SEMINAR

TOPIC:BANKING SECTOR IN INDIA

MANJIRI BHADKE YAMINI BHATKULKAR

ANKITA CHAPLE ANUJA DESHMUKH

SHIRISH BHARDE SHUBHAM CHAWRE

SUSHANT GHODE SHUBHAM SATHAWNE

GUIDED BY:

DANDE SIR

Bank is a financial institution and a

financial intermediary that accepts

deposites and channels those deposites into

lending activity, either directly by loaning or

indirectly by through capital markets

WHAT IS BANKING SECTOR? Banking Sector is a financial institutions

that conduct current account for customers

and enable customers to pay and be paid by

third parties

STRENGTH SUPPORT FROM THE GOVERNMENT

FINANCIAL ASSISTANCE

WEAKNESS TOO MANY SMALL BANKS

REGULATORY ENVIORNMENT

OPPORTUNITIES ELECTRONIC FORMS OF BUSINESS

TECHNOLOGY

YOUNG INDIA AND RISING

STANDARD OF LIVING

GLOBALISATION

THREAT CHANGING CUSTUMER TASTE

NEW DISTRIBUTION CHANNELS

TAX INCREASES

CHANGE IN POPULATION AGE

STRUCTURE

Public sector bank

Private sector bank

Co-operative bank

Public sector refers to the part of economy

concern with providing basic government.

The public sector includes such services as

the police military , primary education and

health care for poor.

It plays and important role in economic

development.

Employment

Ruler development

National income

Capital formation

Social Order

Govt. Reveneue

FUNCTION OF PUBLIC SECTOR BANK

Some Public Sector Banks in INDIA

Central Bank of India

Corporation Bank

Bank of India

Indian Overseas Bank

Oriental Bank of Commerce

Punjab Bank

All those bank ,which are held by the private

shareholders and not by government are

called as “ Private Sector Bank”. Today's private banks are equipped with all

kind of contemporary innovations , monetary

tools, & techniques to handle the

complexities.

Name of bank Year establishment

City union bank 1920

Dhanlaxmi bank 1927

Federal bank 1931

Jammu kashmir

bank

1938

Karnataka bank 1924

NEW PRIVATE SECTOR BANK

Name of bank Year of establishment

Axis bank 1994

Bank of Punjab 1989

HDFC 1994

ICICI `1996

They are setup to provide easy l

A co-operative bank is an autonomous association of person united voluntarily to meet there common economic , social & cultural needs and aspirations through a jointly owned and democratically enterprise

Some example of co-operative banks in India

IDBI BANK(INDUSTRIAL DEVELOPMENT BANK OF INDIA)

IFCI BANK(INDUSTRIAL FINANCE COOPERATION OF INDIA)

Voluntary and open membership

Democratic member control

Member economic participation

Autonomy and independence

Education training & information

Co-operation among co-operatives

Concern for community

RBI – central bank of india

Which was established on 1st April1935 under

the Reserve Bank Of India Bank

The RBI uses monitory policy to create

financial stability in India and is charged with

regulating the country’s currency and credit system

RBI serves the financial market in many ways

,one of its most important functiions is

establishing an overnight interbank lending

rate

Accepting Deposits from public/others

Lending money to public (Loans).

Transferring money from one place to

another

Acting as trustees.

Keeping valuables in safe custody.

Government business.

Money dealing

Acceptance of deposit

Grant of loan and advances

Payment and withdrawal of deposit

Transfer of funds

Foreign exchange dealing

Portfolio management

7 P’s of banks

Product Pricing Promotions

Place

People Process

Physical Evidence

It is define as certificate of agreements of loans which is given under the companies stamps and ensure fixed returns on the basis of interest rate and the principal amount whenever debenture mature.

TYPES OF DEBENTURES-TYPES OF DEBENTURES-

1.NCD

2.PCD

3.OCD

4.FCD

RBS(Royal bank of scotland group)

Industrial and commercial bank of china

Scheduled co-operative bank

Non-schedule co-operative bank of india

THANK YOU… Thank you