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2

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JOURNALS, PERIODICALS / MAGAZINES

(1) Business Barons;

(2) Business Standard;

(3) Business World;

(4) Economics times;

(5) Financial Express;

(6) Indian Management,

(7) Etc.

WEBSITES

(1) www.amfiindia.com;

(2) www.incometaxindia.gov.in;

(3) www.indiainfoline.com;

(4) www.mca.gov.in;

(5) www.money.rediff.com;

(6) www.moneycontrol.com;

3

(7) www.rbi.org.in;

(8) www.sharekhan.com;

(9) www.mutualfundsindia.com;

(10) www.papers.ssrn.com;

(11) http://en.wikipedia.org/wiki/Judgment_sample;

(12) http://en.wikipedia.org/wiki/Questionnaire_construction;

(13) http://en.wikipedia.org/wiki/Mean;

(14) http://en.wikipedia.org/wiki/Principal_component_analysis;

(15) http://encyclopedia2.thefreedictionary.com/Orthogonal+Transformation;

(16) http://en.wikipedia.org/wiki/Factor_analysis;

(17) http://support.sas.com/publishing/pubcat/chaps/55129.pdf;

(18) http://www.sccg.sk/~haladova/principal_components.pdf;

(19) http://www.ncl.ac.uk/iss/statistics/docs/factoranalysis.php;

(20) http://www.amfiindia.com;

(21) http://www.hoetgerfinancial.com/blog;

(22) http://investor.sebi.gov.in/Reference%20Material/collegestudents.pdf;

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The Journal of Financial Research, Vol. 28, No. 1, Pp 41 - 57.

Annexure - 1.

Questionnaire to be presented to Mutual fund Investors

Dear Sir / Madam,

Mutual funds as tools of investments have enabled larger number of small and middle

investors, who form back bone of financial markets, to develop interest in financial

markets, enable them to play safe under constant watch of experienced professionals,

enables them ensure a basic constant returns, enables them to segregate their portfolio,

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etc. The systematic technical investment done by mutual funds under watchful eyes of

experienced investment experts enables investors to have constant returns. This has

enabled mutual funds to grow drastically in India.

I am currently engaged in a study on ‘Understudying Individual Indian Investor

Awareness Level and Selection Behavior towards Indian Mutual Fund Schemes (In NCR

region of Delhi)’.

With respect to this I herby request you to kindly go through the given questionnaire and

carefully answer the questions provided. The answers provided by you will be used

purely for academic purpose only and all information provided by you will be remaining

confidential. I thank you for devoting your valuable time and energy.

PART A (Personal data)

1. Name:

_________________________________________________________________

Address:________________________________________________________________

_________________________________________________ Mobile _______________

2. Sex: Male___________________________ Female ____________________

3. Age (in completed years):

Below 30_____31 to 40____41 to 50_____51 to 60_____ 61 and above________

4. Academic qualifications:

High School_________ Graduate___________ Post Graduate___________

Doctorate________ Professional degree (if any) _____________

5. Martial status:

Married_____ Unmarried_____ Widow______ Widower_____ Divorced_______

6. Occupation:

Service (Government)______ Service (Private)________Professional_____

Business_______ Retired______

7. Office address: _____________________________________________________

______________________________________________________________________

8. Annual income (in Rupees):

Below Rs.2,00,000 ____________ Rs.2,00,001 to Rs.3,00,000 _____________

Rs.3,00,001 to Rs.5,00,000 __________ Rs.5,00,000 and above ________________

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9. How much do you save annually (in Rupees):

Less than Rs.50,000 ___________________ Rs.50,001 to Rs.1,00,000_____________

Rs.1,00,001 to Rs.2,00,000 ______________ Rs.2,00,001 and above ______________

10. Objective of your savings are:

To provide for retirement ______________ for tax savings _________________

To save for mis-happenings ____________ for children education ____________

For purchase of assets ________________

11. Rank your saving avenues in order of your preferences: (first preference

ranked as 1st and last preference ranked as 10th)

Cash in hand__________________ Bank deposits _____________________________

Life insurance _________________ Pension and provident fund __________________

Stock market (IPO’s) ___________ Stock market (Secondary market) ______________

Units of UTI __________________ Units of other Mutual funds __________________

Post office savings _____________ Chit Funds / savings in unorganized market ______

Real Estate ___________________ Gold / bullion ______________________________

PART B (Please read the following questions and gives your personal opinion)

1. What is your attitude towards the following investments modes in India?

Highly

favorable

Favorable Some what

favorable

Not very

favorable

Not at all

favorable

Shares

Debentures

/bonds

Mutual

funds

Fixed

deposits

2. Do you prefer investments in Mutual Funds to other saving avenues in

future?

Yes __________________ No ____________ Not sure _____________

3. Generally you preference is for what type of schemes? (first preference

ranked as 1st and last preference ranked as 6th)

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Growth Schemes ________________ Income Schemes ______________________

Balanced Schemes ______________ Money Market Schemes _________________

Tax Saving Schemes _____________ Index Schemes _______________________

4. You preference is for which type of scheme?

Open Ended Schemes ________ Close Ended Schemes _________ Interval Schemes

________

5. You prefer investments in Mutual Funds due to (first preference ranked as

1st and last preference ranked as 8th)

Safety _____________________________ Liquidity ____________________________

Flexibility __________________________ Good Return _________________________

Capital appreciation __________________ Professional Management _______________

Tax Benefit _________________________ Diversification Benefit _________________

6. There are many qualities that could affect your selection of Mutual Funds

and their specific schemes. Please indicate importance of the following in your

decision.

Highly

significant

significant Some what

significant

Not very

significant

Not at all

significant

FUND RELATED

QUALITIES

Performance record

Reputation or brand

name

Scheme’s expense ratio

Scheme’s investment

portfolio

Fund Manager

Reputation

Withdrawal facilities

Favorable rating by a

Rating Agency

Innovativeness of the

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Scheme

Products with tax

benefits

Entry load and exit load

Minimum initial

investment

FUND SPONSOR

QUALITIES

Sponsor firm reputation

Sponsor has a recognized

brand name

Sponsor has a well

developed agency and

network

Sponsor expertise in

managing money

Sponsor has a developed

infrastructural and

research facilities

Sponsor past

performance with respect

to risk and return

INVESTOR RELATED

SERVICES

Disclosure of investment

objective in the

advertisement

Disclosure of periodicity

of valuation in the

advertisement

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Disclosure of NAV on

every trading day

Disclosure of deviation

of investments from the

original pattern

Disclosure of the method

and the periodicity of the

schemes sales and

repurchases in the offer

documents

Mutual fund Investor

grievance handling

machinery

Fringe benefits i.e. free

insurance, credit cards,

loans on collateral

security, tax benefits, etc.

Preferred Mutual Fund to

avoid problems like bad

deliveries, unnecessary

follow ups with brokers

and companies

Timely payment of

returns and principal

amount

7. How did you come to know about the mutual fund investment schemes?

Reference group’s _____________

Daily newspapers _____________

Business newspapers _____________

General Magazine’s _____________

Financial magazines _____________

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Television _____________

Investment Advisors / Brokers / Agents _____________

Postal mails _____________

E-mails _____________

Banner displays _____________

Others (if any) _____________

8. While contracting the Fund or while trying to get any information would you

like to communicate with a computerized automated response system or directly

with a human being? (Please tick any one).

I prefer automated response _____________

I prefer to personally visit the Office _____________

I prefer to telephone the Office _____________

I have no preferences _____________

9. Do you think Mutual Fund investing is a better alternative to equity

investing?

Yes __________________ No _________________ do not know _________________

PART C

Please read the following statements and indicate your view points by simply ticking

at your choice

Particulars Yes No Do

not

know

Investment in Mutual Fund helps you to realize the benefits of the

stock market investing

Mutual Fund investing gives a definite positive return

Return on the principal amount invested in any Mutual Fund is

assured

Mutual fund returns and the Principal are fully protected and

guaranteed by Association of Mutual funds (AMFI)

Banks sponsored Mutual funds give a definite positive return

which is greater than Bank Fixed Deposits rate for a similar

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period

Entry and exit from Mutual Fund is easy

Due to professional investment a good return can be expected

from a Mutual Fund

Ups and downs of stock markets will not affect the return from

Mutual Fund

There are many Mutual Fund Schemes to meet the varied needs of

investors

AMFI protects the interests of Unit holders in Mutual Fund

Industry

Thank you very much for your kind cooperation and for taking out time from your

schedule to complete this Questionnaire.

Dated ___________

(Signature)