My Life in 20 YearsBy Troy Hansen

My Education

I will go to Brigham Young University for 5 years and get my Bachelors Degree

I will live with roommates I will have a used car I will have a part-time job making

$7.25/hour

Undergraduate Work (Bachelors Degree)

BYULocation: Provo, UT

Affiliation: LDSStudents: 29,857

Tuition:$2,210

I will go to National University when I am 27

It will take 2 years I will live with my wife We will both go to school at night or online We will both be working full-time, making

$45,637/year School will cost us $30,420/year

Graduate Work (Masters Degree)

National University

Location: Costa Mesa, CA

Affiliation: Private Non-profit

Students: UnknownTuition: $1521/class

My Job

I will be a Teacher I will work in LAUSD In my first year will make $45,637/year In 20 years I will be making $76,181/year

My Job

My JobLocation: Los Angeles, CABase pay: $45,637/yearPay after 20 years: $76,181/yearRetirement Age: 61

My House

I will live in Lakewood, CA I will save $30,000 for a down-payment on a

house I will buy a house after, 5 years of working,

for $379,900

My House

My HouseAddress: 3638

Sandwood Street  Lakewood, CA 90712

Price: $379,900Down: $30,000

1st:$1,820Details: 4 Bed, 2 Bath, 1726 Sq Ft, 0.13 Acre

Closest High School API:

Lakewood HS - 739

My Car

I will buy a new car after I buy my house, for $20,990 dollars. This gives me payments of $396/mo

It will be a Toyota Tacoma

My Car

2007 Toyota TacomaMake: Toyota

Model: TacomaPrice: $20,990

Payments: Details: Silver, 2

Wheel Drive, Double Cab, 39,507 miles,

My Family

I will have a wife and 3 kids My kids will be 9, 7, and 3 years old.

My Family

My FamilyMyself – Mr. SmithWife – Mrs. SmithBoy 1 - TycoeBoy 2 - DanaliGirl - Shasta

My Hobbies

I will race go-karts◦ I will race twice a month at K1 speed.

I will ride bikes◦ I will ride with my kids, and race at Bellflower BMX

My Hobbies

K1 Speed Location: Anaheim, IrvineYearly Costs: $360

Itemized Expenses:Arrive and drive $13/race (2 times

per month)

BMXLocation: Orange, Bellflower

Monthly Costs: $62Itemized Expenses:

New bike every 3rd year $800Practice fees 4x $5 per month

Race fees 2x $10 per month (personal research)

My Budget

I will spend about $7,000 dollars per month Any additional money will be saved for

retirement Additional expenses must be covered by

side-jobs that provide additional income

My Budget

My BudgetExpense Name Cost Expense Name CostHome FamilyMortgage $2,500.00 Food $650.00Property Tax $324.00 Household Supplies $500.00Home Insurance $40.00 Clothing $150.00HOA $220.00 Medical Insurance $350.00Utilities Entertainment $150.00Electricity $210.00 HobbiesWater and Garbage $25.00 Go-kart Racing $50.00Phone $75.00 Bikes $150.00Cable $45.00 Lessons/classes $350.00Internet $30.00 EducationCar Student Loans $250.00Monthly Payment $350.00Insurance $125.00Gasoline $250.00Maintenance $100.00 Total $6,894.00