Brown & Brown of LV

Employee Benefits BrokerServices & Capabilities

The following is a summary of the services Brown & Brown of Lehigh

Valley provides to our Employee Benefits clients. Each client is taken

through a detailed assessment which allows us to learn all aspects and the

current status of the organization. We meticulously review all of the

current in force plans, policies and practices in place. Our dedicated and

passionate team members along with our certified consultants will develop

an immediate and long term action plan. We research and examine all of

the tools and resources necessary. We will coordinate and develop a

timeline meet our goals and measure our achievements. Together with

your organization we will develop a custom integrated solution, the road

map for success.

STRATEGY

The development of a comprehensive blueprint for the future of your employee

benefits is essential for continued success. In order to accomplish this, a series of

strategic planning meetings and communications must be held throughout the

year. To implement a viable game plan these meetings should include but not be

limited to:

Detailed Risk Assessment and Review

Funding & Plan Options

Comprehensive review of all policy renewals, plan utilizations, market trends

Health Care Reform Timelines

Set a timeline of target dates for installation of new programs and policies

Discuss employee engagement, goals, and objectives

SERVICES

Brown & Brown's Employee Benefits Department offers a wide range of services to support all of our clients' needs. We

take pride in being a 'One Stop Shop' for all of your employee benefits and human resource functions. Our team is made

up of dedicated and passionate people who are always ready to assist with:

Employee Enrollment, Enrollment Meetings Administrative Support Claims Assistance, Analysis & Review

New Hire & Termination Changes Renewal Negotiations Voluntary Benefits

Benchmark Analysis Human Resource Support COBRA Administration

COMPLIANCE

In the increasingly complex world of workforce management Brown & Brown provides certified specialists and attorney to

keep our clients complaint. Some of the services that we provide to our clients are:

ERISA Audits & Checklist, Fiduciary Review, Department of Labor Rules & Regulations

Healthcare Reform Audits and "Pay or Play" Calculators

COBRA, HIPAA & FMLA Compliance Assistance

Wrap Document Preparation

Form 5500 Preparation

Self-Funding Plan Administration

We utilize the transparency and control that self-funding offer to your advantage. Brown & Brown is fortunate to have medical

actuaries on staff that can go to work for your organization. We also utilize programs that help identify gaps in care and potential

high risks. We utilize our industry size and strength to negotiate on your behalf. Some of the key elements to managing a self-

funded plan are:

Actuarial Services Care Management

Population Health Management Programs Prescription Drug Management

Network Adequacy & Provider Discounts Funding Arrangements

Captives Consortiums

Human Resource Technology

Benefits Administration technology provides employers the mean to interact with employees quickly and

efficiently. Brown & Brown has developed relationships with several industry leading Human Resource

Information Technology vendors. Each vendor offers a different levels and platforms to suite any business's

needs. We assist group in selecting the technology that is the right fit for the organization.

Employee Onboarding & Life Changing Events

Carrier & Payroll Integration

Compliance Tools

Private Exchanges

As consultants and benefits brokers, we develop a long term strategic

plan to offer the highest level of benefits and control costs. To start,

we would like to go through a detailed questionnaire and assessment

to develop this strategic plan. Together we will thoroughly review all

aspects of your Human Resources and Employee Benefits programs.

This plan would be executed and accomplished through the

coordinated effort of your staff and Brown & Brown's Employee

Benefits teams. We will be continuously working to offer exceptional

service and drive down cost.

We Rise To Any challenge.

L E H I G H V A L L E Y

PJ Vrabel, GBA Benefits Consultant

Brown & Brown of LV, LP 3001 Emrick Blvd, Suite 120

Bethlehem PA, 18020 www.bbinslv.com