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Banking Awareness online Practice

Bits for IBPS PO IV - Set 21

Friends, here is the 21st Set of our Banking

Awareness practice tests for upcoming IBPS PO IV online Exam.

Happy Reading :)

1. Who invented the first operational ATM ?

1. John Canner

2. John Smith

3. John Shepherd-Barron

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4. John Carter

5. John Sayer

 Ans : John Shepherd-Barron

2. ATM Stands for ?

1. Automated Teller Machine

2. Automatic Teller Machine

3. Automated Teller Memory

4. Any Time Money

5. All Time Money

 Ans : Automated Teller Machine

3. On 27th June 1967, which bank installed the first

ATM in North London ?

1. Citi Bank

2. SBI

3. Bank of 

London4. SCB

5. Barclays

Bank

 Ans : Barclays Bank

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4. Which is the first bank to introduce ATM in India in

the year 1987 ?

1. SBI

2. Bank of Baroda

3. HSBC

4. NABARD

5. Allahabad Bank

 Ans : HSBC

5. The other name of ATM using by many banking

agencies in the world is ?1. Automated Banking Machine

2. Cash Point

3. Cash Pick

4. Cash Machine

5. All of the above

 Ans : All of the above

6. PIN means ?

1. Personal Identification Number

2. Personal Identification Numeral

3. Professional Identification Number

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4. Pure Identification Number

5. Public Identity Number

 Ans : Personal Identification Number 

7. Usually, every ATM card will have CVV number. What

is meant by CVV ?

1. Card Verification Value

2. Certificate Value Voice

3. Circular Verification Value

4. Core Verification Value

5. Cash Verification Value

 Ans : Card Verification Value

8. Diebold is a famous ATM manufacturing company.

This company is located in ?

1. UK

2. Japan

3. Australia

4. USA

5. Japan

 Ans : USA

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9. Which Indian Bank has largest number of ATMs in

India ?

1. ICICI

2. Bank of Baroda

3. SBI

4. BOB

5. Allahabad Bank

 Ans : SBI

10. If the ATM hardware as well as lease is under the

ownership of the service provider, while connectivity

and cash handling and management is theresponsibility of the sponsor bank, that ATM is called

?

1. Orange ATM

2. Black ATM

3. Blue ATM

4. Brown ATM

5. Green ATM

 Ans : Brown ATM

11. What is the required minimum worth of any NBFC

(Non Banking Financial Company) should have to set

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up White Label ATMs ?

1. 50 Crores

2. 75 Crores

3. 100 Crores

4. 1000 Crores

5. 500 Crores

 Ans : 100 Crores

12. State Bank of India ties up with Banco Bibao Vizcaya

Argentaria, S.A (BBVA) to develop business

operations. Banco Bibao Vizcaya Argentaria head

office is located in ?1. Sweden

2. Malaysia

3. Argentina

4. Spain

5. India

 Ans : Spain

13. First Indian IMGC has set up by NGH (National

Housing Bank), IFC (International Finance

Corporation), US based Gen worth and ADB (Asian

Development Bank). IMGC stands for ?

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1. Indian Mortgage Guarantee Company

2. Indian Money Guarantee Company

3. Indian Maturity Guarantee Corporation

4. International Money Guarantee Company

5. None of these

 Ans : Indian Mortgage Guarantee Company

14. Which International Monetary Organization funded

North East Rural Livelihood Project (NERLP) in the

four states of Mizoram, Nagaland, Sikkim and Tripura

?

1. IMF

2. ODA

3. World Bank

4. USAID

5. IFC

 Ans : World Bank

15. Which Indian Banking Group has attained more than

51,000 ATMs by 31st March 2014 ?

1. Indian Bank

2. Union Bank of India

3. SBI (including it's associates)

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4. ICICI

5. Punjab National Bank

 Ans : SBI (including it's associates)

16. SBI has become the first bank to install an ATM at

Drass of Jammu & Kashmir Kargil region, making it

the 27,032nd branch of the Bank on 27th July 2012.

What is the importance of Drass ?

1. Drass is in Bangladesh

2. This is the hottest place on earth

3. Second coldest place on Earth

4. Highest populated place in India

5. Lowest populated place in India

 Ans : Second coldest place on Earth

17. Which bank opened over 3,000 'Zero Balance'

savings accounts under the 'Kanyasree' scheme of 

the West Bengal Government ? (The scheme aim to

reduce drop-out rates among girl students)

1. Dena Bank

2. UCO Bank

3. State Bank of India

4. Allahabad Bank

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5. Punjab and Sindh Bank

 Ans : State Bank of India

18. Where the world's first bit coin ATM opened

dispensing hard money in exchange for the

anonymous crypto-currency ?

1. India

2. UK

3. Canada

4. Japan

5. USA

 Ans : Canada

19. Own your NPA campaign was launched by ?

1. ICICI

2. Canara Bank

3. IOB

4. Andhra Bank

5. IDBI

 Ans : IDBI

20. Asia's first credit card with Visa Code launched by ?

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1. ICICI

2. Axis Bank

3. Karnataka Bank Ltd

4. SBI

5. Andhra Bank

 Ans : ICICI

Read more Banking Awareness Model

Practice Sets from below

Set 1

Set 2

Set 3

Set 4

Set 5

Set 6

Set 7

Set 8

Set 9

Set 10

Set 11

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