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The Financial Solutions Company

SynergyFinancialPartners.com

We find most people fall into at least one or two of these three categories once they hear our story:

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1. Self-Employed/Dual CareerThey get excited about working with SFP to build a tremendous second income business, or they want to build a powerful "Plan B" for down the road.

2. Business OwnerThey see the full potential of the business opportunity and want to transition to a full-time career as a SFP business owner as soon as possible.

3. ClientThe timing to get involved in the business is not right for them, but they see the power of the products and services we offer and they want a better financial plan for the future.

MISSION

To change the way Americans plan for their financial future.

VISION

To build the world’s BEST consumer financial education and empowerment company.

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THEPERFECT

STORM

Current State of the Economy• Taxes• National Debt• Financial Markets• Volatility• Avg. US Savings Rates at All-time Lows

— 1971: 11.75%— 2010: 2.15%

• Greatest Wealth Transference in History Over the Next 20 Years

Financial Services & Insurance Industries

• 2 – Trillion Dollar Industries• Products & Solutions vs Productions &

Solutions• Distribution is the Worst Ever• Middle America is Grossly Neglected

4


Why SFP is Perfectly Positioned to Make Business History…

THEPERFECT

STORM

Leadership• Business• School• Religious Organizations• Athletic Teams

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Why SFP is Perfectly Positioned to Make Business History…

People• Coachable• Smart• Ambitious• Great Work Ethic• Culture that Breeds Success

Timing• Timing is EVERYTHING

System• Franchise-Like• Scalable• Proven• Predictable• Profitable• Leverage• Residual Income• Self-sustaining

THESOLUTION When the problem is big enough, and the solution is

big enough, a HUGE opportunity exists for those who are willing to put in the effort to make a difference!

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Here is one of the most profound statements ever made…

Now lets explore…• The Problem• The Solution• The Opportunity• How it can work for you.

THEPROBLEM

• The last decade has been extremely tough for many Americans. From 2003 through 2012, 22.1 million1 American homes fell into foreclosure2, while over 11.7 million Americans filed for bankruptcies. 3

• American households' median net worth fell a whopping 38.8% between 2007 and 2010.4

• In 2010, ownership of personal life insurance hit a 50-year low. Over 35 million Americans and 30% of households are not covered by a life insurance policy.5

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The American Family is in Financial Distress…

1 Includes projections for year 2012.2 Source: statisticbrain.com/home-forclosure-statistics/3 Source: USCourts.gov4 FoxBusiness.com Mon., Sept. 12, 2011 5 LIMRA Aug. 2010

THEPROBLEM

Heart Attack

• About every 34 seconds, someone in the United States has a myocardial infarction (heart attack).1

Stroke• On average, a stroke occurs every 40 seconds.2

Cancer• A new cancer is diagnosed every 30 seconds in the

United States.3

• 1 in 2 men and women will be diagnosed with cancer in their lifetime.4

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Critical and chronic illness is also dramatically effecting many Americans

1. “About Heart Attacks” AHA 6/12/11.

http://www.heat.org/HEARTORG/Conditions/HeartAttack/AboutHeartAttacks/About-Heart-Attacks_UCM_002038_Article.jsp (24 April 2012)

2. “Impact of Stroke” American Stroke Association 18 April 2012

http://www.strokeassociation.org/STROKEORG/AboutStroke/Impact-of-Stroke_UCM_310728_Article.jsp (24 April 2012)

3. “Cancer Facts & the War on Cancer” National Cancer Institute. 2012.

http://training.seer.cancer.gov/disease/war/ (24 April 2012)

4. “SEER Stat Fact Sheets: http://seer.cancer.gov/statfacts/html/all.html (25 April 2012)

THEPROBLEM

Heart Attack 60%

Stroke 70%

Breast Cancer 87%

Prostate Cancer 98%

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Chance of Physical Survival

1. “Critical Illness Statistics” Pinney Insurance Carrier, 2012 http://www.pineyinsurance.com/critical-illness/statistics.php (13 April 2012

2. “National Survey of Households Affected by Cancer” USA Today/KFF/Harvard School of Pub. Health, November 2006.

http://www.kff.org/kaiserpolls/upload/7591.pdf (13 April 2012)

3. Shaw LJ, Merz CNB, Pepine CJ. Et al. The Economic Burden of Angina in Women with Suspected Ischemic Heart Disease: Results from the National Institutes of Health National Heart, Lung and Blood Institute-Sponsored Women’s Ischemia Syndrome Evaluation. Circulation, August 29, 2006; 114(9):894-904

4. “The Real Risk That You’ll Have a Critical Illness” Facts about Critical Illness Insurance Coverage and Costs, 2012 http://www.criticalillnessinsuranceinfo.org/ (13 April 2012).

Chance of Financial Survival

• Nearly half of people whose families have been affected by cancer say the costs of cancer care were a burden on their family, including one in six who say such costs were a MAJOR burden.2

• The cost of a severe heart attack – including direct and indirect costs – is about One Million Dollars.3

• 1.5 Million Americans will declare bankruptcy this year and 60% are due to medical bills.4

THEPROBLEM

For every 100 people who are, or would have been, age 65 today, here is what has happened-

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And the Retirement front is just as bleak…

American’s have to change the way they plan… before its too late.

Have annual incomes between $10,000 - $50,000

54

19

1611

Have annual incomes under $10,000

Have passed away

Have annual incomes under $50,000

THEPROBLEM

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Americans Face 5 Huge Obstacles to Wealth & Financial Peace of Mind

Time

Inflation

Taxes

Investment Losses

Critical and/or

Chronic Illness

THEPROBLEM When the problem is big enough, and the solution is

big enough, a HUGE opportunity exists for those who are willing to put in the effort to make a difference

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We said earlier…

Now lets see if the solution is big enough…

So…..

Is the problem big enough?

THESOLUTION

Our Proprietary “Financial Blueprint” Needs Analysis is based on the 6 Steps to Financial Security

1. Create an Emergency Fund3-6 months of living expenses

2. Eliminate DebtPayoff Credit Cards and eliminate Installment Debt

3. Ensure Proper ProtectionLife, Health, Disability and Long Term Care

4. Save for RetirementSafe Money Strategies to maximize retirement, minimize risk with the most tax advantages

5. Proper Estate PlanningWills, Trust, other final disposition documents

6. Increase Cash FlowStart a part time business to build an additional income stream for your family

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Synergy Financial Partners is 100% committed to changing the way American’s plan for the future.

THESOLUTION

How the process works…14


Financial Blueprint

Synergy Financial Partners is an Independent financial marketing organization we do not provide legal or tax advice we encourage you to seek professional legal and professional tax advice prior to making any financial decisions.

SetFinancial

Goals

STEP1Develop a

Plan

STEP2 Take Action

STEP3 Review and

Update Plan

Regularly

STEP4

Financial Security

THESOLUTION

Compound Interest — The Rule of 72Simply divide the number 72 by your expected rate of return to determine the number of years it will take your money to double:

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How Money Works

Age 4%

29 $10,000

47 $20,000

65 $40,000

Doubles in 18 years

Age 6%

29 $10,000

41 $20,000

53 $40,000

65 $80,000

Doubles in 12 years

Age 8%

29 $10,000

38 $20,000

47 $40,000

56 $80,000

65 $160,000

Doubles in 9 years

Age 12%

29 $10,000

35 $20,000

41 $40,000

47 $80,000

53 $160,000

59 $320,000

65 $640,000

Doubles in 6 years

“The most powerful force in the universe is compound interest.” - Albert Einstein

“The person that understands compound interest will earn it. The person that does not will pay it!” - Albert Einstein

THESOLUTION

Taxable16


Capital Gains TaxStocksMutual FundsReal Estate

Ordinary Income Tax WagesTax-Qualified Plans

Tax-Free

Municipal Bonds

Roth IRA

Life Insurance

Tax-Deferred

100% Taxed As

Income

$0 Tax

Tax-Free

0% Tax

Taxed

1. Free Money2. Tax-Free Money3. Tax-Deferred Money4. Taxable Money

Smart $ List

$0 TaxTaxed

THESOLUTION

Look at the Effect of Taxation on MoneyDouble $1 for 20 years17


Year 1 $2 2 $4 3 $8 4 $16 5 $32 6 $64 7 $128 8 $256 9 $512 10 $1,024 11 $2,048 12 $4,096 13 $8,192 14 $16,384 15 $32,768 16 $65,536 17 $131,072 18 $262,144 19 $524,288

20 $1,048,576

Year 1 $1.72 2 $2.963 $5.09 4 $8.755 $15.056 $25.897 $44.538 $76.609 $131.7510 $226.6111 $389.7712 $670.4113 $1,153.1114 $1,983.3415 $3,411.3516 $5,867.5317 $10,092.1518 $17,358.4919 $29,856.61

20 $51,353

28%Tax Bracket

THESOLUTION

• Are your current retirement assets at risk for loss?

• Did you lose any net worth over the last 10 years?

• How much of your retirement assets are you comfortable losing?

• Are you aware that there is tremendous “Safe Money” deposit and other wealth building products available that most people don’t take advantage of?

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Safe Money Strategies to Build Wealth

This is a hypothetical scenario for illustrative purposes only and does not reflect an actual investment in any product. It does not reflect the performance risks, expenses or charges associated with any actual investment. It should not be viewed as an indication of performance for any particular investment. Past performance is not an indication of future performance. Tax/legal advice is not offered by or through Synergy Financial Partners or any affiliated companies and recommends consultation with the appropriate professional.

THESOLUTION

Many people sacrifice return for safety, and other people sacrifice safety for return. Indexing brings together the best of both worlds. Realize gains without ever taking a loss!

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Protection & Potential


$100,000 Invested in 1997

Indexed AccountLarge Company Stocks

8/1997 8/1998 8/1999 8/2000 8/2001 8/2002 8/2003 8/2004 8/2005 8/2006 8/2007 8/2008 8/2009 8/2010 8/2011 8/2012

$150,000$140,000

$130,000

$120,000

$100,000

$160,000

$170,000

$90,000

$110,000

$180,000$190,000$200,000$210,000$220,000$230,000$240,000

$122,504

$140,255

$155,476

$166,359

$150,073

$131,080

$107,000

$166,359

$149,937

$126,925

$139,237

$95,529

$115,449

$117,435 $129,330

$152,488

$133,977

$103,775

$134,631

$105,012

$117.150

$137,430$146,662

$166,359

$185,588

$217,417

$232,341

$122,504

$122,504

$114,490

THESOLUTION

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The Power of No Losses

YearS&P 500 Annual Return

Value of$1,000

Cap FloorAdjusted Return

Value of $1,000

2000 -9.11% $ 908.90 13% 0% 0.00% $ 1,000.00

2001 -11.98% $ 800.83 13% 0% 0.00% $ 1,000.00

2002 -22.27% $ 622.49 13% 0% 0.00% $ 1,000.00

2003 28.72% $ 801.27 13% 0% 13.00% $ 1,130.00

2004 10.82% $ 887.97 13% 0% 10.82% $ 1,252.27

2005 4.79% $ 930.50 13% 0% 4.79% $ 1,312.25

2006 15.74% $ 1,076.96 13% 0% 13.00% $ 1,482.84

2007 5.46% $ 1,135.76 13% 0% 5.46% $ 1,563.80

2008 -37.22% $ 713.03 13% 0% 0.00% $ 1,563.80

2009 27.11% $ 906.33 13% 0% 13.00% $ 1,767.09

2010 14.87% $ 1,041.10 13% 0% 13.00% $ 1,996.81

**Past performance is not indicative of future returns.


THESOLUTION

• Protects your family if you die or become disabled.

• Protects your savings from market loss, while providing for upside potential that puts compound interest to work for you.

• Maximizes use of tax-advantaged savings and income opportunities.

• Allows access to those benefits in the case of chronic or terminal illnesses.

• Options for guaranteed income**

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What if you could find a product that had all of these benefits?

*This is hypothetical scenario is based on the performance of a leading Indexed Universal Life Insurance (IUL) product.**Guarantees are dependent on the claims-paying ability of the issuing company.

The Power of Living Benefits 23THE

SOLUTION


http://anallianceforlife.com/livingbenefits/video/butler/

22THE

SOLUTION

DisabilityIncome

Money to help payyour bills

AcceleratedLiving Benefits

Chronic, Critical or Terminal Illness

Riders

RetirementIncome

Money for a secure retirement

LifeInsurance

Money for your family


Indexed Universal Life…

Insurance you don’t have to DIE to use…

What a revolutionary solution:• Death Protection• Powerful Living Benefits• Tax-Free Savings

…all in one solution!


24THE

SOLUTION


Get More Retirement Income Without Adding More Risk

http://www.webprez.com/5977/51

THESOLUTION

The Tale of Two Brothers illustrates the difference between the old way of thinking and the new way.

• Both brothers are 35 years-old and save the same amount of money each year. Both are earning $70,000.00 per year.

• Both brothers are earning the same 8% rate of return over a 30 year period of time.

• Both brothers plan to retire at age 65 - The only difference is Brother New Way is paying taxes on his seed- using after tax dollars to fund his IUL, while Brother Old Way is paying taxes on his harvest – 401(k) savings with pre-tax income.

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The Tale of Two Brothers


THESOLUTION

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Brother Old WayInvested in a 401(k)

Contributed $6,520 to 401(k) plus $1,050 employer match

Pays $680 annual premium for a $600,000 30-year Term Insurance Policy

X Fully taxable at retirement.X Subject to Market Risk.X Subject to large, UNDISCLOSED fees.X No use or control prior to age 59 1/2

without penalty.X 98% chance he will not use his term

policy.

Brother New WayIndexed Universal Life

$0 contributions to 401(k)$0 employer match$7,200 annual premiumPermanent Protection IULInitial Death Benefit of $600,000

Provides 100% Tax-Free retirement income & Living Benefits.

Zero Market Risk. Virtually no limits on contributions. Complete Use and Control over his

money. Permanent protection to age 120.

THESOLUTION

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$858,000 balance in 401(k)

No more Term Insurance; Will cost him $12,000 to replace… IF he can qualify medically

$65,000 cumulative tax savings over the 30 years


$709,000 Cash Value in IUL

$864,000 Death Benefit to pass on to his family 100% completely Tax-Free

$0 cumulative tax savings during accumulation phase

30 Years Later…

Which would you rather have? $858,000 or $709,000?But remember, it’s not what you make that counts,

its what you keep!

THESOLUTION

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• $97,000 Annual Income• Costs him $129,334 from 401(k) to net

the $97K Income• Paid $32,334 taxes @ a 25% rate


• $97,000 Annual Income

• Costs him $97,000 Tax Free via loans

from his IUL

• Paid $0 Taxes

The Income Phase

Now which plan would you choose the “Old Way” or the “New Way”?

If client dies at age 100, he would have received that $97,000.00 for 35 YEARS = $3,395,000 AND his family is left with $3,036,000.00 all Income tax fee!

In 9 years at age 74, Brother Old Way runs out of money and has paid over $291,000.00 in taxes when he needed his money the most during his retirement!

THESOLUTION When the problem is big enough, and the solution is

big enough, a HUGE opportunity exists for those who are willing to put in the effort to make a difference!

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Lets go back to our statement again…

Now we know for a fact that a TRUE OPPORTUNITY EXISTS!

Lets explore how it can work for you.

Is the solution big enough?

THEOPPORTUNITY

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Keys to a Successful Business

TimeLeveraging

Residual Income

• OPE• OPM

Self-Sustaining

• Right People• Right System

Employee BusinessOwner

InvestorSelfEmployed

THEOPPORTUNITY

Three Life-Changing Options:

• Start Your Own Business— Need idea, time and money

• Own a Franchise— $100,000+ to get started

• Build An SFP Business — Ready to go!— No-risk – a proven opportunity— Proven turn-key system— Nationwide opportunity— Less than $500 to get started

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Community Commerce –vs- Traditional Business and Franchising

Community Commerce “gives

people the opportunity, with very low risk and

very low financial commitment, to build their own

income-generating asset and acquire

great wealth” Robert T. Kiyosaki,

Entrepreneur and Author

THEOPPORTUNITY

Coachable

Ambitious

Have a great work ethic

Desire to make a difference

Want a better quality of life

Center of Influence

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SFP is aggressively seeking the following people

THEOPPORTUNITY

33


World-Class Support

Synergy Financial Partners offers you World-Class Support to Help you Build your Business such as:

• SFP Synergy Format System

• Experienced Leadership

• World-Class Mentorship & Training

• Dynamic Promotion & Compensation Plan

• Cutting-Edge Marketing Tools

• Industry Leading Product Provider Companies

• State-of-the-Art Web & Social Media Presence

• Comprehensive Reporting System

• And much more…

THEOPPORTUNITY

• Pay off bills

• Save for retirement

• Save for your children’s education

• Have peace of mind

SFP has one of the best part-time/second income opportunities available today

34


What could your family do with an additional $2,000 -$3,000/month

The Synergy Financial Partners (SFP) Compensation System & Promotion Guidelines are subject to change at any time without prior notice. A SFP Associate must hold all necessary licenses, appointments and registrations in order to receive any compensation. Income is earned from the sales of Synergy Financial Partners authorized products and services. No income is earned for recruiting.

Many people have experienced different levels of success with Synergy Financial Partners and individual member experiences may vary. This statement is not intended to, nor does it represent , any current SFP Associate’s individual results may or will achieve. Commission amount may vary based on product type and size of purchase. This is a hypothetical scenario for illustrative purposes only based on a $2,400 target premium. There is no assurance that these results can or will be achieved.

THEOPPORTUNITY

35


SFP Part Time Opportunity



You

Help 4 Families per month

Average Client: $200 per month

200 x 12 months = $2,400

$2,400 x 4 Clients = $9,600

$9,600 x 40% Contract =

$3,840 per month OR

$46,080 a year

Part-time!

THEOPPORTUNITY

36


SFP Hybrid Compensation Model



You 4 Families @ $2,400 each = $9,600$9,600 x 60% contract = $5,760

5 TeamAssociates

2 Families each = 1010 x $2,400 = $24,000$24,000 x 20% Override = $4,800

You $5,760 personal production

+ $4,800 in overrides

$10,560 per month OR

$126,720 a year from a relatively small team!

THEOPPORTUNITY

37


SFP Hybrid Compensation Model

You 4 Families @ $2,400 each = $9,600$9,600 x 60% contract = $5,760

5 AdditionalTeam

Members

1 Family each = 2525 x $2,400 = $60,000$60,000 x 20% Override = $12,000



$5,760 personal production $4,800 in overrides+ $12,000 additional overrides

$23,520 per month OR

$282,240 a year!

You

2 Families each = 1010 x $2,400 = $24,000$24,000 x 20% Override = $4,800

5 DirectAssociates

THEOPPORTUNITY

You can not only earn huge financial rewards with SFP, but you can also be recognized and rewarded with the best the world has to offer.

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World Class Recognition & Rewards

THEOPPORTUNITY

When the problem is big enough, and the solution is big enough, a HUGE opportunity exists for those who are willing to put in the effort to make a difference!

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•Is the problem big enough?

•Is the solution big enough?

•Is the opportunity big enough?

•Are you willing to put forth the effort to make adifference and take full advantage of this opportunity?

So…

THEOPPORTUNITY

• Set a follow-up appointment with us in the next 24-48 hours.

• With your leaders help, start building your SFP business right away.

• Get your free Financial Blueprint done to find out how our concepts and products can help meet your financial goals and dreams.

Don’t delay…take full advantage of this exciting opportunity and take control your financial future forever!

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The Next Steps


Synergy Financial Partners (SFP) is an independent financial services marketing company dedicated to changing the way American’s plan for the future.

SFP’s independent Associates market a variety of insurance products and financial services and are all independent contractors, regardless of field/title designation.

Tax and/or legal advice is not offered by Synergy Financial Partners or its affiliated companies. Please consult with your tax professional or legal advisor for further guidance on tax or legal matters.

Synergy Financial Partners2450 Atlanta HighwaySuite 1401Cumming, GA 30040770-886-2714SynergyFinancialPartners.com

The Financial Solutions Company

Date post:	25-Jun-2015
Category:	Economy & Finance
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Economy & Finance