8/2/2019 C3_D2_doc_tech_8 (4)

1/15

Duration in month Age Monthly Survival Rate Discounting Factor

0 23 1.00000 1.00000

1 23 0.99997 0.99983

2 23 0.99988 0.99967

3 23 0.99980 0.99950

4 23 0.99971 0.99933

5 23 0.99962 0.99917

6 23 0.99954 0.99900

7 23 0.99945 0.99884

8 23 0.99936 0.99867

9 23 0.99928 0.99850

10 23 0.99919 0.99834

11 23 0.99910 0.99817

12 24 0.99901 0.99800

13 24 0.99893 0.99784

14 24 0.99884 0.99767

15 24 0.99875 0.99751

16 24 0.99867 0.99734

17 24 0.99858 0.99717

18 24 0.99849 0.99701

19 24 0.99841 0.99684

20 24 0.99832 0.99668

21 24 0.99823 0.99651

22 24 0.99814 0.99634

23 24 0.99806 0.99618

24 25 0.99797 0.99601

25 25 0.99788 0.99585

26 25 0.99780 0.99568

27 25 0.99771 0.99551

28 25 0.99762 0.99535

29 25 0.99754 0.99518

30 25 0.99745 0.99502

31 25 0.99736 0.99485

32 25 0.99727 0.99469

33 25 0.99719 0.99452

34 25 0.99710 0.99435

35 25 0.99701 0.99419

36 26 0.99693 0.99402

37 26 0.99684 0.99386

38 26 0.99675 0.99369

Credit Insurance Table

8/2/2019 C3_D2_doc_tech_8 (4)

2/15

39 26 0.99666 0.99353

40 26 0.99657 0.99336

41 26 0.99648 0.99320

42 26 0.99639 0.99303

43 26 0.99631 0.99287

44 26 0.99622 0.99270

45 26 0.99613 0.99254

46 26 0.99604 0.99237

47 26 0.99595 0.99221

48 27 0.99586 0.99204

49 27 0.99577 0.99187

50 27 0.99568 0.99171

51 27 0.99559 0.99154

52 27 0.99550 0.99138

53 27 0.99541 0.99121

54 27 0.99532 0.99105

55 27 0.99523 0.99088

56 27 0.99514 0.99072

57 27 0.99505 0.99055

58 27 0.99496 0.99039

59 27 0.99487 0.99022

60 28 0.99478 0.99006

61 28 0.99469 0.98989

62 28 0.99459 0.98973

63 28 0.99450 0.98957

64 28 0.99441 0.98940

65 28 0.99432 0.9892466 28 0.99422 0.98907

67 28 0.99413 0.98891

68 28 0.99404 0.98874

69 28 0.99395 0.98858

70 28 0.99386 0.98841

71 28 0.99376 0.98825

72 29 0.99367 0.98808

73 29 0.99358 0.98792

74 29 0.99348 0.98775

75 29 0.99339 0.9875976 29 0.99329 0.98743

77 29 0.99320 0.98726

78 29 0.99310 0.98710

79 29 0.99301 0.98693

80 29 0.99292 0.98677

81 29 0.99282 0.98660

82 29 0.99273 0.98644

8/2/2019 C3_D2_doc_tech_8 (4)

3/15

83 29 0.99263 0.98628

84 30 0.99254 0.98611

85 30 0.99244 0.98595

86 30 0.99234 0.98578

87 30 0.99225 0.98562

88 30 0.99215 0.98545

89 30 0.99206 0.98529

90 30 0.99196 0.98513

91 30 0.99186 0.98496

92 30 0.99177 0.98480

93 30 0.99167 0.98463

94 30 0.99157 0.98447

95 30 0.99148 0.98431

96 31 0.99138 0.98414

97 31 0.99128 0.98398

98 31 0.99118 0.98382

99 31 0.99109 0.98365

100 31 0.99099 0.98349

101 31 0.99089 0.98332

102 31 0.99079 0.98316

103 31 0.99069 0.98300

104 31 0.99059 0.98283

105 31 0.99049 0.98267

106 31 0.99039 0.98251

107 31 0.99029 0.98234

108 32 0.99020 0.98218

109 32 0.99009 0.98202110 32 0.98999 0.98185

111 32 0.98989 0.98169

112 32 0.98978 0.98152

113 32 0.98968 0.98136

114 32 0.98958 0.98120

115 32 0.98947 0.98103

116 32 0.98937 0.98087

117 32 0.98927 0.98071

118 32 0.98917 0.98054

119 32 0.98906 0.98038120 33 0.98896 0.98022

121 33 0.98885 0.98006

122 33 0.98874 0.97989

123 33 0.98863 0.97973

124 33 0.98852 0.97957

125 33 0.98841 0.97940

126 33 0.98831 0.97924

8/2/2019 C3_D2_doc_tech_8 (4)

4/15

127 33 0.98820 0.97908

128 33 0.98809 0.97891

129 33 0.98798 0.97875

130 33 0.98787 0.97859

131 33 0.98776 0.97842

132 34 0.98765 0.97826

133 34 0.98753 0.97810

134 34 0.98742 0.97794

135 34 0.98730 0.97777

136 34 0.98718 0.97761

137 34 0.98706 0.97745

138 34 0.98695 0.97728

139 34 0.98683 0.97712

140 34 0.98671 0.97696

141 34 0.98660 0.97680

142 34 0.98648 0.97663

143 34 0.98636 0.97647

144 35 0.98624 0.97631

145 35 0.98612 0.97615

146 35 0.98599 0.97598

147 35 0.98587 0.97582

148 35 0.98574 0.97566

149 35 0.98561 0.97550

150 35 0.98549 0.97533

151 35 0.98536 0.97517

152 35 0.98524 0.97501

153 35 0.98511 0.97485154 35 0.98498 0.97468

155 35 0.98486 0.97452

156 36 0.98473 0.97436

157 36 0.98460 0.97420

158 36 0.98446 0.97404

159 36 0.98433 0.97387

160 36 0.98419 0.97371

161 36 0.98405 0.97355

162 36 0.98392 0.97339

163 36 0.98378 0.97323164 36 0.98365 0.97306

165 36 0.98351 0.97290

166 36 0.98337 0.97274

167 36 0.98324 0.97258

168 37 0.98310 0.97242

169 37 0.98295 0.97225

170 37 0.98281 0.97209

8/2/2019 C3_D2_doc_tech_8 (4)

5/15

171 37 0.98266 0.97193

172 37 0.98251 0.97177

173 37 0.98237 0.97161

174 37 0.98222 0.97144

175 37 0.98207 0.97128

176 37 0.98193 0.97112

177 37 0.98178 0.97096

178 37 0.98163 0.97080

179 37 0.98149 0.97064

180 38 0.98134 0.97047

181 38 0.98118 0.97031

182 38 0.98102 0.97015

183 38 0.98086 0.96999

184 38 0.98070 0.96983

185 38 0.98054 0.96967

186 38 0.98038 0.96951

187 38 0.98022 0.96934

188 38 0.98006 0.96918

189 38 0.97990 0.96902

190 38 0.97974 0.96886

191 38 0.97958 0.96870

192 39 0.97942 0.96854

193 39 0.97925 0.96838

194 39 0.97907 0.96822

195 39 0.97890 0.96805

196 39 0.97872 0.96789

197 39 0.97855 0.96773198 39 0.97837 0.96757

199 39 0.97820 0.96741

200 39 0.97802 0.96725

201 39 0.97785 0.96709

202 39 0.97768 0.96693

203 39 0.97750 0.96677

204 40 0.97733 0.96660

205 40 0.97713 0.96644

206 40 0.97694 0.96628

207 40 0.97675 0.96612208 40 0.97656 0.96596

209 40 0.97636 0.96580

210 40 0.97617 0.96564

211 40 0.97598 0.96548

212 40 0.97579 0.96532

213 40 0.97559 0.96516

214 40 0.97540 0.96500

8/2/2019 C3_D2_doc_tech_8 (4)

6/15

215 40 0.97521 0.96484

216 41 0.97502 0.96467

217 41 0.97480 0.96451

218 41 0.97459 0.96435

219 41 0.97437 0.96419

220 41 0.97416 0.96403

221 41 0.97394 0.96387

222 41 0.97373 0.96371

223 41 0.97351 0.96355

224 41 0.97330 0.96339

225 41 0.97309 0.96323

226 41 0.97287 0.96307

227 41 0.97266 0.96291

228 42 0.97244 0.96275

229 42 0.97221 0.96259

230 42 0.97197 0.96243

231 42 0.97173 0.96227

232 42 0.97149 0.96211

233 42 0.97126 0.96195

234 42 0.97102 0.96179

235 42 0.97078 0.96163

236 42 0.97055 0.96147

237 42 0.97031 0.96131

238 42 0.97007 0.96115

239 42 0.96983 0.96099

240 43 0.96960 0.96083

241 43 0.96933 0.96067242 43 0.96907 0.96051

243 43 0.96881 0.96035

244 43 0.96855 0.96019

245 43 0.96828 0.96003

246 43 0.96802 0.95987

247 43 0.96776 0.95971

248 43 0.96750 0.95955

249 43 0.96723 0.95939

250 43 0.96697 0.95923

251 43 0.96671 0.95907252 44 0.96645 0.95891

253 44 0.96616 0.95875

254 44 0.96587 0.95859

255 44 0.96558 0.95843

256 44 0.96529 0.95827

257 44 0.96500 0.95811

258 44 0.96471 0.95795

8/2/2019 C3_D2_doc_tech_8 (4)

7/15

259 44 0.96442 0.95779

260 44 0.96413 0.95763

261 44 0.96384 0.95747

262 44 0.96355 0.95731

263 44 0.96326 0.95716

264 45 0.96298 0.95700

265 45 0.96266 0.95684

266 45 0.96234 0.95668

267 45 0.96202 0.95652

268 45 0.96170 0.95636

269 45 0.96138 0.95620

270 45 0.96107 0.95604

271 45 0.96075 0.95588

272 45 0.96043 0.95572

273 45 0.96011 0.95556

274 45 0.95979 0.95540

275 45 0.95948 0.95524

276 46 0.95916 0.95509

277 46 0.95881 0.95493

278 46 0.95846 0.95477

279 46 0.95812 0.95461

280 46 0.95777 0.95445

281 46 0.95742 0.95429

282 46 0.95708 0.95413

283 46 0.95673 0.95397

284 46 0.95638 0.95381

285 46 0.95604 0.95366286 46 0.95569 0.95350

287 46 0.95535 0.95334

288 47 0.95500 0.95318

289 47 0.95462 0.95302

290 47 0.95425 0.95286

291 47 0.95387 0.95270

292 47 0.95350 0.95254

293 47 0.95312 0.95239

294 47 0.95275 0.95223

295 47 0.95238 0.95207296 47 0.95200 0.95191

297 47 0.95163 0.95175

298 47 0.95125 0.95159

299 47 0.95088 0.95144

300 48 0.95051 0.95128

301 48 0.95010 0.95112

302 48 0.94970 0.95096

8/2/2019 C3_D2_doc_tech_8 (4)

8/15

303 48 0.94930 0.95080

304 48 0.94890 0.95064

305 48 0.94850 0.95049

306 48 0.94809 0.95033

307 48 0.94769 0.95017

308 48 0.94729 0.95001

309 48 0.94689 0.94985

310 48 0.94649 0.94969

311 48 0.94609 0.94954

312 49 0.94569 0.94938

313 49 0.94526 0.94922

314 49 0.94483 0.94906

315 49 0.94440 0.94890

316 49 0.94397 0.94875

317 49 0.94354 0.94859

318 49 0.94312 0.94843

319 49 0.94269 0.94827

320 49 0.94226 0.94811

321 49 0.94183 0.94796

322 49 0.94140 0.94780

323 49 0.94098 0.94764

324 50 0.94055 0.94748

325 50 0.94009 0.94733

326 50 0.93964 0.94717

327 50 0.93918 0.94701

328 50 0.93873 0.94685

329 50 0.93827 0.94669330 50 0.93782 0.94654

331 50 0.93736 0.94638

332 50 0.93691 0.94622

333 50 0.93645 0.94606

334 50 0.93600 0.94591

335 50 0.93554 0.94575

336 51 0.93509 0.94559

337 51 0.93460 0.94543

338 51 0.93412 0.94528

339 51 0.93363 0.94512340 51 0.93315 0.94496

341 51 0.93266 0.94481

342 51 0.93218 0.94465

343 51 0.93169 0.94449

344 51 0.93121 0.94433

345 51 0.93072 0.94418

346 51 0.93024 0.94402

8/2/2019 C3_D2_doc_tech_8 (4)

9/15

8/2/2019 C3_D2_doc_tech_8 (4)

10/15

391 55 0.90515 0.93697

392 55 0.90453 0.93682

393 55 0.90391 0.93666

394 55 0.90330 0.93650

395 55 0.90268 0.93635

396 56 0.90206 0.93619

397 56 0.90140 0.93604

398 56 0.90075 0.93588

399 56 0.90009 0.93573

400 56 0.89943 0.93557

401 56 0.89878 0.93541

402 56 0.89812 0.93526

403 56 0.89747 0.93510

404 56 0.89681 0.93495

405 56 0.89616 0.93479

406 56 0.89551 0.93464

407 56 0.89485 0.93448

408 57 0.89420 0.93432

409 57 0.89351 0.93417

410 57 0.89281 0.93401

411 57 0.89212 0.93386

412 57 0.89142 0.93370

413 57 0.89073 0.93355

414 57 0.89004 0.93339

415 57 0.88935 0.93324

416 57 0.88866 0.93308

417 57 0.88797 0.93292418 57 0.88728 0.93277

419 57 0.88659 0.93261

420 58 0.88590 0.93246

421 58 0.88516 0.93230

422 58 0.88443 0.93215

423 58 0.88370 0.93199

424 58 0.88296 0.93184

425 58 0.88223 0.93168

426 58 0.88150 0.93153

427 58 0.88077 0.93137428 58 0.88004 0.93122

429 58 0.87931 0.93106

430 58 0.87858 0.93091

431 58 0.87785 0.93075

432 59 0.87712 0.93060

433 59 0.87634 0.93044

434 59 0.87556 0.93029

8/2/2019 C3_D2_doc_tech_8 (4)

11/15

435 59 0.87479 0.93013

436 59 0.87401 0.92998

437 59 0.87323 0.92982

438 59 0.87246 0.92967

439 59 0.87168 0.92951

440 59 0.87091 0.92936

441 59 0.87013 0.92920

442 59 0.86936 0.92905

443 59 0.86859 0.92889

444 60 0.86781 0.92874

445 60 0.86699 0.92859

446 60 0.86616 0.92843

447 60 0.86533 0.92828

448 60 0.86451 0.92812

449 60 0.86368 0.92797

450 60 0.86286 0.92781

451 60 0.86203 0.92766

452 60 0.86121 0.92750

453 60 0.86039 0.92735

454 60 0.85956 0.92720

455 60 0.85874 0.92704

456 61 0.85792 0.92689

457 61 0.85704 0.92673

458 61 0.85616 0.92658

459 61 0.85528 0.92642

460 61 0.85440 0.92627

461 61 0.85352 0.92612462 61 0.85264 0.92596

463 61 0.85176 0.92581

464 61 0.85089 0.92565

465 61 0.85001 0.92550

466 61 0.84914 0.92534

467 61 0.84826 0.92519

468 62 0.84739 0.92504

469 62 0.84645 0.92488

470 62 0.84551 0.92473

471 62 0.84457 0.92457472 62 0.84363 0.92442

473 62 0.84269 0.92427

474 62 0.84175 0.92411

475 62 0.84081 0.92396

476 62 0.83988 0.92381

477 62 0.83894 0.92365

478 62 0.83801 0.92350

8/2/2019 C3_D2_doc_tech_8 (4)

12/15

479 62 0.83708 0.92334

480 63 0.83615 0.92319

481 63 0.83514 0.92304

482 63 0.83413 0.92288

483 63 0.83312 0.92273

484 63 0.83212 0.92258

485 63 0.83112 0.92242

486 63 0.83011 0.92227

487 63 0.82911 0.92211

488 63 0.82811 0.92196

489 63 0.82711 0.92181

490 63 0.82611 0.92165

491 63 0.82512 0.92150

492 64 0.82412 0.92135

493 64 0.82304 0.92119

494 64 0.82196 0.92104

495 64 0.82088 0.92089

496 64 0.81980 0.92073

497 64 0.81872 0.92058

498 64 0.81765 0.92043

499 64 0.81657 0.92027

500 64 0.81550 0.92012

501 64 0.81443 0.91997

502 64 0.81336 0.91981

503 64 0.81229 0.91966

504 65 0.81122 0.91951

505 65 0.81006 0.91936506 65 0.80890 0.91920

507 65 0.80774 0.91905

508 65 0.80659 0.91890

509 65 0.80543 0.91874

510 65 0.80428 0.91859

511 65 0.80312 0.91844

512 65 0.80197 0.91828

513 65 0.80082 0.91813

514 65 0.79968 0.91798

515 65 0.79853 0.91783516 66 0.79739 0.91767

517 66 0.79614 0.91752

518 66 0.79490 0.91737

519 66 0.79365 0.91721

520 66 0.79241 0.91706

521 66 0.79117 0.91691

522 66 0.78994 0.91676

8/2/2019 C3_D2_doc_tech_8 (4)

13/15

523 66 0.78870 0.91660

524 66 0.78747 0.91645

525 66 0.78624 0.91630

526 66 0.78501 0.91615

527 66 0.78378 0.91599

528 67 0.78255 0.91584

529 67 0.78122 0.91569

530 67 0.77989 0.91554

531 67 0.77856 0.91538

532 67 0.77723 0.91523

533 67 0.77590 0.91508

534 67 0.77458 0.91493

535 67 0.77326 0.91477

536 67 0.77194 0.91462

537 67 0.77063 0.91447

538 67 0.76931 0.91432

539 67 0.76800 0.91417

540 68 0.76669 0.91401

541 68 0.76527 0.91386

542 68 0.76384 0.91371

543 68 0.76242 0.91356

544 68 0.76100 0.91340

545 68 0.75959 0.91325

546 68 0.75818 0.91310

547 68 0.75677 0.91295

548 68 0.75536 0.91280

549 68 0.75395 0.91264550 68 0.75255 0.91249

551 68 0.75115 0.91234

552 69 0.74976 0.91219

553 69 0.74823 0.91204

554 69 0.74672 0.91189

555 69 0.74520 0.91173

556 69 0.74369 0.91158

557 69 0.74218 0.91143

558 69 0.74068 0.91128

559 69 0.73917 0.91113560 69 0.73767 0.91097

561 69 0.73618 0.91082

562 69 0.73468 0.91067

563 69 0.73319 0.91052

564 70 0.73171 0.91037

565 70 0.73008 0.91022

566 70 0.72847 0.91007

8/2/2019 C3_D2_doc_tech_8 (4)

14/15

567 70 0.72685 0.90991

568 70 0.72524 0.90976

569 70 0.72364 0.90961

570 70 0.72204 0.90946

571 70 0.72044 0.90931

572 70 0.71884 0.90916

573 70 0.71725 0.90901

574 70 0.71566 0.90885

575 70 0.71408 0.90870

576 71 0.71249 0.90855

577 71 0.71077 0.90840

578 71 0.70905 0.90825

579 71 0.70734 0.90810

580 71 0.70563 0.90795

581 71 0.70392 0.90780

582 71 0.70222 0.90764

583 71 0.70052 0.90749

584 71 0.69882 0.90734

585 71 0.69713 0.90719

586 71 0.69545 0.90704

587 71 0.69376 0.90689

588 72 0.69208 0.90674

589 72 0.69026 0.90659

590 72 0.68844 0.90644

591 72 0.68662 0.90628

592 72 0.68481 0.90613

593 72 0.68300 0.90598594 72 0.68120 0.90583

595 72 0.67940 0.90568

596 72 0.67761 0.90553

597 72 0.67582 0.90538

598 72 0.67403 0.90523

599 72 0.67225 0.90508

600 73 0.67048 0.90493

601 73 0.66855 0.90478

602 73 0.66663 0.90463

603 73 0.66471 0.90448604 73 0.66279 0.90433

605 73 0.66088 0.90417

606 73 0.65898 0.90402

607 73 0.65708 0.90387

608 73 0.65519 0.90372

609 73 0.65331 0.90357

610 73 0.65143 0.90342

8/2/2019 C3_D2_doc_tech_8 (4)

15/15

611 73 0.64955 0.90327