Date post: | 07-Apr-2018 |
Category: |
Documents |
Upload: | lnp-media-group-inc |
View: | 223 times |
Download: | 0 times |
of 8
8/4/2019 Careers and Education - August 2011
1/8
&educationcareers
A P U B L I C AT I O N O F T H E S U N D A Y N E W S | A U G U S T 2 8 , 2 0 1 1
8/4/2019 Careers and Education - August 2011
2/8
Lancaster, Pa.CAREERS & EDUCATION2 AUGUST 28, 2011
(ARA) Despite less thanstellar job growth over the pastfew years, college graduatesremain in demand. In fact,employers plan to hire 19.5percent more 2011 college
graduates than they did in 2010,which is up nearly 6 percentsince 2009-2010, according to arecent Job Outlook study by theNational Association of Collegesand Employers (NACE). Buttodays job market is not your parents job market. Hugedemographic and employmenttrends are changing the way
America works, and would-beemployees will need to remainexible.
Here are some tips to help youstay on top of the career market:
* First, expect to change jobsnumerous times in your career. Intodays career world, job stabilitydoes not always equal job
security. The U.S. Department ofLabor Statistics reports that theaverage person born in the latterhalf of the baby boom has held
an average of 11 jobs, and thatthree-fths of those job changesoccurred between the ages of 18and 27.
The U.S. economy isfundamentally changing, and
employees can no longerexpect to work their way upthe company ladder, says PattiLoPresti, campus president at
Everest College-Portland.
* Second, know wherethe jobs are. Our nation isexperiencing huge demographicand economic changes, which
are creating major shifts in thetypes of jobs available today,says Veronica Tarango, directorof education at Everest College-West Los Angeles. Studentsshould prepare themselves for achanging job market.
In particular, even thoughthe U.S. economy is expectedto grow by 10 percent between2008-2018, these jobs will not
be evenly distributed across allindustries, according to Bureauof Labor statistics. In fact, projections show a substantialdecline in manufacturing positions, while service-providing industries are expectedto add 14.5 million jobs to theeconomy in the coming years.
With many baby-boomers setto retire in the coming decade,and a growing youth population,
many service-related professionsfrom teaching to elder care aregoing to see signicant growth.
One of the fastest growingsectors in the coming decade willbe the health care sector, notesLoPresti. Projections indicatethat about 26 percent of all jobsin the coming decade will be inthe health care industry, which isexpected to add approximately 4
million jobs to the U.S. economy.This is one of the reasons thatwe specically target many of
our degree programs to the elof health care training, addsLoPresti.
* Third, consider going backto school for additional career
training. Todays job markerequires that employees keeptheir skills current, and asresult, more and more adults aregoing back to school. Studentscome to us to keep their skillsup-to-date or get the credentialsthey need to advance in theircareers, says Tarango. Thend that it is increasinglnecessary in todays changin
job market.The Bureau of Labor Statisticsoccupational projections showthat jobs requiring some form o post-secondary education wihave greater growth throug2018 than those without. Thegreatest job growth is expecteto be in careers that requirean associate degree, which isexpecting to see job growth o19 percent.
Job projections are also higherfor careers that require post-secondary vocational credentials,at an estimated 13 percent, thathose requiring only on-the-jobtraining, which are expected tosee only 8 percent growth.
Employers understand thaa one- or two-year program cagive new employees exactly themix of academic learning an
hands-on experience they neeto excel in todays changing jobmarket, says LoPresti.
Job market 101:Career trends
students should know
Thaddeus Stevens College aXTechnologywww.stevenscollege.edu 1-800-842-3832
7KDGGHXV6WHYHQV&ROOHJHRIIHUV
KDQGVRQSURJUDPVLQKLJKVNLOO
KLJKSD\LQJDUHDVRIWHFKQRORJ\
7KDGGHXV6WHYHQV&ROOHJHLV
3HQQV\OYDQLDVWRSWZR\HDUFROOHJH
8/4/2019 Careers and Education - August 2011
3/8
Lancaster, Pa. CAREERS & EDUCATION AUGUST 28, 2011 3
(ARA) Have you ever givenourself a SWOT? No. Its not
a typo. With a SWOT analysis,ou examine your Strengths,
eaknesses, Opportunities andThreats, along with internaland external factors that mightaffect your employment search.Many organizations utilize aSWOT analysis to examine theirbusiness. A SWOT analysis canalso help reduce the anxietysometimes associated withnding employment.
Its a matter of condenceover competence, because most
people know how to interview,but may not be condent inthemselves, says ChasityTrzop, director of career servicesat Brown Mackie College -Louisville.
StrengthsWhen you conduct a SWOT
on yourself its importantthat you ask, What can youdo well?, says Trzop. Forexample, you may be great at
multi-tasking and have greatcommunication skills. Soft skillsare usually where you will ndstrengths. Your strengths couldbe whatever comes naturally.
Always go into an interviewith a positive attitude. What
is keeping you from callingpotential employers? Someof the answers you may giveinclude nerves or not knowing
hat to say.Some people just getnervous about the job search.Its important to identify theissues and work on those issues
ith career coaches or if you area recent college graduate, visitour schools career services
department for assistance,Trzop says. Consider reviewing
comments that were madeabout your strengths by pastemployers.
Weaknesses
You should always know yourweaknesses, because interviewerswill attempt to extract themfrom you. Never highlight yourweak points on your resumeor during an interview. Whenan interviewer asked Trzopabout her weaknesses, Trzopused the weakness she oncehad that is now a strength. Shetold the interviewer she tookextra training to become very
procient in the area.Dont let interviewers
extract your weaknesses. Focuson what you do well, she says.Dont have a canned answer toa question regarding your weak points, because interviewersmay have a follow-up question.Never let them see you sweat. As previously mentioned, reviewcomments past employers madeabout your weaknesses.
OpportunitiesHalf of your job leads should
be face-to-face or from picking upthe phone, not just online, saysTrzop. People complain aboutnot getting jobs, but theyre notselling themselves nor creatingopportunities. You cannot createan opportunity if you dontknow what your strengths are.Go out and volunteer. Create an
opportunity.Trzop suggests networking.Let family and friends knowyou are seeking employment.They may know someone whocan help. You cant run out ofthe building yelling, Ive got adegree and expect employers tobe waiting outside the door withjob offers, says Trzop.
ThreatsTo identify threats that
could prevent you from ndingemployment, ask yourself,
What is it that will keep mefrom having an effective and productive career search?Thats the most critical timeto make contacts in your eld.What if you are waiting fora certication document thatconrms training you took? Arethere other barriers out there?There may be other barriersthat could affect a successful job search. Know what those
are, Trzop says. Job seekerswho get upset about not ndingemployment are sometimestoo passive. Seek support froma career counselor, placementsearch teams, or if you are arecent college graduate, seeksupport and assistance from thecareer services department.
While the SWOT analysiscreates anxiety during the process, it helps tremendously.
Like preventative medicine,you can x those threats andhopefully come out withpromising results.
ob seekers: Give yourself SWOT
York
1605ClugstonRoad
York, PA 17404
717.764.9550
1.800.520.0691
Lancaster
2124Ambassador Circle
Lancaster, PA 17603
717.394.6211
1.800.541.8298
BringyourcareerINTOFOCUS.
www.csb.edu
FormoreinformationaboutCSBsgraduationrates,
themediandebt ofstudentswho completedthe
program,and otherimportantinformation,visit
http://www.csb.edu/gainful-employment410 North Lime Street, Lancaster, PA
Prepare for
Healthcare!
www.LancasterGeneralCollege.edu
or call (717) 544-4912 for more info
UPCOMING OPEN HOUSESOct. 15, Nov. 19, & Dec. 3
Four-year private college
Top-rated in-demand programsin nursing and health sciences
90-100% job placement rate
Hands-on learning experience
Clinical affiliation withLancaster General Hospital
Know your strengths when preparing for an interview.
L PCAREERS & EDUCATION4 AUGUST 28 2011
8/4/2019 Careers and Education - August 2011
4/8
Lancaster, Pa.CAREERS & EDUCATION4 AUGUST 28, 2011
Support of parents, teachers helpSophie Tran follow her dream
By Gloria Sananes SteinSpecial Features Writer
Sophie Trans parents, whoere laborers living in the port
city of Danang, Vietnam, set
high expectations for their fourchildren. However, they soon
realized that their dream for a better life meant leaving theirhomeland. My parents took abig step, emigrating to the United
States so that we could attainhigher education, says 22-year-
old Sophie Tran. There was noway for people of our class toafford a college education.
It wasnt easy to pick up rootsand leave an extended family behind to face a new cultureand learn a new language. Itwas a physical, emotional andexpensive experience.
We learned someconversational English in schoolbut it was minimal like, hello,good bye thank you, thatsas far as it went.
The family settled inHarrisburg and shortly thereafterfound jobs in Lancaster andmoved again. Sophie was12 when she was enrolled inthe sixth grade at a ManheimTownship elementary school.It was another world, I wasconfused, didnt understand
English and kept saying, Whatdid you say?
She studied English as aSecond Language from sixth
to tenth grade. With supportiveteachers and patient Americanfriends she gradually felt secure,less frustrated, and more uent.
As I grew older I realized
that I could fulll my dream of becoming a pharmacist. I wasgetting good grades and enrolledin Harrisburg Area CommunityCollege to study biology andchemistry. Even as a young childI wanted to help others and thiswas a path to pursue.
At HACC, Sophie got a job in the schools WelcomeCenter. It was there that she meta best friend who understoodher needs. She was helpful andshared the story of her ownjourney and the many hurdles toachieve independence.
Sophie graduated fromHACC and is now is steadilymoving toward her goal. She hasapplied to Boston University andLecom University in Erie, PA,with a dual major in pharmacyand forensic science. During her
spare time she works at CVS asa pharmacy tech.
Her training includedaccepting prescriptions, enteringthe data into the computersystem, lling the prescriptionsand then submitting them tothe pharmacist for completion.She enjoys the atmosphere,the experience and the cordialrelationships with customers.
Pharmacists now offer alarger range of services thanthey did in the past. They helpcustomers with drug information
and patient education. Thehelp diabetics understand theirmedications. Some pharmacistseven offer immunizations. Thesemodern health professionals
have to keep up with many newdrugs that have hit the market,updating information anoffering advice.
Im saving my earningsto help my parents nance mtuition, Im not a shop till yodrop person, she says. I hanout with a few friends, watcan occasional TV show or platennis, but my eye is always othe road map to a successfulcareer.
Sophies older sister Jackierecently graduated from PenState with a degree in Businessand Finance. Her parents areworking hard to providecollege education for her twobrothers as well. Mom and dadid not decide what we shoulstudy, they left it up to us to plaa career and adapt to our new
home.In 2008 the family went back to
Danang to visit her grandparentson their birthdays. The trip forsix people was expensive anthe Trans doubt they can do iin the near future. I lookearound me, says Sophie. I wasglad to see friends and loveones, but I knew that I coulnever live there again. I am nowindependent; I can speak freely,I have American and Vietnamesefriends, I appreciate and enjothe freedom.
Sophie Tran works at CVS, saving money for college.
Sophie Tran is on her way to fullling her dream.
L P CAREERS & EDUCATION AUGUST 28 2011 5
8/4/2019 Careers and Education - August 2011
5/8
Lancaster, Pa. CAREERS & EDUCATION AUGUST 28, 2011 5
By Wendy KomancheckSpecial Features Writer
Four colleges in LancasterCounty offer college levelcourses to juniors and seniorsfrom local high schools. Theseprograms are opened to all typesof high school students includinghome school, private, and publicschool. Millersville University,www.millersville.edu, LancasterBible College, www.lbc.edu,
Franklin and Marshall College,www.fandm.edu, and HACC,Lancaster Campus, www.hacc.edu, all offer courses to helphigh school juniors and seniorsget a head start on their collegecareers.
Millersville University andHACC both charge regular tuitionfor high school students takingcourses at their institutions.Lancaster Bible College (LBC)
charges a $90 student service feeand a $25 one-time applicationfee to students, and Franklinand Marshall (F&M) doesntcharge tuition, but students areresponsible for buying booksand extra fees.
HACCVantageHeather Collins is the
Secondary Partnership Coor-
dinator for HACCVantage atthe HACC Lancaster Campus,1641 Old Philadelphia Pike.HACCVantage has beenopened to public, private, andhomeschooled students for thepast ve years.
Students can take amaximum of two courses persemester, says Collins. Courseofferings are suggested andapproved by HACC with an
emphasis on those courseshaving maximum transferabilityto post-secondary institutions.Credits can be transferred tomany four-year colleges anduniversities, allowing students tosave time and money by gettinga head start with their collegeexperience.
If parents and guidancecounselors are interested in
learning more about the program,they can call the Ofce ofSecondary Partnerships at 717-
358-2991, email HACCVantageat [email protected], or
visit their Web site at http://www. hacc . edu /L ancas te r /H i g h S c h o o l P r o g r a m s /Lancaster-College-Advantage.cfm.
Franklin & MarshallFranklin & Marshall College,
415 Harrisburg Ave., has offeredcourses for area high schoolseniors for nearly 20 years. The
program is opened to one senior per school per semester andfour homeschooled students persemester.
The program is not a typicaldual enrollment program thatother institutions might offer,says Dulcey Antonucci, Directorof Media Relations at F & M.Our program allows studentsthe opportunity to take courseson our campus, according to the
limitations listed above, with notuition charge, and where space isavailable. The courses should betransferrable to other institutions.
Offerings change semester tosemester as enrollment is on aspace available basis.
For more information about
the program, contact the schoolat 717-291-3911.
Area students get a head start on theircollege careers while still in high school
High school students get to mingle with upperclassmen inbetween classes at LBC.
- continued on page 7
Associate, bachelors, and masters degrees in business
Credit certificates in business, information sciences
and technology, and training and development
Professional development courses
Contract on-site training
SAT prep, and college-level classes for high school students
Penn State in your life It Shows
Visit our website or
call for details onhow to get started.
www.lancastercenter.psu.edu 717-299-7667
Discover how Penn State, The Lancaster Center can
help you reach your goals.
Open the door to more opportunities
Over 37 programs
Early Childhood Education
Construction Technologies
Culinary Arts Cosmetology
Visual Communications
Environmental Horticulture
Dental Assistant
Information Technology
Industrial Maintenance
Welding
Practical Nursing
Veterinary Assistant
Truck Driving (CDL)
Automotive Technology
Event Planning & Tourism
Medical Assistant
Heavy Equipment
Public SafetyAnd More
717-735-3761
or lcctc.org
Thank you forvoting us
your Favorite
VocationalTechnical School
Financial Aid Availablefor those who qualify
Lancaster PaCAREERS & EDUCATION6 AUGUST 28 2011
8/4/2019 Careers and Education - August 2011
6/8
Lancaster, Pa.CAREERS & EDUCATION6 AUGUST 28, 2011
(ARA) As summer windsdown, its not just kids who are
heading back to school. In fact,rst-time undergraduates whoare studying full-time now makeup only 15 percent of all post-secondary students, accordingto recent data from NationalCouncil of Education Statistics.
s more adults go back to schoolto sharpen their skills or retrainfor a new career, they too willhave to work hard to achievesuccess.
Simply paying attention to alecture is not enough, says JakeKassuba, director of educationat Everest College-Burr Ridge.Retaining, processing andapplying new informationrequires a signicant amount oftime and effort.
How students spend theirtime outside the classroom is justas important as how they spend
their time in the classroom,says Kassuba. We are seeingmore adults return to school toimprove their career options.
Many have jobs, families andother responsibilities at home,
so they have to get the most outof their study time.
While every student has adifferent learning style, here are10 study tips from Kassuba thatcan help students of all ages getthe most out of studying:
1. Manage your study timewisely. It doesnt matter howlong you study; what mattersis how much you accomplishduring that time. If you only havea limited time to study each day,develop a schedule and outlineyour goals for each session.Keep a timer on hand to gaugeyour progress and ensure thatyou dont lose track of time.
2. Experiment with differenttechniques for understanding andmemorizing new information.
For example, try using ashcardsto remember major concepts orhighlighting class notes.
3. Designate a specic timeand place in your home to study.This should be a comfortableplace where you can remain alert
and not be disturbed. Althoughits tempting, the bed and couchare never good study spots.
4. Give yourself abreak, or two. Insteadof studying for vehours straight, youll
be more productiveif you take short, periodic breaks.Breaks also can beused to motivate youtoward your studyinggoals. For example,give yourself a snack break as a rewardfor nishing anassignment or gettinga certain number
of review problemscorrect.
5. Learn generalconcepts rst, and worry aboutlling in the details later.
6. Practice rapid recall after completing a readingassignment, summarize the newinformation you learned, either
aloud or in an outline. Make sureto focus on the main ideas ofeach reading.
7. Share your newfoundwisdom. Talk to friends andfamily about what yourelearning. The ability to teachothers is an indicator you havereally absorbed the material.
8. Review your notes every
day, even if you dont havehomework. Reviewing yournotes daily will cut down on
stress prior to exams, and willhelp move information fromyour short-term to long-termmemory.
9. Dont wait until the lasminute. Give yourself plentof time to study for exams
and quizzes or nish writinassignments. Make sure togather class notes and practiceproblems to review before eacassessment.
10. Learn what works best foryou as a student. As you learcourse material and face newchallenges, note what works besfor you. There is no one-size-ts-all strategy, so the trick is tond the techniques that work foryou and stick with them.
Get the most outof your study time
Discover your study style, alone or with a group.
OPEN HOUSE
Sunday, October 23
Penn College is a special mission
affiliate of Penn State, committed to
applied technology education.
www.pct.edu/lancaster
degrees that work.
Choose from more than 100 career areas.
Lancaster Pa CAREERS & EDUCATION AUGUST 28 2011 7
8/4/2019 Careers and Education - August 2011
7/8
Lancaster, Pa. CAREERS & EDUCATION AUGUST 28, 2011 7
Lancaster Bible CollegesJumpstart Program
Lancaster Bible Colleges
(LBC) Jumpstart Program ispopular among homeschoolstudents even though theprogram is opened to private andpublic school students, too. LBCis located at 901 Eden Road.We have had students fromschools across Lancaster Countyand students from surroundingcounties as well, says KariSangrey, Admissions Counselorat LBC. The Jumpstartprogram is designed for highschool juniors and seniors toget an early start on a college
education. Courses are onlyoffered on campus during thefall and spring semesters.
High school students can takea maximum of 12 credits at LBC,and students are limited to oneclass per semester. Since LBC isaccredited by the Middle States
Association for Colleges andSchools, most courses shouldbe transferable to other colleges.Courses open for high schoolstudents include Bible, generaleducation, and freshman-levelcore courses from LBCs 26different majors. For moreinformation about the JumpstartProgram, go to www.lbc.edu;email [email protected]; or call866-522-4968.
Millersville UniversityMillersville University (MU),
located at One S. George St. inMillersville, started its HighSchool Concurrent EnrollmentDual Admission program(HSCEDA) in 2005. Currently,there are only 10 LancasterCounty school districts participating in the program.
These districts are ColumbiaBorough, Conestoga Valley,Ephrata Area, Hempeld,Lampeter-Strasburg, ManheimTownship, Penn Manor, SchoolDistrict of Lancaster, Solanco,and Warwick.
Our program is open toacademically qualied highschool juniors and seniors.We guarantee that each dualenrollment applicant will be able
to be registered for one course per term, but occasionally astudent is able to take twocourses per term, says SusanKastner, Assistant Directorof Admission at MU. Eachsuccessfully completed coursetypically earns three or fourcredits, so if taking one courseper term, each of two terms as ahigh school senior, they would
earn six to eight credits over thetwo terms. Of course, if they areconcurrently enrolled in theirjunior year, as well, they would
earn more college credits priorto high school graduation.Like LBC, MU is accredited
by the Middle States Associationfor Colleges and Schools, andall MU courses are listed onan ofcial transcript. Mostother colleges will accept creditearned at a regionally accreditedinstitution with grades of C or C-or higher, as long as they offeran equivalent course at their
school, Kastner says.For more information about
MUs HSCEDA program,students in homeschool, private
and public schools should seethe program coordinator at theirdistricts high school guidanceofce. Homeschool students alsoneed to belong to an accreditediploma program, such as thePennsylvania HomeschoolersAssociation.
For more information go toMUs Web site, http://www.millersville.edu/admissionsundergrad/index.php; call them
at 1-800-MU-ADMIT or 717-872-3371; or email them [email protected].
High school students study together at LBC.
Jumpstartcontinued from page 5
By Wendy Komancheck
Special Features Writer
HACC, LBC, MU, and F &M recognize the pros of highschool juniors and seniors gettinga head start on their collegecareers. Completing collegecredits can give college-boundhigh school students a head startand eases transition from highschool to college, says Heather
Collins from HACC. Exposureto college-level courseworkand student services may helpundecided students develop post-secondary education plans.
Dulcey Antonucci fromF&M sees the intrinsic valueof general education coursesbeyond getting required coursesout of the way. We stronglyencourage our students tothink of the general education
portion of their curriculum tobe a critical component of theireducation rather than simply asboxes to be checked off the list ofrequirements. General educationis an important foundation, andas our catalog notes, helpsstudents explore the natural,social, and cultural worlds in
hich they live.Students should consider
allowing room throughout theirears in college to take generaleducation courses that becomeattractive to them because of the
links they make to other courses
theyve taken, continuesAntonucci.
Susan Kastner from MUrecognizes that there are somedrawbacks to taking collegecourses during the high schoolyears. She lists ve consassociated with high schoolstudents taking college-levelcourses:
1. The time crunch that high
school students are under to getto and from their high schoolsto their college classes can betricky especially since they needto be on time at both places.
2. College level courses arefaster paced and require moretime to complete papers and projects. Thus, students haveless time to get more work doneat the college level.
3. College professors dontgive extra credit like secondaryteachers do to boost studentsgrades.
4. Some assignments requireteam work, and high schoolstudents oftentimes havedifculty meeting with the restof their team to get projectsnished in a timely manner.
5. For some schools, like
Millersville, it costs money totake college courses.
Pros and cons ofgetting a head start
Lebanon Valley College 101 North College Ave. Annville, Pennsylvania 17003-1400 1-866-LVC-4ADM (1-866-582-4236)
717-867-6181 Fax: 717-867-6026 E-mail: [email protected] www.lvc.edu
Work hard inhigh school?
Lebanon Valley College rewards hard work by
offering automatic academic scholarships of up
to half tuition to everyone who graduates in the
top 30 percent of his or her high school class.
To find out how much your LVC scholarship will
be, go to www.lvc.edu/calculate.
Lancaster, Pa.CAREERS & EDUCATION8 AUGUST 28, 2011
8/4/2019 Careers and Education - August 2011
8/8
,,
(ARA) College costs arentlimited to just tuition. You needto consider room and board,books, meals, transportation andmore. After youve applied for
scholarships, grants and federalloans, its not uncommon to needadditional funding for a completecollege education.
This is where a private studentloan can help. If youre exploring
hat private loan is right forou, here are some important
questions to ask so you can makethe right decision for today andour nancial future.
What is the interest rate?You must decide if you want
a xed-rate loan or a variable-rate loan. A xed-rate loan willtypically have a higher interestrate, but the rate will not uctuateover the life of the loan, so youreprotected from large interest rateswings.
For example, U.S. Bank offerstwo types of student loans. The
xed-rate student loan option
offers an interest rate of 7.99 percent (7.80 to 8.46 percentAPR) for approved applicants.This provides security becausethe interest rate will never
change. The variable loan rateoption has no fees and can rangeanywhere from a 3.45 percentto a 10.95 percent interest rate(3.39 to 10.22 percent APR).,This rate and APR may increaseafter consummation and canchange over the life of the loan.All applications are subjectto normal credit approval. Itsimportant to weigh your optionsto determine what is right foryou.
Is co-signing benecial?Because eligibility, interest
rates and reserve fees for privateloans are based on your credit, aco-signer may help you get theloan you need at the rates youwant. This is particularly truefor younger students who maynot have an established credit
history. A co-signer may be a
parent, guardian or close relativewho has an established credithistory and stable income. Itsimportant for any co-signer tounderstand that if the studentborrower cannot pay the loan forany reason, the co-signer is thenresponsible for any remainingloan obligations.
What can you afford toborrow?
It can be difcult to predict
the future, but one way to help
determine what amount youshould borrow is to estimate yourfuture earnings. Its wise to beconservative in your estimates.For help determining averageearnings for specic careers,visit the U.S. Department ofLabor, Bureau of Labor Statisticswebsite. A good general rule tofollow is your monthly student loanpayment should not be more than8 percent of your monthly salary.Remember that if you borrow
too much and have late or missed
payments, this will be reected oyour credit history (and any co-signers credit history).
What are repayment terms?
Every loan has different termsand its important to understanall the details before you sigthe paperwork. Some things toconsider include how long yohave to pay back the entire loan,is there a grace period betweegraduation and when paymentsstart, and is there a discount forany auto-payment plans? If yodont understand the terms, makesure to ask lots of questions.
Any time you take outcollege loan, only take out asmuch money as you need foreducation-related expenses. Star by learning your options wheyou apply at www.usbank.comstudent-loans; an applicatiotakes ve minutes or less. Onceyou nd the right loan for you,youll be able to get the degreeyou want and set yourself up for
nancial success in the future.
Navigating the student loan maze
Students today need a quality college experience thats affordable. And flexible. HACC offers moreto make college a reality like five campuses andother learning locations, online classes, scheduleoptions and of course, low tuition.
See student stories at www.hacc.edu/admit
HACC is Lancasters Community College.
Lancaster 1641 Old Philadelphia Pike 293.5000 | Harrisburg 780.2400Gettysburg 337.3855 | Lebanon 270.4222 | York 718.0328 | Virtual Campus 221.1300 ext. 1510
EVENING AND WEEKEND CLASSES START SEPT. 6, LATE START CLASSES BEGIN SEPT. 26.
HACC does not discriminate in employment, student admissions, and student services on the basis of race, color, religion, age, political afliation or belief, sex, national origin, ancestry, disability, place of birth,
General Education Development Certication (GED), marital status, sexual orientation, gender identity or expression, veteran status, or any other legally protected classication.