Biometric Bank Buffers, For All - Daon biometric authentication processes every time they unlock...

Digital IdentityTrackerTM

MARCH 2017

Gary McAlum of USAA Bank on biometrics (p. 8 – Feature Story)

German parliament mandates two-factor authentication (p. 5– News and Trends)

Find the top providers in the latest Tracker Scorecard (p. 16)

“The financial services industry is highly connected, and we want every link in the chain to be strong from a security perspective."

Biometric Bank Buffers, For All

Digital Identity TrackerTM

Table of Contents

© 2017 PYMNTS.com all rights reserved 2

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What's Inside A look at the quickly evolving digital identity space. Also, insights from Also, insights from Sunil Madhu, Founder and CEO, Socure.

Methodology | Top 5 Rankings Who’s on top and how they got there.

Scorecard The results are in. See this month’s top scorers and a provider directory featuring 101 major players in the space.

Feature Story Gary McAlum, chief security officer for USAA, discusses why biometrics offer better security for banks big and small.

News and Trends Read the latest news and headlines from around the digital identity world.

About Information on PYMNTS.com and Socure.

AcknowledgmentSponsorship for the PYMNTS Digital Identity Tracker™ was provided by Socure. Socure has no editorial influence over the Tracker’s content. In addition, the methodology for Tracker supplier rankings was developed exclusively by the PYMNTS.com research and analytics team. The methodology, scoring and rankings are done exclusively by this team and without input or influence from the sponsoring organization.


What’s Inside

It’s been a busy month for biometrics.As more and more consumers embrace biometric authentication features (USAA, for one, announced that it had crossed the 2 million customer mark for its biometric security features), it’s clear that the technology is no flash in the pan or passing fad.

Across multiple continents, governments are requiring banks, insurance companies, financial instructions and even merchants to verify a customer’s identity with a biometric indicator.

On the other hand, some private companies are racing to add new biometric security solutions to keep pace with fraudsters and other competing companies. Meanwhile, others are looking to partner with or acquire other biometric solution providers in order to offer the most stringent security suite possible.

As this biometrics boom continues, several providers have rolled out new solutions and features over the course of the past month.

Here’s a quick snapshot of some notable news items from the last month:Banks and financial institutions around the Empire State are going biometric. In compliance with new cybersecurity rules that took effect earlier this month, banks, insurance companies and financial service providers in the state of New York will need to adopt multifactor authentication that includes biometrics as part of their security solutions. The new rules are designed to help protect consumer transactions and state that businesses must offer these security features in order to protect against the unauthorized access of customer data.

And the New York legislature isn’t alone in mandating multifactor biometric authentication. The Bundetstag, also known as the German federal parliament, recently imposed two-factor authentication requirements for internet payments. Under the new regulations, online customers will need to provide two of three different forms of authentication, including a password, proof of ownership of the payment method and a biometric indicator.

"The growing use of social biometrics for identity verification and the binding of the verified identity with some form of physical biometrics (via multifactor authentication step-up) into an identity token that is securely stored in a connected device such as our mobile phone is the killer technology combination that will thwart most types of fraud attack vectors. Even out of band attacks like phishing, social engineering, etc., that are responsible today for account takeovers will be thwarted because the attacker will need more than a user ID and password combination to take over an account remotely as a result of the use of strong identity verification and identity binding to biometrics and devices. Even call center attacks can be thwarted because the center can initiate a remote verification of the customer via the business’ mobile app where the customer can use a biometric verification on the device to unlock the identity token that will securely identify him- or herself to the business.

Eventually, if blockchain identity becomes a thing, then presumably the identity token will verify the key used to encrypt a block of data in the blockchain identity database, as a result of which the user’s previously KYC’ed identity can be inferred and verified in a federated manner."

Sunil Madhu, Founder and CEO, Socure

What new or rising technology/technologies hold the most untapped potential for the digital identity space?

Executive Insight

http://www.bizjournals.com/sanantonio/news/2017/03/16/usaa-members-adopting-biometric-authentication.html

https://www.biometricupdate.com/201702/new-york-banks-look-to-adopt-biometrics-in-compliance-with-new-cybersecurity-rules

https://www.cryptovision.com/cryptovision-welcomes-plans-to-require-two-factor-authentication-for-internet-payment-by-law/


What’s Inside

Many companies, however, have already beaten lawmakers to the punch. Nuance Communications, for one, recently announced a new partnership with biometrics provider BioCatch to offer their biometric authentication service as part of Nuance’s Security Suite. According to executives at Nuance, the deal is designed to help the company grow its Security Suite by combining digital channel inputs to more accurately detect fraud across distinct channels.

Similarly, Iris-based identity management technology solution providers IriTech, Inc. recently announced a new partnership with fingerprint sensor manufacturer Egis Technology. As part of the newly struck agreement, the companies will market their offerings as one complete biometric solution. The partnership will specifically target the augmented and virtual reality markets, according to IriTech CEO Daniel Kim.

Bolstering bank security with biometricsAs biometrics become more popular, usernames and passwords are disappearing — USAA Bank recently reported that 2 million of its own customers have traded passwords for biometric security. Gary McAlum, USAA’s chief security officer, told PYMNTS in a recent interview that the company is focused on bringing new and more secure authentication methods and technology to consumers not just at USAA Bank, but around the banking world.

March Tracker Updates This month’s Scorecard features four new additions — IriTech, Verify, Signicat and Zighra— for a total of 101 players.”

22 percent of breached organizations lost customers.

1 Billion Yahoo account details stolen in massive breach are still

for sale online.

More than 50 percent of web pages are now encrypted.

Botnet attacks skyrocketed by 400 percent in Q4 2016.

Online lending fraud cost FIs $10 billion in 2016.

01 03 0502 04

Five Fast Facts

http://www.pymnts.com/news/biometrics/2017/nuance-inks-deal-with-biocatch-to-use-biometrics-to-enhance-security/


http://www.iritech.com/news-events/news/iritech-and-egistec-partner-target-mobile-devices-and-vrar-manufacturers/


http://www.inc.com/joseph-steinberg/new-report-businesses-suffer-serious-measurable-damage-from-data-breaches_1.html

http://www.inc.com/joseph-steinberg/new-report-businesses-suffer-serious-measurable-damage-from-data-breaches_1.html

https://www.nytimes.com/2017/03/17/technology/yahoo-hack-data-indictments.html



https://www.eff.org/deeplinks/2017/02/were-halfway-encrypting-entire-web

https://www.eff.org/deeplinks/2017/02/were-halfway-encrypting-entire-web

https://www.scmagazineuk.com/nudata-highlights-400-increase-in-maliciously-scripted-botnet-activity/article/638737/

https://www.scmagazineuk.com/nudata-highlights-400-increase-in-maliciously-scripted-botnet-activity/article/638737/

https://www.threatmetrix.com/press-releases/organized-fraud-rings-target-online-lenders-emerging-financial-services-reveals-new-threatmetrix-report/

https://www.threatmetrix.com/press-releases/organized-fraud-rings-target-online-lenders-emerging-financial-services-reveals-new-threatmetrix-report/


Biometric Bank Buffers, For All Fe

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e St

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Biometric Bank Buffers, For AllThese days, consumers can be forgiven if they feel like James Bond or some other gadget-equipped super agent. Security technology once reserved only for the stuff of spy thrillers, like fingerprint and retina scanning and other biometrics, are now widely available.

While it may sound like something out of science fiction, consumers interact with the tech on a daily or even hourly basis. Many smartphone users go through biometric authentication processes every time they unlock their phone using a fingerprint, and many secure applications, including banking and other financial services applications, are allowing users to log into their accounts using a fingerprint or eye scan or other biometric indicators.

These biometric features are particularly popular with consumers, with 52 percent of consumers telling

researchers that they prefer to log into accounts using these modern authentication methods. But banks and financial institutions are fans of biometrics as well, because the technology is considered far more secure than the existing standard of username and password credentials. The American Banking Association reported in December 2016 that the existing authentication methods of passwords and PINs are “too easily compromised, complex and cumbersome” because passwords are easy to steal and consumers often use the same passwords on multiple accounts.

As biometrics become more popular, usernames and passwords are disappearing — USAA Bank recently reported that 2 million of its own customers have traded passwords for biometric security. And as digital identity protection and security become increasingly important to financial markets and institutions across the United States and globally, Gary McAlum, USAA’s chief security officer, told

The threat environment is adaptable, rapidly changing, morphing and highly incentivized to find and exploit an unknown vulnerability.

“

”

Feature Story

Gary McAlum, USAA’s chief security officer

http://www.gigya.com/survey-reveals-52-percent-of-consumers-want-biometrics/

http://bankingjournal.aba.com/2016/12/better-security-through-biometrics/

http://www.bizjournals.com/sanantonio/news/2017/03/16/usaa-members-adopting-biometric-authentication.html


PYMNTS in a recent interview that the company is focused on bringing new and more secure authentication methods and technology to consumers not just at USAA Bank, but around the banking world.

“We are moving away from knowledge-based authentication to authenticate member interactions across all of our channels. Instead, we encourage our members to voluntarily adopt the multifactor authentication options we offer,” McAlum said.

Out with the old, in with the newMcAlum said that in order to protect customers, banks of all sizes should be reevaluating how they ensure a customer is who they claim to be and that any transactions are not fraudulent.

Pointing to a long laundry list of recent security breaches in the news, McAlum noted that safeguards that were once thought to be secure, such as passwords or security questions, have become obsolete as hackers and other bad actors have become more advanced in their methods. This is because cybercriminals are constantly inventing new ways to infiltrate secure files and gain access to static information like passwords, which can be used to infiltrate a person’s account on multiple websites.

“The threat environment is adaptable, rapidly changing, morphing and highly incentivized to find and exploit an unknown vulnerability,” McAlum said. “It’s that thing for which all of our preparation can’t anticipate that keeps me up at night.”

But McAlum sees potential for technology like tokenization and biometric indicators to improve on these static methods by making sure there is no information sitting on a server, waiting to be accessed by unauthorized eyes. He explained that because biometric information is communicated via encrypted tokens that are destroyed after use and not stored on

Feature Story

Passwords, once a digital and online security standard, are no longer considered as secure as they once were. Several high-profile breaches have targeted several weaknesses with these and other static authentication methods, creating a need for a new, more secure technology, one that may be answered by biometric authentication technology. In a recent interview Gary McAlum, USAA’s chief security officer, told PYMNTS why these new security methods are more secure than those of the past and what’s still waiting in the future of biometrics.

“Using biometrics together with the token embedded with the mobile device members have registered with us makes it far more complex for fraudsters to gain access. No one technology is foolproof. Using more than one security tool and practicing habits when online can enhance the security of your personal information. Is it possible for someone in a lab environment to demonstrate getting someone’s fingerprint from a glass and somehow turn it into a viable biometric? It probably is, but it’s more likely that someone will fall victim to phishing and voluntarily give up their log-in credentials. I’ll stick with biometrics over user ID and password any day of the week.

“This is a very dynamic industry. Biometrics and multifactor authentication tools still have a lot of room to evolve and grow. We are always on the lookout for new technologies that can enhance the safety of our members’ information and give them more peace of mind. There are many interesting companies springing up with new identity protection concepts. There are already new models being developed, and biometric logon tools, like all technology, will need to evolve to stay a step ahead of those seeking to commit fraud.”

Gary McAlum of USAA Bank on how biometrics have improved on static log-in credentials like passwords.

Under the hood


a central server like security question answers and passwords, even if hackers are able to gain access to a financial institution’s secure data, they would not be able to access individual accounts utilizing biometric security.

“I’ll stick with biometrics over user ID and password any day of the week,” he said. “The traditional knowledge-based authentication model provides minimum security for consumers in today’s world of rampant breaches of personally identifiable information and logon credentials. Then you add in the plague of phishing and social engineering, and it’s clear that static passwords are highly vulnerable methods of validating a user’s identity online.”

Giving better buffers to all banks (and consumers)While McAlum said that USAA is focused on providing the strongest security system on the banking market, it’s also sharing some of its technology and know-how for the greater good (and a new revenue stream.)

The company recently announced it will begin to license its own security methods and technology to smaller banks and financial institutions looking to offer the latest security technology, but without the funds or other resources to build it themselves. The first to receive a license was Persistent Systems, a technology services company that offers software solutions to financial service providers.

McAlum said that along with opening a new source of revenue and licensing biometric security and other technology even to other banks and financial institutions would help boost the security of USAA members. He noted that USAA customers often interact with other consumers and financial institutions, meaning that its important that consumers with any bank have access to the latest security technology.

“The financial services industry is highly connected, and we want every link in the chain to be strong from a security perspective,” he said. He said that the license will focus on authentication and security solutions based on concepts such as micro-trust, risk-awareness, contextualization and personalization in conjunction with technologies related to biometrics, risk modeling and dynamic proofing.

The licensed solution, McAlum said, will allow smaller financial institutions to access much of the same technology that larger banks can afford at a smaller cost and rely on technology that has already been proven effective for larger institutions with a larger customer base.

He pointed out there are other big perks for smaller players who access the licensed solution.

“Most importantly, other banks don’t have to create their own consumer authentication solution for mobile banking applications,” said McAlum. “It will allow them to calculate the risk and trust [of a customer] in real time based on the user’s behavior.”

This allows smaller banks and financial institutions to evaluate risk and decide whether to authorize a transaction.

“Ultimately, this should reduce cyber threats and account takeovers,” he said.

Perhaps with new biometric authentication technology reaching more consumers and financial institutions than ever before, news-breaking breaches can be a thing of the past.

Feature Story

https://www.americanbanker.com/news/made-in-the-usaa-bank-to-license-its-own-tech

https://www.americanbanker.com/news/made-in-the-usaa-bank-to-license-its-own-tech


Biometric bulletinsNuance partners with BioCatch Nuance Communications will now offer continuous authentication on the web and mobile devices. The company signed a new partnership with behavioral biometrics provider BioCatch to offer BioCatch’s service as part of Nuance’s Security Suite. According

to executives at Nuance, the deal is designed to help the company grow its Security Suite by combining digital channel inputs to more accurately detect fraud across distinct channels. According to Nuance, with fraud rates reaching unprecedented levels, the traditional means of detecting and preventing fraud are no longer enough. The partnership with BioCatch, Nuance said, will enable it to incorporate the behavioral biometrics data within its voice biometrics and facial biometrics platform.

A trio of debuts for BioIDIt was a busy month for cloud biometrics developer BioID, with the company debuting a trio of new biometric solutions. The company first partnered with online financial services provider Worldcore. As part of the agreement, Worldcore will use BioID’s FaceKey facial recognition software as a second factor to authenticate customers. Worldcore customers will be able to turn on the feature in their profile settings, after they take a few initial photos that will be used to log them in going forward.

BioID also brought its facial recognition software to mobile devices. The company rolled out an Android version of its face recognition authenticator and released the source code for both Android and iOS versions of the app. This will allow app developers on both platforms to quickly incorporate BioID’s facial recognition services as part of their products.

Finally, the company released the beta release of its eye recognition web service. The new version is said to offer better flexibility, accuracy and new authentication use cases. In a release, company CEO Ho Chang said the new biometric software “will be suitable for a much wider variety of use cases — especially where face or voice recognition might be problematic or inconvenient — and in certain conditions they can provide greater performance instead of or in addition to face recognition with the same intuitive user experience.”

Rules and regulationsGermany embraces (and mandates) two-factor authentication The Bundetstag, also known as the German federal parliament, may be seeing double. The governing body recently imposed two-factor authentication requirements for online payments. Under the new regulations, customers will need to provide two of three different forms of authentication, including a password, proof of ownership of the payment method and a biometric indicator. German security provider Cryptovision cheered the decision, saying that the current most popular authentication method, a username and secret password, have known security faults that can be strengthened through two-factor authentication protocols.

New York forces banks to go biometricBanks in the Empire State are going to have to start embracing biometric authentication technology — that

News and Trends


https://www.bioid.com/Blog/2017/2/14/bioid-partners-with-worldcore-for-biometric-online-payments

https://www.bioid.com/Blog/2017/2/14/bioid-partners-with-worldcore-for-biometric-online-payments

https://www.bioid.com/Blog/2017/2/21/bioid-launches-face-recognition-app-for-android-and-releases-source-code

https://www.bioid.com/Blog/2017/2/23/bioid-launches-eye-recognition-web-service-in-public-beta-release

https://www.cryptovision.com/cryptovision-welcomes-plans-to-require-two-factor-authentication-for-internet-payment-by-law/


is, if they plan to comply with security regulations that took effect on March 1. Financial institutions, including banks, insurance companies and others will need to adopt multifactor authentication that includes biometrics as part of new cybersecurity rules. The new rules are designed to help protect consumer transactions and state that businesses must offer these security features in order to protect against unauthorized access of customer data.

Serving up new security solutionsEasy Solutions launches Digital Threat Protection suitePhishing attacks are a time-tested technique for fraudsters and cybercriminals, but one company is hoping there is an “easy solution” to this constant problem. This month, Easy Solutions released its Digital Threat Protection suite, which is designed to detect and protect against attacks aimed at stealing passwords and other sensitive personal data. The solution particularly targets phishing attacks, with features including early phishing detection, email fraud protection and rogue mobile application protection. The suite will present all security data in a dashboard “so that customers can have a holistic view of the threats targeting their organization,” said Ricardo Villadiego, the company’s CEO.

Duo Security goes ‘Beyond’Cloud-based information security provider Duo Security released a new security platform last month, known as Duo Beyond. The solution is a commercial implementation of the BeyondCorp framework, created by Google as a “best practice” for network security. The solution is designed to allow easy onboarding and can be installed in less than an hour. The solution has already been implemented with online travel retailer KAYAK, according to a press release. Duo executives said the new solution

combats attacks by gathering information on devices and their associated users to determine whether that user or device should be restricted from gaining access to sensitive data or information.

SecureAuth unveils new phone number fraud prevention toolAccess control company SecureAuth Corp has set its sight on phone number fraud with the launch of new features designed to protect the most common cases of phone number fraud attacks. The features provide the ability to block calls from recently ported numbers and numbers from a certain class of phones, such as virtual or toll-free numbers, or certain carriers. The new features are especially designed to secure users from SMS fraud attacks, which have risen drastically in recent years.

Protection through partnershipsDuo, Intel, partner for Windows securityDuo has formed a new, well, duo. The company announced that it will collaborate with Intel Corporation to provide native U2F support that will be embedded into Windows devices. U2F, which stands for Universal Second Factor, is an open authentication standard created by the FIDO Alliance that is used to

help users securely access multiple online services from one device. The resulting security solution will combine Intel processors and online Connect Technology with Duo’s existing U2F support features

News and Trends

https://www.biometricupdate.com/201702/new-york-banks-look-to-adopt-biometrics-in-compliance-with-new-cybersecurity-rules

https://www.easysol.net/press-releases/es-launches-digital-threat-protection-suite

https://duo.com/about/press/releases/duo-security-takes-on-traditional-vpn-and-nac-industries-with-launch-of-duo-beyond

https://duo.com/about/press/releases/duo-security-and-intel-announce-collaboration-on-native-u2f-authentication-for-windows-devices


to make the authentication technology available to a broader audience and, hence, drive adoption.

IriTech and Egistec announce new partnershipIris-based identity management technology solution providers IriTech, Inc., recently announced a new partnership with fingerprint sensor manufacturer Egis Technology. As part of the newly struck agreement, the companies will market their two solutions as one complete biometric solution. The partnership will specifically target the augmented reality (AR) and virtual reality (VR) markets, according to IriTech CEO Daniel Kim. “The VR and AR industry will become a huge market for IriTech, and we already have our solution evaluated by big players. We plan to target more mobile, VR and AR manufacturers with Egis Tech’s sales force,” Kim said in a release.

Precise Biometrics acquires NexID BiometricsWhile IriTech and Egistec looked to boost their sales by partnering, fingerprint software provider Precise Biometrics aimed to do so through an acquisition.

The company said, it had finalized the previously announced acquisition of spoof mitigation and liveness detection specialists NexID Biometrics. As part of the acquisition, Precise will use NexID Biometrics’ software and licenses to expand its

offering of fingerprint recognition software. NexID will be integrated in Precise Biometrics business area Fingerprint Technology, along with three full-time employees.

News and Trends



https://precisebiometrics.com/news/2017/02/precise-biometrics-finalize-acquisition-of-nexid-biometrics/


Methodology

Scoring overviewCompanies featured in the Tracker Scorecard have been evaluated based on four primary criteria:

If you would like your company to be considered for inclusion in the Tracker’s Scorecard or wish to have an existing listing reconsidered for an update, please head over to our profile submission/update page.

Consumer dataThe online data, physical identity data, social identity data and knowledge based question data a provider offers.

Device intelligenceThe device fingerprint, IP geolocation, true app and device emulator features a provider offers

Transaction behaviorThe click flow, payment history and payment transaction features a provider offers.

MFAThe PIN, biometric and security token features the provider offers.

Scoring overview

http://www.pymnts.com/digital-identitly-tracker-profile-submission-update-form/


Top 5 Rankings

Digital Identity Top 5 Consumer Data

65score01

63score

tie

02

63score

tie

02

62score

tie

04

60score05

tie

tie


Top 5 Rankings

Digital Identity Top 5 Device Intelligence

65score01

63score

tie

02

55score

tie

03

55score

tie

03

55score

tie

03

tie

tie


Top 5 Rankings

60score01

02

03

04

05

05

Digital Identity Top 5 Transaction Behavior

05

58

45

40

50

40

40

score

score

score

score

score

score

tie

tie

tie


Consumer Data Scorecard – All players are listed in alphabetical order

Total

MFA

Consumer Data

Consumer data

Total

MFA

25 8 33

01Systems is a software application and solution provider. Its industry products are a portfolio offering arabization, signature management, a biometric solutions integrator (finger vein, fingerprint), ECM and digital vouchers.

Signature management, enterprise content management, biometric authenticationFinancial services1986

Products:Customer focus:

Launch date:

25 10 35

Agnitio offers worldwide market Voice ID products used by government organizations. The company aims to help reduce crime, identify criminals and provide evidence for lawsuits. Agnitos’s Voice ID Products are also used by a number of customers and partners in contact centers, financial services, telecommunications and enterprise security sectors.

Voice biometrics, criminal ID Government (criminal identification), contact centers, financial services, telecommunications and enterprises2004


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

15 13 28

AllWebID is focused on preventing online identity fraud and data breaches caused by stolen passwords. AllWebID secures its customers’ networks by converting the login workflows of their web portals and SaaS applications to support 2-factor authentication. User identity is verified either by matching a one-time use PIN code texted to the user’s cellphone or by matching fingerprint templates in real time. AllWebID solutions are used by the health care, education and banking sectors.

Identity, Password ManagerHealth care, education, banking2011


Launch date:

25 7 32

Applied Recognition offers face detection, recognition and authentication technology for consumers, enterprises and application developers. The company serves a range of verticals, including financial services, IoT device manufacturers and software providers.

Face Locate, Ver-ID SDKs, photo taggingEnterprise, financial services, eCommerce, subscription services2005


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 8 33

Aratek is a biometrics solution provider and a member of the China 863 Information Security Alliance. Aratek provides fingerprint image processing, matching and fingerprint searching software and hardware products, as well as middleware components, for clients.

Fingerprint Software System, Scanner, Identity Card Fingerprint readers, Fingerprint TokenPolicy, government, telecom, social security, tobacco, power, finance and insurance2004


Launch date:

15 10 25

Arcanum Technology provides an authentication solution for financial services organizations, banks and online merchants. The company’s N-Kod solution is a cutting-edge cypher algorithm that generates a series of unique tokenized system values to ensure the customer’s actual passcode is never exposed. N-Kod reduces the complexity of passcodes by expanding their character set to include alphanumeric characters, symbols, colors and key position options.

N-Kōd Secure AuthenticationFinancial services organizations, banks, online merchants2015


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 7 32

AU10TIX Limited is a provider of multi-channel ID authentication and record generation solutions. The company develops and implements solutions that help automate the capture, authentication, validation and generation of digital records of identifying documents. AU10TIX Limited is a subsidiary of ICTS International B.V, a global provider of security services and solutions for airports, border crossings and other safeguarded facilities.

Front End Solutions (ID Identification), SolutionsAirports, secured facilities, regulated commercial and public services1996


Launch date:

20 17 37

Authasas provides an authentication framework that integrates with Microsoft, Novell, VMware & Citrix environments and interfaces to all single sign-on vendors. The company offers biometrics, contact and contactless card technologies, mobile out of band, one-time passwords (soft) tokens, USB flashdrives, passphrase authentication and federated authentication.

AuthenticationFinancial services, government, health care2009


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 7 32

AuthenticID is an identity proofing provider that aims to deliver accuracy and improve processes, customer service and regulatory compliance for financial institutions, telecoms and any businesses that are required to develop a customer identification program.

Global document authentication, facial recognitionAll industries2012


Launch date:

25 8 33

Authentik Systems produces the Remote Access Biometric Time and Attendance System, which enables a biometric time stamp via a personal biometric key and a browser-enabled cellphone.

Remote biometric time card systemHome cleaning, home health, agriculture, landscaping and HVAC2014


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 30 55

BioConnect is a provider of authentication tools. BioConnect’s core solutions include identity management platforms, applications and partnerships.

Identity Platform, Applications, Software, Hardware, TerminalsFinancial services, retail, data centers, enterprises, healthcare, education, public sector2001


Launch date:

25 7 32

BIO-key International is a provider of fingerprint biometric identification, mobile credentialing and user identity verification solutions. BIO-key’s products are software-based and compatible with various fingerprint readers.

Software Solutions, Fingerprint ReadersHealth care, blood centers, enterprise, education, government, retail1993


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 17 42

BioID is a cloud biometrics company. It offers face and voice recognition capabilities for any mobile device.

Unified authenticator, mobile payment and banking, e-identityRetailers, banking, government2004


Launch date:

25 7 32

Biomatiques is an India-based manufacturer that provides compact iris scanner hardware and iris recognition SDK along with custom casing design solutions to meet various requirements for its range of products. The company supplies products for governments, large businesses and various industries.

Security & Access Control, Time & Attendance, Identity ManagementGovernment, large business, industries, medical2012


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 7 32

Biomids is a biometric software security firm that provides authentication systems and technologies for enterprise users and developers. It offers Instant-In Access Manager, which allows customers to use facial recognition software in place of username and passwords to access a wide range of accounts.

Biomids Authenticator and Proctor, Mobius, Instant in Access Manager, SDK ToolkitEducation, enterprise, small business/personal, developers2012

Products:

Customer focus:Launch date:

15 15 30

Bluink is an enterprise security company focused on Phone-as-a-Token technology. Bluink enables multifactor authentication and SSO using smartphones as the key. With the company’s Injector app, users can log in to with long, random passwords, one-time passwords or FIDO U2F public key authentication, which eliminates passwords altogether.

InjectorEnterprise2010


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

20 15 35

CA Technologies’ CA Advanced Authentication provides real-time protection for online and mobile applications. The solution can authenticate an employee, a partner or a contractor while providing a seamless login experience. It includes features multifactor authentication and risk-based methods such as device identification, geolocation and user activity.

Advanced authentication, API security, identity management, payment securityEnterprise, financial institutions1976

Products:


25 8 33

CBA providers fingerprint authentication modules and algorithms, fingerprint authentication chips, USB keys, and fingerprint authentication for IC. The company also supplies a fingerprint authentication system for mobile phone model solutions to meet requirements of suppliers in various markets such as note PC, PC/network security, door interlock, time information and entry system, safes and internet/intranet authentication servers, among others.

fingerprint sensor, algorithm, processor, modulesuppliers of mobile devices, PCs, internet/intranet authentication servers2006


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

15 13 28

Crossmatch aims to help organizations solve their identity management challenges. Its enrollment and authentication solutions are used to create, validate and manage identities for a range of government, law enforcement, financial institution, retail and commercial applications. Crossmatch´s solutions are designed using biometric technologies and multifactor authentication software.

Authentication, enrollment, mobile, SDKsDefense, finance, government, law enforcement, hospitality and retail, enterprise1996


Launch date:

15 15 30

Cryptomathic provides security software solutions to businesses across a range of industry sectors. The Authenticator is a multi-factor authentication server designed for applications such as eBanking and eGovernment and includes support for a wide range of tokens to help match security needs.

Authentication and signing, EMV, key management, PKI and IDBanking, government, technology manufacturing, cloud and mobile1986


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

0 10 10

Cryptovision is a supplier of IT security solutions based on cryptography. The company specializes in lean add-on components for integration with various IT systems.

Smart Card Middleware, JAVA Card Framework, PKI Defense, automotive, financial, government, retails, industry2000


Launch date:

15 15 30

Cryptsoft provides interoperable enterprise key management and encryption technology solutions. The company offers key management interoperability protocol software development kits, and its solutions include U2F and OTP authentication tokens.

U2F, OTP authentication tokenssecurity system1996


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 40 65

Daon is a provider of biometric identity assurance software products and services focused on meeting the needs of governments and large commercial organizations worldwide. Daon aims to support customers and system integrators in building enterprise solutions.

mobile authentication and biometrics, border management and immigration, employee credentialing, national ID, identity providersGovernment, commercial enterprises2002

Products:


15 10 25

DigiFlak offers business solutions that secure workers’ digital keys, passwords and certificates in a separate hardware environment. The company manufactures Flak security USB dongles (secuters), licenses its technologies (OEM) and offers subscriptions to services and third-party applications.

Flak Classic, Flak Classic Business EditionPrivate users and businesses2014


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

15 15 30

Duo Security aims to protect organizations against data breaches by ensuring that only legitimate users and appropriate devices have access to sensitive data and applications.

Verify user identity, devices Education, financial, health care, legal, retail, technology2009


Launch date:

15 0 15

Early Warning provides payment and risk solutions to financial institutions, government entities and payment companies. Its identity and authentication offerings are intended to improve account opening, simplify and unify authentication through a single API, and fight fraud with behavioral biometrics.

Authentication, Payment, Regulatory SolutionsFinancial institutions, government entities, payment companies1995


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

15 0 15

eBureau is a provider of predictive analytics and information solutions. Its solutions are designed for sectors including financial services, higher education, insurance, automotive, telecom, and utilities and retail.

Marketing & Lead Management, Fraud Protection, Credit Risk Assessment, Collections & RecoveryFinancial services, higher education, insurance, automotive, telecom & utilities, retail2004

Products:


25 8 33

ePortID LLC is a divison of ePortation Inc., and provides biometric identity verification solutions. ePortID delivers identity verification using palm vein scanning for a range of industries.

Biometrics, ePortPass, palm vein scannersHealth care, education, banking2001


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

15 25 40

Equifax is a consumer, commercial and workforce information solutions provider. The company organizes, assimilates and analyzes data on more than 800 million consumers and 88 million businesses worldwide. Its identity authentication solution features a five-step process which works by asking “intelligent questions” related to an applicant’s history. First performing an upfront validation of identity, all subsequent questions are tailored and specific to each individual applicant.

Identity authenticationRetailers, insurance firms, utilities, government, banks, credit unions, other financial institutions1898


Launch date:

25 7 32

EyeLock Inc. is an iris-based identity management technology company that focuses on developing systems for border control, logical access, global access control, and identity management sectors. It supports governments, businesses, and consumers through its distributors and partners.

Hardware and Software Solutions for Iris IdentityGovernments, businesses, consumers2006


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 17 42

EyeVerify Inc. is the creator of the biometric solution, Eyeprint ID. The technology uses the existing cameras on mobile devices to image- and pattern-match the blood vessels in the whites of the eye and other micro features in and around the eye.

Eyeprint IDDevice manufacturers, financial institutions, government agencies, healthcare services2012


Launch date:

25 17 42

Facebanx has developed an integrated facial recognition technology that works via webcams, mobile phones and tablets. Facebanx uses cloud-based technology to allow multiple users unlimited access worldwide, either on a manual or automated basis. It is an ID verification solution in the registration, single sign-on and KYC process.

Face, Voice and Facial Recognition, Video ChatBanking, payments, insurance, gambling industries, police, security and local government2013


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 7 32

FaceFirst is a provider of real-time biometric face recognition software. The company’s solution matches individual faces from a live image with the face of an individual contained in the system’s database.

Face Recognition PlatformRetail, law enforcement, airports & transportation, commercial security, gaming2007


Launch date:

25 7 32

FacePhi provides facial recognition technology. The technology utilizes the camera on a user’s mobile device to take a selfie, which then becomes their method of identification and interaction with the bank’s mobile application.

SDK, SelphiFinancial institutions, government2006


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 7 32

Facial Network offers biometric authentication, identity verification and analysis via facial recognition security. The company offers biometric security for mobile, commercial and online channels.

Biometric authentication and verification (facial recognition) Commercial retailers2013


Launch date:

30 0 30

FICO is an analytics software company, with solutions designed to help businesses make better decisions through Big Data and mathematical algorithms to predict consumer behavior. ICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more pro table customer relationships, optimize operations and meet strict government regulations.

Analytics, fraud and security, scores, communications transportation and travel1956


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 7 32

Fingerprint Cards AB (FPC) markets, develops and produces biometric components and technologies that, through the analysis and matching of an individual’s unique fingerprint, verifies the person’s identity. The technology consists of biometric sensors, processors, algorithms and modules that can be used separately or in combination with each other and can be implemented in volume products such as smart cards and mobile phones. The company’s technology can also be used in IT and internet security and access control.

Touch, Swipe, Area Fingerprint SensorsSmartcards, automotive industry, Internet of Things1998


Launch date:

40 15 55

Gemalto develops software and other technologies for businesses and governments intended to help with identity authentication and data protection to deliver secure digital services – from payment to enterprise security and the Internet of Things. Gemalto´s authentication, ID management, data encryption, and crypto management solutions enable organizations to protect sensitive information and also ensure compliance.

Identity and access management, data encryption, crypto management, cloud securityFinancial services & retail, government, identity & access security, machine to machine, mobile, transport, training, buy online2006


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

15 10 25

GlobalSign is a provider of identity and security solutions aimed at helping businesses, large enterprises, cloud service providers and IoT innovators with digital processes and transactions.

PKI Solutions, Identity & Access Management, IoTBusinesses, large enterprises, cloud service providers, IoT1996


Launch date:

25 8 33

Goodix is a company devoted to the research and development of human-computer interaction technologies, including chip design, software development and touchscreen solutions.

Fingerprint sensor, touch controller for mobile phone, tabletSmartphone and tablet manufacturers2002


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 15 40

GoTrust Technology Inc. is an innovator of the secure microSDs and delivers hardware security for mobile devices using the SD and microSD form factor. GO-Trust innovates with powerful, fast and smart microSD embedded chips and sophisticated supporting applications. GoTrust products include Biometric Virtual S.E., Fido 2UF authentication, and password biometric login.

Secure Micro SD, IOS reader, biometric virtual SE, FIDO U2F authenticator, passwordless biometric login, secure communication and storageFinancial, military, consumer, enterprise, government2007


Launch date:

25 13 38

HID Global produces products, services, solutions, and know-how related to the creation, management, and use of secure identities. The company’s solutions include identity management, mobile authentication and secure transactions. Identity management is the digital identification and secure confirmation of a person or asset online. Unique identities can be confirmed and counterfeiters can be combated by using multi-factor authentication such as biometrics, tokens or digital certificates.

Access Control, Asset Tracking, Border Protection, Embedded Solutions, Identity Management, Secure TransactionsBanking & financial, education, enterprise & corporate, government, health care1991


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 25 50

HYPR is a provider of biometric authentication solutions that utilize existing cameras, fingerprint sensors, cameras and microphones on mobile devices.

Biometric Security SDK, Key Password Manager, TokenAll (software developers, enterprises, device manufacturers)2014


Launch date:

15 0 15

IdentityMind Global platform provides identity-based risk management, fraud prevention, and anti-money laundering services for online lenders, acquiring banks, payment processors, gateways, payment service providers, digital currency exchanges, financial institutions, and eCommerce merchants.

Online Fraud Prevention, Anti-Money Laundering, Merchant RiskOnline merchants, acquiring banks, payment processors and gateways, payments services providers, digital currency exchanges, and financial institutions2013


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 18 43

IDEX has developed advanced fingerprint imaging, recognition and authentication technology. IDEX’s intellectual property is protected by a comprehensive portfolio of 45 granted and pending patent families. The company sells sensors or licenses its IP to global original equipment manufacturers. Its partners use IDEX IP in biometrically enabled products.

Touch sensorsMobile, ID and smart cards and the Internet of Things1996


Launch date:

45 0 45

IDology, Inc. provides real-time technology solutions that aim to verify the identities and ages of consumers who are not present.

Financial services, tax, distance learning, health care, insurance, retail, gaming, telecommunications, eCommerceUnited States, Canada, United Kingdom2003


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 8 33

Integrated Biometrics develops fingerprint scanners. The company’s Integrated Biometrics FBI-certified fingerprint sensors use a light-emitting sensor film, enabling them to work in direct sunlight on dry or moist fingers and resist abrasion.

Fingerprint scannersGovernment, commercial2002


Launch date:

25 7 32

IriTech provides iris biometric technology. The company offers compact iris camera modules and iris-based authentication solutions that can be integrated in any handheld device.

Iris camera hardware, iris recognition software Government, education, nonprofit organizations, workforce management, health care, ATM2000


Launch date:

New!



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 7 32

Irisys is an iris security solution company. Its technology includes iris recognition solution for smartphones, iris recognition camera module for smartphones and a subminiature iris USB called Lockit.

Lockit USB, Lockit one-time password, iris recognition moduleBanks, enterprise2012


Launch date:

25 7 32

Is it You provides face mobile identity verification. Its technology works in context from almost complete darkness to bright sunlight and with most poses even while a user is holding the phone at waist level or to the side.

Mobile face recognitionBanks, enterprise2012


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 7 32

Jumio is an identity management and credentials company. The company utilizes proprietary computer vision technology to verify credentials real-time web and mobile transactions. Jumio’s products are used by clients in the financial services, sharing economy, retail, travel and online gaming sectors.

Digital ID verification and scanning solutionsFinance, retail, travel, sharing economy, gaming, telecommunications2012


Launch date:

30 10 40

Azure Active Directory is Microsoft’s cloud-based directory and identity management service. Azure ID is intended to provide IT admins with the ability to give employees SSO access to numerous SaaS programs with a multi-factor authentication for user sign-ins and transactions.

Azure Active DirectoryCommunications and media, financial services, manufacturing and resources, retails, consumer products and services1975


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

35 25 60

miniOrange offers security solutions in the areas of cloud security, identity and access management, mobile Security, and vulnerability management. Its products include miniOrange Strong Authentication, miniOrange Single Sign-on solution and the miniOrange Fraud Prevention solution.

cloud identity broker service, 2FA, single sign-on, fraud prevention, network security, social loginfinancial services, retail, health care, education2012


Launch date:

25 7 32

Mitek is a provider of mobile capture and identity verification software solutions. Mitek’s ID document verification can enable an enterprise to verify a user’s identity during a mobile transaction, helping financial institutions, payments companies and other businesses operating in highly regulated markets transact business safely. Mitek also reduces the friction in mobile users’ experience with advanced data prefill.

Mobile verify, fill, deposit Financial institutions, enterprise 1985


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 18 43

Mobile Authentication Technologies offers mobile security and authentication solutions using smartcards and biometrics for iOS and Android mobile devices. It provides systems for iPad, iPhone and Android devices that support smart cards, biometrics and authentication to fit the needs of government agencies and corporations.

AuthentiKey U2F-FIDO, smart card reader, fingerprint biometric algorithmGovernment, corporations2013


Launch date:

15 15 30

Nexmo’s Verify provides authentication by phone verification. Verify detects a phone number type and selects the appropriate channel for identification – either SMS or voice.

VerifyFinTech, enterprises2010


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 25 50

Nok Nok Labs’ ambition is to transform authentication by enabling end-to-end trust across the web, using authentication methods that are natural to end-users and provide strong proof of identity. Its solutions are intended to remediate and unify authentication silos and provide organizations with greater flexibility to utilize strong authentication solutions in adaptable ways.

Multifactor Authentication Client Desktop & Client Edition, ServerDevice manufacturers, mobile networks operators, identity service providers, security vendors2011


Launch date:

25 25 50

NXT-ID, Inc.’s MobileBio® solution is intended to mitigate consumer risks associated with mobile computing, m-commerce and smart OS-enabled devices. The company offers the MobileBio® suite of biometric solutions,which includes Wocket®; a smart wallet.

Wocket, 3DID, Facematch, Voicematch, BiocloudEnterprises, financial institutions, government2012


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 8 33

Oberthur Technologies is a digital security solutions provider in the mobility space (in the payments, telecommunications and identity markets). Oberthur offers end-to-end solutions in the smart transactions, mobile financial services, machine-to-machine, digital identity, and transport and access control fields. Guardialys Convergence is a set of solutions offering both physical and logical access control. It features technologies such as elliptic curves and biometric Match-On-Card.

Access controlFinancial institutions, mobile network operators, government and corporateentities, transportation authorities, retailers, Internet of Things providers1984


Launch date:

30 25 55

Ping Identity provides Identity De ned Security for the borderless enterprise, allowing employees, customers and partners access to the applications they need. The company’s solutions are designed to ensure that intended individuals are granted access, securely and seamlessly.

Federated Access, Management capabilitiesairlines, automobile, banking, communication, computing, retail, education, entertainment, government, healthcare, insurance, Pil, publishing2002


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 8 33

Precise Biometrics is a provider of fingerprint recognition solutions. The technology can be applied to ID, enterprise and bank cards as well as systems that control access to buildings, computers and networks. Precise Biometrics serves business and government organizations.

Fingerprint technology, smart card readersBusiness, government1994


Launch date:

30 15 45

SecureAuth provides access control solutions, allowing organizations to determine identities. SecureAuth™ IdP provides authentication security, sign-in and self-service tools together in a single platform.

Authentication security, single sign-in and user self-serviceFinancial institutions, health care, retail, government and other industries2005


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 8 33

SEKUR Me, Inc. aims to reduce online payment friction for eCommerce and commerce sites. The company’s solution utilizes single-click technology and multi-factor authentication.

Branded Mobile Payments, Frictionless Payments, FonePrint TechnologyMobile login & payment2012


Launch date:

40 23 63

Signicat is a provider of digital identity and signature solutions in Europe. The company’s solutions are used by banks and financial institutions, insurance companies, government agencies and large corporations as well as small and medium-sized businesses.

Connect (access to business apps), Assure (identity proofing), Sign (electronically signing)inancial service providers, from large banks to FinTech startups2007


Launch date:

New!



Total

MFA

Consumer Data

Consumer data

Total

MFA

55 7 62

Socure provides digital identity verification. The company’s technology applies machine-learning techniques with trusted online/offline data intelligence from email, phone, address, IP, social media and the broader internet to authenticate identities in real time. The company has established global channel partnerships with credit bureaus, identity verification vendors and other solution providers. The company powers financial inclusion verifying identities in over 180 countries, helping enterprises combat identity fraud, prevent account takeover and increase customer acceptance.

ID+ (digital identity verification), Perceive (remote facial biometrics), Business VerificationFinancial institutions, sharing economy2012

Products:


25 8 33

The Sonavation product line provides authentication and protection for digital and physical environments for consumers and businesses. Solutions include both embedded and stand-alone device offerings designed to protect access to online systems, including e-Commerce, financial services, health data and other applications.

Ultrasound biometric technology, biometric sensor, touch sensor under glass technologyeCommerce, financial services, health2006

Products:




Total

MFA

Consumer Data

Consumer data

Total

MFA

25 8 33

Sthaler offers fingerprint authentication with its product Fingopay. The solution allows consumers to pay for goods and services, gain entry to events and manage payments online using just a finger. The Fingopay reader builds a 3-D map of veins within a finger, creating a natural personal key.

Fingopay (biometric authentication)Financial services, retailers2011


Launch date:

25 25 50

Synaptics specializes in the development of human interface solutions. Synaptics’ touch, display, and biometric solutions are designed for mobile, PC and automotive industries.

Biometrics, touch controllers, display drivers, TouchPadTechnology (mobile, tablet, Notebook PC), automobiles, wearables1986


Launch date:

New!



Total

MFA

Consumer Data

Consumer data

Total

MFA

25 25 50

Tascent develops and deploys biometric identity products and solutions for real world environments. Tascent focuses on iris recognition and multimodal high-throughput and mobile biometrics stemming from its acquisition of AOptix Technologies’ Identity Solutions business unit.

High Throughput Iris Recognition, Mobile IdentityBorders and identity, law enforcement and public safety, defense and humanitarian aid, health care and personal data2015


Launch date:

15 5 20

TeleSign is a provider of mobile identity solutions and offers account security and fraud prevention with two-factor authentication, based on each user’s mobile identity (phone number, device and behavior), which is driven by real-time global intelligence, including reputation scoring and device data.

Account Registration, Access and Usage Recovery, Smart Start ServicesSoftware CRM, loyalty marketing, social platforms2005


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

30 0 30

Trulioo Information Services, Inc. is a global identity verification company that provides secure access to over 200 unique and reliable data sources worldwide to instantly verify identities via a single API integration.

GlobalGatewayFinancial services, banking, payments, remittance, foreign exchange, online trading and lending, and eCommerce2011


Launch date:

40 0 40

Trustev, owned by Transunion, is a fraud prevention solution powered by technology that uses information surrounding a user’s behavior, device, email and social media when attempting to determine identity. Trustev provides services to retail, banking, digital goods, insurance, airlines and other travel-related companies.

ID Checks, Digital DataRetail, banking, digital goods, airlines & travel, insurance2012


Launch date:



Total

MFA

Consumer Data

Consumer data

Total

MFA

40 23 63

VASCO is a provider of two-factor authentication and electronic signature solutions to financial institutions. The company also offers access to data and applications in the cloud, and provides tools for application developers to integrate security functions into their web-based and mobile applications. The company primarily serves clients in the financial, enterprise, eCommerce, government and health care markets.

Mobile app security, compliance, fraud prevention, transaction signing, identity and access, documents eSignatureFinancial, enterprise, eCommerce, government, health care1991


Launch date:

Updated


Device Intelligence Scorecard – All players are listed in alphabetical order

Total

MFA

Device intelligence

Device intelligence

Total

MFA

40 0 40

BioCatch provides behavioral biometric, authentication and malware detection solutions for mobile and web applications. Available as a cloud-based solution, BioCatch collects and analyzes cognitive parameters to generate a user profile.

Behavioral Authentication, RAT Detection, Fraudulent ActivityBanking, eCommerce, enterprise2011


Launch date:

40 15 55

CA Technologies’ CA Advanced Authentication provides real-time protection for online and mobile applications. The solution can authenticate an employee, a partner or a contractor while providing a seamless login experience. It includes features multifactor authentication and risk-based methods such as device identification, geolocation and user activity.

Advanced authentication, API security, identity management, payment securityEnterprise, financial institutions1976


Launch date:



Total

MFA

Device intelligence

Device intelligence

Total

MFA

40 10 50

CardinalCommerce Corporations provides authenticated payments, secure transactions and alternative payment brands for both eCommerce and mobile commerce, as well as proprietary solutions for banks and processors.

Consumer Authentication, Alternative Payments, Mobile, Big Data, Solution DesignMerchants and banks1999


Launch date:

40 15 55

Duo Security aims to protect organizations against data breaches by ensuring that only legitimate users and appropriate devices have access to sensitive data and applications.

Verify user identity, devices Education, financial, health care, legal, retail, technology2009


Launch date:



Total

MFA

Device intelligence

Device intelligence

Total

MFA

30 10 40

Easy Solutions is focused on the detection and prevention of electronic fraud across devices, channels and clouds. Easy Solutions products range from fraud intelligence and secure browsing to multifactor authentication and transaction anomaly detection.

Mobile anti-fraud protection suite, fraudulent transaction and activity detection, fraud intelligence, strong authentication, save browsing for any environment, mobile authenticationFinancial services, security firms, retailers, airlines2007

Products:


20 18 38

Encap Security offers strong authentication and e-signature solutions for the financial services industry. Its Smarter Authentication Platform is integrated into individual customer infrastructure and delivers security and user experience across all applications, channels and devices. The platform supports Apple Touch ID and Samsung fingerprint biometric authentication systems.

Smarter Authentication PlatformBanking, enterprise, identity providers, health care2006


Launch date:



Total

MFA

Device intelligence

Device intelligence

Total

MFA

20 5 25

Entersekt offers push-based authentication and app security. Entersekt’s patented security products comply with most regulatory guidelines.

Online banking, mobile banking, mobile app, card not present authentication Banking, insurance, health care, mobile2008


Launch date:

20 0 20

IDology, Inc. provides real-time technology solutions that aim to verify the identities and ages of consumers who are not present.

Financial services, tax, distance learning, health care, insurance, retail, gaming, telecommunications, eCommercen/a2003

Products:




Total

MFA

Device intelligence

Device intelligence

Total

MFA

20 5 25

InAuth is a digital device intelligence company. Through its device ID technology, InPermID, the InAuth Security Platform is designed to deliver the advanced device identification, analysis and risk assessment capabilities to help organizations reduce fraud within their digital channels.

Device identification, integrity screening, analysis and risk assessmentBanking, payments, eCommerce, health care, enterprise2010


Launch date:

50 13 63

iovation provides a real-time service that works to expose online fraudsters and provides multifactor authentication services. Its software-as-a-service solution examines the reputation of devices (computer, tablet or mobile phone) connecting to online businesses in order to provide security.

Clearkey, Launchkey multifactor authentication, fraud prevention, SureScoreFinancial services, retail2004


Launch date:

New!



Total

MFA

Device intelligence

Device intelligence

Total

MFA

40 0 40

Kount aims to help online businesses increase sales by reducing fraud and allowing them to accept more orders. Its SaaS platform is designed for businesses operating in card-not-present environments. For each transaction, Kount’s “decisioning” engine analyzes hundreds of relevant variables and activity across the globe in real time.

Fraud prevention platform, accessRetailers, health, insurance, payment processor, telco2007


Launch date:

40 0 40

LiveEnsure is an interactive authentication company with solutions that authenticate users, their mobile devices and sessions, location and behavior context with an app-to-app rollover or touch-to-tap engagement. LiveEnsure offers mobile security solutions for cloud, web and apps on Apple iOS, Google Android and Windows.

Four factors of authenticationeCommerce providers and applications, web developers, telecoms, and financial services2012


Launch date:



Total

MFA

Device intelligence

Device intelligence

Total

MFA

40 25 65




Launch date:

40 15 55




Launch date:



Total

MFA

Device intelligence

Device intelligence

Total

MFA

50 0 50

Sift Science offers fraud detection systems, using large-scale machine learning technology to predict fraudulent behavior, leveraging a global network of fraud data. The solution is intended to catch fraud that is unique to different businesses and to train specific customer customized models to stop fraudsters in real time.

Machine Learning, Device FingerprintingTravel, digital cash, on-demand, online marketplace, eCommerce, payment gateway2011


Launch date:

40 7 47

Socure provides digital identity verification. The company’s technology applies machine-learning techniques with trusted online/offline data intelligence from email, phone, address, IP, social media and the broader internet to authenticate identities in real time. The company has established global channel partnerships with credit bureaus, identity verification vendors and other solution providers. The company powers financial inclusion verifying identities in over 180 countries, helping enterprises combat identity fraud, prevent account takeover and increase customer acceptance.

ID+ (digital identity verification), Perceive (remote facial biometrics), Business VerificationFinancial institutions, sharing economy2012


Launch date:



Total

MFA

Device intelligence

Device intelligence

Total

MFA

50 0 50

ThreatMetrix offers advanced fraud prevention and context-based security solutions. These solutions authenticate consumer and workforce access to mission critical applications using real-time identity and analytics.

Advanced Fraud Protection, Content-Based AuthenticationeCommerce, financial institutions and FFIEC, enterprise, insurance, social networks, government, health care2005


Launch date:

40 0 40




Launch date:



Total

MFA

Device intelligence

Device intelligence

Total

MFA

30 23 53




Launch date:


Transaction Behavior Scorecard – All players are listed in alphabetical order

Total

MFA

Transaction Behavior


Total

MFA

20 0 20

BehavioSec offers Behaviometric solutions for risk-based authentication of end users, and is designed for IT organizations and online services. Behaviometrics identifies unauthorized users by detecting anomalies in keyboard/mouse or environment behavior and creates digital fingerprints from user behavior.

IT security, fraud detection, information theft, authentication with behavioral biometricsFinance2001


Launch date:

20 0 20

BioCatch provides behavioral biometric, authentication and malware detection solutions for mobile and web applications. Available as a cloud-based solution, BioCatch collects and analyzes cognitive parameters to generate a user profile.

Behavioral Authentication, RAT Detection, Fraudulent ActivityBanking, eCommerce, enterprise2011


Launch date:



Total

MFA



Total

MFA

20 0 20

Biometric Signature ID (BSI) is a developer of biometric ID verification software solutions using multifactor authentication. BSI aims to help organizations control risk, reduce fraud, manage security and maintain compliance.

BioSig-ID, BioProof-ID, BioSafe-ID, BioTec-IDeducation, financial, health care, ecommerce, enterprise 2007


Launch date:

20 0 20

Early Warning provides payment and risk solutions to financial institutions, government entities and payment companies. Its identity and authentication offerings are intended to improve account opening, simplify and unify authentication through a single API, and fight fraud with behavioral biometrics.

Authentication, Payment, Regulatory SolutionsFinancial institutions, government entities, payment companies1995


Launch date:



Total

MFA



Total

MFA

40 18 58

Easy Solutions is focused on the detection and prevention of electronic fraud across devices, channels and clouds. Easy Solutions products range from fraud intelligence and secure browsing to multifactor authentication and transaction anomaly detection.

Mobile anti-fraud protection suite, fraudulent transaction and activity detection, fraud intelligence, strong authentication, save browsing for any environment, mobile authenticationFinancial services, security firms, retailers, airlines2007


Launch date:

60 0 60

FICO is an analytics software company, with solutions designed to help businesses make better decisions through Big Data and mathematical algorithms to predict consumer behavior. ICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more pro table customer relationships, optimize operations and meet strict government regulations.

Analytics, fraud and security, scores, communications transportation and travel1956


Launch date:

Updated



Total

MFA



Total

MFA

20 0 20

Forter provides new generation fraud prevention for enterprise eCommerce. Its Decision as a Service system is designed to eliminate fraud prevention frictions such as the need for rules, scores or manual reviews. Behind the scenes, Fortier’s machine learning technology combines cyber intelligence with behavioral and identity analysis to create a multi-layered fraud detection mechanism.

Elastic Identity, Cyber Intelligence, Behavorial AnalysisOnline merchants2013


Launch date:

20 0 20

IdentityMind Global platform provides identity-based risk management, fraud prevention, and anti-money laundering services for online lenders, acquiring banks, payment processors, gateways, payment service providers, digital currency exchanges, financial institutions, and eCommerce merchants.

Online Fraud Prevention, Anti-Money Laundering, Merchant RiskOnline merchants, acquiring banks, payment processors and gateways, payments services providers, digital currency exchanges, and financial institutions2013


Launch date:



Total

MFA



Total

MFA

20 15 35




Launch date:

20 0 20

Netguardian is a FinTech company that provides software that uses data to correlate and analyze behaviors across the entire bank system. The solution allows banks to target specific anti-fraud or regulatory requirements.

FraudGuardian, RiskGuardianFinancial institutions2007


Launch date:



Total

MFA



Total

MFA

40 0 40


Early Fraud Detection, Behavior Piercing, Behavioral Analytics, Web Fraud, Advanced Threat DetectioneCommerce, banking2008


Launch date:

20 15 35




Launch date:



Total

MFA



Total

MFA

40 0 40

Sift Science offers fraud detection systems, using large-scale machine learning technology to predict fraudulent behavior, leveraging a global network of fraud data. The solution is intended to catch fraud that is unique to different businesses and to train specific customer customized models to stop fraudsters in real time.

Machine Learning, Device FingerprintingTravel, digital cash, on-demand, online marketplace, eCommerce, payment gateway2011


Launch date:

20 30 50

TeleSign is a provider of mobile identity solutions and offers account security and fraud prevention with two-factor authentication, based on each user’s mobile identity (phone number, device and behavior), which is driven by real-time global intelligence, including reputation scoring and device data.

Account Registration, Access and Usage Recovery, Smart Start ServicesSoftware CRM, loyalty marketing, social platforms2005


Launch date:



Total

MFA



Total

MFA

40 0 40

ThreatMetrix offers advanced fraud prevention and context-based security solutions. These solutions authenticate consumer and workforce access to mission critical applications using real-time identity and analytics.

Advanced Fraud Protection, Content-Based AuthenticationeCommerce, financial institutions and FFIEC, enterprise, insurance, social networks, government, health care2005


Launch date:

20 0 20




Launch date:



Total

MFA



Total

MFA

20 25 45




Launch date:

20 00 20

Zighra’s solutions aims to provide user recognition by adding an invisible biometric layer to mobile and IoT authentication. Zighra applies the intelligence of biological systems to security to deliver continuous authentication to mobile transactions.

Kinetic IdMobile financial services and retail2009


Launch date:

New!


About

FeedbackIf you would like to be included in this report and/or would like your information to be updated, please visit our submission/update page. Or, if you have feedback or questions, please contact us at [email protected].

Socure is the leader in digital identity verification. Its technology applies machine-learning techniques with biometrics and trusted online/offline data intelligence from email, phone, IP, social media and the broader Internet to authenticate identities in real-time.

Socure bolsters CIP/KYC programs and AML/OFAC compliance for enterprises in the U.S., and powers financial inclusion verifying identities in over 180 countries, helping them to combat identity fraud, prevent account takeover, and increase consumer acceptance.

The company patented the Social Biometrics™ Platform, and its ID+ solution for consumer verification. ID+ can assess if a customer is real or fake at registration, login or time of payment. The system materially reduces fraud rates as well as both false positives and negatives. Socure also acts as an acceptance service helping businesses onboard younger (millennial) and unbanked/underbanked customers who would ordinarily be rejected by conventional identity verification methods.

Socure piloted its solutions with financial institutions, remittance and payment companies, shared economy marketplaces and eCommerce sites. The company has since established global channel partnerships with credit bureaus, identity verification vendors and other solution providers.

Socure was founded in 2012 and is based in New York City.

PYMNTS.com is where the best minds and the best content meet on the web to learn about “What’s Next” in payments and commerce. Our interactive platform is reinventing the way in which companies in payments share relevant information about the initiatives that shape the future of this dynamic sector and make news. Our data and analytics team includes economists, data scientists and industry analysts who work with companies to measure and quantify the innovation that is at the cutting edge of this new world.

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http://www.pymnts.com/digital-identitly-tracker-profile-submission-update-form/

mailto:identitytracker%40pymnts.com?subject=

http://www.PYMNTS.com


Disclaimer

The Digital Identity TrackerTM may be updated periodically. While reasonable efforts are made to keep the content accurate and up-to-date, PYMNTS.COM: MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE CORRECTNESS, ACCURACY, COMPLETENESS, ADEQUACY, OR RELIABILITY OF OR THE USE OF OR RESULTS THAT MAY BE GENERATED FROM THE USE OF THE INFORMATION OR THAT THE CONTENT WILL SATISFY YOUR REQUIREMENTS OR EXPECTATIONS. THE CONTENT IS PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. YOU EXPRESSLY AGREE THAT YOUR USE OF THE CONTENT IS AT YOUR SOLE RISK. PYMNTS.COM SHALL HAVE NO LIABILITY FOR ANY INTERRUPTIONS IN THE CONTENT THAT IS PROVIDED AND DISCLAIMS ALL WARRANTIES WITH REGARD TO THE CONTENT, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT AND TITLE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, AND, IN SUCH CASES, THE STATED EXCLUSIONS DO NOT APPLY. PYMNTS.COM RESERVES THE RIGHT AND SHOULD NOT BE LIABLE SHOULD IT EXERCISE ITS RIGHT TO MODIFY, INTERRUPT, OR DISCONTINUE THE AVAILABILITY OF THE CONTENT OR ANY COMPONENT OF IT WITH OR WITHOUT NOTICE.

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