1

SHRI VILE PARLE KELAVANI MANDAL’S

NARSEE MONJEE COLLEGE OF COMMERCE &

ECONOMICS

Juhu Scheme, Vile Parle (W), Mumbai – 400 056.

B.Com (FM)

STUDENT HANDBOOK

2016-17

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INDEX

1. INTRODUCTION 7

2. ACADEMIC CALENDER 19

3. ACADEMIC INFORMATION 19

4. GENERAL RULES & REGULATIONS 69

5. LIFE @ N.M. COLLEGE 75

6. ANNEXURES 80

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NOTICE TO STUDENTS

This handbook contains a review of the rules and procedures of N.M. College with which

students are expected to be familiar, also included here is information on a number of the

services, programs, and organizations that have been created to bring assistance and

enrichment to a student’s undergraduate experience.

N.M. College makes all decisions concerning applicants, students, faculty, and staff on the basis

of the individual’s qualifications to contribute to N.M.’s educational objectives and institutional

needs. Discrimination on the basis of race, color, sex, sexual orientation, gender identity,

religion, age, national or ethnic origin, political beliefs, veteran status, or disability unrelated to

course requirements is inconsistent with the purposes of a university and with the law. N.M.

College expects that those with whom it deals with will comply with all applicable anti-

discrimination & anti-ragging laws.

While every effort has been made to ensure that this book is accurate and up to date, it may

include typographical or other errors. Changes are periodically made to this publication and will

be incorporated in new editions. All this information is also available on the college website

under relevant tabs. The students are required to regularly visit the college website wherein all

the notices / other relevant information are uploaded from time to time. It is in the best

interest of the student to visit the website so that the students do not miss out on any notice or

any submission dates which are intimated by the college from time to time.

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MANAGEMENT

OFFICE BEARERS

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Managing Committee

The Managing Committee has got 30 elected members together with the President; it also has got 9

Trustees and 6 nominees of institutional donors. The Heads of our main institutions are also the Ex-

Officio members. In the Managing Committee, we have utilized the services of eminent persons

and experts in their respective fields who have devoted their valuable time at the service of SVKM.

Shri Amrish R. Patel President

Shri Bhupesh R. Patel Jt. President

Shri Pravin V. Gandhi Vice President

Shri Sunandan R. Divatia Hon. Secretary

Shri Utpal H. Bhayani Hon. Treasurer

Dr. Jayant P. Gandhi Hon. Jt. Secretary

Shri Shalin S. Divatia Hon. Jt. Treasurer

Shri Harshad H. Shah Hon. Jt. Treasurer

Shri Harit H. Chitalia Hon. Jt. Treasurer

Shri Bharat M Sanghvi Smt. Minaxi K Mehta Shri Tapan M Patel

Shri Bhargav N Patel Shri Mukesh H Patel Shri TNV Ayyar

Shri Bhupen G Bhatt Shri Naresh K Sheth Shri Tushar H Mehta

Shri Chintan A Patel Shri Nayan M Patel Shri Vamanrai V Parekh

Shri Nimir K Mehta Shri Vedprakash K Dudeja Shri Vinod M Goradia

Shri Harihar R Patel Shri Pratapchandra B Patel Shri Vivek C Vaidya

Shri Harshad B Kawa Shri Pravin H Doshi

Shri Jagat A Killawala Shri Pruthviraj C Shah

Shri Jagdish B Parikh Shri Rajendra K Shah

Shri Jayesh P Choksi Shri Rajesh L Jani

Shri Jayesh R Gandhi Shri Rajgopal C Bhandari

Shri Kirit P Mehta Shri Sanjay A Desai

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Executive Committee

The executive committee has got 59 members plus Heads of institutes as Ex-Officio members. It is

expected to meet every month and take decisions on various matters of policy. Our members

depending upon their experience in various fields have volunteered their services to be members of

these committees. SVKM as well as the institutions have benefited immensely from their expertise.

Shri Amrish R. Patel President

Shri Bhupesh R. Patel Jt. President

Shri Pravin V. Gandhi Vice President

Shri Sunandan R. Divatia Hon. Secretary

Shri Utpal H. Bhayani Hon. Treasurer

Dr. Jayant P. Gandhi Hon. Jt. Secretary

Shri Shalin S. Divatia Hon. Jt. Treasurer

Shri Harshad H. Shah Hon. Jt. Treasurer

Shri Harit H. Chitalia Hon. Jt. Treasurer

Shri Amit Desai Shri Mukesh H Patel Shri Sunil N Dalal

Shri Anand K Pandit Shri Naresh K Sheth Shri Tapan M Patel

Shri Ashwin Dani Shri Nayan M Patel Shri TNV Ayyar

Shri Bharat M Sanghvi Shri Nimir K Mehta Shri Tushar H Mehta

Shri Bhargav N Patel Shri Pratapchandra B Patel Shri Vasantrai D Gandhi

Shri Bhupesh P Bafna Shri Pravin H Doshi Shri Vedprakash Dudeja

Shri Chandrakant T. Shanghvi Shri Pruthviraj C Shah Shri Vijay I Patel

Shri Chintan A Patel Shri Rajendra K Shah Shri Vinod K Goenka

Shri Harihar R Patel Shri Rajgopal C Bhandari Shri Vinod M Patel

Shri Girish S Mehta Shri Rajiv M Sanghvi Shri Vivek C Vaidya

Shri Harshad B Kawa Shri Rajnikant S Ajmera Smt. Zainab R Chauhan

Shri Jagat A Killawala Shri Sanjay A Desai Shri Asoke Basak

Shri Jagdish B Parikh Smt. Sarla H Doshi Shri Mohan Awate

Shri Jairaj C Thacker Smt. Saroj Rao Shri Anil K Bapat

Shri Jayesh P Choksi Shri Vinod M Goradia Shri Nilesh M Mohile

Shri Jesus Lall Shri Vinod M Patel Shri Deepak Golwala (Special Invitee)

Shri Kirit P Mehta Shri Vivek C Vaidya Shri Jai Chinai (Special Invitee)

Shri Maherdas J Patel Smt. Zainab R Chauhan Shri Rajesh V Shah (Special Invitee)

Shri Manju D Gupta Shri Shailesh M Patel

Shri Mukesh A Shah Smt.Sneha A Parekh

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INTRODUCTION

1.1. VISON, MISSION & OBJECTIVES OF THE COLLEGE

VISION

To provide affordable quality education, while equipping students with knowledge and skills in

their chosen stream, inculcate values, identify hidden talents, provide opportunities for

students to realize their full potential and thus shape them into future leaders, entrepreneurs

and above all good human beings.

MISSION

To strive for quality education in keeping with the motto of the college, “Excellence in

Education” and prepare young minds for imbibing knowledge, skills and sensitivity.

OBJECTIVES

1. Impart education of the highest standard through value based holistic teaching and learning

by integrating traditional and innovative practices.

2. Create a platform for students for exploring their creative potential and nurturing the spirit

of entrepreneurship and critical thinking.

3. Inculcate a strong belief in hard work and core values of gender equality, human rights and

ecology in order to make them socially responsible citizens.

4. Equip students with the skills needed to adapt better to the changing global scenario and

gain access to multiple career opportunities.

5. Provide inclusive education by making it accessible to all sections of society.

6. To maintain and promote quality, transparency, compliance and sustainability in

governance and service delivery.

1.2. QUALITY POLICY

Shri Vile Parle Kelavani Mandal’s Narsee Monjee College of Commerce & Economics believes in

empowering its stakeholders to meet the challenges of the evolving world by instilling in them a

sense of integrity, hard work and leadership skills thereby sensitizing them in being Socially

Responsible Human Beings.

Our policy statement is achieved through:

Maintenance of transparency, accountability and sustainability in Governance and Service

Delivery.

Enhancement of Proficiency in Employability, Leadership and Life Skills to meet the

challenges of the competitive world.

Inculcation of Core Values in nurturing our stakeholders towards Gender Equality, Human

Rights, Ecology and Environment.

Endowment of State of the Art Infrastructure and ICT facility to enhance the qualitative

functioning of the Institution.

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Achievement of Excellence in Education by imparting value based holistic quality education.

1.3. BRIEF HISTORY OF N.M. COLLEGE

SVKM’s Narsee Monjee College of Commerce & Economics, popularly known as NM College, is a

leading college affiliated to Mumbai University. It was established in 1964 by Shri Vile Parle Kelavani

Mandal (SVKM), a professionally managed trust with a large number of prestigious academic

institutions, under its umbrella. SVKM is the brain child of leading industrialists and socially

conscious philanthropists who wanted to contribute to the local area by founding educational

institutions.

The Mandal has an extensive local base with a large primary membership. The Status of NM as a

minority institution for the Gujarati Linguistic Community is a significant achievement in providing

access to students from the Gujarati Speaking Community, to the most coveted college in the

Commerce and Business Management Streams.

Although the College started by focusing on education to make students self-reliant and to prepare

them for careers in the commerce field, it gradually extended the scope of its activities to include

the molding of the overall personality of the students. With greater competition in every walk of

life it has become a necessity to prepare students to shine in all areas.

As of today, all the classrooms of the college are air-conditioned with modern teaching aid like the

LCD projector and audio visual system. The campus is Wi-Fi. The library is computerized with a

Resource Network Center equipped with Computers and Printers and Wi-Fi connectivity. The library

now consists of more than 63,000 books, 27 databases & 94 journals and periodicals. All the

teaching staff of the college is provided Laptops with necessary license software.

Besides, the undergraduate courses Bachelor of Commerce (B.Com.) and the Bachelor of

Management Studies (BMS) in the Degree College, the college now offers undergraduate courses in

Bachelor of Science (Information Technology) (B.Sc. (IT)), Bachelor of Commerce (Account &

Finance) (BAF) & Bachelor of Commerce (Financial Markets) (BFM), Post Graduate Masters

program i.e. M.Com. with specialization in Advance Accountancy, Business Management and

Banking & Finance.

We are probably the only institute which is authorized by the Institute of Chartered Accountants,

Company Secretaries and Cost Accounts as their Oral Training Center to conduct training courses

for all the programs offered by these Institutes. We are also authorized by the Indian Merchants

Chamber and National Stock Engage to offer their courses to our students. The current student

strength is around 6,200.

In the Junior College we now have 5 divisions offering French and 4 divisions offering Information

Technology as one of the optional subjects. The MCVC i.e. the HSC Vocational functions from the

premises of NM College itself.

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The College students participate in different cultural, co-curricular and sports activities winning

laurels and medals for themselves and for the college at Inter-University, State Level, National &

International Events and competitions.

The Alumni Association of the College , Narsee Monjee Alumni Association & Movement (NAAM)

which now is a registered body extends its support to the college in conducting various academic

and related activities like felicitating students for their academic achievements at the University,

Board and College level, felicitating the teaching and the non-teaching staff on their

superannuation etc. Ex-students associated with NAAM who have shown extraordinary

entrepreneurial skills are involved with the Intent business programme every year.

1.4. INFRASTRUCTURE

1.4.i. I.J. PATEL LIBRARY:

Objectives of Library

To acquire, update, maintain and provide a qualitative and quantitative collection of books,

periodicals and other instructional material of electronic resources to support the academic

programme and educational objectives of the college.

To include in collection various fields of knowledge as well as of career and character

building.

To provide quality services to faculty and students for achieving their curricular as well as

co-curricular goals, with the help of technology, but not as a substitute for personal service.

To inculcate reading habit among students and to encourage collaborative efforts among

library staff and students to maximum utilization of library resources.

The Library was established in the year 1964. The Total area admeasuring is approximately 7400

sq. ft. divided in two floors. The Library has a state of art infrastructure and has a reading room

capacity of more than 300 students. Every table has facility to plug-in the laptop. The Library is

centrally air conditioned with Wi-Fi connectivity and UGC Network Resource Center. Students can

recommend any book to the Librarian at any time during the year. The recommended books will be

purchased after getting approval from the respective Head of the Department and the Principal.

The UGC Network Resource Center with five PC terminals is available free of change for accessing

databases, OPAC (computerized catalogue) and Internet, strictly as per the rules. The network

printer provides the facility to print the pages.

Suggestion Box: Students can drop their recommendations for books and any other suggestions in

this box kept near book showcases. The suggestion box opens on every Saturday at 2-00 p.m.

The Library Committee consists of the staff members from Degree College, Junior College, Unaided

Courses, Librarian and Assistant Librarian.

American Centre library, Indian Commerce Association and Maharashtra Economic Development

Council. Collection of books, journals and magazines on biographies, career guidance, personality

development, competitive examinations, CA studies, ICWA, General Knowledge, etc. The library has

institutional membership of British Council Library www.mylibrary.britishcouncil.org

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Direct access to several databases related to online journals, company data, laws, e-books, etc.

useful for your studies, projects and exercises from http://ezproxy.svkm.ac.in:2048/login

For login Id and password of these databases please contact UGC-NRC Resource Centre in library.

Some other important online resources can directly be accessed from our college website.

Library Services

The students can approach the counter for any purpose like Current Reading, Home Issue,

Reference or getting information related to any topic of interest.

I - General services:

1. Computerised catalogue (OPAC) where one can locate for books according to author, title,

publisher, accession number and classification number.

2. The following material is made available from the library counter

Books for current reading Reading lists of

interested books Syllabus

Books for home issue for a

week

Bibliographies on

various topics Competitive Exams related books

Question papers CDs. Books on careers

Reference sources such as

dictionaries, encyclopedia’s,

year books

Journal articles Index

Newspaper clippings on various

topics useful for student’s

assignments and projects

3. Home lending of books- textbooks and other books are issued for one week.

4. Periodicals - Journals and magazines are displayed in the reading room. In case of any

journal not found on display please ask at the counter. The periodicals are available for

reading within the library. However, if any student wants any periodical for home issue,

they should contact the person at the counter.

5. Daily newspapers are kept at the counter and available for reading to everybody.

6. Electronic Journal Databases accessible from UGC-NRS in library and also from home.

7. Reference Service- This service is especially for projects and assignments.

8. Book-Bank- Textbooks are provided for use during one academic year. The books are

required to be returned as soon as the exams get over. The application forms are made

available from the library counter only during the prescribed dates on the notice put up at

the beginning of every year.

9. Reading Room for self-study – facility after the library hours.

10. Internet access through UGC Network Resource Center and Wi-Fi. Anybody using these

facilities is required to register themselves.

11. Services to ex-students and visitors.

12. Use of e-mails to inform the students of the new arrivals in the library etc.

II Extension Activities:

1. Inter library loan & referral service for other libraries within Mumbai.

2. CD-ROMs viewing on multimedia computers any student can view the CDs available in

library.

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3. Scanning and printing.

PROTOCOL / RULES FOR STUDENTS USING LIBRARY

Talking loudly, discussing, loitering, eating, smoking, spitting, using mobile, shifting chairs,

reserving chairs, scratching on furniture is strictly prohibited.

All persons using the Library are subject to the discipline of the college.

All those entering the library are requested to observe silence, behave in decent manner and

maintain discipline

Please take permission of the counter staff for entry inside the counter or UGC Network

Resource Center.

For entry inside the counter the students are required to keep all their belongings aside and

allowed to carry only their library card and identity card.

Please handle the books carefully and do not mutilate them in any way while using.

The books issued for home reading must be returned on the due date mentioned on date slip

behind the book. If the same book is required again for the next week, student must renew it on

the due date or is subjected to pay fine of Rs. 1/- per day per book or as per the then notice.

In case of loss of a library book the Librarian should be contacted immediately. The lost book is

supposed to be replaced immediately. The cost of the book will be recovered only if the book is

not available in the market.

Other material like syllabus copies, question papers, periodicals, CDs, books for current reading,

etc. issued from the counter are expected to be returned on the same day, failing which a fine

of Rs. 5/- per day will be levied.

The reference books marked with “R” are for using within the library and not allowed to be

taken out of the library for any purpose.

All the students are required to strictly adhered to the above rules and cooperate with the

library staff for smooth functioning of the library. The Librarian has authority to maintain order

in the library and take action against any user who knowingly or persistently breaks any library

regulation.

Procedure for using Computerised Catalogue through LIBSYS Software

At SVKM's N M College library we are using LibSys for library automation. Users can access

library books through OPAC (Online Public Access Catalogue) in Libsys with the help of URL:

http://192.168.2.65:8080/jopac/

This URL is accessible from any computer within the campus.

On this URL select site of NM College, Mumbai.

Click on New Search menu.

In search window enter keyword and select to browse the documents by Author, Title, Subject,

or class number options in the box next to “in”. Deselect other college names, except NM

College, Mumbai. You can also do this by selecting “none” first at the bottom of this box and

then select only NM College, Mumbai. This will give you the list of books available in NM College

only.

For detail description you can click on full detail.

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Click on “Back” to go back to the list.

Please note down Class number and Accession number of the book you have selected and show

it at the counter to ask for that book.

“Back to Search” will take you back to search window.

With OPAC you can search books

By Author - It is the search for books if the Author of the book is known. Search

begins with the surname of the author.

By Title - It is the search for books if the Title of the book is known.

Classified - This is the search for books by Classification number

Note: After completing use of OPAC in library please do not shut the software and computer.

Databases

The following databases are accessible from the UGC Network Resource Centre as well as from your

own computer.

N-List Pro Quest Central EBCSOhost

ISI Emerging Markets CEIC Manupatra

ASTM CMIE : Economic Outlook McGraw-Hill

Frost & Sullivan Cabell’s Directory Indiastat

JSTOR Science Direct IEE + POP

WestLaw TVADINDX E-brary

Capitaline WARC Pearson E-books

ASCE Springer (Mech. Engineering) ASME

Library is where people, One frequently finds, Lower their voices And raise their minds.

~ Richard Armour, An American Poet and Author

1.4.ii. COMPUTER LABORATORY

Two well-equipped computer laboratories with 80 computers enhance the learning process and

enable the proper conduct of the University prescribed courses. Branded Personal Computers

are installed in three Computer Labs, all networked to facilitate teaching in small batches, with

adequate faculty attention.

All the computers in the Lab and the Office have a dedicated lease line for Internet connectivity,

which can be used by students and staff.

These labs are ideal for computer-training needs including software releases, user-group

meetings, and new application training. Our labs include student PCs and one projector PC. All

our PCs run Microsoft Windows 8, including the Microsoft Office Suite, Internet Explorer,

Mozilla Firefox, Adobe Acrobat Reader, and various media players. Our machines also feature

Dual Boot systems with Linux, various softwares required for teaching Learning Process. Lab is

equipped with wireless Internet access and a printer is in included in each room.

Some highlights and features of our computer labs include:

40 64 bits high quality LED monitors PCs in each Lab

All latest licensed version softwares like Visual Studio, Oracle, JavaNetbeans etc.

Fluorescent and incandescent lighting with clearly marked controls

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Hard writing surfaces for easier note taking

Whiteboard, flip chart and markers

Comfortable, ergonomic seating

High quality ACs for continuous cooling

College has the separate IT helpdesk for all installation and maintenance work.

Room Description Capacity Dimensions

(LxW) Square Ft.

14A Computer Lab 40 25 x 17.5 437.5

14B Computer Lab 40 25 x 17.5 437.5

1.4.iii. ELECTRONICS LABORATORY

Electronics Laboratory is located in the first floor, and supports a variety of electronics and

embedded systems. The Communications Lab provides support to courses such as Fundamental

Information Technology, Electronics and Communication Technology, Microprocessors &

Microcontrollers. The lab is equipped with various components, digital oscilloscopes and arbitrary

signal generators, as well as software-defined digital platforms. The Electronics area supports the

advanced courses in circuits design, and is equipped with a more complete work bench

encompassing a digital oscilloscopes, power supplies, digital multimeters, and digital signal

generators. Students are provided with the electronic components needed for their coursework.

Sr. No Particulars Quantity

1. Semiconductor (Diodes, Zener, Germanium Diode, LED, DAIC) Trainer

Kit Model No KMS-101 15

2. HALF WAVE, FULL WAVE & BRIDGE RECTIFERS Trainer Kit Model No

KMS-301 15

3. Monostable, Astable and Multivibrator using IC 555 15

4. Oscilloscope , Signal Generator, CRT 2

5. Microcontroller 8051 Trainer Kit Model No :M51-02, Microprocessor

8085 Trainer Kit 15

6. Digital IC Trainer Kit 1

7. Breadboard, Multimeters, wireroles, LED 30

1.4.iv. CLASSROOMS

The Center offers 30 dedicated Lecture rooms that seat between forty to 140 students.

Our lecture rooms are chosen by dozens of companies and organizations every year for small group

meetings, such as internal staff meetings and training, board meetings, client presentations,

internal strategy discussions and other similar meetings, including break-out sessions for larger

meetings.

Some highlights and features of our class rooms include:

Air Conditioner/s for each room

Inbuilt LCD Projector

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Whiteboard, flip chart and markers

Natural lighting for a brighter and more inviting atmosphere

Fluorescent and incandescent lighting with clearly marked controls

Hard writing surfaces for easier note taking

Comfortable, ergonomic seating

Wi-fi connection

Podium

Audio System

1.4.v. OTHER FACILITIES

Auditoriums & Conference Rooms: The talent of the students is given a supportive platform

through the auditoriums and conference rooms of the SVKM. The SVKM Juhu Jagruti Hall,

Bhaidas Maganlal Sabhagriha, Jashoda Rang Mandir and Santokba Hall are available to the

college for its events.

Gymkhana & Gymnasium: The spirit of sportsmanship is encouraged by the college. A

spacious gymkhana has infrastructure and facilities for indoor games. The gymkhana staff is

highly qualified. The college participates in games from the district to the national levels.

Well-known coaches train students for indoor and outdoor games, training them to excel at

inter-college tournaments at national and international levels. Gymnasium is made available

for the students and staff of SVKM on the premises of one of our sister institution.

Hostel: Shri Vile Parle Kelavani Mandal has a common men’s hostel for all its institutions at a distance of a

half-kilometer from the college and hostel for girls opposite Utpal Sanghvi School, close to the

college. The hostel facility is currently available to students of professional courses offered by our

sister institutions. We are working towards providing hostel facilities to the students of the college

and I am sure that we eill realize our goal in near future.

Health Center: The college has ensured that the staff and students have access to health facilities regularly.

A Health-cum-Counseling Centre has been operational for several years. A qualified medical

practitioner visits the college daily. Students and staff consult the doctor. In times of emergency,

help from the doctors and hospitals in the vicinity is taken. The physicians on duty are Dr. Geeta

Shah & Dr. H.O.Goyal. The health center is open for the students from 9.00 a.m. to 6.00 p.m.

Play Grounds: In order to promote sports amongst the students and to provide them a platform to excel in

this field, the college hires playgrounds in the nearby vicinity for various outdoor sports like Football,

Cricket, Handball, Basket Ball, Volley Ball etc. and arranges for facilities for indoor sports like table

tennis, Swimming, Lawn Tennis, Chess, Badminton, Judo, Karate, Skating etc. Coaches and trainers

are appointed for the games as desired by the students. Students have participated and won laurels

for the college at District Level to International Level.

Soft Skill Development Cell: In order to ensure that the students are equipped with all the skills required to

face the competitive world, the management provides all the students with soft skills training. We

have a separate department and dedicated staff appointed by the Management which provides

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training to the students with assistance from experts from the industry as and when required. The

training is provided at no cost to the student.

Placement Cell: The College has a Placement Cell with a dedicated Placement Executive. The Placement

Executive comprising of the Placement Executive, senior staff members of the college and student

members ensure that top companies in the field of Finance, Banking, Insurance, Marketing,

Information Technology, Investment Firms etc. are invited to the college campus and students are

placed in these companies.

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1.5. LIST OF FULL TIME FACULTIES

Degree College Section (including Self-Finance Courses)

Teaching Staff – 2016-17

MATHEMATICS & STATISTICS DEPT: BUSINESS LAW DEPARTMENT:

Ms. M. D.Gondhalekar (H.O.D) Mrs. Deepa Chitnis

Mrs. Gomathi V. Iyer - Vice Principal Ms. Sheela Natrajan

Mr. Sunil Kadam

Mrs. Deepa Surve INDUSTRIAL PSYCHOLOGY DEPT.

Dr. Vandana Misra Mrs. Radhika Wadke

Dr. Meena Vazirani

ENGLISH DEPARTMENT : FOUNDATION COURSE

Dr. Muktha Manoj Mrs. Geeta Desai

Dr. Jennifer D'Souza DIRECTOR OF PHYSICAL EDUCATION

Ms. Shashi Surana Mr. Shivesh Shukla

ACCOUNTANCY DEPARTMENT : LIBRARIAN :

Mrs. Shephali Kamdar (H.O.D.) Mrs. Vaishali Dawar

Mrs. Savita Desai B.M.S. SECTION:

Dr. Kedar Bhide Mr. Conrad Coelho (Coordinator)

Mr. Piyush Pandya Mr. Pratik Lalseta

Mr. Sameer Dave Ms. Heena Kanakia

Mr. Harish Sharma Ms. Diti Dave

Mr. Darshan Panchal Ms. Hiral Makwana

Mr. Deven Nikam Ms. Nikita Shah

COMMERCE DEPARTMENT :

Amee H. Vora, I/C Principal & H.O.D. BAF SECTION:

Dr. Vijayshree Anand Mr. Huzefa Bhagat (Coordinator)

Dr. Ritu Vashisht Ms. Priyanka V. Gala

Mrs. Tessy Philji

Ms. Vaishali Kurhekar BFM SECTION:

Mr. Smitin Belchada Mrs. Pooja Singh (Coordinator)

Mrs. Rekha Katheeth Dr Sadaf Hashmi Sengupta

Mr. Deepak Sharma

ECONOMICS DEPARTMENT

Mrs. Sneh Choithani (H.O.D) B.Sc. I.T. SECTION:

Mrs. Nirmala Chavan Mrs. Anupama Jawale (Coordinator)

Dr. Ritika Khurana Mr. Prashant Jadhav

Ms. Kesai Verghese Mr. Dhanraj Jadhav

Ms. Sweta Chheda

Ms. Kubra T K

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Junior College Section (including HSC Vocational)

Teaching Staff 2016-17

ECONOMICS DEPARTMENT GUJARATI DEPARTMENT

Ms. Pranomita Shrotriya Ms. Leena Vyas

Ms. Shruti Kale

Ms. Disha Ashar HINDI DEPARTMENT

Ms. Kausar Kadri Ms. Mamata Jha

MATHEMATICS & STATISTICS DEPT: FRENCH DEPARTMENT

Ms. Geetha Menon Ms. Divya Kaushik

Ms. Preeti Singh Ms. Anuja Kasbekar

Ms. Jagruti Desai

Ms. Asha Balasubramaniam

Mr. Bhavin Kothari MARATHI DEPARTMENT

Ms. Bhavna Menon Mr. Sandeep Kadam

Mr. Rajkumar Chaudhary

Mr. Ayan Bhattacharjee INFORMATION TECHNOLOGY

Mr. Shailendra Pathare

COMMERCE DEPARTMENT Ms. Smita Borhade

Ms. Kusum Mahadik Vice-Principal

Ms. Meera More ENVIORNMENT EDUCATION

Ms. Supriya Wadia Ms. Sakshi Parab

Ms. Shivani Bhatt

Ms. Zarana Desai PHYSICAL EDUCATION

Mr. Girish Ambekar Mr. Advait A.Gole

Mr. Dharmesh Divecha

Mr. Maxwel Lopes VOCATIONAL COURSE

Ms. Varsha Katarmal Ms. Alka Dhatingan

Ms. Soni Patra

Ms. Anupama Chavan, Coordinator

ENGLISH DEPARTMENT Ms. Pushpita Roy

Ms. Levinda Alphonso Mr. Shridhar Prabhu

Ms. Meenal Deshmukh Ms. Rachana Chakraborty

Ms. Josphina Varghese Ms. Mamta Baid

Ms. Sumana Kanjilal

Ms. Sonal Trivedi

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Office & Library Staff 2016-17

Vikas Vichare (Accountant) M. G. Pagare (Lib. Attendant)

Kalpana Sakpal (Office Supervisor) N. K. Pawanarkar (Lib. Attendant)

Sushama Gije (Head Clerk) Alka Gavane (Lib. Attendant)

Mamta Sharma (Asst. Librarian) D. K. Solanki (Lib. Attendant)

Pooja Sathale (Sr. Clerk) Ravindra Singh (Lib. Attendant)

Sanjay Sakpal (Sr. Clerk) Sunil Surve (Lib. Attendant)

Vinod Naik (Jr. Clerk) Sanjay Gurav (Lib. Attendant)

Dipti Khanna (Jr. Clerk) Rajkumar Singh (Lib. Attendant)

Sharwari Shelar (Jr. Clerk) Suresh Nagare (Lib. Attendant)

Rajesh Bhosle (Jr. Clerk) Umed Waghela (Lib. Attendant)

Sarika Patil (Jr. Clerk) PrakashYedage (Lib. Attendant)

Rutuja Salvi (Lib. Clerk) PritiPatil (Lib. Attendant)

Vishal Bude (Lib. Clerk) Radhika Shukla (Peon)

Aruna Khurangale (Jr. Clerk) JaywantiChalke (Peon)

Akshay Salvi (Jr. Clerk) SangeetaNarkar (Peon)

Jagruti Mewada (Lib. Clerk) Harish Solanki (Peon)

Ajay Gond (Lib. Clerk) BabuWaghela (Peon)

Asha Patil (Jr. Clerk) Deepak Baria (Peon)

Sushant Sawant (Jr. Clerk) KadamPravin (Peon)

Ritesh Jadhav (Jr. Clerk) Vijay Sapte (Peon)

Grishma Gonsalves (Jr. Clerk) Sharif Desai (Peon)

Prathmesh Parab (Jr. Clerk) Rakesh Patil (Peon)

Sarita Kadam (Jr. Clerk) Vaibhav Chorghe (Peon)

Mrunali Surve (Jr. Clerk) Prashant Kanade (Peon)

Hasmukh Solanki (Jr. Clerk) Dashrath Jaitapkar (Peon)

Sugandha Sutar (Jr. Clerk) Ganesh Shetye (Peon)

Mansi Masurkar (Jr. Clerk) Sandeep Sawant (Peon)

Riya Ghatge (Jr. Clerk) Dinesh Shukla (Peon)

Deepika Jadyar (Jr. Clerk)

Sushmita Dalvi (Jr. Clerk)

Suresh Radye (Lib. Attendant)

C. R. Warli (Lib. Attendant)

19

ACADEMIC CALENDER 2.1. TERM DETAILS

FIRST TERM MID TERM BREAK SECOND TERM WINTER BREAK

06th June to 25st October,2016 Both days inclusive

06th September to 12th September,2016 Both days inclusive

15th November,2016 to 30th April,2017

Both days inclusive

26th December,2016 to 01st January 2017

Both days inclusive

2.2. ACADEMIC CALENDER & HOLIDAY LIST

The tentative academic calendar of the college for semesters 1 & 3 & the holiday list are as per the

Government of Maharashtra are appended as Annexure A.

ACADEMIC INFORMATION 3.1. BACHELOR OF COMMERCE (FINANCIAL MARKETS)

The University of Mumbai started the Bachelor of Commerce (Financial Markets) course in

2008-2009. The course aims at training students to gain knowledge in the ever changing field of

Financial Market and also leads to the all-round development of their personality.

The B.F.M. course provides comprehensive training to students in the field of Financial Market

by way of interaction, projects, presentations, industrial visits, practical training, job orientation

and placements. It is a perfectly designed full time course for all those aspiring to make a career

in the growing and ever evolving field of Financial Market.

This course provides the student an insight into the various aspects of Financial Market which

includes understanding finance and money, investments, risks, economics, various instruments

used in financial markets, legal parameters, communication skills etc.

If you have the zest and the endurance to face challenges, the passion to succeed and win and

to commit yourself to building a challenging career in the field of Financial Market with an

international outlook, B.F.M. is a course specially designed for you.

3.1.i. LIST OF SUBJECTS:

First Year B.F.M Semester I First Year B.F.M Semester II

Financial Accounting – I Financial Accounting – II

Introduction to Financial system Principles of Management

Business Mathematics Business Statistics

Business Communication - I Business Communication - II

Foundation Course - I Foundation Course – II

Business Environment Environmental Science

Business Economics – I Computer Skills – I

20

Second Year B.F.M Semester III Second Year B.F.M Semester IV

Debt Markets – I Debt Markets - II

Equity Markets – Paper I Equity Markets – II

Commodities Markets Commodity Derivatives

Management Accounting Corporate Finance

Business Law - I Business Law - II

Money Market Foreign Exchange Markets

Business Taxation – Direct Tax Computers in Investment

Third Year B.F.M Semester V Third Year B.F.M Semester VI

Global Capital Markets Risk Management

Regulation of Securities Markets Corporate Governance

Insurance (Fund) Management Computer Applications in Financial

Derivatives Markets Marketing of Financial Services

Foreign Exchange Markets Mutual Fund Management

Portfolio Management Customer Relationship Management in Financial Services

Project I (Marks 100) Project II (Marks 100)

3.1.ii. DETAILED SYLLABUS

Semester I

1.1 Financial Accounting -I

Unit 1- Nature, Purpose of Accounting

Meaning and scope of Accounting: Need, development & Definition of Accounting,

Persons interest in accounting disclosure, branches of accounting,

Accounting concepts and Accounting Standards.

Unit 2- Books of Accounts

Journals, ledger, subsidiary books, Trial Balance,

Financial Accounting framework.

Unit 3- Introduction to Financial Statements

21

Bank Reconciliation statements

Treatment of Capital & Revenue

Depreciation Accounting; methods of recording depreciation and

methods of providing depreciation as per AS-4.

Unit 4- Preparation of Final Accounts

Final Accounts of Sole Traders- Manufacturing Account, Trading,

Profit & Loss Account and Balance sheet

Final Accounts of Partnership Firm, Manufacturing Account,

Trading, Profit & Loss Account and Balance sheet.

1.2 Introduction to Financial system

Unit 1- Overview of Financial System

An introduction to the financial system, Overview of financial system,

Functions of a financial system, Evolution of financial systems (capital market oriented),

Financial systems in India compared with those in developed

nations and developing nations, Constituents of the financial system

and interrelationships between various components.

Unit 2 - Financial Markets

Capital markets, Money Markets, Foreign Exchange Market,

Commodity Markets, Derivative Markets, Meaning,

classification and structure, sub-segments, Role played, participants.

Unit 3 - Financial Regulators

Meaning and features of financial regulators, Role and functions of financial regulators,

Kinds of financial regulators, markets regulated by each regulator.

Unit 4 - Financial Instruments

Meaning and classification of financial instruments

(multiple ways of classifying financial instruments), Types of financial instruments,

Evaluation of financial instruments (risk return trade-off),

Characteristics of financial instruments, New financial instruments.

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1.3 Business Mathematics

Unit 1- Ratio, Proportion and Percentage

Ratio- Definition, Continued ratio, Inverse Ratio,

Proportion - Continued proportion, Direct proportion,

Inverse proportion, Variation - Inverse variation, Joint variation

Percentage- Meaning and computation of percentage.

Unit 2- Profit and Loss

Terms and formulae, Trade discount, Cash discount,

problems involving cost price, selling price, trade discount,

cash discount. Introduction to Commission and brokerage –

problems on commission and brokerage.

Unit 3- Interest and Annuity

Simple interest, compound interest,

Equated monthly installments, reducing balance and flat rate of interest

Annuity immediate- present value and future value

Stated annual rate and effective annual rate.

Unit 4- Shares and Mutual Fund

Shares- Concept, face value, market value, dividend,

Equity shares, preference shares, bonus shares,

Mutual Fund- Simple problems on calculation of net income

after considering entry load, exit load, dividend, change in net asset value.

1.4- Business Communication - I

Unit 1- Theory of Communication

Concept of Communication: Meaning, Definition, Process, Need,

Feedback Emergence of Communication as a key concept in the

Corporate and Global world Impact of technological advancements on Communication.

Channels and Objectives of Communication: Channels-

Formal and Informal- Vertical, Horizontal, Diagonal, Grapevine

Objectives of Communication: Information, Advice, Order and Instruction,

Persuasion, Motivation, Education, Warning, and Boosting the Morale

of Employees (A brief introduction to these objectives to be given)

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Methods and Modes of Communication:

Methods: Verbal and Nonverbal, Characteristics of Verbal Communication

Characteristics of Non-verbal Communication, Business Etiquette

Modes: Telephone and SMS Communication 3

(General introduction to Telegram to be given) Facsimile Communication [Fax]

Computers and E- communication Video and Satellite Conferencing

Unit 2 - Obstacles to Communication in Business World

Problems in Communication /Barriers to Communication:

Physical/ Semantic/Language

/ Socio-Cultural / Psychological / Barriers, Ways to Overcome these Barriers.

Listening: Importance of Listening Skills, Cultivating good Listening Skills – 4

Introduction to Business Ethics:

Concept and Interpretation, Importance of Business Ethics,

Personal Integrity at the workplace, Business Ethics and media,

Computer Ethics, Corporate Social Responsibility

Teachers can adopt a case study approach and address issues

such as the following so as to orient and sensitize the student

community to actual business practices:

Surrogate Advertising, Patents and Intellectual Property Rights,

Dumping of Medical/E-waste,

Human Rights Violations and Discrimination on the basis of

gender, race, caste, religion, appearance and sexual orientation

at the workplace.

Piracy, Insurance, Child Labour.

Unit 3- Business Correspondence

Theory of Business Letter Writing:

Parts, Structure, Layouts—Full Block, Modified Block,

Semi - Block Principles of Effective Letter Writing, Principles of effective

Email Writing.

Personnel Correspondence:

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Statement of Purpose, Job Application Letter and Resume,

Letter of Acceptance of Job Offer, Letter of Resignation

[Letter of Appointment, Promotion and Termination,

Letter of Recommendation (to be taught but not to be tested in the examination)]

Unit 4- Language and Writing Skills

Commercial Terms used in Business Communication.

Paragraph Writing: Developing an idea, using appropriate linking devices, etc

Cohesion and Coherence, self-editing, etc

[Interpretation of technical data, Composition on a given situation,

a short informal report etc.]

Activities

Listening Comprehension

Remedial Teaching

Speaking Skills: Presenting a News Item, Dialogue and Speeches

Paragraph Writing: Preparation of the first draft, Revision and

Self – Editing, Rules of spelling.

Reading Comprehension: Analysis of texts from the fields of Commerce

and Management.

1.5- Foundation Course-I

Unit 1- Overview of Indian Society

Understand the multi-cultural diversity of Indian society through

its demographic composition: population distribution according

to religion, caste, and gender; Appreciate the concept of linguistic

diversity in relation to the Indian situation; Understand regional

variations according to rural, urban and tribal characteristics;

Understanding the concept of diversity as difference.

Unit 2- Concept of Disparity‐ 1

Understand the concept of disparity as arising out of stratification

and inequality;

Explore the disparities arising out of gender with special reference to

25

violence against women, female foeticide (declining sex ratio), and

portrayal of women in media;Appreciate the inequalities faced by

people with disabilities and understand the issues of people with

physical and mental disabilities.

Unit 3- Concept of Disparity‐2

Examine inequalities manifested due to the caste system and

inter-group conflicts arising thereof; Understand inter-group

conflicts arising out of communalism; Examine the causes and

effects of conflicts arising out of regionalism and linguistic differences.

Unit 4- The Indian Constitution

Philosophy of the Constitution as set out in the Preamble;

The structure of the Constitution-the Preamble, Main Body

and Schedules; Fundamental Duties of the Indian Citizen;

tolerance, peace and communal harmony as crucial values

in strengthening the social fabric of Indian society;

Basic features of the Constitution.

Unit 5- Significant Aspects of Political Processes

The party system in Indian politics; Local self-government in

urban and rural areas; the 73rd and 74th Amendments and

their implications for inclusive politics; Role and significance of women in politics.

1.6- Business Environment

Unit 1- Business and its Environment

a) Business Objectives, Dynamics of Business and its Environment,

Types of Business Environment.

b) Environmental Analysis: Importance, Factors, PESTEL Analysis,

SWOT Analysis.

Unit 2- Business and Society

a) Business Ethics: Nature and Scope of Ethics, Ethical Dilemmas,

Corporate Culture and Ethical Climate.

b) Development of Business Entrepreneurship: Entrepreneurship and

Economic Development, Micro, Small and Medium Enterprises

Development (MSMED).

c) Consumerism and Consumer Protection: Consumerism in India,

Consumer Protection Act 1986.

26

Unit 3- Contemporary Issues

a) Corporate Social Responsibility and Corporate Governance:

Social Responsibility of Business, Ecology and Business, Carbon Credit.

b) Social Audit: Evolution of Social Audit, Benefits of Social Audit,

Social Audit v/s Commercial Audit.

Unit 4- International Environment

a) Strategies for going Global: MNCs and TNCs, WTO

b) Foreign Trade in India- Balance of Trade, FDI Investment Flows and its

Implication for Indian Industries.

1.7- Business Economics

Unit 1- Introduction

Scope and Importance of Business Economics –

Basic tools- Opportunity Cost principle- Incremental and

Marginal Concepts. Basic economic relations - functional relations:

equations- Total, Average and Marginal relations-

use of Marginal analysis in decision making,

The basics of market demand, market supply and equilibrium price-

shifts in the demand and supply curves and equilibrium.

Unit 2- Demand Analysis

Demand Function - nature of demand curve under different markets

Meaning, significance, types and measurement of elasticity of demand

(Price, income cross and promotional)- relationship between elasticity

of demand and revenue concepts.

Demand estimation and forecasting: Meaning and significance –

methods of demand estimation: survey and statistical methods.

(numerical illustrations on trend analysis and simple linear regression)

Unit 3- Supply and Production Decisions and Cost of Production

Production function: short run analysis with Law of Variable Proportions-

Production function with two variable inputs- isoquants, ridge lines and

least cost combination of inputs- Long run production function and

Laws of Returns to Scale - expansion path - Economies and diseconomies of Scale.

Cost concepts: Accounting cost and economic cost, implicit and explicit cost,

fixed and variable cost - total, average and marginal cost - Cost Output

Relationship in the Short Run and Long Run

27

(hypothetical numerical problems to be discussed),

LAC and Learning curve - Break even analysis (with business applications).

Unit 4- Market structure: Perfect competition and Monopoly and

Pricing and Output Decisions under Imperfect Competition

Short run and long run equilibrium of a competitive firm and of

industry - monopoly - short run and long- run equilibrium of a firm

under Monopoly.

Monopolistic competition: Equilibrium of a firm under monopolistic competition,

debate over role of advertising(topics to be taught using case studies from

real life examples)

Oligopolistic markets: key attributes of oligopoly - Collusive and non collusive

oligopoly market - Price rigidity - Cartels and price leadership models

(with practical examples).

Unit 5 - Pricing Practices

Cost oriented pricing methods: cost – plus (full cost) pricing,

marginal cost pricing, Mark up pricing, discriminating pricing,

multiple – product pricing - transfer pricing

(case studies on how pricing methods are used in business world).

Semester II

1.1 Financial Accounting

Unit 1- Shares and Debentures

Issue of Shares & Debentures: Types of Shares & Debentures (in India)

Accounting Treatments for issue of shares & debentures with new market

and SEBI rules.

Unit 2- Corporate Accounting

Capitalization of reserves & issue of Bonus Shares

Preparation of corporate financial statements in vertical form.

Unit 3- Share Valuation

Valuation of Shares.

Buy-back of shares & own debentures.

28

Investment Accounting.

Unit 4- Indian Accounting Standards

AS, GAAP & their impact on Income Statement & B/S.

Latest Development: Computerization of accounting & accounting.

1.2 Principles of Management

Unit 1- Introduction

Nature and process of management, basic management roles and skills,

nature of managerial work, approaches to management, classical behavioral,

systems and contingency approaches, contemporary issues and challenges

Unit 2- Planning and decision making

Concept, purpose and process of planning, kinds of plans,

Strategies, policies and planning, premises, goal setting, MBO,

Decision making, conditions, forms of group decision making in organization.

Unit 3- Organizing

Fundamentals of organizing, bases of depart mentation,

Distribution of authority, coordination, organization structure,

and design, leadership- nature and significance, leading and

managing, leadership styles, leadership theories.

Unit 4- Management control

Nature, purpose and process of controlling, kinds of control system,

Prerequisites of effective control systems, resistance to control, controlling techniques.

1.3 Business Statistics

Unit 1- Population and sample

Definition of statistics, scope of statistics in Management

and financial markets, Concept of population and sample with illustration

Methods of sampling- SRSWR, SRSWOR, stratified, systematic

(description of sampling procedures only)

Data condensation and graphical methods-

Raw data, attributes and variables, classification,

frequency distribution, cumulative frequency distribution

Graphs- Histogram and frequency polygon

29

Diagrams- Multiple bar, pie, subdivided bar.

Unit 2- Measures of Central tendency

Criteria for good measures of central tendency, arithmetic mean,

median mode for grouped and ungrouped data, combined mean.

Unit 3- Measures of Dispersion

Concept of dispersion, absolute and relative measures of dispersion,

range variance, standard deviation, coefficient of variation,

quartile deviation, coefficient of quartile deviation

Unit 4- Correlation and regression (for ungrouped data)

Concept of correlation, positive and negative correlation,

Karl Pearson’s Coefficient of Correlation, meaning of regression,

two regression equations, Regression coefficients and properties.

Unit 5 - Linear Programming Problems

Meaning of LPP, Formulation of LPP, solution by graphical methods,

problems relating to two variables only.

1.4 Business Communication -II

Unit 1- Presentation Skills

Presentations: (to be tested in tutorials only)

4 Principles of Effective Presentation

Effective use of OHP

Effective use of Transparencies

How to make a Power-Point Presentation.

Unit 2- Group Communication

Interviews: Group Discussion Preparing for an Interview,

Types of Interviews – Selection, Appraisal, Grievance, Exit

Meetings: Need and Importance of Meetings, Conduct of Meeting

and Group Dynamics Role of the Chairperson, Role of the Participants,

Drafting of Notice, Agenda and Resolutions.

Conference: Meaning and Importance of Conference Organizing a

Conference Modern Methods: Video and Tele – Conferencing.

Public Relations: Meaning, Functions of PR Department,

30

External and Internal Measures of PR.

Unit 3 - Business Correspondence

Trade Letters: Order, Credit and Status Enquiry, Collection

(Just a brief introduction to be given)

Only following to be taught in detail:-

Letters of Inquiry, Letters of Complaints, Claims, Adjustments Sales Letters,

promotional leaflets and fliers Consumer Grievance Letters,

Letters under Right to Information (RTI) Act

[Teachers must provide the students with theoretical constructs

wherever necessary in order to create awareness.

However students should not be tested on the theory.]

Unit 4- Language and Writing Skills

Reports: Parts, Types, Feasibility Reports, Investigative Reports

Summarisation: Identification of main and supporting/sub points

Presenting these in a cohesive manner.

1.5 Foundation Course – II

Unit 1- Globalisation and Indian Society

Understanding the concepts of liberalization,

privatization and globalization; Growth of information technology

and communication and its impact manifested in everyday life;

Impact of globalization on industry: changes in employment and

increasing migration; Changes in agrarian sector due to globalization;

rise in corporate farming and increase in farmers’ suicides.

Unit 2- Human Rights

Concept of Human Rights; origin and evolution of the concept;

The Universal Declaration of Human Rights; Human Rights

constituents with special reference to Fundamental Rights

stated in the constitution.

Unit 3 - Ecology

Importance of Environment Studies in the current developmental context;

Understanding concepts of Environment, Ecology and their interconnectedness;

Environment as natural capital and connection to quality of human life;

Environmental Degradation‐ causes and impact on human life;

31

Sustainable development‐ concept and components; poverty and environment

Unit 4 - Understanding Stress and Conflict

Causes of stress and conflict in individuals and society;

Agents of socialization and the role played by them in

developing the individual; Significance of values,

ethics and prejudices in developing the individual;

Stereotyping and prejudice as significant factors in

causing conflicts in society. Aggression and violence

as the public expression of conflict.

Unit 5 - Managing Stress and Conflict in Contemporary Society

Types of conflicts and use of coping mechanisms for managing

Individual stress; Maslow’s theory of self‐actualisation;

Different methods of responding to conflicts in society;

Conflict‐resolution and efforts towards building peace

and harmony in society.

1.6 Environmental Science

Unit 1- Environment: An overview

Environment- structure, components and typology

Ecosystem as part of environment- Functioning and levels

of organisation.

Biodiversity- Classification, value, threats to biodiversity.

Unit 2- Natural Resources

Definition, importance and classification of natural resources

Utilisation and conservation of water, forest, soil and energy resources

Issues associated with natural resources.

Unit 3- Environment and Economic Activities

Economic activities-nature and pattern- primary, secondary and tertiary

Environmental problems associated with economic activities

Case studies with reference to India.

Unit 4- Environment Management

Environment management- Concept, need and relevance of

environmental education.

Environmental Impact Assessment, Environmental audit

32

Role of technology in Environment Management- GIS,GPS,

Remote sensing as tools.

1.7 Computer Skills 1

Unit 1- Computer Hardware

Personal Computers- identification/demonstration of different storage

Devices like CD and CD drive, hard disk- HDD, storing and retrieving

data from various storage devices, identification of various input

and output devices. Primary memory, RAM and ROM- Processor-

CPU, it’s speed- machine cycle, ports, computer buses,

Different types of printers.

Introduction to trouble shooting of personal computers.

Unit 2- Windows

Introduction, features, various versions of windows,

My computer, my documents, recycle bin, network neighbourhood,

start menu, taskbar, file and folder operation

(creating, copying, moving, deleting), system tools,

creating shortcuts.

Unit 3- Internet

What is internet, most popular internet services ,

functions of internet like email, WW, FTP, usenet,

Instant messaging, internet telephony, using address book,

working with task list, scheduling appointments, reminders, events.

Unit 4- Word 2013

Getting started, The Word window, New documents,

Document navigation, Editing text, Working with text,

Undo and Redo commands, Cut, copy, and paste,

Find and replace Text formatting, Character formatting,

Tab settings, Paragraph formatting, Paragraph spacing

and indents Tables, Creating tables, Working with table content,

Changing the table structure Page layout, Headers and footers,

Page setup Graphics, Adding graphics and clip art,

Working with graphics,

Proofing, printing, and exporting, Spelling and grammar,

AutoCorrect, Printing and exporting documents.

Unit 5- Excel 2013

33

Fundamentals of Excel, Cut, Copy, Insert, Delete,

Paste Special, Custom Formatting , Undo, Redo,

Excel Formulas – Basic, Useful functions and Paste Function,

Calc, Comments, Drawing toolbar, Edit, Replace,

Delete, Clear, Essential Printing, Data Sorting,

Hiding, AutoFormats, Protection, Basic Charts,

Basic Formatting, If Function.

SEMESTER III

2.3.1 Debt Markets - I

UNIT I: INTRODUCTION TO THE DEBT MARKETS Evolution of Debt Markets in India Money market & Debt Market in India Fundamental features of debt instruments Regulatory framework in the Indian debt market UNIT II: INSTRUMENTS & PLAYERS IN DEBT MARKETS Central government securities: bonds, t-bills, state government bonds, Open market operations Securities Trading Corporation of India Primary dealers in Government Securities UNIT III: BONDS Features of bonds Types of bonds Issuers of bonds Bond ratings- importance & relevance and rating agencies. Bond market indices and benchmarks. UNIT IV: VALUATION OF BONDS Determinants of the value of bonds Primary market & secondary market Bond Mathematics Yield Curve Analysis

Reference Books: 1. Bhardwaj, Gautam, (2008), The Future of India’s Debt Market, Tata McGraw Hill. 2. Suryanarayan, (2002), Debt Market, ICFAI Publication Press. 3. Fabozzi, Frank, (2004), Fixed Income Analysis Workbook, 2nd edition , John Wiley & Sons 4. Shah, Ajay, Thomas, Sushan and Gorham, Michael, (2008), Indian Financial Markets, Elsevier, USA

34

2.3.2 Equity Markets – I

Unit I: Introduction

Meaning and Definition of equity shares Growth of Corporate Sector and the simultaneous growth of equity shareholders Divorce between ownership and management in companies Development of equity culture in India Current position Unit II: Market for Equity - Primary Markets IPO - Methods followed, Book Building Role of Merchant bankers in fixing the price Red – Herring Prospectus – it’s unique features ASBA and its features Green Shoe option – Sweat equity, ESOP Rights issue of shares, Non - voting shares,ADR, GDR,IDR Unit III: Market For Equity – Secondary Markets Definition and functions of stock Exchanges Evolution and Growth of Stock Exchanges Stock Exchanges in India NSE, BSE, OTCEI and Overseas Stock Exchanges Recent Development in Stock Exchanges, Merger of SEBI with FOMC Stock Market Indices Unit IV: Importance of Equity Markets in a Developing Country like India Need for attracting more investors towards equity Need for strengthening secondary markets Link between Primary Market and Secondary Market

2.3.3 Commodities Markets

Unit I: Introduction to Commodity Market Emergence of Commodity Market Dynamics of global commodity markets Indian commodity markets - Current status & future prospects Unit II: Strengthening commodity markets in India. Role of Government

35

Role of Commodity Exchanges Other Institutions Training & development of Dealers Unit III: Commodity Exchanges Function & Role Trading & Clearing methods Commodity futures Commodity Specific Exchanges Vs Multi Commodity Exchanges Unit IV: Commodity Market in India Commodity Exchanges in India Role of Information in Commodity Markets Linkages between equity markets and commodity markets Commodity markets - Logistics and Warehousing

2.3.4 Management Accounting

Unit I: INTRODUCTION TO FINANCIAL STATEMENT ANALYSIS Meaning, Nature, Uses, Scope & Function of Management Accounting, Role of Management Accounting in decision making, Tools & Techniques of Management Accounting. Financial Statements Analysis: Meaning & Types of Financial statements, Limitations of Financial Statements, Objectives of Financial statements, Interpretation of Financial statements, Inter - Firm & Intra -firm comparison with the help of ratio, comparative, commonsize & trend analysis Unit II: FINANCIAL STATEMENT ANALYSIS Fund Flow statement Cash Flow statement Unit III: WORKING CAPITAL MANAGEMENT Operations cycle, Need & Importance, Monitoring & Control, Estimation & Calculation Working Capital Management of Current Assets: Management of Cash & Marketing of securities, Receivables management. Unit IV: OPERATING AND FINANCIAL LEVERAGE Break even analysis, Margin of safety Concept in Valuation: The time of Money, P.V. IRR, Bond Returns, and the returns from Stock Investments

2.3.5 Business Law - I

36

Unit I: Indian Contract Act 1872 Definitions (S.2): Agreement, kinds of Agreements, Contract- kinds of contracts: Valid, Void, Voidable, Contingent and Quasi Contract and Econtract, distinguish between Agreement and Contract. Offer or Proposal- definition, Essentials of Valid proposal or offer, counter offer, Standing or open offer, distinguish between offer and invitation to offer, Acceptance-definition, Essentials of a valid acceptance, Promise. Communication of Offer and acceptance and Revocation. Capacity to contract (Ss.10-12), Consent and Free Consent (Ss.13-22) Consideration (S.2 and 25) and Void Agreements (Ss.24-30) Unit II: Special contracts Law of Indemnity and Guarantee (Ss.124-125, Ss-126-129,132-147) Law of Bailment and pledge (Ss. (Secs148,152-154,162, 172,178,178A and 179) Law of Agency (S. 182-185& 201-209only) Unit III: The Sale of Goods Act 1930 Introduction, Definitions (Sec-2), Formalities of the contract of sale (Ss. 4- 10), Distinction between ‘sale’ and ‘agreement of sell, Distinction between ‘sale and hire-purchase agreement’ Conditions and Warranties (11-17) Transfer of property as between the seller and the buyer (sec-18-26) Rights of an unpaid seller (Secs-45-54) Unit IV: Negotiable instruments Act 1881 Meaning and Characteristics of Negotiable Instrument, Operational rules of Evidence –Presumptions, classification of Negotiable Instruments. Promissory Notes and Bills of Exchange(Ss. 4,5,108-116) Essential elements of Promissory Note and Bill of Exchange, distinguish between Promissory note and Bill of Exchange. Acceptor and Acceptance, Definition of Acceptor, Acceptance for honour, Absolute and qualified or conditional acceptance, Drawer, Drawee in case of Need(Ss.7,115&116) Payee, Cheques, Types of Cheque and Penalties in case of dishonour of certain cheques, distinguish between cheque and Bill of exchange, (Secs: 6,123- 131A,138-147) Miscellaneous Provisions:(Secs:8-10,22,99-102,118-122,134-137) Holder(S.8), Holder in Due Course(S.9), Rights and privileges of H.D.C. Payment in due course (S.10), Maturity of an Instrument (S.22), Noting (S.99), Protest (S.100-102). Bills in Set. (Sec.13)

2.3.6 Money Market

Unit I: Introduction

Meaning of Money Market, features of money markets, importance of money market:

Development of trade & industry, Development of capital, market. Smooth functioning of

commercial banks. Effective central bank control. Formulation of suitable monetary policy. source

of finance to government

37

Structure of Indian Money Market

ORGANISED STRUCTURE: Reserve bank of India, DFHI (discount and finance house of India),

Commercial banks- Public sector banks, SBI & subsidiaries, Cooperative banks, nationalised banks ,

Private banks- Indian Banks & foreign banks, Development bank NABARD, LIC, GIC, UTI etc.

UNORGANISED SECTOR: Indigenous banks, Money lenders, Chits, Nidhis

CO-OPERATIVE SECTOR: State cooperative: central cooperative banks, Primary Agri credit societies,

Primary urban banks, State Land development banks, central land development banks, Primary land

development banks

Unit II: Regulatory framework of RBI, FIMMDA

Regulatory framework of RBI, FIMMDA (Fixed Income, Money Market and Derivatives Association)

and Foreign Exchange Dealers Association of India (FEDAI)

Unit III: Money market Instruments

Conventional: Treasury bills , Money at call and short notice in the call loan market., Commercial

bills, promissory notes in the bill market.

Modern : Commercial papers, Certificate of deposit, Inter-bank participation certificates, Repo

instrument, Banker's Acceptance, Repurchase agreement,

Money Market mutual fund : meaning, advantages and disadvantages, regulatory framework for

money market mutual funds, various money market funds operational in Indian market

Unit IV: Disadvantage features of a developed Money Market and Recent developments in

Money Market

Disadvantage of Money Market: Inflation and reduction of Purchasing power of money, Absence of

integration, absence of integration, absence of Bill market, No contact with foreign Money markets,

Limited instruments, Limited secondary market, Limited participants

Characteristic features of a developed money Market, Highly organised banking system, Presence

of central bank, Availability of proper credit instrument, Existence of sub-market, Ample resources,

Existence of secondary market, Demand and supply of fund

Recent development in Money Market: Integration of unorganised sector with the organised

sector, Widening of call Money market, Introduction of innovative instrument, Offering of Market

rates of interest , Promotion of bill culture, Entry of Money market mutual funds, Setting up of

credit rating agencies, Adoption of suitable monetary policy, Establishment of DFHI, Setting up of

security trading corporation of India ltd. (STCI)

2.3.7 Business Taxation – Direct Tax Unit I: Definitions u/s – 2 Basis of Charge

38

Definitions u/s -2: Section 2 – Assessee, Assessment Year, Assessment, Annual Value, Business, Capital Asset, Income, Person, Previous Year, Transfer Basis of Charge: Section 3-9 – Previous Year, Residential Status, Scope of Total Income, Deemed Income Unit II: Exclusions from Total Income Section 10: - restricted to, Agricultural Income, Sums Received from HUF by member, share of Profits from Firm, Casual & Non – recurring receipts, scholarships, Income of Minor Child, Allowance to Members of Parliament and Legislative Assembly. Note: Exemptions related to specific Heads of Income to be covered with relevant provisions Unit III: Heads of Income Salary: Section 15 – 17, Including Section 10 relating to House Rent Allowance, Travel Concession, Special Allowance, Pension – Commutation, Leave Encashment, Compensation, Voluntary Retirement, Payment from Provident Fund Income From House Property: Section 22 – 27, Including Section 2 – Annual Value Profits and Gains from Business & Profession: Section 28-32, 36, 37, 40, 40A & 43B. including: Section 2 – Business Capital Gains: Section 45, 48, 49, 50, 54 and 55 Income from Other Sources: Section 56 – 59 Unit IV: Deductions under Chapter VI – A 80 A- Restriction on claim in Chapter VI- A deductions 80 C – Payment of LIC/PF and other eligible investments 80CCC – Contribution to certain Pension Fund 80D – Medical Insurance Premium 80 DD- Maintenance and medical treatment of handicapped dependent 80E – Interest on Educational Loan 80 TTA- Interest on Saving Bank account 80U – Deduction in the case of totally blind or physically handicapped or mentally retarded resident person 5 Unit V: Computation of Total Income Computation of Total Income of Individual & HUF Notes 1. Relevant Law / Statute in force on 1st April immediately preceding commencement of Academic Year is applicable for ensuing examinations after relevant year. 2. The syllabus is restricted to study of particular section/s, specifically mentioned in rules and notifications only. 3. Practical Problems on computation of total income should not cover more than two heads of income & two deductions.

SEMESTER - IV 2.4.1. Debt Markets – II

39

Unit I: Basic Concepts and Fixed Income Mathematics Introduction to fixed income pricing Yield curve, Bond mathematics Duration and Convexity Duration - including modified and Maculay Duration, Convexity

Unit II: Valuation Valuation of simple debt instruments, Valuation of bonds , Bond prices and interest rates Valuation of complex debt instruments Valuation of convertible bonds, Valuation of options, Black Scholes option pricing models, Introduction to the Greeks Exotic debt instruments MBS, CDS, Principal protected ELD, CDO Unit III: Tracking Fixed Income Markets Tracking bond markets The bond traders arsenal of economic indicators, Inflation, Monetary policy, Government deficits, Currency valuation, The subprime crisis and the role of debt markets in the crisis – Then and now Unit IV: Portfolio Management - Fixed Income Bond portfolio management strategies: What is a bond portfolio strategies, Types of bond management strategy, Active, passive, neutral strategies 2.4.2 EQUITY MARKETS - II Unit I: Developments in the Indian Equity Market Domestic savings & investments Disinvestments, FDI & Foreign Institution Investment Role of Retail Investors Share Price & Share Price Volatility Role of SEBI Unit II: Security Analysis & Valuation of Securities Factors affecting Share Prices Fundamental Analysis in detail. Technical Analysis in detail Macro Economic factors Market related factors 3 Unit III: Statistical Analysis of Share price movement Efficient Market Hypothesis Stochastic Models Brownian Motion Unit IV: Dealings in Stock Exchanges Role of Brokers Stock Market Quotations

40

Procedure for buying & selling BOLT - On Line Trading/ NEAT System Clearing & Settlement 2.4.3 Commodity Derivatives

Unit I: Introduction of Derivatives Derivatives definition, types of derivatives, products, participants and functions, exchange traded vs. OTC derivatives. How commodity derivatives differ from financial derivatives, warehousing, quantity of underlying assets, global commodities exchange, commodities exchange in India, commodities permitted for trading, Kabra committee report, commodity specific issues - croping and growth patterns, Global domestic demand -supply dynamics, price trends and factors that influence prices, Instrument available for trading : Types of instruments (futures and options), basics, payoffs Unit II: Pricing commodity derivatives Investment assets vs. consumption assets, The cost of carry model - pricing futures contracts on investment commodities, pricing futures contracts on consumption commodities, The futures basics, Concept of Hedging, Speculation, Arbitrage Unit III: Trading Basic concepts such as margins, circuit filters - delivery norms – contract specifications, trading system, and entities in the trading system, trader workstation, order types and conditions, exposure limits. Commodities to be traded: Types of commodities: Bullion (silver and Gold), Agricultural commodities. Clearing, settlement and Risk Management: calendar and settlement schedule, position determination, settlement mechanism, daily mark to market settlement, settlement price - daily settlement price, final settlement price, Margining – Initial margin, Daily mark to Market margin, open interest limits, second line of defence, NSCCL span. Final Settlement : Cash settlement, physical settlement (warehousing) Exception handling : funds shortages, Delivery shortages Unit IV: Regulatory Framework Forward market commission - Rules governing Commodity Derivatives Exchange, Rules Governing Intermediaries, Investor Grievances, Arbitration Rules.

2.4.4 Corporate Finance Unit I: Overview and Planning Corporate Financial Activities Emergence of corporate finance, Need, Role and functions of corporate financial manager Planning the corporate financial activities: Cost of Capital, Break-even analysis. Unit II: Controlling the Corporate Financial Activities Role of Financial institution in long term finance Maximising the wealth of shareholders

41

Corporate governance practises Controlling Mechanism if RBI in raising corporate finance Unit III: Sources and Methods of Raising Corporate Finance Types and features of corporate securities currently available Management of new issues including pricing of securities Commercial banks and investment banks in financing the corporate sector Leasing as a method of corporate finance Venture Financing Credit rating services Unit IV: Corporate Financial Activities Capital structure Capital Budgeting- Payback period , NPV, ARR, DCF analysis 2.4.5 Business Law - II Unit I: Companies Act, 2013 Company and its formation, Definition and Nature of Company, Advantages and Disadvantages of a Company, Lifting of Corporate Veil with cases, Promoters and preliminary contracts (S.92-93), Types of Companies. (Meaning and Concepts Only) Chartered Companies Statutory Companies, Registered companies under the Act. OPC (S. 3(1)), Companies limited by shares, Companies Limited by guarantee, Private Company, Public Company, Producer Companies (Sec 581 A to 581 Z-) Formation of Companies with charitable objects (Sec. 8), Holding Company and Subsidiary company, Small Company (S. 2(85)) Dormant Company (S.455) Documents and procedure for Incorporation of Company, Effect of Incorporation.(S.9) Membership of a Company: Who can become member, Modes of acquiring membership, Cessation of membership, Rights and Liabilities of Members Memorandum of Association and Articles of Association: Meaning, Concept, Clauses, effects of Memorandum and articles, Doctrine of Ultra Vires, Doctrine of Indoor Management, Doctrine of Constructive Notice. Prospectus: Meaning (S.2) When to be issued, When not required, Various kinds of prospectus, legal framework for issuance of Prospectus, Contents of Prospectus, Private Placements Classification of Directors, women directors, independent director, small shareholder’s director, disqualification of a director, Director Identification number, appointment, Legal position, powers and duties, Position of director as key managerial personnel, managing director, manager. Meetings: Various types of meeting of shareholders and board, convening and conduct of meetings, postal ballot, meetings through video conferencing, evoting. Unit II: IPR, copyrights and trade marks Intellectual Property rights in India Introduction and Types. Patents - Meaning, Salient features of Patent Conditions for an invention to be patented, what is Patentable, What is not patentable? Procedure for Obtaining a Patent, Opposition to Grant of Patent (S. 25, 26) Term of Patent, How does a patent expire? Remedies available to the Patent Owner for Infringement of Patent Rights. Copyrights: Meaning (S. 14) Copy right Board and registration of Copy right (S. 11, S.44-50) Term of Copy right (S. 22-29) What works are protected, rights, who owns the rights and duration. Meaning of Fair use. Infringement of Copy rights and remedies (S. 51-55,57,58,63,64,65)

42

Trade- marks, Meaning Concept, functions of Trade mark, Types of Trade Marks, Trademarks that cannot be registered Registration of Trade Mark, Procedure for Registration of TM, Infringement and remedies, passing off, service marks. Unit III: Partnership Act, 1932 Indian Partnership Act, 1932 (Sections,4,5,6,7,8,14 & 39-55): Definition, Essentials, Types of Partnerships and types of Partners Test of partnership, and Sharing of profits is not the real test of partnership (Sec6), Partnership deed, and property of the firm, Reconstitution of Partnership firms, Dissolution of the firm. Limited Liability Partnership, 2008: Definitions (S.2), Body corporate, Business, Partner. Concept, Salient features, Nature of LLP (Ss-3-10) Distinction between LLP and partnership, and LLP and LLP and Company Extent and limitation of liability of LLP and its partners (Ss. 26-31) Conversion to LLP (Ss. 55-58) Winding up and Dissolution of the LLP (Ss. 63-65) Unit IV: Consumer Protection Act,1986 and Competition Act, 2002 Consumer Protection Act, 1986 and Competition Act, 2002: Introduction, Definitions: Consumer, Defect, Deficiency and unfair trade practices, manufacture, Consumer Councils. Consumer Protection Redressal Agencies- Jurisdiction. Penalties for frivolous complaints. Competition Act, 2002: Objectives of the Act, Salient features-Anti Competitive Agreements. Prevention of abuse of dominant position, Combination, Competition Advocacy, Competition Commission of India. 2.4.6 Foreign Exchange Markets Unit I: Introduction to Foreign Exchange Market Forex trading volume, Forex trading locations Details about major traded currencies, Evolution of foreign exchange market and foreign exchange System Unit II: Market Participants Banks and financial institutions, Merchants, Other customers ,Speculators and hedgers Central banks, Forex Dealers/market makers and brokers, Forex Trading and SWIFT Robots and forex trading Unit III: Some important operational aspects of Foreign Exchange Market and Foreign Exchange Contracts Floating Rate, Currency Boards & Currency Basket Systems: Brief review on various exchange rate regime, Advantages of free and fixed exchange rate regime, Pros & cons of managed floating exchange rate regime Prevalence of Currency Boards Regime, Practice of Currency Basket Regime Foreign Exchange Contracts: Spot and Forward Contracts Cash, Spot trading: Trade Date, settlement PR date Spot trading rollover mechanism, Foreign Exchange Forward contracts, Fixed Maturity Contract, Partially Optional, Contract, Fully Optional Contract, Non-Delivery Forward Contracts, Foreign Exchange Futures Contract , Different dimensions of foreign exchange future contract specification trading at National Stock Exchange of India. Unit IV: Foreign Exchange Arithmetic and Risk Management Types of Exchange Rate: -Direct Indirect Cross Rate- Arbitrage- Geographical, Triangular -Interest rate - Spot Contracts, Forward contracts and Swap Points

43

The risks element in foreign exchange markets Need & Importance of foreign exchange management Methods adopted (spot & forward, arbitrage, cross currency deals, swaps, options & futures) 2.4.7 Computers in Investment Unit I: Advanced Excel Pivot, Advanced formulae, Lookups, Macros Working with other programmes -Inserting an excel sheet in word document -Modifying an inserted Excel worksheet -Inserting a linked Excel chart in a Word Document -Inserting graphic I a worksheet Unit II: DBMS Concepts, Tables, Fields, data types RDBMS Primary Key, Foreign Key Introduction to MS Access Unit III: Modern Internet Technologies ERP, SCM, CRM Online Trading Softwares Unit IV: Net Banking and Online Banking Other Emerging Technologies

SEMESTER - V

GLOBAL CAPITAL MARKET

Module 5.1

Unit - I : Impact of Globalisation on the Capital Markets Growing International Integration Role of Media & Technology in Capital mobility Diversification benefits of global investment Mergers and Acquisition

Unit - II : Global (International Bond Market)

Domestic Bonds, Euro Bonds & foreign Bonds Participants in the global bonds markets. Credit rating agencies & their role Procedure for issuing Euro Bonds

Unit - III : Global Equity Markets

Major stocks markets of the world Emerging stock markets International Equity Trading - Multiple Listing Depository receipts

44

Unit - IV : Obstacles to International Investments Information Barriers Foreign Exchange Risk Political risks, Market risks Taxation Other Regulatory Barriers

REGULATION OF SECURITIES MARKET

Module 5.2

Unit - I : Overview of Indian Securities Market Nature of Savings & Investment Profile of Indian Investor Factors affecting Investments decision of an Indian Investor

Unit -II : Need for Regulating Securities Markets in India

Protection to retail investor Vanishing companies of nineties Pricing of IPO's & possible economic offences

Unit - III : Legislations Governing the Securities Markets

Companies Act 1956 Securities contracts Regulation Act SEBI Act Depositors Act Insurance Act Special regulatory requirements of derivatives market

Unit - IV : Regulatory Bodies

Department of Company affairs Department of Economics affairs SEBI RBI IRDA (www.irda.gov.in) Need for self regulation

INSURANCE (FUND) MANAGEMENT Module 5.3

Unit - I : Introduction The Insurance Mechanism Fundamental Principles of Insurance Importance of life & general insurance Growth of evolution of insurance business in India with specific reference to post

liberalization Unit - II : Risk Management

Sources of Risk Risk Identification

45

"Insurance Policy" as a financial product Unit - III : Organising an Insurance Business

Types of Organizations Role of IRDA Procedure for setting up an insurance business

UNIT-IV : OPERATIONAL ASPECTS OF INSURANCE BUSINESS

Marketing insurance products including E-Marketing Actuarial role

DERIVATIVE MARKETS Module 5.4

Unit - I : Nature of Financial Derivatives including Futures & Options: Characteristics of Derivatives, Underlying assets (Equity Bonds/Loans, Foreign currency & Commodity), Need for Derivatives, Types of Derivatives & Comparison between them, Forwards/Futures/Options, Participants in Derivatives Market (Hedgers, Speculators, Arbitrageurs). Unit-II : Principles of Trading & Hedging with Index Futures Terminology - Spot, future price, contract specifications, contract cycle, expiry date, settlement date, basis, mark to market, Contract specification for BSE Sensex, Tick date, types of orders, trading strategies, Hedging Strategies, Initial, Maintenance Margins, Executing & Clearing, Execution, Matching confirmation, Clearing Mechanism, Settlement price, Settlement cycle, cash vs. Physical delivery, "Open Interest" & "Trading Volumes" Unit- III : Principles of Trading & Hedging with Options Terminology - call, put, writer, buyer, premium, intrinsic value, time value, expiry date, settlement date, stock price, ATM, OTM & ITM, The Greeks -(Delta, Gamma, Theta, Vega) Unit - IV : Risk Management Systems & Procedures Types of Risks (Counter -party or credit risks, Market or price risks, liquidity risks, Legal & regulatory risks, Operating risks), Risk Identification & a measurement, Methods of risks control (Position Limits, VAR, Margins, operating Procedures & systems etc) Separation of trading, settlement, accounting & risk control functions, Internal control structure & Management Information System, Regulatory & external reporting.

FOREIGN EXCHANGE MARKET Module 5.5

Unit - I : Introduction to International Financial System & Foreign Exhange Market

Important terms & concepts Foreign Exchange & Euro currency Foreign Exchange dealing & quotations Foreign Exchange brokers & mechanism of foreign exchange transfers CHIPS (Clearing House Interbank Payments Systems), SWIFTS (Society for Worldwide Inter

bank Financial Telecommunications).

46

Triangular Arbitrage Unit -II : Exchange Rate Systems

Gold & Bretton woods systems Fixed & Floating exchange rate system Adjustable peg system Crawsling peg exchange rate system Snake in the tunnel system Exchange rate mechanism in India

Unit -III : Foreign Exchange Management

The risks element in foreign exchange markets Need & Importance of foreign exchange management Methods adopted (spot & forward, arbitrage, cross currency deals, swaps, options &

futures) Unit - IV: Foreign Exchange Market in India

Impact of liberalization & globalization in India's foreign exchange market, Inbound and Outbound Investments

RBI's role in directing & controlling foreign exchange market The pros & cons of full convertibility of Indian currency FEMS & the Indian foreign exchange market Indian multinationals & their impact on foreign exchange

Portfolio Management Module 5.6

Unit- I : Introduction A venues and Multiple Investments. Need for designing and Investment Portfolio. Relevance of Portfolio Management in different sectors of financial markets Popularity of equity portfolio management services

Unit- II : Portfolio theory and application

Markowitz portfolio theory Efficient frontier and investor utility The Capital Asset Pricing Model - Expected Return and Risk- Security Market Line (SML). Arbitrage pricing theory. Capital Market Line

Unit - III : Performance Evaluation of a Portfolio

Trenyor Portfolio Performance Measure - Optional Sharpe Portfolio Performance Measure - Optional Factors affecting performances measures, Reliability of Performance measures. EMH ( Efficient Market Hypothesis).

Unit - IV : Performance Management Services in India.

Portfolio management service providers in India.

47

Procedure for setting up portfolio management services. Evaluation of present scenario and estimation of future prospects. Regulation of portfolio management services.

Books for Reference

1. Portfolio Management, S. Kevin, Prentice Hall, 2004. 2. Pioneering, Portfolio Management, David F. Swenson, Free Press. 3. Taming Risk, Mark Fisher, Euro Money Books, 2005 4. Portfolio Management Formulas, Ralph Vince, John Wiley & Sons, 1990 5. The Art of Investing and Portfolio Management, Mc-Graw Hill Professional 2004. 6. Active Portfolio Management, Richard Grin hold and Ronald Kahn, Irwin, 1999 7. Investment Analysis and Portfolio Management Student Self Study Problems Manual Frank

K.Reilly and Keith C.Brown South Western College Publishing, 1999 Module 5.7 Project - I Report Writing

SEMESTER - VI

Risk Management Module 6.1

Unit- I : Introduction : Financial Risks - definition; Different Types of financial risks. Market risk, liquidity risk, credit risk, operational risk, systematic risk, exchange rate risk Unit-II : Diversification and Investment risk management, Alternate investment strategies.Sensitive Analysis. Exposure and Hedging Unit- III

Hedging Cross Hedging, Hedge Ratio Statistical analysis. Options and future in different markets including foreign exchange market

Unit- IV : Popular models for managing liquidity risk and credit risk - Credit swaps - Structural Models, Integration of market risk and credit risk.

CORPORATE GOVERNANCE

Module 6.2 Unit I : The Philosophy of Corporate Governance Corporate Governance-Introduction-Definition-Balance-Frame work. Business Ethics-an important dimension of Corporate Governance-Fair & Unfair business practices. Unit II : Genesis of Corporate Governance in India Introduction: Principles Arthashastra & Good Governance in ancient India, Protection of Interest of Customers & Investors - Corruption & Zero Tolerance of Corruption - MRTP Act & MRTP commission

48

Unit -III : Evolution of Corporate Governance The Cadbury committee - Code of Best Principles - Indian Experience of Corporate Governance - The C II Code - SEBI' s initiative (The Kumar Mangalam Birla Committee Report) - Corporate Governance in Globalize Economy - MNC s / TNC s & Business Ethics Unit - IV : Governance in Family - Owned Business Family- owned business- background -family business in India -Need for Professionalization & Transparency in Family Business -Case Study- Future of Corporate Governance

COMPUTER APPLICATIONS IN FINANCIAL SERVICES

Module 6.3

The topics of Unit I and Unit II are expected to provide an introduction. They should be taught mostly at conceptual level

Unit III is expected to be taught in the light if Information Technology Unit IV is expected to be taught through mainly by demonstrations and support of

practical Unit - I : Data Communication & Networking

Introduction. The Growth of Networking Technology: Modern Benefits of Networking , Data Sharing ,

Resource Sharing . The Development of Computer Networking . Life before Networking Early Connections, Modern Networking,. TCP/IP model, OSI Model.

Data Communications Technology: Introduction to Analog and Digital Signals, Analog and Digital technology.

Local Area Networks: Network Topologies, Point-to-point Topology, Bus Topology, Star Topology, Ring Topology, Mesh Topology, Special Topology.

Components: Workstation, Network Interface Cards, Hubs, Peripherals., Different types of Transmission Media in Networking: Twisted Pair Cabling, Coaxial Cable, Fiber Optic Cable, Wireless Media, Radio, and Infrared. Connectivity: Repeaters, Bridges, Routers, Gateways. Wide Area Networking: Switching Technology, Mete Switching, Packet Switching Circuit

Switching. Unit - II : Computer Security

Introduction: Security, Attacks, Computer Criminals, Method of Defence Security in Networks : Threats in Networks , Network Security Control , Firewalls Intrusion

detection Systems, Secure E mail , Concept of Encryption & decryption Legal ,Privacy & Ethical Issues in Computer Crime , Privacy , Ethical Issues in Computer

Society Network Security: Introduction & Need for Security , Authentication , Access Control, Server

Logs, Virus Protection Firewalls, Intrusion Detection System & VPN Cyber Laws

Unit - III : Databases

Introduction to Database Concepts: Database systems Vs Files systems, View of Data , Data models, Data abstraction, Data Independence, Three level Architecture, Database

49

Design, Database Language - Data Definition Language (DDL), Data Manipulation Language (DML)

E -R Model: Basic Concepts, Keys, E - R Diagram, Design of E - R Diagram Scheme (Simple Example)

Introduction to Access, Creating Databases ,Tables (Relations) ,Rows (Tuples) ,Domains, Attribute Candidate Keys Primary Key, Queries, Forms

Unit - IV : Visual Basic

Introduction to Visual Basic Programming What is Visual Basic ? Terminology ,Creating & Application, Modular Environment, Building

an Application, Setting Properties of Objects, Forms, Introduction to Controls, Object - Based , Event Driven, Programming Coding

Examining Code, Using the Object Browser, Statements & Functions, Conditional Statements in Visual Basic, Looping Statements, Overview of Debugging

Forms : Using Forms, Multiple Forms, Order of Events, Start up & End of Applications Variables : Data types, Scope & Lifetime of Variables, Constants, Arrays & User Defined

Types Procedures Introduction to Procedures, Arguments & Parameters, Named Arguments & Optional

Arguments Controls: Using Controls, Standard Controls, Custom Controls Menus : Creating & Documenting Naming Standards. Customs Pop - up menus Error Handling : An Introduction to Error Handlers Record Sets: Choosing ADO or DAO, Adding Data ,Editing Data , Deleting Data Building Active X Controls: Creating A Data - Bound Control , Creating a Data Source

Control, .net

MARKETING OF FINANCIAL SERVICES Module 6.4

Unit - I : Introduction

Financial Products in Services Spectrum Business Environment of Financial Services Sector Marketing Financial Products Transformation in Marketing Practices

Unit - II : Production Management and Customer Relationship Management

Product concept and Product Management Importance of CRM in Marketing of Financial Services CRM and Relationship Marketing CRM Concept CRM implementation and Evaluation

Unit - III : Analysing Business Markets

Organizational Buying Process and Participants Institutional and Government Markets Competitors : Identifying and Analysing Designing Competitive Strategies

Unit -IV : The Global Scenario

50

Marketing Financial Product in US Marketing Financial Product in UK Marketing Financial Product in China

Mutual Fund Management

Module 6.5 Unit - I : The Concept & Role of Mutual Funds

Origin & Growth of Mutual Funds in India, Role & Importance Types of Mutual Fund Products Organisational Design Sponsor, Trustee & AMC

Unit - II : Investment in Mutual Funds

The Procedure & The Process Rights & Duties of Investors Do's & Don'ts' of Mutual Funds Investment

Unit - III : Valuation of Mutual Fund Products

NAV Concepts Accounting Taxation Valuation Norms

Unit - IV : Measuring & Evaluating Mutual Fund Performance

Risk & Performance Evaluation Measuring Returns Tracking Mutual Fund Performance Role of SEBI & AMFI

Customer Relationship Management in Financial Services

Module 6.6 Unit - I : Introduction of Various Financial Services

Factoring Forfeiting Securitisation Depositories Registrars DEMAT Services Merchant Banking Corporate Advisory Services Lease Financing Any Other Services

Unit - II : Origin & Rationale of Customer Relationship Management (CRM)

Relationship Marketing Vs Transactional Marketing Benefits of CRM

Unit - III : CRM - A Vehicle for Value Creation

51

Developing a Segmented Service Strategy Implementation

Unit - IV : Achieving Customer Satisfaction through Service Quality

Characteristics of financial services and difficulty in quality assurance. Need for Constant Research for Improving Quality Regular Customer Surveys Transaction Analysis E- Commerce & CRM

Module 6.7

Project - II ( Computer Lab Based) Recommended books for Semester VI 1. Risk Management

Credit Risks. Models and management, David Shimko, Risk Books, 2004. Credit Risk Measurement, Antony Saunders, John Wiley and Sons, 2002. The book of Risk Dan Borge, John Wiley & Sons, 2001 Dictionary of Financial Engineering, John F. Marshall, John Wiley & Sons, 2001 The Financial Risk Manual, John Hollowell, F.T. Prentice Hall 2000 Equity Derivatives & Market Risk Models, Oliver Brockhaus &Michael Forkas, Risk Books,

2000. Managing currency risk using foreign exchange options, Alan Hicks, Cambridge University

Press, Risk Management, Michel Crouhy, Dan Galai and Robert Mark, Irwin 2000 Risk and risk bearing charles Hardy, Risk Books 1999\ Introduction to Interest Rate Risk Financial World Publishing 2000 Risk Management &Financial Derivatives : A Guide to Mathematics, Satyajit Das, Palgrave,

1998. Enterprise Wide Risk Management, James Deloach, F.T. Prentice Hall, 2000 The business of Hedging, John Stephens, F.T. Prentice Hall, 2000 Theory and Practice of Treasury and Risk Management in Banks, Taxmanns, New Delhi, 2006 Taxmanns Credit Risk Management, Bidani S.N. & Mitra P.k. Taxmann, New Delhi, 2004 Cases on Risk Management, Howard W.M. Risk Management, IIBF, Macmillan India Ltd, 2005. The Complete Guide to Business Risk Management, Jaico Publishing House, Mumbai 2001. Managing Risk in the New Economy, Dimitris Chorafas, NYIF, 2001 The Risk Management Process, Chritopher L.Culp, John Wiley & Sons, 2001. Liquidity Black Holes, Avinash Persaud, Risk Books, 2003

2. CORPORATE GOVERNANCE

Kautilya 's Arthshastra Corporate Governance M.R.T.P. Act Management by Values , Oxford University Press,1991 The Story of my Experiment with Truth - M.K.Gandhi, Navjivan Publishing House, A'bad. Corporate Governance by H. R. Machiraju

52

3. COMPUTER APPLICATIONS IN FINANCIAL SERVICES Database System Concepts, Silberschartz, Abraham : Korth ,Henry F. & Sadarshen S. 4th ed

McGraw - Hill International Edition Data communication and Networking B.A forouzan 4th ED.TMH Access 2000 in Easy Steps Copestake Stephen Firewalls & Internet Security: William R. Cheswick, Steven M. Bellovin, Avie D. Rubbin 2nd

ed(LPE) Internet sites on Cyber Law & Ethics, HTML etc. Information Technology Act, 2000. Visual Basic 6 from Bottom to Top: A Step by Step Guide with 84 Easy to do Projects -

Salokhe Rajendra 4. Mutual Fund Management

Portfolio Management of Mutual Funds, R.C.Pozen , MIT Press,1999 The Mutual Fund Business, Robert C. Pozen, IT Press,1998 Working of Mutual Fund Organisations in India, Peddina Mohana Rao, The Institute of

International Economics, 1998 The Economics of Mutual Funds Markets, William J. Baumol Kluwer , Academic

Publishers,1989 Power Investing with Sector Funds. St. Lucia Press ,1998 Growth & Income, R. Bryan Stoker, Author House

5. Customer Relationship Management in Financial Services The Financial Services Source Book: A Guide to Sources of Information of Banking ,

Insurance & Other Financial Services , Robert Cunnew & Alison Scanmell ,Europa Publication,2001

The Customer Differential: The Complete Guide to CRM , Melinda Nykamp, Amacom,2001 Data Mining Techniques, Michael Berry & Gordon Linoff, John Wiley & Sons,2003 Customer Relationship Management, Neil Russell - Jones ,Financial World Publishing ,2002 Customer Relationship Management : Concepts & Tools , Francis Buttle, Butterworth - Heinemann ,2003 Essentials of CRM , Brayan P. Bergeron , John Wiley & Sons, 2002 Customer Relationship Management : The Bottom Line to optimising your ROI, John Anton

& Natalie Petershoff, Prentice Hall ,2002 CRM in Financial Services , Merlin Stone & Bryan Foss, Kogan Page ,2002 Successful Customer Relationship Marketing , Merlin Stone & Bryan Foss , Kogan

Page,2001 Electronic Customer Relationship Management: Jerry Fjermested & Nicholas C.

Romano, M.E.Sharpe, 2006

************

53

3.1.iii. FEE STRUCTURE

CATEGORY OPEN CATEGORY

CLASS Sem I Sem II Sem III Sem IV Sem V Sem VI

Tuition Fees 5,000 5,000 5,000 5,000 5,000 5,000

Lib. Fees 600 600 600

Gym. Fees 400 400 400

Other Fees / Extra Curricular Activity 250 250 250

Magazine Fees 100 100 100

ID Card & Library Fee 50 50 50

Group Insurance Fees 40 40 40

Student Welfare Fund 50 50 50

Utility Fees 250 250 250

Development Fees 500 500 500

Disaster Relief Fund 10 10 10

University Sports & Cultural Activity 30 30 30

E-Charges 20 20 20

Enrolment fee 220 0 0

Computer Practical 1000 1000 1000

Laboratory Fee 1000 1000 1000

Examination Fees Semester 660 660 660 660

Industrial Visit Fees 500 500 500

Vice Chancellors Fund 20 20 20

E-Suvidha 50 50 50

Admission Processing Fees 200 200 200

Alumni Association Fees 25 25 25

N.S.S. 10 10 10

Project Fees 500 500

University Examination Fees 660 660

Convocation Fee 0 0 250

Lib Deposit - Refundable 250 0 0

Lab Deposit – Refundable 400 0 0

Caution Money Deposit –

Refundable 150 0 0

Total SEMESTER 11,785 5,660 10,765 5,660 11,515 6,160

Document Verification Fees: Additional fees of Rs 400/- to be paid by the students those who

have not passed the HSC examinations from Maharashtra State Board of Secondary and Higher

Secondary Education.

54

CATEGORY

RESERVED CATEGORY

CLASS Sem I & Sem II Sem III & Sem IV Sem V & Sem VI

Tuition Fees

Lib. Fees

Gym. Fees

Other Fees / Extra Curricular

Activity

Magazine Fees

ID Card & Library Fee 50 50 50

Group Insurance Fees 40 40 40

Student Welfare Fund 50 50 50

Utility Fees

Development Fees

Disaster Relief Fund 10 10 10

University Sports & Cultural

Activity

E-Charges

Enrolment fee

Computer Practical

Laboratory Fee

Examination Fees Semester 1,320 1,320

Industrial Visit Fees

Vice Chancellors Fund 20 20 20

E-Suvidha

Admission Processing Fees 200 200 200

Alumni Association Fees 25 25 25

N.S.S. 10 10 10

Project Fees

University Examination Fees 1320

Convocation Fee 250

Lib Deposit - Refundable

Lab Deposit - Refundable

Caution Money Deposit –

Refundable

Total SEMESTER 1,725 1,725 1,975

Fees for S.C/S.T/O.B.C/S.B.C/N.T will be as per Government rules.

Refund of fees can be claimed as per Mumbai University’s Circular No. UG / 412 of 2008

55

0.2859: Refund of Tuition, Development and all other fees after cancellation of

admissions:

The candidates who have taken admission in under graduate courses in Govt. colleges, in Govt.

aided and unaided courses conducted by affiliated colleges, and recognized Institutions may

request for refund of fees after applying in writing for cancellation of their admission to the course.

The refund of fees as applicable shall be made on or before the 30th day after the date of

cancellation and thereafter. The percentage of fees for the course shall be refunded to the

candidate after deducting charges which are as follows:

Table – 1: Fees Deduction on cancellation of admission

Period and Percentage of Deduction charges

(i) (ii) (iii) (iv) (v) (vi)

Prior to

Commenceme

nt

of academic

term and

instruction of

the course

Up to 20 days

after

commenceme

nt

of the

academic

term of the

course

From 21st

day

up to 50 days

After

Commencem

ent

of the

academic

term of the

Course

From 51st

day

up to 80 days

after the

commenceme

nt

of academic

term of the

course or

August 31st

whichever is

earlier

From

September

1st

to September

30th

After

September

30th

Deduction

Rs. 500/-

Lump Sum

20% of the

total

amount of

fees.

30% of the

total

amount of

fees.

50% of the

total

amount of

fees.

60% of the

total

amount of

fees.

100% of the

total

amount of

fees.

Note: The total amount considered for the refund of fees from the commencement of academic

term of the courses including the following:

ii) The fee charged towards group insurance and all fee components to be paid as University

share (including Vice-Chancellor fund, University fee for sports and cultural activities, E-charge,

disaster management fund, exam. Fee and Enrollment fee) are non-refundable if payment is

made by the college prior to the date of cancellation.

iii) Fee collected for identity card and Library card, admission form and prospectus, enrollment

and any other course specific fee are not refundable after the commencement of the academic

term.

iv) All refundable deposits (Laboratory, Caution Money and Library etc.) shall be fully returned at

the time of cancellation.

Provided that wherever admissions are made through centralized admission process for

professional and / or for any other courses by other competent Authorities, the Refund Rules are

applicable if specified by such authorities (as per the rules of relevant agencies) for the 1st year

56

admission. In case of admission to subsequent years of the course, 0.2859 is applicable for

cancellation of admission.

Provided further that this refund rule is concurrent with the rules and guidelines of other

professional statutory bodies appointed for admission for relevant courses.

Further that 0.2859-A & 0.2859-B have been repealed and the amended 0.2859 relating to the

refund of Tuition Fees, Development and all other fees after cancellation of admission for the

Under Graduate Courses has been brought into force with effect from the academic year 2008-

2009. The application form for the cancellation of admission and refund of fees is appended as

Annexure B.

REFUND OF COLLEGE DEPOSIT

Application for the refund of college deposit must be made within one year of the applicant ceasing

to be a student of the College, failing which the deposit amount will be forfeited. The college now

ensures that the deposits are refunded to the students through the RTGS system and hence it is

necessary that the students have a bank account so that the deposit amount can be transferred

directly to their accounts without delay.

ISSUANCE OF DUPLICATE FEE RECEIPTS

A student requiring duplicate fee receipt shall have to fill a form available at the information

counter of the college and pay Rs. 100. The application form for the same is appended as

Annexure C.

3.2. EXAMINATION SCHEME

University of Mumbai has introduced the Semester and Choice Based Credit System from the

academic year 2011-2012 for all the programs offered by the Faculty of Commerce, Faculty of

Arts and Faculty of Science for their Undergraduate and Post Graduate Program. The scheme

of examination is as explained below in brief and further details can be obtained from the

Chairperson Examination Department or the Vice Principals.

R:8433 : The definitions of the key terms used in the Choice Based Credit System introduced from

the academic year 2011-12 are as under:

Program:

A Program is a set of courses that are linked together in an academically meaningful way and

generally ends with the award of a Certificate or Diploma or Degree depending on the level of

knowledge attained and the total duration of study. (for ex B.A., B.Sc. and B.Com. are Programs.)

Course

A ‘course’ corresponds to the word ‘subject’ used in many universities. A course is essentially a

constituent of a ‘program’ and may be conceived of as a composite of several learning topics taken

from a certain knowledge domain, at a certain level. All the learning topics included in a course

57

must necessarily have academic coherence, that is, there must be a common thread linking the

various components of a course. A number of linked courses considered together are in practice, a

‘program’.

Credit Point:

Credit Point refers to the ‘Workload’ of a learner and is an index of the number of learning hours

deemed for a certain segment of learning. These learning hours may include a variety of learning

activities like reading, reflecting, discussing, attending lectures / counseling sessions, watching

especially prepared videos, writing assignments, preparing for examinations, etc. Credits assigned

for a single course always pay attention to how many hours it would take for a learner to complete

a single course successfully. A single course should have, by and large a course may be assigned

anywhere between 2 to 8 credit points wherein 1 credit is construed as corresponding to

approximately 30 to 40 learning hours.

Credit completion and Credit accumulation:

Credit completion or Credit acquisition shall be considered to take place after the learner has

successfully cleared all the evaluation criteria with respect to a single course. Thus, a learner who

successfully completes a 4 CP (Credit Point) course may be considered to have collected or acquired

4 credits. His level of performance above the minimum prescribed level (viz. grades / marks

obtained) has no bearing on the number of credits collected or acquired. A learner keeps on adding

more and more credits as he completes successfully more and more courses. Thus the learner

‘accumulates’ course wise credits.

Credit Bank:

The process of accumulating Credits over a period of time, leads to the idea of a ‘Credit Bank’.

Conceptually, a Credit Bank in simple terms refers to stored and dynamically updated information

regarding the number of Credits obtained by any given learner along with details regarding the

course/s for which Credit has been given, the course-level, nature, etc. In addition, all the

information regarding the number of Credits transferred to different programs or credit

exemptions given may also be stored with the individual’s history. In short, this would involve

maintaining all the Credit–related transactions of an individual. Credit Banking, when practiced

would go a long way in facilitating credit transfers and learner mobility.

O. 5974

Duration of the B.A., B.Com. and B.Sc. programme will be of 3 years in the Semester pattern i.e.

from Sem. I to Sem. VI.

The degree will be awarded to a learner who successfully completes 120 credits of the programme

in period of 3 to 6 years from the year of enrollment to semester I.

If a learner does not earn 120 credits in 12 semesters from the year of enrolment to semester I,

he/she may at his/her option transfer his/her performance in the existing/new program after

establishing equivalence between old and new syllabus. Such a performance transfer will be

decided by the Board of Studies / Ad-hoc Board / Ad hoc Committee of the concerned subject. The

admission to the program will be governed by the existing rules

58

The Scheme of Examination: FACULTY OF COMMERCE

The performance of the learners shall be evaluated in two components: Internal Assessment with

25% marks by way of continuous evaluation and by Semester End Examination with 75% marks by

conducting the theory examination.

INTERNAL ASSESSMENT:- It is defined as the assessment of the learners on the basis of

continuous evaluation as envisaged in the credit based system by way of participation of learners

in various academic and correlated activities in the given semester of the programme.

A) Internal Assessment – 25% 25 Marks

1 For Courses without practical.

Sr.

No. Particulars Marks

1 ONE periodical class test to be conducted in the given semester 20 Marks

2

Active participation in routine class instructional deliveries and overall

conduct as a responsible learner, mannerism and articulation and

exhibit of leadership qualities in organizing related academic activities.

05 Marks

2. For Courses with Practical.

Sr.

No. Particulars Marks

1 Semester End Practical Examination 20 Marks

Journal 05 Marks

Viva 05 Marks

Laboratory Work 10 Marks

2 Active participation in routine class instructional deliveries and overall

conduct as a responsible learner, mannerism and articulation and exhibit

of leadership qualities in organizing related academic activities.

05 Marks

SEMESTER END EXAMINATION:- It is defined as the examination of the learners on the basis of

performance in the semester end theory / written examinations.

B) Semester End Examinations – 75% 75 Marks

I. Duration – These examinations shall be of 2 Hours and 30 minutes duration.

II. Question Course Pattern:-

1) There shall be five questions each of 15 marks.

2) All questions shall be compulsory with internal choice within the questions.

3) Question may be subdivided into sub-questions a, b, c… and the allocation of marks

depend on the weightage of the topic.

The assessment of Part ‘A’ i.e. Internal Assessment and Part ‘B’ i.e. Semester End Examination as

mentioned above for the Semesters I to IV shall be processed by the Colleges / Institutions of their

59

learners and issue the grade cards to them after the conversion of marks into grade as per the

procedure mentioned in this manual. The format of the grade card is given in the Chapter 5 of the

manual to maintain the uniformity across all colleges for the examinations conducted by the

colleges on behalf of the University.

The assessment of Part ‘A’ i.e. Internal Assessment as mentioned above for the Semesters V & VI

shall be processed by the Colleges / Institutions of their learners admitted for the programme

while the University shall conduct the assessment of Part ‘B’ i.e. Semester End Examination for

Semesters V & VI. The Internal Assessment marks of learners appearing for Semesters V & VI shall

be submitted to the University by the respective colleges/ Institutions before the commencement

of respective Semester End Examinations. The Semester End Examinations for Semesters V & VI

shall be conducted by the University and the results shall be declared after processing the internal

assessment and the marks awarded to the learners. The grade card shall be issued by the

University after converting the marks into grades.

THE MARKS OF THE INTERNAL ASSESSMENT SHOULD NOT BE DISCLOSED TO THE STUDENTS TILL

THE RESULTS OF THE CORRESPONDING SEMESTER IS DECLARED.

R.8436 PASSING STANDARD AND PERFORMANCE GRADING:

PASSING STANDARD

The learners to pass a course shall have to obtain a minimum of 40% marks in aggregate for each

course where the course consists of Internal Assessment & Semester End Examination. The

learners shall obtain minimum of 40% marks (i.e. 10 out of 25) in the Internal Assessment and 40%

marks in Semester End Examination (i.e. 30 Out of 75) separately, to pass the course and minimum

of Grade E in the project component, wherever applicable to pass a particular semester. A learner

will be said to have passed the course if the learner passes the Internal Assessment & Semester

End Examination together.

PERFROMANCE GRADING:

The PERFORMANCE GRADING of the learners shall be on the SEVEN point ranking system as under:

Grade Marks Grade Points

O 70 & above 7

A 60 to 69.99 6

B 55 to 59.99 5

C 50 to 54.99 4

D 45 to 49.99 3

E 40 to 44.99 2

F (Fail) 39.99 & below 1

The performance grading shall be based on the aggregate performance of Internal Assessment and

Semester End Examination.

60

R: 8437 CARRY FORWARDS OF MARKS IN CASE OF A LEARNER WHO FAILS IN THE

INTERNAL ASSESSMENT AND/OR SEMESTER END ASSESSMENT IN ONE OR MORE

SUBJECTS:

1) A learner who PASSES in the Internal Examination but FAILS in the Semester End Examination of the

course shall reappear for the Semester End Examination of that course. However his/her marks of

the Internal Examinations shall be carried over and he/she shall be entitled for grade obtained by

him/her on passing.

2) A learner who PASSES in the Semester End Examination but FAILS in the Internal Assessment of the

course shall reappear for the Internal Examination of that course. However his/her marks of the

Semester End Examination shall be carried over and he/she shall be entitled for grade obtained by

him/her on passing.

3) A) For Courses without practical

In case of a learner who is reappearing for the Internal Examination, the examination will

consist of one project of 25 marks which will be divided into 13 marks for the documentation of

the project, 06 marks for the presentation and 06 marks for the viva and interaction.

B) For Courses with practical

In case of a learner who is reappearing for the Internal Examination for subjects with

Practical/fieldwork, the examinations will consist of practical examination of 25 marks which will

be divided into 13 marks for the laboratory work, 06 marks for the Viva Examination and 06

marks for the Journal.

R.8438 ALLOWED TO KEEP TERMS (ATKT): (as per circular no. UG/02 of 2012-2013 dated April 3, 2012, UG/52 of 2013-2014 dated August 26, 2013)

a. A learner shall be allowed to keep term for Semester II irrespective of number of courses of

failure in the Semester I.

b. A learner shall be allowed to keep term for Semester III if he/she passes each of Semester I and

Semester II

OR A learner fails in not more than FOUR courses of Semester I and Semester II taken together

with not more than TWO courses at each of Semester I & Semester II.

c. A learner shall be allowed to keep term for Semester IV irrespective of number of courses of

failure in Semester III.

d. Eligibility criteria for a learner, to be admitted in Semester V (Third year) of UG programs (aided and non-aided) in Faculties of Arts and Commerce is amended as follows,

i. Shall have passed Semester I, II, III and IV in full OR

ii. Shall have passed Semester I and II in full and secured ATKT in the Second year by failing in not more than Two Courses in each of Semester III and Semester IV

OR

61

iii. Shall have Secured ATKT in First Year by failing in not more than Two Courses in each of Semester I and Semester II and have passed Semester III and Semester IV in full

e. A learner shall be allowed to keep terms for Semester VI irrespective of grades obtained in each course of Semester V. The result of Semester VI shall be kept in abeyance until the learner passes each of Semester I, Semester II, Semester III, Semester IV and Semester V in full.

R. 8439 ADDITIONAL EXAMINATION:

INTERNAL:

Eligibility norms to appear for the additional class test for learners who remained

absent for Commerce faculty (courses without practical):

a. The learner must apply to the Head of the Institution giving the reason(s) for absence within 8

days of the conduct of the examination along with the necessary documents and testimonials.

b. If the learner is absent for participation in Inter Collegiate events, State or National or

International level events, Training camp or coaching camp organized by authorized university

or state or national or international bodies, NSS / NCC Events / Camps / cultural activities /

sports activities / research festival or any other activities authenticated by the head of the

institution, the head of the Institution shall generally grant permission to the learner to appear

for the additional class test or assignment.

c. The Head of the Institution, on scrutiny of the documents and testimonials, may grant the

permission to the learner to appear for the additional examination. The application form is

appended as Annexure D.

Conduct of Additional Class Test:

The Additional Class Test must be conducted 15 days prior to the commencement of the Semester

End Examination after following the necessary procedure and completing the formalities.

When the Learner Student remains absent in the main Semester

End Examination

SEMESTER END EXAMINATIONS

ELIGIBILITY TO APPEAR FOR ADDITIONAL SEMESTER END EXAMINATION:

A learner who does not appear i.e. remains absent in some or all the courses on medical

grounds or for representing the College / University in sports, cultural activities, activities of

NSS, NCC or sports training camps conducted by recognized bodies / competent authorities or

for any other reason which is considered valid under exceptional circumstances and to the

satisfaction of the Principal or the Head of the Institute. The Application form for the same is

appended as Annexure E.

62

The learner who remains absent with the prior permission of the Principal of the College /

Head of the Institution may be permitted to appear for the Additional Semester End

Examination.

The additional Semester End Examination shall be of two and half hours duration and of 75

marks per course. The learner shall appear for the Semester End Examination of the course

for which he/she was absent. Learners who are punished under O.5050 shall not be eligible

to appear for this additional examination.

Also a leaner appearing for the repeat examination as ex-student may be permitted to appear

for the Additional Internal and Additional Semester End Examination conducted for the absent

learner even if the learner does not register/appear at the regular examination conducted for

such repeaters.

It is not the right of the leaner, who has remained absent, to appear for the additional

examination without fulfilling the norms prescribed by the Head of the Institution /

Department / Principal of the College.

MODE OF CONDUCT OF SEMESTER END ADDITIONAL EXAMINATION:

a) There will be one additional examination for semester I, II, III and IV only for those who

remained absent.

b) The absent learner will be allowed to appear for the examination by the head of the

institution after following the necessary formalities subject to the reasons to the

satisfaction of the head of the institution.

c. Additional Examination for the respective Semesters will be conducted immediately after

the conduct of the respective Regular Semester End Examination.

PROJECT EVALUATION (IF APPLICABLE)

1. A learner who PASSES IN ALL THE COURSES BUT DOES NOT secure minimum grade of E in

project as applicable has to resubmit a fresh project till he/she secures a minimum of grade E.

2. The credits and grade points secured by him/her in the other courses will be carried forward

and he/she shall be entitled for grade obtained by them on passing of all the courses.

3. The evaluation of project and viva/voce examination shall be done by marks only and then it

will be converted into grade in the seven point scale and award the same to the learner.

4. A learner shall have to obtain minimum of grade E (or its equivalent marks) in project

evaluation and viva/voce taken together to obtain 40% marks in project work.

63

R.8441: Course wise, Semester wise Credit allocation:

R. 8447 Verification and Revaluation: Shall be as per the existing ordinances and regulation & VCD

of the University.

PHOTOCOPY, VERIFICATION & REVALUATION OF THE ASSESSED ANSWER BOOK/S:

The University of Mumbai by the directives by Hon. Vice Chancellor vide the VCD no.

Exam/Photo & Rev./College/VCD/4636 of 2010 dated 05th April 2010 has provided the facility

of obtaining the Xerox copy of the assessed answer books and the Verification and

Revaluation. Applying for Photocopy of the answer book/s and applying for Revaluation will

be two independent processes. However, applying for photocopy of the answer book /s or

having photocopy of the answer book/s shall not be a pre-requisite for applying for revaluation

of the answer book on the said subject. The student can apply independently for revaluation

or photocopy or both simultaneously.

Rules & Procedures (in brief) for photocopy of the assessed answer

book/s 1. This facility, thus provided, shall be for theory papers only of all the examinations conducted

by the college / institution on behalf of the University in the current session.

2. Under these rules applying for the Photocopy/ies of answer-books shall not be permitted in

respect of the scripts of practical examination / term-work / sessional work / project work /

dissertation / internal assessment / term work (including theory part) and in Viva voce /oral

/ practical examinations.

3. The Photocopy/ies shall be sought by submitting an application in the prescribed form

(appended as Annexure F) along with the non-refundable fee of Rs.100/- per answer book

by the examinee within seven (7) working days from the date of the declaration of result of

the examination or issue of the statement of marks by the college / institution, whichever is

Faculty Sem

I

Sem

II

Sem

III

Sem

IV

Sem

V

Sem

VI

Total

Credits

Arts for BA Program only. 15 15 22 22 22 24 120

Science (for all courses) 20 20 20 20 20 20 120

Bachelor of Commerce (B.Com.) 20 20 17 17 23 23 120

Bachelor of Management

Studies (BMS) 21 21 18 18 21 21 120

Bachelor of Commerce

(Accounting & Finance)(BAF) 21 21 21 21 18 18 120

Bachelor of Commerce (Banking

& Insurance)(BBI) 18 18 21 21 21 21 120

Bachelor of Commerce

(Financial Markets)(BFM) 18 18 21 21 21 21 120

64

later. The examinee/s belonging to reserved categories shall be granted 50% concession in

fee.

4. Incomplete application form shall be rejected without assigning any reason whatsoever and

the fees paid along with the application form shall neither be refunded nor will any

representation be entertained.

5. No application after the due date will be entertained on any ground whatsoever.

6. The College/Institution/Department shall endeavor to supply Photocopy/ies of answer

books as far as possible within fifteen (15) working days from the date of receipt of

application for photocopy/ies of the answer book/s.

7. The Photocopy/ies shall be handed over to the applicant examinee in person only and under

no circumstances to any other person.

8. On receipt of Photocopy/ies the applicant examinee shall be the sole custodian of it and

under any circumstances the examinee shall not part with the custody/possession of the

same and also shall not use the same for any other purpose/s.

9. If the examinee is found guilty of indulging in any unfair act/attempt he/she shall be liable

to be tried before the Unfair Means Inquiry Committee of the college and the decision

taken by the authorities based on the recommendation of the said committee shall be final.

In case of Discrepancy in the Assessed Answer book

VERIFICATION & REVALUATION OF THE ASSESSED ANSWER BOOKS

On receipt of the photocopy if the discrepancy of following nature is noticed by the examinee, he/

she should apply to the Principal in the prescribed form along with the said photocopy and copy of

the question paper within three (03) working days from the date of publication of the notice by the

Principal of the respective college as per the provisions hereinabove. i) Mistake in totaling ii) Non

assessment of a question / sub-question if required After due verification, the Principal of

respective college shall make necessary rectification in the marks allotted to the said subject and

consequently in the result of the candidate without charging any further fee for necessary

rectification.

On rectification of the result as per the provisions above, the candidate can apply for revaluation

within seven (7) working days from the date of receipt of the rectified result, if he/she was not

eligible to apply for revaluation of the said answer book under Rule 29 herein below mentioned

and only by such rectification becomes eligible for revaluation in the said subject, subject to other

limitations contained herein.

In case of non-assessment of question / sub-question the original assessor or if the answer- book is

moderated the moderator will be called for rectification. It will be binding on the concern

examiner / moderator to attend the call of the Principal of the respective college and it will also be

the responsibility of the Principal of another college to relieve the concern examiner / moderator to

attend the respective College examination cell on the given date or within four (4) working days if

no specific date is communicated. The concern examiner / moderator will be entitled for only

travelling allowances. Not attending the call of the respective college within stipulated period will

65

be treated as misconduct and penalty of Rs. 100/- per day will be imposed on all concerned and the

same shall be recovered from the pay by the Principal of the college or any other authority

responsible to draw the salary on receipt of the intimation from the Principal of the respective

college. On deducting the penalty amount, the Principal of the college shall remit the same to the

Principal of the college where the concerned examiner was called and the same shall be credited to

the Students’ Welfare Account or the Library Account of the college to which the amount of fine is

remitted.

The examinee is free to apply for Photocopy/ies of answer books of as many subjects as he / she so

desires.

REVALUATION OF THE ANSWER BOOK/S: RULES AND PROCEDURE:

This revaluation facility shall be for theory papers only of all the examinations conducted by the

college on behalf of the University for the respective current session.

A candidate can apply for the revaluation of the answer book of the subject only if he/she has

secured at least 20% of the total marks in that subject or 40% of the marks required for passing in

the said subject, whichever is less or the grade equivalent to the above criteria where grades are

assigned to the theory papers.

The non-refundable prescribed fees of Rs. 500/- per subject per answer book for the purpose of

revaluation shall be paid by the examinee within seven (07) working days from the date of the

declaration of the result of the respective examination or from the date on which the college issued

the statement of marks, whichever is later. The examinees from the reserved categories shall be

given fifty per cent (50%) concession, provided a certified copy of the caste certificate is enclosed.

The application form for the same is appended as Annexure G.

The revised marks obtained by a candidate after revaluation, as accepted by the Principal of the

respective college shall be taken into account for the purpose of amendment of his results only and

the said result shall be communicated to the student/s by the Principal of the respective college.

The whole process of revaluation shall be completed as far as possible within a period of thirty (30)

days from the date of receipt of the application for revaluation by the college / institution.

THE PHOTO COPY/COPIES OF THE REVALUATED ANSWER-BOOK/S SHALL NOT BE

PROVIDED TO THE EXAMINEES

ELIGIBILITY FOR ADMISSION TO THE NEXT HIGHER CLASS 1. Pending the process of revaluation, and subject to the availability of the seats in the college,

the student may be admitted to the next higher class to which he could have been admitted

if he/she had passed in the said examination or had been granted A.T.K.T. for admission to

the next class in the original examination as per the rules applicable for the stream and

66

faculty of his education, as per the following norms:

2. The student may be admitted to the next higher class to which he could have been admitted

if he/she had passed in the said examination or had been granted A.T.K.T. for admission to

the next class in the original examination as per the rules applicable for the stream and

faculty if he/she had originally obtained required passing marks in the papers in which

he/she had applied for revaluation,

3. The college shall be entitled to charge fees of Rs. 500/- at the time of granting admission to

such students to the next class before declaration of the result of the revaluation,

4. Such admission shall be provisional; and automatically stands cancelled on receipt of the

result of revaluation process, if the student is not declared passed in the requisite number

of the subjects on revaluation which would entitle him/her to take admission in the next

higher class, and in such case the fees originally collected by the college or any part of the

same shall not be refunded,

5. In case if the student is declared to have passed in the requisite number of the subjects on

revaluation which would entitle him/her to take admission in the next higher class as per

the Ordinances / regulations, the provisional admission will be regularized.

6. In case of the reserved category students or other students who are entitled to get fee

concession, on appropriating the amount equal to the amount of fees which the college can

collect from the student and the balance amount shall be refunded to the student at the

time of confirmation and continuation of his/her admission.

7. In case of other students, the said amount shall be deducted from the total fees which the

college or the institution is entitled to collect from the student as per the rules applicable.

8. Pending the declaration of the result of the revaluation, the students who have taken

admission to next higher class, as mentioned above, shall be allowed to appear at the

examination to the next class and their results of the next examinations shall be declared

only on their passing in the requisite number of the subjects on revaluation which would

entitle them to take admission in the next class; and in case the students does not succeed

in passing in such requisite number of subjects, their admission to the examinations of the

next class, their performance and results of the same shall be treated as null and void.

The details of the procedure can be obtained from the university website.

ISSUE OF DUPLICATE MARKSHEET

If any student loses or misplaces his / her mark-sheet can apply for a duplicate mark-sheet in the

prescribed form along with the prescribed fees (as applicable) to the college office as appended in

Annexure H.

Use of Unfair Means by the students during the Examination UNFAIR MEANS INQUIRY COMMITTEE

Students resorting to the use of unfair means during the examinations conducted by the College by

themselves or on behalf of the University or by the University itself are requested to note that the

minimum punishment recommended by the University (vide circular no. UG / 139 OF 2001 DATED

67

23RD APRIL 2001) is “Annulment of the performance of the Student at the University / College /

Institution Examination in full.”

The above action is recommended in case the student is found in possession of the copying

material. If it is established that he/she has actually copied from the material, the recommendation

is “Exclusion of the student from the University or College or Institution Examination for one

additional examination”.

The above referred circular is available with the Examination Committee for your reference.

The broad Categories of Unfair Resorted to by Students at the University/ College/ Institution

Examinations and the Quantum of Punishment for each Category thereof.

Sr.No. Quantum of Punishment

(1) Possession of copying material Annulment of the performance of the student at the University/ College/ Institution examination in full. (Note: - This quantum of punishment shall apply also to the following categories of malpractices at Sr. No. (2) to Sr. No. (12) in addition to the punishment prescribed thereat.

(2) Actual copying from the copying material

Exclusion of the student from University or College or Institution examination for one additional examination.

(3) Possession of another student’s answer book

Exclusion of the student from University or College or Institution examination for one additional examination. (BOTH THE STUDENTS)

(4) Possession of another student’s answer book + Actual evidence of copying there from.

Exclusion of the student from University or College or Institution examination for two additional examinations. (BOTH THE STUDENTS)

(5) Mutual / Mass copying Exclusion of the student from University or College or Institution examination for two additional examinations.

(6) i. Smuggling-out or smuggling-in of

answer book as copying material. ii. Smuggling-in of written answer-

book based on the question paper set at the examination.

iii. Smuggling-in of written answer book and forging signature of the Jr. Supervisor thereon.

i. Exclusion of the student from University or

College or Institution examination for two additional examinations.

ii. Exclusion of the student from University or College or Institution examination for two additional examinations.

iii. Exclusion of the student from University or College or Institution examination for two additional examinations.

(7) Attempt to forge the signature of the Jr. Supervisor on the answer book or supplement.

Exclusion of the student from University or College or Institution examination for two additional examinations.

68

(8) Interfering with or counterfeiting of University / College / Institution seal, or answer books or office stationary used in the examinations.

Exclusion of the student from University or College or Institution examination for two additional examinations.

(9) Answer book, main or supplement written outside the examination hall or any other insertion in answer book.

Exclusion of the student from University or College or Institution examination for two additional examinations.

(10) Insertion of currency notes/to bribe or attempting to bribe any of the person/s connected with the conduct of examinations.

Exclusion of the student from University or College or Institution examination for two additional examinations.

(11) Using obscene language / violence threat at the examination center by a student at the University / College / Institution examination to Jr. /Sr. Supervisors / Chief Conductor or Examiners.

Exclusion of the student from University or College or Institution examination for two additional examinations.

(12) (a)Impersonation at the University/ College/ Institution examination.

(b) Impersonation at the University/ College/ Institute student at S.S.C./H.S.C. any other examinations.

Exclusion of the student from University or College or Institution examination for two additional examinations. Exclusion of the impersonator from University or College or Institution examination for five additional examinations.

(13) Revealing Identity in any form in the answerbook by the student at the University or College or Institution examination.

Annulment of the performance of the Student at the University or College or Institution examination in full.

(14) Found having written on palms or on the body, or on the clothes while in the examination.

Annulment of the performance of the student at the University or College or Institution examination in full.

(15) All other malpractices not covered in the aforesaid categories.

Annulment of the performance of the student at the University or College or Institution examination in full, and severe punishment depending upon the gravity of the offence.

(16) If on previous occasion a disciplinary action was taken against a student for malpractice used at examination and he/she is caught again for malpractices used at the examinations, in this event he/she shall be dealt with severely. Enhanced punishment can be imposed on such students. This enhanced punishment may extend to double the punishment provided for the offence, when committed at the second or subsequent examination.

(17) Practical /Dissertation/Project report Examination. Student involved in malpractices at Practical / Dissertation/ Project report examinations shall be dealt with as per the punishment provided for the theory examination.

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(18) The Competent Authority, in addition to the above mentioned punishments may impose a fine on the student declared guilty. (Note: The term “Annulment of Performance in full” includes performance of the student at the theory as well as Annual Practical examination, but does not include performance at term work, project work with its term work, oral or practical and dissertation examinations unless malpractice used threat).

The students may refer the University website for further details.

STUDENTS ARE REQUESTED NOT TO RESORT TO USE OF UNFAIR MEANS.

GENERAL RULES & REGULATIONS

4.1. ATTENDANCE FOR LEARNERS AS PER ORDINANCE 6086 OF UNIVERSITY OF MUMBAI

1. Every bonafide learner shall ordinarily be allowed to keep terms for the given semester in a

program of his enrolment, only if he fulfills at least seventy five percent (75%) of the

attendance taken as an average of the total number of lectures, practical’s, tutorials etc.

wherein short and/or long excursions/field visits/study tours organized by the college and

supervised by the teachers as envisaged in the syllabus shall be credited to his attendance for

the total no of periods which are otherwise delivered on the material day/s. Further it is

mandatory for every learner to have min 50% attendance for each subject & an overall

average attendance has to be 75%.

2. Students participating in sports, cultural activities, N.S.S, N.C.C, Adult and Continuing

Education and Extension will be permitted full credit for lectures/practical/tutorials missed

by them as a result of their participation in N.C.C/N.S.S/A.C.E.E camps, Inter-collegiate, Inter-

University, State, National and International tournaments/competitions and coaching

camps,/training sessions organized in participation of these tournaments/competitions. This

credit shall be allowed on the basis of production of certificate of participation in such

authorized activity from the concerned organizers. The same shall be submitted along with a

prescribed form appended as Annexure F which shall be verified by the teacher in charge and

the vice principal. This form then shall be submitted to the attendance in charge in the

college office on a daily basis in case of an event held by the college or within two working

days of completion of events held by other colleges..

3. The Principal of the concerned College shall be the competent authority to condone the

absentee of any learner further up to additional 25%, if deemed fit and on recommendation

of the attendance committee of the college, wherein it is mandatory on the committee to do

natural justice by giving personal hearing to every learner falling short of minimum

attendance for keeping terms and recommending case by case to the competent authority

having verified the genuineness and gravity of the problem that justifies the learner to

remain absent, which generally shall be limited to his own sickness, sickness of his parent,

death of his parent etc. supported by valid evidence, documentary or otherwise.

4. Steps taken by College to make the Parent’s & the student’s aware of the norms of

attendance & norms of granting the terms.

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a) Attendance Undertaking signed by parent as well as student at the time of admission.

b) Signatures taken from students against their monthly attendance.

c) Display of monthly attendance on student notice board.

d) Monthly letters and emails sent to Parents informing of their wards attendance.

e) Conducting Periodical meeting ( at least two meetings in each semester) of the Parents

of the student’s with less than 75% attendance addressed by the Principal / Vice

Principal / Members of the attendance Committee / Person authorized by the

Principal.

f) Undertaking signed by parent as well as student during the periodical parents meeting.

5. If a student is not able to attend lectures on medical grounds then he shall submit

documents evidencing his illness along with an application addressing the same to the

principal. The leave of absence may be granted on medical grounds subject to fulfilling the

above criteria and at the discretion of the principal of the college. The details of the

documents along with the rules are mentioned on the application form (appended as

Annexure I).

In the event that a student does not have requisite attendance, he/she shall be debarred from that

semester and a list of detained students shall be displayed on the notice board at the end of the

semester. The detained student can then file an appeal to the Head of the Institution/ Principal of

the college within 3 days from the date of display of the list on the notice board of the college,

where he shall be given a personal hearing. After the hearing the college shall display the final list

of the debarred students and communicate the same to the Controller of examination before 10

days from the commencement of the relevant Semester End Examination. The student if he so

wishes has a right to appeal against the said decision of the college within 10 days to the Controller

of Examination, University of Mumbai.

4.2. CONDUCT ON CAMPUS

1. Every student must obtain on admission, the Identity Card which must have his/her photograph

attested and wears the identity card on person whenever he/she is on the college premises,

and present it for inspection on demand.

2. If the academic performance of the student is not satisfactory, the student is likely to be

detained and will not be allowed to appear for the examinations conducted by the college on

behalf of the University / Board or by the University of Mumbai or Maharashtra Board.

3. Students must not loiter on the College premises while the classes are going on.

4. In case of absence on account of illness, the Principal should be informed by the parents

personally. On resuming the college the student should report to the Principal along with the

fitness certificate.

5. Students must not attend classes other than their own, without the permission of the Principal.

6. Smoking and consumption of alcohol on the College premises or entering the college premises,

after consuming alcoholic drinks is strictly prohibited.

7. Students shall do nothing either inside or outside the College that will in any way interfere with

its orderly conduct and discipline.

8. No Society or Association shall be formed in the College and no person will be invited to address

a meeting without the Principal’s prior permission.

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9. No student shall collect any money or contribution for picnic, trip, Educational visit to some

place, get-together, study-notes, charity or any other activity without prior sanction of the

Principal.

10. No student will be allowed to take active part in current politics.

11. No student shall communicate any information or write about matters dealing with the College

administration to the Press.

12. Students are expected to take proper care of college property and help the college authorities

in keeping the premises clean. Damaging college property e.g. disfiguring walls, doors, fittings

or breaking furniture, misuse of fittings, or breaking furniture, misuse of A.C. etc., is breach of

discipline, and the guilty will be duly punished.

13. Students should not leave their books, valuables and other belongings in the classroom.

14. The College is not responsible for lost property. However, Student may make a claim for lost

property at the office, if it is deposited in the College Office.

15. Students applying for certificates, testimonials, etc. which require the Principal’s signature on

any kind of document or application should first contact the College office. Students should not

bring any paper directly to the Principal for his/her signature.

16. If, in the opinion of the Principal, for any reason, the continuance of a student in the College is

detrimental to the best interest of the College, the Principal may ask such a student to leave the

College without assigning reason for his/her decision.

17. Students joining the College are bound by the rules and regulations of the College.

18. Insubordination and unbecoming language or misconduct on the part of a student are sufficient

reasons for his/her suspension or dismissal.

19. Students receiving Government or College Scholarships or any remission in fees, must note that

the grant and continuance thereof are subject to good behavior, regular attendance and

satisfactory progress and good results at the College and Board Examinations.

20. All College activities are organized under the guidance and supervision of the Principal and

Professor In-Charge.

21. Students must not associate themselves with any activity not authorized by the College

Principal. Serious action will be taken of students found organizing or participating in such

unauthorized activities.

22. Students using unfair means at examinations will not be readmitted to the College. Actions will

be initiated against such students as per the norms and procedure prescribed by the University

of Mumbai or by the Maharashtra Board

23. It is the responsibility of the students to read the notice boards regularly for important

announcements made by the College office from time to time. They will not be excused or given

any concession on grounds of ignorance or not reading notices.

24. Use of mobile phones and hand held devices are not allowed on campus. If a student is found

using the same, then his mobile phone shall be confiscated and shall be returned only at the

end of the academic year i.e. 30th April of the academic year.

25. The matters not covered by the existing rules will rest at the absolute discretion of the Principal.

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4.3. DOCUMENTS ISSUED BY THE COLLEGE

4.3.i. IDENTITY CARD

A valid Identity Card is issued to every bonafide student at the time of admission. It is compulsory

for every student to wear the Identity Card while being on the campus. Students will not be allowed

in the Examination hall without a valid Identity Card. The application form for Identity card is

appended as Annexure J.

For University Examinations, candidates are required to produce their identity cards bearing their

photographs attested by the Principal, along with their Hall Tickets at the Examination center.

4.3.ii. RAILWAY CONCESSION

Students can avail concessional fares for rail travel by local trains between the stations nearest to

the place of their residence (i.e. As per the address mention in the Identity Card) in Mumbai and

the College (Vile Parle Station). Students are requested to enter their local and permanent

addresses correctly in the Admission Forms to facilitate issue of Railway concession orders.

The place of permanent residence, in the application for admission, means the place where the

student and/or his parents normally reside. This address will not be allowed to be changed during

the academic year.

Students can also avail, during vacation period (Only Diwali & Christmas Vacation), concessional

fares by rail for journeys between their place of permanent residence and Mumbai during vacation.

Days and Timings for issuing the railway concession forms:

The degree college (Aided and Unaided) students can avail the concession forms on

Monday, Tuesday and Wednesday between 10.30am to 12.30pm.

The junior college students can avail the concession forms on Thursday, Friday and Saturday

between 10.30am to 12.30pm.

Necessary documents to be submitted while availing the concession:

Students Identity Card

Original Fee Receipts

Charges Re. 1/-

The application form for the same is appended as Annexure K.

4.3.iii. AIRLINE CONCESSION

Students can also avail of concessional fares for air travel during vacation period. Students desiring

to avail the Airline concession should submit the prescribed form to the college office at least 3

days in advance, for endorsement. Students need to submit their concession form at Information

Counter for stamping and signature. (The Forms are available at specific airways ticket counter)

4.3.iv. TRANSCRIPTS

Students desirous of pursuing further studies abroad should apply for transcripts to the college

office well in advance. After verification of marksheets, the college will hand over the transcripts in

ten to fifteen days’ time. Charges for issuing the transcripts is Rs.1000/-for 5 set of copies. Every

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additional copy will be charged at rate of Rs. 50 per copy.

Necessary documents required:

Students hand written application for availing the Transcript Form

Transcript Form provided by college to be filled and submit at the Information Counter.

Attested copy of Mark-Sheets ( 5 or 3 years i.e. from JC to TY or from FY to TY)

The application form for the same is appended as Annexure L (Info Counter will provide the soft

copy of form)

4.3.v. BONAFIDE CERTIFICATE

Students with a genuine reason can apply for a bonafide certificate to the college. Students may

contact the Information Counter to apply for a Bonafide Certificate. Charge for issuing the Bonafied

certificate is Rs.20/-. Students can collect the certificate in two working days from Information

Counter.

With application student’s Identity Card photo copy is required and if any Ex Students is applying

for bonafide certificate then they have to submit all the years Mark-Sheet’s photo copy to

Information Counter.

4.3.vi. TRANSFER CERTIFICATE

(1) In a transfer case, no student will at any time be admitted to this College unless he/she

produces a Transference Certificate from the College he/she leaves.

(2) College is entitled to charge a fee of Rs.100/-for issuing the certificate.

(3) As a result of a student leaving one College to join another, it will be necessary for him/her to

count the attendance kept by him/her in more than one College to enable him/her to make up

the necessary percentage of attendance. A Transference Certificate shall not be granted except

for reasons, which appear to be sufficient and except with the written permission of the

Principal of the College that the student wants to leave and the Principal of the College, which

he/she intends to join.

(4) Students need to get the letter from authorized department for availing the Transfer

Certificate from their current college/institute along with previous year pass out Mark-Sheets

photo copy.

4.3.vii. SCHOLARSHIPS & FREESHIPS

Deserving students can apply through the appropriate channel, for Scholarships and Freeships.

Prescribed forms for freeship for wards of Ex-Servicemen, Freedom Fighters, Secondary School

Teachers, Primary School Teachers are available. Freeship forms for SC, ST, DT, NT, OBC and SBC

category students are available in the college office. Forms for scholarship by Department of

District Social Welfare for SC/ST students with a minimum of Second class are also available at the

college office.

Requirement for Reserve Category

For E.g. SC/ ST / DTNT / VJNT / OBC / SBC

1. Online application form

2. Caste Certificate

3. SSC & HSC Mark-sheets

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4. Income Certificate

5. Fee Receipt

6. Ration Card

7. Non Creamy layer certificate (OBC/ VJNT / DTNT)

8. Aadhar Card

All the above attested photocopy of documents to be submitted in the office.

SCHOLARSHIPS & FREESHIPS THAT CAN BE AVAILED BY THE STUDENTS:

(a) Following are the scholarship available to students that can be applied ONLINE

(i) Scholarship to the scheduled Caste/Scheduled Tribes/ V.J./ N.T./ Special Backward

class students/(OBC) other Backward Class Students.

(ii) Award of Free studentship/ Examination Fees to Scheduled Caste/ Scheduled Tribes/

Denotified Tribe/ Other Backward Class.

(iii) Government Free Studentship to Pupils of Central Sector Scheme of Scholarship for

College Students.

(iv) Government Free Studentship to Pupils of Minority Community (Viz. Muslim,

Budhist, Christian, Parasi, Sikh, Jain, Jew etc.)

(v) Post Matric Scholarship to students of Minority Community.

(b) Following are the scholarships available to students that can be applied OFFLINE

(i) Government Free Studentship to Pupils of Economically Backward Classes.

(ii) State Government Open Merit Scholarship.

(iii) Scheme for the education to the sons and daughters of primary school teachers

/secondary school teachers/ Higher Secondary School teachers and Non-teaching

staff of Primary / Secondary / Higher Secondary Schools/ Colleges.

(iv) Government of India Scholarships for the Blind/ Deaf and Physically Handicapped.

(v) Kapole Bania Freeship.

(vi) Award of Educational Concession to the Children / Wives / Widows / of the Defence

service and Ex-Service Personnel.

(vii) Scholarship to the economically backward class students.

(viii) ANGC Scholarship.

NOTE:

The terms & conditions for the Scholarships/ Freeships vary from Scholarship to Scholarship and

students are required to refer to the notices for the same on website as well as the college

notice board. They may also approach Mr. Daware and/or Mr. Prathamesh Parab in the college

office for further information.

4.3.viii. FINANCIAL ASSISTANCE TO NEEDY STUDNETS:

The college gives financial assistance to needy students. Deserving students can apply for

financial assistance in a prescribed form. The application shall be verified and based on the

decision of the principal the fees of the student may be waived off. The application form is

appended as Annexure M.

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4.3.ix. ISSUE OF MARK SHEETS TO THE GUARDIAN / PERSON AUTHORISED BY THE STUDENT:

The mark sheets of respective examinations shall be given as per the schedule displayed on the

college notice board from time to time. The student will have to collect the mark sheet

personally. If a student cannot come personally to collect the mark sheet, then he / she has to

fill an application form giving authority to his / her parent / guardian. The filled form will have

to be submitted at the information counter and get it stamped. The stamped form will then

have to be produced at the time of collecting the mark sheet along with the identity proof

(original and Xerox) of the person collecting the mark sheet. The application form is appended

as Annexure N.

4.3.x. ADMISSION FOR SECOND AND THIRD YEAR TO REGULAR IN-HOUSE STUDENTS:

For a student to take admission for the second year and third year the student has to be

personally present. If a student cannot come personally for the admission process, then he / she

has to fill an application form giving authority to his / her parent / guardian. The filled form will

have to be submitted at the information counter and get it stamped. The stamped form will

then have to be produced at the time of admission. The decision to allow the admission to be

taken by parent / guardian is at the discretion of the principal on case to case basis. The

application form is appended as Annexure O.

LIFE @ N.M. COLLEGE

5.1. ASSOCIATIONS, COMMITEES & COLLEGE FESTIVALS

ASSOCIATIONS, COMMITEES & COLLEGE FESTIVALS

OBJECTIVES / ACTIVITIES CONDUCTED

Hobby Centre Encourages students to come up with creative ideas such as photography, art forms such as rangoli & give them a chance to convert those ideas into some interesting events. Workshops such as Salsa dance workshop, Graffiti workshop also organized to train the students in different hobbies.

English Literary Association & Speakers &Writers’ club, Marathi Sahitya Mandal, Hindi Sahitya Mandal, Gujarati Sahitya Mandal.

The creative facet of the students in multiple languages are given vent through the activities.

Wildlife & Nature Club Brings out the nature lover inside students through the events like nature trail, trekking, clean up drive, Gift a Sapling etc, giving them the opportunity to promote the concern for environmental protection through their events.

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The Psychology Club Envisages to influence & develop the behavior & attitude of students in relation to the situations & challenges in their practical life.

The Debate and Literary Society

Organizes the Classic Debate and Get Set Go-presentation skill event for encouraging the debating skills among the students.

The Planning Forum The Event Planning & Organizing skills of students find expression.

‘INTENT’ – the Business Plan Competition.

The Entrepreneur inside students are encouraged & fanned into flame.

‘Advertising & Marketing Club’, ‘The Computer Society’, ‘The Economics Association’.

Students can develop their latent talents & organize interesting events for others to participate in various areas of their interest such as Advertising, Computers, Economics.

National Social Service NSS

The college also aims at the social development of the students & creating awareness regarding their role as a part of the society. National Social Service NSS wing of the college introduced in 1966, aims at involving students in the mainstream society, as a part of their social responsibility. NSS students participate in various events, such as Education Projects among slum dwellers & mentally Challenged Children, celebrating National festivals, Blood Donation drive, Beach Cleaning drive, Anti – Tobacco Rally Energy Conservation drives & so on.

Women’s Development Cell

Tries to raise the awareness & is involved in Gender sensitization of students & staff and in resolving issues related to sexual harassment & exploitation.

The Rotaract Club of NM (RCNM)

Involves in various projects with social agenda trying to sensitize students to various social issues. It has to its credit, various projects such as Blood Donation Drive, Station cleaning drive, promoting eco-friendly Ganesha through exhibitions, agrain collection drive, donation of study materials to underprivileged children in orphanages.

Sports Organizes an Annual Sports meet “Be a Sport” such as Football, Box Cricket, Basketball, Carrom, Table Tennis, Chess and Dart.

Umang – An Annual Intercollegiate Event

UMANG the annual inter collegiate cultural festival, has over a period of just 15 years, become an integral part of our College. Umang has a workforce of nearly 500 students. Umang offers a variety of events from workshops to competitive events. It caters to every taste be it performing arts, literary arts, fine arts, managerial skills or sports.

Drishti – Annual Intercollegiate Management Festival

Drishti is organized to enlarge the vision of all the aspiring management students so as to help them soar high in the sky of success and growing competition. In its 16 year history, Drishti has left no stone unturned to entice the crowd with magnificent and brain teasing events. The festival helps in combining the elements of management, fun, sports and culture all under one roof and in the most glorious fashion.

Guest Lecture Committee The college also organizes guest lectures by distinguished speakers to bridge the gap between industry and academia. These guest lectures are held in a spectrum of topics ranging from

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finance, marketing, management, information technology, psychology etc.

Training & Placement Cell The training & placement cell takes pride in creating professionals ready for the corporate world. The placement & training office at NM provides the guidance the students need to step into the corporate world. They assist in training the students on corporate competencies and placing them in the desired industry. The training beings in the first year of degree college and continues till the final year.

5.2. RESEARCH JOURNALS

Nav Manthan

Nav Manthan is a peer reviewed annual academic research journal and is an endeavor by the

academic fraternity at SVKM’s Narsee Monjee College of Commerce & Economics to disseminate

and enhance empirical and pragmatic research across various disciplines in the social sciences. It

serves as a forum for review, reflection and discussion, charting new questions, promoting research

and mapping the transformation of social studies in years to come. The peer review committee for

nav manthan comprise of eminent scholars and practitioners having wide experience in the field of

commerce, industry, science, technology and humanities from across India.

The objectives publication of this journal are :

To trigger new insights and disseminate diverse ideas through the research papers in various

fields of study

To give a platform to researchers to explore their knowledge and express their views through

research

To extend application based methodology amongst researchers

We welcome research contributions which have relevance to recent developments in any field of

social science or which offer new insights into any field of social science.

Envisage – Research Journal of Student’s

Our college is publishing an annual student’s journal with ISSN number. This is an annual activity as

we propose and plan to print “Envisage” compilation of research papers written by the students.

Students who are interested in submitting their research articles are required to submit it in a

particular format and are required to collect the first hand data through a questionnaire or

interview for their research purpose.

Objectives:

1. To enhance the knowledge related to their curricular subjects.

2. To give students an exposure to practical aspects of the subject related current issues.

3. To give students a medium to explore their knowledge and express their views.

4. To increase their competitiveness in positive direction through participation in research

activities, this will help to improve their communication and presentation skills.

5. To provide a platform to experience the publication of the research at such a young age.

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Academic Benefits:

1. This will help students to practically understand the research process.

2. This will help to increase research activities within the college.

3. Students will get comprehension on the latest happenings in their field of studies.

4. Students will get guidance from teachers to understand the research process.

5.3. OTHER CERTIFIED COURSES& ORAL TRAINGING CENTRES

a. Chartered Accountancy

Brief: The course consists of three levels i.e. Common Proficiency Test (CPT), Intermediate

(integrated Professional Competence) Course (IPCC) and Final Examination (CA Final).

Timing: The lectures are conducted from 6pm to 9pm.

Fees: CPT: Rs. 11,000

IPCC: Rs. 19,000

Duration: CPT: Approximately Four to Five Months

IPCC: Approximately Six Months

Write-up: On becoming a Chartered Accountant (CA) an individual can become a Professional

Practitioner practicing as an Auditor or a Tax consultant, etc. A CA may also be a

Management Consultant providing Management Consultancy Services in nature of

investment advisory, information technology, etc. An individual may also opt for

Industry Employment and may hold top positions like Chief Financial Officer (CFO)

of an organization, etc.

b. Cost & Management Accountant (formerly known as Cost & Works Accountant)

Brief: The course consists of three levels i.e. Foundation Course, Intermediate Course and Final

Course

Timing: The lectures are conducted from 6pm to 9pm.

Fees: Foundation Course: Rs. 4,000

Intermediate Course: Rs. 20,000

Duration: Foundation Course: Approximately Six Months

Intermediate Course: Approximately Six Months

Write-up: On becoming a Cost and Management Accountant (CMA) an individual can become

a Professional Practitioner practicing as a Cost Auditor or a Tax consultant, etc. A

CMA may also be a Management Consultant providing Consultancy Services in the

areas of Management Reporting, Budgeting, etc. An individual may also opt for

Industry Employment and may hold good positions like Chief Financial Officer (CFO)

of an organization, Location Head for Manufacturing Facilities, etc.

c. NSE Certified Capital Market Professional (NCCMP) Course

Brief: The course consists of five subjects, namely Macro Economics, Financial Markets,

Derivatives, Fundamental Analysis and Technical Analysis.

Timing: The lectures are conducted from 6.30 pm to 8.30 pm.

Fees: Rs. 17,000 plus Service Tax

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Duration: Approximately Four Months

Write-up: On completion of the course an individual should be able to make well informed

investment decisions for himself in shares of a company as well as in the newer

avenue of derivatives. An individual may also become a professional advisor after

acquiring more practical experience; he may also opt for Industry Employment and

may become research analyst, etc.

d. Advanced Certificate in Tax Laws

Brief: The course consists of theory as well as practice of both Direct as well as Indirect Taxes.

Timing: The lectures are conducted from 6.30 pm to 8.30 pm.

Course Training Fees: Rs. 15,000 plus Service Tax

Course Registration & Examination Fees: Rs. 4,000 plus Service Tax

Duration: Approximately Six Months

Write-up: On completion of the course an individual should be able to do his own tax planning.

He may also start his own tax practice or may opt for Industry Employment and hold

position of Tax consultant in an organization. Holders of the certificate will be

entitled to use the letters ACTL (IMC) after their names.

e. Advanced Certificate in Finance & Banking

Brief: The course consists of Corporate Financial Management, Financial Markets, Banking Law

and Practice, etc.

Timing: The lectures are conducted from 6.30 pm to 8.30 pm.

Course Training Fees: Rs. 15,000 plus Service Tax

Course Registration & Examination Fees: Rs. 3,800 plus Service Tax

Duration: Approximately Six Months

Write-up: On completion of the course an individual may opt to work in Banking Industry,

Rating Agencies, etc. Holders of the certificate will be entitled to use the letters

ACFB (IMC) after their names.

In case of any discrepancy in the norms, rules, regulations and statues prescribed by the University of Mumbai, Government of Maharashtra, University Grants Commission and the Management of the College shall prevail irrespective of what is mentioned in the hand book. This book is for information only.

*************

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ANNEXURES

List of Holidays

Date Day Holiday

26th January 2016 Tuesday Republic Day

19th February 2016 Friday Chhatrapati Shivaji Maharaj Jayanti

07th March 2016 Monday Maha Shivratri

24th March 2016 Thursday Holi

25th March 2016 Friday Good Friday

08th April 2016 Friday Gudi Padwa

14th April 2016 Thursday Dr. Babasaheb Ambedkar Jayanti

15th April 2016 Friday Ram Navmi

19th April 2016 Tuesday Mahavir Jayanti

21st May 2016 Saturday Buddha Purnima

06th July 2016 Wednesday Ramzan Id (Id-Ul-Fitr)

15th August 2016 Monday Independence Day

17th August 2016 Wednesday Parsi New Year

05th September 2016 Monday Ganesh Chaturthi

13th September 2016 Tuesday Bakri Id (Id-Ul-Zua)

11th October 2016 Tuesday Dasera

12th October 2016 Wednesday Moharrum

31st October 2016 Monday Diwali

14th November 2016 Monday Guru Nanak Jayanti

12th December 2016 Monday Id-E-Milad

ANNEXURE A1

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Tentative Schedule for Semester I / Semester III / Semester V - 2016-17

Particulars Dates

1. Application Form filling Internal and Semester I

/II/III/IV (ATKT)

1st August 2016 (Monday) to 24th

August 2016 (Monday) (21 Working

days)

2. FY/SY/TY CLASS TEST 22nd August 2016 (Monday) to 24th

August 2016 (Wednesday)

3. Receipt of Application Forms for Additional

Class test FY/SY/TY 25th August 2016 ( Thursday) to 2nd

September 2016 (Friday)

4. Display of the List of Eligible Students for

Additional Class Test FY/SY/TY 3rd September 2016 (Saturday)

5. Last day of lectures for FY/SY/TY 3rd September 2016 (Saturday)

6. SY/TY Computer Practical Exams 14th September 2016 (Wednesday) to

17th September 2016 (Saturday)

7. Difficulty Solving Sessions/ Extra Lectures 14th September 2016 (Wednesday) to

17th September 2016 (Saturday)

8. FY / SY / TY Additional Class Test 15th September 2016 (Thursday) to

17th September 2016 (Saturday)

9. Distribution of Hall Ticket Semester II/IV ATKT 15th September 2016 (Thursday )to

17th September 2016 (Saturday)

10. ATKT Examination Semester II and IV 19th September 2016 (Monday) to 26th

September 2016 (Monday)

11. FY / SY / Hall ticket Distribution for all

examination Semester I/III 26th September 2016 (Monday)

ANNEXURE A2

82

Shri Vile Parle Kelavani Mandal’s NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

APPLICATION FOR CANCELLATION OF ADMISSION (DEGREE COLLEGE & SELF FINANCE COURSES)

The Principal, Date:_______________________ SVKM Narsee Monjee College of Commerce & Economics Vile Parle (West), Mumbai – 400056 STUDENT NUMBER:____________________________________ Madam, I would like to cancel my admission in the college.

1. Name: Mr./Ms.__________________________________________________________________________________________________

(Surname) (First Name) (Father’s Name) (Mothers Name)

2. Class:____________________ Div. & Roll No. _________________________

3. Fee Receipt No.:___________________________________________ Date:_________________________________

4. Residential Address: _________________________________________________________________________________________________

_________________________________________________________________________________________________________________________

_______________________________________________________________________________________________________________

5. Mobile No. / Land Line No.: ______________________________________________________________________________

6. Reason for Cancellation:_______________________________________________________________________________________

7. Have you taken admission in any other college? If YES, Please specify the name of the

Course and the college where admission is taken.______________________________________________________

Yours faithfully, Signature of the Guardian Signature of the Student

8. Fees Refund: Name of the Account holder: ____________________________________________________________________________ Name of the Bank and Branch Code: ____________________________________________________________________ Bank Account No.:_________________________________________________________________________________________ NEFT / IFSC Code:_____________________________________________________________________________________ (Kindly attached a cancelled cheque along with this form for Refund of Fees.)

ANNEXURE B

83

LIBRARY DEPARTMENT: The student has submitted the Identity Card and Library Card and has no dues. Date: Signature of the Librarian ADMISSION CANCELLED: 1. Original Certificates Issued 2. Eligible/ Not eligible for refund of fees.

Date: Signature of the Clerk

Received Original Documents __________________________________________ Signature of the Student

84

Shri Vile Parle Kelavani Mandal’s

NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

Date: - _____________

To,

The Principal

N.M. College of Com & Eco

Vile Parle (West)

Mumbai: 400 056.

Sub: Issue of Duplicate Fee Receipt

Degree College/Junior College/MCVC/BMS/BAF/BFM/BSc-IT/M.Com.

Sir/Madam,

I ______________________________________________________________________ (Full Name)

studying in______________ my Div._____________ Roll No._____________ for the year

2015-2016 Student ID No.___________________. I lost my original fee receipt, so kindly

issue me a duplicate fee receipt & oblige.

Signature of the Student

For Office Use

Received Rs. 100/-

Misc. Receipt No. ___________

Date: _____________

Receiver’s Signature ______________________

ANNEXURE C

85

Shri Vile Parle Kelavani Mandal’s

NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

FORMAT OF THE LETTER TO BE SUBMITTED BY A STUDENT WHO IS SEEKING PERMISSION

TO APPEAR FOR THE ADDITIONAL CLASS TEST / ON ACCOUNT OF ABSENCE AT THE CLASS

TEST UNDER THE INTERNAL ASSESSMENT SCHEME (20 - 20 )

To,

The Principal,

Narsee Monjee College of Commerce & Economics,

Mumbai 400 056.

Sub.: Permission for appearing for the Additional Class Test at the Internal Assessment of

Semester I / II / III / IV / V / VI Examination.

Sir,

I, Mr./Ms. ________________________________________ student of ____________ class

bearing Roll No. ______ was absent for the class test conducted on _______________ in the

subjects of ________________________________________________________________

as part of the Internal Assessment at Semester I / II / III / IV / V / VI examination.

The reason for my absence at the class test was:

a. Medical Ground : ___________________________________________________

__________________________________________________________________

b. Any other (Please specify) : ___________________________________________

__________________________________________________________________

Enclosed along with is/are the following document/s: (Strike off whichever is not applicable)

a. For absence on medical ground (if absence is of max 3 days): Pathology Report, if

available. Medical Certificate for absence and fitness, Doctor’s prescription, bill/s

for purchase of medicine.

b. For absence on medical ground (if absence exceeds 3 days): Pathology Report/

Any other report supporting the reason for absence i.e. admit & discharge card/X-

ray report etc. Medical Certificate for absence and fitness, Doctor’s prescription,

bill/s for purchase of medicine.

ANNEXURE D

86

c. For absence due to participation in Inter Collegiate events, State or National or

International level events, Training camp or coaching camp organized by

authorized university or state or national or international bodies, NSS / NCC

Events / Camps / cultural activities / sports activities / research festival or any

other activities authenticated by the head of the institution.

d. For any other reason: related documents:

___________________________________________________________

___________________________________________________________

___________________________________________________________

I am aware that the submission of this letter with/without the documents does not imply or

establish my right to appear for the additional examination and that the college authorities

have every right to reject my application if the reason/s for absence is not found suitable/

valid. It will be my responsibility to see the notice boards and verify if my request for

appearance for additional examination is approved or not.

I further state that the information provided above is true and factual and that the college

authorities can take disciplinary action against me for providing incorrect/misleading

information.

Yours Faithfully

Name & Signature of the Student

I state that the information provided above is true and factual.

Name & Signature of the Parent/Guardian

87

Shri Vile Parle Kelavani Mandal’s NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

FORM FOR ADDITIONAL SEMESTER END EXAMINATION (FYBFM SEM. I/II) ONLY FOR STUDENTS WHO REMAINED ABSENT IN THE RESPECTIVE REGULAR SEMESTER END

EXAMINATION

20 - 20

To, The Principal, Narsee Monjee College of Commerce & Economics, Mumbai 400 056.

Sir,

I, Mr./Ms. _____________________________________________________________ (Surname) (Own name) (Father’s Name) (Mother’s name) (Division ____ Seat No.________) wish to appear for the Additional Examination Semester. I / II, to be held in the month of _________________.

Write AP against the subject/subjects you are appearing for:

Sem. I AP Sem. II AP

1. Financial Accounting Paper - 1

1. Financial Accounting – 2

2. Economics – 1 2. Economics – 2

3. Business Communication- 1

3. Business Communication -2

4. Business Mathematics 4. Business Statistics

5. Computer Skills- 1 5. Computer Skills- 2

6. Business Environment 6. Environmental Science

7. Introduction to financial system

7. Principles of Management

My Residential address is ____________________________________________________

___________________________________________________

___________________________________________________

Residence (Telephone No.) ___________________________________________________

Yours faithfully,

Date: ____________________ (Signature of the student) ==========================================================================

(For office use only)

For Additional Semester End Examination

Receipt No. & Date _____________________ Signature __________________

ANNEXURE E1

88

Shri Vile Parle Kelavani Mandal’s NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

FORM OF ATKT EXAMINATION INTERNAL / SEMESTER END (FYBFM SEM. I/II) FOR FAILURES / EX-STUDENTS / REPEATERS

20 - 20

To, The Principal, Narsee Monjee College of Commerce & Economics, Mumbai 400 056.

Sir,

I, Mr./Ms. _____________________________________________________________ (Surname) (Own name) (Father’s Name) (Mother’s name) (Division ____ Seat No.________) wish to appear for the ATKT Examination of FYBFM Semester I / II, to be held in the month of _________________.

Write AP against the subject/subjects you are appearing for:

Sem. I INT. SEM. Sem. II INT. SEM.

1. Financial Accounting Paper - 1

1. Financial Accounting – 2

2. Economics – 1 2. Economics – 2

3. Business Communication- 1

3. Business Communication -2

4. Business Mathematics 4. Business Statistics

5. Computer Skills- 1 5. Computer Skills- 2

6. Business Environment 6. Environmental Science

7. Introduction to financial system

7. Principles of Management

My Residential address is ____________________________________________________

___________________________________________________

___________________________________________________

Residence (Telephone No.) ___________________________________________________

Yours faithfully, Date: ____________________ (Signature of the student) ==========================================================================

(For office use only)

For ATKT Internal / Semester End Examination

Receipt No. & Date __________________ Signature __________________

ANNEXURE E2

89

Shri Vile Parle Kelavani Mandal’s NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

FORM FOR ADDITIONAL SEMESTER END EXAMINATION (SYBFM SEM. III/IV) ONLY FOR STUDENTS WHO REMAINED ABSENT IN THE RESPECTIVE REGULAR SEMESTER END

EXAMINATION

20 - 20

To, The Principal, Narsee Monjee College of Commerce & Economics, Mumbai 400 056.

Sir,

I, Mr./Ms. _____________________________________________________________ (Surname) (Own name) (Father’s Name) (Mother’s name) (Division ____ Seat No.________) wish to appear for the Additional Examination Semester. III / IV, to be held in the month of _________________.

Write AP against the subject/subjects you are appearing for:

Sem. III AP Sem. IV AP

1. Debt Markets I 1. Debt Markets II

2. Commodities Market 2. Commodities Derivatives

3. Equity Markets I 3. Equity Markets II

4. Management Accounting 4. Corporate Finance

5. Money Market 5. Computers in Investment

6. Business Law I 6. Foreign Exchange Markets

7. Business Taxation – Direct Tax

7. Business Law II

My Residential address is ____________________________________________________

___________________________________________________

___________________________________________________

Residence (Telephone No.) ___________________________________________________

Yours faithfully,

Date: ____________________ (Signature of the student) ==========================================================================

(For office use only)

For Additional Semester End Examination

Receipt No. & Date _____________________ Signature _________________

ANNEXURE E3

90

Shri Vile Parle Kelavani Mandal’s NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

FORM OF ATKT EXAMINATION INTERNAL / SEMESTER END (SYBFM SEM. III/IV) FOR FAILURES / EX-STUDENTS / REPEATERS

20 - 20

To, The Principal, Narsee Monjee College of Commerce & Economics, Mumbai 400 056.

Sir,

I, Mr./Ms. _____________________________________________________________ (Surname) (Own name) (Father’s Name) (Mother’s name) (Division ____ Seat No.________) wish to appear for the ATKT Examination of SYBFM Semester III / IV, to be held in the month of _________________.

Write AP against the subject/subjects you are appearing for:

Sem. III INT. SEM. Sem. IV INT. SEM.

1. Debt Markets I 1. Debt Markets II

2. Commodities Market 2. Commodities Derivatives

3. Equity Markets I 3. Equity Markets II

4. Management Accounting 4. Corporate Finance

5. Money Market 5. Computers in Investment

6. Business Law I 6. Foreign Exchange Markets

7. Business Taxation – Direct Tax

7. Business Law II

My Residential address is ____________________________________________________

___________________________________________________

___________________________________________________

Residence (Telephone No.) ___________________________________________________

Yours faithfully, Date: ____________________ (Signature of the student) ==========================================================================

(For office use only)

For ATKT Internal / Semester End Examination

Receipt No. & Date __________________ Signature _________________

ANNEXURE E4

91

Case No. __ Fees Rs. __ Receipt No. ___ Date: ______

Shri Vile Parle Kelavani Mandal’s

NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

APPLICATION FOR PHOTOCOPY OF ASSESSED ANSWERBOOKS

CLASS: _______EXAMINATION: _______________ _______SEAT NO:____________

MONTH: _______ YEAR: __________

Name and address of the examinee applicant (in BLOCK LETTERS):

Mr./Ms. ________________________________________________________________

Address: ________________________________________________________________

________________________________________________Tel: ____________________

I want to avail 50% concession under Reserved Category (S.C./S.T./D.T./N.T.): YES/ NO

(If YES, attested, valid copy of caste certificate must be attached and must have

documentation in college record).

Particular of the Subject(s) Applied for photocopy of assessed answer book/s

Sr. No.

Name of the Subject Sr. No.

Name of the Subject

1. 5.

2. 6.

3. 7.

4. 8.

The supply of photocopy of the assessed answer-book/s shall be deemed to be an

additional facility to the candidate, the delay in supplying a photocopy of the assessed

answer-books/s for any reason whatsoever shall not confer any right upon him/her as per

the relevant Ordinances and Rules of the University in that behalf.

Place:

Date: Signature of Candidate

UNDERTAKING

I, ________________________________________(Full name) appeared at the examination

held in (Month)__________(Year)_______ with Exam Seat no. __________ Class______ I

am willingly giving the following undertaking for obtaining photocopy of my answer book/s.

I shall abide by the rules and regulations in respect of the availability of photocopy and I

shall not violate these rules and regulations by using the photocopy for any other purpose

except for my exclusive and relevant use.

Signature of Candidate

ANNEXURE F

92

Note: If the applicant so desires he/ she can use photocopy/ies only for the purpose of

getting the redressal of the grievances through redressal mechanism provided by the

college.

Attach question paper, photocopy of I card/hall ticket, photocopy of latest mark sheet and

caste certificate where ever required.

N.B. No personal inquiries in this connection will be entertained.

93

(For Office Use)

Case No. __ Fees Rs. __ Receipt No. ___ Date: ______

Shri Vile Parle Kelavani Mandal’s

NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

APPLICATION FOR REVALUATION OF ASSESSED ANSWERBOOKS

CLASS: _______EXAMINATION: _________________________ SEAT NO:________

MONTH: _______ YEAR: __________

Name and address of the examinee applicant (in BLOCK LETTERS):

Mr./Ms. ________________________________________________________________

Address: ________________________________________________________________

________________________________________________Tel: ____________________

I want to avail 50% concession under Reserved Category (S.C./S.T./D.T./N.T.): YES/ NO

(If YES, attested, valid copy of caste certificate must be attached and must have

documentation in college record).

Particular of the Subject(s) Applied for Revaluation of assessed answer book/s

Sr. No.

Name of the Subject Sr. No.

Name of the Subject

1. 5.

2. 6.

3. 7.

4. 8.

Revaluation of answer book/s shall be deemed to be an additional facility to the candidate,

the delay in declaration of revaluation result for any reason whatsoever shall not confer any

right upon them for admission to a higher class, which matter shall always be regulated in

accordance with the relevant Ordinances & Rules made by the university in that behalf.

Place:

Date: Signature of Candidate

ANNEXURE G

94

UNDERTAKING

I, ________________________________________(Full name) appeared at the examination

held in (Month)_______(Year)_______ with Exam Seat no. ___________Class______

hereby undertake that the result of revaluation of my answer book/s shall be binding on me

and that I shall accept the revised marks assigned to my paper/s.

Signature of Candidate

(Candidates must attach copies of all lower examinations where ever appeared)

Note:

1. This revaluation facility shall be for theory papers only.

2. This form should be duly filed in and signed by the applicant examinee ONLY.

3. The application should be submitted within 07 working days from the date of

declaration of result. (No late application form will be accepted under any

circumstance.)

4. The photo copy/copies of the revaluated answer-books shall not be provided to

the examinees.

95

Shri Vile Parle Kelavani Mandal’s

NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

Date : _______________

To,

The Principal,

Narsee Monjee College of Commerce & Economics,

Mumbai 400 056.

Sub. : Duplicate Marksheet/Passing Certificate

Dear Sir,

I, Miss/Mr. _________________________________________, student of your college

misplaced my FYJC / FYBCOM / SYBCOM / FYBMS / SYBMS / FYBFM / SYBFM /FYBAF/

SYBAF/ FYBScIT / SYBScIT Marksheet/Passing Certificate of semester ________ of year

_____. My Examination Seat No. was ___________________.

Please issue me a duplicate Marksheet/Passing Certificate.

The required fees Rs. ____________ (Rs.100 for marksheet and Rs.100 for passing

certificate for Degree College) and Rs.10 (for Junior College) is paid herewith.

Yours faithfully,

___________________________________

(Name of the Student with signature)

Received Rs. _____________ Receipt No. ________________ date _________________

Being the payment against duplicate mark sheet/passing certificate.

Signature of the clerk

Contact No.- 1)

2)

ANNEXURE H

96

Shri Vile Parle Kelavani Mandal’s

NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

APPLICATION FOR LEAVE OF ABSENCE ON MEDICAL GROUNDS

(FOR CONCESSION IN ATTENDANCE PURPOSE ONLY)

From Mr./Miss.__________________________

Class: ___________Div.______Roll No._______

Address: _______________________________

________________________________

________________________________

Date: __________________________________

Student Number:_________________________

To,

The Principal,

Narsee Monjee College of Commerce & Economics,

Mumbai 400 056.

I could not attend my regular lectures from ___________ to _________ (both days

inclusive) on account of the following

illness______________________________________________

Medical Certificate dates _______________ issued by Dr. ____________________________

_____________________________ as required by rules is enclosed.

Yours faithfully,

(Signature of Student)

(Countersign of Parent / Guardian)

(P.T.O.)

ANNEXURE I

97

….2….

Rules:

1. Fully completed and signed application form should be submitted in office during

office hours on any working day within THREE DAYS of resuming college.

2. An official receipt will be given by the office on submission of application. The receipt

should be preserved by the student.

3. The medical certificate submitted does not amount to attending classes or

examination or test. It only explains the medical condition of student.

4. Medical Certificate without specifying the exact dates will not be accepted.

5. If student is absent for more than three days, details of medical report – pathology

test, X-ray reports etc. should be submitted.

*********************************

98

Shri Vile Parle Kelavani Mandal’s

NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

FORM FOR IDENTITY CARD & LIBRARY READER’S TICKET

JUNIOR / DEGREE COLLEGE

Fee Receipt No. ________ Student No._____________________ Date: __________

To,

The Principal,

Narsee Monjee College of Commerce & Economics,

Mumbai 400 056.

Student Signature (in Black Ink only)

Sir,

I, the undersigned, hereby apply for an Identity Card and Reader’s Ticket entitling me to

borrow books from Library. I hereby undertake to replace or pay the entire price of any

book belonging to the College Library, which shall be lost or mutilated by me and to pay a

fines and expenses in recovering the same in accordance with Rules, which I agree to abide.

I shall observe all Rules and Regulations of the Library.

To be filled in by Students in BLACK INK and in CAPITAL LETTERS only.

Class: _____________________________ Div.: ________________ Roll No. : _____________________

Full Name ________________________________________________________________________________________

(Surname) (First Name) (Father’s/Husband’s Name) (Mother’s Name)

Local Address

______________________________________________________________________________________

_____________________________________________________________________________________________

Blood Group __________ Contact No._________________________ Date of Birth_______________

E-mail ID ______________________________________________________________

Paste one

Stamp size

Photo here

ANNEXURE J

99

Shri Vile Parle Kelavani Mandal’s

NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

RAILWAY CONCESSION FORM

DATE OF BIRTH:_______________ AGE IN COMPLETE: YEAR ______ MONTH______

Student Number ______________________

NAME IN FULL (IN BLOCK LETTERS)

Mr. Ms. _________________________________________________________________________

(SURNAME) (FIRST NAME) (FATHER’S NAME)

CLASS (RAILWAY) : FIRST/SECOND PERIOD: MONTHLY/QUARTERLY

STATION : FROM ___________________ TO : VILE PARLE

RAILWAY : WESTERN / CENTRAL

SIGNATURE : __________________

DATE : ______________ CLASS :_____________ DIV:_____ ROLL NO. _______

ADDRESS (LOCAL) (IN BLCOK LETTERS): _______________________________________________

__________________________________________________________________________

__________________________________________________________________________

ANNEXURE K

100

Shri Vile Parle Kelavani Mandal’s

NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

APPLICATION FOR TRANSCRIPT

N.B. Please complete this form and submit it to the College Office.

Incomplete forms will not be considered.

Charges for Transcripts: Rs. 1000/- for 5 copies. Every additional copy will be charged at rate of Rs. 50/- per copy.

1. Personal Details: (PLEASE USE CAPITAL LETTERS ONLY)

NAME: _________________________________________________________________________

(Surname) (Name) (Father’s Name)

E-mail Address: _____________________ Current Student Alumnus

If Current student, mention Class and division ______________

If Alumnus, Specify year of graduation__________

Permanent Address: ________________________________________________________________

_________________________________________________________________________________

Current Address (If different from permanent address): ____________________________________

________________________________________________________________________________

Tel: (Resident):______________________ Mobile No: ___________________________________

Purpose for applying for a Transcript: ______________________________________________

No. of Copies required: ____________________

I. University Application Details:

Details of University (s) applying to: (Please the appropriate box)

Country: USA UK Canada Australia Other __________________________

If other, please mention__________________________________________________________

University Name (s)_______________________________________________________________

_______________________________________________________________________________

Degree: Undergraduate Graduate Post graduate Masters

Course Name: __________________________________________________________________

Date: Signature of the student/ Parent/ Guardian.

Documents required with this form :

Original Marksheets Written application Copies of the form of the foreign university (s) the student wishes to apply

ANNEXURE L

101

Shri Vile Parle Kelavani Mandal’s

NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

Students Aid Fund

Class : _____________________ Div. ________ Roll No. _________

The Principal

Narsee Monjee College of Com. & Eco.

Vile Parle (West), Mumbai 400 056

Sir,

I wish to apply for financial assistance from Students’ Aid Fund. I hereby declare that the

information given by me in this application is correct.

Yours faithfully,

Date: (Signature of the Student)

1. Name in full (Beginning with surname in Block letters):_____________________________________________

2. Caste:______________________ Sub-Caste: _________________________

3. Details of the last annual Examination passed:

Name and address of the School/College

Month & Year of Passing

Seat No. & Centre

Marks Obtained

Marks Out of

Percentage

ANNEXURE M

102

TO BE FILLED IN BY THE PARENT OR GUARDIAN

(a) Name in full ______________

(b) Relation________________ Occupation________________

(c) Annual Income from all sources, Rupees

(d) No. of dependents___________ Earning Members__________

(e) Residential Address

(f) General Remarks I hereby certify that the information given in this form is correct.

Date: (Signature of the Parent/Guardian)

*Strike out the terms inapplicable.

N.B.-A student shall have to submit the certificate of income together with the application

form.

56/PS

-2-

PRINCIPAL’S REMARK :

Date :_______________ ________________________

Signature of the Principal

103

Shri Vile Parle Kelavani Mandal’s

NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

AUTHORITY LETTER FOR COLLECTING EXAMINATION MARKSHEET (to be completed by the candidate and submitted to the office personally for verification before going out of station)

Date : _____________________

The Principal,

Narsee Monjee College of Commerce & Economics,

Mumbai 400 056.

Sir / Madam,

I, Miss/Mr. ___________________________________, of class ______ div ____ roll no.____ and

seat no. ______,authorise the bearer of this letter to collect my original FYJC/ SYJC/ FYBCOM/

SYBCOM/ TYBCOM/ FYBMS/ SYBMS/ TYBMS/ FYBAF/ SYBAF/ TYBAF/ FYBFM/ SYBFM/ TYBFM/

FYBScIT/ SYBScIT / TYBScIT/ marksheet of the examination held in ________ month of _____ year

on my behalf.

My I-card/Hall ticket is given to the bearer of this form for collection of my marksheet.

Full Name of the person authorized :

Address of the authorized person in full :

Signature of the authorized person with date :

Name of the student :

Signature of the student :

____________________________________

Signature of the official who verified the signature of the student

Received original marksheet of the above mentioned student

Date _________________ Signature ___________________

(to be signed at the time of collecting marksheet)

ANNEXURE N

104

Shri Vile Parle Kelavani Mandal’s

NARSEE MONJEE COLLEGE OF COMMERCE & ECONOMICS, MUMBAI 400 056

LETTER OF AUTHORITY FOR TAKING ADMISSION (to be completed by the student and submitted to the office personality for verification before going out of station)

Date : ______________________

The Principal,

Narsee Monjee College of Commerce & Economics,

Mumbai 400 056.

Sir,

As I am unable to take my admission personally because of _________________

_____________________________________________, I authorise my ____________ Mr./Ms.

_______________________________________ the bearer of this letter to take admission to the

FYJC/ SYJC/ FYBCOM/ SYBCOM/ TYBCOM/ FYBMS/ SYBMS/ TYBMS/ FYBAF/ SYBAF/ TYBAF/ FYBScIT/

SYBScIT/ TYBScIT/ FYBFM/ SYBFM/ TYBFM on my behalf. He/She will fulfill all the requirements of

admission. (Requirements: Original Marksheet and three Identity Card sized photographs. For TY

Original marksheets of FY & SY with three Identity card sized photographs).

I understand that the admission is being given provisionally and will be confirmed only when I sign

necessary documents and that no changes of subject will be allowed.

Full name of the person authorized to take admission :

Address of the authorized person in full

Signature of the authorized person :

Signature of the student :

Name of the student :

Classes, Div., Roll No. of last year :

Examination Seat No. :

ANNEXURE O

105

Optional subject preference : 1.

2.

3.

4.

5.

6.

7.

______________________________________

Signature of the official of who verified the signature

and photographs of the student

______________________________________

Signature of the authorised person

(at the time of taking admission)