Business Financial Planning & Integrated Solutions

Peter J. Creedon CFP®, ChFC, CLU Founder and CEO of Crystal Brook Advisors 

Crystal Brook Advisors recognizes key financial issues do not always fit into business or personal categories, but can straddle both aspects of your life. We help you integrate them to achieve greater fulfillment of both business and personal goals.

Personal & Business Financial Planning

Investment Planning Protection Planning

Tax Planning Retirement Planning

Estate Planning Executive Compensation

Employee Benefit

Personal Net Worth College Funding Investment Planning

Value of Business

Business

Structure

Transfer of Business

WE MAKE FINANCIAL PLANNING CRYSTAL CLEAR

Six-Step Financial Process

Adequate Protection

Define business life cycle needs and personal goals

Gather Information

Set Objectives

Develop Alternatives

Select and Implement Solutions Tailored to

Your Business Life Cycle Stage

Monitor and Revise Your Plan

WE MAKE FINANCIAL PLANNING CRYSTAL CLEAR

Professional Advisor Team Approach

Crystal Brook Advisors will work with your accountant and lawyer to create a professional advisor team. This offers you the advantage of consistent and coordinated advice and guidance to help achieve your goals.

Our approach offers you the benefit of consistent and coordinated advice and

guidance.

WE MAKE FINANCIAL PLANNING CRYSTAL CLEAR

We provide the information you need to make the right decisions and to take appropriate action. First we need to identity your company’s current position in the business life cycle and the issues you face.

The Business Life Cycle & The Key Issues

Startup

•  Prepare business plan and select entity structure •  Improve cash flow •  Accumulate the finds for specific business needs •  Implement a business transition/succession plan in the event of catastrophe or a change of business structure

Growth

•  Protect investment in your business, protect against business risk •  Manage business taxes •  Implement employee retirement plans •  Establish programs to attract and retain employees and key management

Mature

•  Invest business cash reserves •  Business valuation •  Protect against impact of loss of key employee

Exit

•  Retain business within the family or partnership or other business interests •  Sell at desired price •  Next venture

WE MAKE FINANCIAL PLANNING CRYSTAL CLEAR

Integrated Personal & Biz Solution

Managing Income & Assets

Know your current net worth & value of your business

Track current income and expenses

Plan for emergencies

Project future net worth, income and expenses

Manage business assets and cash flow

Protection Planning

Protect ability to meet accumulation and education goals

Replace earning power if disabled

Meet potential long-term care costs

Provide for dependents in cash of death

Review or establish buy/sell agreement

Investment Planning

Review your investment portfolio and analyze asset allocation

Accumulate money for education funding

Save for a special purpose

Manage debt

Provide key employee compensation program

Income Tax Planning

Manage federal and state income taxes

Project federal and state taxes

Proactive tax management of your personal and business finances

Review business structure

Retirement Planning

Help ensure adequate retirement income based on business assets

Determine best retirement plan for business

Manage pension distributions

Provide for medical care costs

Estate Planning

Reduce or freeze estate settlement costs and inheritance taxation

Retain or transfer ownership of personal and business assets

Establish business transition plan

WE MAKE FINANCIAL PLANNING CRYSTAL CLEAR

We will select one individual every week and give a complimentary personalized guideline

from the Savvy Experts!

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Contact us at for more info: info@crystalbrookadvisors.com

•  Contact us at: info@crystalbrookadvisors.com  •  Schedule a free consultation:

www.booknow.so/crystalbrookadvisors

Crystal Brook Advisors will help you reach your financial goals with personalized service.