of 25
7/28/2019 Budget Calculator BNM
1/25
Select Month:
January
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the track
5054.00 125.75
Estimate Actua Estimate Actua
4884.00 4884.00 Rental Consultation
Water 50.00 50.00 Medicine and vitamins
Electricity 70.00 70.00 Dentals
170.00 170.00 Telephone/mobile 70.00 60.00
Cable TV
Internet 51.00 51.00Groceries Sub total
Furniture5054.00 5054.00 Gardening Life/Family
Health
900.00 900.00 Motor
Child education900.00 900.00
Sub total 241.00 231.00 Sub total
940.00 940.00 Personal expenses
Anis 100.00 100.00 Clothings
1000.00 1000.00 Athirah 50.00 50.00 Shoes
1478.35 1478.35 aufa 40.00 40.00 Hair and beauty
10.00 10.00 afiq 52.00 52.00
76.90 76.90 Stationeries
Pocket money Sub total
3505.25 3505.25 School bus Other expensesChild care
Gifts
Sub total 242.00 242.00 Donations
Tabung Haji 50.00 50.00 Transportation Hobbies and sports
Road tax SubsriptionsSavings Petrol 200.00 Newspapers and magazines
Parking Restaurants and take aways50.00 50.00 Repairs/maintenance 100.00 Club membership
Driving license
Sub total 300.00 Sub total
Monthly Budget Planner
Household expenses
Education
Medical
Insurance/TakafulSub total A
Amount (RM)
Sub total D
Loan repayment
Saving / Investment
Cukai Pendapatan
Sub total C
House
Car
Credit card
Yapiem
Personal loan
4928.25
Household income
Own income
Spouse's income
Amount (RM)
Income tax
Zakat
Monthlyfixedexpenses
Expenses(cont.)
598.75 598.75
Other income
Income
Amount for other
expenses (A-B-C-D)
Part time job
House rental
Zakat
/tax
DetailsDetails Details
Business
Dividend/bonus
Sub total B
TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT)Actual
position
JuneMayAprilMarchFebruaryJanuary AugustJuly September October Novem
Tracking SheetC
7/28/2019 Budget Calculator BNM
2/25
7/28/2019 Budget Calculator BNM
3/25
Select Month:
February
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the track
Estimate Actua Estimate Actua
Rental Consultation
Water Medicine and vitamins
Electricity DentalsTelephone/mobile
Cable TV
InternetGroceries Sub total
FurnitureGardening Life/Family
Health
Motor
Child education
Sub total Sub total
Personal expenses
School fees Clothings
University fees Shoes
Tuition Hair and beauty
School uniform
StationeriesPocket money Sub total
School bus Other expensesChild care
EPF Gifts
Fixed deposit Sub total DonationsTabung Haji Transportation Hobbies and sportsCooperative Road tax SubsriptionsSavings Petrol Newspapers and magazines
Parking Restaurants and take awaysRepairs/maintenance Club membership
Driving license
Sub total Sub total
Zakat
/tax
DetailsDetails Details
Business
Dividend/bonus
Sub total B
Monthlyfixe
dexpenses
Expenses(cont.)
Other income
Income
Amount for other
expenses (A-B-C-D)
Part time jobHouse rental
Personal loan
Household income
Own income
Spouse's income
Amount (RM)
Income tax
Zakat
Sub total D
Loan repayment
Saving / Investment
Others
Sub total C
HouseCar
Credit card
Study loan
Monthly Budget Planner
Household expenses
Education
Medical
Insurance/TakafulSub total A
Amount (RM)
TOTAL INCOME - TOTAL EXPENSE = SURPLUS DEFICIT Actual
position
JuneMayAprilMarchFebruaryJanuary AugustJuly September October Novem
Tracking SheetC
7/28/2019 Budget Calculator BNM
4/25
February Tracking SheetEnter figures into the blue cells.
1 2 3 4 5 6
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / InvestmentEPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
GroceriesFurniture
Gardening
Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket moneySchool bus
Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitaminsDentals
Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education
Sub total
Personal expenses
Ex
penses(cont.)
Actual expenses incurred
Zakat
/tax
Monthlyfixedexpenses
BACK
7/28/2019 Budget Calculator BNM
5/25
Select Month:
March
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the track
Estimate Actua Estimate Actua
Rental Consultation
Water Medicine and vitamins
Electricity Dentals
Telephone/mobile
Cable TV
InternetGroceries Sub total
FurnitureGardening Life/Family
Health
Motor
Child education
Sub total Sub total
Personal expenses
School fees ClothingsUniversity fees Shoes
Tuition Hair and beauty
School uniform
Stationeries
Pocket money Sub total
School bus Other expensesChild care
EPF GiftsFixed deposit Sub total Donations
Tabung Haji Transportation Hobbies and sportsCooperative Road tax SubsriptionsSavings Petrol Newspapers and magazines
Parking Restaurants and take awaysRepairs/maintenance Club membership
Driving license
Sub total Sub total
Monthly Budget Planner
Household expenses
Education
Medical
Insurance/TakafulSub total A
Amount (RM)
Sub total D
Loan repayment
Saving / Investment
Others
Sub total C
House
CarCredit card
Study loan
Personal loan
Household incomeOwn income
Spouse's income
Amount (RM)
Income tax
Zakat
Monthlyfixedexpenses
Expenses(cont.)
Other income
Income
Amount for other
expenses (A-B-C-D)
Part time job
House rental
Zakat
/tax
DetailsDetails Details
Business
Dividend/bonus
Sub total B
TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT)Actual
position
JuneMayAprilMarchFebruaryJanuary AugustJuly September October Novem
Tracking SheetC
7/28/2019 Budget Calculator BNM
6/25
March Tracking SheetEnter figures into the blue cells.
1 2 3 4 5 6
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / InvestmentEPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
GroceriesFurniture
Gardening
Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket moneySchool bus
Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitaminsDentals
Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education
Sub total
Personal expenses
Expenses(cont.)
Actual expenses incurred
Zakat
/tax
Monthlyfixedexpenses
BACK
7/28/2019 Budget Calculator BNM
7/25
Select Month:
April
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the track
Estimate Actua Estimate Actua
Rental Consultation
Water Medicine and vitamins
Electricity Dentals
Telephone/mobile
Cable TV
InternetGroceries Sub total
FurnitureGardening Life/Family
Health
Motor
Child education
Sub total Sub total
Personal expenses
School fees ClothingsUniversity fees Shoes
Tuition Hair and beauty
School uniform
Stationeries
Pocket money Sub total
School bus Other expensesChild care
EPF GiftsFixed deposit Sub total Donations
Tabung Haji Transportation Hobbies and sportsCooperative Road tax SubsriptionsSavings Petrol Newspapers and magazines
Parking Restaurants and take awaysRepairs/maintenance Club membership
Driving license
Sub total Sub total
Zakat
/tax
DetailsDetails Details
Business
Dividend/bonus
Sub total B
Monthlyfixedexpenses
Expenses(cont.)
Other income
Income
Amount for other
expenses (A-B-C-D)
Part time job
House rental
Personal loan
Household incomeOwn income
Spouse's income
Amount (RM)
Income tax
Zakat
Sub total D
Loan repayment
Saving / Investment
Others
Sub total C
House
CarCredit card
Study loan
Monthly Budget Planner
Household expenses
Education
Medical
Insurance/TakafulSub total A
Amount (RM)
TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT)Actual
position
JuneMayAprilMarchFebruaryJanuary AugustJuly September October Novem
Tracking SheetC
7/28/2019 Budget Calculator BNM
8/25
7/28/2019 Budget Calculator BNM
9/25
Select Month:
May
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the track
Estimate Actua Estimate Actua
Rental Consultation
Water Medicine and vitamins
Electricity Dentals
Telephone/mobile
Cable TV
InternetGroceries Sub total
FurnitureGardening Life/Family
Health
Motor
Child education
Sub total Sub total
Personal expenses
School fees Clothings
University fees Shoes
Tuition Hair and beauty
School uniform
Stationeries
Pocket money Sub total
School bus Other expensesChild care
EPF Gifts
Fixed deposit Sub total Donations
Tabung Haji Transportation Hobbies and sportsCooperative Road tax SubsriptionsSavings Petrol Newspapers and magazines
Parking Restaurants and take awaysRepairs/maintenance Club membership
Driving license
Sub total Sub total
Monthly Budget Planner
Household expenses
Education
Medical
Insurance/TakafulSub total A
Amount (RM)
Sub total D
Loan repayment
Saving / Investment
Others
Sub total C
House
Car
Credit card
Study loan
Personal loan
Household income
Own income
Spouse's income
Amount (RM)
Income tax
Zakat
Monthlyfixedexpenses
Expenses(cont.)
Other income
Income
Amount for other
expenses (A-B-C-D)
Part time job
House rental
Zakat
/tax
DetailsDetails Details
Business
Dividend/bonus
Sub total B
TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT)Actual
position
JuneMayAprilMarchFebruaryJanuary AugustJuly September October Novem
Tracking SheetC
7/28/2019 Budget Calculator BNM
10/25
May Tracking SheetEnter figures into the blue cells.
1 2 3 4 5 6
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / InvestmentEPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
GroceriesFurniture
Gardening
Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket moneySchool bus
Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitaminsDentals
Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education
Sub total
Personal expenses
Expenses(cont.)
Actual expenses incurred
Zakat
/tax
Monthlyfixedexpenses
BACK
7/28/2019 Budget Calculator BNM
11/25
Select Month:
June
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the track
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Rental Consultation
Water Medicine and vitamins
Electricity DentalsTelephone/mobile
Cable TV
InternetGroceries Sub total
FurnitureGardening Life/Family
Health
Motor
Child education
Sub total Sub total
Personal expenses
School fees Clothings
University fees Shoes
Tuition Hair and beauty
School uniform
Stationeries
Pocket money Sub total
School bus Other expensesChild care
EPF Gifts
Fixed deposit Sub total Donations
Tabung Haji Transportation Hobbies and sportsCooperative Road tax SubsriptionsSavings Petrol Newspapers and magazines
Parking Restaurants and take awaysRepairs/maintenance Club membership
Driving license
Sub total Sub total
Zakat
/tax
DetailsDetails Details
Business
Dividend/bonus
Sub total B
Monthlyfixedexpenses
Expenses(cont.)
Other income
Income
Amount for other
expenses (A-B-C-D)
Part time jobHouse rental
Personal loan
Household income
Own income
Spouse's income
Amount (RM)
Income tax
Zakat
Sub total D
Loan repayment
Saving / Investment
Others
Sub total C
House
Car
Credit card
Study loan
Monthly Budget Planner
Household expenses
Education
Medical
Insurance/TakafulSub total A
Amount (RM)
TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT)Actual
position
JuneMayAprilMarchFebruaryJanuary AugustJuly September October Novem
Tracking SheetC
7/28/2019 Budget Calculator BNM
12/25
June Tracking SheetEnter figures into the blue cells.
1 2 3 4 5 6
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / InvestmentEPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
GroceriesFurniture
Gardening
Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket moneySchool bus
Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitaminsDentals
Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education
Sub total
Personal expenses
Expenses(cont.)
Actual expenses incurred
Zakat
/tax
Monthlyfixedexpenses
BACK
7/28/2019 Budget Calculator BNM
13/25
Select Month:
July
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the track
Estimate Actua Estimate Actua
Rental Consultation
Water Medicine and vitamins
Electricity DentalsTelephone/mobile
Cable TV
InternetGroceries Sub total
FurnitureGardening Life/Family
Health
Motor
Child education
Sub total Sub total
Personal expenses
School fees Clothings
University fees Shoes
Tuition Hair and beauty
School uniform
Stationeries
Pocket money Sub total
School bus Other expensesChild care
EPF Gifts
Fixed deposit Sub total Donations
Tabung Haji Transportation Hobbies and sportsCooperative Road tax SubsriptionsSavings Petrol Newspapers and magazines
Parking Restaurants and take awaysRepairs/maintenance Club membership
Driving license
Sub total Sub total
Monthly Budget Planner
Household expenses
Education
Medical
Insurance/TakafulSub total A
Amount (RM)
Sub total D
Loan repayment
Saving / Investment
Others
Sub total C
House
Car
Credit card
Study loan
Personal loan
Household income
Own income
Spouse's income
Amount (RM)
Income tax
Zakat
Monthlyfixedexpenses
Expenses(cont.)
Other income
Income
Amount for other
expenses (A-B-C-D)
Part time jobHouse rental
Zakat
/tax
DetailsDetails Details
Business
Dividend/bonus
Sub total B
TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT)Actual
position
JuneMayAprilMarchFebruaryJanuary AugustJuly September October Novem
Tracking SheetC
7/28/2019 Budget Calculator BNM
14/25
July Tracking SheetEnter figures into the blue cells.
1 2 3 4 5 6
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / InvestmentEPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
GroceriesFurniture
Gardening
Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket moneySchool bus
Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitaminsDentals
Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education
Sub total
Personal expenses
Expenses(cont.)
Actual expenses incurred
Zakat
/tax
Monthlyfixedexpenses
BACK
7/28/2019 Budget Calculator BNM
15/25
Select Month:
August
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the track
Estimate Actua Estimate Actua
Rental Consultation
Water Medicine and vitamins
Electricity DentalsTelephone/mobile
Cable TV
InternetGroceries Sub total
FurnitureGardening Life/Family
Health
Motor
Child education
Sub total Sub total
Personal expenses
School fees Clothings
University fees Shoes
Tuition Hair and beautySchool uniform
Stationeries
Pocket money Sub total
School bus Other expensesChild care
EPF GiftsFixed deposit Sub total Donations
Tabung Haji Transportation Hobbies and sportsCooperative Road tax SubsriptionsSavings Petrol Newspapers and magazines
Parking Restaurants and take awaysRepairs/maintenance Club membership
Driving license
Sub total Sub total
Zakat
/tax
DetailsDetails Details
Business
Dividend/bonus
Sub total B
Monthlyfixedexpenses
Expenses(cont.)
Other income
Income
Amount for other
expenses (A-B-C-D)
Part time jobHouse rental
Personal loan
Household income
Own income
Spouse's income
Amount (RM)
Income tax
Zakat
Sub total D
Loan repayment
Saving / Investment
Others
Sub total C
House
Car
Credit card
Study loan
Monthly Budget Planner
Household expenses
Education
Medical
Insurance/TakafulSub total A
Amount (RM)
TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT)Actual
position
JuneMayAprilMarchFebruaryJanuary AugustJuly September October Novem
Tracking SheetC
7/28/2019 Budget Calculator BNM
16/25
August Tracking SheetEnter figures into the blue cells.
1 2 3 4 5 6
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / InvestmentEPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
GroceriesFurniture
Gardening
Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket moneySchool bus
Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitaminsDentals
Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education
Sub total
Personal expenses
Expenses(cont.)
Actual expenses incurred
Zakat
/tax
Monthlyfixedexpenses
BACK
7/28/2019 Budget Calculator BNM
17/25
Select Month:
September
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the track
Estimate Actua Estimate Actua
Rental ConsultationWater Medicine and vitamins
Electricity Dentals
Telephone/mobile
Cable TV
InternetGroceries Sub total
FurnitureGardening Life/Family
Health
Motor
Child education
Sub total Sub total
Personal expenses
School fees ClothingsUniversity fees Shoes
Tuition Hair and beauty
School uniform
Stationeries
Pocket money Sub total
School bus Other expensesChild care
EPF Gifts
Fixed deposit Sub total Donations
Tabung Haji Transportation Hobbies and sportsCooperative Road tax SubsriptionsSavings Petrol Newspapers and magazines
Parking Restaurants and take awaysRepairs/maintenance Club membership
Driving license
Sub total Sub total
Monthly Budget Planner
Household expenses
Education
Medical
Insurance/TakafulSub total A
Amount (RM)
Sub total D
Loan repayment
Saving / Investment
Others
Sub total C
House
CarCredit card
Study loan
Personal loan
Household income
Own incomeSpouse's income
Amount (RM)
Income tax
Zakat
Monthlyfixe
dexpenses
Expenses(cont.)
Other income
Income
Amount for other
expenses (A-B-C-D)
Part time job
House rental
Zakat
/tax
DetailsDetails Details
Business
Dividend/bonus
Sub total B
TOTAL INCOME - TOTAL EXPENSE = SURPLUS DEFICIT Actual
position
JuneMayAprilMarchFebruaryJanuary AugustJuly September October Novem
Tracking SheetC
7/28/2019 Budget Calculator BNM
18/25
September Tracking SheetEnter figures into the blue cells.
1 2 3 4 5 6
Income tax
Zakat
Su tota
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / InvestmentEPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
GroceriesFurniture
Gardening
Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket moneySchool bus
Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitaminsDentals
Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education
Sub total
Personal expenses
Ex
penses(cont.)
Actual expenses incurred
Zakat
/tax
Monthlyfixedexpenses
BACK
7/28/2019 Budget Calculator BNM
19/25
Select Month:
October
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the track
Estimate Actua Estimate Actua
Rental Consultation
Water Medicine and vitamins
Electricity Dentals
Telephone/mobile
Cable TV
InternetGroceries Sub total
FurnitureGardening Life/Family
Health
MotorChild education
Sub total Sub total
Personal expenses
School fees Clothings
University fees Shoes
Tuition Hair and beauty
School uniformStationeries
Pocket money Sub total
School bus Other expensesChild care
EPF Gifts
Fixed deposit Sub total DonationsTabung Haji Transportation Hobbies and sportsCooperative Road tax SubsriptionsSavings Petrol Newspapers and magazines
Parking Restaurants and take awaysRepairs/maintenance Club membership
Driving license
Sub total Sub total
Zakat
/tax
DetailsDetails Details
Business
Dividend/bonus
Sub total B
Monthlyfixedexpenses
Expenses(cont.)
Other income
Income
Amount for other
expenses (A-B-C-D)
Part time job
House rental
Personal loan
Household incomeOwn income
Spouse's income
Amount (RM)
Income tax
Zakat
Sub total D
Loan repayment
Saving / Investment
Others
Sub total C
House
Car
Credit card
Study loan
Monthly Budget Planner
Household expenses
Education
Medical
Insurance/TakafulSub total A
Amount (RM)
TOTAL INCOME - TOTAL EXPENSE = SURPLUS DEFICIT Actual
position
JuneMayAprilMarchFebruaryJanuary AugustJuly September October Novem
Tracking SheetC
7/28/2019 Budget Calculator BNM
20/25
October Tracking SheetEnter figures into the blue cells.
1 2 3 4 5 6
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / InvestmentEPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
GroceriesFurniture
Gardening
Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket moneySchool bus
Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitaminsDentals
Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education
Sub total
Personal expenses
Ex
penses(cont.)
Actual expenses incurred
Zakat
/tax
Monthlyfixedexpenses
BACK
7/28/2019 Budget Calculator BNM
21/25
Select Month:
November
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the track
Estimate Actua Estimate Actua
Rental Consultation
Water Medicine and vitamins
Electricity DentalsTelephone/mobile
Cable TV
InternetGroceries Sub total
FurnitureGardening Life/Family
Health
Motor
Child education
Sub total Sub total
Personal expenses
School fees Clothings
University fees Shoes
Tuition Hair and beauty
School uniform
StationeriesPocket money Sub total
School bus Other expensesChild care
EPF Gifts
Fixed deposit Sub total DonationsTabung Haji Transportation Hobbies and sportsCooperative Road tax SubsriptionsSavings Petrol Newspapers and magazines
Parking Restaurants and take awaysRepairs/maintenance Club membership
Driving license
Sub total Sub total
Monthly Budget Planner
Household expenses
Education
Medical
Insurance/TakafulSub total A
Amount (RM)
Sub total D
Loan repayment
Saving / Investment
Others
Sub total C
HouseCar
Credit card
Study loan
Personal loan
Household income
Own income
Spouse's income
Amount (RM)
Income tax
Zakat
Monthlyfixe
dexpenses
Expenses(cont.)
Other income
Income
Amount for other
expenses (A-B-C-D)
Part time jobHouse rental
Zakat
/tax
DetailsDetails Details
Business
Dividend/bonus
Sub total B
TOTAL INCOME - TOTAL EXPENSE = SURPLUS DEFICIT Actual
position
JuneMayAprilMarchFebruaryJanuary AugustJuly September October Novem
Tracking SheetC
7/28/2019 Budget Calculator BNM
22/25
November Tracking SheetEnter figures into the blue cells.
1 2 3 4 5 6
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / InvestmentEPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
GroceriesFurniture
Gardening
Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket moneySchool bus
Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitaminsDentals
Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education
Sub total
Personal expenses
Ex
penses(cont.)
Actual expenses incurred
Zakat
/tax
Monthlyfixedexpenses
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Select Month:
December
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the track
Estimate Actua Estimate Actua
Rental Consultation
Water Medicine and vitamins
Electricity DentalsTelephone/mobile
Cable TV
InternetGroceries Sub total
FurnitureGardening Life/Family
Health
Motor
Child education
Sub total Sub total
Personal expenses
School fees Clothings
University fees Shoes
Tuition Hair and beauty
School uniform
StationeriesPocket money Sub total
School bus Other expensesChild care
EPF Gifts
Fixed deposit Sub total DonationsTabung Haji Transportation Hobbies and sportsCooperative Road tax SubsriptionsSavings Petrol Newspapers and magazines
Parking Restaurants and take awaysRepairs/maintenance Club membership
Driving license
Sub total Sub total
Zakat
/tax
DetailsDetails Details
Business
Dividend/bonus
Sub total B
Monthlyfixe
dexpenses
Expenses(cont.)
Other income
Income
Amount for other
expenses (A-B-C-D)
Part time jobHouse rental
Personal loan
Household income
Own income
Spouse's income
Amount (RM)
Income tax
Zakat
Sub total D
Loan repayment
Saving / Investment
Others
Sub total C
HouseCar
Credit card
Study loan
Monthly Budget Planner
Household expenses
Education
Medical
Insurance/TakafulSub total A
Amount (RM)
TOTAL INCOME - TOTAL EXPENSE = SURPLUS DEFICIT Actual
position
JuneMayAprilMarchFebruaryJanuary AugustJuly September October Novem
Tracking SheetC
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December Tracking SheetEnter figures into the blue cells.
1 2 3 4 5 6
Income tax
Zakat
Sub total
Loan repayment
House
Car
Credit card
Personal loan
Study loan
Others
Sub total
Saving / InvestmentEPF
Fixed deposit
Tabung Haji
Cooperative
Savings
Sub total
Household expenses
Rental
Water
Electricity
Telephone/mobile
Cable TV
Internet
GroceriesFurniture
Gardening
Sub total
Education
School fees
University fees
Tuition
School uniform
Stationeries
Pocket moneySchool bus
Sub total
Transportation
Road tax
Petrol
Parking
Repairs/maintenance
Driving license
Sub total
Medical
Consultation
Medicine and vitaminsDentals
Sub total
Insurance/Takaful
Life/Family
Health
Motor
Child education
Sub total
Personal expenses
Ex
penses(cont.)
Actual expenses incurred
Zakat
/tax
Monthlyfixedexpenses
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7/28/2019 Budget Calculator BNM
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How to use this budget calculator?
Set your monthly budget
Select the corresponding month in the Monthly Budget Planner
Key in your budget for the month in the Estimated cells (in blue)
Track where your money goes
To record your daily spending, use the Enter your actual spending amount in the blue cells.
Total amount of your actual spending will automatically be calculated and reflected in the Monthly Budget Planner
To return to the Monthly Budget Planner, click
Assess your actual spending habits
If you have a deficit balance at the end of the month, you need to assess your spending habits.Compare against the budgeted amount and determine whether the expenses are necessary.
You can change the items of income and expenditure in the Monthly Budget Planner to suit your need.
This will be reflected in the tracking sheet of the corresponding month.
Learn more on how to manage your money here.
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