Assured Health & Productivity
Cary Seager, MBA, RHU, CCWSRegional Director of Health & Productivity
Kristin Meschler, CCWSRegional Director of Health & Productivity
Providing clients with the best plan, products, and services to improve quality of
life, increase productivity, and reduce the incidence and severity of unhealthy events.
Associations and Certifications Include:Corporate Wellness Specialist (CCWS)Health Coach, Wellcoaches & Catalyst Coaching InstituteNational Society of Health CoachesComplete Health Improvement Program (CHIP) Beat the Pack Tobacco CessationQPR (Suicide) GatekeeperMental Health First AidHealthy Heart Ambassador
Your Health & Productivity TeamCombined 23 years experience
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Rachel OethHealth & Productivity Account Representative
Chronic ConditionsObesity
Cardiovascular Disease
CholesterolBlood Pressure
Depression
Premium
Rx
UncontrollableMedicalClaims
Cost of Insurance
Did you Know?
According to the Center for Disease
Control, approximately half of all adults
have one or more chronic health
conditions (e.g., heart disease, diabetes,
obesity, depression) and one in four adults
have two or more chronic health
conditions.
Medical claims driven by chronic conditions make up for approximately 75-80% of the average claims spend.
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$0.00
$2,000.00
$4,000.00
$6,000.00
$8,000.00
$10,000.00
$12,000.00
$14,000.00
Low Risk (0-2 Risks) Non-Participants Medium Risk (3-4 Risks) High Risk (5+ Risks)
Excess Cost
Base Cost
SOURCE: Kaiser Family Foundation
Cost of Risk
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Job Performance
Workers who ate healthy and exercised regularly saw:27% less absenteeism 20% more likely to have higher job performance
Obesity’s impact on job performance:Job performance 11% higher for non obese workers Obese workers see greater rates of absenteeism
Organizations with high performance wellness programs:Report significantly less voluntary attrition
Source: Article, Study of 20,000 workers shows different factors drive absenteeism and job performance, Kelly Motley
of Healthways, Barb Tabor of HERO, Business Wire, Health Enhancement Research Organization (HERO) study of
20,000 workers; Article, What’s the Hard Return on Employee Wellness Programs, Study by Towers Watson and
National Business Group on Health
The Worker’s Comp Connection
42% of U.S. adults will become obese by 20302x the number of work comp claims7x higher medical costs from those claimsLost 13x more days of work from work injury or illness
Smokers are 40% more likely to have a work injury
Other Benefits of Workplace Wellness
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Employers are doing it!
Worksite Wellness Trends
Investing More• 80% more in mental health• 73% more in stress management• 66% more in mindfulness & meditation• 64% more in financial wellness• Disease management• Onsite health coaching• Free healthy food• Empowering wellness champions• Preventive screenings & PCP promotion
Investing Less• 39% less health risk assessments• 34% less biometric screenings• 30% less health fairs• 25% less fitness classes & telephonic health coaching
New Offerings• Flexible work schedules • Remote work/telecommuting• Counseling services• Caregiver support
Source: Wellable 2020 Wellness Industry Trends Report
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Keys to Success
• A culture of wellness
• Multilevel leadership support
• Wellness team driven
• Needs assessment
• Clinical analysis
• 3-5 year working strategy
• Promotion and communication
• Incentives for success
• Ongoing evaluation
Make the healthy choice the easy choice.
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Source: 2016 Nielsen, American Heart Association, and CEO Roundtable Employee Survey
Top Health Goals by Generational Segment
Younger Millennials Older Millennials Gen Xers Baby Boomers Matures
EAT HEALTHY EAT HEALTHY
EAT HEALTHY EAT HEALTHY
LOSE WEIGHT
LOSE WEIGHT LOSE WEIGHT
SLEEP MORE SLEEP MORE
BE ACTIVE
BE ACTIVE
BE ACTIVE BE ACTIVE
BE ACTIVE
FINANCIAL HEALTH
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Incentives for Success
While incentives vary among groups, contribution incentives continue to drive engagement.
• Premium incentives
• Discount
• Surcharge
• Tied to HSA/HRA contributions
• Premium Holiday Participation Expectation
25% 55% 75% +
MonthlyIncentive
<$25 $25-$50 >$50
Annual Incentive
<$300$300-$600
>$600
Standard Wellness Engagement Rates
Low Non-Engaged Leadership
Highly Engaged Leadership
20% population 75-90% population
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Compliance
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Frequency of Opportunity to Qualify
Size of Reward – 30% / 50%
Reasonably Designed
Availability/ Notice Reasonable Alternatives
Notice / Prior, Written Authorization
ACA/HIPAA, ADA, GINA 5 Standard Rules
AP Resources
• Monthly H&P newsletter – turnkey • News
• EE newsletter/mashup
• Monthly wellness topic
• Challenges
• Food/recipe
• Exercise
• The Guidebook – online library
Online access to turnkey tools, templates and resources to help you build your
wellness program from the ground up!
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AP 2020 Calendar2020 Priorities January February March April May June
1 1 1 1 1 1
2 2 2 2 2 2
3 3 3 3 3 3
4 4 4 4 4 4
5 5 5 5 5 5
July August September October November December
1 1 1 1 1 1
2 2 2 2 2 2
3 3 3 3 3 3
4 4 4 4 4 4
5 5 5 5 5 5
Subject to change
Tacos
Culture Idea
Culture Idea Culture Idea
Water ChallengeRandom Acts of
Kindness Challenge
Cherries
Culture Idea
Donation Station
EAP Promotion
Financial Wellness
Cold or Flu
Hand Hygeine
Yoga
Emergency PoliciesDealing with
Workplace Stressors
Lunges
Blueberries Watermelon
Suicide Prevention
QPREAP
Gratitude
Great Am. Smokeout
Guacamole/Avocados Pears
Jumping Jacks Mountain Climbers Squats Boxing
Culture Idea
Jumping Jack
ChallengeWalktober Bingo
Gratitude
ChallengeFood Diary Tracker
Culture Idea Culture Idea Culture Idea
Preventive Care -
Following Doc's
Orders
Salad
Push-Ups
Push-Up ChallengeSnack Swap Challenge
Volunteering
Culture Idea
Strawberries
Calf Raises
Culture Idea Culture Idea
2020 AssuredPartners Wellness Timeline
Financial Wellness
Spread the Love
Challenge
Crunches
Build a Better Budget
Challenge
Celery
Emergency Room or
Urgent CareTopic of the Month
Food of the Month
Culture Idea Culture Idea
Challenge of the Month Wall-Sit Challenge
Wall-Sits
Dark Chocolate
High KneesExercise of the Month
Oral Health
Tomatoes
Pilates
Taste the Rainbow
Challenge
New Year New You
Apples
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COVID-19 Resources
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• Info, tools and templates for employee health screenings
• Hand washing/hygiene/masks• Return to work planning • Policies/planning for pandemic
illness • Free employee crisis lines • Healthy at Home employee
content/webinar series • And much more…
Client A Developed YoY analyses for wellness. Engaged members outperforming non-engaged in prevention (17%), condition compliance, pepmclaims cost (46%) and absenteeism (3 days).
Client BUsing Springbuk, YoY analysis shows wellness cohorts outperforming in pepm cost (43%) and future trend. Prevention is 2nd highest diagnostic category. Lifestyle improvement program for highest risk members shows biometric improvement in every category, Springbukshowed future trend cost down.
Client CRecommended outcomes incentive program drove a 2.5% decrease in metabolic syndrome for the cohort population despite an agingworkforce.
Client D98% participation in onsite screenings with marketing and incentive strategy. Recommended onsite health coach decreased notable risk in areas of sleep apnea, substance abuse and nicotine use.
Client EOur outcomes incentive program and preventive campaign increased preventive utilization by 20% and decreased risks in areas of glucose, blood pressure, HDL, triglycerides and abdominal circumference with the cohort population over a 3-year time period.
Client F85% participation (10%+ YoY). Developed dashboard analyses for wellness. Engaged members outperforming non-engaged in prevention(54%), condition compliance, pepm claims cost (46%). Biometric improvements reported in cholesterol, Glucose and BMI.
Health & Productivity Successes
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Action Item Due Date
Create goals
Employee survey
Committee
Culture changes
Communication initiatives
Behavior change programs
Preventive campaign
Mental health support
Incentives
Strengths Opportunities
Preventive Care
Mental Health
Physical Health
Culture Building
Leadership
Cu
ltu
ral A
ud
it
Questions
Thank you!
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Cary Seager, MBA, RHU, CCWSRegional Director of Health & Productivity(419) [email protected]