1. Offer & acceptance.

All parties need to sign an Offer & Acceptance (O&A). The real estate agent should assist with this process.

A copy of the O&A should be sent to your conveyancer so they can begin the settlement process.

2. Conditional contracts.

You will receive a Letter and Service Agreement from our office. This will outline all the conditions of the contract. i.e. finance approval, titles to issue.

Please sign and return this document as soon as possible.

3. Conditions to be satisfied.

Please ensure that any conditions on the O&A required to be fulfilled are undertaken by the required date. A delay in doing so may result in a late settlement.

Your conveyancer will contact you to confirm once all conditions of the contract have been met.

4. Pay deposit.

Make sure your deposit is paid on time to the real estate agent’s office as nominated on the O&A.

5. If finance is required.

Should finance be required, you must provide a copy of the O&A to your mortgage broker or bank so approval can be arranged.

6. Finance approved.

Once finance is approved, please arrange for your lender to send a copy of the approved letter to our office by the required date.

7. Unconditional contracts.

You will receive a letter from our office confirming your settlement date along with documents that will need to be returned to our office before we can proceed.

A simple guide to help your settlement process run as smoothly as possible.

Buyers checklist

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8. Final inspection.

(Residential Properties) This is done by the Buyer to ensure that all items in the home are in good working order. The property should be clean and all rubbish removed.

9. Settlement booked.

We will contact you to confirm the date and time of settlement.

10. Attending settlement.

We will attend settlement on your behalf and ensure all documents are correct and handed over to the party who will hold security after settlement.

11. Settlement completed.

You will be notified immediately when settlement occurs, we will also inform any other parties involved in the process.

Our office will send you a letter confirming settlement has been completed. A final statement will also be attached outlining the adjustment of rates, taxes and any other costs involved.

We will also advise if we are holding any funds back from settlement for later adjustment.

12. Keys.

(Residential Properties) Keys must be handed in by 12 noon the day following settlement. Please contact the real estate agent to collect these.

13. New address notification.

You should notify Telstra, Australia Post, Synergy, Alinta Gas and other service companies of your new address.

14. Rates statement.

If funds are held at settlement we will attend to the adjustment. A rates statement and final ledger will be sent to you once all final adjustments have been made.

If you’ve found your dream home, you’ll need to make sure you have the right finances in place. There are many reasons why you should use Resolve Finance, but mostly it will give you peace of mind that you’ve spoken to a professional and made the right decision.

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