BBL presentation at the World BankPresentation by Enzo Martinelli and Desiree RomanWashington, 3rd November 2005

Twin-tracking to promote increased access of people with

disabilities to economic empowerment opportunities

Microfinance and Disability - 4/4/06

World Bank & LCI side event of PSD Forum 2006

Enzo Martinelli

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EM - Microfinance and disability WB & LCI side event - PSD Forum 2006 04/04/06

Outline

Microfinance from an NGO perspective Microfinance and beyond Need for changes in policies and practices of

MFIs, including product development Need to highlight specific needs of PWDs as

potential clients and microentrepreneurs Some learning from project implementation

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EM - Microfinance and disability WB & LCI side event - PSD Forum 2006 04/04/06

Capital is one of the tools for economic empowerment and inclusion Access to capital and financial services is only

one element in the process of promotion of sustainable livelihoods and self-confidence

Access to credit needs to be complemented with appropriate pre and post-service care, especially when targeting specific population groups

Collaborative approaches with DPOs, NGOs and civil society can strengthen the effectiveness of inclusions of disabled people into microfinance schemes and sustainability

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EM - Microfinance and disability WB & LCI side event - PSD Forum 2006 04/04/06

The road to sustainable livelihood and inclusion

Sustainable livelihood and

inclusive communities

Understanding market potential

Provision of adapted training

Microenterprise development

Access to credit and savingschemes

Access to additional

financial services

DPOs and NGOs

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EM - Microfinance and disability WB & LCI side event - PSD Forum 2006 04/04/06

Understanding the socio-economic context

Identification of market-driven opportunities for productive activities and microenterprise development

Research into marketable skills for vocational training and marketable products

Building of self-confidence and development of competencies for self-employment

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EM - Microfinance and disability WB & LCI side event - PSD Forum 2006 04/04/06

Access to training opportunities

Identification of mainstream vocational training and business development institution interested in expanding their customer base towards the inclusion of people with disabilities

Development of adapted curricula for vocational training and business development

Provision of peer advisory support for market development and microenterprise development

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EM - Microfinance and disability WB & LCI side event - PSD Forum 2006 04/04/06

Access to capital

Identification of mainstream microfinance institutions interested in expanding their customer base to include people with disabilities

Promotion of group lending, savings and DPO engagement for credit reduction risk

Collaborative approach with key stakeholders for policy and product development as well as practice change for microfinance institutions

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EM - Microfinance and disability WB & LCI side event - PSD Forum 2006 04/04/06

Promoting sustainability

Partnerships with DPOs for: promotion of microfinance schemes, enhancement

of scheme performance, monitoring and follow up, consolidation of learning, establishment of structures for replicability and scaling up

Partnership with mainstream microfinance organisations for: Effective creation of inclusive opportunities,

sharing of models of good practice and replication on larger scale

Mainstreaming of

disability issues in

the microfinance

sectorPolic

y c

han

ge o

f M

FIs

Su

pp

ort

for

speci

fic

need

s

Promotion of adapted and sustainable

businessesSupport for tailored

microenterprise training

Collaborative approaches with DPOs

and NGOs Diversity awareness

provided to stakeholders

Disabled people as successful

entrepreneurs