Bespoke underwriting for commercial property
and combined
Qunderwriting.com
Non-standard and complex commercial combined
and property experts
Why Q Property?
Experts at pricing risk
Wide standard & bespoke wordings
A rated capacity
Technical, experienced underwriters
Specialist risk engineering
Successful broker partnerships
Q Property provides a specialist, technical underwriter-led solution for non-standard and complex commercial combined and commercial property risks
Find out more at Qunderwriting.com/Property
Q PROPERTY
Q Property has been established to cater for brokers who are frustrated by auto rated products, trade or activity restrictions and an inability to speak openly and easily with decision makers.
Our team doesn’t view risks by industry, trade or activity – we measure your exposures by the way you and your client approach risk.
Our specialist commercial combined and property wordings are broad, empowering our expert underwriters to tailor each policy to your clients’ requirements.
As well as wide standard wordings, our team can create bespoke solutions to support
you in winning and retaining hard to place business. All our policies are backed by A rated capacity.
Our team has a bespoke approach to each and every risk. We have capacity for high single location sums insured, unusual cover and extensions.
Claims handling is the key deliverable from Q Property; the technical experience offered by our insurer’s claims handlers is exceptional. With a cradle to grave approach, we take personal responsibility for driving claims to early settlement. Our team have an average of 21 years’ experience; your dedicated contact can be reached directly and is empowered to make the decisions your client needs.
When a broker has a story to tell but no underwriter to listen, we can help.
As part of Q Underwriting, trading with Q Property also provides you with access to over 25 specialist commercial lines products.
When a broker has a story to tell but no underwriter to listen
Everything that a big business expects but designed for small and medium commercial clients
Our products
Q PROPERTY
Our standard wordings are broad and adaptable, empowering our expert underwriters to tailor each policy to your clients’ requirements. In addition to these policies, we can provide bespoke solutions to support complex and non-standard risks.
Non-standard PropertyOur Property policy provides cover for bespoke, unusual, complex or non-standard commercial property risks and this includes Business Interruption.
Our standard wording is backed by A rated capacity and experienced, local claims handling. We have capacity for high single location sums insured, unusual cover and extensions as well as bespoke wordings, where required.
Commercial CombinedOur Commercial Combined policy provides a variety of commercial property and liability options, tailored to your clients’ needs, for a wide range of industries and trades.
Whilst we are specialists in hard to place risks, including manufacturing, engineering and metalwork, large retail and wholesale, sports and leisure, food and drink and property owners, we can write a wide range of industries and trades.
Residents’ Association Our Residents’ Association policy provides cover for Private Resident Estate Associations including for directors and committee members, who may be personally liable for their actions.
This specialist policy is backed by A rated capacity and can be adapted to cater for the wide-ranging needs of of residents’ associations and their directors or committee members. We can also provide specialist cover for unusual features and estate property.
Shop, Office & SurgeryOur Shop, Office & Surgery policy provides a variety of Commercial Property and Liability options, tailored to your clients’ needs, for Shops, Offices and Surgeries.
Our Shop, Office and Surgery policy features accidental damage as standard, contents cover at exhibitions, collection and delivery of goods and much more... This broad, combined policy can be tailored to your clients’ requirements and can cater for any size of organisation.
You’ve improved the risk with no reward on premium
You only require cover for specific perils or
parts of your business
Your current policy imposes
onerous or unreasonable
terms
More Property or
Business Interruption cover is required
than is on offer
You have unusual Business
Interruption exposure
You need tailored or higher
limits
You’re not getting the right
cover
Efficient, fair and experienced claims handling with
a positive attitude is important
to you
You have a Property insurance
challenge for our team
Your exposures present high loss potential, with low
frequency of loss
Talk to us if..
Q Property Underwriting Services is a trading name of Q Underwriting Services Limited. Q Underwriting Services Limited is authorised and regulated by the Financial Conduct Authority FRN 657367. Registered in England under No. 08946569. Registered office: Rossington’s Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW.
Qunderwriting.com/property
0113 398 [email protected]
Bespoke underwriting for commercial property
and combined