annual report2018

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Qualitas of Life Foundation is a non-profit organization that provides basic financial education to Hispanic individuals and their families, in order to foster their financial security and improve their standard of living.

CONTACT Laura CelayaStrategic Communications and Marketing Managercommunications@qualitasoflife.org 1221 Avenue of the Americas, New York, NY 10020646-885-2295

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Table ofcontents1 . LETTER FROM OUR FOUNDER AND CHAIRPERSON

2. MISSION AND INSTITUTIONAL VALUES

3. 2018 RESULTS

4. FINANCIAL EDUCATION PROGRAM4.1. Profile of our participants 4.2. Strategic Alliances and Partners

5. 2018 MILESTONES5.1. Financial Access Fair in Bronx, NY5.2. Train the trainers5.3. Tacause5.4. Upstate New York tour5.5. Qualitas of Life in Vermont 5.6. Financial Inclusion and Technology Conference (10th Anniversary)5.7. Community Event (10th Anniversary)5.8. Financial Access Fair in Stamford, CT5.9. Panels5.10. Run for Qualitas

6. TESTIMONIES

7. STATEMENT OF FINANCIAL POSITION

8. THANK YOU TO OUR SUPPORTERS8.1. Government and Foundations grants 8.2. Corporate Gifts8.3. In-kind donations8.4. Individual donors8.5. Comadres/Compadres8.6. Board8.7. Staff8.8. Facilitators8.9. Volunteers, interns and pro-bono 20188.10. Committees

04

05

07

08

13

20

22

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1 Letter from our Founderand Chairperson

Through our more than 50 alliances we kept a very busy program in 2018. From a Financial Access Fair with our friends from St Jerome HANDS Community Center and the Mexican Consulate in NY to “Tacause:Tacos for a cause” with City Harvest and Alida Boer, a Financial Education Week in Upstate NY in collaboration with Agri-Business Child Development, the Financial Inclusion and Technology conference, our very own “Run for Qualitas” event, and a Financial Access Fair in Stamford, Connecticut with Building One Community.

Our 10th anniversary had an incredible closing celebration with a Financial Inclusion and Technology Conference in collaboration with White & Case’s Hispanic Affinity Group, and an event to celebrate with all those who have contributed to Qualitas’ accomplishments during these 11 years. My special gratitude to Rosario Marin and Cesar Costa, who accompanied us during both of these events.

Amid the difficult challenges of our community, we continued this year bringing our program“Get Ready: Migratory process and my money,’’ our initiative designed to alleviate the fear and uncertainty felt by many immigrant families due to the changing immigration laws and policies.

As always I want to thank our Board and Committee members for their great commitment and support.

Qualitas of Life Foundation celebrated its 11th anniversary in 2018, and our mission has become more relevant than ever; To provide basic financial education to Hispanic individuals and their families, in order to foster their financial security and improve their standard of living. Today we can proudly say that more than 13,500 families have benefited from our hard work.

DEAR FRIENDS AND QUALITAS FAMILY,

This year, we welcomed Maria Leticia Ossa Daza and Maria Eugenia Sidaoui!

Moreover, on behalf of our Board, I want to thank our staff members, who contributed enormously to Qualitas of Life’s success, and to our facilitators and volunteers, who make things happen in the places we deliver our programs and services.

My heartfelt thanks to White and Case for hosting us for one more year, and to all of our donors and supporters for believing in building a better world for all. We look forward to your continued support and partnership as we navigate the organization to the next level. I promise you: the best is yet to come!

With enormous gratitude,

MARCELA ORVAÑANOS, Founder and Chairperson.

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We look forward to your continued support and partnership as we navigate the organization to the next level. I promise you: the best is yet to come!

Marcela Orvañanos.

2 Mission andInstitutional values

Qualitas of Life Foundation is a non-profit organization that provides basic financial education to Hispanic individuals and their families, in order to foster their financial security and improve their standard of living.

Qualitas of Life Foundation delivers financial education through an educational model based on the following 5 cross cutting values:

OUR MISSION

OUR INSTITUTIONAL VALUES

Capabilities Approach

Human Rights and Gender

Equity

Civic Engagement

FamilyFocus

Sense of Community

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3 2018Results

FINANCIAL EDUCATION PROGRAM

Individuals through

1 ,015A. Workshops

2,621B. Short interventions

215C. Financial Access Fairs

Printed educational materials distributed2 9,600

People reached through online content3 13.400

3,851 1

We successfully organized a Financial Inclusion and Technology Conference and a Community event in 2018 to celebrate Qualitas’ 10th Anniversary.

$570,218MONEY RAISED IN 2018

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EIGHT-SESSION COURSEIntensive course consisting of 8 workshops for 20 to 30 participants, which delves into 7 core financial topics and concludes with a general review session and the issuance of a participation or completion diploma.

SPECIFIC-TOPIC WORKSHOPA two-hour session for 20 to 30 people, designed and adapted to the specific financial needs of a community.

SHORT INTERVENTIONSA 15-20 minute Key Advice Session provided for a massive audience who will receive 3-5 fundamental pieces of information that will allow them to start learning on specific topic or issue. These can typically be held in places where our community gathers for other purposes, such as waiting for documentation or legal services, food pantries, waiting rooms, OSHA and Know Your Rights trainings, and others.

FINANCIAL ACCESS FAIRSA 3-5 hour event with the objective to create a bridge between financial service providers and the Hispanic community in a familiar, trusted environment, with institutions and financial organizations (banks, credit unions, consulates, and many more) that have services specifically tailored to the needs of the immigrant community, as well as other institutions whose mission is to advocate for the Hispanic community.

4 Financial EducationProgram

Qualitas of Life Foundation programs are designed to reach the broad and diverse Latino community and are tailored to meet the specific needs of each distinct group we serve in partnership with local service providers.

Our financial education programs are offered to the community in different formats, including workshops, courses, financial access fairs, short interventions

and printed and digital material, with the goal of strengthening the financial capacity of the Latino community. In addition, Qualitas of Life Foundation serves as a bridge between the participants of our programs and trusted services to which they can access.

In 2018, Qualitas of Life Foundation programs were offered in the following formats:

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WORKSHOPS AND BENEFICIARIES BY TOPIC

Qualitas and My Finances

My Family Finances

Saving and Insurance

Budgeting

Banking System

Frauds and Financial Abuse

Credit

Taxes

Get Ready: Migratory Processes and My Money

Saving for College

WORKSHOPS BENEFICIARIESTOPIC

11

15

8

15

12

10

11

9

17

2

120

198

65

162

123

94

93

108

312

75

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4.1 PROFILE OF OUR PARTICIPANTS

OUR PARTICIPANTS ARE MAINLY FROM

MEXICO54%

ECUADOR8%

COLOMBIA3%

2%

REPÚBLICADOMINICANA

7%

VENEZUELA2%

UNITED STATES4%

EL SALVADOR

5%GUATEMALA

PERÚ3%

They are mostly

77%WOMEN

61%

GENDER

Lives with their spouses or partners 48%

Have between 2 and 3 children

Average years living in the US 13.3 USA

ANNUALINCOME

$12,000or less

22%

Rely ona fixedmonthly income

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4.2 STRATEGIC ALLIANCES AND PARTNERS

In 2018, we partnered with 34 community organizations based in New York, New Jersey, Connecticut, Vermont, and Massachusetts to bring our program to the Latino and Hispanic immigrant communities that they serve.

ALBION, FREDONIA, LOCKPORT, RED CREEK, WILLIAMSON

Agri-Business Child Development Centers (ABCD)BROOKLYN

Carroll Gardens AssociationCenter for Family LifeEl Recreo at RecessMixteca OrganizationBRONX

Hunger Free AmericaLucero Elementary SchoolMercy CenterSt. Jerome H.A.N.D.S. Community CenterViolence Intervention Program (VIP)QUEENS

Consulado General del EcuadorImmigrant Movement International (IMI)Queens LibraryMake the Road New YorkNICEViolence Intervention Program (VIP)MANHATTAN

Catholic CharitiesCUNY Jaime Lucero Institute of Mexican StudiesColumbia University Head StartConsulado General de México Consulado General de ColombiaFiverLSA Family Health ServiceLower East Side People’s Federal Credit UnionNew Sanctuary MovementNew York Immigration CoalitionNorthern Manhattan Improvement Corporation (NMIC)Sion ChurchViolence Intervention Program (VIP)Westville RestaurantSTATEN ISLAND

North Shore People's Federal Credit Union

PLAINFIELD

Consulado Generalde México

NEW YORK VERMONT

CONNECTICUT

MASSACHUSETTS

STAMFORD

Building One CommunityBRIDGEPORT

Make the Road Connecticut

2

4

3

BOSTON

Consulado General de México en Boston

1

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5 2018Milestones

On March 23, we partnered with the General Consulate of Mexico in New York and St. Jerome HANDS Community Center to bring a Financial Access Fair to the Latino community in the Bronx.

More than 140 people received financial services and counseling during the event that was held in the Bronx. In addition, workshops and information sessions were held on taxes, remittances, and banking systems, among other topics.

5.1 FINANCIAL ACCES FAIR AT ST. JEROME HANDS COMMUNITY CENTER

The Financial Access Fair was part of the Financial Education Week that every year is organized by the General Consulate of Mexico in New York. Different financial services providers participated in the event, including Mexicana Solutions, Neighborhood Trust Federal Credit Union, US Alliance Financial, Lower East Side People Federal Credit, Spring Bank, Popular Community Bank, Condusef and Profeco.

On April 28 and 29, we held our yearly Train the Trainers during which 10 new members were instructed and ongoing training was given to current facilitators. In 2018, we had a 30 person facilitator team, who were from many countries in Latin America (Mexico, Dominican Republic, Argentina, Guatemala, Ecuador, Chile, Puerto Rico, among others) and from the US.

Marcela Orvañanos, our founder and president, and Surey Miranda, a former Qualitas’ facilitator, joined our Train the Trainers to provide expertise and tips on how to better deliver our financial education program and engage with our participants.

5.2 TRAIN THE TRAINERS

“I wanted to come to this fair because I was interested in understanding the different banking services I can choose from, and I also learned about remittances, money transfers, and new programs that give more benefits to our relatives in Mexico.” Adolfo Moreno

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Financial Acces Fair at St . Jerome HANDS Community Center

Tacause

UpstateNew York tour

5.1

5.3

5.4

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Qualitas of Life Foundation partnered with City Harvest to host ‘Tacause: Tacos for a Cause’, a fundraising event that took place on May 20 at Tacombi Empire State Building, and in which over $46,000 was raised to benefit the financial and food security of the Latino community in New York City.

More than 150 people attended the festive event, where the band Gasoline Tequila performed and a silent auction took place to raise funds that will go towards programs operations for both organizations.

5.3 TACAUSE

“I came to New York City about 4 or 5 years ago, and it wasn’t easy, but it can’t even compare to what our fellow Latino brothers and sisters go through when they come to this country. And as Latinos, we have to help them, that’s why we came with the idea to organize this event to raise funds and help our Latino communities throughout the work City Harvest and Qualitas of Life do” Alida Boer, founder and CEO of Maria’s Bag Inc, said during the event. She is also a member of City Harvest Board and was the chair of ‘Tacause: Tacos for a cause’

In collaboration with Agri-Business Child Development (ABCD), we held the Upstate Financial Education Week, which took place from July 16 to 20. Throughout this week, Qualitas of Life Foundation provided the program “Get Ready: Migratory Processes and my Money” in five of ABCD’s locations in the Northwest area of New York: Fredonia, Lockport, Albion, Red Creek and Williamson.

200 families participated in this program, which provides the tools and information about the rights and responsibilities regarding the money of our community, as well as how to safeguard assets and personal finances during any eventuality or life-changing events.

Within the framework of collaboration between the Consulate General of Mexico in Boston and Qualitas of Life Foundation, we provided two financial education workshops in Plainfield, Vermont on July 21 during the Mobile Consulate services (Consulado Sobre Ruedas).

5.4 UPSTATE NEW YORK TOUR

5.5 QUALITAS OF LIFE IN VERMONT

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Qualitas of Life Foundation, along with White & Case’s Hispanic Affinity Group, presented the Financial Inclusion and Technology Conference on September 25, 2018 in New York City. This conference, which was part of the Qualitas of Life 10th Anniversary Celebration, focused on the importance of financial education and access to technology as a bridge for financial inclusion for the underbanked Hispanic community in the U.S.

The conference featured Rosario Marin, 41st Treasurer of the United States, as its keynote speaker. Along with

5.6 FINANCIAL INCLUSION AND TECHNOLOGY CONFERENCE

Mrs. Marin, the conference featured guest speakers and panelists from Fintech, several non-profits, and several financial service providers: Jose Quinonez, Founder and CEO of Mission Asset Fund; Mercedes Garcia, VP and Senior Business Leader for Community Relations at MasterCard; Carlos Armando Garcia, Founder and CEO of Finhabits; Jake Peters, Co-Founder and CTO at PayPerks; Mae Watson Grote, CEO of the Financial Clinic; and David S. Mitchell, Associate Director for Policy and Market Solutions in the Financial Security Program at the Aspen Institute.

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Qualitas of Life Foundation celebrated its 10 Anniversary with a community event at Tacombi Empire State Building on September 23.

With this event, we brought all the Qualitas Family together: beneficiaries and their families, facilitators, donors, compadres and comadres, as well as allied organizations, who have all helped us achieve our mission.

To celebrate 10 years of accomplishments, we invited César Costa, Mexican actor and Qualitas’ Ambassador, as our special guest. We also had a musical performance from Rana Santacruz, who had the attendees dance with his Mexican bluegrass and Irish mariachi music.

5.7 COMMUNITY EVENT

More than 75 people received financial services and advice during our Financial Access Fair that took place in Stamford, CT on October 27, which we co-organized with Building One Community.

Through the fair, attendees were able to open savings and checking accounts, obtain pre-approval for credit and business loans, gain information about retirement, and tax return preparation from financial services providers such as Members Credit Union, Bank of America, US Alliance Financial, Finhabits, AARP, SCORE, the General Consulate of Mexico in New York.

Alida Boer, founder and CEO of Maria’s Bag Inc, was our special guest in this event, who talked about entrepreneurship for Latino immigrants in the United States.

Alejandro, one of the attendees to the fair, told us that the financial access fairs are a great way to help the community: “Every day, our community is going through financial problems and we need the help of specialized people, these kind of fairs motivate people to come and look for advice because they do not know, and to ignore is the worst mistake that can happen to our community. These type of events should be done often.”

5.8 FINANCIAL ACCESS FAIR IN STAMFORD, CT

It is an honor for me to participate in Qualitas of Life’s celebration. I feel very grateful and very proud to be a part of the Qualitas family- Cesar Costa, Qualitas’ Ambassador.

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Qualitas of Life Foundation participated in several panels along the year. Susana Camarena, Executive Director, was a panelist at “Engaged Forum 2018” organized by the U.S.-Mexico Chamber of Commerce. Our Education Coordinator, Nilbia Coyote, participated as moderator at the “Second Annual Summit on Latin@s in New York City (SoL-NYC 2018)” in May; and was a panelist at the “Disrupting Racial and Ethnic Disparities’” forum hosted by AARP New York, Hostos Community College and the Hispanic Federation in October. Lastly, Qualitas of Life Foundation participated — thanks to its facilitator Pily Quintanilla — at the “Empowering our communities to make smarter financial decisions” panel organized in December by Mastercard.

Team Qualitas raised $2,255 and took the streets of Manhattan to participate in the 5K run “Abbott Dash to the Finish Line” on November 3 to raise funds to benefit the Financial Education of the Latino community.

Team Qualitas was formed by Qualitas’ volunteers, facilitators, our staff, friends and family who joined forces to fundraise and help us expand our financial education program to 75 Hispanic immigrant families.

We can’t express enough how lucky we feel to have such an amazing team as part of the Qualitas’ family.

5.9 PANELS

5.10 RUN FOR QUALITAS

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CommunityEvent

Financial AccessFair in Stamford, CT

Run forQualitas

5.7

5.8

5.10

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6 Testimonies

Eli participated in our workshop at the start of the summer of 2018. She was particularly interested in our Family Financial Plan which is included in “Get Ready: Migratory process and my money’’ and has an emphasis on what to do to prepare for a possible departure from the country. In fact, she revealed to us that she was a victim of the supposed “10 Year Law,” which would most likely lead to her and her family becoming subject to deportation in the future. According to several community organizations partnered with Qualitas, many Latino immigrant families have been victims of this scam in recent years, and eventually they will have to face a possible deportation.

Eli is a clear example of the above. Although this process, which actually corresponds to the immigration process “Deportation Removal,” can take years, during this time immigration authorities provide to applicants work permits. However, there comes a time when a judge issues a final decision, and this one is hardly positive for the family. Eli, after taking our workshop, turned to her lawyers and faced the real consequences with more resources.

Later on she informed us that “at least now I know what will happen and how to prepare ourselves.” In this way, she and her family are planning an eventual forced return to Mexico. All of their accounts are in order, they are saving and thinking about their future return to Mexico in a positive way. Among her options is starting a business there with the money she saved. They, like many other families with children born in the United States, find themselves considering the possibility that their older children remain in the United States, so that, in her case, one of her kids has access to medical insurance which is important for their special needs.

PARTICIPANTEli

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“Joining Qualitas of Life as a facilitator was a unique opportunity to work with the Latino immigrant community settled down in New York City and make a difference by providing basic financial education. After more than thirteen years of working with migrants in Mexico, Guatemala, and Ecuador, I moved to the US and realized how important was for migrants to learn to navigate the financial system in order to succeed in their personal goals. Not an easy task for someone who is not even used to managing bank accounts or any other financial service in their home country. Therefore, Qualitas appeared as a great professional opportunity to me. During the last year, I coordinated “Family Forward” program. This is an initiative led by Mercy Center in partnership with Qualitas, where families receive comprehensive services focus on education, mindfulness, and financial literacy issues. As Qualitas facilitator, I really enjoyed teaching the 8-week while having the chance of building up a close relationship with the participants based on trust as a foundation to follow up on their needs and goals throughout the individual training session. Later on, working individually with the participants, I felt honored of working in a very rewarding environment helping them to set up their financial goals and break them up into little steps in order to reach it.

FACILITATOR

I would say that the greatest part of working with Qualitas is that in every workshop or individual session is totally different because there is always something new to learn. This makes me feel committed to do my best in preparing myself and be able to deliver the best possible service because the participants deserve it”. Fernando Valencia

Fernando Valencia

“Being a board member of Qualitas is an extremely rewarding activity for me. It is a lot of work, and it is not always easy, but it is always fulfilling. From helping to make strategic decisions, to supporting the team and seeing the results in the community, I work hard to help and get the satisfaction of seeing the impact that we make. Some of my favorite moments are graduation ceremonies. Seeing the look of pride on the faces of the graduates, many of whom have never graduated from any type of program in their lives, and the sense of community in the classroom, fills my heart with pride. Many are struggling, to be sure, but they are building the American dream, step by step, in small classrooms around the city. Our students represent the future of our community and our country, and it is my great honor to do my small part to help give them an important tool for success - understanding how they can make their money work for them. With financial freedom comes security, opportunity, and a better future for our entire community”. - Leigh Rovzar, Qualitas’ Board Member.

BOARD MEMBERLeigh Rovzar

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7 Statement offinancial position

CURRENT LIABILITIES

Accrued expenses

Total current liabilities

TOTAL LIABILITIES

NET ASSETS

Without donor restriction

With donor restriction

TOTAL NET ASSETS

TOTAL LIABILITIES AND NET ASSETS

CURRENT ASSETS

Cash and cash equivalents

Contributions receivable

Prepaid expenses

Total current assets

TOTAL ASSETS

DECEMBER 31ST, 2018ASSETS

$587,72965,236

2,680

655,645

$655,645

LIABILITIES AND NET ASSETS

$17,53417,534

638,111-

$17,534

638,111

$655,645

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8 Thank you toour Supporters

8.1 GOVERNMENT ANDFOUNDATIONS GRANTS

Violence Intervention ProgramSuperate y Triunfa incSt Jerome HandsTrinity Church Wall StreetOMAPaskale SykesThe Farvel FundNew York Immigration CoalitionFundación BBVA BancomerMexican Consulate NYMexican Consulate Boston

8.2 CORPORATE DONORS

Royal Bank of CanadaCiti Bank Mi Barrio tortilleriaNational Football LeagueFirst RepublicPayperksGrupo Industrial Emprex BimboFemsaMastercardSheehan and Company

8.3 IN KIND DONATIONS

White & CaseCosme NYCMarias BagMarc JacobsIlegal MezcalTacombiGoya FoodsAeromexicoLa Newyorkina

8.4 INDIVIDUAL DONORS

+10,000 Jose Antonio Fernandez

+5,000Scott SobellDavid K Wassong

+1,000Samuel DanilowitschHarry LewisDonald ZilkhaStephen Powers

+250.00 Juan RamosJuan Pablo del ValleHerminio TorresEdgar LegaspiPeter FavaroDaniel GaribaySamara DalyMiriam y Felipe Valdes-SotoBibiana James

-250.00Alfie CoboAlicia ChavezAlicia PenafielAlicia PortadaAlvaro CarrascoAlyssa MorinAmanda DoresonAntonio AlarconAracelis LuceroAristides Celaya LozanoAshley PortilloBen Fuller-GooginsCarla Morante palaciosCarlos GudinoChristian TorresClara SernaDaniela AgustiDanyra ChavezDebbie GildensonDennis and Janice KuikenEsme Gonzalez PilladoFernando Severino

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Francisca AguilarFresia DiazGabriela Galvez OrozcoHugo CoyoteIoan PopItzel YedithJavier Santa anaJaviera MonardezJeff GrattanJeff KarlyJonah BravermanJorge Romero LeonJosh BaerJuan Carlos de ObesoJuan GastelumJuan LanzagortaLaura RoyleLeonel CarrascoLeopoldo ValenzuelaLucero CastilloLucia GoyenLuz BallesterosMaria Adriana Baez RicardezMaria CamarenaMaria MassaroMaría ReyesMariela PortillaMonica CuevasMonika KnutssonMyriam SuarezNidia Coyote EstradaNilbia CoyoteNorma PeñaOksana JirnovaPatrick KimRandi KlopRobert MurilloRodolfo DiazShefali KulkarniSofia Lopez IbañezSoko HernándezSusan Brewer-OsorioVanessa BonillaVeronica ValenciaVirginia HoogstraXavier HernandezZak SmithEric AlperCarla Hammond

Edgar LegaspiCelina de SolaChristian BatresDurraj TaseManuelita CodyDennis SalazarEduardo Gildeson

8.5 COMPADRES Y COMADRES

Alex RamosAngel Valle Carlos J PerazaColin LucasFrancisco BarrenecheaGabriel MijaresJorge GrayebMiguel ZabludovskyMonica Camino MattaPily QuintanillaRicardo CervantesScott Diddel

8.6 BOARD OF DIRECTORS

Marcela O. de Rovzar – ChairpersonGregorio Schneider – TreasurerLeigh Rovzar - SecretaryRussell G. Byers, Jr.Bárbara Fernández Gina Diez Barroso de Franklin Paulina Toriello Arzu de KeilhauerJorge SuárezMiguel ZabludovskyIvana Estrada Jorge KuriMaria Leticia Ossa Daza

8.7 STAFF

Susana Camarena, Executive DirectorDebora Gildenson and Jose Antonio Massaro, Administrator & Finance OfficerNilbia Coyote, Education CoordinatorJimena Monjaras and Micaela Reina, Program CoordinatorLaura Celaya, Strategic Communications & Marketing Manager Vanessa Crowley - Development Associate

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8.8 FACILITATORS Alejandro AndradeAna GuillcatandaFabiana CruzGilda MoralesIvan GuzmanJorge CruzJose Antonio MassaroLeonela MedinaLidia Flores BushLiliana NgoLucy BlockMaria Guevara-FriedmanMarlene UragaMicaela ReinaPily QuintanillaNatalia PérezPatricia HanchiÁlvaro FaúndezDaniela Comesaña PinoDulce MedinaFernando ValenciaFrancisca SeverinoLisett MendozaLorena KourousiasMaria Gabriela CaicedoMonica Salmon

8.9 VOLUNTEERS, INTERNSAND PRO-BONO 2018

Astrid SchneiderChristopher NavasEduardo BialostozkyFernando ValenciaFrancisca ValdezFrancisca SeverinoGabriel Enciso Ines HidalgoJeffrey VelascoJohanna GastonJulieta DominguezLizeth MendozaManuel MolinaMariu TovarMiriam ReblingMiriam SotoMónica Salmon

Myrto DamaskouPatricia HanchiSoraya SarcosWhite and CaseMariana GonzalezClarita Serna - Central Studio

8.10 COMMITTEES

QUALITAS EDUCATION COMMITTEE

Jorge Suarez (Chair)Mauricio JaramilloMarcela O. de RovzarGina Diez Barroso de FranklinRobert SmithFernando Gutierrez-EddySusana Camarena (Staff)Nilbia Coyote (Staff)Micaela Reina (Staff)

FINANCE COMMITTEE

Gregorio Schneider (Chair)Alfredo EspinosaMarcela O. de RovzarLeigh RovzarJonathan DavisJorge SuárezJose Antonio Massaro (Staff)Susana Camarena (Staff)Maria Eugenia Sidaoui

COMMUNICATIONS COMMITTEE

Miguel Zabludovsky (Chair)Jason MarczakMarcela O. de RovzarHelena Escalante Bárbara FernándezPaulina Toriello Arzu de KeilhauerIvana Estrada Roberto RamirezSusana Camarena (Staff)Laura Celaya (Staff)

FUNDRAISING COMMITTEE

Marcela O. de Rovzar (Chair)Russell Byers

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Alfredo EspinosaGregorio SchneiderJorge SuárezMiguel ZabludovskyEdgar ZavalaFernando Gutierrez-EddyCarla HammondJorge KuriSusana Camarena (Staff)Vanessa Crowley (Staff)

FRIENDS OF QUALITAS Bárbara Fernández (Chair)Marcela O. de RovzarLeigh Rovzar

Miguel ZabludovskyAlonso de GaraySusana Camarena (Staff)Laura Celaya (Staff)

AUDIT COMMITTEE

Gregorio Schneider (Chair)Marcela O. de RovzarLeigh RovzarJonathan DavisJorge SuárezJose Antonio Massaro (Staff)Susana Camarena (Staff)Maria Eugenia Sidaoui.

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You can visit our website www.qualitasoflife.org to make a donationor you can contact us at director@qualitasoflife.org

BRING FINANCIAL EDUCATION TO YOUR COMMUNITYAre you interested in providing financial education for your community?

Please contact our Education Director, Nilbia Coyote, at academy@qualitasoflife.org

VOLUNTEERTo learn more about Qualitas of Life and our financial education programs

visit our website at www.qualitasoflife.org

JOIN OUR ONLINE COMMUNITYFacebook: @qualitasoflife

Twitter: @qualitasoflifeInstagram: @qualitasoflife

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