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Bespoke underwriting for commercial property and combined Qunderwriting.com
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Page 1: Bespoke underwriting for commercial property · measure your exposures by the way you and your client approach risk. Our specialist commercial combined and property wordings are broad,

Bespoke underwriting for commercial property

and combined

Qunderwriting.com

Page 2: Bespoke underwriting for commercial property · measure your exposures by the way you and your client approach risk. Our specialist commercial combined and property wordings are broad,

Non-standard and complex commercial combined

and property experts

Why Q Property?

Experts at pricing risk

Wide standard & bespoke wordings

A rated capacity

Technical, experienced underwriters

Specialist risk engineering

Successful broker partnerships

Page 3: Bespoke underwriting for commercial property · measure your exposures by the way you and your client approach risk. Our specialist commercial combined and property wordings are broad,

Q Property provides a specialist, technical underwriter-led solution for non-standard and complex commercial combined and commercial property risks

Find out more at Qunderwriting.com/Property

Q PROPERTY

Q Property has been established to cater for brokers who are frustrated by auto rated products, trade or activity restrictions and an inability to speak openly and easily with decision makers.

Our team doesn’t view risks by industry, trade or activity – we measure your exposures by the way you and your client approach risk.

Our specialist commercial combined and property wordings are broad, empowering our expert underwriters to tailor each policy to your clients’ requirements.

As well as wide standard wordings, our team can create bespoke solutions to support

you in winning and retaining hard to place business. All our policies are backed by A rated capacity.

Our team has a bespoke approach to each and every risk. We have capacity for high single location sums insured, unusual cover and extensions.

Claims handling is the key deliverable from Q Property; the technical experience offered by our insurer’s claims handlers is exceptional. With a cradle to grave approach, we take personal responsibility for driving claims to early settlement. Our team have an average of 21 years’ experience; your dedicated contact can be reached directly and is empowered to make the decisions your client needs.

When a broker has a story to tell but no underwriter to listen, we can help.

As part of Q Underwriting, trading with Q Property also provides you with access to over 25 specialist commercial lines products.

When a broker has a story to tell but no underwriter to listen

Page 4: Bespoke underwriting for commercial property · measure your exposures by the way you and your client approach risk. Our specialist commercial combined and property wordings are broad,

Everything that a big business expects but designed for small and medium commercial clients

Page 5: Bespoke underwriting for commercial property · measure your exposures by the way you and your client approach risk. Our specialist commercial combined and property wordings are broad,

Our products

Q PROPERTY

Our standard wordings are broad and adaptable, empowering our expert underwriters to tailor each policy to your clients’ requirements. In addition to these policies, we can provide bespoke solutions to support complex and non-standard risks.

Non-standard PropertyOur Property policy provides cover for bespoke, unusual, complex or non-standard commercial property risks and this includes Business Interruption.

Our standard wording is backed by A rated capacity and experienced, local claims handling. We have capacity for high single location sums insured, unusual cover and extensions as well as bespoke wordings, where required.

Commercial CombinedOur Commercial Combined policy provides a variety of commercial property and liability options, tailored to your clients’ needs, for a wide range of industries and trades.

Whilst we are specialists in hard to place risks, including manufacturing, engineering and metalwork, large retail and wholesale, sports and leisure, food and drink and property owners, we can write a wide range of industries and trades.

Residents’ Association Our Residents’ Association policy provides cover for Private Resident Estate Associations including for directors and committee members, who may be personally liable for their actions.

This specialist policy is backed by A rated capacity and can be adapted to cater for the wide-ranging needs of of residents’ associations and their directors or committee members. We can also provide specialist cover for unusual features and estate property.

Shop, Office & SurgeryOur Shop, Office & Surgery policy provides a variety of Commercial Property and Liability options, tailored to your clients’ needs, for Shops, Offices and Surgeries.

Our Shop, Office and Surgery policy features accidental damage as standard, contents cover at exhibitions, collection and delivery of goods and much more... This broad, combined policy can be tailored to your clients’ requirements and can cater for any size of organisation.

Page 6: Bespoke underwriting for commercial property · measure your exposures by the way you and your client approach risk. Our specialist commercial combined and property wordings are broad,

You’ve improved the risk with no reward on premium

You only require cover for specific perils or

parts of your business

Your current policy imposes

onerous or unreasonable

terms

More Property or

Business Interruption cover is required

than is on offer

You have unusual Business

Interruption exposure

You need tailored or higher

limits

You’re not getting the right

cover

Efficient, fair and experienced claims handling with

a positive attitude is important

to you

You have a Property insurance

challenge for our team

Your exposures present high loss potential, with low

frequency of loss

Talk to us if..

Page 7: Bespoke underwriting for commercial property · measure your exposures by the way you and your client approach risk. Our specialist commercial combined and property wordings are broad,

Q PROPERTY

For more information

Qunderwriting.com/property

0113 398 [email protected]

Page 8: Bespoke underwriting for commercial property · measure your exposures by the way you and your client approach risk. Our specialist commercial combined and property wordings are broad,

Q Property Underwriting Services is a trading name of Q Underwriting Services Limited. Q Underwriting Services Limited is authorised and regulated by the Financial Conduct Authority FRN 657367. Registered in England under No. 08946569. Registered office: Rossington’s Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW.

Qunderwriting.com/property

0113 398 [email protected]

Bespoke underwriting for commercial property

and combined


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