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GH ñªëÅ]î¦ô¢Ù ì÷Ùñô¢ª 25, 2020 n e-mail:[email protected] 17 1. RBI appointed whom as the first Chairperson of the Reserve Bank Innovation Hub (RBIH) on 17 November 2020? 1) Nandan Nilekani 2) Urjith Patel 3) Senapathy (Kris) Gopalakrishnan 4) U. B. Pravin Rao 5) Raghuram Rajan 2. ‘Project Kirana’ launched by United States Agency for International Development (USAID) and …………. to increase revenue streams, expand financial inclusion and digital payments adoption of kirana shops that are owned or operated by women. 1) Mastercard 2) VISA 3) Cirrus 4) Maestro 5) Amex 3. Who extended a loan worth 545 mil- lion euro for the construction of Mumbai Metro Lines 4 and 4A? 1) USAID 2) International Development Association 3) KfW, a German development bank 4) European Development Bank 5) Banco de Portugal, Central Bank of Portugal 4. On 19 November 2020, the World Bank declared a loan of $120-million to improve and modernize the trans- port sector of ……… 1) Gujrat 2) Maharashtra 3) AP 4) Assam 5) Meghalaya 5. Which bank launched of 'Eva' sav- ings account for women? 1) Paytm Payments Bank 2) Jana Small Finance Bank 3) Equitas Small Finance Bank 4) ICICI 5) YES Bank 6. ‘Mooh Band Rakho,’ a campaign to increase awareness on cyber frauds and preventing them launched by… 1) SBI 2) Bank of Maharashtra 3) HDFC Bank 4) Union Bank of India 5) Canara Bank 7. RBI’s Internal Working Group (IWG) to review extant ownership guidelines and corporate structure for Indian private sector banks rec- ommended to increase promoter’s cap in private sector banks from 15% to … over a period of 15 years 1) 49% 2) 74% 3) 26% 4) 51% 5) 100% 8. The RBI cancelled the CoA of six Payment System Operators (PSOs) including Aircel Smart Money Limited recently. In the above con- text, CoA stands for……….. 1) Cancellation of Authorisation 2) Certificate of Amalgamation 3) Clearance of Authorisation 4) Certificate of Agency 5) Certificate of Authorisation 9. Who launched Payout Links for businesses, enabling them to instantly process payouts to cus- tomers, employees and vendors, without collecting their bank details? 1) Phonepe 2) CRED 3) Paytm 4) Freecharge 5) Amazonpay 10. SmartHub Merchant Solutions 3.0 launched by ……………. to allow merchants and self-employed pro- fessionals to instantly open a cur- rent account and start accepting payments in-store, online etc 1) RBL Bank 2) DCB 3) Axis Bank 4) HDFC Bank 5) Punjab National Bank 11. Which of the following statements wrong? 1) On 9 November 2020, the 15th Finance Commission, chaired by N K Singh, submitted its report to President Ram Nath Kovind. 2) The members of the commission are Ajay Narayan Jha, Anoop Singh, Ashok Lahiri and Ramesh Chand. Arvind Mehta is the sec- retary of commission. 3) The Commission was mandated to give its recommendations for five years from 2021-22 to 2025-26. 4) The report titled ‘Finance Commission in Covid Times’ 5) All of above correct 12. Finance Minister Nirmala Sitharaman announced 12 mea- sures under the new Atmanirbhar 3.0 stimulus package. The total outlay of the new package is over 1) Rs. 2.65 lakh crore 2) Rs. 1.65 lakh crore 3) Rs. 3.65 lakh crore 4) Rs. 65 lakh crore 5) Rs. 4.65 lakh crore 13. Emergency Credit Line Guarantee Scheme (ECLGS) for MSMEs, businesses, MUDRA borrowers and individuals (loans for business purposes) extended till …… 1) June 30, 2021 2) Dec 31, 2020 3) Dec 31, 2021 4) Sep 30, 2021 5) March 31, 2021 14. PM Modi announced the change of name of ‘Ministry of Shipping’ to... 1) Ministry of Ports, Shipping and Waterways 2) Ministry of Sea Ports, Shipping and Water resources 3) Ministry of Harbours, Shipping and Waterways 4) Ministry of Ports, Ship Yards and Waterways 5) Ministry of Port development, Shipping and Sea Waters 15. SEBI formed expert group to review norms related to share- based staff benefit, issue of sweat equity under the chairmanship of ... 1) Amitabh Kant 2) Dr. V.K. Paul 3) Pravin Kutumbe 4) Sandip Bhagat 5) Sanjay Mitra 16. Leading stock exchange NSE said it will launch its first agricultural commodity futures contract for crude degummed soybean oil on 1 December 2020. Who is the MD & CEO of NSE? 1) Ashishkumar Chauhan 2) Vikram Limaye 3) J Venkatramu 4) Nilesh Shah 5) Vikramajit Sen 17. IRDAI sets up panel to revisit retail business of engineering tariff under the chairmanship of…….. 1) G. Subramonia Iyer 2) P. Umesh 3) P.C. Kandpal 4) R. Chandrasekaran 5) Naveen Tahilyani 18. Parivarthanam, the pioneering eco-sustainable programme to help the fishing community to improve the livelihood skills of youngsters along the coastline launched by……….. 1) Kerala 2) Tamil Nadu 3) Karnataka 4) Andhra Pradesh 5) Chhattisgarh 19. World Urbanism Day also known as World Town Planning Day observed on……… 1) 1 Nov 2) 13 Nov 3) 8 Nov 4) 5 Nov 5) 30 Oct 20. According to the seventh edition of EdelGive Hurun India Philanthropy List 2020, who has been the most generous philanthropist in India for 2020? 1) Azim Premji 2) Shiv Nadar 3) Mukesh Ambani 4) Kumar Mangalam Birla 5) Anil Agarwal 21. On 17 November 2020, the RBI placed in public domain a draft scheme of amalgamation of the Lakshmi Vilas Bank Ltd. (LVB) with...... 1) HSBC 2) RBL Bank 3) Bank of India 4) CITI Bank 5) DBS Bank India Ltd 22. Which of the following statements is correct? 1) Fifteen countries formed into RCEP, the world’s largest trading bloc, covering nearly a third of the global economy. 2) RCEP (Regional Comprehensive Economic Partnership) deal made on 15 November 2020 comprised 10 member countries of the Association of Southeast Asian Nations (ASEAN) and five of the bloc's dialogue partners - China, Japan, South Korea, Australia and New Zealand. 3) The deal excludes the USA, which withdrew from a rival Asia- Pacific trade pact in 2017. 4) India was also part of the negotia- tions, but it pulled out last year over concerns that lower tariffs could hurt local producers 5) All of above 23. With whom, the Department of Investment and Public Asset Management (DIPAM) signed an agreement to get advisory services for asset monetization? 1) USAID 2) IMF 3) World Bank 4) AIIB 5) ADB 24. RBI announced the names of two startups that have been selected as a part of its regulatory sandbox pro- gramme recently. They are Natural Support Consultancy Services Private Limited and……….. 1) ShopClues.com 2) Micromax Informatics 3) Nucleus Software Exports Limited 4) Acaira Technologies Pvt Ltd 5) Simplified Software Solutions India 25. RBI restricted withdrawals from Mantha Urban Cooperative Bank for 6 months located in the state of….. 1) Bihar 2) UP 3) Maharashtra 4) Karnataka 5) MP 26. Bharat Financial Inclusion Ltd (BFIL) is the subsidiary of …… signed a pact with Maharashtra government to enhance doorstep delivery of livestock care to farmers in the state 1) Karur Vysya Bank Ltd 2) IndusInd Bank 3) City Union Bank Ltd 4) UCO Bank 5) Bank of Baroda 27. On 20 November 2020, PM Narendra Modi and Bhutan PM Lotay Tshering virtually launched RuPay Card Phase II in Bhutan. What is the currency of Bhutan? 1) Taka 2) Peso 3) Baht 4) New Shekel 5) Ngultrum 28. Equitas Small Finance Bank announced which woman cricketer as an ambassador? 1) Mithali Raj 2) Harmanpreet Kaur 3) Poonam Raut 4) Jhulan Goswami 5) Smriti Mandhana 29. ‘Chalo aage Badhe’ is the tag line of 1) Ujjivan Small Finance Bank 2) Janalakshmi Small Finance Bank 3) AU Small Finance Bank 4) Paytm Payments Bank 5) Airtel Payments Bank Limited 30. WEF selected four Indian cities fig- ure among the 36 cities that have agreed to pioneer a roadmap for safely adopting new technology as part of the G20 Global Smart Cities Alliance. They are Bengaluru, Faridabad, Indore and …. 1) Pune 2) Visakhapatnam 3) Hyderabad 4) Jammu 5) Kolkata 31. Government of India will provide 50% subsidy for air transportation of 41 notified fruits and vegetables from North East and Himalayan states to any place in the country. The subsidy will be provided as part of the … 1) ‘Operation VEG Scheme TOP to TOTAL’ 2) ‘Operation Green Scheme TOP to TOTAL’ 3) ‘Operation Green Scheme SEED to Basket’ 4) ‘Operation TRAIN Scheme TOP to TOTAL’ 5) ‘Operation Green Scheme ‘Fruit and Veg’ 32. India's first-ever real-time base metal index METLDEX launched by…. 1) BSE 2) NSE 3) OTC Exchange of India 4) MCX 5) United Stock Exchange of India Writer GENERALAWARENESS Amara Veeraswamy Subject Expert Model Questions 1-3 2-1 3-3 4-5 5-3 6-3 7-3 8-5 9-3 10-4 11-5 12-1 13-5 14-1 15-4 16-2 17-4 18-1 19-3 20-1 21-5 22-5 23-3 24-3 25-3 26-2 27-5 28-5 29-3 30-3 31-2 32-4 Key Mooh Band Rakho.. a campaign for..? F F F F F F F F F F F F F F F H þ§ëů-ô¢-é©-ÚÛ-JÙ-#ì ÍÙÚÛ-Þœ-é¨-êŸî¶ª -cHá-Þœ-é¨êŸÙe-.- 1 1 2ax 1. - + a 2 + ax + x 2 a 2 - ax + x 2 a 4 + a 2 x 2 + x 4 N-õª÷? 1) 2 2) 1 3) -1 4) 0 1 1 2ax þ§-ëÅ]ì: - + a 2 + ax + x 2 a 2 - ax + x 2 a 4 + a 2 x 2 + x 4 a 2 - ax + x 2 - (a 2 + ax + x 2 ) 2ax = + (a 2 + ax + x 2 ) (a 2 - ax + x 2 ) a 4 + a 2 x 2 + x 4 a 2 - ax + x 2 - a 2 - ax - x 2 2ax = + a 4 + a 2 x 2 + x 4 a 4 + a 2 x 2 + x 4 - 2ax 2ax = + = 0 a 4 + a 2 x 2 + x 4 a 4 + a 2 x 2 + x 4 ú£-÷«-ëůìÙ: 4 2. x = 11 Í-ô³ê¶ x 5 -12x 4 + 12x 3 - 12x 2 + 12x - 1 N-õª÷? 1) 5 2) 10 3) 15 4) 20 þ§-ëÅ]ì:- x = 11 x 5 - 12x 4 + 12x 3 - 12x 2 + 12x - 1 = x 4 (x - 12) + 12x 3 - 12x 2 + 12x - 1 = x 4 (11 - 12) + 12x 3 - 12x 2 + 12x - 1 ( . . . x = 11) = x 4 (-1) + 12x 3 - 12x 2 + 12x - 1 = - x 4 + 12x 3 - 12x 2 + 12x - 1 = x 3 [-x + 12] -12x 2 + 12x -1 = x 3 [-11 + 12] - 12x 2 + 12x - 1 ( . . . x = 11) = x 3 - 12x 2 + 12x -1 = x 2 (x - 12) + 12x - 1 = x 2 (11 - 12) + 12x -1 ( . . . x = 11) = -x 2 + 12x -1 = x(-x + 12) -1 = x(-11 + 12) -1 ( . . . x = 11) = x - 1 = 11 - 1 ( . . . x = 11) = 10 öË¶ë¯ x 5 - 12x 4 + 12x 3 - 12x 2 + 12x - 1 = x 4 (x - 12) +12x 2 (x - 1) + 12x - 1 = x 4 (11 - 12) + 12x 2 (11 - 1) + 12x - 1 ( . . . x = 11) = -x 4 + 120x 2 + 12x - 1 = x 2 [-x 2 + 120] + 12x - 1 = x 2 [-11 2 + 120] + 12x - 1 [ . . . x = 11] = x 2 (-121 + 120) + 12x - 1 = -x 2 + 12x - 1 = x (- x + 12) - 1 = x (-11 + 12) - 1 ( . . . x = 11) = x - 1 = 11 - 1 ( . . . x = 11) = 10 ú£-÷«-ëůìÙ:- 2 3. x = 5, y = 6, z = -11 Í-ô³ê¶ x 3 + y 3 + z 3 =? 1) - 890 2) - 970 3) - 870 4) - 990 þ§-ëÅ]ì: x = 5, y = 6, z = -11 x + y + z = 5 + 6 + (-11) = 11 - 11 = 0 ⇒ x 3 + y 3 + z 3 = 3xyz (a + b + c = 0 Í-ô³ê¶ a 3 + b 3 + c 3 = 3abc) = 3 (5) (6) (-11) = - 990 ú£-÷«-ëůìÙ:- 4 4. 8 √ x + 15 √ x = 17 √ x Í-ô³ê¶ x N-õª÷? 16 1) 2) 9 3) 4 4) 6 9 þ§-ëÅ]ì:- 8 √ x + 15 √ x = 17 √ x 8 2 + 15 2 = 17 2 [ . . . (8, 15, 17) Í-û¶N šíjëǯ-Þœ-JóŸªû vAÚÛ÷³] Ú¥ñæ¨d √ x = 2 ⇒ x = 2 2 = 4 ú£-÷«-ëůìÙ:- 3 1 1 5. x 2 + y 2 + + = 4 Í-ô³ê¶ x 2 + y 2 N-õª÷? x 2 y 2 1) 2 2) 4 3) 8 4) 16 1 1 þ§-ëÅ]ì:- x 2 + y 2 + + = 4 x 2 y 2 1 1 ⇒ x 2 + y 2 + + - 4 = 0 x 2 y 2 1 1 ⇒ x 2 + - 2 + y 2 + - 2 = 0 x 2 y 2 1 2 1 2 ⇒ ( x - ) + ( y - ) = 0 x y 1 1 ⇒ x - = 0 ÷ªJóŸ³ y - = 0 x y ⇒ x 2 - 1 = 0, y 2 - 1 = 0 ⇒ x 2 = 1, y 2 = 1 ⇒ x = 1, y = 1 x 2 + y 2 = 1 2 + 1 2 = 1 + 1 = 2 ú£-÷«-ëůìÙ:- 1 a 2 + b 2 + c 2 6. a + b + c = 0 Í-ô³ê¶ Nõª÷? a 2 - bc 1) 4 2) 3 3) 0 4) 2 þ§-ëÅ]ì: a + b + c = 0 ⇒ b + c = - a Ï-ô¢ª-j-í£±ö° ÷ô¢_Ù à¶óŸªÞ¥ ⇒ (b + c) 2 = (-a) 2 ⇒ b 2 + c 2 + 2bc = a 2 ⇒ b 2 + c 2 = a 2 - 2bc Ïí£±pè[ª a 2 + b 2 + c 2 a 2 + a 2 - 2bc 2a 2 - 2bc = = a 2 - bc a 2 - bc a 2 - bc 2 (a 2 - bc) = = 2 a 2 - bc ú£-÷«-ëůìÙ:- 4 a - b 7. a 2 + b 2 + 2b + 4a + 5 = 0 Í-ô³ê¶ N-õª÷? a + b 1 1 1) 2) - 3) 3 4) -3 3 3 þ§-ëÅ]ì: a 2 + b 2 + 2b + 4a + 5 = 0 ⇒ a 2 + 4a + b 2 + 2b + 4 + 1 = 0 ⇒ a 2 + 4a + 4 + b 2 + 2b + 1 = 0 ⇒ (a + 2) 2 + (b + 1) 2 = 0 ⇒ (a + 2) = 0, (b + 1) = 0 ∴ a = -2, b = -1 a - b -2 - (-1) -2 + 1 -1 1 = = = = a + b -2 + (-1) -2 - 1 -3 3 ú£-÷«-ëůìÙ:- 1 a b c 8. + + = 1 Í-ô³ê¶ 1 - a 1 - b 1 - c 1 1 1 + + N-õª÷? 1 - a 1 - b 1 - c 1) 4 2) 3 3) 2 4) 1 a b c þ§-ëÅ]ì: + + = 1 1 - a 1 - b 1 - c a b c ⇒ ( + 1 ) + ( + 1 ) + ( + 1 ) 1 - a 1 - b 1 - c = 1 + 3 a + 1 - a b + 1 - b c + 1 - c ⇒ ( ) + ( ) + ( ) = 4 1 - a 1 - b 1 - c 1 1 1 ⇒ + + = 4 1 - a 1 - b 1 - c ú£-÷«-ëůìÙ:- 1 1 9. x + = √ 3 Íô³ê¶ x 18 + x 12 + x 6 + 1 N-õª÷? x 1) 3 2) 1 3) 2 4) 0 1 þ§-ëÅ]ì:- x + = √ 3 x 1 ⇒ ( x + ) 3 = (√ 3 ) 3 x 1 1 1 ⇒ x 3 + + 3x ( x + ) = 3 √ 3 x 3 x x 1 ⇒ x 3 + + 3(√ 3 ) = 3√ 3 x 3 1 ⇒ x 3 + + 3 √ 3 = 3 √ 3 x 3 1 ⇒ x 3 + = 3 √ 3 - 3 √ 3 = 0 x 3 1 ⇒ x 3 = - ⇒ x 6 = -1 x 3 ∴ x 6 = -1 x 18 + x 12 + x 6 + 1 = (x 6 ) 3 + (x 6 ) 2 + x 6 + 1 = (-1) 3 + (-1) 2 + (-1) + 1 = -1 + 1 - 1 + 1 = 0 ú£-÷«-ëůìÙ:- 4 10. a 2 + b 2 = 2, c 2 + d 2 = 1 Í-ô³ê¶ (ad - bc) 2 + (ac + bd) 2 N-õª÷? 1 1 1) 2 2) 3) 4 4) 2 4 þ§-ëÅ]ì: a 2 + b 2 = 2, c 2 + d 2 = 1 (ad - bc) 2 + (ac + bd) 2 = a 2 d 2 + b 2 c 2 - 2abcd + a 2 c 2 + b 2 d 2 + 2acbd = a 2 d 2 + b 2 c 2 + a 2 c 2 + b 2 d 2 = a 2 d 2 + b 2 d 2 + b 2 c 2 + a 2 c 2 =d 2 (a 2 + b 2 ) + c 2 (b 2 + a 2 ) = (a 2 + b 2 )(d 2 + c 2 ) = (a 2 + b 2 )(c 2 + d 2 ) = 2(1) = 2 ú£-÷«-ëůìÙ:- 1 1 1 11. 2p + = 4 Í-ô³ê¶ p 3 + N-õª÷? p 8p 3 1) 8 2) 5 3) 12 4) 16 1 þ§-ëÅ]ì:- 2p + = 4 p 1 ( 2p + ) p 4 1 ⇒ = ⇒ p + = 2 2 2 2p 1 ⇒ ( p + ) 3 = (2) 3 2p 1 1 1 ⇒ p 3 + ( ) 3 + 3p ( )( p + ) = 8 2p 2p 2p 1 3 ⇒ p 3 + + (2) = 8 8p 3 2 1 1 ⇒ p 3 + + 3 = 8 ⇒ p 3 + = 8 - 3 = 5 8p 3 8p 3 ú£-÷«-ëůìÙ:- 2 ÎôÂÎôÂH í£K¤Ûõ ví£ê¶uÚÛÙ ÍJëÇÂîμªæ¨Ú Há-Þœ-é¨êŸÙ ô¢àŸô³êŸ úˆšï°àÂ. ô¦ëůÚÛ”ù£g Nù£óŸª Eí£±éªõª 1 1 1. x - = 3 Í-ô³ê¶ x 3 - = ? x x 3 1) 54 2) 18 3) 72 4) 36 2. (4 + √ 15) a = (4 - √ 15) b = 1 Íô³ê¶ 1 1 + = ? a b 1) 16 2) 8 3) 12 4) 6 3. x = 15 Í-ô³ê¶ x 5 - 16x 4 + 16x 3 - 16x 2 + 16x - 12 Nõª÷? 1) 3 2) 6 3) 9 4) 12 1 1 1 4. a + b + c = 0 Í-ô³ê¶ + + + a 3 b 3 c 3 1 1 1 + + N-õª÷? (a + b) 3 (b + c) 3 (c + a) 3 1) 3 2) 2 3) 1 4) 0 1 5. x = 3 + 2√ 2 Í-ô³ê¶ x 3 + = ? x 3 1) 214 2) 216 3) 198 4) 212 x 3 6. x 2 + 4x + 3 = 0 Í-ô³ê¶ N-õª÷? x 6 + 27x 3 + 27 ÓÙêŸ? 1) 1 2) -1 3) 2 4) -2 7. m + n = -2 Í-ô³ê¶ m 3 + n 3 - 6mn N-õª÷? 1) -18 2) -16 3) -6 4) -8 1 8. x = 3 + √ 8 Í-ô³ê¶ x 2 + N-õª÷? x 2 1) 34 2) 24 3) 38 4) 36 ÍòÅ°uú£ ví£øŒoõª 1 1 1 12. x = 13 Í-ô³ê¶ ( 1 + )( 1 + )( 1 + ) x x+1 x+2 1 ( 1 + ) N-õª÷? x + 3 14 15 16 17 1) 2) 3) 4) 13 13 13 13 1 1 1 1 þ§-ëÅ]ì:- ( 1 + )( 1+ )( 1 + )( 1 + ) x x + 1 x + 2 x + 3 x + 1 x + 1 + 1 x + 2 + 1 x + 3 + 1 = ( ) ( )( )( ) x x + 1 x + 2 x + 3 x + 1 x + 2 x + 3 x + 4 = ( )( )( )( ) x x + 1 x + 2 x + 3 x + 4 = x 13 + 4 = ( . . . x = 13) 13 17 = 13 ú£-÷«-ëůìÙ:- 4 ú£-÷«-ëů-û¦õª 1-4 2-2 3-1 4-4 5-3 6-2 7-4 8-1 ... 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