Are You Covered?Nancy Au (BBA, FCIP) – Pearson Dunn

Simon Trowell (B App Sc, ANZIIF Assoc, CIP) – Sutton Sportscover

Topics…

• Your Insurance Team (Who we are)

• Are You Covered?

• Coverage To Consider

• Legal Examples

• Current Environment

• Risk Management

Your Insurance Team

• Pearson Dunn – Insurance Broker• Sutton Sportscover - Underwriter

Your Insurance Team cont…

• Pearson Dunn Insurance Inc. – Ontario based insurance

broker– Specialized sports &

recreation department since 1985.

– Insure many PSOs / NSOs– Insured 11 of 18 Canadian

medalists at 2008 Summer Olympics

Your Insurance Team cont…

• Sutton Sportscover Ltd– Joint venture formed in 2007– Brings together a wealth of

sports insurance experience between WJ Sutton & Co (30 years) and Sportscover (23 years)

– Offices in Toronto, London, Melbourne and Sydney.

– A+ rated underwriting security at Lloyd’s of London

Are You Covered?

Are You Covered?

• PSO / NSO • Your first form of insurance protection• May provide liability and / or sport

accident coverage as part of membership• Association sanctioned activities only• Check with your PSO / NSO for details

Are You Covered?

• Why would I need other insurance?• SOC coverage is not meant to replace

the PSO /NSO insurance• Are you involved in unsanctioned

activities?– Private leagues (“Commercial Sport”) on the

rise

Are You Covered?

• Sutton Sportscover– Liability and sport accident– Refer to the SOC website for

a summary

• Other appropriate covers/markets– Out of Country travel medical

coverage

Relevant Legal Cases

• Welsh Rugby Union Referee – – Vowles vs Evans (Alleged inappropriate application

of rules)

• Wrestling coach/official – – Foscolos vs Parker (Alleged lack of supervision)

A More Challenging Environment

• Society’s propensity to sue

• Scatter gun legal approach

• “Ugly Parent Syndrome”

A More Challenging Environment

Risk Management

Risk Management

Risk Management

Risk Management

Risk Management

Always Keep Your Eye On the Ball!!

“Touchline”

Thank you…

Questions?...