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AMERICAN AMERICAN EMPLOYEES EMPLOYEES ASSOCIATIONASSOCIATION
Personal Service Employees Health Plan Personal Service Employees Health Plan Presents Presents
A SPECIALA SPECIAL AFFORDABLEAFFORDABLE
Financial Safety Net SystemFinancial Safety Net System for for
Cosmetologists, Beauticians, Cosmetologists, Beauticians, Barbers, Laundry Workers Barbers, Laundry Workers and other Personal and other Personal
Service Employees Service Employees
©2007, American Employees Association Inc.
A Financial Safety Net For A Financial Safety Net For Independent Small Independent Small Employers and their Employers and their Employees Employees
AEAAEA
Personal Service Employees
Health Plan
AEAAEA - - Who Are We??Who Are We??• AMERICAN EMPLOYEES ASSOCIATION AMERICAN EMPLOYEES ASSOCIATION
(“AEA”) is: (“AEA”) is:
- - A non-profit A non-profit Federal and State and State approved Voluntary Employees Beneficiary Voluntary Employees Beneficiary Association (“VEBA”). Association (“VEBA”).
- Created to provide education, - Created to provide education, employment and benefit services for employment and benefit services for underserved workers . underserved workers .
The Purpose of The Purpose of AEAAEA• Provide financial benefits for Provide financial benefits for
uninsured small employers, their uninsured small employers, their employees, dependents & designated employees, dependents & designated beneficiaries.beneficiaries.
• Supplements private and State Supplements private and State compensation systems. compensation systems.
• Helps workers w/ little or Helps workers w/ little or nono health or medical health or medical coverage. coverage.
AEAAEA Financial Safety Net Financial Safety Net System – System – What Is It?What Is It?
Protection for working families Protection for working families through: through:
• Direct financial payment assistance. Direct financial payment assistance.
• Affordable benefits for workers Affordable benefits for workers through group plans and programs.through group plans and programs.
Benefits Benefits $25,000 in Benefit Payments: • Plan Payments
– $3,500 – Unemployment Disability– $4,500 - Emergency Medical /Hospitalization – $5,000 - Death Coverage
• Supplemental Payments – $10,000 – Accidental Death – 1,000 – Legal – 1,000 – Life Support Grant
How Does It Work?How Does It Work?• Health plans for workers in specific Health plans for workers in specific
industries such as Cosmetology, Beauty, industries such as Cosmetology, Beauty, Barber , Personal Care, etc. Barber , Personal Care, etc.
• Membership is strictly voluntary.Membership is strictly voluntary.
• Employees 21 years old w/ one (1) year work Employees 21 years old w/ one (1) year work experience with an experience with an AEAAEA qualified Employer. qualified Employer.
• Employees eligible to receive financial Employees eligible to receive financial assistance during periods of unemployment assistance during periods of unemployment due to disability and inability to work. due to disability and inability to work.
ELIGIBILITYELIGIBILITY
• Part-time Employees Okay. Part-time Employees Okay.
• 1000+ Hours Per Year Required.1000+ Hours Per Year Required.
• No Physical Exam Required.No Physical Exam Required.
• No Citizenship Requirement. No Citizenship Requirement.
• No Income Requirement.No Income Requirement.
• No Employer Claims Responsibility No Employer Claims Responsibility
• Claims Filed Directly w/ Claims Filed Directly w/ AEA.AEA.
What This Means To You?What This Means To You?
• NOW – PERSONAL SERVICE NOW – PERSONAL SERVICE EMPLOYEES DON’T HAVE TO WORK EMPLOYEES DON’T HAVE TO WORK WITHOUT A SAFETY NETWITHOUT A SAFETY NET!!!!
• Employers spend on average $3,080 Employers spend on average $3,080 to insure a single employee to insure a single employee
• $7,945 annually per family $7,945 annually per family (Source: GNS)(Source: GNS)
Price or Cost?Price or Cost?
• AEA AEA is now offering this basic plan for a is now offering this basic plan for a special introductory price of: special introductory price of:
Less Than Less Than
$2.00/day!! $2.00/day!! **
* This is a special limited-time introductory offer only including AEA and Plan
membership! Price, terms and conditions are subject to change without prior notice.
Restrictions!Restrictions!
• Family Members Family Members NotNot Covered. Covered.
• Family Members May Join @ Reduced Family Members May Join @ Reduced Fee. Fee.
• No Benefits Limits - Other Plans No Benefits Limits - Other Plans Okay.Okay.
• All Members Receive Same Benefit All Members Receive Same Benefit Amt. Amt.
• No Medical Service Provider or No Medical Service Provider or Prescription Restrictions. Prescription Restrictions.
• Proof Required for All Claims. Proof Required for All Claims.
Membership and Plan fees can be paid Membership and Plan fees can be paid directly directly byby Credit Card (Credit Card (MasterCard or MasterCard or VISAVISA) by:) by:
• Employees. Employees.
• Employers - w/ payroll deduction, if desired. Employers - w/ payroll deduction, if desired.
• Co-pay or shared payments.Co-pay or shared payments.
• Checking or Savings Accounts. Checking or Savings Accounts. ________________________________________
No bill or payment collections. No bill or payment collections.
Must be disabled for 45 days Must be disabled for 45 days
Membership and Plan Fees must be paid-in-fullMembership and Plan Fees must be paid-in-full
Fully insured & bonded.Fully insured & bonded.
How How AEAAEA Works For You Works For You
AMERICAN EMPLOYEES ASSOCIATIONAMERICAN EMPLOYEES ASSOCIATION ____________________________________________________________________
““Protecting America’s Working Families”Protecting America’s Working Families”
_____________________________________ _____________________________________
PERSONAL SERVICE EMPLOYEES PERSONAL SERVICE EMPLOYEES DISABILITY * EMERGENCY MEDICAL
& DEATH BENEFITS PLAN
For More Information Contact:
AMERICAN EMPLOYEES ASSOCIATIONAMERICAN EMPLOYEES ASSOCIATION____________
““Protecting America’s Working Families” Protecting America’s Working Families”
____________
(877) UNEMPLOYED (877) 863-6756
____________