Bibliography&

Questionnaire

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2 2 9

Questionnaire

Part-I: Personal Profilfe of Respondents

1.

2.

3.

4.

5.

6.

Name :

Husband’s/Father’s name

Address ;

Sex : a. Male

Age ; a. Below 18b. 19-25c. 26-30

Education: a. Illiterateb. Primaryc. High School

7. Geographical Background

b. Female

d. 31-35e. 36-45f. 46-55

d. P.U.Ce. Degree

a. Rural

g. 55 & Above

b. urban c. Semi urban

8.9.

Religion

Caste Mharatas g Jains

10. Occupation

a. Hindu b. Muslim c. Christian

: a. Brahamins b. Lingayaths, c, Muslims d.. e.Tamilians f. Christians

g. Kurubhasi. SC j. ST

: a. Agricultural labour d. Own form

11. Marital Status

b. Labourc. Business

e. House wife

a. Married b. Unmarried c. Widow

12.

13.

14.

15.

16.

Type of family

Size of the family

a. Nuclear

a. Below 3

What is your mother tongue of the family?a. Kannada c. Telugu e. Marathib. Urdu d. Tamil f Konkani

Who is the head of your family? a. Husband b. Husband’s Fatherc. Myself d. Mother

Number of the children in your family a. No children b. 3 children

b. Joint

b. 4-6

g. Malayalam

e. Father

c. 4-5

c. 7-9

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17.

18.

19.

20.

21.

Type of house; a. Pucca b. Hut c. Tiles House d. RCC building

How many members earning in your family? a. 2 b. 2-3 c.4-5 d. 6

Annual income of the family, (in Rs)a. Below 50,000 b. 50,001-1, 00,000d. 1,50,001-2, 00,000 e. 2,00,001 & Above

Monthly expenditure of the family? (in Rs) a. Less than 3,000 b. 3,001-5,000d. 7,001-9,000 e. 9,001 & Above

c. 1,00,001 - 1,50,000

c. 5,001-7,000

Did your family get any benefit received from the Govt. Health Scheme?Yes/No If yes specify

a. Yashaswinib. Vajapayee arogya Shree yojanac. Madilu Yojaned. Bhagya Laxmi Yojane

P art-II: Social Economic Status of SHG Members

22. Did you come under Below Poverty Line (BPL)? Yes / No If yes, did you have the BPL card ? Yes/No If no what are the reasons

23. What purpose did you spending your income?

24.

a. Foodb. Rentc. utility billsd. loan repaymente. livelihood related expenses

What are the materials you have been using in your house?

f. education fees and costg. Health care expansesh. savingsi. entertainment

Materials Yes No Materials Yes NoMatter TelephonePressure cooker ComputerChair RefrigeratorCot GrinderTable BicycleElectric fan Motor cycle/scooterRadio/transistor Animal drawn cartTelevision CarDVD Player Water pumpWashing machineMobile phone

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25. What are the faciUties do you have in your house?

29.

30.

Electricity Yes NoToilet facilityCooking DeviceWater Filter

26.

27.

class

28.

What is the Monthly savings of family? (in Rs) a. Below 1,000 b. 1,001-1,500

2,001-3,000 e. 3,001 & Above

Husband’s Educationa. illiterate b. literate c. Primary

e. High School f Intermediate g. Graduation

Occupation of the husbanda. Agricultural labourer b. labourec. Formers e. Businessf. Artisan g. Govt, employeeh. Private employee i. Self employed

Do you have own agricultural land? Yes/ No If yes, what type of land?

Land holding sizea. Less than 1 acre b. 1-2 acrec. 3-5 acre d .6-10 acree. 11-15 acre f. 16-20 acre

c. 1,501-2,000 d.

d. Middle

h. P.G.

Part-III: Information relating to SHG’s Members activities

31. What is the size of members in your SHG?

32.

33.

a. 10-14 b. 15-18 c. 18 & Above

Combination of Members for SHG: a. Brahamins Communityc. Brahamins & Lingayaths Communityd. Mharaties Communitye. Jains Communityg. SC Community k. Maratas and Kurubhas and Lingayaths communityL. Muslims & SC and STs community j. Kurubas & SC and STs community Source of johiing the SHGsa. By Ov\ 11 b. family member’s Advise c. friend’s Advised. relatives Advise e. NGO’s Advise f. Bank staff member’s Advise

b. Lingayaths Communityd. Muslims Communitye.Tamilians Communityf. Kurubhasi. bothSC&ST Community

34. Reason for joining SHG:a. Getting loan b. Promoting savingsd. Economic independence

c. Increases Social status

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35. W hat is your position in group?a. President b. Secretary c. Active memberd. Ordinary member

36. As a member o f the SHG do you have the follov^ing quality?a. leadership b. planning skills e. any other (specify),c. Documentation skills d. Critical decision making skill

37. Frequency o f meetinga. weekly b. fortnightly

38. Authority involved in Conduct the Meetinga. Group members b. NGO staff

39. W ho decides agenda o f the meeting?a. President b. Majority of membersc. NGO Staff d. Bank staff

40. Who take the decision in the meeting?a. all members b. President c. NGO staff e. Bank Staff

41. How is the decision to be taken by the SHGs?a. By consensus b. in consultation with NGO facilitator

42. Did your SI IG linkage with any NGO’s? Yes/NoIf yes specify the name of the NGO’s

a. SKDRDP b. Mahila Vividhoshsa Swa Sahaya Sanga c. PreranaNGO

If no why a. Lack of Information b. Lack of Knowledge c. Lack ofTraining

d. Lack of Support Among SHG Members e. No Interest

43. Did your SHG linkage with any Bank’s? Yes/NoIf yes, specifya. District Co-Operative Bank f State Bank of Indiab. Regional Rural Bank g. Corporation Bankc. Pragathi Grameena Bank h. Syndicate Bankd. Canara Bank i. Vijaya Banke. State Bank of Mysore

44. Did the any officials visit to your SHG?If yes, specifya. NGO Staff b. Bank Officers c. Both Bank and NGO Staff

45. Does you have awareness about SHG and its Activities? Yes / NoIf yes (specify)a. Rules and Regulationb. SHGs related recordsc. Balance in Bankd. Outstanding loane. Total capital o f the group

233

f. Savings o f the groupg. No. o f members repaid loanh. Income o f groupi. Achievement o f Group j. constraints o f group

46. Reasons for Attending Training Programmea. Confidence buildingb. Orientationc. Skill developmentd. Micro enterprise developmente. Tailoringf. Basket weavingg. Bead makingh. others

47. Who provide training?a. N G O ’s activist b. Govt. Officialsc. Resource person’s d. Bank staff

Part - IV Information Relating to Savings, loans, income & Expenditure of SHG Members.48. Are you avail loan from SHG? Yes/No

If yes mention sources of loana. Bank b. Credit institution c. NGOs

49. Why do you to take loan from the above sources?a. Meet requirements o f emergencies c. No formalitiesb. Low Interest rate d. Easy procedures

50. How did you sending loan application after fill in all respects?a. Bank b. N.G.O office

51. After submitting loan application how many days bank will official visit yourSHG?

a. In the IIrst month d. In the fourth monthb. In the Second month e. After four months c. In the Third

month52. Purpose of getting loan by SHG Members

a. personal e. Medical i. Festivalsb. agricultural f. To meet emergency j. Renovation of Housec. Business g. Payment of Old loan k. Animal husbandryd. educalion h. Marriage 1. income generating activities

53. Did you llnd any difficulty in getting the loan? Yes/No If yes expkiin the type of difficultya. IndiiTorent attitude of officialsa. Difficulty in providing required documents

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54. are facing problem of Non-Repayment of Loan by SHG yes/no.

55. What is your Reason for Non-Repayment of loan ?

a. Natural Calamity b. Health/illness problems c. lack of co-operation fromHusband

d. lack of interest e. Lack of Income and Savings

56. As a member o f SHG how much loan are you taken per year? (in Rs)a. Below 10,000 b. 10,001-20,000c. 20,001-50,000 d. 50,001-80,000 e. 80,000 and above

57. What is your opinion about Repayment of loan? a. on time b. after the due date

58. How much loan so for as you repaid in a year.(in Rs).a. Below 1,000 b. 5,001-10,000 c. 10.001-15,000 d. 15,001­

20,000 e. 20,001-30,000 f 30,000 and above

59. What was the loan repayment period allotted to your SHG? (in Year).a. Less than 1 b. 1- 2 c. 2-4 d. 4-6

60. How can you repay the loan?a. Once in a week b. once in a Month c. once in a three monthsd. Once in six months e. once in a year

61. How much loan still you have to pay? (in Rs.)a. Below 1,000 b. 1,001-5,000 c. 5,001-10,000 d. 10,001­

15,000 e. 15,001-20,000 £20.001- 30,000 g.

30,000 and above

62. Are you facing any problems for repayment of loan? Yes/no If yes specify

a. lack of awareness b . low level of incomec. Non co-operation from husband

63. Main purpose of saving (give your order of preference)a. Social security b. Marriage c. Food Security

d. Emergencies e. Education f. Agricultureg. Hospital h. asset building i. Festivals j. Self

respect64. What is the sources of savings?

a. From your own earned moneyb. From your husband’s incomec. both own income and husband’s income

65. Do you sa\'e money other than SHG? Yes/No If yes, where do you save money?a. Bank d. both bank and post officeb. Post office e. bank, post office and insurancec. Insurance

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66.

67.

b. increased c. Neither increase nor decreasee. Highly decreased.

Monthly income o f the member after joining o f SHG.

a. Highly increased d. decreased

Monthly expenditure o f the member for after joining o f SHG.a. Highly increased b. increased c. Neither increase nor decrease

Part-V : Information Relating to Marketing activities of SHG Members

68. Do you produce any product from your group? Yes/NoIf yes, what type o f product

b. Agarabatti Items e. Candle Making Tailoring Business k. Poultry Forming n. Betel Leaves

c. Pikkalsf. Bead Making Items i. Flower Nursery 1. Honeybee Forming

a. Dairy Productd. Homemade Itemsg. Fisheries Products h. j. Goat Forming m. Beedi K4aking

69. Do you have readymade market for sale of your product? Yes/No?If yes, (specify)a. Local le\ el b. Regional level

70. Do you have any linkages with marketing agencies/co-operative bodies? Yes / No If yes, why

a. Sale of product b. production of product

7L How do you market the products/services?a. On own d. Through NGOb. Through Govt dept e. Marketing agencyc. In exliibitions

72. What is the annual turnover of your SHG from its activities?(in Rs)a. Below 25000 b. 25,000-35,000 c. 35,001-45,000d. 45.001-55,000 e. 55001 & above

73. Annual earnings o f the group .(in Rs)a. below 20,000 b. 20,001-30,000 c. 30,001-40,000d. 40,001 -50,000 e. 50,000-60,000 f. 60,001 «& above

Part - VI: Information Relating to Socio-Economic Status of SHG MembersAfter Actively Involved in SHG’s activities.

Psychological Factors Highlyincreased

Increased Neither increase nor decrease

Self-confidenceAwareness on children educationAwareness on liealth serviceAwareness to sanitation facilityAwareness on food nutritionFamily planning awarenessInteraction w ilh outsidersInteraction with outsiders

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75. Opinion o f Respondents towards Economic Improvement after

Improvement Highly increased Increased Neither increase nor decrease

Credit availableAsset buildinuIndividual iiiccimeReduction Poverty

oining SHGs

76. Opinions of Si IGs members towards Decision Making Skills after Joining SHGs

Managerial Skill Highly increased Increased Neither increase nor decrease

Marketing SkillsCustomer management SkillsParticipative Skills

77. Opinions o f SHGs members towards Political Empowerment after joining SHGs

Political Factors Highlyincreased Increased Neither increase nor

decreaseParticipation in Political ActivitiesParticipate Election CampaignNomination for ElectionReduction Po\'erty

78. Opinion ol' SHGs members towards Changes in Managerial Skills of SHGs Members

Managerial Skills Highly increased Increased Neither increase nor decrease

Plarming skillsOrganizing skillsCo-ordination skillsTechnical skillsCommunication skillsMoney management skills

Part-VIII Probk ins of SHG members.

79. Are you tacc any problems? Yes \ No If yes specify

80. Opinion of Respondents towards Personal Problems SHGs MembersProblems Low Very low ModerateLiteracySelf-Confidcnce

EducationSkillsCo-operation from Husband

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81. Opinion of' Respondents towards Different SkillsSkills Low Very low ModerateProduct PlanningProduct DistributionsTechnical Know-HowTransportaiionProduct Planning

82. Opinion of Respondents Towards CreditCredit Low Very low ModerateAccess to Credit SourcesAvailabililv of Credit

83. Opinion of Respondents towards Other ProblemsOther Problems Low Very low ModerateGovernment SupportN.G.O. SupportBank SupportPolitical Support

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