{.ry} SWABALAMBAN LAGHUBITTA BITTIYACentral Office, Kathmandu

SANSTHA I.TD.

As at 2"d Quarter (2O75lOgl3O) of Fiscal Year 2075176Figs. In NPR ('000)

I 'Total Calrttal and Liabilides 13,r9s,785 12,74fi,992 IO.;4l3rtX8

1.1 Paid Up Capital 628,888 503,1 1 1 503,1 1 1

Z Reserve and Surplus 874,408 1,008,272 742,640

1.3 Debenture and Bond

t.4 Borrowings 4,203,059 4,167,51.1 3,46s,502

5 Deposit (a+b) 6,s82,333 6,150,243 4,991,176

a. Domestic Currencv 6,582,333 6,t50,243 4,99t,176

b. Foreign Currency

1.6 Income Tax Liability

r.7 Other Liabilities 907,096 91 1,856 7ta,6t9

a Eotd A.ssets, (Zil',tO 2.?) 13,195,785 ,1?,,74$,ffL' 1o,41I3,048

Cash and Bank Balance 74,750 75,263 85,s79

2.2 Money at Call and Short Notice 415,651 654,894 922,t30

2.3 Investments 567,704 564,423 422,035

2.4 Loans and Advances 1 1,s98,2 13 10,889,186 8,5t2,472

2.5 Fixed Assets 42,851 47,0t7 47,631

2.6 Non Banking Assets.

2.7 Other Assets 496,616 5 10,2 i0 123,201

3.1 Interest Income 964,904 472,023 787,123

).2 lnterest Expense 459,641 226,647 366,075

A. Net Intrre$t Incme (3;1.3.2) 505,263 215,1V7 '427,3t48

3.3 Fees, Commission and Discount 3,583 1,159 298

3.4 Other Operating Income 1 1 1,490 55,435 85,346

J.f Foreign Exchange Gain/Loss(Net)

B, Total: Oporatfu g Ineoitre 620.436 301'971 5s6997

3.6 StaffExpenses 277,489 130,144 t90,770

3.7 Other 0perating Expenses 47,695 21,4t0 44,336

C. Profit Bdore Provision 295,2s1 l47Ar7 u7I,886

3.8 Provision for Possible Losses 26,075 12,85 I t7,287

I}. 0percting Profir {C.3,8) 269,t76 134,s66 254,599

3.9 Nor: Operating Inconre/ Expenses (Net) 1,i31

3.10 Write Back of Provision for Possible Loss 977 547

E, Profil fitim Regular Activities 170,rs! t14fi66 25631&

3.11 Extra-ordinary Income/Expenses (Net) 44 40

F. Profit before Bonu$ and Taxes 2V0,197 'ffi4,f06' is6,zri3.t2 Provision for Staff Bonus 24,563 t2,237 23,298

3.13 Provision for Tax 73,690 36,71t 69,894

G. Net Profr tlloss {F-3.12.3, t 3) 17t,944- 85,658 163,086

4.t Capital Fund to RWA 1 1.0170 tt.9rvo ll.99Yo

4.2 Non Performing Loan (NPL) toil4lll@&:@r'el*sq#r:+;:,e+r,

1.03% 1.02o/o 0.98o/o:.---,!:lrl 1id'!

4_3 Total Loan Loss Provision to NPL 165.l7o/o 165.554/o 1Ai 3to./.

4.4 Cost of Funds 9.25o/a 9.0496 8.76%

4.5 Credit to Deposit Ratio(Calculated as per

NRB Directives)L79.25o/o 180.09% 173.39o/o

Note : The above linancial performance & position are subiect to change from supervisory authoritF anc

Statutory Auditor.r---reI'

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