Recruitment Brochure

6224 Sugarloaf Parkway, Suite 200, Duluth, GA 30097 NMLS: 75615

A wholly owned subsidiary of

6224 Sugarloaf Parkway, Suite 200, Duluth, GA 30097 NMLS: 75615

Are you a loan officer looking for better support, compensation and appreciation?

How about one wanting to work for a company using cutting edge technology which enables you to

make the origination process easier?

Are you a manager or owner frustrated with the new regulations governing mortgage brokers and

lenders?

Do you want to work for a company that will give you the ability to take your career to the next level?

Take a few moments to browse this presentation and see why your peers have joined the

Brand Mortgage family.

6224 Sugarloaf Parkway, Suite 200, Duluth, GA 30097 NMLS: 75615

Background

Management

GREG SHUMATE

CEO

Managing Partner

ALEX KOUTOUZIS

PRESIDENT

Managing Partner

Mack Mullins, EVP

Capital Markets

Stephanie Kennedy, EVP

Operations Manager

Mark Dukes, SVP

Area Manager

South/Central GA

Dean Mellon, SVP

Area Manager

In-town GA

Chris Shumate, SVP

Area Manager

Northeast

Mark Ross, SVP

Area Manager

Northeast

Sandi Flagg, SVP

Production

Kelli Hutchinson, SVP

Compliance Officer

Jennifer Deal, SVP

Controller

Corporate Management Senior Management

6224 Sugarloaf Parkway, Suite 200, Duluth, GA 30097 NMLS: 75615

Executive Management

In The Press

6224 Sugarloaf Parkway, Suite 200, Duluth, GA 30097 NMLS: 75615

•Brand Mortgage expands headquarters in Metro Atlanta

•Brand Mortgage expands into Kennesaw, GA

•Brand Group Holding completes $200 million capital raises

•Brand Mortgage opens new retail office in Peachtree City, GA

News Releases

6224 Sugarloaf Parkway, Suite 200, Duluth, GA 30097 NMLS: 75615

Products

JUMBO

VA/FHA- Purchase/Refi

FIRST TIME HOME BUYERS

FHA Loans

USDA Rural Home Loans

FHLB Grant Program

Flex 97

$100 Down HUD Homes

COMBINATION LOANS

80/10/10 and 80/15/5 Loans

Second and Vacation Homes

Investment Property 20% down

203k Rehab Loan- up to $31,500

Renovation Loan

Conv/Fannie Mae/Freddie Mac

Additional Loans

DU Refi Plus

Home Equity Loans

Up to $2,000,000

FHA Jumbo 3.5% down

Purchase- No Down Payment

Int Rate Reduction Loan

FHA Streamline

BRAND PORTFOLIO

Niche Products

Jumbo

Log Homes

Construction Perm Products

80% to $1,250,000

90% to $850,000

2nd

80% to $1,000.000

2nd

90% to $417,000

24 Month Bank

Statement

6224 Sugarloaf Parkway, Suite 200, Duluth, GA 30097 NMLS: 75615

Processing Workflow

My Brand loan officer went beyond the norm in so many ways! We

received updates after hours and on weekends.

-Eddie and Betty Barrett

6224 Sugarloaf Parkway, Suite 200, Duluth, GA 30097 NMLS: 75615

“A Paperless System” – all documents scanned and sent to Processor, Underwriter and Closing. No original documents pass

hands.

Set-up Person – orders appraisals, title work, send disclosures plus any additional documents all scanned/e-mailed to client.

Once client receives e-mailed documents/disclosures, etc. they open e-mail and accept, hit signature button and it returns

automatically. Only 5 forms that client needs to sign and scan/e-mail back!

The Processing/Underwriting System is designed to submit to Underwriting within hours of taking application (in essence,

an “up-front approval.”) Underwriting underwrites the loan 9 out of 10 times on the same day, but no later than 24 hours. If

there are any conditions – they are cleared within 48 hours or less.

System is designed to close all loans in 15 days!

There are “Limited Overlays” beyond AUS findings!

Extensions up to 3 days are free!

All Seconds underwritten simultaneously by the bank. All Seconds are in-house! 80-15-5, 80-10-10, 90% LTV to $1,000,000,

80% to $2,000,000 are just a few of the options available.

Appraisals are managed by the “Valuation Management Group” – set-up person/processor orders all appraisals. Loan

Officer is notified by e-mail immediately that appraisal was ordered and when appraisal is expected to be delivered. Once

appraisal is completed, Loan Officer, Processor, Client automatically receive an e-mailed copy. All the Loan Officer needs to do

is send your desired Appraiser’s contact info to the Valuation Management Group to have them approved……easy!

Our pricing system will alert you and your client automatically by e-mail when a desired rate/price is reached.

Our loan system shows your loan status – live! You watch the entire loan process on every loan 24/7!

Benefits

6224 Sugarloaf Parkway, Suite 200, Duluth, GA 30097 NMLS: 75615

HEALTH INSURANCE

VISION INSURANCE

DENTAL INSURANCE

TERM LIFE INSURANCE POLICY

LONG-TERM DISABILITY INSURANCE

VOLUNTARY LIFE/AD&D INSURANCE

SHORT-TERM DISABILITY INSURANCE

401(k) RETIREMENT PLAN

SECTION 125 CAFETERIA PLAN

10 HOLIDAYS

TOP PRODUCER CHAMPION CLUB TRIP

6224 Sugarloaf Parkway, Suite 200, Duluth, GA 30097 NMLS: 75615

Testimonials

Exceeding client expectations and providing superior service are essential in today’s market. The people at Brand Mortgage

understand this more than any other group I’ve known. There is a can-do spirit at every level of the organization. -Jeff

Curtis

In a word, the thing I like best about Brand Mortgage is the “People”. It is great to be able to talk through a loan scenario

with fellow loan officers, processors, and underwriters to find a way to make a deal work. There is a great sense of Team at

Brand. -Terra Winter

The thing that I like best about Brand Mortgage is the assistance from management and underwriting. They are always

ready to answer questions, help avoid last minute problems and help you research guidelines. -Joanne Rotella

When I came to Brand Mortgage, I had 12 realtors and did 8 million a year in volume. Within one year I had 35 realtors, 1

builder and did 17 million in volume. So far this year, I have almost doubled what I did in 2010. -Armando SanMiguel

I absolutely love the gusto and support that management displays. Our processors and underwriters treat our customers

with compassion, respect and sense of urgency with their closings. Brand mortgage cares about the relationship! -Cheryl

Wentzek

Not only do I feel that my work is valued but that I am also looked at as an individual, with individual strengths to offer. –

Sally Blasingame

What I like most about working here is the way everyone works as a “team” to get the loan closed. It’s such a smooth

process from set-up, to processing, to underwriting, and last, but not least a closing department that does whatever it

takes to get the loan closed ON TIME! -Renee Tracey

Contact Us

6224 Sugarloaf Parkway, Suite 200, Duluth, GA 30097 NMLS: 75615

We invite you to take the next step in a career move to Brand Mortgage by setting up a confidential

conversation with our recruiters.

Neil Arden

Corporate Recruiter

6224 Sugarloaf Parkway

Suite 300

Duluth, GA 30097

Direct: 770.339.2090

Email:

narden@brandmortgage.com

Walt Zem

Corporate Recruiter

6224 Sugarloaf Parkway

Suite 300

Duluth, GA 30097

Direct: 732.526.7228

Email:

wzem@brandmortgage.com

Feel free to browse our new website to answer any other questions you have or even to see if there is a

familiar face or two.

www.brandmortgage.com