Builder Meet

8/17/2019 Builder Meet

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“To be among the TOP 5 Nationalized Banks interms of Business Volumes and Sustained

Protability with lobal !e"ognition guided by

#igh Standards of o$ernan"e and %thi"s& and

emerge as the “'OST P!%(%!!%) B*N+,N

P*!TN%!- to unlo"k $alue to all its Stakeholders-

Total Business. !s 5/00/000 1rores

Net Prot. !s 5/000 1rores


4/22

Chairman & M.D: Sri M Narendra

Have 3010 Branches & 2100 ATMs

ISO certiied in!h"#se I.T De$artment

The Ban% has s$"ns"red 3 e'i"na( #ra( Ban%s i.e. )#ri*ram+a Ban%, )and+an *rama Ban%, Dhen%ana( *ram+a

Ban%


5/22

Indian Overseas Bank ( IOB ) was founded by Shri M.Ct.M.

Chidambaram in 234 with 4 bran"hes at Karaikudi,Chennai and Ranoon in Burma (!resent"y Myanmar)

IOB was the rst Bank to venture into #ersona" $oanS%heme in 23607

In 2368, IOB started 1om9uterisation in the areas of

inter&bran%h re%on%i"iation and !rovident fund a%%ounts. In 2333, IOB had the distin%tion of bein the rst Bank

in Banking ,ndustry to obtain ,SO 3002 1erti"ation for its Com!uter #o"i%y and #"annin e!artment.

In :000, IOB issued Initia" #ub"i% Oerin (I#O)

In :02:, IOB Crossed the Business of 4/00/000 1rs

In :024, IOB o!ened 4000th Bran"hes and :000th *T'


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7/22

http://172.16.108.157/EN/Central%20Office/TOP%20STARS%20WITH%20THE%20AWARDS/01.jpg


8/22

Nati"na( Aard 2012 "r "#tstandin'$er"rmance "r im$(ementin' )M/*) inS"#th "ne

Nati"na( Aard "r /ce((ence in MS/ (endin'd#rin' the +ear Sec"nd an%

A'ric#(t#ra( Advances irst an%


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#nd 4 N"n #nd Based

5

5

5

5 Inc(#des N"n )ri"rit+ H"#sin' 6"ans

7s in Crs8


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District Rural Semi-

Urban Urban Total

Krishna 1 4 11 16

Guntur 8 5 5 18

Prakasam 1 2 2 5

West

Godavari3 2 5 10

Total 13 13 23 49


15/22

in' "ad7Near Ben9 Circ(e8 Andhra 6"+"(a C"((e'e 7Near A6C Cam$#s8

*andhi Na'ar 7In ;DA Cam$#s8

*"vern"r$et 7Near C"#rt8

Seetaram$#ram 7Near Seetaram$#ram


16/22

Parameter Actual as on 30.09.2013

T"ta( B#siness Mi 5307.88 Crs

T"ta( De$"sits 1310.72 Crs

T"ta( Advances 3997.16 Crs

)r"its 126.01 Crs


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18/22

PURPOSE Term 6"an "r Deve("$ment " )r"?ects

7A$artments, Ma((s, Sh"$$in' C"m$(e, H"te( etc8.

MARGIN ! 30@ " c"st " c"nstr#cti"n "r amenities in case "

(a+"#t etc.

SECURIT ! The sec#rit+ i(( =e in the "rm " (and & =#i(din'

in the name " the ="rr"er. In additi"n, c"((atera( sec#rities

in the "rm " an+ "ther (and and =#i(din', NSCs, term

de$"sits ma+ =e "=tained.

REPAMENT PERIO! 3 m"nths5.

RATE O" INTEREST ! 7Base ate 4 @8 1.2@


19/22

PURPOSE ! Term 6"an "r Ac#isiti"nE C"nstr#cti"n " ne (atE

h"#se, )#rchase " "(d h"#seE (at 7n"t eceedin' 2 +ears "(d8. TARGET GROUP ! Individ#a(s h" have re'#(ar and inde$endent

s"#rce " inc"me r"m A'ric#(t#reE )r"essi"nE TradeE B#siness

etc and thr"#'h em$("+ment inc(#din' NIs.

#UANTUM O" "INANCE ;$t" 90$% " the c"st " h"#se.

Rate o& Interest 7Base ate 4 0@8 10.2'$ 7At )resent8


20/22

PURPOSE

T" $r"vide advance a'ainst the rent receiva=(es.

E(IGI)I(IT Oners h" (et "#t their $r"$ert+

t" re$#ted c"m$aniesE)S;sEMNCsEBan%s

C"mmercia( Or'ani9ati"nsEIndivid#a(s.

#UANTUM O" (OAN !

Maim#m " F0@ " renta(s "r #ne$ired (ease

$eri"d and renta( advance, i an+.

SECURIT M"rt'a'e " Same $r"$ert+ or "ther $r"$ert+

va(#ed 10@ " 6"an Am"#nt.

REPAMENT PERIO! Maim#m " 10 Gears 7 i.e. 120 /MI8


21/22

PURPOSE "or *urc+ase o& ,ot+ ne- as -ell as use cars. "or *urc+ase o& ne- t-o -+eelers

E(IGI)I(IT ! In//uals /n em*loment ,us/ness sel&em*loe

*ro&ess/onals ,ot+.

#UANTUM 0" (OAN "or ne- cars42 -+eeler 90$ o& t+e cost o& car. "or use cars 5'$ o& t+e mar6et alue o& t+e car.

SECURIT ! H+$"thecati"n " vehic(e $#rchased.

RATE O" INTEREST 7Base ate 4 0.0@8 10.5'$ 7At )resent8

O


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