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Checking Accounts Essential Checking • $ 50 to open • No minimum balance fee • $ 10 buy back of unused checks/debit cards from another financial institution • Includes Online Banking Bill Pay Visa Debit Card E-statements (or $ 2 paper statement fee) Loyalty Checking • $ 50 to open • Tiered interest $ 0 - $ 5,000 $ 5,000.01 - $ 25,000 $ 25,000.01 - $ 75,000 $ 75,000.01 and over (see branch for interest rates) • $ 10 buy back of unused checks/debit card from another financial institution • ATM fees waived up to $ 10 per statement cycle** • $ 15 Service Charge if average balance falls below $ 5,000 • Service charge can be waived if $ 50,000 in combined BOH deposit accounts (DDA, SAV, or CD) or Personal 1 st Mortgage at BOH • Includes 1 box of checks per year Online Banking Bill Pay Visa Debit Card E-statements (or $ 2 paper statement fee) Mobile Deposit *Includes bill pay items. Debit card & electronic bill payment transactions are counted on the day the transaction is posted and cleared. **Ask when your statement cycle will be. See important account information for full account details. Alhambra • Altamont • Carlyle • Edwardsville • Effingham • Greenville • Highland • Hillsboro • Keyesport • Pana • Staunton • Vandalia Bank of Hillsboro is now OPEN in Staunton! • BankHillsboro.com Find YOUR Fit! Preferred Checking • $ 50 to open • $ 0.01 to $ 10,000.00 Premium Interest Rate (see branch for interest rates) $ 10,000.01 and over earns lower interest rate These requirements must be met per month to receive premium interest on balance (up to $ 10,000.00) and waived ATM fees: - 12 Posted and cleared debit card transactions (Not including ATM withdrawals) - 2 Direct Deposits OR electronic payments* (can be one of each) If requirements are not met, ATM fees are NOT waived and lower interest applies to entire balance • ATM fees waived up to $ 10 per month • $ 10 buy back of unused checks/debit cards from another financial institution • $ 6 monthly service charge if average balance is under $ 250 • Includes Online Banking Bill Pay Visa Debit Card E-statements (or $ 2 paper statement fee) Mobile Deposit Bank NMLS #421813 For those age 55+, all accounts offer these additional perks: Paper Statements No fee for license stickers Cashier’s checks and money orders Copies/Faxes/ Telephone Transfers
