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Banking Ites

Date post: 01-Oct-2015
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By - Group 16 Ankita Patel 27 Rohit Sarode 38 Raunak Rathi C 35 Shikha Sharma C 41
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  • By - Group 16Ankita Patel C 27Rohit Sarode C 38Raunak Rathi C 35Shikha Sharma C 41Shweta Sharma C 42

  • Demand India is a growing economy and demand for credit is high though it could be cyclical.Barriers to entryLicensingInvest in TechnologyCapital Requirement

    Bargaining power of suppliers/customersDepositors may invest elsewhere if interest rates fall.Availability of large no of banks.

    CompetitionNew license New entrants

  • Ethos and Philosophy To be a Leading Global Bank with Pan India footprints and become a household brand in the Indo-Gangetic Plains providing entire range of financial products and services under one roof Corporate Social Responsibility The Reserve Bank of India has directed that every bank set apart one per cent of its net profit for CSR activity. But this was mostly observed in its breach Corporate Governance in Banking Indian Banking productivity Excellence has perennial relevance, but is much more relevant now, as going forward incremental growth will depend increasingly on productivity growth. India witnessed remarkable growth acceleration in the years before the crisis; many of the factors that aided this have been acknowledged

  • UCO BankShri Anil Kumar General Manager Recovery, Law & FinanceBank of IndiaSmt. V. R. Iyer Chairperson & Managing Director of the Bank Punjab National Bank Shri K.R. Kamath Chairman & Managing Director of Punjab National Bank

  • Reserve Bank of India:To regulate the issue of Bank Notes and keeping of reserves with a view to securing monetary stability in India and generally to operate the currency and credit system of the country to its advantageSecurities and Exchange Board of India:

    The Insurance Regulatory and Development Authority (IRDA): "to protect the interests of the policyholders, to regulate, promote and ensure orderly growth of the insurance industry and for matters connected therewith or incidental thereto."

  • Punjab National BankAction taken against 31 bank officials including officials ofPunjab national Bank for being involved in money laundering. By Ministry of Finance.UCO bank: Featured in the RBI defaulters list once.

    Indian Overseas Bank: Action taken by RBI for opening multiple accounts under thename of Roopal Panchal. Few accounts were prohibited andexplanation was asked for.

  • Profitability Analysis-PNB- Net profit dropped to Rs 505.59 cr whereas NII grew 10% to Rs 4015 cr from 3647 cr. Gross non-performing assets (NPA) increased to 5.14% of total loans in the quarter from 4.66% in the year earlier.

    UCO- Net profit jumped almost fourfold in the quarter toRs.400.20 cr from a year earlier as the banks net interest income increased 54.9% and it focused on retail banking.

    INDIAN BANK- Net profit declined to Rs 264.5 crore from Rs 330.58 crore in a year ago period while net interest income slipped 4.75 percent to Rs 1,090.6 crore during the same period.

    BOI- Net profit rose by a whopping 106 percent in current quarter due to low base effect. Net profit stood at Rs. 6217.70 mn against Rs. 3018.50 mn Other income also contributed rising by 23 percent at Rs. 11002.60 mn.

    SBI Bikaner- Net Interest Income (NII) for the quarter was Rs 2,119.97 crore and net profit was Rs 151.97 crore. Other income for the quarter was Rs 168.81 crore

  • IOB- Net profit slipped by 34.4 percent to Rs 333.41 crore in the quarter under review from Rs 508.36 crore. . The total income in the December quarter rose to Rs 6,190.26 crore from Rs 5,846.98 crore. Gross non-performing assets (NPA) for the third quarter rose to 5.27 percent as against 4.13 percent registered during the same period of the last fiscal.

  • Impact of key relevant provisions of the latest Fiscal policy on the industry and various players thereinKey alliances in the past 5 years and their performance and impact on the other players in the industries-1)IDBI-LIC alliance to spend Rs 50,000 cr on core sector2 )Bharti Airtel and Axis Bank announce strategic alliance for financial inclusion Bharti Airtel and Axis Bank announce strategic alliance for financial inclusionCombine strengths of banking and telecom sectors to deliver banking services through the ubiquitous mobile platformLaunches airtel moneySuper Account powered by Axis Bank, a no-frills savings bank account of Axis Bank on airtels mobile platform, in partnership with InfosysMoney transfer with cash-out now available across leading remittance corridors; customers can save money and earn interest too

  • One is the merger of IDBI bank and Uco bank into Bank of Baroda.

    The other is Andhra Bank and Oriental Bank of Commerce merging with Bank of India. There is, however, no official confirmation.

    State Bank of India (SBI) today said it will consider merger of five associate banks in the second quarter of the fiscal."It is a collective decision

    IBM data centre management services helps Union Bank of India improve operational efficiency

    IBM will provide data centre management services to UBI as part of a 7-year engagement.

  • Low operating costs and tax advantage.Favourable government policies.Technically qualified personnel easily available in the country.Rapid adoption of IT technologies in major sectors as Telecom, Manufacturing.Use of new and emerging technologies such as cloud computing.All these factors have given IT/ITES industry in India a strong competitive position with high market share.

  • Philosophies used by the different players for the growthSpirit of WiproCommunication,Teamwork, Accountability, Enjoyment, andCommitment for CompleteClient Satisfaction

    Key People Sapnesh Lalla,President of NIITT K Kurien, CEO ,Wipro LtdSudhakar RamAzim H. Premji,Chairman, Wipro LtdMastek believe that with a clear vision and direction, they can make a difference.Wipro uses Sustainability Recognitions

    Stakeholders interests and corporate goals through the efficient conduct of its business and meeting their obligation in a manner that is guided by transparency, accountability and integrity.Wipro conduct various environment conservation intiatives like TIST Program

  • DEPERTMENT OF ELECTRONICS AND INFORMATION TECHNOLOGY

    Policy matters relating to information technology; Electronics; and Internet (all matters other than licensing of Internet Service Provider)Policy and Promotion

    Software Technology ParksTheSpecial Economic ZonesInformation Technology Investment Regions

  • Wipro Technologies:Legal Action for not paying Property tax of Rs 16.47 crore by Standing Committee on Taxation and Finance, Chairman M S Shivaprasad.

  • Wipro- Q4 net up 10.5%, sees revenue at $1.72-1.79 bn Net profit of Wipro grew 10.5 percent sequentially to Rs 2,226.5 crore on revenue of Rs 11,703.6 crore during the quarter.Sick Players-Religare Technologies- Religare Technologies has reported a standalone sales turnover of Rs 3.34 crore and a net loss of Rs 20.53 crore for the quarter ended Dec '13. Other income for the quarter was Rs 0.08 crore.Mastek- Smallcap IT companyMastekdisappointed street with the fourth quarter (January-March) consolidated net profit falling 38.2 percent sequentially to Rs 11.3 crore on lower revenue and weak operational performance. While this is a short term impact on profitability the focus will be to deliver double digit EBITDA levels in the next year.NIIT- Third quarter consolidated net profit fell 14.9 percent sequentially to Rs 53.1 crore . Revenues are expected to increase 0.6 percent sequentially to Rs 591 crore in the quarter ended December 2013

  • The fiscal policy of 2013-14 has been calibrated with two fold objectives - first, to aid economy in growth revival; and second, to bring down the deficit from 2012-13 level so as to leave space for private sector credit as the investment cycle picks up.

    Tax to GDP ratio estimated at 10.7 per cent of GDP in BE 2012-13 is estimated to fall to 10.4 per cent of GDP in RE 2012-13,due to slowdown in economic growth'National Food Security Bill' was introduced in Parliament in 2011 and was subsequently referred to Standing Committee on Food, Consumer Affairs and Public Distribution in January, 2012.

    TCS joins top 10 global IT services companies club.

    The country's third-largest software services firm Wipro Technologies today posted a 28.8 per cent increase in profit to Rs 2,226.5 crore in the quarter ended March 31 on the back of improving global economic sentiment and cost optimisation.

    Indias software and services industry has seen growth at over 30% for the last five years, and this years industry summit comes on the heels of a strong quarter, especially for top firms likeWipro,InfosysandTata Consultancy Services.

  • TCS joins top 10 global IT services companies club. This is a landmark for Indian IT. The country's largest IT services provider, Tata Consultancy Services (TCS), has broken into the league of top 10 global IT services companies, moving from the 13th position in 2012 to the 10th spot in 2013.


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