 1,077 1,101 - -102.2%

Allianz Global Risk US Insurance Company 842 (1,638) - -

Allianz Insurance Company of Canada 857 8,265 29 (11)964.4%

American Bankers Insurance Company of Florida 8,054 2,401 - -29.8%

American Home Assurance Company 51,294 37,902 839 13373.9% 15.9%

Ascentus Insurance Ltd. 2 (261) - -

Aviva Insurance Company of Canada 24,766 3,823 167 (23)15.4%

Aviva International Insurance Limited 17 (64) - -

AXA Corporate Solutions Assurance 72 112 - -155.6%

AXA Insurance (Canada) 71 83 6 (1)116.9%

AXA Pacific Insurance Company 33,989 7,014 275 (121)20.6%

British Aviation Insurance Company Limited (The) - 33 - -

Canadian Direct Insurance Incorporated 142 37 - -26.1%

Canadian Lawyers Insurance Association 4,326 324 - -7.5%

Canadian Northern Shield Insurance Company 350 2,490 39 15711.4% 38.5%

Canadian Universities Reciprocal Insurance Exchange 1,051 637 - -60.6%

Centennial Insurance Company - (99) - -

Chubb Insurance Company of Canada 49,946 47,434 2,464 3,32995.0% 135.1%

Citadel General Assurance Company (The) 4,919 1,036 82 2621.1% 31.7%

Co-operators General Insurance Company 30,404 11,120 193 (1)36.6%

Commerce and Industry Insurance Company of Canada 15,864 22,652 - -142.8%

Commonwealth Insurance Company 18,152 11,001 - -60.6%

Community Newspapers Reciprocal Insurance Exchange 22 11 - -50.0%

Continental Casualty Company 19,615 8,170 45 (12)41.7%

Cumis General Insurance Company 534 (86) 640 155 24.2%

Dominion of Canada General Insurance Company (The) 14,975 16,482 222 42110.1% 18.9%

Ecclesiastical Insurance Office Public Limited Company 1,200 815 - -67.9%

Echelon General Insurance Company 275 - - -

Economical Mutual Insurance Company 12,355 3,982 187 1232.2% 6.4%

Employers Insurance Company of Wausau - (2) - -

Employers Reinsurance Corporation 3,866 1,433 - -37.1%

Energy Insurance Reciprocal (EIR) 1,344 574 - -42.7%

Everest Insurance Company of Canada - 1 - -

9966


Abstract of The Returns of Companies TransactingLLIIAABBIILLIITTYY AANNDD FFIIDDEELLIITTYY IINNSSUURRAANNCCEE



9977

ABSTRACT OF RETURNS


Total DirectClaims

ClaimsRatio *


Total DirectClaims


$'000 $'000 $'000 $'000

FIDELITYLIABILITY

Federal Insurance Company 213 236 - -110.8%

Federated Insurance Company of Canada 10,433 5,744 35 5355.1% 151.4%

Federation Insurance Company of Canada 7 54 - -771.4%

GCAN Insurance Company 18,816 17,994 32 -95.6%

Genesis Reciprocal Insurance Exchange 4,139 3,074 - -74.3%

Gore Mutual Insurance Company 14 2 - -14.3%

Grain Insurance and Guarantee Company 764 152 6 -19.9%

Great American Insurance Company 2,587 358 - (1)13.8%

Guarantee Company of North America (The) 509 (49) 1,939 (108)

Hartford Fire Insurance Company 2,797 213 - -7.6%

Healthcare Insurance Reciprocal of Canada 409 83 - -20.3%

ING Insurance Company of Canada 46,911 21,589 - -46.0%

ING Novex Insurance Company of Canada 2,990 2,343 - -78.4%

Jevco Insurance Company 27 (38) - -

Kingsway General Insurance Company 2,211 2,089 - -94.5%

Liberty Mutual Fire Insurance Company - 20 - -

Liberty Mutual Insurance Company 20,386 (3,207) 343 33 9.6%

Lloyd's Underwriters 59,806 (23,999) 269 (377)

Lombard General Insurance Company of Canada 16,141 1,331 146 178.2% 11.6%

Lombard Insurance Company - 102 - -

London and Midland General Insurance Company - - 167 -

Lumbermens Mutual Casualty Company 1 211 - -21100.0%

Markel Insurance Company of Canada 334 (444) - -

MAX Canada Insurance Company - 1 - -

Mennonite Mutual Insurance Co. (Alberta) Ltd. 273 (109) - -

Munich Reinsurance America Inc. - 1 - -

Nipponkoa Insurance Company, Limited 16 - - -

Nordic Insurance Company of Canada (The) - 24 - -

Old Republic Insurance Company of Canada 205 (6) - -

Optimum West Insurance Company 468 69 4 -14.7%

Pembridge Insurance Company - (90) - -

Portage La Prairie Mutual Insurance Company (The) 483 346 - -71.6%

Protective Insurance Company 2 1 - -50.0%

Provincial Health Authorities of Alberta Liability and Property Insurance Plan 10,467 15,143 - -144.7%

RBC General Insurance Company 99 - - -

Real Estate Insurance Exchange 2,624 1,439 - -54.8%



9988



Total DirectClaims

ClaimsRatio *


Total DirectClaims


$'000 $'000 $'000 $'000

FIDELITYLIABILITY

Royal & Sun Alliance Insurance Company of Canada 11,533 2,853 82 (15)24.7%

Saskatchewan Mutual Insurance Company 1,870 865 23 546.3% 21.7%

Scottish & York Insurance Co. Limited 5,667 2,580 - -45.5%

Security Insurance Company of Hartford (3) 2,163 - -

Sentry Insurance A Mutual Company 47 29 - -61.0%

Sompo Japan Insurance Inc. 42 73 - -173.8%

Sovereign General Insurance Company (The) 13,672 4,472 72 2932.7% 40.3%

St. Paul Fire and Marine Insurance Company 17,858 7,164 241 2740.1% 11.2%

State Farm Fire and Casualty Company (The) 4,250 2,402 1 -56.5%

Sumitomo Marine and Fire Insurance Company Limited (The) 425 542 22 -127.5%

T.H.E. Insurance Company 32 14 - -43.8%

Temple Insurance Company 13,520 10,101 - -74.7%

TIG Insurance Company - (697) - -

Tokio Marine & Nichido Fire Insurance Co., Ltd. 125 - - -

Traders General Insurance Company - (74) - -

Trafalgar Insurance Company of Canada 144 (114) - -

Travelers Guarantee Company of Canada 4,102 10,664 517 9260.0% 1.7%

Utica Mutual Insurance Company 111 101 - -91.0%

Waterloo Insurance Company 44 - - -

Wawanesa Mutual Insurance Company (The) 6,847 3,164 1 (2)46.2%

Western Surety Company - - 1 -

XL Insurance Company Limited 9,418 21,353 - -226.7%

XL Reinsurance America Inc. 7,833 4,139 - -52.8%

York Fire & Casualty Insurance Company 85 80 - -94.1%

Zurich Insurance Company 46,201 23,236 406 27550.3% 67.7%

TOTAL 672,585 334,358 9,722 3,70249.7% 38.1%





9999

ABSTRACT OF RETURNS


ClaimsRatio *

ClaimsRatio *

Total DirectClaims


Total DirectClaims

$'000 $'000 $'000 $'000

NAME OF COMPANY

SURETY BOILER MACHINERY

ACE INA Insurance 258 45 (49) 33917.4%

Affiliated F.M. Insurance Company - - 100 -

Allianz Global Risk US Insurance Company - - 846 -

Allianz Insurance Company of Canada - (1) 18 29 161.1%

American Home Assurance Company (35) (240) 1,391 4,431 318.5%

Aviva Insurance Company of Canada 1,277 49 1,395 823.8% 5.9%

AXA Pacific Insurance Company 7,368 1,441 726 919.6% 1.2%

Boiler Inspection and Insurance Company of Canada - - 4,245 1,695 39.9%

Canadian Farm Insurance Corp. 2,447 780 - -31.9%

Canadian Northern Shield Insurance Company 1 4 6 -400.0%

Chubb Insurance Company of Canada 932 41 973 374.4% 3.8%

Citadel General Assurance Company (The) - - 258 4 1.6%

Co-operators General Insurance Company 110 178 1,287 204161.8% 15.9%

Commerce and Industry Insurance Company of Canada - (204) - 155

Continental Casualty Company - (4) 58 53 91.4%

Cumis General Insurance Company - - 86 -

Dominion of Canada General Insurance Company (The) 77 - 501 -

Ecclesiastical Insurance Office Public Limited Company - - 47 -

Economical Mutual Insurance Company 48 - 701 124 17.7%

Employers Reinsurance Corporation - - 15 -

Factory Mutual Insurance Company - - 9,687 21,279 219.7%

Federal Insurance Company - - - 1

Federated Insurance Company of Canada 39 - 43 -

Federation Insurance Company of Canada 14 - - (2)

Fenchurch General Insurance Company - - 92 40 43.5%

GCAN Insurance Company - - 3,735 447 12.0%

Gore Mutual Insurance Company - - 3 -

Grain Insurance and Guarantee Company 3 - 72 11 15.3%

Great American Insurance Company - - 3 -

Guarantee Company of North America (The) 10,012 234 - -2.3%

Hartford Fire Insurance Company 1 - 3 -

ING Insurance Company of Canada 2,262 984 1,204 23143.5% 19.2%

ING Novex Insurance Company of Canada - - 32 2 6.3%

Jevco Insurance Company (1) - - -

Kingsway General Insurance Company 87 - 1 -

Lloyd's Underwriters - - 3,461 8,821 254.9%

Abstract of The Returns of Companies TransactingSSUURREETTYY AANNDD BBOOIILLEERR && MMAACCHHIINNEERRYY IINNSSUURRAANNCCEE


110000



ClaimsRatio *

ClaimsRatio *

Total DirectClaims


Total DirectClaims

$'000 $'000 $'000 $'000

NAME OF COMPANY

SURETY BOILER MACHINERY

Lombard General Insurance Company of Canada - - 355 2 0.6%

Lumbermen's Underwriting Alliance - - 29 -

Millennium Insurance Corporation - - 19,565 1,145 5.9%

Motors Insurance Corporation - - 3,228 519 16.1%

Nipponkoa Insurance Company, Limited - - - (811)

Nordic Insurance Company of Canada (The) - (4) - -

Optimum West Insurance Company - - 8 -

Pembridge Insurance Company - - - (59)

Royal & Sun Alliance Insurance Company of Canada 1 - 2,902 774 26.7%

Saskatchewan Mutual Insurance Company - - 35 2 5.7%

Scottish & York Insurance Co. Limited - - 5 -

Sompo Japan Insurance Inc. - - - 4

Sovereign General Insurance Company (The) 2,736 131 99 -4.8%

St. Paul Fire and Marine Insurance Company - - 134 (422)

State Farm Fire and Casualty Company (The) 4 - - -

Sumitomo Marine and Fire Insurance Company Limited (The) - - 20 (1)

Temple Insurance Company - - - 19

Tokio Marine & Nichido Fire Insurance Co., Ltd. - - (3) -

Travelers Guarantee Company of Canada 6,517 1,815 6,886 3,53127.8% 51.3%

Virginia Surety Company, Inc. - - 4 (16)

Wawanesa Mutual Insurance Company (The) 2 (3) 372 2 0.5%

Western Surety Company 3,599 (36) - -

Zurich Insurance Company 3,117 92 1,912 (26)3.0%

TOTAL 40,876 5,302 66,491 42,65513.0% 64.2%


Abstract of The Returns of Companies TransactingSSUURREETTYY AANNDD BBOOIILLEERR && MMAACCHHIINNEERRYY IINNSSUURRAANNCCEE



110011

ABSTRACT OF RETURNS


Total DirectClaims

ClaimsRatio *


Total DirectClaims

ClaimsRatio *

$'000

NAME OF COMPANY

AIRCRAFT MARINE

$'000 $'000 $'000

ACE INA Insurance 1,493 62 166 14.2% 0.6%

Allianz Global Risk US Insurance Company 5,764 (1,022) (9) (1,954)

Allianz Insurance Company of Canada 1,244 823 (39) (3)66.2%

American Home Assurance Company 1,946 1,190 234 (161)61.2%

Avemco Insurance Company - 131 - -

Aviva International Insurance Limited (37) (284) - -

AXA Corporate Solutions Assurance 2,052 - 11 (133)

AXA Insurance (Canada) - - 1,265 (2,412)

AXA Pacific Insurance Company - (271) 798 267 33.5%

British Aviation Insurance Company Limited (The) - (14) - -

Canadian Applicators Insurance Reciprocal 412 - - -

Canadian Union Insurance Company 2,278 42 - -1.8%

Centennial Insurance Company - 10 - -

Chubb Insurance Company of Canada - 107 13 (3)

Co-operators General Insurance Company - (638) - -

Commonwealth Insurance Company - - - 175

Continental Casualty Company - (663) 504 126 25.0%

Coronation Insurance Company Limited - (368) - -

Eagle Star Insurance Company Limited (131) (104) - -

Ecclesiastical Insurance Office Public Limited Company - - 1 -

Echelon General Insurance Company - - 18 -

GCAN Insurance Company 897 265 48 17729.5% 368.8%

Hartford Fire Insurance Company 1,754 265 3 -15.1%

ING Insurance Company of Canada - - 54 189 350.0%

Liberty Mutual Insurance Company - - 321 (206)

Lloyd's Underwriters 12,377 6,638 3,818 21,21353.6% 555.6%

Abstract of The Returns of Companies TransactingAAIIRRCCRRAAFFTT AANNDD MMAARRIINNEE IINNSSUURRAANNCCEE


110022



Total DirectClaims

ClaimsRatio *


Total DirectClaims

ClaimsRatio *

$'000

NAME OF COMPANY

AIRCRAFT MARINE

$'000 $'000 $'000

Lombard General Insurance Company of Canada - - 45 2 4.4%

Lumbermens Mutual Casualty Company 2 3 - -150.0%

National Liability & Fire Insurance Company 5,170 752 - -14.5%

Royal & Sun Alliance Insurance Company of Canada 2,750 2,030 891 25373.8% 28.4%

Sovereign General Insurance Company (The) - 71 - -

St. Paul Fire and Marine Insurance Company - 425 86 65 75.6%

Sumitomo Marine and Fire Insurance Company Limited (The) 881 299 - -33.9%

Temple Insurance Company 5,210 1,348 - -25.9%

Travelers Indemnity Company (The) - 2 - -

XL Reinsurance America Inc. (239) (126) - -

Zurich Insurance Company (311) - 15 (1)

TOTAL 43,512 10,973 8,243 17,59525.2% 213.5%


Abstract of The Returns of Companies TransactingAAIIRRCCRRAAFFTT AANNDD MMAARRIINNEE IINNSSUURRAANNCCEE



110033

ABSTRACT OF RETURNS


Total DirectClaims

ClaimsRatio *


Total DirectClaims

ClaimsRatio *

NAME OF COMPANY HAIL TITLE

$'000 $'000 $'000 $'000



HAIL - TITLE

ACE INA Insurance 416 215 - -51.7%

Chicago Title Insurance Company - - 998 -

First American Title Insurance Company - - 3,506 401 11.4%

Lawyers Title Insurance Corporation - - 16 45 281.3%

Lawyers' Professional Indemnity Company - - 57 -

Lombard General Insurance Company of Canada 3,038 2,335 - -76.9%

Palliser Insurance Company Limited 6,028 4,888 - -81.1%

Rain and Hail Insurance Corporation 782 465 - -59.5%

Stewart Title Guaranty Company - - 1,606 689 42.9%

Travelers Guarantee Company of Canada - - 92 -

Western Agricultural Insurance Corporation 2,483 1,936 - -78.0%

TOTAL 12,747 9,839 6,275 1,13577.2% 18.1%


Abstract of The Returns of Companies TransactingHHAAIILL AANNDD TTIITTLLEE IINNSSUURRAANNCCEE


110044



Total DirectClaims

ClaimsRatio *


Total DirectClaims

ClaimsRatio *

NAME OF COMPANY MORTGAGE CREDIT

$'000 $'000 $'000 $'000


American Home Assurance Company - - (2) (35)

Continental Casualty Company - - 43 20 46.5%

EULER American Credit Indemnity Company - - 678 8,072 1190.6%

Genworth Financial Mortgage Insurance Company Canada 66,164 7,312 - -11.1%

Lloyd's Underwriters - - - 5

Sovereign General Insurance Company (The) - - - 123

Travelers Guarantee Company of Canada - - 1,695 328 19.3%

Zurich Insurance Company - - 15 -

TOTAL 66,164 7,312 2,429 8,51311.1% 350.4%


Abstract of The Returns of Companies TransactingMMOORRTTGGAAGGEE AANNDD CCRREEDDIITT IINNSSUURRAANNCCEE



110055

ABSTRACT OF RETURNS


Total DirectClaims

ClaimsRatio *


Total DirectClaims

ClaimsRatio *

NAME OF COMPANY LEGAL EXPENSES

$'000 $'000 $'000 $'000

Allianz Insurance Company of Canada 43 (64)

Echelon General Insurance Company 11 -

ING Novex Insurance Company of Canada 81 (3)

Legacy General Insurance Company - 15

Lloyd's Underwriters 1 -

TOTAL 136 (52)


Abstract of The Returns of Companies TransactingLLEEGGAALL EEXXPPEENNSSEE IINNSSUURRAANNCCEE


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