April
May
June
Trusting Your Estate Planning Goals
PAGE 12WH
AT’S
INSI
DE:
FoodiesFarmers Market Inspired Fare
PAGE 7
10 Reasons to Frequent Your Local Farmers Market
PAGE 8
���4
© Cover Photography by Erin JanekMarketing Program Coordinator
2 Spring is in the Air! Erin Janek, Marketing
Program Coordinator
2 Commercial Banking Group
3 A Note from the President
3 Around TheBANK
4 Tips & Tidbits
6 You're Invited
7 The People You Know & Trust Elaine Marino
Kyle David
2 l TheCLUB Quarterly
Spring is in the Air!
Although the winter weather has been beautiful to look at, it’s time to break out of hibernation and start enjoying the warmer weather that spring is ushering in. The first sprouts of tulips, daffodils and lilies have reminded me to transfer my starter plants to the garden, sweep off the patio and break out the cushions for my lawn furniture. Futhermore, I am looking forward to all of the exciting activities that I have planned for all of you – both new and returning adventure seekers! TheBANK is offering a variety of unique trips, tours and travel in 2014 that everyone, no matter what age, is sure to enjoy! Check out page 6 for upcoming Trips and Tours.
ATTN Parents:Don’t miss out on a FREE presentation by Christine Feller, Internet Safety Specialist within the High Tech Crime Bureau of the Illinois Attorney General’s Office. During this session you will learn to protect your children from harmful issues associated with digital platforms. (See page 6)
Erin Janek Marketing Program Coordinator
8 Shop Local: Farmers Markets a Treasure Trove of Fine Fare
8 10 Reasons to Frequent Your Local Farmers Market
10 Merchant Discount Program
12 Out & About
14 Money Matters Trusting Your Estate
Planning Goals
15 SIUE Calendar
16 Foodies
Salsa Fresca
Pea Soup
Grilled Chicken Ratatouille
17 Coming Soon to Theaters, DVDs & BluRay, Books and Music
18 Klub Korner Spring Word Search
18 Crafts DIY Lamp Project
19 Brain Teaser MLB Opening
Day Trivia
19 Puzzle Winners
19 Opening Day Facts
contents
Eckert’s Wine and Private Cooking ClassSaturday, May 3, 2014
See page 6
Where’s Eddie?
Look through the
magazine and see how
many times you spot
Eddie (not counting this
Eddie). E-mail Erin Janek
with your answer
and you could win
a great prize!
est. 1897
Jeff Glik:About TheBANK of Edwardsville’s Commercial Banking Group“We’ve been with TheBANK of Edwardsville’s Commercial Banking Group for more than eight years and it’s been a great partnership. Our previous bank was getting more and more difficult to work with, but to be honest, we were still a little apprehensive about switching banks. However, the transition was seamless. The Commercial Banking Group really understands businesses and the cycles of business, and they think long-term. That’s what we were looking for from a banking partner and that’s what we found with TheBANK.
“We’re a fourth generation, family-run company that’s been in business for 116 years. TheBANK has been helping businesses for more than 145 years. So there truly is a connection there that goes far beyond being just another bank and business relationship.”
Contact us today to find out how we can help you with all your business banking, lending, and investment needs: 618-659-4590
Need us?…Call Us!
Main Office 618/656-0057
Edwardsville Center/ Troy Road
618/656-1917
Alton Center/M.L. King Drive 618/467-6700
Belleville Center/ West Main Street
618/234-5690
Belleville Center/ South Green Mount Road
618/257-0499
Bethalto Center/Rt 140 618/377-6000
Collinsville Center 618/344-6100
Glen Carbon Center/ Route 159
618/288-4200
Glen Carbon Center/Route 157
618/288-9950
Granite City Center/Nameoki
618/877-5111
Granite City Center/Maryville
618/797-0997
Highland Center 618/654-5414
O’Fallon Center 618/622-5440
Pontoon Beach Center 618/797-5111
SIUE Cougar Banking Center
618/655-0780
Swansea Center 618/222-1019
Troy Center 618/667-6702
Wood River Center 618/258-0300
Reach Us Online atwww.4thebank.com
Customer Service Center618/656-0098
Find Us on Facebookwww.facebook.com/
thebankofedwardsville
Find Us on YouTubewww.youtube.com/
4thebank.com
Need Us?Call Us!
www.4thebank.com l 3
A N
ote
from
the
Pre
side
nt
Dear Friends:
Welcome to spring . . . FINALLY! It was a long, cold, sleet and snow-filled winter. There’s no question about it. But on the horizon spring brings with it the hope of warm, sun-drenched days.
But what’s on your financial horizon? There is no guarantee what the future may bring, and that’s why having a plan in place for
whatever life may throw your way is so vital. Whether it’s planning your retirement or planning your estate, the professionals at The Investor Group at TheBANK are here to help you.
The next several issues of TheCLUB Quarterly Magazine will include in our Money Matters section articles about the basics of what The Investor Group does and what it has to offer. In this issue, we begin with the basics of a Trust (see Page 14). We hope you enjoy it and maybe even learn a thing or two along the way. You can also learn more about The Investor Group by visiting www.4theinvestorgroup.com or by calling 618-659-6242.
Careful and thoughtful financial planning is the key to both a comfortable today and a prosperous tomorrow. That’s why TheBANK offers products and services that can help you save and earn money right now.
Of course, as members of TheCLUB you already know about our popular Merchant Discount Program, which offers great member discounts at local merchants. Now, you can add our new BaZing Discount Network to your TheCLUB account and save even more. BaZing gives you access to more than 300,000 deals from name brand retailers and local merchants that you can use either at the stores or online. To learn more about adding BaZing to your account, you can visit www.4thebank.com or simply stop by your local banking center.
As always, we thank you for being part of TheBANK of Edwardsville family and for placing your trust in us. Have a great spring!
Sincerely,
Thomas E. Holloway President and CEO
Matthew Waters joined TheBANK team, as an Assistant Vice President/Alton Center Manager. As the Alton Center Manager, Waters will be in charge of the day-to-day operations as well as the continued growth of the popular banking center located at 4415 M.L. King Drive in Alton.
“As an Alton area native, I’m proud to continue the long tradition TheBANK has of offering innovative products and unmatched customer service to the people of this community,” Waters said.
Waters, who has 10 years of banking experience, graduated from Alton-Marquette High School before earning a bachelor’s degree in Marketing from Quincy University in 2003. Waters and his wife, Lindsay, live in Bethalto with their three children. He is a member of the Board of Directors of Hospice of Southern Illinois and a member of the Young Professionals Group of the Glen-Ed Chamber of Commerce. Away from work, he enjoys spending time with his family outdoors and, as a former college baseball and football player, is an avid sports fan.
4 l TheCLUB Quarterly
money matters
Buying or selling, pick the best real estate agentFinding the right realtor to help you buy or sell a home is an important financial decision. The relationship needs to be built on credibility and trust, since you want an agent who will always put your interests first and foremost. Here’s how to identify the agent for you:
Questions for prospective agent:
n “Can you provide the names of three clients you have worked with whom I can contact for references?”
n “Do you work mainly with buyers or sellers?”
n “How long have you been in the business and do you work full or part time?”
n “How many clients are you currently working with?”
n “How familiar are you with the neighborhood?”
What to look for in a realtor:
n Strong references
n An understanding of your specific needs and willingness to meet those needs
n A familiarity with the neighborhood and homes in your price range
n Professional training and development
Where to find a good agent:
n Don’t use an agent that is listing a property you’re interested in buying. He or she will have the seller’s interest at heart, not yours.
n Ask others for references.
n Check newspaper ads for names of agents with experience in your area.
family mattersTips&Tidbits
Aquatic exercise: Before you get into the pool …
Water is an ideal medium for exercise. It puts less stress on joints, and at the same time provides 12 times more resistance than air, requiring you to expend more energy. Before you sign up for classes in aquatic aerobics, consider the following advice: n Make sure any water-workout
program is taught by an
health watch
instructor who is trained and certified in aquatic exercise.
n Observe a class before signing up. n Buy a pair of rubberized aquatic
exercise shoes. They support and protect the foot, absorb shock, and add traction.
n Don’t forget your water bottle. You still sweat during aquatic exercises.
n Begin at a slow pace. Let your body determine when you should increase the workout level.
Are Your Teenager'sFriends a Bad Influence?
During a child’s teenage years, parents do a lot of worrying. And sometimes those worries seem to come true when your teen starts hanging out with kids you don’t trust. Before you leap to conclusions, first determine whether your teen is actually in trouble.
n Is his or her day-to-day functioning deteriorating?
n Is your teen’s behavior changing in any drastic ways?
n Is he or she becoming more secretive with you?
n Is your teen abandoning former friends to keep company with only a select handful?
The best way to keep a teen on the right path (or at least to avoid too many wrong turns) is to lay the groundwork early.
n Get involved. Show an interest in what your teen is doing. But don’t be overbearing. Support your child’s interests, but try not to control his or her life.
n Set reasonable limits. Teens need parents, not just friends. Live up to your role of being a parent first.
n Get to know the friends. Before you make any conclusions about your teen’s friends, have them over a few times. Talk to them. Get to know what they value. And try to get to know their parents, too.
n Provide direction. Help your child find something they feel passionate about. This allows your child to have a peer group outside of school—so when the peer pressure gets too high, he or she has another option.
www.4thebank.com l 5
odds & ends
Make your first barbecue this year safe for allThe weather may be warm enough to start cooking on the grill again, but before firing up the barbecue, you might want to review some basic safety tips.
Charcoal grills
n Charcoal should never be used indoors, even if ventilation is provided.
n Charcoal produces CO until the charcoal is completely extinguished, do not store grill indoors with freshly used coals.
Gas grills
n Check the tubes that lead into the burner for any bugs or food grease that may block the tubes. Use a pipe cleaner or wire to clear any blockage.
n Check the grill’s hoses for cracking, holes, and leaks.
n Move gas hoses as far away as possible from hot surfaces and dripping hot grease.
n Replace scratched or nicked connectors.
n If you detect a gas leak, immediately turn off the gas at the tank and don’t attempt to light until the leak is fixed.
n Keep lit cigarettes and open flames away from a leaking grill.
n Never use a grill indoors. Use the grill at least 10 feet away from any building. Do not use the grill in a garage, carport, porch.
n When lighting the grill, keep the top open. If the grill does not light in the first several attempts, wait five minutes.
n When storing gas tanks, keep containers upright. Never store a spare gas container under or near the grill.
health watch
numbers in the news
Protect your eyes from heavy computer useIf you spend more than a couple of hours a day staring at the computer, you could be at risk for computer vision syndrome (sometimes called “Google eyes”). The result of prolonged computer use, symptoms usually include blurred vision, dry eyes, red, itchy, watery eyes, headaches, and even muscle spasms. Heed these tips for reducing eyestrain:
n Monitor placement. Experts recommend placing your computer monitor 20 to 26 inches away from your eyes. This cuts down the strain of looking too closely at a screen, which can result in blurred distance vision.
n Blinking. Research shows that people normally blink about 12 times per minute, but computer
users blink only five times per minute. The longer you keep your eyes open, the more likely your corneas will dehydrate, burn, and ache. Blinking more ensures that you keep your eyes lubricated and clean of air particles.
n Lighting. Much of the eyestrain associated with computer use is caused by poor lighting and screen glare. To keep strain at bay, make sure your workspace is well lit. You can also use glare protectors over your monitor.
n Frequent breaks. Experts recommend that you take a break from computer work every 15 minutes. All it takes is a quick glance around the room to allow your eyes to focus on distant objects. Doing this will give the muscles in your eyes time to relax a bit.
What do millennials have to look forward to in their careers? The job market is tough right now, but a lot has changed since their parents entered the workforce. Here’s a snapshot of the Generation Y workplace:
n Technology offers opportunity. The Bureau of Labor Statistics projects the trend of technology creating jobs that didn’t exist 20 years ago to continue. The number of scientific and technical consultant jobs is expected to increase by 58 percent from 2010 to 2020. Jobs designing computer systems are projected to rise by 47 percent.
n Careers are flexible. At least one stereotype about millennials seems to have some validity: A Pew survey reported that only 34 percent of workers 25-29 think of their current job as a career, along with only 11 percent of younger workers (18-24).
n Jobs are mysterious (to parents). One LinkedIn survey found that 35 percent of younger workers’ parents admit they really don’t understand what their children do for a living.
Generation Yin the Workplace
You’reInvitedTo make reservations or receive detailed information on activities, contact Erin Janek at (618)659-4120 or
[email protected], or call your local banking center.
Scheduled TripsEckert’s Wine and Private Cooking ClassSaturday, May 3, 2014
Time: 6 pm - 8 pmLocation: Eckert’s Country Store Belleville, IL
Cost: $35/person
Join us for an evening of wine and private cooking classes at Eckert’s. We will first enjoy open wine service by a wine enthusiast. Next, we will observe and have an opportunity to participate in a class taught by Eckert’s culinary staff. Enjoy appetizer sized portions of 3 recipes, followed by a delectable dessert.
There is limited space for this event so sign up soon!
TheBANK will NOT provide transportation to this event.
JUST FOR PARENTS: Join us for a FREE presentation by Christine Feller, an Internet Safety Specialist within the High Tech Crime Bureau of the Illinois Attorney General’s Office:
THE MORE THINGS CHANGE,THE MORE THEY STAY THE SAMECreating a Digital Culture within Our Communities
Tuesday, May 6, 2014
Time: 6-7 pmLocation: TheBANK of Edwardsville Main Office
While technology continues to evolve, the need to instill and reinforce the concepts of digital citizenship remains constant. This session will emphasize the need for creating a digital culture within a household and your community. The following topics will be addressed: Cyber-bullying, digital citizenship, self-representation, sexting and online predation. This workshop will also highlight resources that will assist parents with digital safety conversations.
(Must be at least 18 years old to attend)
Family Fun: Nature and Animals
Friday, June 13, 2014
Depart: 8:00 amReturn: 4:30 pmCost: TheCLUB Member: Adult: $67 Child: $38 (12 & under) Non-Member: Adult: $71 Child: $42 (12 & under)Sneaker Ranking – 4
This family tour is fun for all ages! Our first stop will be at Shaw’s Nature Reserve, a division of the Missouri Botanical Garden, in Gray Summit, Missouri. Enjoy a guided Wilderness Wagon Tour in an open-air wagon with a Naturalist Guide and plenty of time for exploring the beautiful outdoors or museum on your own. Following, we will refuel with a delicious lunch at the Holiday Inn Express Six Flags. Next, is a visit to Purina Farms for the Incredible Dog Team Demo and free time to visit the baby animal petting area, gift shop, animal barn, hayloft play area and much more!
Times Square and New York City
July 11-14, 2014
Depart: 6:30 am (July 11)Return: 9:10 pm (July 14)Cost: TheCLUB Member: Single: $2,323 Double: $1,746 Triple: $1,521 Quad: $1,433
Non-Member: Single: $2,439 Double: $1,833 Triple: $1,597 Quad: $1,504
Sneaker Ranking – 4
6 l TheCLUB Quarterly
Take the express to the city that doesn’t sleep - New York City! Our New York City Express tour opts to fly rather than coach to the East Coast, allowing you to spend less time traveling and more time exploring the Big Apple. With hotel accommodations right on Times Square, you will be in the heart of all the action. Don’t miss out on this trip that will take you through the most revered sights that New York City has to offer! Contact Erin for a more detailed itinerary.
This tour includes: 3 nights stay at the Hilton Times Square! Round-trip air transportation via Southwest Airlines, 3 hot breakfasts, 1 lunch, Battery to Circle Tour, Noshing through New York Tour, Statue of Liberty Tour, Top of the Rock at Rockefeller Center, 9/11 Memorial, 2 full service professional tour escorts, round trip baggage handling (1 bag per person), ALL driver, tour guide & escort gratuities, round-trip shuttle to and from TheBANK of Edwardsville to Lambert Airport. Round-trip shuttles included to and from LaGuardia Airport to Manhattan. Trip Cancellation & Interruption insurance included.
Chicago: Cards/Cubs Series Trip
July 25-27, 2014
Cost: TheCLUB Member: Single: $825 Double: $625 Triple: $558 Quad: $523
Non-Member: Single: $864 Double: $655 Triple: $584 Quad: $549
Sneaker Ranking - 3
“Tour guide was
amazing and knowledgeable.”
Randy K. of Collinsville
Sweetheart's Tour 2014 “Enjoyed
the day!”Teresa T.
of Edwardsville
“I really enjoyed
the day!”Kathy B. of Collinsville
“Great! Never
disappointed.”Judy F.
of Glen Carbon
Sweetheart's Tour 2014
Elaine Marino has been assisting customers of TheBANK for more than a year and currently serves as a Personal Banker at the Belleville Center on South Green Mount Road.
Elaine’s duties include opening personal and business checking and savings accounts as well as working on personal, mortgage and auto loans, credit lines, credit cards and other options for investments.
“I love the variety of my job,” she said. “Every customer that I sit down with has a different situation that they need help with, and being able to assist with and resolve their issues is important to me. I want our customers to feel like they can come to me with an issue and I will do my best to help them.”
Elaine, who has worked in the banking industry for more than 15 years, said it’s a pleasure to work for a community bank like TheBANK.
“It’s such a different feel,” she said. “It’s a great feeling working for a hometown community bank because you’re helping out the people of your community – your friends and neighbors. That’s a feeling you just don’t get at a larger financial institution."
Elaine lives in Swansea with her daughter and enjoys spending time with family and friends, going to sporting events, visiting wineries, going to the movies, cooking and traveling.
Elaine MarinoPersonal BankerBelleville Center/
South Green Mount Road
Kyle DavidCommercial
Banking OfficerCommercial
Banking Group
Kyle David has been assisting clients of TheBANK for more than six years and currently serves as a Commercial Banking Officer with the Commercial Banking Group.
Kyle’s duties include promoting TheBANK’s loan, retail and trust products to existing and prospective clients while managing and expanding the Commercial Banking Group’s loan portfolio.
“I enjoy meeting new people and getting to learn about a variety of different industries,” he said. “But the most enjoyable aspect of my job is seeing the success of local businesses and knowing that TheBANK plays a key role in that success.”
Kyle added that the reach of TheBANK brand always astonishes him. “I get to experience a wide variety of conversations while meeting with clients, and the thing that never ceases to amaze me is that no matter where I am – other states included – it seems that there is always someone around with a tie to TheBANK,” he said. “Whether it’s knowing someone who works here, having an account here, or even something as simple as them saying, ‘I see your pens everywhere,’ somehow there’s always a link.”
Kyle graduated from SIUE with a Bachelor’s Degree in Business Administration and served as a substitute teacher for Edwardsville schools before joining TheBANK. He and his wife, Adrienne, live in Holiday Shores with their three children – with another child expected in early August.
Put your Cardinal’s (OR Cubs) gear on and prepare yourself for an exciting weekend of Cards/Cubs Games, shopping and sight-seeing in the Windy City.
Day One: Board Deluxe Motorcoach and travel to Chicago, one stop for breakfast (on your own). Arrive at Wrigley Field for game 1. After the game we will check in at Essex Inn on Michigan Ave and you will have the rest of the evening to relax, shop, and enjoy the scenery on your own.
Day Two: Gourmet breakfast at Essex Inn (included). Enjoy game 2 today and the optional 4 hour city tour of Chicago with step-on guide on our private coach. Tour is additional charge ($35). Enjoy the evening however you wish.
Day Three: Gourmet breakfast at Essex Inn (included). Depart hotel for Union Station, Train ride back to Alton, where the Motorcoach will be waiting on us for the short ride back to Edwardsville.
*2 breakfasts, game tickets, transportation, tour guides, train tickets and Travel Guard Trip Cancellation Interruption Insurance all included in price.
Kimmswick Leisure Cruise
Thursday, October 2, 2014
Cost: TheCLUB Member: $104
Non-Member: $110
Sneaker Ranking – 3
Explore the quaint river town of Kimmswick, Missouri, with buildings dating back to the 1800’s and a variety of unique shops. We will depart Edwardsville via deluxe motorcoach, and take a cruise on a paddle wheeler from downtown St. Louis to Kimmswick on the mighty Mississippi. Upon arrival we will enjoy lunch at the renowned Blue Owl Restaurant, and explore this charming town with plenty of time for shopping. Our deluxe motor coach will bring us back to our Edwardsville drop off point.
“Food was great! Lots
of fun!”Charlene R.
of Granite City“Excellent
Tour!”Shirley G. of Edwardsville www.4thebank.com l 7
8 l TheCLUB Quarterly
Shopping at farmers markets
is a great way to get fresh,
healthy food while also
helping out your local
economy. Fresh fruits and
vegetables, locally-raised
meats, scrumptious baked
goods, and even handmade
arts and crafts can usually
be found at farmers markets.
With a bit of planning, you
can make the most of your
trips to the market and keep it
fun at the same time.
Spring is officially here,
and with it comes a
growing trend all across
the St. Louis Metro
Area – farmers markets.
In anticipation of the
opening of these bastions
of quality, locally-grown
and harvested goodies,
here are 10 reasons to shop
at the farmers markets:
Feed your family the freshest food Farmers markets offer the freshest food around—usually only hours from the field—so you get top quality, perfectly ripe flavor.
Help the environment Eating locally saves vast amounts of packaging waste and energy required to ship food around the globe.
Shop organic for global health Farmers markets attract vendors who use organic growing methods, meaning you gain access to food free of synthetic pesticides. Plus, buying organic supports good land stewardship.
Become part of your community Festive and lively, farmers markets are social venues where you bump into friends and meet local farmers face to face.
10 REASONS TO FREQUENT YOUR LOCAL FARMERS MARKETS
Know Your Seasons If you know a bit of what to expect when you get to the farmers market, making decisions at each stall is much easier. Learn what grows in your area when and talk to the growers about what will be coming to market in upcoming weeks.
Go Early or Go Late Markets tend to be less crowded right when they open or just before they close (there are exceptions to this, so try going to your market at different times to figure out the best time for you).
For the best selection, go to the farmers market early. The best goods go first. Popular-but-limited items may even sell out before the day is done.
For the best deals, go to the farmers market late. Farmers and other vendors often prefer to discount products instead of loading them back up and schlepping them home. Farmers raise this food for a living,
however, so don't expect or ask for deep discounts. Importantly, some markets have rules against end-of-the-day discounts.
Bring Big Bags and Small Change Some farmers market vendors offer bags, but they tend to be thin and flimsy plastic ones that groan under the pressure of any substantial produce purchase. Make sure everything gets home from the farmers market without crashing onto the sidewalk or spilling onto the floor of your car by bringing your own sturdy bags. A backpack can make the hauling easier, especially for weighty or bulky items.
Although vendors will make change, purchases will go easier and faster if you have exact (or close to exact) change. At some farmers markets "small change" means dimes and nickels. In larger areas, many products at farmers markets are sold in dollar or fifty-cent increments.
Shop Local: Farmers Markets a Treasure Trove of Fine Fare
www.4thebank.com l 9
Support local farmers and your local economy In an era when sustainable farmers struggle to survive, farmers market profits—which go straight into growers’ pockets—help keep small farms alive.
Save money Buying from farmers eliminates the cost of the middleman and pricey shipping, so you get more value for your dollar.
Learn about food Kids and adults alike enjoy exploring firsthand how foods are grown, harvested, and eaten by browsing market stalls and talking to farmers.
Boost your nutrition Tantalizing produce displayed in farmers’ bins and baskets encourages you to eat more fruits and vegetables, so it’s easy to consume the recommended five servings a day.
Treat your senses Experiencing the colors, smells and tastes of a farmers market is a sensual experience that connects you to the land.
Find new cooking ideas Community chefs at the farmers market are happy to share recipes for in-season foods.
Sketch Meals Ahead of Time Since you’ve done your homework and know what you're likely to find at the farmers market, you can do a bit of meal planning and shop accordingly.
Plan For Spontaneity Yes, you’ll fare better if you plan your trip to the farmers market. However, you need to leave a bit of wiggle room for those strawberries you didn't know would be at market so early, or the zucchini blossoms you've never tried before. Trying new things is part of the fun of going to farmers markets.
Work In Volume The best deals at the farmers market are had when you buy in bulk. You'll enjoy the best flavors and the best prices when you buy lots of whatever is at its harvest peak. How to use it all up? Try new recipes with favorite vegetables
or learn the lost art of preserving food. Freezing, canning, and drying are just some of the ways you can save seasonal tastes you find at the farmers market for later in the year.
Think "Whole Foods" No, not that “Whole Foods” – think in terms of how food grows and comes to the farmers market without being processed first. Carrots come whole and unpeeled. Beets still have greens (and dirt) attached. Learning to handle just-harvested produce can take some getting used to, but the superior flavor is worth the adjustment.
Get Advice If you find a vegetable that’s new to you at the farmers market and want to give it a try, ask the farmer how to prepare it. For the best tips specifically ask how they like to eat it.
Invest in Wheels If you buy a lot every week, consider acquiring a wheeled cart or wagon (strollers make wonderful conveyances for fruits and vegetables) to get your haul from the farmers market home in one trip. (But please, oh please, pay extra attention to fellow shoppers and the stalls as you push or pull your wheels through the farmers market!)
Keep It Simple You’re buying ultra-fresh produce when you shop at the farmers market, so let its natural flavor show when you cook it. Keep preparations simple. You’ll make cooking easier and you’ll be likely to try (and eat) even more local foods from the farmers market next week.
Apparel• BJ’s Printable (Edw) FREE embroidered name with jacket purch.• Clucky Duck Screen Printing (Troy) One free printed shirt with each new order of 36 or more• Designs ‘n Stitches (Troy) 10% off first purchase up to $50• Don Rodgers Ltd (B’ville) 10% off regular priced men’s or
women’s apparel & accessories (Not valid with any other offer)• Kambe Original Brides (H’land) “Sixpence” with the
purchase of a bridal gown • Tot Spot Children’s Resale (Edw) 10% off clothing
purchase of $20 or more
Auto Service & Supplies• Auto Image (Belleville) $5 off Hand Wash or $10 off Full Detail• Complete Window Tinting (B'ville) $25 off any full tint
job with minimum purchase of $250 (one per customer)• Mark Muffler Shop (Edw) FREE brake inspection• McKay Auto Parts (H’land) 10% off merchandise (except
sale items & paint); FREE install of wiper blades. ALL STORES• Meineke Car Care Center (Troy) 10% off parts & labor,
excluding tires & batteries. (Not valid with any other offer)• National Brake & Automotive (Edw) 5% off any service
of $100 or more• Phillips 66 (B'ville) FREE fountain soda with purchase of
gas fill-up• Richland Auto Repair & Sales (Swansea) 10% off brake
repairs and 10% off diagnostic• Rob's Discount Mufflers (East Alton) 5% off oil change.
$10 off service over $100• Speed Lube SLC (Bethalto) $2 off any service• Splish Splash Express Car Wash (Belleville) $2 off Best Wash, $13 Super Splish Splash or $10 Splish Splash• Trickey's Service (WR) FREE tire rotation with purchase of
oil change• Ted’s Motorcycle World (Alton) 10% off all merchandise
(except motorcycles & ATV’s)
Electronics• Dellamano Electric Repair (C’ville) 20% of first repair• Empowering Technologies (Edw) 10% off computer
repair labor• Riverbend Computer Solutions, LLC (Alton) 20% off first repair
Florists & Gifts• Big Daddy’s (Edw) 20% off food purchase of $25 or
more (excludes alcohol, tax and gratuity). Discounted party packages for groups of 20 or more.
• Bill’s Montclaire Florist (Edw) 10% off Cash & Carry (excluding wire)
• Carol’s Forget Me Knot Florist (H’land) 10% off Cash & Carry (Wed. only)
• Flowers by Artiste De Fleurs, Inc (B’ville) 10% off regular priced items (Card MUST be presented at time of purchase)
• Four Seasons Flowers & Gifts (Troy) 15% off (excluding wire service)
• Kinzel Flower Shop (Alton) 10% off Cash & Carry (excluding wire service)
Food & Beverage• Alfonzo’s Restaurant (Maryville) 10% discount• Big Daddy’s (Edw) 20% off food purchase of $25 or more (excludes alcohol, tax and gratuity). Discounted party pack ages for groups of 20 or more.• Bindy’s Bar & Grill (Granite) $2 off order chicken wings• ColdStone Creamery (Edw & Shiloh) 10% off purchase• Crushed Grapes (Edw.) 15% off 6 bottles of wine
(Mix or Match)• Edwardsville Frozen Foods (Edw) 10% off purchases of
$15 or more (Wed. only)• Farmer’s Restaurant & Bakery (H’land) $1 off breakfast
buffet Sat. or Sun. 8 am-11 am (one per card) • The Hen House (Pon. Beach) Lrg. drink with meal purchase• Joe’s Pizza & Pasta (Edw) Free garlic sticks with purchase
of $20 or more. (Not valid with any other offer)• Kumar's Kafe (WR) FREE cup of coffee or soda with
purchase of meal• LaFonda’s (Edw) Free lrg. soft drink with lunch entrée• Laurie's Place (Edw) 1/2 off any appetizer with purchase
of 2 entrees• Local Lucy’s (Belleville) 10% off• McDonald’s (C’ville,2 Edw. locations, Granite City/Madison
Ave-Johnson Rd, Pon, Beach) – Buy 1 Big Mac or Egg McMuffin, get 1 FREE
• McDonald’s (Troy) Buy one sandwich, medium fries & get a medium drink FREE
• Ninth Street Café (H'land) One free drink with meal purchase-dine in only• Novacich Meat Market (C’ville) Buy 9 lbs. ground beef,
get 1 lb. FREE• Olive Oils and More (Edw.) 10% off any purchase of $50 or more. (Not valid with any other offer)• Orient Wok Chop Suey (Edw) 20% off orders over $30, 10% off orders over $20• Pizza World (Granite City , W.R.) 20% off regularly priced item.
Buffet excluded. (Not valid with any other offer)• Quizno’s (Glen Carbon 159) 10% off everyday & 20% off Wed.• Star Greenhouse, Florist & Gifts (Belleville) 10% off any sale over $25 (excludes sale items).• Sweeties Confections (Glen Carbon) $5 off your purchase of $30 or more• Taco Bell (Troy) 10% off any purchase• Tony’s Restaurant (Alton) Buy one 3-topping pizza
and get the second 3-topping pizza half price (carry-out only). Free 5 oz flight delight dessert with purchase of one entrée
• Uncle Linny’s Family Restaurant (Pontoon) Free dessert with dinner meal purchase or 10% Senior Discount
• Zapp Thai Restaurant (Edw) 15% off bill
Garden, Landscape & Supplies• Four Leaf Outdoor Services, LLL (Edw.) 1st mowing FREE
when you sign up for a season of mowing services• The Garden Kingdom (Glen Carbon) 10% off any purchase• K.C. Johnson Lawn Care (Edw) First mowing FREE w/
weekly mowing agreement.• Midwest Cedar Patio & Deck Furniture (Granite City) Look for TheBANK on our website for monthly special• Riverbend Outdoor Services (Alton) 10% off any tree
trimming, removal & stump grinding. 10% off LABOR only for Landscaping job.
• Slemmer Landscape & Design, LLC. (Worden) $50 off any job of $500 or more. $150 off any job of $1,000 or more. Limit 1 discount per household• Star Greenhouse, Florist & Gifts (Belleville) 10% off any sale over $25 (excludes sale items).• Stone Landscaping (Edw) $50 discount for every $1,000
in landscaping• Total Quality Lawncare & Landscaping, LLC (Shiloh)
10% off entire annual fertilizer treatment program if paid in full up front
• Treb’s Lawn & Garden Services (Edw) 10% off services over $40
Golf• Pro-Tee Golf Center (Wood River) Buy 1 game of miniature
golf, get 1 FREE
Health & Beauty• Ahh C Kneads U, LLC (C'ville) $20 off 1 hour massage.
Appointment required. (menu price $65)• All About You – Hair on Wheels (Belleville) 1 FREE
consultation, haircut & blow style.• CrossFit Edwardsville (Edw) FREE Intro Class or FREE
Solo Consult• Cutting Connections (H'land) $10 off Color or Perms, $15 off Highlights with our new stylists• Metro Hair Inc. (Edw) Buy 1 hair cut get 1 FREE• Fast Fitness Boot Camp (Edw) 20% off Boot Camp sessions • Hendrickson Hair Design (Edw) Free Redken Color Extend
or Blonde Glam & conditioner with a hair color service• Joseph Mathews Salon (H’land) $3 off haircut• Mane Attractions Hair Studio (C’ville) $3 off cut & style• Nuwati Massage & Bodyworks/Aletta Johnson
(Granite City) 20% off first time clients, 10% off existing clients • Our Health Club & Spa (Glen Carbon) 7-day FREE trial; 25% off
first Spa service; 10% off any spa service• Sun Catchers Tan / Pick-A-Video (Wood River) 10% off
tanning package; rent 1 movie, get 1 FREE• The TAN Company (Glen Carbon) 10% off packages
Hobbies• Alton Stained Glass Works (Alton) 10% off stained glass
supplies (excluding discounted or sale items)• Belleville Sportscard (Belleville) 20% off all regular priced items with mention of this ad
Home• A&M Professional Cleaning (H'land) $25 off first cleaning
10 l TheCLUB Quarterly
• Annointed Hands residential & Commercial Cleaning Services (Granite City) $25 off first cleaning• The Art Loft Gallery, LTD (C’ville) 20% off baskets, candles,
floral & other accessories (NOT valid with other sales, P. Buckley artwork and merchandise not listed)
• Aztek Cleaning Systems (Granite City) Residential carpet special – 3 rooms for $99
• B & W Heating & Cooling, Inc, (Wood River) $50 off duct cleaning, FREE furnace clean & check with the purchase of duct cleaning, $25 off service call (new clients only)
• BEX Electric (E. Alton) 10% off on service call• Bickle Electric (East Alton) 10% off service call• Bio-Fresh Carpet Cleaning (C’ville) - Get 3 rooms of carpet
cleaning for $89.75• Buhrmester Wallpaper & Paint (Edw) –
15% off purchase - 30% off wallpaper• Butler Home Improvement (C'ville) 10% off deck, window, sunroom, porch enclosure & free no obligation estimate (Not valid with any other offer, not valid on previous proposals or projects)• Cherry Hills Properties (Edw) FREE credit check• Daech and Bauer Roofing. (C’ville) Free upgrade to
architectural shingle; Free verbal roofing inspection• Decorative Concrete by AquaSystems, Inc.
(Granite City) $100 discount per $1,000 spent• Decorative Designs Group, Inc ( Edw) $50 of purchase of
$500 or more• Decorative Design (Edw) 10% off (Wed. only)• Felty Photography (Fairmont City) 25% off session fee &
$75 off portrait package of $200 or more• The Fixologist Handyman Service (Edw) 10% off first time customers & seniors.• Frames By 3 (Edw & H’land) 15% off all framing orders
(excluding Flower Press Creations & Gold Canyon Candles) • Gateway Construction Solutions (St. Louis) 15% off all services & general contractor - new construction (home & commercial)/remodeling & additions• Grammy Pammy’s Antiques and Gifts (E'ville) 10% off final value fees on Ebay Trader’s Services.• Home Furniture (C’ville) 35% off reg. priced items• J&J Construction (Granite City) FREE estimates and 10% off total job• K. C. Johnson Floor Covering, Inc. (Edw) 10% off any tile
or hardwood installation• Lepchenske Construction (WR) 10% off contract price• Metro East Mattress & Furniture (Granite City) $50 off
purchase of $200 or more. Call for appoint. • Miss Bailey’s Poppy Patch (Glen Carbon) 10% off purchase• Off The Wall Inc. (Troy) 10% off Parts for AC/HVAC Service Repair, 10% off Reverse Osmosis Drinking Water System Purchase• Patriot Sunrooms (Edw) Free engineering & design
consultation up to $425• Precision Painting & Finishing (Granite City) 10% off power washing• Roger Smith PORTRAIT Gallery (Troy) 10% off portrait or engagement session & prints
• Simplify 101, Inc. (Edw) 20% off initial consultation• TO-DO’s (Edw) 10% off all regular priced merchandise
(excluding costume rentals, candy, beads & balloons)• Unique Boutiques and Gifts (Glen Carbon) 10% off any purchase
Independent Merchants• Mary Kay/Michelle Hoelscher (C'ville) 618-444-7264 $25 free product for hosting a party• Pampered Chef/Carol Pigg (Troy) 618-972-9131
Free gift with $60 order • Seeds of Blessing/Jan Denby (Edw) 618-363-5866
50% off 1 item for hosting a party• Watkins Products/Scott & Beth Buenger (Edw)
618-960-4540 - 10% off regularly priced items
Jewelers• Biegert’s Jewelry (C’ville) 15% off purch. (Excluding Class
rings, Bingham collection merch. & sale items)• Cecena's Jewelry (Shiloh) 10% off your purchase of $100
or more• Elliott Fine Jewelers (Edw.) 15% off jewelry repairs• L E Smith Jewelers (C’ville) 10% off (excluding certain sale items)
Medical• Keith A Bryant, DMD, PC (Glen Carbon) 10% discount• Errick L. Cameron, DMD, MA, PC (Glen Carbon) 5% discount• Edmiston Acupuncture & Chiropractic (O’Fallon) Free consult & 20% off acupuncture or auricular therapy• Hall Chiropractic LLC (Bethalto) Free consultation with posture awareness examination• David W. Hyten, DMD (Edw) $50 off 1-hour whitening
($500 value); $500 off Invisalign (4000 value)• Integrated Medical Group (Edw) Headaches, neck or back
pain? FREE Consulation and exam.• Kristen M. Jacobs MD-PC Family Medicine & Aesthetic
Medicine (Maryville) 20% off of Laser Treatment or $30 off of next Dermal Filler Treatment! Limit one per person.
• Metro Eye Care P.C. (Edw) 20% off on all prescription glasses, selected sunglasses & contact lenses
• Troy Pain Relief Center (Troy) FREE exam & x-rays• Unger Eye Care (Troy) FREE eyeglass cleaner kit with exam;
$10 off fames & lenses
Miscellaneous• AAdvantage Insurance Group (Glen Carbon) FREE annual
reviews & consultation services for home, auto, business, health & life insurance.
• American Family Insurance-Peter Tillman (C'ville) FREE Auto & Mortgage Insurance Review• The Art Loft Gallery, LTD.(C’ville) 25% off custom picture
framing order including shadowboxes for objects or jerseys, prints, canvases, neddlework, photos & more.
• Budget Mini Storage & U-Haul (E'ville) First month FREE on new rentals, cannot combine with other offers• Carol Stolze Insurance Agency, Country Financial (Edw.) FREE auto & mortgage insurance review• D&R Signs (Lebanon) 15% off any service call (including all labor and materials)• Demik Corp. Ice Machine Rental (Maryville) 618-830-5045
www.4thebank.com l 11
LOCALbuyLOCAL
save
Use your card at local merchants to get great year-round savings on everything from dining to shopping to home and garden… and much, much more! Simply show your card at participating merchants when you check out and let the savings begin.
With
TheBANK’s
Merchant
Discount
Program
½ off first month ice machine rental• ExacTime Watch & Clock (Glen Carbon) $4 watch batteries
(unlimited) & 15% discount on any in-stock clock • Highland Pool & Spa (H’land) $50 off new pool table• Jammin Jumpers Bounce House & Inflatables (H'land) $25 off Bounce House Rental. Mon-Fri 1/2 off rentals• KMA Certified Testing, Inc. (Belleville) Paternity DNA testing of child and alleged father $325 (by appoint.)• Leisure Time Pools, Inc (Belleville) 10% off regular priced
item(s) (Must present card at time of purchase)• The Mail Box Store (C'ville, H'land & Bethalto) 15%
discount off any purchase (excludes USPS)• Mid-American Pawn & Jewelry (Maryville) 20% off (labor
only) for jewelry repair• Milo’s Tobacco Road (Edw) 15% off reg. box price of cigars• Mississippi Mud Pottery (Alton) $5 off purch. of $25 or more,
10% off purchase (excludes custom orders)• Pak Mail (C’ville) 10% off shipping (excludes postage)• The Party Box (H'land) 10% off party supply purchase over $100 or 25% off party supply purchase over $250• RACROW Insurance Agency Inc. (H'land) FREE auto & mortgage insurance review• Safe-N-Secure Self-Storage, LLC (C'ville, Troy & H’land) 5% off monthly rental• Stacy Hogan Photography (Granite City) 10% discount on portrait purchase• Superior Accounting Service (Edw) 20% off your first month accounting services.• The Sports Academy (Glen Carbon) 10% off birthday parties• Tank’s Training Facililty (Granite City) Special Discounted Pricing on Group Training Sessions, One-on-one Training & Yearly Memberships• Tribout Bingo-Carnival-Party (Belleville) Balloon Bouquet for $5.99• USA Self Storage (WR) FREE Heavy Duty Lock with unit rental• Voegele Studio (H’land) 50% off session fee
Pets• Sully’s School of Dog Training (Edw) $20 off
Basic Obedience
New or Updated Merchants
nTrip Recap
Sweetheart’s Tour - February 1 Our sweet group had a fabulous time exploring some of St. Louis’ most extraordinary places during the 2nd Annual Sweetheart’s Tour! From the Chocolate, Chocolate, Chocolate Factory to Sweetie Pie’s Upper Crust and everywhere in between, we enjoyed this splendid day. It was a great excuse to get out of the house during these cold winter months, and cozy up to some our favorite local destination spots.
nEvents
Valentine’s Day Basket Winners - February 14 Congratulations to all 19 of our Valentine’s Day Basket Winners. Each banking center had a drawing for a mouthwatering gift basket from Sweetie’s Confections. In addition, 1 lucky winner who entered through our Facebook Contest won a gift basket and a Fandango Gift Card!
Sandy Smith and Nancy Lopez - Community OutreachTheBANK’s Sandy Smith, Business Development Officer and Lender, and Nancy Lopez, Personal Banker, who are each fluent in the Spanish language, hosted a banking seminar covering basic banking principles for local Hispanic families at the Fairmont City Library. The seminar was part of a larger initiative by TheBANK to embrace and commit to the ever-changing needs of our communities.
12 l TheCLUB Quarterly
BankData Services Fundraiser - Chili Cook-Off February 28BankData Services hosted an interdepartmental Chili Cook-Off to raise funds for TheBANK’s Relay for Life Team. For $8, employees experienced 10 different types of chili, plus toppings and dessert. Congratulations to winner Helen Miles, AVP/Deposit Account Services on taking home the trophy for Best Chili! The event raised more than $1,200 for Relay for Life.
St. Patrick’s Day Celebrations - March 17On March 17, each of our 18 banking centers gave out green kettle corn and green punch in celebration of St. Patrick’s Day.
nCongratulations
Karen McAtee Receives Chairman’s AwardTheBANK’s Karen McAtee, Vice President/Alton Center Manager, received the Chairman’s Award from the Riverbend Growth Association
at the organization’s Annual Dinner at Lewis & Clark Community College. Karen has been an Ambassador for the RBGA for nearly 25 years and has given countless hours of her time at RBGA events like Business After Hours and ribbon cuttings, as well as her work as one of the original members of the organization’s For Women By Women Seminar planning committee. This was Karen’s eighth Chairman’s Award, to go along with multiple RBGA Ambassador of the Year awards and more than 20 Ambassador of the Month awards since 2000.
Tom Holloway receives Lifetime Achievement AwardTom Holloway, TheBANK President and CEO, was presented with the Lifetime Achievement Award from the Lewis & Clark Council, Boy Scouts of America on Feb. 27. Tom was recognized for his many contributions to the Metro East, the many charities he supports, and for his dedication to the Boy Scouts.
Edwardsville Head Start delivered a Thank You banner to TheBANK of Edwardsville recently. The banner was made by the children that participated in the Adopt-A-Family program this past year. Employees from 11 departments and centers adopted families throughout the Edwardsville Head Start area in 2013, and gifts were bought for 25 children. There were nine other departments and centers that participated in other programs similar to Adopt-A-Family this past year.
Valentine's Day Basket
Winners
14 l TheCLUB Quarterly
mo
ne
y m
at
ter
s
What is a Trust? A trust is a legal entity that holds assets for the benefit of another. Basically, it's like a container that holds money or property for somebody else. There are three parties in a trust arrangement:n The grantor (also called a settlor or trustor): The person(s)
who creates and funds the trust;n The beneficiary: The person(s) who receives benefits from
the trust, such as income or the right to use a home, and has what is called equitable title to trust property;
n The trustee: The person(s) who holds legal title to trust property, administers the trust, and has a duty to act in the best interest of the beneficiary.
Funding a Trust You can put almost any kind of asset in a trust, including cash, stocks, bonds, insurance policies, real estate, and artwork. The assets you choose to put in a trust will depend largely on your goals.
Potential trust advantages:n Minimize estate taxes;n Shield assets from potential creditors;n Avoid the expense and delay of probate;n Preserve assets for your children until they are grown (in
case you should die while they are still minors);n Create a pool of investments that can be managed by
professional money managers;n Set up a fund for your own support in the event of incapacity;n Shift part of your income tax burden to beneficiaries in
lower tax brackets;n Provide benefits for charity.
Potential trust disadvantagesn There are costs associated with setting up and maintaining
a trust, which may include trustee fees, professional fees, and filing fees;
n Depending on the type of trust you choose, you may give up some control over the assets in the trust;
n Maintaining the trust and complying with recording and notice requirements can take considerable time;
n Income generated by trust assets and not distributed to trust beneficiaries may be taxed at a higher income tax rate than your individual rate.
Types of Trusts There are many types of trusts, the most basic being revocable and irrevocable. The type of trust you should use will depend on what you’re trying to accomplish.
Living (Revocable) Trust A living trust is a trust that you create while you’re alive. A living trust:n Avoids probate: Unlike property that passes to heirs by
your will, property that passes by a living trust is not subject to probate, avoiding the delay of property transfers to your heirs and keeping matters private;
n Maintains control: You can change the beneficiary, the trustee, any of the trust terms, move property in or out of the trust, or even end the trust and get your property back at any time;
n Protects your incapacity: If because of an illness or injury you can no longer handle your financial affairs, a successor trustee can step in and manage the trust property for you while you get better.
A living trust can also continue after your death – you can direct the trustee to hold trust property until the beneficiary reaches a certain age or gets married, for instance.
Irrevocable Trust Unlike a revocable trust, you can’t easily change or revoke an irrevocable trust. You usually cannot change beneficiaries or change the terms of the trust. Irrevocable trusts are frequently used to minimize potential estate taxes. The transfer may be subject to gift tax at the time property is transferred into the trust, but the property, plus any future appreciation, is usually removed from your gross estate. Additionally, property transferred through an irrevocable trust will avoid probate, and may be protected from future creditors.
To find out more about trusts, and how they may benefit you, contact The Investor Group at TheBANK at 618-659-6242 or visit www.4theinvestorgroup.com.
Disclaimer: The Information presented here is not specific to any individual’s personal circumstances. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable. The information in these materials may change at any time and without notice.
Trusting Your Estate Planning Goals
Whether you're seeking to manage your own assets, control how your assets are distributed after your death, or plan for incapacity, trusts can help you
accomplish your estate planning goals.
www.4thebank.com l 15
Arts & Issues Visit siue.edu/artsandissues or call the SIUE Fine Arts box office, (618) 650-5774, for ticket information.nJames Carville and Alberto Gonzales
Former U.S. Attorney on stage with America’s best-known political consultantThursday, April 3, 7:30 p.m Meridian Ballroom, Morris University Center, SIUE
Theater & DanceVisit siue.edu/artsandsciences/theater or call the SIUE Fine Arts box office, (618) 650-2774, for ticket information. nLife is a Dream
By Pedro Calderon de la Barca, Directed by Chuck HarperApril 23-26, 7:30 p.m. • April 27, 2 p.m.Dunham Hall Theater, SIUE
nThe Cougar Theatre Company: Disney's Peter Pan Jr.June 19-21, 7 p.m. • June 21, 2 p.m. Metcalf Theater, SIUE
nSummer Showbiz: Little Shop of HorrorsJune 25-28, 7:30 p.m. • June 29, 2 p.m. Dunham Hall Theater, SIUE
Excellent education.Remarkably affordable.
MusicAll concerts are held in Dunham Hall Theater. For ticket information visit siue.edu/music or call the SIUE Music Department, (618) 650-3900.
n Jazz Band Concert April 1, 8 p.m. n Percussion Ensemble Concert April 4, 7:30 p.m. n SIUE Wind Symphony & Concert Band April 28, 7:30 p.m. n Choir & Orchestra Concert May 1 and 2, 7:30 p.m.
Visit our Website: siue.edu for information about classes, activities and performances that are open to the public. We look forward to seeing you on campus.
With more than 2,600 acres of rolling hills, woodlands and lakes, SIUE is one of the most beautiful campuses in the country. The University provides a wealth of opportunities for excellence, exploration and empowerment. Whether you enroll in a class or attend a special event, we hope you will join us on campus. Learn more about the power of “e.”
Summer CampsSIUE welcomes kids to campus for fun, interactive summer camps. Camps are offered in a wide range of areas from art, science and writing to music, theater and sports.
More information: siue.edu/summercamps.
With farmers
markets all around
the area opening
their stalls, this
edition of Foodies
includes recipes
based on the fresh,
ripe produce you
can find at your
neighborhood
market.
Salsa Fresca
4 lrg, ripe tomatoes (about 2 ½ lbs, seeded and roughly chopped) 1 c chopped white onions 5 tsp minced garlic 4 Serrano peppers (stems and seeds removed, minced) 1/4 c chopped fresh cilantro 2 Tbls fresh lime juice 1/2 tsp salt
Combine all the ingredients and stir well. Refrigerate salsa for 30 minutes to allow flavors to blend.
Pea Soup
12 c water 2 lbs peas with shells 1/3 c finely chopped fresh dill (plus sprigs for garnish) 1 tsp salt Freshly ground pepper, to taste 3/4 c low-fat plain yogurt
Bring water to a boil in a large pot. Add peas, return to a boil and then reduce to a simmer. Cook, stirring occasionally, for 45 minutes. Using a slotted spoon, transfer one-third of the pea pods to a food processor. Add ½ cup cooking liquid and blend until smooth. Pour into a large bowl. Repeat with the remaining pea pods in 2 batches, with ½ cup cooking liquid each time. Pour the pureed peas plus the remaining cooking liquid through a fine-meshed sieve, pressing on the solids to extract as much liquid as possible. Return the soup to the pot, bring to a boil and then simmer until reduced by about a third (to about 6 cups), 30 to 35 minutes. Stir in chopped dill, salt and pepper. Ladle into bowls and top each serving with a swirl or dollop of yogurt and a sprig of dill, if desired.
16 l TheCLUB Quarterly
Share Your RecipeTo submit a recipe for the next edition of TheCLUB Quarterly Food Page,contact Erin Janek at [email protected] or call 618-659-4120.
Grilled Chicken Ratatouille
3 Tbls extra-virgin olive oil 3 Tbls chopped fresh basil 1 Tbls chopped fresh marjoram 1 tsp salt olive oil 1 red bell pepper (halved lengthwise, stemmed and seeded) 1 sm eggplant (cut into 1/2 -inch- thick rounds) 1 med zucchini (halved lengthwise) 4 plum tomatoes (halved lengthwise) 1 med red onion (cut into 1/2 -inch- thick rounds) 4 boneless (skinless chicken breasts, about 1 ¼ lbs) 1/4 tsp freshly ground pepper 1 Tbls red-wine vinegar
Preheat grill to medium-high. Combine oil, basil, marjoram and salt in a small bowl and reserve 1 tbls of the mixture in another small bowl; set aside. Coat both sides of bell pepper, eggplant, zucchini, tomato and onion pieces with olive oil. Grill the vegetables, turning once, until soft and charred in spots, about 5 minutes per side for the pepper, 4 minutes per side for the eggplant and zucchini and 3 minutes per side for the tomatoes and onion. Rub the Tbls of reserved herb mixture on both sides of chicken and sprinkle with pepper. Grill the chicken until cooked through and no longer pink in the center, 4 to 5 minutes per side. Meanwhile, transfer the grilled vegetables to a cutting board and chop into 1-inch pieces. Return to the bowl and toss with vinegar and the remaining herb mixture. Serve the grilled chicken with the ratatouille.
Foodies
ComingSoon
DVD & BLU-RAY
APRIL• 47 Ronin (Adventure)• Anchorman 2: the Legend Continues
(Comedy)• At Middleton (Romance)• The Bag Man (Crime)• Seal Team 8: Behind Enemy Lines
(Action)• Back in the Day (Comedy)• Best Night Ever (Comedy)• Grudge Match (Comedy)• The Hobbit: The Desolation of Smaug
(Adventure)• Lizzie Borden Took an Ax (Suspense)• Nurse (Horror)• Great Expectations (Drama)• The Nut Job (Animation, Comedy)• Bad Country (Action)• Devil’s Due (Horror)
MAY• The Fifth Estate (Drama)• Son of Batman (Action)• Grand Piano (Suspense)• Raze (Horror)• The Right Kind of Wrong (Comedy)• 24 Exposures (Suspense)• Jack Ryan: Shadow Recruit (Action)• The Legend of Hercules (Adventure)• Ride Along (Comedy)• Salinger (Documentary)
JUNE• 3 Days to Kill (Action)• Adult World (Comedy)• Almost Human (Horror)• The Attorney (Drama)• Barefoot (Comedy)• Black Out (Crime)• Date and Switch (Comedy)• The Lego Movie (Family)• The Monuments Men (Drama, Comedy)• Pompeii (Action)• The Wind Rises (Drama)
MUSIC
APRIL• Cloud Nothings – Here and Nowhere• Matt Andersen – Weightless• Steel Panther – All You Can Eat• The Used – Imaginary Enemy• King Dude – Fear• Liam Finn – The Nihilist• Mirah – Changing Light• Odonis Odonis – Hard Boiled Soft Boiled• Woods – With Light and With Love• The Menzingers – Rented World• Damon Albarn – Everyday Robots
MAY• Gruff Rhys – American Interior• Lil Wayne – The Carter V• Natalie Merchant – Natalie Merchant• Papercuts – Life Among The Savages• Sarah McLachlan – Shine On• Young Magic – Breathing Statues• Dolly Parton – Blue Smoke• Ice Cube – Everythang’s Corrupt• Owen Pallett – In Conflict• Tori Amos – Unrepentant Geraldines• Conor Oberst – Upside Down Mountain• Sam Smith – In The Lonely Hour
MARCH• 50 Cent – Animal Ambition• Lucy Hale – Road Between
BOOKS
APRIL• Emma Donoghue – Frog Music• Mary Higgins Clark – I’ve Got You Under
My Skin• Ayelet Waldman – Love and Treasure• Douglas Coupland – Worst.Person.Ever.• Lydia Davis – Can’t and Won’t
MAY• Cassandra Clare – City of Heavenly Fire• Mariano Rivera – The Closer• David Baldacci – The Target• James Patterson – Unlucky 13
JUNE• Stephen King – Mr. Mercedes• Jim Butcher – Skin Game• Diana Gabaldon – Written in My Own
Heart’s Blood• John Sandford – Field of Prey
TheatersDVD & Blu-ray
Books & Movies
www.4thebank.com l 17
Check out TheBANK’s Facebook Page for
Chances to Win Tickets!
www.facebook.com/thebankofedwardsville
THEATERS
APRIL• Captain America: The Winter Soldier
(Action)• Chavez (Drams, Bio)• Sabotage (Crime, Action)• St. Vincent (Comedy)• Heaven Is For Real (Drama)• Bears (Documentary)• Transcendence (Sci-fi)• Echo (Adventure)• The Other Woman (Drama)• The Quiet Ones (Horror)• Robopocalypse (Sci-fi, Action)
MAY• The Amazing Spider-Man 2 (Action)• Legends of Oz: Dorothy’s Return (Animation)• Tyler Perry’s Single Moms Club (Comedy)• Godzilla (Action)• Million Dollar Arm (Drama)• Dawn of the Planet of the Apes (Sci-fi)• The Familymoon (Romance)• Maleficent (Fantasy)• A Million Way to Die in the West
(Comedy)
JUNE• The Fault in Our Stars (Drama)• 21 Jump Street 2 (Comedy)• How to Train Your Dragon 2
(Adventure)• Jersey Boys (Musical)• Think Like a Man Too (Romance)• Transformers 4 (Action)
Find and circle all of the Spring words that are hidden in the grid.
K L S O I L L I R P A D U O L C R R I D T C E S N I O S H O V E L G A L T P R G O F W O R M Z S W D N L H G E B U A R E W O H S T A E I L T V A B E L D I X P F T O H E R I R W X R I B W O D N H I O T S P P A P S M D R R A V O L C R C W S R E K L E A E D L R I W M E O O N E F C L A A R N E E M O M A Y B A T I I C F N S C G N A B L L Y N R A T H C S L T O H R E F U E I I E C S C D I G P I N J O S F T T A T H A T C H P W S R L R W T R T R A W D A F F O D I L T O A K U X E W J I S U N S H I N E W O U C I K R L G N S F R A I N Y E O E R T Z C F K X D Q A P I L U T X G E E M M C L M E T S L L A B E S A B G Q D O M Y F L O W E R G A L L E R B M U
Sponsored by:
Have an old lamp that is collecting dust in the closet? Follow these simple step-by-step instructions to make it new again!
1. Remove lamp shade and spray paint the base of the lamp in color of choice. Let Dry.
2. Cut strips of ribbon and glue them in desired pattern to the lamp shade.
3. Attach lamp shade, screw in bulb and enjoy your new work of art!
Optional: Add a clip-on broach or flower, or add embellishments to jazz up your project.
18 l TheCLUB Quarterly
DIY Lamp Project
What You’ll Need:
• 1 Old Lamp
• 1 Lampshade
• Spray Paint
• Ribbon
• Scissors
• Hot Glue Gun and Glue Sticks
APRIL
BASEBALL
BIRD
BLOOM
BUTTERFLY
CATERPILLAR
CHICK
CLOUD
DAFFODIL
DIG
EARTH
EGG
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GARDEN
GROW
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INSECT
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MAY
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PLANT
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RAINBOW
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SEASON
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SHOVEL
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STEM
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SUNSHINE
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TULIP
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Please bring or send the completed trivia to TheBANK Main Office, 330 W. Vandalia, Edwardsville, IL 62025 or drop them off at your local banking center by May 10 for your chance to win a gift card from TheBANK!
MLB Opening Day Trivia
You don’t have to be a diehard fan to appreciate the start of the baseball season. These Opening Day facts will get you in the mood to hear those immortal words for the first time this year: “Play ball!”n On Opening Day in 1907, the New York Giants faced off against the Phillies at New York City’s Polo Grounds after a heavy
snowstorm. When the Giants fell behind, disgruntled fans began flinging snowballs onto the field, forcing the umpire to call a forfeit in the Phillies’ favor.
n Jackie Robinson broke the color barrier on Opening Day in 1947, becoming the first African American to play for a Major League team. The 28-year-old made his debut at Ebbets Field, playing first base for the Brooklyn Dodgers.
n Brooklyn’s Washington Park was the scene of an Opening Day riot on April 11, 1912. With the Brooklyn Dodgers down 18-3 to their rival, the New York Giants, fans stormed the field and delayed the game, which was eventually called on account of darkness in the sixth inning.
n Boston Braves fans sat down to an unpleasant surprise on Opening Day in 1946. The outfield stands had recently received a fresh coat of red paint, but cold, damp weather had prevented it from drying. Hundreds of angry, paint-stained spectators marched to the Braves’ offices. The team agreed to pay their cleaning bills and made a public apology in a newspaper ad.
n Harry Truman was the only president to throw out left-handed and right-handed first pitches on Opening Day. He showcased his ambidextrous talents on April 18, 1950.
Last Quarter’s winners (listed here) will receive a $25 Gift Card via mail soon! Frank Mir of Alton IL and Tina Line of Granite City IL
1. Which obscure Chicago Cubs player is the only National League player to hit three home runs on Opening Day?
A. Dwight Smith B. Gary Scott C. Karl Rhodes D. Ty Waller
2. Which Hall of Famer is the only pitcher to throw a no-hitter on Opening Day?
A. Sandy Koufax B. Bob Feller C. Early Wynn D. Nolan Ryan
3. Who was the first sitting U.S. President to throw out the first pitch on Opening Day?
A. William Howard Taft B. Franklin Roosevelt C. Harry Truman D. Woodrow Wilson
4. Which pitcher started the most Opening Day Games?
A. Nolan Ryan B. Walter Johnson C. Greg Maddux D. Tom Seaver
5. Which famous baseball record was tied on Opening Day?
A. Hank Aaron hit his 714th home run B. Cal Ripken played in his 2,130th consecutive game C. Nolan Ryan picked up with 3,709th strikeout D. Pete Rose picked up his 4,191st hit Name _______________________________________
Phone ______________________________________
Address ____________________________________
6. Which player is tied with Hall of Famer Frank Robinson with the most career home runs on Opening Day?
A. Ken Griffey Jr. B. Barry Bonds C. Manny Ramirez D. Mark McGwire
7. Which team has the best winning percentage on Opening Day?
A. New York Mets B. New York Yankees C. Toronto Blue Jays D. Arizona Diamonbacks
8. Which is the only team in baseball that always begins its season at home as part of the traditional Opening Day?
A. New York Yankees B. Boston Red Sox C. Cincinnati Reds D. Chicago Cubs
9. Which Hall of fame pitcher threw the most shutouts on Opening Day? A. Walter Johnson B. Warren Spahn C. Whitey Ford D. Bob Feller
10. Which team has the longest Opening Day winning streak in history?
A. Cincinnati Reds B. St. Louis Brown C. New York Mets D. All of the above
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