APRIL 2007 William Pen Life - wpalife.org · Diane M. Torma Associate Editors John E. Lovasz ......

William PennWilliam Penn

LifeLifeAPRIL 2007APRIL 2007

Wishing youa Blessed andHappy Easter

Wishing youa Blessed andHappy Easter

Boldog HúsvétiÜnnepeket

Boldog HúsvétiÜnnepeket

William Penn Life, April 2007

AdmissionAdmissionAdmissionAdmissionAdmissionAdults=$10 (For Groups of 12 or More - $8 per adult)

Students=$4 Kids Under 10 - Free(Sorry, No Pets Allowed)

For more information, call 1-800-848-7366, ext. 136

Saturday, Sept. 15 Noon-6:00 pmPenn Scenic View Rockwood, PA

All-You-Can-EatAll-You-Can-EatAll-You-Can-EatAll-You-Can-EatAll-You-Can-EatCabbage and Noodles - Paprikas Potatoes - Székely Cabbage - Lecsos Rice

Kolbász - Hot Dogs - Gulyás - Bacon Fry - Coffee - Soda - And More

FFFFFor Sor Sor Sor Sor SalealealealealePalacsinta - Pastries - Lángos - Pogácsa

7th AnnualWilliam Penn Association

PicnicA GA GA GA GA Great Fraternal-Freat Fraternal-Freat Fraternal-Freat Fraternal-Freat Fraternal-Festestestestest

Live Hungarian Music & DancingChinese Auction & Children’s Games

For more information, call 1-800-848-7366, ext. 136

11111William Penn Life,,,,, April 2007

Life

Official publication of the William Penn Association. Published monthly.Office of publication: 709 Brighton Road, Pittsburgh, PA 15233 Phone: (412) 231-2979.Third Class U.S. Postage Paid. Indiana, PA Permit No. 12

Unsolicited articles, letters, pictures and other material submitted to the William Penn Life are forwarded at theowner’s risk, and the William Penn Life expressly denies any responsibility for their safekeeping or return. TheWilliam Penn Life reserves the right to edit, revise or reject any article submitted for publication.

POSTMASTER: If undelivered, please send form 3579 to: William Penn Association, 709 Brighton Road,Pittsburgh, PA 15233

George S. Charles, Jr.Editor-in-Chief

Richard W. TothDiane M. TormaAssociate Editors

John E. LovaszManaging Editor

NATIONAL OFFICERSGeorge S. Charles, Jr.

National PresidentRichard W. Toth

National V.P.-SecretaryDiane M. Torma

National V.P.-Treasurer

BOARD OF DIRECTORSStephen J. Varga

ChairmanE. E. (Al) VargoVice Chairman

Elmer W. TothVice Chairman

Ronald S. BallaAnthony C. BekeWilliam J. Bero

Barbara A. HouseCharles S. Johns

Nickolas M. KotikAndrew W. McNelis

Frank J. RadvanyMichael F. Tomcsak

AUDITING COMMITTEERobert A. Ivancso

ChairmanDennis A. Chobody

Vice ChairmanMargaret H. Boso

SecretaryJoseph Hamari

Anne Marie SchmidtWilliam S. Vasvary

Your comments are alwayswelcome. Contact us at:

William Penn LifeWilliam Penn Association

709 Brighton RoadPittsburgh, PA 15233

Phone: 1-800-848-7366E-mail: jlovasz

@williampennassociation.org

12 For StartersLast call for bowling tournamententries and ‘Mega-Raffle’ tickets.

14 Moneywi$eDo all the children in your familyhave one of our Youth Term Plans?

15 Puzzle ContestOur 22nd puzzle contest focuses onspring and Easter.

17 Magyar MattersTour let’s you smell the paprika;Hungarian Room Committee meets.

INSIDE

DEPARTMENTS

18 Welcome To OurFraternal FamilyPhotos of our newest members.

14 The Hungarian KitchenChef Béla offers some healthy recipesubstitutions and some tasty recipes.

20 Branch NewsThe latest news and notes from ourbranches.

24 In Memoriam

April cover photo (c) Corbis

William Penn

Volume 42, Number 4 APRIL 2007

3 Who Dun It?Bill Bero wonders who are these ‘volunteers’ and what makes them tick.

10 Delegate District Elections ScheduleWhen & where you can vote for your General Convention delegates.

12 Safe & SoundOur actuary’s report for the year 2006.$

Hungarian Heritage ExperienceReservation Form

August 5-11, 2007 Penn Scenic View, Rockwood, PA

Name:

Address:

Phone: Email:

WPA Policy Number:Fee = $275 per person (includes lodging, meals and instructional materials)

Make check payable to “William Penn Association”Mail this form and check to:

Hungarian Heritage Experience, William Penn Association709 Brighton Road, Pittsburgh, PA 15233

Experience a truetaste of Hungary.- Learn the Hungarian language.

- Enjoy homemade Hungarian food.

- Practice Hungarian traditions.

Sign up today!

22222 William Penn Life, April 2007

For Starters

ConventionUpdate

. . . and for ‘Mega-Raffle’ tickets

THE GENERAL CONVENTION,the William Penn Association’sgoverning body, will convene Sept.3 to 5, 2007, in Pittsburgh. Inpreparation for this importantevent, WPA members across thecountry will be gathering in Mayto elect delegates who willrepresent them at the Convention.

This month’s William Penn Lifecontains information concerningthese elections that we believe allmembers should read. First, turnto Page 9 and read the Notice ofQualifications for Delegates to the36th General Convention. Thisnotice contains excerpts from theAssociation’s By-Laws, outliningwho is eligible to serve as adelegate.

If you wish to serve as aDelegate to the Convention, or ifyou wish to have your say byvoting in your district’s delegateelection, turn to Pages 10 and 11of this issue to learn when andwhere your district’s electionmeeting will be held.

Results of the Delegate Districtelections will be published in theAugust issue of the William PennLife.

PITTSBURGH -- Final preparationsare being completed for the WPA’s64th Annual Bowling Tournamentand Scholarship Days to be held May4 to 6 in Pittsburgh.

The deadline for adult and juvenilebowling entries--as well as reserva-tions for the Barbeque Blowout to beheld Saturday, May 5, at the RadissonHotel Pittsburgh Greentree--is April11. See the March 2007 issue of theWilliam Penn Life for entry andreservation forms.

PLEASE NOTE: Those donatingprizes for the Chinese Auction are

asked to bring their prize baskets tothe bowling registration table, locatedin the Radisson Hotel lobby, onFriday, May 4. Please deliver yourbaskets during the afternoon so ourvolunteers will have time to set up theprize table for the auction thatevening.

We look forward to welcoming ourbowlers and guests for this fun,fraternal event.

For more information about thetournament and scholarship days,call the WPA Home Office at1-800-848-7366.

Last call for bowling tournamententries and reservations . . .

NEW BRUNSWICK, NJ -- Time isrunning out to buy tickets for theAmerican Hungarian Foundation’s“Mega 50-50 Raffle” featuring agrand prize of $50,000. The drawingwill take place Saturday, May 19,during the AHF’s 44th AnnualCarousel Ball, to be held at the HyattRegency Hotel in New Brunswick.

Only 2,000 tickets are available at acost of $100 each. In all, 100 prizeswill be awarded. Along with thegrand prize, there will be one firstprize of $12,500 and one second prizeof $5,000. There will also be twoprizes of $2,500 each, 15 prizes of

$500 each and 80 prizes of $250 each.Winners need not be present.

Tickets may be purchased by fillingout the ticket application form andsubmitting it along with a check for$100. Ticket applications are avail-able by calling the AHF at (732) 846-5777 or by calling the WPA Publica-tions Office at 1-800-848-7366, ext.135. Only the first 2,000 applicationswill be honored; all other contribu-tions will be returned.

All proceeds will benefit the AHFand its efforts to preserve and pro-mote the culture, history and contri-butions of Hungarians in America.

33333William Penn Life, April 2007

An Open Letter

William Penn Fraternal AssociationScholarship Foundation, Inc.

Financial Statement as of Dec. 31, 2006

$601,904.41

134,267.97$736,172.38

– 97,500.00$638,672.38

$638,672.38

$104,351.5728,231.23

1,520.17 165.00

$65,500.0032,000.00

$619,114.0017,024.42

1,875.83 583.13

75.00

NOTICE OF ANNUAL MEETING OF THEWILLIAM PENN FRATERNAL ASSOCIATION

SCHOLARSHIP FOUNDATION, INC.

The next annual meeting of the William Penn FraternalAssociation Scholarship Foundation, Inc., will be heldFriday, May 4, 2007, at 6:00 p.m. in the RadissonHotel Pittsburgh Greentree, 101 Radisson Drive, Pitts-burgh, PA. The meeting will be held in conjunction withthe 64th Annual Bowling Tournament and ScholarshipDays, to be held May 4 to 6, 2007, in Pittsburgh, PA.

The meeting is open to all members and we welcomeyour input into our discussions. Any branch or individualdonating a minimum of $100 is also eligible to vote atthe Annual Meeting. Please make your donations payableto “William Penn Fraternal Association ScholarshipFoundation, Inc.” and send them to Richard W. Toth,National Vice President-Secretary, in care of the HomeOffice. All contributions, no matter what the amount, willbe greatly appreciated.

Since 1972, our Scholarship Foundation has awarded4,329 grants worth $1,805,150. The achievements ofour grant recipients continually renew our belief thathelping today’s youth is vital for the future of our societyand our world.

YYYYYour donations make a difference!our donations make a difference!our donations make a difference!our donations make a difference!our donations make a difference!

Official NoticeOfficial NoticeOfficial NoticeOfficial NoticeOfficial NoticeOfficial NoticeOfficial NoticeOfficial NoticeOfficial NoticeOfficial Notice

Balance as of Dec. 31, 2005

INCOMEDonationsBond InterestInterest - Checking Account and Money MarketsMiscellaneous

Total IncomeTotal

DISBURSEMENTSScholarship Grants

131 Renewals @ $500.0064 New @ $500.00

Total DisbursementsBalance as of Dec. 31, 2006

ASSETSBondsMoney Market AccountsChecking AccountAccrued Interest Paid on Bond PurchasedMiscellaneous ReceivablesTotal Assets as of Dec. 31, 2006

Have you ever attended an affairat the local VFW hall or maybe afunction at a church that you arenot directly associated with? Yet,you still felt comfortable, enjoyeda great meal and spent time with

people who you may not have known the daybefore?

Most such events are usually held to promote aspecific cause or to raise funds for a worthwhileendeavor.

The success or failure of these ventures appearto have one common denominator: There is anapparent unknown society of dedicated peoplehidden among the population known only as“Volunteers.”

These people--although appreciated by all--tendto work silently behind the scenes in an organizedeffort to successfully accomplish their tasks (usu-ally requested by another volunteer).

It appears there is a common bond betweenvolunteers. They will not only assist on anythingimaginable, but also have an amazing ability toexcel at things you wouldn’t expect. For example,an electrician might prepare a spaghetti dinner for100 people to raise funds for the local LittleLeague, or a medical assistant working a 40-hourweek may set up tables or scrub floors at a soupkitchen or homeless shelter.

I guess doing things that are out of the ordinaryor totally unexpected gives volunteers a deep senseof satisfaction known only to themselves or othermembers of their society.

Although volunteers never seem to want therecognition they deserve, their actions apparentlyhave a contagious effect on other people. Maybe itis the glimmer in the eyes of volunteers, or thesatisfied smiles on their faces, or possibly it’s justthe fact that they enjoy what they are doing.

The goals and fraternal aspects of the WilliamPenn Association or any other organization wouldbe severely crippled without all of the immeasur-able benefits of volunteerism.

May the world never run out of the fuel thatfeeds the heart of a volunteer.

Fraternally,

Who Dun It?by Bill Bero, National Director

Bill


Moneywi$ewith Mark Lantz

Call your local WPA representative or our Home Office to learn more.We offer many affordable plans for men and women (and boys and girls) of all ages, from 0 to 85.

We enjoy serving our members and their family and friends.

AND DON’T FORGET--The WPA is currently paying 5.25% on our 9-Year Surrender ChargeAnnuities...a great way to cover your own future. Call for details.

Mark Lantz, Sales Director, 1-800-848-7366, Ext. 134.

We’re building younger member-ship and, thanks to you, we are sharingour fraternal benefits with more fami-lies. More parents and grandparentsare enrolling their younger familymembers into the William Penn Asso-ciation. More members are learningabout our fraternal benefits: Scholar-ship plans, based on eligibility; Branchactivities; Halloween and Christmasgifts for the younger members; Picnics,Golf and Bowling annual events. These plans make the perfect gift forchildren of any age. For a newbornchild, these plans offer a gift of love.

Does everyone havea youth term plan?

$20,000 RenewableTerm to Age 25

Issue Ages from 0-21Only $25/Year

For a recent graduate, they can be thestart of financial maturity and responsi-bility. These insurance plans also makegreat gifts for grandchildren, niecesand nephews. Come and share the fraternalismfriendship with your family membersand friends. They’ll be glad you did.


Puzzle ContestNumber 22

Easter & SpringFind the words commonly associatedwith Easter and Spring hidden belowand you could win $50 in our Puzzle Puzzle Puzzle Puzzle PuzzleContest #22.Contest #22.Contest #22.Contest #22.Contest #22.

RULES

1. ALL WPA Life Benefit Members are eligibleto enter.

2. Complete the word search puzzle correctly.3. Mail your completed puzzle, along with your

name, address, phone number and WPACertificate Number, to: WPA PUZZLE #22,709 Brighton Road, Pittsburgh, PA 15233.

4. Entries must be received at the Home Officeby May 29, 2007.

5. Four (4) winners will be drawn from allcorrect entries at noon on May 31, 2007,at the Home Office.

6. GOOD LUCK!!!

Easter & Spring

And the winners are...We drew the winners of our Puzzle Contest #19 at theHome Office March. 1. Thanks to Home Office employeesBarbara Tew (left) and Cassie Holmes for their help.Congratulations to:

Frederick J. Kerestesy, Br. 8 Johnstown, PASteve Mislay, Br. 28 Youngstown, OHHelen J. Schenkel, Br. 249 Dayton, OH

Irene E. Surmik, Br. 296 Springdale, PAEach won $50 for their correct entry. WAY TO GO!!

Name:

Address:

Phone: Email:

WPA Life Certificate Number:

BasketBlessingCandyChicksCrossDeathDinnerDucks

Easter SundayEgg HuntFamily

FlowersFun

GardensGrandparents

GrassHappy Easter

JesusRabbitRisenSeeds

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We We We We We GuaranteeGuaranteeGuaranteeGuaranteeGuaranteeYou’ll Like ThisYou’ll Like ThisYou’ll Like ThisYou’ll Like ThisYou’ll Like This

Special PlanSpecial PlanSpecial PlanSpecial PlanSpecial PlanThey say that life does not come with anyguarantees. With the William Penn Association’s121st Anniversary Year Special, life benefitmembers of the WPA--as well as non-memberU.S. citizens--are guaranteed at least one thing:if eligible, you can purchase additional lifeinsurance from us without evidence of insurabil-ity. No health questions asked.No health questions asked.No health questions asked.No health questions asked.No health questions asked.

The WPA Board of Directors has approvedthis new GUARANTEED ISSUE PROGRAMas a way of celebrating the Association’s 121stAnniversary in 2007.

From now until June 30, 2007until June 30, 2007until June 30, 2007until June 30, 2007until June 30, 2007, you may beable to purchase new life insurance withoutevidence of insurability. You can choose fromany permanent life or Single Premium WholeLife plan currently offered by the WPA. Pleasenote that there is a limit of one new insurancepolicy per person under this special plan.

For this special promotion, the following maxi-mum face amounts of insurance will apply:

*Members ages 76 to 80 may apply for SinglePremium Whole Life Insurance only.

Any individual who applied for life insuranceand has been declined or refused a table ratingby the WPA since January 1, 2004, is not eligiblefor this Guaranteed Issue Program.

To apply for this Guaranteed Issue 121stAnniversary Year Special, please complete theform below and return it to the National Presi-dent at the Home Office. Or, if you have anyquestions, please call the office of the NationalPresident at 1-800-848-7366, Ext. 121.

AgeAgeAgeAgeAge0-5556-6566-7576-80*

Maximum Face AmountMaximum Face AmountMaximum Face AmountMaximum Face AmountMaximum Face Amount$5,000.00$3,000.00$2,000.00$2,000.00

GUARANTEED ISSUE 121st ANNIVERSARY YEAR SPECIALYES, I am interested in applying for this special insurance program

Name: Date of Birth:

Address:

Phone: Email: Social Security No.:

Plan of Insurance: Smoker / Non-smoker (Circle One)

Are you an existing member of the WPA? YES NO (Circle One)

Return to:Office of the National President, William Penn Association, 709 Brighton Road, Pittsburgh, PA 15233


Magyar Matters

PITTSBURGH -- If you havealways wanted to learn Hungar-ian, or if you wish to brush upon your Hungarian grammar,then you should attend theHungarian Heritage Experienceat Penn Scenic View, Rockwood,Pa., Aug. 5 to 11.

Participants will receive atotal of 25 hours (or more) ofinstruction from experiencedteachers. The Experience willalso take you on a fascinatingjourney with classmates whohave the same desire to exploreand share memories andexperiences of our commonHungarian heritage.

The program will includeHungarian history, geography,cooking, embroidery, music,dancing, sightseeing and more.

The number of participantswill be limited to 25 students.Any adult life-benefit member ofthe WPA age 16 or older iseligible to attend.

The fee for the week is $275per person and includes instruc-tion, lodging, food and instruc-tional texts.

For more information, callFraternal Director EndreCsoman at 1-800-848-7366, ext.136.

If you’re ready to sign upnow, please complete thereservation form found on Page2 of this issue of the WilliamPenn Life and send it--along withyour check in the amount of$275 made payable to “WilliamPenn Association”--to: Hungar-ian Heritage Experience,William Penn Association, 709Brighton Road, Pittsburgh, PA15233.

Experience atrue taste ofHungary at ourannual camp

Take time tosmell the paprika

by John L. LovaszPITTSBURGH -- The HungarianRoom Committee of the University ofPittsburgh held their biennial meetingat the First Hungarian ReformedChurch in the Hazelwood section ofPittsburgh on March 9.

During the meeting, the events ofthe past year were discussed at whichtime it was annouced that the Com-mittee has awarded a scholarshipgrant to Max Walko, a third-yearstudent enrolled at the main campusof the University of Pittsburgh. Mr.Walko has enrolled in a seven-weekcourse in Budapest and will bestuding the Hungarian language andculture and the modernization of

Hungarian Room Committee awardsscholarship grant, elects officers

Hungary. His post-graduation goal isto work in teaching, internationalrelations or politics in Hungary.

The Committee also held theirelection of officers for the new term.Elected were: Anthony C. Beke,chairman; Elmer W. Toth, first vicechairman; Joseph Fabri, second vicechairman; Barbara A. House, secre-tary; Diane M. Torma, treasurer;Maria A. Bistey, controller; TundeFreiwald, scholarship coordinator;and John L. Lovasz, historian.

Following the meeting, a tradi-tional Hungarian dinner was servedto Committee members and guests,which was enjoyed by all.

Tour offers travelersa Summer Adventurein HungaryYOUNGSTOWN, OH -- Members andfriends of the WPA are invited to takea trip that they won’t forget: ASummer Adventure in Hungary, June28 to July 9.

The tour, presented by MagyarMarketing of Youngstown, will taketravelers to some of Hungary’s mostinteresting, beautiful and historicsites, including three World Heritagesites: Hollókö, with a village of livingtraditions; Tokaj, Hungary’s world-famous wine region; and the Aggtelekkarst region, featuring the largeststalactite system in Europe.

The adventure begins with yourarrival in Budapest where you willstay for five nights at the HotelErszébet. Over the next several days,you will visit the sites of the capital,Szentendre, the Citadel in Visegrád,Hollókö, the Herend porcelain

factory, Lake Balaton and Kalocsa.Then, it’s off to Lillafüred where

you will spend the next four nights atthe Hotel Palota. From your base inLillafüred, you will visit Aggtelek,Tokaj, Debrecen, Hortobágy andKassa, Slovakia.

On the last full day of the tour, youwill enjoy stops at Lázár EquestrianPark to see the famous Lipizzanerhorses and at the Royal Palace inGödöllö before returing to Budapestfor one last night. That evening’sactivities will include a delightfulsunset dinner cruise on the DanubeRiver.

If you are interested in joining thistour and do not yet have a validpassport, please keep in mind that itnow takes about two months toreceive a passport, or one month withexpedited service. So, please planaccordingly.

For more information about thisexciting tour, please contact MagyarMarketing at 1-800-786-7851. Or, youcan check out their website atwww.magyarmarketing.com


We happily present moreof our newest members. Ifyou have a child or grand-child who recently joinedthe WPA, then send us hisor her photograph. We willpublish it in an upcomingissue so that all ourmembers can welcomeyour child into our WPAFraternal Family. All photoswill be published as soonas possible. LUCIANO J. AMENDOLEA

Branch 28 Youngstown, OH

KATHLEEN KOVACSBranch 352 Coraopolis, PA

JACK R. HOFFMANBranch 249 Dayton, OH

DYLAN T. GOODBranch 34 Pittsburgh, PA

WelcomeWelcomeWelcomeWelcomeWelcome to our Fraternal Family

JACOB P. GOODBranch 34 Pittsburgh, PA

ARTHUR M. MORVAIBranch 296 Springdale, PA

GENO VALENTIBranch 8036 Scottdale, PA

LANCE & LILY WYTKOBranch 28 Youngstown, OH

RACHEL M. MORVAIBranch 296 Springdale, PA

AARON KOVACSBranch 352 Coraopolis, PA


Notice of Qualifications for Delegates to the 36th General ConventionTHE DATES, TIMES AND LOCATIONS for theDelegate District Election meetings have been set.They can be found on Pages 10 and 11 of this issue.In accordance with the By-Laws of the Association,candidates for Delegate or Alternate Delegate mustmeet the following qualifications:

ARTICLE II - THE GENERAL CONVENTIONSection 205 - Delegates, Alternate Delegates & Elections

SECTION 205.1 - QUALIFICATIONS - Any candidate forDelegate or Alternate Delegate to the General Conventionmust be an Adult Life Benefit Member of the duly estab-lished Delegate District to which his or her Branch is as-signed and qualified as follows:

a. Attained age eighteen (18), has been an Adult Life Ben-efit Member of the Association for at least one full calendaryear prior to his or her election as a Delegate or AlternateDelegate, and is a citizen of the United States of America.

b. In the case of life family plans, only the Certificateholder who is the basic insured Member shall have the rightto vote at Delegate District meetings or Branch meetings or tohold office.

c. Must not have any business or personal interests whichwould either be competitive in the sale of life insurance, an-nuities and similar life insurance products or constitute aconflict of interest in relation to the business operations ofthe Association.

d. Must not be an employee of the Association or any ofits subsidiaries, or an officer appointed by the Board; pro-vided, however, that nothing in this Subparagraph (d) shallprevent the National President, the National Vice President-Secretary, the National Vice President-Treasurer, or the VicePresidents from serving as ex-officio Delegates if they areotherwise qualified; and provided further, that nothing inthis Subparagraph (d) shall prevent Branch Coordinatorsand Part-time and Special Agents from serving as Delegatesif they are otherwise qualified.

e. Must not be a Full-time General Agent, an AgencyManager, or Member engaged in regular business dealingswith the Association or any of its Branches or subdivisionswherein he or she derives significant monetary gain or aspouse of any of the foregoing; provided, however, thatBranch Coordinators and Part-time and Special Agents areeligible to serve as Delegates if they are not also Full-timeAgents, General Agents, Agency Managers, or engaged inbusiness dealings with the Association or any of its Branchsubsidiaries wherein they derive monetary gain and if theyare otherwise qualified.

f. Must not have any financial obligations to the Asso-ciation as an employee or as the result of previous employ-ment.

g. Must not have terminated employment with the Asso-ciation less than one (1) year prior to a Delegate DistrictMeeting; provided, however, that nothing in this Subpara-graph (g) shall prevent former Directors, National Officersand National Auditing Committee Members from serving asex-officio Delegates if they are otherwise qualified.

h. May not be a Member solely by reason of having exer-cised the non-forfeiture option of his or her Certificate of LifeMembership either in the form of Extended or Reduced Paid-Up life insurance.

i. May not be a person who is directly involved in litiga-tion or a written claim against the Association except forclaims under a policy of insurance.

j. Must not have been a director, alternate director, of-ficer or employee of any organization similar to or in compe-tition with the Association or a delegate or an alternate del-egate to any other fraternal benefit society convention withinfour (4) years prior to the date scheduled for District Del-egate elections; provided, however, that nothing in this sub-paragraph (j) shall prevent any person from serving as anelected, ex-officio, or Alternate Delegate to the General Con-vention pursuant to a merger or similar agreement betweenthe Association and any alliance, fellowship, or society inthe United States having similar aims to those of the Asso-ciation.

k. Must have been a member of the same Branch for atleast an uninterrupted one (1) year period prior to the Del-egate District election; provided, however, that this require-ment shall not apply to a Life Benefit Member who has trans-ferred from one Branch to another in accordance with Sec-tion 107.5.

SECTION 205.8 - CERTIFICATION OF DELEGATESELECTION AND PUBLICATION - The names of the Del-egates and Alternate Delegates elected, together with thenames of the ex-officio Delegates to the General Convention,shall be published in the official publication of the Associa-tion in the issue preceding the Regular Session of the Gen-eral Convention. Such listing shall constitute an official listof Delegates and Alternate Delegates for the next RegularSession of the General Convention, and upon the electionand qualification of Delegates to the General Convention,the term of office of previously elected Delegates shall cease.The aforesaid publication shall be deemed sufficient noticeto all Members, Delegates and Alternate Delegates.

ARTICLE XIV - OFFICIAL PUBLICATION; NOTICES

Section 1402. Any notice to the Members or officers of theAssociation required to be given, including convention calls,elections, changes to the Charter or By-Laws, shall be made insuch official publication, and such notice shall have the sameeffect as though given personally in writing. Placing a copyof such official publication in the mail to the last known ad-dress of any Member shall be sufficient service of such noticeto him or her. An affidavit by the National Vice President-Secretary certifying that such official publication was mailedto each Member on the mailing list shall be filed with theminutes of the Board at its next meeting after publication ofsuch notice.

Section 1403. In addition to the notice provided for in Section1402, notices to Members at Branches or Delegate Districtsmay also be given, when authorized by the Board, NationalPresident, or National Vice President-Secretary, by publica-tion of such notice in a newspaper of general circulation inthe municipality or area where each Branch is located.

36th General Convention

01 0525 Los Angeles, CA 1 Schorlis J. Gotz May 6, 1 p.m., Southern California Hungarian0005 Phoenix, AZ Club, 992 W. San Bernardino Ave., Rialto, CA

02 0001 Bridgeport, CT 4 William J. Bero May 1, 7 p.m., Bessemer Center,2200 North Ave., Bridgeport, CT

03 0590 Cape Coral, FL 2 Michael F. Tomcsak May 2, 1 p.m., Harbor Heights Yacht Club,2530 Harbor Drive, Charlotte Harbor, FL

04 0015 Chicago, IL 2 Laslo Corba May 6, 1 p.m., St. Stephen King of Hungary0024 Chicago, IL Church, 2015 W. Augusta Blvd., Chicago, IL

05 0705 Mayville, WI 1 Timothy Lippert May 6, 7 p.m., Iron Ridge Inn, Iron Ridge, WI

06 0132 South Bend, IN 4 Frank J. Wukovits, Jr. May 8, 5 p.m., Branch 132,0127 Joliet, IL 2120 S. Miami St., South Bend, IN0209 St. Louis, MO0278 Omaha, NE

07 0720 Dedham, MA 4 William S. Vasvary May 14, 7 p.m., Ken’s Steak House,0723 Worcester, MA 95 Worcester Road (Rte. 9), Framingham, MA0725 Springfield, MA

08 0018 Lincoln Park, MI 5 Barbara A. House May 15, 7 p.m., Amer. Hungarian ReformedChurch, 9100 Allen Road, Allen Park, MI

09 0019 New Brunswick, NJ 2 Evelyn B. Bodnar May 6, 12 p.m., Bayard St. Presbyterian Ch.,22-A Bayard & Joyce Kilmer, New Brunswick

10 8286 Philadelphia, PA 1 E. E. Vargo May 1, 6 p.m., Courtyard Marriott, 805 Russell8340 Baltimore, MD Ave., Gaithersburg, MD0023 Pocahontas, VA

11 0013 Trenton, NJ 1 Anthony C. Beke May 1, 7 p.m., Hungarian Reformed ChurchHall, 105 Grand St., Trenton, NJ

12 0016 Perth Amboy, NJ 1 Frank C. Hrabar, Jr. May 10, 7:30 p.m., 127 Aberdeen Road,Aberdeen, NJ

13 0051 Passaic, NJ 1 Ernest J. Mozer, Jr. May 12, 12 p.m., Amer. Hungarian CitizensLeague, Inc., 21 New Schley St., Garfield, NJ

14 0026 Sharon, PA 1 Geraldine B. Davenport May 13, 1 p.m., 1309 Barkeyville Road,8114 Clarion, PA Grove City, PA

15 0048 New York, NY 2 Stephen J. Varga May 13, 11:30 a.m., St. Stephen’s of Hungary0383 Buffalo, NY Church, 408 East 82nd St., New York, NY

16 0014 Cleveland, OH 6 Caroline H. Lanzara May 2, 7:30 p.m., First Hungarian ReformedChurch, 14530 Alexander Rd, Walton Hills, OH

17 0129 Columbus, OH 1 Margaret H. Boso May 9, 7 p.m., Hungarian Reformed Church,0010 Barton, OH 365 E. Woodrow Ave., Columbus, OH

18 0249 Dayton, OH 1 Anne Marie Schmidt May 8, 6:30 p.m. St. Stephen’s Catholic Church0025 Beckley, WV Hall, 1114 Troy St., Dayton, OH

19 0027 Toledo, OH 3 Robert A. Ivancso May 12, 12 p.m., Timbers Bowling Lanes,0044 Akron, OH 1246 Conant St., Maumee, OH0189 Alliance, OH


District Branch LocationBranch Delegates District Chairman


DELEGATE DISTRICT ELECTION MEETING SCHEDULEDELEGATE DISTRICT ELECTION MEETING SCHEDULEElection Meeting Date, Time and Location

William Penn Life, April 2007 1111111111


DELEGATE DISTRICT ELECTION MEETING SCHEDULEDELEGATE DISTRICT ELECTION MEETING SCHEDULEDistrict Branch Branch Location Delegates District Chairman Election Meeting Date, Time and Location

20 0028 Youngstown, OH 2 Katherine E. Novak May 1, 7 p.m., Grand Buffet, 7690 Market St.,Youngstown, OH

21 0800 Altoona, PA 1 Robert M. Jones, Jr. May 1, 7 p.m., Our Lady of Lourdes ReligiousCenter, 873 - 27th St., Altoona, PA

22 0352 Coraopolis, PA 2 George S. Charles, Jr. May 12, 10:00 a.m., William Penn Association,709 Brighton Road, Pittsburgh, PA

23 0071 Duquesne, PA 1 Gail E. Nagy May 1, 6 p.m., Nagy Residence,1104 Burns Ave., Duquesne, PA

24 0336 Harrisburg, PA 2 Charles S. Johns May 6, 4 p.m., Verhovay Home Assoc. #336,8075 Wilkes Barre, PA 1012 S. 29th St., Harrisburg, PA0009 Hazleton, PA0174 Scranton, PA

25 0089 Homestead, PA 3 Elmer W. Toth May 12, 1 p.m., First Hungarian ReformedChurch, 416 Tenth Ave., Munhall, PA

26 0008 Johnstown, PA 2 Sandor J. Yuhas May 3, 7 p.m., 340 Seneca Trail,0059 Windber, PA Davidsville, PA

27 0226 McKeesport, PA 2 Malvene C. Heyz May 6, 2 p.m., McKeesport Hung. ReformedChurch, 101 University Dr., McKeesport, PA

28 0076 Philadelphia, PA 1 J. John Tokar May 11, 7:30 p.m., Danube Swabian Assoc.1227 Southampton Rd., Philadelphia, PA

29 0159 Phoenixville, PA 1 Caroline B. Varner May 12, 2 p.m., Varner Residence,61 John Glenn Dr., Phoenixville, PA

30 0034 Pittsburgh, PA 2 Andrew W. McNelis May 6, 4:30 p.m., American Hungarian SocialClub, 120 Flowers Ave., Pittsburgh, PA

31 0296 Springdale, PA 2 Ronald S. Balla May 10, 6 p.m., VFW Hall1151 Pittsburgh Street, Springdale, PA

32 8014 Pittsburgh, PA 1 Nickolas M. Kotik May 6, 2 p.m., 1350 Fifth Ave., Coraopolis, PA8019 Pittsburgh, PA8020 McKees Rocks, PA

33 0088 Rural Valley, PA 1 Dennis A. Chobody May 12, 8 p.m., WPA Branch 88 Social Hall,0248 Monaville, WV Main Street, Rural Valley, PA8121 St. Marys, PA

34 0349 Weirton, WV 2 Charlene F. Kinder May 6, 1 p.m., Holiday Inn,0040 Martins Ferry, OH 350 Three Springs Dr., Weirton, WV0310 Lynch, KY8036 Scottdale, PA8164 Steubenville, OH

35 0216 Northampton, PA 2 Robert Kovach May 6, 1:30 p.m., 215 Mervine St.,0090 Allentown, PA Pottstown, PA0098 Bethlehem, PA


ITEMDeath ClaimsMatured EndowmentsEmergency Cash Surrender BenefitsPayments to A & H CertificatesAnnuity and Old Age BenefitsExcess Interest on Funds to Member’s Acct.Dividends

Benefits to Members

2005$1,792,000

101,000657,000

55,00010,610,0004,436,000

310,000

$17,961,000

2006$1,909,000

90,000536,000

67,00010,778,0004,395,000

343,000

$18,118,000

Safe and SoundANNUAL ACTUARY’S REPORT

by Robert E. Bruce, FCA, MAAAWilliam Penn Association continues its long historyof profitable operations and outstanding service tomembers. Certain highlights from the financialreports to the regulatory authorities and the actuarialreport to the Officers and Directors should besummarized for the benefit of the members. Allnumbers herein are taken from the official reports asfiled. References are rounded for convenience.

The year 2006 continued the Association’s longhistory of successful and profitable operations.Unassigned funds and insurance totals again reachedrecord levels. William Penn Association continues thepolicy of returning to the members the highestpossible benefits consistent with safety.

Unassigned funds reached a new high level at$26,330,000. The net gain on operations after divi-dends was $380,000 in 2006, representing 39 consecu-tive years of profits. The officers and directorsdeserve great credit for management skills. Themajor lines of business, life and annuity, were againprofitable. This is a fine record. The members shouldfeel very proud of WPA and its financial strength toguarantee their benefits.

Assets at $192,030,000 continue to be valued veryconservatively, are of very high quality and fullycomply with the strict standards of the NationalAssociation of Insurance Commissioners. All mem-bers can continue to have confidence that the assetsstanding behind their policies are sound and willprovide the required funds when needed.

The solvency ratio at December 31, 2006 continuesto be very strong at 115.89%. This means that theAssociation held $115.89 of admissible assets behindeach $100 of liabilities as a safeguard and guaranteeto all members that the benefits promised in thecertificates will be paid when due. The Associationenjoys a stronger safety margin than most of thevery large companies. This strong safety margin willcontinue for the benefit of all members, even into thenext generation.

The Association enjoyed a very favorable year

from investments. The net rate of return on meanassets was 5.96%, which supports the generous ratespaid to members. During 2006, the Associationearned net investment income of $11,136,000 afterdeducting all investment expenses. Investmentincome exceeded requirements by $4,425,000 in 2006.Excess interest continued to be the most importantprofit source to the Association. It is significant tonote that interest earned, over and above thatrequired, again increased in 2006 notwithstandingdeclining yields in the marketplace.

In addition to the excellent investment returns, itis worth noting that the Association maintains$2,940,000 in Security Valuation Reserves to guardagainst adverse fluctuation in investments. Themembers’ assets are well protected by this strongsafety fund.

The Association has set aside $159,574,000 of life,annuity and A&H reserves, deposits and claims forfuture payments to members. Management continuesits prudent and conservative practice of setting asidesufficient funds with which to meet all known andcontingent liabilities. William Penn Association isdoing an outstanding job of managing the members’funds.

An important index of service to members is thetotal amount paid to members. During 2006 theAssociation paid the significant amount of$18,118,000. A summary of these payments to mem-bers for the past two years is as follows:

WPA is rendering a truly valuable financial serviceto members.

WPA continues to render a truly valuable financial service to members


(4) are computed on the basis of assumptions consis-tent with those used in computing the corre-sponding items in the annual statement of thepreceding year end with any exceptions as notedbelow; and

(5) include provision for all actuarial reserves andrelated statement items which ought to beestablished.

It is apparent that the officers and directorscontinue the skillful management of the members’money while maintaining very strong safeguards.

Subscribed and sworn to before methis 8th day of February 2007

Virginia S. Kiddle, Notary Public.

Robert E. Bruce is president of Bruce & Bruce Company.

$10,187,34011,135,531

193,20285,347

$21,601,420

$ 2,944,55010,782,460

4,395,146

(1,579,000

352,1364,185,776

140,232

$21,221,300

$380,120

$ 380,120 493,763

$ 873,88325,036,355

(249,057103,182565,189

$26,329,552

$177,401,6247,038,725

204,210965,097

2,608,087995,653

2,780,65710,15626,534

$192,030,743

$152,487,0006,591,280

135,236

360,000479,707

1,632,4371,922,860

53,1801,016,884

498,925523,682

$165,701,19126,329,552

$192,030,743

WPLWPLWPLWPLWPL

Premiums & Annuity ConsiderationsNet Investment IncomeAmortization of Interest Maintenance ReserveMiscellaneous Income

Total Income

Life Benefits Paid, Including DividendsAnnuity and Pension Benefits PaidInterest on Funds to Members’ AccountsIncrease in Aggregate Reserve for Life,

Annuity and Accident & Health CertificatesCommissions on Premiums & Annuity ConsiderationsGeneral Operating and Fraternal ExpensesInsurance Department Licenses, Taxes & Fees

Total Outgo & Reserve Increase

Net Gain from Operations after Refunds to Members

Net Gain from OperationsRealized Gains (excluding transfers to the IMR)

Net IncomeUnassigned Funds as of 12/31/05Change in Unrealized GainsChange in Nonadmitted AssetsChange in Asset Valuation Reserve

Unassigned Funds as of 12/31/06

ASSETS

LIABILITIES, SPECIAL RESERVES& SURPLUS CERTIFICATE RESERVES

INCOME

OUTGO

RECONCILIATION

WILLIAM PENN ASSOCIATION2006 ANNUAL STATEMENT FINANCIAL REPORT

)

BondsStocksMortgage LoansReal EstateCash and Short-Term InvestmentsCertificate LoansAccrued Investment IncomeElectronic Data Processing Equipment & SoftwarePremiums Due and Uncollected

Total Admitted Assets

Life, Annuity and Accident & Health Policy ReservesLiability for Deposit-Type ContractsLife and Accident & Health Claim ReservesProvision for Refunds Payable in Following

Calendar YearPremiums Paid in AdvanceOfficials’ Retirement ProgramInterest Maintenance ReserveGeneral Expenses and Taxes Due or AccruedAsset Valuation ReserveTrust AccountOther Liabilities

Total LiabilitiesUnassigned Surplus

Total

In our opinion, the amounts carried in the balancesheets on account of the various actuarial items:

(1) are computed in accordance with commonlyaccepted actuarial standards consistently appliedand are fairly stated in accordance with soundactuarial principles;

(2) are based on actuarial assumptions which pro-duce reserves at least as great as those called forin any contract provision as to reserve basis andmethod, and are in accordance with all othercontract provisions;

(3) meet the requirements of the insurance laws andregulations of the Commonwealth of Pennsylva-nia and are at least as great as the minimumaggregate amounts required by the state in whichthis statement is filed;

)


The Hungarian KitchenTM

with Foszakács Béla

Healthy recipesubstitutions

`̀

FÁRAD JON BE A MAGYARKONYHÁBA.

CulinaryCulinaryCulinaryCulinaryCulinaryCornerCornerCornerCornerCorner

When using a microwaveoven for vegetables, cut themall the same size then use thehighest power setting whencooking. The faster theveggies cook, the morenutrients they will retainmaking for a healthier andtastier meal.

CHEF’S TIP CHEF’S TIP CHEF’S TIP CHEF’S TIP CHEF’S TIP #####4545454545To work more efficiently in the kitchen,pre-measure your ingredients and putthem in the order of their use in therecipe before you start cooking. TheFrench term for this is "mise en place"which translates to “setting in place” or“everything in place.”

This month marks the four-yearanniversary of The HungarianKitchen. It doesn't seem like a longtime when you’re having fun withfood. The HK has come a long wayand will go even further in the nexttwo months. By June we will be onlinewhere you may enjoy more recipes,tips, articles and food information.The website will give you an opportu-nity to contact Chef Vilmos and mewith comments or questions you mayhave about Magyar cuisine. I'll keepyou informed as we get closer to ourfirst time on the web.

My schedule has been very full thisyear at Harvard, and with the upcom-ing General Convention, it will get

much busier. I will be at the Conven-tion as I am a member of the NationalAuditing Committee. I will also be atthe WPA Picnic-A Great Fraternal-Fest in September once again with theHungarian Kitchen Booth where youcan enjoy fine samples of Hungarianfood prepared by yours truly ChefBela. Look for more details in upcom-ing installments of The HK and onour new web page.

The one event I will not be attend-ing this year is the HungarianHeritage Experience at Penn ScenicView. Time constraints don't allowme to fulfill all the obligations Iplanned back in January. I know allthose who attend will have a greattime. If you want to have fun whilegoing totally Magyar, you shouldconsider signing up for the HeritageExperience to be held in August.

Let me also mention the BowlingTournament in Pittsburgh May 4 to 6.Please support the tournament as allproceeds benefit the scholarship fund.I still have cookbooks to sell for $20,which includes postage and hand-ling. Send your orders to WilliamVasvary, 190 Fern Ave., Rye, NH03870. Once again, all proceedsbenefit our wonderful scholarshipfoundation.

Here is the trivia question of themonth: When and where did themodern era of fast food begin? Theanswer awaits you at the end.

Last month, we explored ways tostart a healthy lifestyle by reading

labels, cutting portionsizes and watching what we eat.Remember: if you can't get fresh, getfrozen and use canned products as alast resort because most are high insodium.

If you don't cook but like to eat,then the column last month was foryou and hopefully helped you out.For those who cook and love thekitchen, this month we will learnabout great recipe substitutions youcan make to decrease or replace salt,sugar, fat and high fat meats.

By decreasing fat you are alsolowering calories, so you will feelmuch better. A simple way to reducethe amount of shortening, butter ormargarine is to use one-quarter lessthan called for in the recipe. Forinstance, if your recipe calls for onecup, use three-quarters of a cupinstead. You can also try usingsubstitutes. If the recipe calls for one-quarter of a cup of shortening, whynot try three tablespoons of healthyoil, like canola or olive? In fact, youcould even use equal amounts to


Jó étvágyatJó étvágyatJó étvágyatJó étvágyatJó étvágyatFoszakács BélaFoszakács BélaFoszakács BélaFoszakács BélaFoszakács Béla`̀

TTTTThe Hhe Hhe Hhe Hhe Hungarian Kitchenungarian Kitchenungarian Kitchenungarian Kitchenungarian Kitchen

CURRY is a class of dishes or type ofcooking that requires gravy tocomplete the dish. Curries are gravy-based dishes found in SoutheasternAsia. CURRY POWDER is aninvention from British colonials whowished to make a spice blend thatcould be stored and brought back toEngland to share the taste withfamily and friends. The powdercomes in two styles: “standard,”which is mild in taste; and "madras,"which is hotter. The word “curry” isthought to come from the Tamil"kari," meaning “sauce over rice.”Curry leaves come from a fast-growing shrub and are a mainingredient of South Indian and SriLankan dishes. The leaf itself lookslike a lemon leaf that is bright greenwith a very pungent flavor. CURRYPASTE is made by combining groundfresh curry leaves with "ghee" knownas clarified butter. It is best stored inan airtight container to keep its flavorpungent.

SavorySavorySavorySavorySavorySpotlightSpotlightSpotlightSpotlightSpotlight

“The Hungarian Kitchen”is a trademark of William S. Vasvary.

If there’s a topic you would like to see covered in The Hungarian Kitchen, or if you have anycomments, questions or other suggestions for Chef Béla, then please write to the chef at:

William Vasvary, 190 Fern Ave., Rye, NH 03870Or, you can write to:

The Hungarian Kitchen, c/o William Penn Association, 709 Brighton Road, Pittsburgh, PA 15233

replace the butter, lard or shorteningthe recipe calls for. If you want toreplace half the butter in a recipe, youcan use applesauce or lekvár (prunebutter) and it will even have a lotmore taste and flavor.

Skim milk or soy milk (a non-dairy product) can replace whole milkand the fat that comes with it. Soymilk is pretty versatile in the kitchenand in cooking. Compared to wholemilk, soy milk has less fat, fewersugars, the same protein, but moreminerals. Sour cream is easily re-placed with a plain or fat-free yogurt.Since yogurt is not heat stable,remember to add it toward the end ofthe recipe. Yogurt also makes a greattopping for a baked potato!

To replace whipping cream, try anon-fat whipped topping you canfind in your frozen food section at themarket. You could also try a non-dairy topping on fresh fruit or whenmaking light desserts.

Whole eggs can be replaced by eggwhites. Just substitute two whites forevery whole egg in the recipe

Whole fat cheese can be reduced byusing the 50%-less fat or skim milkcheeses that come in various flavors.

When frying foods, don't usebutter, shortening, oil or margarine.Instead, try a healthier option likePam cooking spray, water, broth,soup stock or even better a non-stickfrying pan.

Instead of frying, you could evensubstitute another cooking methodlike baking, broiling, grilling, poach-ing, roasting, boiling or stir frying. Or,you can even use a microwave oven.

Instead of using any canned fishpacked in oil, try the water packedversion or fish in the pouch pack.

Try leaner meat, like ground beef,

skinless chicken breast, reduced-fathot dogs, turkey burgers and evenmeat substitutes, like soy burgers orveggie burgers.

Last, but not least, it’s a good ideato reduce or replace salt. You canreduce by half the amount of salt inany recipe, or cook without using salt,and forget salt entirely as if it doesn'texist. Salt substitutes are not the sameand you probably will wind up usingmore, which defeats the purpose ofusing it in the first place.

Herbs, spices, spice mixes, juicesand flavored vinegar will add moreflavor when used in place of salt. Tryto avoid seasonings high in salt, likeketchup. Instead, try the salt-freeversion, chili sauce, bouillon cubes,barbecue sauce or the very popularWorcestershire sauce.

Congratulations to all of you! Therecipes I chose this month arehealthier versions of some verypopular items we love to eat, so enjoythem.

Trivia Answer: In 1902 in the city ofPhiladelphia, Joe Horn and FrankHardart opened the first automat,which at that time was consideredfast food. They offered the freshestand best coffee (Horn & Hardart),fresh baked pies and food in a fastvending and cafeteria style environ-ment. Ten years later they openedanother at Broadway and 13th inNew York City.

Have a great month. When you're reformulating a recipeto increase the amount of portions,make the entire recipe, but adjust theseasonings last. Taste first thenadjust the dish accordingly. By doingthis, you won't over season your foodand have a dish that is seasonedproperly for its portion size.

Practical Pointer


TTTTThe Hhe Hhe Hhe Hhe Hungarian Kitchenungarian Kitchenungarian Kitchenungarian Kitchenungarian Kitchen

RECIPESRECIPESRECIPESRECIPESRECIPESRECIPESRECIPESRECIPESRECIPESRECIPESLow-Fat Chicken Paprikas1 whole chicken, cut into 8 pieces½ teaspoon black pepper1 tablespoon low-fat butter1 large onion sliced into rings2 cloves garlic minced½ cup hot water1 tablespoon Hungarian paprika¼ teaspoon chicken-flavored bouillon1 cup plain non-fat yogurt1 tablespoon flour3 cups cooked wide egg noodlesVegetable cooking spray

Wash the chicken parts and pat drywith paper towels. Sprinkle theblack pepper over the pieces andset aside. Spray a large skillet withvegetable spray then add the low-fatbutter. Melt the butter over mediumheat then add the chicken cookingfor 5 minutes. The chicken shouldbe brown on both sides. Add theonion and garlic and continue tocook. Mix the hot water, paprikaand bouillon then pour into theskillet. Bring to a boil then reduceheat and simmer for 30 minutes.Remove chicken and onions fromskillet and keep warm. Combine theyogurt and flour mixing untilsmooth. Stir the yogurt mix into theskillet and cook until the mixturethickens a bit. Place the hot noodleson a serving platter. Arrange thechicken and onions on top ofnoodles and pour the sauce evenlyover the whole dish. Serve with acrusty rye bread.

Low-Fat Chickenand Vegetable Stew2 teaspoons olive oil1 lb. skinless, boneless chicken breast cut into one-inch pieces1 cup chopped rutabaga2 medium carrots, chopped1 cup chopped turnip2 garlic cloves, crushed1 cup no-salt tomato sauce1 teaspoon thyme1 teaspoon oreganoFreshly ground black pepper to taste1 cup fat-free low-salt chicken broth OR 1 cup fresh chicken stock

Heat oil in a large pot or Dutchoven then add chicken pieces andcook until white. Add the choppedvegetables and garlic, stir well, andcook for two minutes. Add thechicken broth or stock, tomatosauce, herbs and black pepper. Stirwell and simmer for 20 minutes oruntil the veggies are tender. Servehot with a crusty rye bread to yourguests.

Light Fried Fish6 ounces Melba toast crumbs(Use a food processor to makecrumbs)2 tablespoons canola oil3 large egg whites1 tablespoon mustard2 teaspoons fresh thyme, minced¼ teaspoon granulated garlic4 fish fillets, 6 oz. each1 lemon cut into eighthsSalt and pepper to tasteVegetable Spray

Preheat the oven to 450 degrees.Cover a baking sheet with foil thenplace a wire rack on top of the foil.Spread the Melba toast crumbs in ashallow baking pan and toss with theoil. In a small bowl whisk the eggwhites, mustard, thyme and granu-lated garlic all together. Wash thefish fillets and pat dry with papertowels. Then season with any spiceyou choose. Dip a fillet into the eggwhite mixture then coat with someMelba crumbs. Using a piece ofplastic wrap, put the fish on one halfof the wrap and fold over the otherhalf covering the fish. Press downlightly to make the crumbs stick tothe fish. Repeat the whole processuntil all the fillets are covered incrumbs and ready for the oven. Laythe fish on the rack and spray withvegetable oil. Bake for 12 minutes oruntil the fish is golden brown, thenserve with lemon wedges and salt-free ketchup.

Light Mashed Potatoes3 lbs. potatoes, peeled and cut into one-inch chunks9 ounces 2% milk, warmed1½ tablespoons unsalted butter, melted1/3 cup low-fat sour cream1 teaspoon saltGround black pepperGranulated garlic

In a small pot, place the potatoesand salt. Add water coveringpotatoes by one inch. Bring to a boilthen simmer until potatoes arecooked enough to mash. Drainpotatoes and mash until you get theconsistency you want. Stir in themilk and melted butter using aspoon. Fold in the sour cream thenseason with black pepper and garlic.

Light Lemon Pound CakeVegetable baking spray1 cup + 1 teaspoon all-purpose flour¼ teaspoon baking powder2/3 cup sugar1/3 cup butter3 large egg whites1 large egg1½ teaspoons grated lemon rind1 teaspoon lemon extract2/3 cup low fat vanilla yogurt

Preheat your oven to 350 degrees.Coat a loaf pan with the bakingspray and dust with a teaspoon ofall-purpose flour. Spoon the cup ofall-purpose flour into a small mixingbowl and combine with the bakingpowder. Mix well then set the bowlaside. In another bowl place thesugar and butter, then beat with amixer until very fluffy. Add the eggwhites and the egg, beating well aftereach addition. Beat in the lemon rindand the extract. Add some of theflour mixture then some of theyogurt alternately, ending with theflour mixture. Mix well after eachaddition. Put the batter into the loafpan and bake for 45 minutes or untila toothpick inserted comes outclean. Cool in the loaf pan thenremove and finish cooling on a wirerack. Slice cake and top with freshfruit or serve plain to your guests.


William Penn Fraternal Association Scholarship Foundation, Inc.

*DEADLINE FOR APPLICATIONS IS MAY 31, 2007*

Eligibility Rules for Year 2007Scholarship Grants

The Board of Directors has established the following rules governing eligibility for scholarship recipients:

a) The student applying for a scholarship grant must be an individual Life Benefit Member of the William PennAssociation for four (4) years which became effective January 1, 2003. A Life Benefit Member is an individual who isinsured for life or endowment benefits.

b) On both renewal and new applications, the applicant must be the child or grandchild of a life benefitmember of the William Penn Association in good standing. For the 2007 school year, the parent/grandparentmust be a Life Benefit Member for at least four (4) years as of January 1, 2007.

c) Scholarship grants are awarded to full-time undergraduate students only if they have been accepted by or arecurrently attending an accredited college, university or school of nursing.

d) Grants are awarded for a two- or four-year period. The student must notify the President of the ScholarshipFoundation, by letter, postmarked no later than May 31, 2007, that the student desires to receive a scholarship grant. It isrecommended that the letter be sent via Certified Mail to ascertain proof of mailing date. E-Mail notification will NOTbe accepted as proof of notification.

e) First-time applicants must submit, along with their application, a 100-word essay entitled “What WilliamPenn Association Means to Me,” postmarked by May 31, 2007, a transcript of their high school scholastic record,and furnish a copy of their latest SAT/ACT scores or waiver letter from the school in which enrolled. Proof of Enrollmentfor the coming school year must be submitted prior to the issue of the grant. Applications for scholarship grants must bemade on forms furnished by the Scholarship Foundation. All necessary forms may be obtained by writing to:

PresidentWilliam Penn Fraternal Association Scholarship Foundation, Inc.

709 Brighton Road, Pittsburgh, PA 15233

f) Renewal applicants must submit, with their letter requesting renewal, a 100-word essay entitled “WhatWilliam Penn Association Means to Me,” postmarked by May 31, 2007, Proof of Enrollment for the new termand a transcript of their scholastic record from the latest term. All renewal applicants must have maintained a minimumGrade Point Average of 2.50 on a 4.00 scale or equivalent. The letter requesting renewal must be postmarked no laterthan May 31, 2007, even if Proof of Enrollment and transcript are not available by that date. Such documents must besubmitted by September 30, 2007, and must include the name of the applicant.

g) All requests for an application and renewal letters must be submitted and signed by the student requesting the grantand mailed to the attention of the President. Eligibility rules for renewal grants will be in accordance with theeligibility rules in effect for the initial grant. Letters submitted by anyone other than the student will notbe considered. E-Mails will NOT be accepted.

h) Scholarship grants will be awarded by the Executive Committee of the William Penn Fraternal Association Scholar-ship Foundation, Inc., once each year. Grants will be paid directly to the applicant provided the student is a member ingood standing on the date the check is issued and all of the eligibility requirements stated herein have been met.

i) If for any reason the recipient does not attend college after receiving the grant, it must be returned to the WilliamPenn Fraternal Association Scholarship Foundation, Inc.

j) In compliance with current privacy laws, all information in regards to the scholarship status will be divulged only tothe applicant/student.

k) All applications and renewal letters must be postmarked no later than May 31, 2007. Any applications or renewalletters postmarked after that date will not be considered.

If unsure of eligibility rules, please call Gerry Davenport at the Home Office at 1-800-848-7366 (Ext. 128).


WPAAnnuities

You work hardfor your money.Shouldn’t yourmoney work hardfor you?WPA Flexible Premium Deferred Annuitiesprovide you with guaranteed future income,based on the premiums you pay. Ideal forretirement, your WPA Annuity contract is agreat long-term plan for your future and foryour family members.

Deferred annuities shield your interest earnings fromcurrent income tax. Until you take a cash withdrawal,your interest credits continue to grow tax-deferred.

Featuring attractive rates, your WPA FlexiblePremium Deferred Annuity earns interest on yourpremiums. So, your money is working for you!

Why Invest In OurNon-Qualified,Tax-Deferred Annuities?

NO fees of any kind.

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NO front loads.

Fixed annuity ensures guaranteedminimum growth.

Tax-deferred status allows yourmoney to grow faster since youdon’t pay taxes on interest earneduntil you begin withdrawals.

You can make additional depositsthroughout the life of the contract.

The WPA’s excellent solvency ratio ofassets over liabilities means yourmoney is safe.

Qualified Plans for Your Long-Term GoalsIf you have other long-term goals, such as payingfor your child’s education or purchasing a home,the WPA has Traditional and Roth IRAs that canhelp you reach your goal. Call your local WPArepresentative or our Home Office for moreinformation on these qualified plans.


Key Advantagesof WPA Annuities

Safety - your annuity funds are fullyprotected, as required by law. WPAmaintains cash reserves which exceedthose required by law. WPA takes pride inits solvency, which can be verified byfinancial statements filed annually withstate insurance departments.

Competitive Rates - Current WPAinterest rates are guaranteed never to dropbelow 3.0%. Interest earnings accumulatetax-deferred until withdrawal or surrender,with interest compounded on each anni-versary date. WPA may change the rate forinterest credits in excess of 3.0%.

Management-Free - there are no sales oradministrative fees; 100% of your premi-ums begin earning interest immediatelyupon deposit.

Lifetime Income - cash payments can bemade in a lump sum or through othersettlement options.

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Choose Your PlanWPA Flexible Premium

Deferred Annuities(Non-Qualified)

Tax-deferred interest accumulationsCurrent interest rate guaranteed for first 6 months

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PENN “PREFERRED”PENN “PREFERRED”PENN “PREFERRED”PENN “PREFERRED”PENN “PREFERRED”(9 Year Withdrawal Charge)

- Designed for those saving for long-term goals.

- Earns our highest interest rate.- Make withdrawals of up to 10% of your anniversary balance

during first 9 years with no WPA penalties.- Make withdrawals after 9 years with no WPA penalties.

PENN “HIGH FIVE”PENN “HIGH FIVE”PENN “HIGH FIVE”PENN “HIGH FIVE”PENN “HIGH FIVE”(5 Year Withdrawal Charge)

- Designed for those saving for near-term goals.

- Earns interest at our second-highest rate.- Make withdrawals of up to 10% of your anniversary balance

during first 5 years with no WPA penalties.- Make withdrawals after 5 years with no WPA penalties.

PENN “NO SURRENDER”PENN “NO SURRENDER”PENN “NO SURRENDER”PENN “NO SURRENDER”PENN “NO SURRENDER”(Zero Withdrawal Charge)

- Designed for those needing a reliable source of income now.

- Earns interest at competitive rates with no WPA penaltiesfor early withdrawal.

PLEASE NOTE: All annuities may be subject to IRS penalties for early withdrawal.

Want to know more?Call us TODAY at:

1-800-848-7366

A note on Solvency......and why it’s important to you.Solvency is the ratio of a company’s assets over its liabilities. It indicates acompany’s financial soundness and ability to meet all of its obligations asthey become due. The higher a company’s solvency ratio, the moreconfidence you can have in that company that it can pay all the moneydue you and your beneficiaries.

Average solvency of 25 of the largest life insurance companies....$105.22WILLIAM PENN ASSOCIATION’S solvency..................$114.90.**Assets for each $100 of liabilities as of Dec. 31, 2005. Source: StandardAnalytical Service, Inc., “An Independent Comparative Report for 2006.”

Branch NewsBranch 14

Cleveland, OH

by Dawn D. WardBranch 14 held its first meeting of theyear on March 7. President CarolineLanzara welcomed everyone back,and reported that the group of Branch14 members who attended the perfor-mance of the Hungarian StateFolkEnsemble at the Palace Theatre March1 enjoyed the show. She then ac-knowledged the passing of BranchAuditor Lou Horvath and conductedthe election of his successor, PaulVarga. She also reported the electionfor delegates to the General Conven-tion will be held Wednesday, May 2,at 7:30 p.m. at the First HungarianReformed Church. Emma Oris con-cluded the meeting with an eloquenttribute to Lou Horvath and we allobserved a moment of silence in hishonor.

Branch 14 member, Joe Volter, waspresented with a plaque for the “2006Delegate of the Year” out of 40 yachtclub delegates. He is a member andofficer of the Edgewater Yacht Club,and is their delegate to the GreaterCleveland Boating Association andInterlake Yachting Association. He isthe third recipient of this awardwhich will be on display at theMaritime Museum in Vermillion,Ohio. Congratulations, Joe.

Branch 14 welcomes the followingnew members: Abigail Uveges, DanielDemetzky, and JoAnn Kovach.

Beside the local branch activities,members are welcome to participatein the Annual Bowling TournamentMay 4 to 6, the Annual Golf Tourna-ment July 20 and 21, the HungarianHeritage Experience Aug. 5 to 11 andthe WPA Picnic-A Great Fraternal-Fest Sept. 15.

For more information and reserva-tions, please contact PresidentLanzara at (216) 581-8979.

NEXT DEADLINEAPRIL 10, 2007


The dead-line for applications andrenewals for WPA scholarship grantsis May 31. Please refer to the eligibilityrules on Page 17, and , if you haveany questions, please call the WardAgency at (440) 838-1200.

Members are welcome to partici-pate in all the activities William Pennoffers, and they are also encouragedto help their branch grow by recom-mending new members. Pleasecontact the Ward Agency at (440) 838-1200 with any referrals and earn“Recommender Bucks”!

The next Branch 14 meeting will beheld Wednesday, April 4, at 7:30 p.m.at the First Hungarian ReformedChurch, 14530 Alexander Road,Walton Hills. Please plan to attend tohelp finalize summer activities.Outings on the Jet Express, Nauticaand Goodtime II river cruises werediscussed at the March meeting alongwith an outing to see “WhiteChristmas” at the Carousel DinnerTheatre in November.

Branch 18Lincoln Park, MI

by Barbara A. HouseHappy and Blessed Easter to all ofour wonderful members.

I am back in Detroit after a veryshort winter break. But, it was a lovelybreak no matter how short. Carol andDoug Truesdell came by and sur-prised us one day. We had a greatvisit. They are having a great winter.

Branch 18 is again sponsoring twosoftball teams. One team are theMarchelletta family, grandchildren ofRose P. Antal. The other team are theTigers. Good luck to both our teams.We hope you have winning seasons.

Happy April birthday to all,especially: Michael Oberg (the brandnew chair of the branch auditingcommittee, love you), Anna Golob, JimSoltesz, Katalin Lukacs, MargeForhan, Mike Szopo, Jeff and JohnKoman, Jim Soter, Julius Bubenko,Steve Stoltz, Shelby Truesdell,Jonathan Antal, Rose P. Antal

(Branch 18 secretary, love you, too),Richard Miastkowski, Art Antal,Steve Vargo, Carol Falwell, AlexMarchelletta, Michael Truesdell, JacobGross, Helen Soltesz, Ashley Molnar,Helen Gohsman, Lori Gross, ReyHolguin (happy anniversary to Reyand Betty Holguin, also) ,Walter Saboand Joshua Truesdell. Lots of love toRocky Borsa; please get well soon.You are a super special man. Hopeyou all have many more.

By this time you have all receivedthe bowling tournament information.I sure hope to see you all there. Thereare so few times we get to see eachother. I really look forward to theseevents. Hope you do, too. If you areplanning to donate a prize for theChinese auction, please bring it withyou. Remember: 100 percent of theproceeds go to our scholarshipprogram. Our Chinese auctions havebeen highly successful, and it is allbecause of you. Thank you in ad-vance.

Pretty soon we will be thinking ofthe golf tournament. Mark yourcalendars for July 20 and 21.

Get well wishes to Elsie Kantor,Rocky Borsa, Betty Vargo (wife of ViceChairman of the Board E. E. Vargo),Frank Zito and all of you who are notfeeling your best. Hope you are on theroad to recovery very soon.

My mother wants me to againthank all of you who thought of herduring her convalescence. She isdoing super well. Thank you.

Please remember our deceasedmembers and their families in yourprayers this Easter season, especiallyLaura Haydu, George Ladanyi,Anthony Steiner, Emilia Blair, Eliza-beth Zrenchik, Frank Moroz Jr.,William Toth, Andrew Nagy andMargaret Seog. May they rest in peacewith the Lord.

Sympathy also to National DirectorAndy McNelis on the death of hisbrother and to Arlene and EndreCsoman on the untimely death oftheir step-grandson.

Special thank you to the late FrankMoroz Jr. and his family. Mr. Moroz


Branch News

made the WPA’s Scholarship Foun-dation his beneficiary. What awonderful legacy he left. It takes avery special family to do that. Hisdonation will help a student realize adream. Perhaps you may considerdoing the same. What a wonderfulthing to do. Many thanks.

See you very soon at the tourna-ment.

I can be reached at (734) 782-4667or (313) 418-5572. Please contact mefor any help you may need for yourWPA insurance or annuities.

Our next branch meeting is April 4at the American Hungarian ReformedChurch in Allen Park.

Welcome home, Tommy andGabby. I missed you both.

Branch 28Youngstown, OH

by Kathy NovakWishing a Blessed Easter to all and ajoyful spring season. We hope oldman winter is ready to hibernate untilnext fall.

As always, a very nice commemo-rative program for the 1848 War ofIndependence was held with severalnew items on the program. Thefeatured speakers were the Rev.Joseph Rudjak, pastor of Our Lady OfHungary Church, and Leslie PolgarSr. Music was provided by AndrewCheck and Joseph Locsancy, with

Branch 51Passaic, NJ

by Christine BaldygaThe Officers of Branch 51would liketo wish everyone a Happy and

Branch 76Philadelphia, PA

by Jack TokarA great big ‘hello’ to all the membersof the WPA, with special greetings forall the members of Branch 0076. Animportant event is coming up: theelection for one delegate to the WPAGeneral Convention. The election willbe held on Friday, May 11, at 7:30p.m. at the Duna-Danube SwabianClub, 1227 Southampton Road,Philadelphia, PA 19116, just twoblocks east of the old PhiladelphiaHungarian Club building. We hopeall our members will plan to attendand vote. Light refreshments will beserved. Please call us at (215) 357-4516 and let us know that you arecoming.

There were several celebrations ofthe Hungarian Revolution of 1848 inour area this year. One ceremony wasarranged by the Philadelphia areaHungarians at the Tanya. Anotherceremony was held at the GladdingPresbyterian Church at Oxford Circlein Northeast Philadelphia on March

Helping to serve some good Hungarian food at Branch 88’s annual party were (l-r)branch officers Tom Baculik, Jack Baculik, Sam Mikita and Dennis Chobody, alongwith National Director Ronald S. Balla and Fraternal Director Endre Csoman.

songs being sung by Atilla Samu andthe Youngstown Hungarian Choir.Dances were performed by theYoungstown Hungarian DanceGroup with Paula Horvath as theirinstructor. A state proclamation wasread by George Brown, a representa-tive from the Cleveland office of theState Senate.

Congratulations to the 2007officers of the Hungarian RoomCommittee. It’s very important to helpmaintain this group. It is dedicated tohelping preserve and promoteHungarian traditions to the generalpublic, as well as providing scholar-ships.

Get well wishes to all thoserecuperating.

Best wishes to everyone celebratingbirthdays or anniversaries. Specialcongratulations to Robert and FrancisHorvath who have been married for60 years.

Looking forward to seeing a lot ofour friends the first weekend of Mayat the Annual Bowling Tournament.

For your life insurance needs,please call me at (330) 746-7704 orAlan at (330) 482-9994.

Blessed Easter.As you know, our Association’s

36th General Convention will con-vene on Sept. 3, 4 and 5, 2007. It willbe held at the Pittsburgh Hilton andTowers in Pittsburgh.

We wish to remind our membersthat our local delegate electionmeeting will be held on Saturday,May 12, 2007, at 12:00 p.m. at theAmerican Hungarian Club, 21 NewSchley Street, Garfield, NJ. Branch 51has been designated as DelegateDistrict 13. Chairman of our DelegateDistrict is Ernest J. Mozer Jr.

All those who are eligible to voteshould make every effort to attend thisall-important meeting.

The memorial Mass for our de-ceased members will be held on July29 at St. Stephen’s Church, PassaicN.J.

We wish good health to all and ahappy birthday to those celebrating abirthday. We congratulate John andRita Mozer who will be celebratingtheir 25th wedding anniversary onMay 1.


Branch News11. The third ceremony was hosted bythe members of the PhiladelphiaHungarian Club on March 17 at theDanube Swabian Club on Southamp-ton Road in Northeast Philadelphia.We were all commemorating the sameimportant event in Hungarianhistory. It would have been nice if wecould have all celebrated together.

Other individual celebrationsduring March and April includedmany birthdays. We wish goodhealth, happiness and prosperity toall those who added another year.May you enjoy many more. We wishall our members a happy Easter and ajoyous Passover. Celebrate the comingof Spring in any (healthy) way youcan!

Don’t forget the benefits of WPAmembership: insurance, annuities,and scholarships. Call Jack Tokar,(215) 357-4516, for further informa-tion.

Branch 88Rural Valley, PA

by Joseph ChobodyOn Feb. 11, Branch 88 held its annualparty. A large turnout was on hand tosample a variety of very good food,especially Endre Csoman’s ChickenPaprikas. A big thank you to all whoattended.

Special thanks to Endre, NationalDirector Ronald S. Balla, and branchofficers Dennis Chobody, Sam Mikita,Tom Baculik and Jack Baculik. Also,thanks to branch members JacobBaculik, Vi Baculik, Sandy Mikita,Kathy Chobody, Mike Chobody andJessica Chobody. A job well done!

As Easter approaches, we wish allmembers a happy and blessedholiday.

Branch 296Springdale, PA

by Diane M. TormaWelcome back, Irene! It was great tohave Irene and George back at ourmonthly meeting following Irene’sillness. At our most recent meeting,the branch officers and members werebrainstorming to come up with new

ideas to get more branch involvement.Branch President Ron Balla welcomesthe suggestions of all branchmembers…you are welcome at themonthly meetings—or call us if youhave an idea for a branch activity.

Happy anniversary wishes toHelen and Boris Gosciejew and toRandy and Traci Fritz. Hope yourday is special and that you havemany more happy years together.Happy birthday to Patty Balla, JohnTorma Sr. and Ian Dinzeo. Wishingyou much health and happiness inthe coming year.

Our warmest thoughts and prayersgo out to Donna Griffin, branchmember and Life Underwriter at theHome Office. We miss you, Donna!

Branch President Ron Balla wouldlike to congratulate the Rev. ImreBertalan for being honored by theNational Fraternal Congress ofAmerica as a Fraternal MVP. Con-gratulations on this well-deservedhonor.

Our next monthly meeting will beon Thursday, April 12, at 7:30 p.m. atKing’s Family Restaurant onLeechburg Road, New Kensington.All branch members are welcome andencouraged to attend.

William Penn Association hasmany quality life insurance andannuity products to offer. Call NoreenFritz at (412) 821-1837 for yourinsurance needs. She does a great jobin servicing our members. If you havebranch news to share, call me at (724)339-2445.

Happy, Blessed Easter from all ofus at Branch 296.

Branch 590Cape Coral, FL

by Joan MauermanBranch 590 held a meeting March 1 atthe Harbor HeightsYacht Club. Thetheme for our meeting was HungarianIndependence Day-March 15. Weheld a memorial service with three litcandles, each a different color of theHungarian flag: red, white and green.

Kalman Nagy recited the “TalpraMagyar” in Hungarian and MikeTomcsak translated it into English.Mike proceeded to explain the historyof the events that took place on March15, 1848.

Joan Mauerman decorated thebuffet table with a red, white andgreen tablecloth. The centerpiece wastwo Hungarian dolls dressed intraditional costumes.

The podium was decorated withthe Hungarian and American flagsand two large dolls in traditionalHungarian dress.

Door prize winners were JoeBartha, Kalman Nagy, Eugene Tothand Kristina Pingiczer. The half-and-

Branch 352Coraopolis, PA

by Barbara A. KapinusOur warmest congratulations goes toSummer Tissue for receiving theJefferson Award for her endeavors inMilitary Connections. Summerdevotes many hours coordinating giftdonations which are sent overseas toanyone in the military.

Join Hands Day this year isSaturday, May 5. We will participatein a joint effort with other fraternalorganizations to clean and restore St.

Emery’s Cemetery in Connellsville,PA. Due to other conflicts on this date,we plan to help in this endeavor onSaturday, April 28. Anyone interestedin helping us with this project shouldcontact Fraternal Director EndreCsoman at the Home Office, 1-800-848-7366, ext. 136. Contributions arebeing accepted to help defray ex-penses incurred in the clean up.

Branch officers for the year 2007are as follows: George S. (Pete)Charles Jr., president; Jim Deak, vicepresident; Bob Kapinus, treasurer;Barb Kapinus, secretary; and DianneCharles, Arlene Csoman and LindaDeak, auditors.

Anyone from our branch interestedin bowling in a team event at thisyear’s bowling tournament, pleasecontact Jim Deak at (412) 462-7554.

Our next branch meeting will beheld Saturday, April 14, at 9:00 a.m. atthe WPA Home Office.

Call Barbara A. Kapinus at (412))860-8283 for all your life insuranceand annuity needs or if you have anybranch news to share.


Branch 8114Clarion, PA

by Noreen FritzLongtime member Ruth Huefnerrecently went to live with our Lord.To the family and friends of Ruth,thinking of you with deepest sympa-thy. Ruth will always be rememberedby me as the lady with a thousandsmiles. I will never forget her.

April is a time of Holy Week andEaster. May God bless you and bringpeace and joy to you and your family

Branch Newshalf winners were Joan Mauermanand Kalman Nagy.

Belated happy birthday greetingsgo out to Anton Schmidt.

Happy April birthday greetings aresent to Aidan Hughes, AllysonDamon, Debbie Meehan, MacKenzieDamon, Julia McGrath and IreneSlauterbeck.

Happy anniversary wishes to Mikeand Kim Damon.

We welcome new member ErnieLaszlo from Naples, Fla.

We invite all members to join us onWednesday, May 2, at 1:00 p.m. at theHarbor HeightsYacht Club. At thattime we will be holding our DelegateDistrict election meeting at which wewill elect two delegates to representour branch at the WPA’s GeneralConvention this September. Please tryto attend this important meeting andexercise your right to vote.

The drawing for the scholarshipraffle will take place after the delegateelection. Good luck and thanks to allwho purchased tickets.

We extend our condolences to thefamily of Vi Timmer Shinski whopassed away recently. Vi was a 50+year member of the WPA. She wasburied in her hometown of Bethlehem,Pa. May she rest in peace.

Have a Happy and Blessed Easter.For all of your life insurance and

annuity needs, please call MikeTomcsak at (863) 858-8071.

Branch 800Altoona, PA

by Vincent FrankA Blessed and Happy Easter to allmembers on this religious celebrationof the resurrection of Christ. This isalso a traditional time for all families.The children love it especially be-cause of all the candy they receive intheir Easter baskets. Families spendtime coloring hard-boiled eggs andhiding the eggs for the kids to hunt.Have an enjoyable day.

Our branch members who will becelebrating their 50th year of member-ship in our Association will behonored at the branch’s May meeting.Those who qualify will be notified bymail.

Your prayers are asked for MaryYeager as she recovers from a longillness. May God bless you, Mary.

Happy birthday to Victor Ballashon his 65th birthday this month. Heand his wife Joan are enjoying thewinter months in sunny Florida. Theyboth attend the social events hostedby our branch.

The baseball season is upon us.The Altoona Curve (the AA affiliate ofthe Pittsburgh Pirates) will host theirhome opener on April 12 againstReading. Throughout the summermonths, I will be looking to seemembers and their families in thestands.

Here in central Pennsylvania, theopening day of trout season will beSaturday, April 14. Opening day isvery exciting to all fishermen. It reallymeans springtime has arrived at last.Youth and adults can’t wait to enjoythe lakes and streams once again.Good luck to all anglers.

It’s time to apply for WPA scholar-ship grants for the school year 2007-2008. The WPA is accepting applica-tions from young members who willbe attending college this fall. All firsttime and renewal applications mustbe received at the Home Office by May31, 2007.

The annual Join Hands Day will beheld on Saturday, May 5. Manycommunities across the country willbenefit from this day when youth andadult volunteers plan and worktogether to improve their communi-ties.

For your life insurance and annu-ity needs, please contact Bob Jones at(814) 942-2661.

during this very holy season.Branch members celebrating

birthdays this month are: JohnBeckwith, Robert Donahue (branchofficer), Erin Steiner, Emily Steiner,Stanley Bauer, Michael Dale, AlbertFiscus, Ann Hartle, Kasey Martin,Seth Justice, Carter Cummins, MaryJane Gatesman, Bradley Best, JohnGarbarino, Griffin Keatley, GerryOchs, Emily Troese, Milton McElravy,Frank Schill, Samuel Schmader,Maria Pierucci, Judith McDevitt,Evelyn Seitz, Ian Rice and AnnetteSunderland. Happy birthday andwishing you the best year of your life!

If you have any questions on lifeinsurance, annuities, IRA's , DirectPension Rollovers, news or photos forthis magazine, you may call meanytime at (412) 821-1837, or write tome at P.O. Box 15060, Pittsburgh, PA15237-0060. My e-mail address [email protected].

Are yourbeneficiariesup to date?We can’t stress enough theimportance of regularly checkingthe beneficiaries listed on your lifeinsurance policies. It is the onlyway to ensure that the people youwant to receive the benefits of yourlife insurance are the ones who willreceive it.

Think about the changes thathave occurred in your life sinceyou purchased your life insurance.Getting married, having children,losing a loved one, getting di-vorced, getting remarried--all theselife changes affect your responsibili-ties. Do the beneficiaries currentlylisted on your life insurancepolicies reflect such changes?

If you think you need to updatethe beneficiaries listed on yourpolicies--either primary or second-ary beneficiaries--contact yourWPA representative. Or, call ourHome Office toll-free at 1-800-848-7366.


WPFAScholarshipFoundation

FEBRUARY 2007Branch - Donor - Amount8 - Clarence H. Showalter $5.008 - Doris R. Behory - $5.0013 - Frank Bodnar - $20.0013 - Maryann Nichols-Elliott - $1.0013 - Joseph A. Mrazik - $10.0013 - Frank Papp - $10.0013 - Jennie Gabor - $3.0018 - Rosemary Mroozian - $5.0018 - William W. Baranyai - $8.8028 - Marie E. Schauer - $5.5728 - Michael J. Palotsee - $0.8228 - Bettyann Griffiths - $2.0728 - Alan A. Szabo - $3.0334 - Margaret A. Bugielski - $5.0040 - Irene Ivan - $20.0044 - Lucas M. Ostronisky - $5.0048 - Florence V. Lester - $10.0059 - Margaret I. Martin - $2.0089 - Tracy B. Findlay - $3.0689 - Mark S. Maskarinec - $5.37189 - Scott A. Smith - $0.44226 - Timothy R. Holtzman - $1.40226 - Carol S. Burlikowski - $5.00226 - Dennis S. Burlikowski - $5.00226 - Robert W. Serena - $5.00226 - Mary J. Trapuzzano - $10.00296 - Stella J. Premick - $2.00296 - Elsie D. Drab - $3.00296 - Matthew J. Charles - $10.00

In MemoriamWe ask you to pray forthe eternal rest of allour recently departedmembers listed below:

FEBRUARY 20070001 BRIDGEPORT, CT

Estella T. BeditchYolanda HalkovetzJulius Fray, Jr.

0009 HAZLETON, PALouis Kish, Jr.

0013 TRENTON, NJDomina N. Lustusky

0014 CLEVELAND, OHMichael BesedaIrene Spevok

0015 CHICAGO, ILRose Igyarto

0018 LINCOLN PARK, MIEmilia BlairLaura J. HayduGeorge Ladanyi

0059 WINDBER, PAJoseph Pekala

0071 DUQUESNE, PABernard L. AlbrechtElsie L. BrenJoseph A. Sabo

0089 HOMESTEAD, PAMary DebreczeniJohn F. KellyDonald MolnarElizabeth A. Walick

0098 BETHLEHEM, PAJohn F. MooreCharles S. Nemes

0132 SOUTH BEND, INIrene Fiedler

0174 SCRANTON, PAHerman J. Steinbacher

0226 McKEESPORT, PABetty Ann Cherney

0249 DAYTON, OHMay Jean

0278 OMAHA, NERichard L. Bloomquist

Frank Moroz, Jr.Andrew NagyMargaret R. SeogAnthony SteinerWilliam TothElizabeth Zrenchik

0019 NEW BRUNSWICK, NJWilliam Behory

0025 BECKLEY, WVElizabeth Luke

0026 SHARON, PAMargaret Poplava

0027 TOLEDO, OHErnest J. KokovayFrank W. Kovacs

0028 YOUNGSTOWN, OHAnthony Flasck, Jr.Richard M. Safron

0034 PITTSBURGH, PAElizabeth Vietorisz

0051 PASSAIC, NJCecile DowlingPearl GollerPearl Martin

336 - Charles S. Johns - $4.21336 - Patricia A. Mitterlehner - $4.00336 - Tess Z. Keely - $5.00352 - Louis J. Wassermann - $5.00705 - Dorothy B. Gurrath - $2.00723 - Ryan E. Godbout- $3.278075 - Christopher Phillips - $5.00

TOTAL for Month = $267.48

FEBRUARY 2007Donor - AmountMary V. Foley - $50.00Frank Moroz Jr. - $2,888.67 (Deceased)Magyar Otthon - $200.00 (Hungarian Club)Cookbook Sales - $180.00

TOTAL for Month = $3,318.67

IN MEMORY OFFEBRUARY 2007

Donor - Amount(In Memory of)

Mary Veres Taylor - $50.00(Dr. John Palasics)

Carol A. Horvath - $150.00(Louis B. Horvath)

Br. 18 Lincoln Park, MI - $125.00(Alice Segedy & Joseph A.Laszlo, Jr.)

TOTAL for Month = $325.00

0296 SPRINGDALE, PARaymond C. Huckestein

0336 HARRISBURG, PAWilliam J. Morton, Sr.Gerald J. Walck, Sr.

0383 BUFFALO, NYMargaret Zumpft

0525 LOS ANGELES, CARobert Ellish

0705 MAYVILLE, WIClarice C. Schmitz

0720 DEDHAM, MAJennie B. Marques

0723 WORCESTER, MAMary R. Ward

0725 SPRINGFIELD, MAMadeline M. BennettPeter P. CoachJoseph Maziarz

8121 ST. MARYS, PASarah J. Caskey

8164 STEUBENVILLE, OHPeter C. Cashioli

8340 BALTIMORE, MDJohn C. Ryan

Recent Donations

OOOOOURURURURUR AWARDSAWARDSAWARDSAWARDSAWARDS LEADLEADLEADLEADLEADTOTOTOTOTO FARFARFARFARFAR GREATERGREATERGREATERGREATERGREATER REWARDSREWARDSREWARDSREWARDSREWARDS

The rewards that come with a highereducation are priceless. Yet, that

education comes at a significant price.That’s why since 1972 the William

Penn Association has awarded morethan $1.5 million in scholarship grants

to its young members attendingaccredited institutions of higher

learning. Our scholarship programis just one of many benefits

available to our members.To learn more on how

membership in theWPA can benefityour family, callyour local WPA

representativeor our Home Office,

toll-free at1-800-848-7366.

William Penn Life,,,,, April 2007

Affordable Financial ProtectionFor Young AdultsAffordable Financial ProtectionFor Young Adults

Young-Adult Term Plan20-year Level-Term Life Insurance

Issue ages 20 - 40Face Value: $20,000, $40,000 or $60,000

Simple UnderwritingLOW premiums or single pay option

To learn more, call us at 1-800-848-7366

AnnualPremiumsper $20,000Face Value

Class

Non-Smoker

Smoker

Male

$75.00

$100.00

Female

$70.00

$90.00

Inside this issue:Who are these ‘volunteers’ and what

makes them tick?…PAGE 3.

General Convention Delegate DistrictElections Schedule…PAGES 10-11.

Actuary’s report for 2006…PAGE 12.

PRSRT STDUS POSTAGE

PAIDPERMIT #12INDIANA, PA

Your Name: Branch No.:

Address:

Phone: WPA Representative/Agent:

Name of Prospective Applicant:

Address:

Phone:

Mail to: Recommender, William Penn Association, 709 Brighton Road, Pittsburgh, PA 15233

WPA RECOMMENDERPlease Print

ReferralFees

$10 to $12

ReferralFees

$10 to $12William Penn AssociationWilliam Penn AssociationWilliam Penn AssociationWilliam Penn AssociationWilliam Penn Association

Recommender ProgramRecommender ProgramRecommender ProgramRecommender ProgramRecommender ProgramAdult members age 16 and older can earn cash rewards when

they refer new members to the WPA. The WPA will pay adultmembers $12.00 for each applicant they recommend who is issued aWPA permanent life insurance plan. The WPA will also pay adultmembers $10.00 for each applicant they recommend who is issued a

WPA term life insurance plan. To claim your reward, send us thenames and addresses of everyone you know who would enjoy the

many fraternal benefits that come with membership in the WPA.PLEASE NOTE: Recommender awards do NOT apply to our

Guaranteed Issue Plan.*Family of sales agents living at the same address as the

agent do not qualify for a Recommender Award.

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