Date post: | 26-Feb-2018 |
Category: |
Documents |
Upload: | ishaan-wares |
View: | 215 times |
Download: | 0 times |
of 14
7/25/2019 Banking Information
1/14
0
Banking InformationWith Economic data
Group: Banking Career in Bangladesh
[https://www.facebook.com/groups/bankingcareerbd/]
Editor : Mou Shaila 20 January 2016 [Bank & Other EXAM ]
7/25/2019 Banking Information
2/14
Banking Information
From Different EXAM:
1. In the CAMEL bank rating system the letter Astands for Asset Quality2. Bourse is a European word for what financialmechanism? Stock Exchange
3. Which is the financial center and main city of
Switzerland? Zurich
4.In Islamic banking ____ is a contract of sale
between the bank and its client for the sale of goods
at a price plus an agreed profit margin for the bank.
Mudarabah
5. What is FDI Foreign direct investment6. Which of the following is the effect of inflation?
Purchasing power of money decreases
7. Which part of Sariah covers the law regarding
financial and banking system?Muamalat
8. Which was not a state owned commercial bank? Pubali Bank
9. Suppose that initially the nominal rate of interest
is 8% and the expected rate of inflation percent. If
the expected rate of inflation increases to 8% what
will be the new nominal in rate? ( Pubalibank 140-B
page )
10. What is the current cash reserve ratio (CRR) in
Bangladesh?
11. Along the short run curve if the actual rate of
unemployment falls below the natural rate of
unemployment? The actual inflation will be higherthan expected inflation rate
12. Which one is the association of bank executive in
Bangladesh? Associaciation of Bankers Bangladesh
Limited13. Which of the following transaction will not me
recorded in Bangladeshs balance of payment?Bangladesh gets foreign aid from japan
14. Which one of the abbreviated from represents
the regulatory body of insurance companies in
Bangladesh? IDRA
15. Which types of bank account allows OverdraftFacility to the depositors? Current Account16. Monetary policy will be most effective when----
interest sensitivity of demand for money is
maximum
17. Which organization of World Bank is known as
the soft loan window? IDA
18. If the central bank buys government securities in
the open market, the supply curve of real money
will shift to the? Right and the interest rate willfail
19. Which institution is the regulatory authority of
capital market intermediaries in Bangladesh?
Securities and Exchange Commission
20. The effective rate of protection measures- the
percentage increase in domestic production value
added that is due to protection
21. Which one is considered as the banker to
government of Bangladesh? Bangladesh Bank
22. The banking companies in Bangladesh are
regulated under the provision of Bank companyAct 1991
23. When Bank rate increases then --- banksloanable funds decreases
24. The Marshall Lerner condition states that a
devaluation will improve a country balance of
payments if the sum of elasticity of demand for
exports and imports is Zero25. In 2008 the exchange rate of the Euro
appreciated against the US dollar. A possible cause
for the appreciation of the euro was the European
Central Bank raised the value of the Euro26. What is the current Bank Rate of Bangladesh? -
27. A country with a current account surplus isusing part of its domestic saving to lend overseas
rather than finance domestic investment
28. There will be no crowning out if the demand
7/25/2019 Banking Information
3/14
Banking Information
for money increases as real GDP increases
29. ? MICR30. Devaluation of money results in an increase in
which of the following? Money Supply31.The effect of shorting the length of the operating
cycle is decreased cash inflow32. Return on equity can be calculated by: dividing
net profit margin by asset turnover and financial
leverage
33. Asset turnover measures: the sales revenue
generated by efficient management of asset
34. Which of the following will cause an increase in
return on equity (ROE) as long as experiences do not
grow faster than revenue? An increase in salesvolume
35. If a companys return on equity ratio increasesfrom one year to the next year, the most likely
cause is an increase in net income and/or areduction in total experience as a percentage of sales
Z
36. If a companys return on Asset stays the samefrom one year to the next but its financial leverage
ratio increases then the most likely cause is adecrease in the debt equity ratio
37. If the current ratio is 2 to 1, the payment of a
cash dividend which was recorded as a liability on
the date of declaration will- decrease the current
ratio
38. Which of the following ration is not a test of
solvency?
39. CIB stands for Credit Information Bureau
40. The difference between lending and borrowingrate banks called Spread41. Which one of the following is not included in the
formal sectors of financial system of Bangladesh?
NGO
42. How frequently does BB announce the monetary
policy of Bangladesh? Half yearly (6 months)
43. Which of the following is a combination of
stagnation and inflation? Stagflation
44. A bull market means that share price are rising
45. Which of the following is the principal guideline
to be followed in Islamic Banking? Sharia Law
46. Scheduled Banks of Bangladesh are regulated
under Bank company Act 1991
47. In Green Banking what does ERM stand for? Environment Risk Management
48. In a certain period difference between visible and
invisible import and export of a country is called Balance of Trade
49. In banking SLR means Statutory Liquidity Ratio50. The first Private sector Bank is AB bank51. Investment depends mainly on Future expectedprofits
52. Basel II protocol is a risk management tool forbanks
53. What is hedge fund? Private investment fund54.In which year Islamic Development Bank
established? 197555. In Islamic bank SSb means Shariah SupervisoryBoard
56. The Duration of a valid cheque is 6 months(180days)
57. BIS stands for what? Bank for InternationalSettlements
58. What does the acronym EOI commonly stand for?
Expression of Interest
59. According to the recent Bangladesh Banks order
what can be the maximum lending rate of aCommercial Bank? 13.5%60. Head office of the Bank of South is in Venezuela
61. What is not included in narrow money (M1) Time deposits
7/25/2019 Banking Information
4/14
Banking Information
62. Which one is not included in the current account
of balance of payment of a country? Foreign direct
investment
63. The LM curve shifts rightward if nominalinterest rates decrease
64. In the simple Keynesian model, the magnitude of
the multiplier depends on Marginal prosperity toconsume
65. Which of the following is not part of aggregate
demand? Exchange rate66. Cross elasticity of demand is positive if the goods
are substitutes67. Inflation is always and everywhere a monetaryphenomenon, who said this? Milton Friedman
68. The relationship between wage price inflationand the level of economic activity is known as Phillips curve
69. Which one does not directly affect the value of
money multiplier? Currency deposit ratio
70. In conducting monetary policy Bangladesh Bank
pursues a strategy of Monetary targeting71. An increase in the rate of interest would increase
the opportunity cost of holding money72. Negative externalities can be internalized
through subsidies73. Excess capacity is absent in Perfect competition74. Horizontal demand curve for a perfectly
competitive firm indicates demand is unlimited toa single firm
75. Demand curve fir a perfectly competitive
industry us Horizontal
76. In the long run, a monopoly firm earns/incurs Zero points
77. Short run Mc cuts AC at its minimum point78. Decrease in the general level of prices in known
as Deflation79. Monetary policy deals with Interest rate andmoney supply
80. In a BOB statement outflow of dividend on
portfolio Investment is capital inflows81. Price specie flow mechanism is related to Flexible exchange rate regime
82. The number of imported automobiles in a year is
an example of what type of data? Discrete83. Scarcity is the imbalance between Limitedresources and unlimited wants
84. In the oligopolistic market, firms sell Homogeneous or different product
85. The IMF articles of agreement encourage
currency convertibility on Current account of theBOP
86. Supply side policy is related with the Supplyside improvement on real output
87. Managed floating of the exchange rate allows acentral bank to Control volatility of the exchangerate
88. A discount bound Pays the bondholder the facevalue at the maturity date
89. An organization that mobilizes deposits from and
lends to its members without any Bangladesh bank
regulation is - Micro Finance institution
90. CDBL stands for Central Depository BangladeshLimited
91. Which Ministry controls banking sector in
Bangladesh? Finance92. In which type of account we should deposit our
money in order to earn higher rate of return? Fixed deposit
93. Banks function do not include Trading
94. Money market is a market for - short termmarket
95. How many foreign commercial bank are now
operating in Bangladesh? 9
96. BO in BO accounts stands for- Beneficiary Owners
97. Dr.Atiur Rahman is the ___ governor of
Bangladesh 10th
7/25/2019 Banking Information
5/14
Banking Information
98. In which year Grameen Bank established? 198399. Bank rate means Interest rate at whichBangladesh Bank lend money to other Bank
100. What is NBFI None Bank Financial Institute101. In which year bdt 1000 Note first introduced
2008
102. CAMEL rating is a system that Assigns anumerical rating to bank
103.What is S.W.I.F.T ? A global fund transfersystem
104. Dhaka Bank limited Started to provide Islamic
banking services in the year 2006105. Which type of bank account t does not pay
interest to the depositors? Current Account106. We open current account with a commercial
bank for a purpose of Safe custody of funds
Banking Related Question:::::
Q-1: What do you mean by money laundering?
ans: convering money obtaining through illegal
sources in to legal money.
Q-2: Which amongest the following is not term
deposits issued by commercial banks?
ans: Current account
Q-3: Which among the following is called as mother
of deposits?ans: Savings account
Q-4: When it comes to scheduled commercial banks,
which out of the following is not true?
ans: Local area banks
Q-5: When it comes to the following term namely-IPO, what do you mean by "P"? ans: Public
Q-6: By crossing we mean:
ans: two transverse parallel lines on a cheque
Q-7: Bank rate policy, open market operations,
variable reserve requirements and statutory liquidity
requirements as measures of credit control are
classifeid as: ans: qualitative methods
Q-8: A close ended funds means:
ans: the corpus is of fixed size with a definite
redemtion period, listing on stock exchange provides
easy liquidity, the market price is always below the
Net Asset Value [All the above]
Q-9: An open ended funds means:
ans: the fund exists for perpetuity. There is no
ceiling on the amount to be collected or raised,
investors are assured of dividends, capital
appreciation and safety of their investments, a
repurchase facility close to Net Asset Value [All the
above]
Q-10: The main functions of mutual funds are:
ans: investment of funds so collected in capital
markets
Q-11: Demand draft is a __
ans: negotiable instrument
Q-12: In the case of a demand draft
ans: Drawer and drawee are the same but he payee
is different
Q-13: Who is primarily liable on a cheque?
ans: Drawer
Q-14: Crossing Denotes_
ans: a direction to the paying bank to make payment
of the cheque through a bank
Q-15: The negotiable instruments Act deals with __ ?
ans: Promissory notes, bills of exchange and cheques
Q-16: Time deposits means:
ans: The deposit which are lent to bank for a fixed
depositQ-17: What is call money?
ans: Money borrowed and lent for overnight or a
day
Q-18: Demand deposits mean:
ans: Deposits withdrawable on demand by the
depositor
7/25/2019 Banking Information
6/14
Banking Information
Q-19: Commercial paper may be issued for a period
of __?ans: 7 days to one year
Q-20: Which type of risk arises before a bank that
trades in governement securities?
ans: Market risks
Q-21: A debtor makes default in repayment of a bank
loan and which type of risk is this for lending bank?
ans: Credit risk
Q-22: What do you mean by universal banking?
ans: Provision of all financial services in one bank
Q-23: Cheque truncation means:
ans: using the electronic image of a cheque
Q-24: The process of transformation of physical
shares, commercial paper or certificate of deposit
into electronic form is called as:
ans: Dematerialisation
Q-25: Mortgage relates to which type of loan among
the following? ans: Housing loan
Q-26: Banking sector comes under which of the
following sectors? ans: Service sector
Q-27: Which of the following terms are not used in
banking sector?ans: Credit rating
Q-28: The availability of cash and other cash like
marketable instruments that are useful in purchases
and investments are commonly known as:
ans: Liquidity
Q-29: The ratio of the cash reserves that the banks
are required to keep with BB is known as:
ans: Cash reserve ratio
Q-30: Which of the following policies of the financial
sectors is basically designed ot transferring local
financial assets into foreign assets freely and atmarket determined exchange rates:
ans: Capital account convertibility
Q-31: An industry which is fighting hard to increase
its market share in existing market (with new
popular products) is known as:
ans: Market challenger.
Q-32: The actual return of an investor is reduced
sometimes when the prices of the commodities go
up all of a sudden and in financial sector this type
of phenomenon is known as
ans: Probability risk
Q-33: In economics, it is generally believed that the
main objective of a public sector financial company
like bank is to: ans: maximizing the total profits
Q-34: Which of the following cannot be called as a
debt instrument as referred in the financial
transactions?ans: Stocks
Q-35: Which of the following is a third party
products often sold by banks?
ans: Mutual Funds
Q-36: Money laundering normally involves __
ans: Placement of funds, Layering of funds,
integration of funds [All the above]
Q-37: Sub-prime refers to_
ans: Lending done by financing institutions including
banks to customers not meeting with normally
required credit appraisal standards
Q-38: Currency Swap is an instrument to manage-
ans: Cash flow in different currencies.
Q-39: Which of the following types of accounts are
known as Demat Accounts?ans: Accounts in which shares of various companies
are traded in electronic form
Q-40: Lack of access to Financial services is
technically known as.......?
ans: Financial Exclusion
Q-41: Which term is used to describe a situation
where an inflation rate is high, the economic growthrate slows down, and unemployment remains
steadily high?
ans: Stagflation
Q-42: In which country is the bank for International
Settlements Located? ans: Switzerland
7/25/2019 Banking Information
7/14
Banking Information
Q-43: A segment of the financial market in which
financial instruments with high liquidity and very
short maturities are traded is known as---?
ans: Money Market
Q-44: The difference between the outflow and inflow
of foreign currency is known as ___:
ans: Current Account Defict
#Group_Post:
-BB branch ___10
-last branch ___Mymensingh
-division of BB-42
-Recently, BB launched new dept __ Green banking &
CSR
-SOCB __6-SB __2.RAKUB, KB
-Islamic Bank __8
-Foreign Bank _9
-Schedule bank __56
-SAARC Bank ---The best football player in Asia,2015= Ahmed Khalil
(UAE)
inflation rate..december 6.10 %
1.
The Export partner country of Bangladesh is - TheUSA .
2. The Euro introduced to world financial markets -
1 January 1999
3. SLR stand for - Statutory Liquidity ratio .
4. The first private commercial bank of Bangladesh -
AB Bank .
5. The Chittagong stock exchange was established in
- 1995
6. The apex body of the private sector business
community in Bangladesh is - FBCCI .
7. The act adopted for prevention of use and
transfer of money illogically is called - Money
Laundering Prevention Act .
8. "BIA" stand for - Bangladesh Insurance company .
9. The largest trading block in The world - WTO
10. A common form of intra-bank short term
borrowing is - Call money .
11. CAMEL rating system that - assings a numerical
rating to a bank .
12. SWIFT is - A global fund transfer system .
13. Import quotas tend to be associated with -
Expand domestic and sales .
14. The rate at which commercial bank borrow
money from the central bank is called - bank rate .
---------------------------------
1. SWIFT stand for - Society for world wide intra
bank financial telecommunication.
2. Share market of our country is regulated by -
Bangladesh securities and exchange commission .
3. The major stock market index in England is -
FTSE
4. In Bangladesh , The company act amended in -
1994
5. Intermediaries , who are agents of investor and
match buyers with sellers of securities are called -
Brokers.
6. The theory that " bad money drives good money
out of circulation " is given by - Gresham .
7. Specialized firm that finances young start-up
companies are called- venture capital firm .
8. Finance companies are- Capital market
intermediaries .
9. Due to inflation , purchasing power of money -
Decrease .
10 . Five taka note issued by - Sectery of finance .
11. TIN stands for - Tax identification numbers .
12. Account No. needed crossed cheque , Travellerscheque .
13. Name of the central bank of Nicaragua- Central
bank of Nicaragua ( Banco central de Nicaragua) .
14. Name of the currency of Georgia - Lari.
15. The World bank is an - International Financial
institution .
7/25/2019 Banking Information
8/14
Banking Information
16. Govt fiscar policy related to - Tax.
17. The legal tender issued by the central bank of a
country is called - Treasury bill.
18. The members of FBCCI are - Businessmen and
Industrialists .
Operating profit er dik theke 2015 er 1st position e
ache Islami Bank Bangladesh limited. Profit 18.07
billion.
New foreign Insurance company: LIC,(India) and
Taiyo Summit Life Insurance Company(Japan, joint
venture with Summit group)
Which of the following terms is used in banking
field?
-Interest rate swap
-Input devices
-Sedimentary
-Zero Hour
answer:a
Expand the term EMI as used in banking/finance
sector?
Easy Monthly Instalment
Equal Monthly Investment
Equated Monthly Instalment
Equated Mortgage Investment
Answer (c)
Expand the term EMI as used in banking/finance
sector?
Easy Monthly Instalment
Equal Monthly Investment
Equated Monthly InstalmentEquated Mortgage Investment
Answer (c)
Expand the term LIBOR as used in financial banking
sectors?
Local Indian Bank Offered Rate
London-India Bureau Of Regulations
Liberal International Bank Official Ratio
London Inter Bank Offered Rate
Answer (d).
Bill of Exchange, Promissory Notes and Cheques are
defined as
(a) Negotiable Instruments
(b) Trust Receipts
(c) Documents of Title to goods
(d) None of the above
(e) Stamped Instruments
Ans: A
Who is primarily liable on a cheque?
(1) Drawee banker
(2) Drawer
(3) Payee
(4) Collecting banker
(5) none of the above
Ans: 2
Demand draft is a
(1) not negotiable instrument
(2) not transferable instrument
(3) negotiable instrument
(4) Quasi-negotiable instrument
(5) none of the above
Ans: 3
NBFCs consist of----
(1) Equipment Leasing Company and Investment
Company
(2) Hire purchase Finance Company and Mutual
Benefit Finance Company
(3) all of the above
(4) None of the aboveAns: 4
1. Common stock is a source of-long term finance. 2.
A devaluation of currency is expected to- in crease
export. 3. The symbol '' indicates the currency of-
UK. 4. A 'CBA' represents-workers. 5. The bank
interest rate are controlled by- Bangladesh Bank. 6.
7/25/2019 Banking Information
9/14
Banking Information
The major two functions of a schedule bank- deposit
collection and lending money. 7. The most important
function of money-exchange. 8. The World Bank was
established in June 25, 1946.DSE(Dhaka Stock
Exchange) operates under the direct control of-
Securities and Exchange Commission(SEC). 10.
Dumping in international trade means- charging a
lower price for exported goods than the same goods
sold domestically which affects the domestic
producer. 11. The first central bank of the world-
Bank of England. 12. The previous name of
Bangladesh Bank- State Bank of Pakistan. 13.
Treasury bills are sold by - Bangladesh Bank. 14. IDB
was established in-1975. 15. In Bangladesh, fiscal
years ends on- June 30. 16. In banking, SLR stands
for- Statutory Liquidity Ratio. 17. Devaluation of taka
is likely to increase- export. 18. The interest rate is-
the cost of using borrowed funds. 19. The main
purpose of merchant banking is to contribute to the
development of-capital market. 20. Money mainly
serves as- medium of exchange and means of barter.
21. 'The soft loan window' of World Bank is-IDA (IDA
stands for International Development Association).
22. The father of Geometry is-Euclid. 23. In the
simple Keynesian model, the magnitude of the
multiplier depends on- marginal propensity to
consume. 24. The relationship between wage-price
inflation and the level of economic activity is known
as- Phillips curve. 25. In conducting monetary policy,
Bangladesh Bank pursues a strategy of- monetary
targeting. 26. Excess capacity is absent in- perfect
competition. 27. In the long run, a monopoly firmearns/incurs- zero profit. 28. Decrease in the general
level of prices is known as-deflation. 29. Consumer
surplus means- difference between what consumer
wants to pay and actual price. 30. Uruguay Round
was related to- WTO 31. NBFI stands for-Non Bank
Financial Institution. 32. When you purchase shares
of corporate stock, then-you own part of the
corporation. 33. 'bKash' is an example of-mobile
banking. 34. The Ministry responsible for collecting
taxes in Bangladesh- Ministry of Finance. 35. The
first private commercial bank in Bangladesh- AB
Bank Limited. 36. Value Added Tax(VAT) introduced
in Bangladesh on- 01 July, 1991. 37. The term used
for money borrowed or lent between banks for a day
or night- Call money. 38. The name of the Central
Bank of India- Reserve Bank of India. 39. An increase
in the growth rate of the money supply is most
likely to be followed by- Inflation. 40. The Fiscal
Year starts in Bangladesh on-1 July. 41. The major
export partner country of Bangladesh is- the USA.
42. At present number of offices of the Central Bank
country wide is- 10. 43. Taka 1 polymer note was
first introduced in Bangladesh in - 2000. 44. The
Euro introduced to world financial markets- 1
January 1999. 45. The Chittagong Stock Exchange was
established in- 1995. 46. The apex body of the
private sector business community in Bangladesh is-
FBCCI. 47. The act adopted for prevention of use and
transfer of money illegally is called- Money
Laundering Prevention Act. 48. BIA stand for-
Bangladesh Insurance Academy. 49. The largest
trading bloc in the world is- EU. 50. A common form
of inter-bank short term borrowing is- Call Money.
51. CAMEL rating is a system that- assigns a
numerical rating to a bank. 52. SWIFT is- A global
fund transfer system. 53. Import quotas tend to be
associated with - expand domestic production and
sales. 54. The rate at which commercial banksborrow money from the central bank is called- bank
rate. 55. Circuit breaker in a stock exchange works
as- An obstacle to excessive change in share price.
56. In Islamic Banking the customers are considered
as- partners to profit sharing. 57. Charge a lower
price for exported goods than the same goods sold
7/25/2019 Banking Information
10/14
Banking Information
domestically is called- dumping. 58. In a stock
exchange 'OTC' means- Over The Counter. 59.
Grameen Bank was established in-1983. 60. Profits of
a firm that are distributed or given out to its
investors are called- dividends 61. RJSC stands for-
Registrar of Joint Stock Companies. 62. The
headquarters of European Central Bank is located in
- Frankfurt, Germany.
63.In Islamic Banking SSB stands for - Shariah
Supervisory Board. 64. The organization or agency
issues Two Taka note in Bangladesh is- Ministry of
Finance. 65. The free market involves- market forces
of supply and demand. 66. Investment depends
mainly on- Future Expected Profits. 67. The central
bank in England is known as- Bank of England 68. In
Islamic Banking, 'IBS' stands for- Islamic Banking
Scheme. 69. The headquarter of IDB is in- Jeddah. 70.
In Green Banking, ERM stands for- Environmental
Risk Management. 71. CRR stands for- Cash Reserve
Ratio. 72. Buying and selling in two market
simultaneously- Arbitrage. 73. Sellers market denotes
a situation where- commodities are available at
competitive rates. 74. Development means economic
growth plus- social change. 75. Money market is a
market for- short term fund. 76. Devaluation of taka
is likely to increase- export. 77. The term 'Secondary
Market' is commonly used in- stock market. 78. The
term ' Book Building Method' is related to- Price
discovery method of IPO. 79. The main source of
bank fund-deposits. 80. In a perfect competition
market structure there are-many small firms. 81.
Dhaka Stock Exchange was established in-1954. 82.Number of foreign commercial banks are now being
operated in Bangladesh is-9. 83. The first Finance
Minister of Bangladesh was - Captain Monsur Ali. 84.
The acronym GDP stands for - Gross Domestic
Product. 85. The name of Thai currency- Baht. 86.
The headquarters of the World Bank is in-
Washington D.C. 87. The present governor of
Bangladesh Bank is- Dr. Atiur Rahman. 88. Dow Jones
is related to- Stock Market. 89. WEF stands for-
World Economic Forum. 90. The main export item of
Middle East is- Petroleum. 91. 'ECNEC' stands for-
Executive Committee of National Economic Council.
92. The index used in Bangladesh to measure
Inflation is - Consumer Price Index (CPI) 93. The
largest stock exchanges in the world by market
capitalization in 2013 is- New York Stock Exchange.
94. The World Trade Organization (WTO) was
established on - 1st January 1995. 95. The Islamic
banking system emerged in Bangladesh in -1983. 96.
The business of banking started first in - Italy. 97.
Numismatics is the study of - Coins. 98. The name of
institution is known as 'Britton Woods Institutions -
IMF and World Bank. 99. The act empowers
Bangladesh Bank to issue licenses to carry out
banking business in Bangladesh is- Bank Company
Act, 1991. 100. The duration of a cheque is valid for
-6 months. 101. IPO is the term used in -Stock
market. 102. The Cambodian currency is- Riel. 103.
Goverment Fiscal Policy relates to- Tax Expenditure.
104. A direct tax is- Income tax. 105. The largest tea
exporter country in the world is- Sri Lanka. 106. The
ministry which control banking sector in
Bangladesh- Finance. 107. GATs stands for- General
Agreement on Trade and Services. 108. The number
of Export Processing Zones in Bangladesh is-8. 109.
The designation of the Head of the IMF is- Managing
Director. 110. The duration of the 6th Five Year Plan
is- 2011 to 2015. 111. The bank which in the USArecently paid the hightest amount of penalty under
money laundering law-HSBC. 113. The regulatory
agency for non-bank financial institution in
Bangladesh- Bangladesh Bank. 114. TICFA stands for-
Trade & Investment Cooperation Framework
7/25/2019 Banking Information
11/14
Banking Information
Agreement. 115. Total number of schedule bank in
Bangladesh-56
1.Who is the regulator for Micro-finance institutions
in Bangladesh - MRA( Microcredit Regulatory
Authority ) 2. Which one of the following companies
has issued largest ever IPO in capital market - Ali
Baba .
3. The central bank of India - Reservebank of India .
4.Which one of the following legal tender money -
coin .
5. Which one of the following is an affiliate of the
international Bank for Reconstruction development -
IDA .
6. Who was the finance minister during the
liberation war in 1971 - Captain M mansur Ali .
7. In the Camel bank rating system , the letter A
stands for - Asset quality .
8. The Headquarter of European central bank located
is - Frankfurt .
9. The current president of world bank - Jim yong
king .
10. Which is the first Bangladesh EPZ - Chittagonj
EPZ11. Soft loan window of world bank is - IDA .
12. Yuan is the currency - China
1st e-bank....the national city bank of newYork
ATM Poddhoti prothom chalu kore standard
chartered bank.
Ready cash prothom janata bank chalu kore.
Bangladesh bank a electronic ba e-tendering
poddhoti chalu hoi-12 may 2010
====#The_End====
Economic Info. Jan' 2016)
1. Budget details :
Budget Title : Incorrigible optimistic
Budget'15 = 2,95,100 Crore BDT
= 2,08,443 Crore BDTBudget Deficit = 86,657 crore BDT (4.7% of GDP)
Income source :
Value added tax = 61.8%
Internal finance = 19.1%
Except tax income = 8.9%
Foreign debt = 8.2%
Foreign Aid = 2%
Expenditure schedule :
Public administration = 19.2%
Education = 11.6%
Transport & Communication = 9.7%
Rural development = 7.1%
Agriculture = 6.8%
Fuel & Energy = 6.3%
Defense = 6.2%Health = 4.3%
2. Gross Domestic Product (GDP):
GDP amount:
Nominal = 195.52 Billion USD (36th)
PPP = 655 Billion US$ (31st)
15, 13,600 8, 24,532 GDP per capita = Tk. 95,864 (2014-15)
Target GDP Growth Rate = 7%
Current GDP Growth Rate = 6.51%.
Projected GDP Growth Rate:
WB = 6.2% (2014) 6.5% (2015) 6.7% (2016)
IMF = 6.25% (2014), 6.5% (2015), 6.8% (2016)
ADB = 6.4% (2014-15) 6.7% (2015)
BB= 7% (2015) 6.8-6.9 (2016)
Record Highest GDP = 6.71% (2011)
Record Lowest GDP = 4.08% (1994)
Average GDP Growth Rate = 5.64%
(1994-2014)
Projected GDP growth rate of the World by
1. IMF: 2. World Bank:
2014 = 3.3% 2014 = 3.2%
2015 = 3.5% 2015 = 3.4%
2016 = 3.7% 2016 = 3.9%
7/25/2019 Banking Information
12/14
Banking Information
Government expenditure= 6.9% of GDP
Government Spending to GDP = 17.62%
Contribution of sectors in GDP:
Service = 56.42%
Industry = 27.99%,
Agriculture = 15.59%.
Tourism = 6.25%
Investment to GDP ratio = 28.99%.
3. Annual Development Program (ADP):
ADP for 2015-16 = 100997 crore BDT including 3997 crore
BDT for Autonomous Bodies.
First priority: Communication sector
= 21.88%; 20236 crore BDT
Second priority: Power (Electricity)-
= 15.33%, 15485 crore BDT
4. Inflation rate:
January = 6.04%
February = 6.14%
March = 6.27 %
April = 6.32%
May = 6.19%
June =6.25%
July = 6.37%
August = 6.17%
September = 6.24%
October = 6.19%
November = 6.05% ( Point to Point)
Consumer Price Index (CPI) = 220 (Oct' 2015)
December = 6.10%
5. Balance of payment, Remittances :
Import Payment (2014-15) : $40.70 billion
Export Receipt (2014-15) : $31.20 billion
Balance of Trade = -57.73 Million BDT (Sep' 2015)
Remittances :
FY2014-15 = $1530 cr. 7.6%
FY2013-14 = $1422 cr. 1.7%
FY2012-13 = $1446 cr.
Gold Reserve = 13.78 tons
Foreign Exchange Reserve=
27 Billion USD (29th OCT, 2015)
FDI = 1504 Million USD (2014)
Highest FDI from = Singapore
Crude Oil Production = 4.00 BBL/D/1k
6. Socio-Economic Context :
A. Per Capita Income = 1314
Capital Adequacy Ratio = 10.27%
Classified Loan = 9.67%
B. Poverty Rate :
Economic Review '2014 :
Poverty rate = 25.6%
Extreme poverty rate = 12%
Ministry of Planning (GED) : Feb'15
Poverty Rate = 24.47%,
Extreme Poverty Rate = 10.64%
C. Population growth rate :
Economic Review = 1.37%
World population report = 1.2%
population density 1035 per sq. km
D. Literacy rate =
62.3% (Economic Review, 2015)
57.9% (Economic Review, 2014)
57.7% (UNDP, 2014)
E. Unemployment Rate :
BBS = 4.50% (47% graduates are unemployed)
WB = 14.20%
7. Banking % :
-------------
Average Monthly Interbank Rate
= 3.85% (Nov 30' 2015)
Average Interbank rate during 1997-2015
= 8.42%
Record Highest Interbank Rate
= 33.54% (Dec' 2010)
Record Lowest Interbank Rate
= 0.74% (Nov' 2009)
Bank rate = 5%
Repo = 6.75%
Reverse Repo = 4.75%
Special Repo = 10.25%
SLR for conventional banks = 13%
SLR for Islamic banks = 5.5%
CRR for Both Categories
= 6.0 % (Daily Basis)
= 6.5%. (Fortnightly basis)
CRR for NBFI = 2.5%
SLR for NBFI = 5%
8. Credit Rating of Bangladesh:
--------------------------------
A. Standard & Poors:
Sovereign = BB-
Foreign = BB-
T&C Assessment = BB-
Outlook = Stable
B. Moody's Stable Rating =Ba3
9. Wage Earners' Remittance Inflow:
2015-16: $7.26 billion [1st July to 25th December 2015]
7/25/2019 Banking Information
13/14
Banking Information
2014-15: $15.32 billion
2013-14: $14.23 billion
2012-13: $14.46 billion
10. Monthly remittances inflow in FY2015-16:
July: $1.39 billion
August: $1.20 billion
September: $1.35 billion
October: $1.10 billion
November: $1.14 billion
December: $1.08 billion [up to 25th Dec, 2015]
11. Foreign Exchange Reserve:
$27 Billion = 29/10/2015
$26 Billion = 17/08/2015
$25 Billion = 25/06/2015
$24 Billion = 29/04/2015
$23 Billion = 26/02/2015
$15 Billion = 05/05/2013
$10 Billion = 10/12/2009
12.() :*:.(:.:.)*:.%*:.:*:.*:.%
*:=.:*:/...*:.*:.%*:, ,
Monetary Policy : 2016(Jan-June)
. .
.
7/25/2019 Banking Information
14/14
Banking Information