Boomers - September 2011

8/4/2019 Boomers - September 2011

1/16

ersAUGUST 27, 2011

TIPS FOR AHealthy Heart

WORLD WAR II

MUSEUMTHEhistoric

SAVAGE MILL

A P U B L I C A T I O N O F L A N C A S T E R N E W S P A P E R S I N C .


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2 AUGUST 27, 2011 BOOMERS Lancaster, Pa


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Green Ways of Living 4Tips for Healthy Heart 5Historic Savage Mill 6

The Upside of Getting Older 9Get Your Boomers Card 10Decorating a Screened-In Porch 12Financial: The Golden Years 13

World War II Museum 14Flashback 1955 15Benefits of a Bed & Breakfast 16

contents

FEATURED

BOOMER

Amy Shea

Dont forget your

BOOM

ersCard!Look onpage 11 for more information

on how to get your very own boomers card.

Thecard carriedby

APUBLICATIONOFLANCAST

ERNEWSPAPERS, INC.

BOOM

ers

8

BOOM ers August 27 2011 3


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4 August 27, 2011BOOMers

For many, the guidelines orbeing green are conceptsthat have been a part otheir lives or decades.

Some grew up duringthe Depression, when recycling

and conservation werent thetrends du jour, but survivalstrategies. In a time when money

as scarce, many people madedue with the resources they

ere dealt, stretching dollars

just to stay afoat. Many o theconcepts associated with todaysenvironmental movement arestrikingly similar to the onesemployed during the Depression.

The behaviors o an elderly

parent or grandparent that mayhave seemed eccentric or oddat one time are now turningout to be what many peopleare embracing in order to livegreen. Concepts like relying on

reusable handkerchies insteado disposable tissues; reusinglightly-soiled napkins; collectingdiscarded items rom the curband repairing them or reneweduse; saving cans or ood jars and

using them to store other items;buying local products rom smaller

vendors; and similar things aremethods o living ingrained in thepersona o many older people.

Frugality and awareness o what things cost and whatconstitutes waste are other well-known concepts. Many have

never adapted to the notion thatproducts are disposable, preerringinstead to hold onto appliances,electronics, clothing, and otheritems because they still haveutility, not because the current

season dictates they shouldbe upgraded.

In 2008, Harris Interactivepolled Baby Boomers ages 45to 62 about their interest in theenvironment. Ninety-our percento respondents said they tooksteps in the past 6 months to dosomething green. More than 80

percent were concerned about theenvironmental legacy that wouldbe let or their grandchildren.

While many are going greentoday or altruistic reasons, ialso makes good nancial sense.

Recycling items, conservinutilities and uel and makinsmart choices can stretch a xedincome even urther. Choosinto walk or ride a bike instead ogetting behind the wheel may benot only environmentally riendlybut its nancially savvy as well.

Greennot a buzzwordb w f v

n

1. Use the milkman.lthough itmay seem like the milkman is extinct,milk and other dairy products can

still e deliered straight to apersons home rom a local dairyor arm. dding reusale milkottles reduces the reliance ondisposale containers, hileuying local cuts don on theuel costs necessary to transportproducts.

2. Pass down clothing.

Clothing that is gently orn cane passed don to children oreen donated.

3. walk. During the Depression,cars ere a luxury many peoplecould not aord. walking or takinga us or train ere some popularmodes o transportation, and suchoptions are still aailale today.

4. Use cloth diaPers and

linens. Reusale items, like clothdiapers, handkerchies and linens, aremore enironmentally responsile.

5. get oUtdoors. nstead o

relying on teleision, hich had yet toe inented during the Depression,children and adults ent outdoorsto socialize and hae un.

6. oPen the windows. nsteado relying heaily on air conditioning,try opening the indos on nicedays and let some resh air in.

7. Use clothes lines. Clothesdryers use aout 10 to 15 percento domestic energy in the .S. clothesline can help reduce electricills and energy consumption.

8. get into gardening. youcan gro hat you eat, that reduces

the dependence on commerciallyproduced and harested crops.

HR R S wS f v SRH f H R

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Saturday October 15, 2011:


5/16

BOOMers August 27, 2011 5

E xperts have found that good nutrition andeating a variety of fruits and vegetablescontinues to be one of the best ways tosafeguard our health. Unfortunately, thistime-tested advice proves more easily said

than done, and heart disease remains one of the topkillers of Americans.

Every 25 seconds someone experiences an episode ofcoronary distress, according to the Centers for Disease

Control and Prevention, and about one person will diefrom a coronary event every minute. These are strikingstatistics that should be taken to heart as part of acommitment to making small changes that will lead tobig health results.

Here are ve easy tips Palumbo recommends in

order to jump-start a healthier lifestyle and boost

your heart health:

Lose 10. If you are overweight, losing just 10percent of your body weight will reduce blood pressure,inammation and belly fat.

Move more.According to the latest data, Americans watch 34 hours of TV each week. Try putting atreadmill in front of the screen, jump rope, or march inplace during half of your TV-watching time. Even briefbouts of activity improve cardiac risk.

Eat sh.Studies nd that eating sh two or threetimes a week can lower LDL (bad) cholesterol, whichreduces risk for heart disease.

Seek power snacks.Instead of running to the vendingmachine for a late afternoon sugary snack, reach for an

energy-boosting power snack of raisins and almonds.Mix 1/4 cup of raisins and 1/4 cup of nuts for on-the-go snacking all week long.

Make room for whole rains. Whole grains run thegamut from oats and barley to brown rice and bulgur.Switch up your recipes and try making a barley risotto,a bulgur pilaf or a quinoa salad.

To get started in thinking about the many tastycombinations you can mix up, heres a cholesterol-free,protein-packed recipe that will surely help boost your

energy and kick start more heart healthy habits. Formore recipe creations, visit www.loveyourraisins.com.

People think that maintaining a

healthy diet is difcult, but its important

to remember that making small dietary

and lifestyle changes can reap major

health rewards, says Christine M.

Palumbo, registered dietitian and a

nutrition advisor for CaliforniaRaisins. For example, adding raisins

to your diet will deliver potassium and

antioxidants along with ber and inulin

to help promote a healthy heart and

digestive system. Plus, just 1/4 cup

equals a full serving of fruit.

Tips for a Happy,Healthy Heart:H SMLL CHgES C

LE Bg RESLS

Bring water to a boil in a medium saucepan. Rinse quinoa in a nemesh strainer and drain well. Add to boiling water; reduce heat andsimmer, covered, for 12 minutes. Remove from heat and let stand for10 minutes. Fluff with a fork and let cool. Whisk together chutney,lime juice, olive oil and salt. Stir into quinoa mixture, then carefullystir in all remaining ingredients. Cover and chill for at least 1 hour.

Nutritional analysis per serving: Calories: 270, Fat: 7g, Saturated fat: 1g, Trans fat:

0g, Cholesterol: 0mg, Sodium: 150mg, Potassium: 115mg, Carbohydrates: 50g,Fiber: 4g, Sugar: 20g, Protein: 6g, Vitamin A: 15 percent, Vitamin C: 45 percent,Calcium: 4 percent, Iron: 20 percent, Calories from fat: 23 percent.

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1/2 CP ECH: gRBz BES CE RE BELL PEPPER

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CS PER SERg: $1.21

PREP ME: 15 MES

C/S ME: 22 MES

CHLL ME: LES 1 HR

SERgS: 6

Mediterranean Quinoa Salad

n

6 A t 27 2011 BOOM


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By Rochelle A. ShenkSpecial Features Writer

Historic Savage Millcombines the best ofall worlds greatfood, a marketplace

with interestinghops, adventure sports and anique atmosphere.

Located in Savage, MD, theomplex consists of nine historicuildings, the oldest of whichates back to 1820, and areostly interconnected. Theres

pproximately 175,000 squareeet in the buildings, whichange from one to ve levels. Theill complex was placed on theational Register of Historiclaces in 1974.

Most of the people who visitlways have the same reaction tohe mill. Because of the historic

nature, its like a step back in timeand they slow down, relax anddrink in the atmosphere, says

Jay Winer, a general partner inA J Properties.

He says that there areapproximately 80 tenants at themill including an antique area

with more than 200 dealers ofantiques and collectibles.

The mix of tenants includesresident artists, a bookseller,game store, clock repair andrestoration, a salon, oral design,dance and tness studios,restaurants, professional ofcesand a banquet facility. Youllalways nd something differenthere the merchandise is not

what youll nd at the mall.Everyone is a sole proprietor; in

a sense its a business incubator,and many of the shop owners arein their second careers. Weve had

shops start out in a small area andgrow into larger spaces and thatsreally gratifying, he says.

One of those success storiesis Bonaparte Breads, whichspecializes in traditional Frenchbreads, pastries and desserts.

Winer explains that owner Pierre

Lelliatre, who he says looks likeNapoleon Bonaparte, opened thebakery at the mill, expanded to a

second location in Baltimore, andalso has wholesale clients.

Winer points to TerrapinAdventures as another uniqueaspect of the complex. Thisadventure area features a towerto scale, a 25-element challengecourse, zip line and giant swing

onsite. Terrapin Adventuresguides also offer kayak tours,guided nature hikes, y and reel

shing, geo-caching, river tubing,and other adventures offsite.

Theres often a mix ofgenerations at that part of themill. Families come out toenjoy the adventure challengestogether. We also have familiesenjoying the shops and well see

ladies having a ladies day outhere. We do have something tooffer everyone. Weve found that

History, antiques,

boutique shopping,dining and adventurecombine at historic

Savage Mill

BOOM

ers August 27, 2011 7


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BOOMers August 27, 2011 7it can be a matter of perspective while Boomers like antiquesand unique shops, Gen Xers like

vintage items, Winer says. Today the mill is a vibrant,

bustling place. Winer explainsthat most of the space is openso that people can get a senseof its history as an industrialcomplex. Founded in 1820,Savage Mill was a textile

weaving mill that operated until1947. Water from the adjacentLittle Patuxent River owedover a 30-foot water wheel thatpowered the machines that

wove the cloth. In the 1800s themain product was canvas the

lightweight yet strong material was used in making sails forclipper ships that sailed in andout of Baltimore harbor. Thecanvas woven at the mill wasalso found in other sectors of theeconomy. It was used for makingtents, cannon covers and othersupplies for Civil War armies; itserved as the material on whichbackdrops were painted forHollywoods rst silent moviesfrom 1890 to 1900; and also

was used for canvas, cots, truckcovers and transport bags usedby US soldiers in Europe duringboth WWI and WWII.

After production stopped atthe mill, it was turned into aChristmas display village from1947 to 1950 and then was

purchased by the Winer familyin 1950. Winers father and vebrothers originally establisheda manufacturing business inBaltimore in 1941. The businessmade plastic products includinga high pressure laminatesimilar to Formica and an early

version of plastic wrap, which was eventually sold to anothermanufacturer. The businessgrew rather quickly, productionexpanded into a neighboringcounty, and they couldnt buildfast enough, so the mill waspurchased for storage. Beforethey bought the mill, it wasslated to be torn down, butafter the family purchased it,sprinklers were installed anda good bit of the complex was

preserved, Winer explains.continued on PAGe 12

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8/16

BYCYNTHIA HUMMEL

Special Features Writer

Amy Shea of Lancasteris living her dream:making a living in theperforming arts.

She wears many hatsin 2-Shea Productions that sheowns with her husband, Morgan.

A later boomer born in 1963,Amy acts, portrays historicalfigures such as Martha Washington,

models for illustrators andartists and designs costumes forentire productions.

The performing pairs Lancasterhome also houses many dozensof hats, some of which Morgancreates. A few of the hats arekept on top of a throne in theirliving room.

Amy explained that she buys

things that resemble items that would have been worn and used

in different eras of history in thriftshops, Goodwill, boutiques andcatalogues. In addition to hats, theyhave dozens of costumes, gloves,

jewelry and a collection of swords. They use the items in their ownproductions as well as rent them toother performers.

The items are stored by type, arack full of costumes in one room,props in another and jewelry andgloves in a third. The items arealso organized by era. The couples

dining room has not-so-typicalwine glasses. Some drinking vesselsare ones Morgan fashioned fromleather and decorated, while othersare glass in many shapes and sizes.

Amy said she does not portray arole without first researching it. Astickler for accuracy, she only wearsitems that resemble those from thecorrect era.

There were hints about Amysfuture acting and costuming

career early in her life. She spenthours as a girl playing dress-up

with her grandmothers jewelry.She now uses those same piecesin productions. She gets creative,using one of the necklaces asa tiara.

After graduating with abachelors and masters degreefrom Millersville University, Amy

went to work in education. Her jobdid not keep her from her love ofacting. She did Renaissance Fairs,

plays and musicals.Through the performing world,

she met Morgan, who developeda character named The RogueSommelier. One or both of themacted at Historical Philadelphia,Valley Forge National Park, DutchApple Dinner Theatre, MountGretna Theater, the EphrataPerforming Arts Center, the

Pennsylvania Renaissance Fair, andthe former Three Little Bakers.

Having worked in so manyaspects of the performing arts,Amy and Morgan felt they had theskills to form their own company.

The move resulted in the creationof 2-Shea Productions.

We thought, Why not just dothis ourselves, Amy explained.

As 2-Shea Productions, thecouple presents historical events,fundraisers, school programs,murder mysteries, dinner shows,grand openings, holiday parties,

and wine tastings. More recently,they began doing winery and

vacation spot reviews.

Today, Amy is a certified teachingartist with the Childrens Theaterof Minneapoliss NeighborhoodBridges Program and a memberof the artistic staff at HistoricalPhiladelphia Inc. While she travelsto other areas to perform, locally

she can be seen at Rock FordsPlantation Tavern nights.

F e a t u r e d B o o m e r

Living her dream

Amy Shea

8 BOOMers August 27 2011

FAST FAC

Favorite role to

Marquis de Mer

from Dangerou

Liaisons

Favorite area of

performance

Acting

Favorite vacatio

Fairmont Hot

Springs, Montan

What would you

aspiring perform

Dont let peopl

you that you ca

do this for a livi

B o o m e

BOOM

ers August 27 2011 9


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BOOMers August 27 2011 9

he standard for peopleentering their golden

years has long been tofib about their ages.Growing older hasnt

lways been seen as a positive.

ut increasing perks have mademore advantageous to be proud

f their age.It used to be that a senior

iscount meant a reduced faren the bus or a couple of cents ved on that morning cup ofoffee. However, as more of theaby Boomer generation enterstirement years, businesses

re catering to Boomers active

festyles with discounts anderks in a variety of ways.It pays to do a little research,

specially at stores where youop frequently, says Albert, atail store manager in New York.hey dont often advertise their

iscounts, but many stores doave a policy for senior savings ifou simply ask.Discounts may vary by

anchise or retailer, so its

portant to inquire withustomer service or the managerbout age requirements ande percentages off purchases.

tores like Kohls offer discountsn a certain day of the week.ther businesses may have

standard percentage thatey take off regardless of the

ay or time the purchases areeing made. Dunkin Donuts,

B Toys, Banana Republic,nd many other retailers offernywhere from 10 to 15 percentff on purchases. That can addp to considerable savings,specially for older adults livingn fixed incomes.And individuals need not betirement age to reap store perks.ome businesses offer discounts

for customers over the age of 62.Many others start the cutoff at50 to 55. The earlier Boomersfind out about discounts, thesooner they can start saving.

Stores arent the only ones

offering perks to seniors, either.Discounts may be available onairline flights and other modesof transportation. Reduced rateson hotel rooms, car rentals andother travel industry items arealso available.

Community services maybe made possible for seniorsas well, including low orno-cost financial counseling.

Health companies also mayhave discounted programs forseniors, including fitness clubs,prescription programs andtherapy. Anyone age 50 andup is eligible for enrollment inAARP, which boasts its owncollection of discounts andrecommended businesses.

Lets not forget senior housing, which has evolved way beyondthe retirement communities

of the past. Todays seniorliving facilities often boaststate-of-the-art fitness centers,theaters, pools, transportation forshopping, recreational activities,and much more in addition tothe steeply reduced purchaseprice for a home. Retirementhomes are often several thousanddollars cheaper than an on-parhouse of similar size sold to a

younger buyer.Before anyone 50 years or olderpays full price when shopping,dining out or traveling, he or sheshould investigate whether thereare discounts in place that canquickly add up to savings.

(SEE PAGE 11 for the

BOOMers Card information.)

The Upside toGetting Older MAKO technologycan keep you frombeing sidelined.

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Eden Resort & Suites (Presidential Room), 222 Eden Road,

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Does knee pain have you betweena rock and a hurt place?

LRMCs Orthopedic Care Network includes a comprehensive

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MAKO SeminarRestore My Aching Knee



10/16

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300 Harrisburg Ave. 299-3000www.lancasterartshotel.com

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924 N. Prince St. Lancaster399-8358 www.theneptunediner.com

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125 South Centerville Rd.Lancaster 391-7656

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CHOO CHOO BARN, INC.Route 741 East, Strasburg

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LEISURE LANES3440 Columbia Ave.

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JUKEBOX NIGHTCLUB1703 New Holland Ave. Lanc.

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NEW SINGLES717-713-1494

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AMERICAN SLEEP CENTER1957 Fruitville Pk. Lancaster

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THE BED & FURNITUREWAREHOUSE

166 Arrowhead Dr.

Rapho Industrial Park 653-8096www.bedandfurniture.com

FURNITURE THAT FITS3515 Columbia Ave

Mountville 285-2547

HERITAGE DESIGN INTERIORS1064 Main St., Rt. 23 Blue Ball354-2233 [email protected]

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WOLF FURNITURERohrerstown Rd. exit of Rt. 30 Lanc

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A THERAPEUTIC EFFECT123 Oakridge Dr.

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COCALICO AREA HEARINGSERVICES

3 Cardinal Drive 336-8198

DR. BENJAMIN F.D. CHIKESPractice limited to orthodontics

Ephrata 738-4901

HARMONY FITNESS-A Womens Gym3695 Marietta Ave. Lancaster

285-3476 [email protected]

HARTZ Physical TherapysMedically Adapted Gym (M.A.G.)90 Good Drive Lancaster

735-8880 www.hartzpt.com

HEALTH e-TECHNOLOGIES538-8392

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HOME FITNESS EQUIPMENT1955 Manheim Pk. (Foxshire Plaza)

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JUICE PLUS+/HURST PARTNERSINTERNATIONAL, LTD.

800-384-1962

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L & E MASSAGE THERAPY CENTERSLancaster and Ephrata locations

560-6788 and 721-3254

MERLE NORMAN COSMETICSTUDIO

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PATRICIAS HAIRSTYLING CENTER3844 Columbia Ave.

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DIRECTORYPresent yourBOOMers Card at these fine establishments for special discounts.

CARD

B

O

OM

er

s

Check store offers on LancasterOnline.com, click on Special Sections and find Boomersor call individual stores for offers, details, exclusions and expiration dates.

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APPAREL, ACCESSORIES & SHOES

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HEALTH & BEAUTY



11/16

Present this card to a participating business and receive a special offer. If

you were born between 1946 and 1964, youre considered a Baby Boomer.

The participating businesses are generously offering you a special deal

just for presenting your card. It is that simple! A directory of participating

businesses appears in each issue of BOOMers. How do you get your

BOOMers

Card? Just fill out the form below, send it in or drop it off tous and well rush the card out to you. Use it as often as you like at as many

participating businesses.*

Fill out this form today and then either mail it to:

BOOMers Card Lancaster Newspapers, Inc.

Retail Advertising Department

P.O. Box 1328, Lancaster, PA 17608

Or bring it to us at 8 W. King Street in Lancaster

Special Discounts forBOOMers

readers!Lancaster Newspapersannounces a special featurefor Baby Boomers. We areoffering, at no charge to you,

this BOOMers Card.

The card carried by

APUBLICATIONOFLANCASTERNEWSPAPERS, INC.

BOOMers

Complete this form and mail to:

Lancaster Newspapers, Inc. Boomers Card PO Box 1328 Lancaster, PA 17608

Name __________________________________________________________________

Address ________________________________________________________________

________________________________________________________________________

E-mail __________________________________________________________________

Age ________ Gender ______

Send for yourBOOMers Card today!

__Yes __No May we share your e-mail address with BOOMers Card participating businesses so they can

send you special offers?

__Yes __No May we share your mailing address with BOOMers Card participating businesses so they can

send you special offers?

DI

REC

TO

R

YCheck store offers on LancasterOnline.com,click on Special Sections and find Boomersor call individual stores for offers, details,exclusions and expiration dates.

Save this directory for referenceuntil the next BOOMers arrives with

the Saturday combined editions.

LANDIS at HOME

www.landisathome.org

PREMIERE CARPET CLEANERS

www.premierecarpetcleaners.com/boomers842-2015

SCOOTER WAREHOUSE401 Granite Run Dr. Lancaster

393-8213 LancasterScooterWarehouse.com

SIEGRIST DECORATING

232 W. Main St.Leola 656-2826

STERMER BROTHERS STOVES & SPAS1330 Harrisburg Pk 207-0901

www.stermer.com

TRIANGLE REFRIGERATION CO.Brownstown 656-2711

ZIMMERMANS ROOFING, LLC325 B West Main St. New Holland

354-3737 www.zimmermansroofing.com

PARKHILL JEWELRYEphrata 733-8800

VINCENT & CO. FINE JEWELERS1633 Lititz Pike Lancaster

299-GEMS

DREAM DINNERSLancaster 509-4530

www.dreamdinners.com

AMERICAN TASTESSuite E, Silver Spring Center

3545 Marietta Ave. Lancaster 285-1361

ELLENS HUMMELS2495 Lincoln Hwy, Quality Center

Lancaster 394-8138

FLOWERS BY PAULETTE258 N. Queen St. Lancaster

295-5411 www.flowersbypaulette.com

IHDES STUDIOS25 N. Charles St. Ephrata

738-0835 www.ihdestudios.com

KEYSTONE EQUINE PET & WILDLIFE781 E. Main St.

Mount Joy 492-0027

LEGACY USED BOOKS & COLLECTIBLES145 E. Main St. New Holland

351-0740www.legacyusedbooksandcollectibles.com

NIMBLE THIMBLE45 N. Market St. (next to Quilt Museum)

Lancaster [email protected] nimblethimble.biz

PENNSYLVANIA TOY ACADEMY &THE PARTY SHOP INC

705 Olde Hickory Rd Lancaster569-2286 [email protected]

PUFF N STUFF253 N. Queen St. Lancaster 393-9772

Myspace.com/puffstuff253

SUK SHUGLIE GALLERY1320 B Manheim Pk (beside Essis)

Lancaster 393-0966

JEWELRY

SPECIALTY STORES

MEAL ASSEMBLY

12 August 27, 2011BOOM

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12/16

12

A

screened-in porch ora three-season roomcan be a welcomespace that adds viableliving area to

house. Oftentimes,

hese rooms serve asbridge between the

ndoors and outside,nd they canffer the creatureomforts of any otheroom in the home. Justs they would a bedroomr family room, manyomeowners prefer to

decorate this area so it doesntlook like an extension of thebackyard, instead showcasing the

homeowners personal style.Homeowners can addmany accents to a

screened-in porch.Keep in mind thatbecause this three-season room willlikely need toendure the weather,

including moisture andsunlight, decoratingshould be plannedaccordingly.

Decorating a

screened-in porch

In the early 80s, Winer put togethera partnership to purchase and renovatethe buildings. In a sense its still in thefamily. Ive also continued the family s

vision of adaptive reuse of the building,but on a different scale, he says. The essence of the textile mill is

preserved not only in the buildings, butbits of the history are also related oninformation pieces placed throughoutthe complex. Although the main millbuildings were renovated by 1993 andare in use today, renovations continuewith plans for the historic wheel house,mill race and boiler over the river.

The original manor house has alsobeen restored. A Victorian home built in

1895 for the mills rst manager, the houseis a special events venue and is available fosmall meetings, weddings and other events.There is also a banquet area in the mill.

A unique experience awaits

at Savage Mill whether its

a stroll through the shops and

antique vendors, enjoying the

food, or challenging yourself

on the adventure course.

For further information, visit

www.savagemill.com.

Turn a screened-in porchinto a welcoming spacewith a few different ideas.Here are some things toconsider.

Think about adding sheer

curtains to create privacy andkeep sun out on hot days. It is

important to choose fabrics thatare fade-resistant but also resistantto mold and mildew. Muslin oreven mosquito netting in differentshades can be draped to add somevisual interest.

Look for outdoor furniturethat is both comfortable andattractive. Wicker, wood

and wrought-iron are popularmaterials for outdoor designs. There are also cushions craftedfrom weatherproof materials thatcan add a pop of color and comfortto the space.

Enhance the area withsome wall art. Hang ananchor for a nautical theme,

or some whimsical accessories tocreate a kitschy country feel.

Spruce up the lighting soits not sterile outdoor oodlights. Install a ceiling fan

to circulate the air and add someaesthetic appeal. Or considerhanging a chandelier madeof materials that are imperviousto the weather, like seashellsor bamboo.

Just because youreadjacent to the yard doesntmean you cant bring some

plant life inside of the screenedroom as well. Potted plants will

soften the room and add color anda homey feeling to the space. Justbe aware that outdoor plants have

to be watered more frequentlythan indoor plants because of theitendency to dry out in the sun.

Dene the entertaining

space with a throw rumade from outdoor fabric.

Essentially you can create a miniliving room right outside.

Be sure there is an electricaloutlet available on the porcso that you can plug in

radio or even a tabletop lamp i you enjoy reading in the twilighareas. An outlet can also make i

possible to plug in a small fountainor water feature.

n

n

FM A 7

Reg. $79.95. Quantities Limited.

Quickly clean large rooms with lesspasses with a powerful 15-inchWidepath nozzle and 12 amp motor

Allergen filtration system capturesdust mites, ragweed, and commonpollens

VACUUM & SEWING CENTER1357 Fruitville Pike Lancaster

397-5776 or 397-5411

Monday thru Friday10-6; Saturday 9:30-1:30

AAAAAA

We repair most makes ofsewing machines and vacuums:

Kenmore Dyson KirbyOreck Singer And more

$

6995

Hoover TempoWidepath

BOOM

ers August 27, 2011 13


13/16

Will you have enoughmoney for retirement?

That question maykeep you up at night.Or you may avoid

thinking about it altogether.What scares me for this country,

especially for the baby boomer generation,is that many people will have to rely on theirinvestment smarts in managing retirementfunds, says economist Steven Weisbartof the Insurance Information Institute.Many have no training, or interest, inmanaging money.

One possible solution? Annuities contracts sold by life insurance companies

that offer a guaranteed stream of incomefor those golden years.

Fixed savings annuities, also knownas deferred annuities, have guaranteedinterest rates and tax-deferred benets.And immediate income annuities offerguaranteed income for life. Most important,they both promise peace of mind. Bothare popular during market downturns. AtUSAA Life Insurance Co., one of ve lifeinsurers that is AAA rated, total annuity

sales grew 26 percent from 2008 to 2009.And the company says it anticipates annuitygrowth will increase as baby boomers getfurther into retirement.

Annuities come up in conversation whenpeople are concerned about market turmoil,or when they do a retirement income planand are worried about running out ofmoney, says J.J. Montanaro, a certiednancial planner practitioner with USAA.

Now more than everWith a draining Social Security reserve,

traditional pensions on the wane, a volatilestock market and homes losing value, retireesshould be thinking harder than ever aboutprotecting and growing retirement assets.Longer life spans mean retirees may haveto amass more money and preserve it manymore years than previous generations.

Having a portion of retirement money

in a xed savings annuity with a xedinterest rate offers certainty in an uncertaininvestment market, Montanaro says. And

using a portion of your savings to buyan income annuity can offer a pension-like stream of monthly payments to helppay your bills. Whether youre talkingabout creating income or building aretirement portfolio, an annuity can work

well as a tool in your retirement toolkit,says Montanaro.

Fighting misperceptions

Weisbart says annuities in general getan unfair rap, often from people whosell competing investment products oncommission. But xed savings annuitiesand xed immediate income annuities arefairly straightforward, says Montanaro.And their fees are very competitive

to other retirement products. In someinstances, fees can be waived altogether.

You can also name a beneciary so anymoney remaining goes to someone

you love.Finally, some point out interest rates on

annuities arent as high as they were a few years back. But annuities with xed ratescan still be a good deal if youre lookingfor a secure place to put your money.

Relative to other safe investments, such ascerticates of deposit or treasury bills witheven lower rates, they are still attractive,Montanaro says.

How to choose

Deciding which of these kinds ofannuities could benet you is easy, says JoeMontminy, assistant vice president of theannuity research program at LIMRA. Justask, Do you need the money now or later

for your retirement needs?If you need it now, consider the immediateincome annuity. If your retirement is a few

years away and you want to increase yourassets, go with a xed savings annuity.

Heres how each works.

Savings annuity

Savings annuities earn either a xed ratefor a period of time, say ve or 10 years, ora exible rate that changes over time withinan established range. All xed savingsannuities have a guaranteed minimuminterest rate, the interest is not taxed until

you take the money out, and is guaranteedagainst loss by the insurer.

Think of the xed savings annuity as a

safe harbor, Montanaro says. It can onlygo in one direction: up.Because taxes are deferred, withdrawals

before age 59 could be subject to penalties.But remember the annuity is really forretirement, so you should try not to touchit anyway.

Immediate income annuity

This kind of annuity helps cover basicliving expenses in retirement. To nd out

if you need one, add up monthly, non-negotiable bills utilities, food, propertytaxes, etc. If your guaranteed income fromSocial Security and military or corporatepensions cant cover the tab, an immediateincome annuity can help ll the gap.

Youll feel secure not having to pay bills with your investment income, which canplunge during market downturns, notesMontminy. Weisbart agrees: If you have

to cancel a vacation because the marketsdown, thats ne. But if you cant buymedicine or food, thats a problem.

Though immediate annuities require asizable one-time premium, youll have thesecurity of knowing essential expenses arecovered immediately. Thats what makesthem worth considering. Its the insurancefactor the peace of mind that peopleare looking for, says Montminy. By havingthat guaranteed payment for life, youknow you have some protection on youroverall portfolio.

Experts emphasize that the lump sumyou use to buy an income annuity should bejust a portion of your retirement assets. Youwant to diversify your retirement portfolio

to also provide liquidity and to protectagainst ination.

Bottom line

There are only ve life insurers that areAAA rated, so make sure the company youbuy from has high marks from the insurancerating agencies. You want to make sure thecompany is around as you age. And reviewthe ne print on your contract with anancial adviser.

The goal is to understand what youre buying and approve the terms,Weisbart says.

3

Dont gamble with

your golden years

COURTESY OF ARA CONTENTn

14 August 27, 2011BOOM

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14/16

4

BYGLORIA SANANES STEIN

Special Features Writer

Tucked away on the 19,000acre Fort IndiantownGap National Guardbase in Annville is a

World War II vintagearracks building that serves as a

omprehensive museum, displayingany aspects of military life. The broad spectrum of exhibitsocuments how soldiers livedithout the comforts of home.rom the Civil War to Iraqnd Afghanistan, the collectionemonstrates their daily life,

ncluding, everything from wherehey slept, how they ate and whathey wore, to weapons and snakeite cures and a typical barracks

atrine, a far cry from the privacyf home. The plan to establish aennsylvania National Guardilitary Museum was developed

y Major General Frank Smokern 1984. Approved by former

Adjutant General of Pennsylvania,Major General Richard M.Scott, the museum was dedicatedon December 18, 1986, and isconcerned with the preservation ofthe Pennsylvania National Guardsand Fort Indiantown Gaps history.After retiring from the service,Major General Scott, a Lancaster

native ran for mayor. He was electedin 1973 and reelected in 1977.We have more than 200,000

items in the museum and privatedonations keep coming in, says

volunteer curator Charles E. Oellig,author of a history of the museum.I assisted in the developmentof the museum in 1986 and gotmore involved after retiring frommy job at the State Museum ofPennsylvania. Oellig served in the

Pennsylvania National Guard withthe 28th Military Police Company.

Although the museum is openonly two days a week, it attractsa broad range of visitors, saysOlleig. We have had visitorsfrom Canada, Germany, France,

England, Luxembourg, Belgium,and Lithuania, as well as soldiersand veterans from almost everystate in the union. In 1945 there

were over a thousand Germanprisoners of war at the Fort. In thelast 10 years a few have come back

to visit the museum.Colonel William O. Hickock Vserved with the National Guardfor 30 years . Im a frequent visitorto this ever growing collection, hesays. I am particularly impressed

with the area devoted to the lifeand career of former diplomatA.J. Drexel Biddle who served asAdjutant General of Pennsylvania.

Most families have loved ones orfriends who served in the military.

The museum brings to life anunderstanding and connection ofthe sacrifices made by those whoserved in both war and peace.Several examples of a soldiers lifeinclude a life-like bare bones tentshelter, army kitchens, a dispensaryin Korea and bare wood floor toceiling offices that often relied oncoal furnace heat.

The grounds surrounding the

museum have many monuments,as well as tanks, planes and rockets.A helicopter training field may

provide visitors with a close up lookat choppers in action.

The spacious fort has impressivelydisplayed acquisitions that pay

homage to the memory of eventssuch as Battle of the Bulge in World

War II. World War I is representedby the famous French Gratitude

Train; a box car that carried 40soldiers and eight horses to thefront. Later during World War II,the train was filled with suppliesfor starving people in France. Afterthe war, the French showed theirappreciation by filling a box car

with gifts and trinkets from theirhomeland and delivering it to

Washington, D.C. In 1950 it wasrefurbished and turned over to thePennsylvania National Guard.

Visitors can see the three dryland ships that were used to trainsoldiers in the movement of troopsand supplies overseas. A Civil

War cannon, manufactured in1862, was made at a Pheonixville,

PA ironworks and transported toIndiantown Gap from Pittsburghin 1971.

There are three lakes on thebase; Lake Shuey, which wasconstructed in 1958 for amphibioustraining. Lake Marquette was builtin 1939 as an area for lifeboat andtraining skills. Memorial Lake,created in 1945 to train soldiers inamphibious maneuvers, is now a

state park with facilities for fishing,hiking, windsurfing, canoeing, crosscountry skiing and picnicking.

A little north of Lake Marquetteis St. Josephs Spring which servedresidents and visitors to the tradinpost during Colonial days. An

infamous murder, committed bythe Blue Eyed Six in 1878 occurredat this location, when six shadycharacters conspired to murderpoor neighbor after planning aninsurance scheme and pay-off.

They drowned the man Indiantown Creek.

Fort Indiantown Gap is a hugebusy place criss-crossed withnetwork of roads that leads to

training grounds, classroomschapel, cemetery, post headquartersand many more sights. Themuseum supplies a detailed map othe grounds encouraging visitors to

walk or ride at their own pace. The Army National Guar

(ARNG) is one branch of the U.S.Total Army, consisting of the ActiveGuard, and Reserve components.It is composed of reservists civilians who serve their country

on a part-time basis. Pennsylvanialike each state and territory, hasits own Army National Guardforce as provided by the UnitedStates Constitution.

PENNSYLVANIA NATIONAL

GUARD MUSEUM

Fort Indiantown Gap Building T-8-57

Annville, PA 17003

Open Monday and Friday

10 a.m. - 4:30 p.m.

Free admission717.861.2402

Website: www.dmva.state.pa.us

WORLD

WAR IIMUSEUMSHOWS ASPECTS

OF MILITARY LIFE

BOOM ers August 27, 2011 15


15/16

EVERYDAY LIVING

U.S. Population .......................... 165,931,202

Life Expectancy ...............................69.6 yearsAverage Yearly Income ..........................$4,418

Average Cost of a New Home ............. $10,950

Average Cost of a New Car ................... $1,900Federal Hourly Minimum Wage .................75Cost of a First-Class Stamp ...........................3

WHAT HAPPENED

POPULAR

TV SHOWS

Gunsmoke debuts on CBS and will go onto be televisions longest-runningwestern

The $64,000 Question

I Love Lucy

The Jackie Gleason Show

You Bet Your Life

Toast of the Town (Ed Sullivan)

POPCULTURE

Disneyland opens in Anaheim, California

Laws enacted requiring seatbelts to beinstalled on all new cars

Ray Kroc starts the McDonalds fast foodrestaurant chain

Colonel Sanders went on the road to sellhis secret chicken recipe to restaurants

First cans of Coca-Cola were sold - previ-ously only bottles of Coca-Cola were sold

In God We Trust is added to all U.S.paper currency

Fish Fingers are marketed by Birds Eye

First Guinness Book of World Recordspublished

The Mickey Mouse Club debuts on ABC

Tappan manufactured the first homemicrowave ovens at a cost of $1,300

Dont Walk signs are introduced in New

York City

Rudolph Flesch publishes Why JohnnyCant Read, a stinging criticism of U.S.education

Polio shots are given in schools for thefirst time

Instant Oatmeal is invented by theQuaker Oats Companyats

Pink clothes for men become afashion rage

Rosa Parks refuses to give up her seat on a bus inMontgomery, Alabama a major event in the Civil

Rights movement.BrooklynDodgers win the World Series for thefirst and only time.Sugar Ray Robinson wins the World BoxingChampionship.Albert Einstein dies.Dwight Eisenhower is president and Richard

Nixon is vice president of the United States.

President Eisenhower suffers heart attack and ishospitalized for three weeks.

President Eisenhower takes part in the firsttelevised press conference.

Dr. Martin Luther King, Jr. leads the first majorevent of the U.S. civil rights movement, a busboycott in Montgomery, Alabama

AFL and CIO merge to become theAFL-CIO, thelargest labor union.

TOP 5SONGS

5

1955

Tutti-FruttiLittle Richard

MaybelleneChuck Berry

Bo DiddleyBo Diddley

Why Do Fools

Fall In LoveFrankie Lymon &The Teenagers

The Great PretenderThe Platters



16/16

I

f you appreciate the personal touch, B&Bs are for you. Bed-and-Breakfasts offer a great deal of service at a great price.

Romantic getaways are a particular specialty. Well get thechocolate, arrange the ne dining, put the rose petals on thebed, that whole host of things that makes a stay with us a total

experience, Katherine Brown, proprietor of the Bloomsbury Inn inCamden and a board member of the 74-member South Carolina Bedand Breakfast Association said. South Carolinas bed-and-breakfastcommunity also offers diversity in price points, geography and history.(Browns own establishment, for instance, was the home of Civil Wardiarist Mary Boykin Chestnut.)

As for cost, $100 or a little more a night will get you the frontporch mint julep experience in the states small towns, on up to a fewhundred dollars a night in the high-end B&Bs in Charleston.

Bed-and-breakfasts are an excellent way to get luxuryaccommodations in communities that dont have a lot of business-level hotels. For instance, the Oak Manor Inn sits on a shady lot nearthe picturesque little campus of Coker College in Hartsville. OwnerSteve Tinney caters to the typical bed-and-breakfast traveler but alsoto businessmen in town for meetings with Sonoco Products Co.

And, while theyre known for their breakfasts, of course, bed-and-breakfasts also can provide luxury dining. Abingdon Manor, locatedin Latta just off Interstate 95 in northeast South Carolina, is a prime

example. There, innkeepers Mike and Patty Griffey have addedne dinner cuisine, along with cooking classes and well-receivede-newsletters, to the usual morning fare.

And for those with a special appreciation forthe fruits of the vine, theres Kilburnie, the Innat Craig Farm. Owned by Johannes Tromp, aformer general manager of the Windows of the

World restaurant atop the World Trade Towers,this bucolic setting near Lancaster has been

listed in Wine Spectator magazine for its necollection. A great place to start the search isat www.southcarolinabedandbreakfast.com , theassociations Web site. There, potential guests cansearch by city, check out individual properties andeven download favorite recipes.

For more information on cozy places in South Carolina, visit www.DiscoverSouthCarolina.com.

Bed and

Breakfasts

Offer Pampering,Value, History

n

Neurosurgical & Spine Consultation

Brain & Spine Surgery

Orthopedic Surgery & Sports Medicine

Interventional Pain Management

Physical Therapy

Neurology coming in November 2011www.brainsandbones.com

LANCASTER Main Oce, 2150 Harrisburg Pike, Suite 200 717-358-0800

EPHRATA Neurosurgical, 175 Martin Avenue, Suite 340 717-358-0800EPHRATA Physical Therapy, 1261 Division Hwy., 2nd Floor (Nolt Dental Bldg.) 717-721-3356

COLUMBIA Orthopedic, 306 North 7th Street 717-358-0800

SPONSORS

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