India is progressing rapidly

Are you getting left behind?

Mutual Fund investments are subject to market risk. Please read the offer document carefully before investing.Equity Mutual Funds have historically returned a CAGR of over 15%

Actual returns since 1995

4.66 times

FD’s

5.34 times

Gold

20-30times

RealEstate

30-80times

EquityMutual Funds

3.87times

Inflation

3.21times

Money Back

Insurance

Wealth at 60, for a 25 year old, who invests Rs. 1000 per month

22.3LacsFD8%

1.21 Cr

Equity MF15%

Equity Mutual Funds have

created maximum

wealth

Interesting Fact

Ultra Short Term Debt Funds are

better thanFDs

Safety

Assured Return

Zero Penalty Withdrawal

Tax Efficiency

FD Ultra Short Term Debt Fund

After 3 years

Similar to FD

Interesting Fact

Taxes paid for a 3 Lac investment for 3 years

FD

Ultra Short Term Debt Fund

7,947 16.,050 24,075

Close to Close to Close to0 0 0

Assumption: Inflation mirrors Returns

10% 20% 30%

Life Insurance

Tax Saver FDs

PF

Tax Saver Mutual Funds

Save Tax

Low Return6.5%

Locked for over 10 years

Low Return7.75%

Interest Earned is taxed

Low Return8.7%

Locked for 15 years

What happens to the investment?

High Return15%

Locked for 3 years

Tax Saver Mutual

Funds are the best

option for Saving Tax

Interesting Fact

“Save Tax and Grow your Investments faster with Tax Saver Mutual Funds”

Move from Chulha

to Cooking Gas

ULTRA SHORT-TERM DEBTFIXED DEPOSITS

TERM PLAN INSURANCE

MONEY BACK INSURANCE

DESIRE SAFETY?

DESIRE INSURANCE?20 years for a 30 year old

18,180 25,971Gains per Rs. 1Lafter taxes after 3 years

7,791/Lac

1,54,252 6,886Premium paid for a 20L policy

1,47,366The Difference

The Difference

EQUITY MUTUAL FUNDS

– 15%

FIXED DEPOSITS - 8%

DESIRE HIGH RETURNS?

5,93,075 14,13,721Rs. 1000 invested every month for 20 yrs

8,20,646The Difference

5 years

START TODAY

With just Rs. 6,000

Increase your investments whenever you are comfortable

Motilal Oswal MOSt Focused Multicap 35 FundDIRECT Plan, (Growth)

One-Time Rs. 5,000

Reliance Money Manager Fund DIRECT Plan, (Growth)

One-Time Rs. 1,000

+

15 years

12,068

48,822

Your 6,000 investment

5 years 1,05,113

If you add 1,000 per month in Equity

15 years 7,05,432

EQUITY

ULTRA SHORT TERM DEBT

*Gains from Equity Mutual Funds are tax free if held for more than 1 year

*Tax Free Returns

*Tax Free Returns

WhyBharosa

Club?

1. Sell only Commission free products

2. Your money goes straight into whatever you buy/invest

3. We promote Great Products from Great Companies

4. All investments regulated by government agencies

With Bharosa Club

“Bharosa Club is a community for those who want to improve their financial well being”-- Information -- Simple & great products -- Great Deals -- Commission Free