Caritas Caritas HousingHousing

Housing Housing DevelopmentDevelopment

Catholic Charities/Caritas Catholic Charities/Caritas HousingHousing

Our Vision …Our Vision …

To serve our society’s most vulnerable To serve our society’s most vulnerable in a way that honors the sanctity of in a way that honors the sanctity of life and affirms our belief in human life and affirms our belief in human dignity. dignity.

Our Service Philosophy…Our Service Philosophy…

We recognize shelter as one of our most We recognize shelter as one of our most basic needs. basic needs.

We believe that when a family’s source of We believe that when a family’s source of income or physical frailty limits their income or physical frailty limits their ability to have affordable safe housing, ability to have affordable safe housing, many are vulnerable to living in sub-many are vulnerable to living in sub-standard, overcrowded conditions or standard, overcrowded conditions or homelessness. homelessness.

Our Call to Action…Our Call to Action…

To that end we provide quality, To that end we provide quality, affordable, stable living affordable, stable living environments and with services that environments and with services that facilitate hope and self-sufficiency facilitate hope and self-sufficiency for Oregon’s low and very low-for Oregon’s low and very low-income residents without regard to income residents without regard to faith, race, ethnicity, marital status, faith, race, ethnicity, marital status, gender or condition in life.gender or condition in life.

Our Clients ...Our Clients ...Generally our residents have incomes from 0 – 50% of AMI. They include people from all walks of Generally our residents have incomes from 0 – 50% of AMI. They include people from all walks of

life:life:

Migrant and year-round farmworker familiesMigrant and year-round farmworker families Seniors and disabled peopleSeniors and disabled people Singles and familiesSingles and families Homeless teen mothersHomeless teen mothers RefugeesRefugees Homeless families and Homeless families and individualsindividuals Working poorWorking poor

At Risk….At Risk….

Total of 300 households served (April Total of 300 households served (April 2009)2009)

20% are certified as formerly homeless…20% are certified as formerly homeless…most of these familiesmost of these families

Almost 70% of our residents have Almost 70% of our residents have incomes incomes well below well below 30% AMI – at risk 30% AMI – at risk of homelessnessof homelessness

30% AMI = $18,350 for 3 person 30% AMI = $18,350 for 3 person household; $20,350 for 4 person household; $20,350 for 4 person householdhousehold

What we do…What we do…

Assess community affordable housing needs Assess community affordable housing needs in light of micro-markets;in light of micro-markets;

Coordinate procurement of and analyze Coordinate procurement of and analyze third party market and environmental third party market and environmental assessments; assessments;

Assess project architectural and financial Assess project architectural and financial feasibility;feasibility;

Create development and operating budgets Create development and operating budgets as well as project critical path planning; as well as project critical path planning;

Coordinate development team – including Coordinate development team – including architect, contractor, vendors, property architect, contractor, vendors, property manager, attorneys and accountants;manager, attorneys and accountants;

What we do…What we do…

Oversee project capitalization process, Oversee project capitalization process, construction completion, and lease-up – construction completion, and lease-up – including grant writing, leading tax credit including grant writing, leading tax credit investment negotiations and construction investment negotiations and construction funds administration. funds administration.

Oversee asset management to ensure Oversee asset management to ensure project financial and physical project financial and physical sustainability over the long term;sustainability over the long term;

Coordinate with Catholic Charities Coordinate with Catholic Charities service programs, and other service service programs, and other service partners, to provide residents services—partners, to provide residents services—depending on the needs of tenants.depending on the needs of tenants.

Affordable Housing Affordable Housing ProjectsProjects

Portland Metro Area

Sutherlin

Grants Pass

Sandy Canby Molalla

Wilsonville

Legend

Affordable Housing Projects in Development

Existing Affordable Housing Projects

Affordable Housing Affordable Housing ProjectsProjects

Sutherlin

CanbyWilsonville

Legend

Affordable Housing Projects in Development

Existing Affordable Housing Projects

Completed Projects

Project Name Location Units

Casa VerdeHoward House

CanbyPortland

2612

Cedar Park Gardens Sandy 20

Haven House Portland 3

Kateri Park Portland 50

North Slope Village Sutherlin 24

Rondel CourtRenaissance Court

MolallaWilsonville

3021

St. Vincent de Paul Plaza Portland 30

St. Vincent de Paul Villa Portland 30

Sandy Vista

TOTAL

Sandy

Western Oregon

54

300

Projects Under Projects Under DevelopmentDevelopment

Projects In Process….

Esperanza Court Portland 70 Opens Fall 2008

Josephine’s Garden Grants Pass 50 Anticipated 2009/10

Good Shepherd Village Happy Valley 70 Anticipated 2011/12

Total under development 190

Origins….Origins….

Community Needs Assessment lead by Community Needs Assessment lead by Dr. Joseph Gallegos, Board member and Dr. Joseph Gallegos, Board member and professor at University of Portlandprofessor at University of Portland

Data drivenData driven Anecdotal evidence from Catholic Anecdotal evidence from Catholic

Charities case managers supported dataCharities case managers supported data Consistent with mission to serve the Consistent with mission to serve the

most vulnerable in a way that preserves most vulnerable in a way that preserves their dignity as God’s children and their dignity as God’s children and fellow human beingsfellow human beings

Start Up…..Start Up…..

Funded in whole initially by Catholic Funded in whole initially by Catholic Charities general fundsCharities general funds

Over time, staffing partially offset by Over time, staffing partially offset by developer fees and grant fundingdeveloper fees and grant funding

Cash flow from operations “theoretically” Cash flow from operations “theoretically” should cover Asset Management costs – should cover Asset Management costs – but this is a tenuous assumptionbut this is a tenuous assumption

General Funds continue to subsidize General Funds continue to subsidize staffingstaffing

Haven HouseHaven HouseSE 69SE 69thth & Powell Blvd. & Powell Blvd.

Final Completion 02/10/05

A Haven House Family

Sandy VistaSandy Vista40747 SE Highway 2640747 SE Highway 26

Kateri ParkKateri Park3640 SE 283640 SE 28thth AVe AVe

During construction, Oct. 2004

In Service, March 2006

Esperanza Court and Single Family Esperanza Court and Single Family HousingHousing

SE 28SE 28thth & Powell Blvd. & Powell Blvd.

Esperanza CourtEsperanza CourtSE 28th & Powell Blvd.SE 28th & Powell Blvd.

Community Partners / Community Partners / ResourcesResources

City of Portland Bureau of Housing and City of Portland Bureau of Housing and Community DevelopmentCommunity Development

Network for Oregon Affordable HousingNetwork for Oregon Affordable Housing National Equity FundNational Equity Fund Oregon Housing and Community ServicesOregon Housing and Community Services Portland Development CommissionPortland Development Commission Umpqua Community Action NetworkUmpqua Community Action Network Community Development NetworkCommunity Development Network

Community Partners / Community Partners / ResourcesResources

CASA of OregonCASA of Oregon Neighborhood Partnership FundNeighborhood Partnership Fund Clackamas County Community DevelopmentClackamas County Community Development Oregon Mental Health and Addiction Oregon Mental Health and Addiction

ServicesServices USDA Rural DevelopmentUSDA Rural Development Dept. of Housing and Urban Development Dept. of Housing and Urban Development Local Housing AuthoritiesLocal Housing Authorities Federal Home Loan BankFederal Home Loan Bank Enterprise Community PartnersEnterprise Community Partners

Integration of Service with Integration of Service with Other Programs at Catholic Other Programs at Catholic

CharitiesCharities All Catholic Charities ProgramsAll Catholic Charities Programs Pregnancy Support and AdoptionPregnancy Support and Adoption Refugee ResettlementRefugee Resettlement Elizabeth HouseElizabeth House Housing Transitions ProgramHousing Transitions Program

Catholic Charities Refugee Resettlement Staff with Kateri Park children at a 2006 summer outing

Services ProvidedServices Provided

Resident services include:Resident services include: Eviction PreventionEviction Prevention Referral ServicesReferral Services Furniture Assistance through Community Furniture Assistance through Community

WarehouseWarehouse English as a Second LanguageEnglish as a Second Language Utility Assistance through Portland Utility Assistance through Portland

ImpactImpact Literacy classesLiteracy classes

Services ProvidedServices Provided

Resident services include:Resident services include: After-school activities through Grout Elementary SchoolAfter-school activities through Grout Elementary School

Elisabeth Gern, Catholic Charities Resident Services Coordinator, withKateri Park children

Services ProvidedServices Provided

Resident services include:Resident services include: Health screeningsHealth screenings School clothingSchool clothing Sewing classes which facilitate Sewing classes which facilitate

English language/cultural English language/cultural integrationintegration

After school/summer programs After school/summer programs for kidsfor kids

Opportunities….Opportunities…. Mission Fulfillment – currently house Mission Fulfillment – currently house

previously homeless families, chronically previously homeless families, chronically homeless individuals, and people with homeless individuals, and people with disabilities on the margins of societydisabilities on the margins of society

Service Integration – housing program Service Integration – housing program has facilitated greater integration of has facilitated greater integration of internal programsinternal programs

Asset Growth – via subsidiaries, asset Asset Growth – via subsidiaries, asset base of organization has grown base of organization has grown substantiallysubstantially

Challenges….Challenges…. Capital funds more prevalent that Capital funds more prevalent that

operating funds – though availability varies operating funds – though availability varies by stateby state

Underwriting by lenders and funders is Underwriting by lenders and funders is “disconnected” from reality – costs for “disconnected” from reality – costs for maintenance and operations for housing for maintenance and operations for housing for families much higher than lenders expectfamilies much higher than lenders expect

Little room for funding of Resident Services Little room for funding of Resident Services and Asset Management from cash flow – and Asset Management from cash flow – Catholic Charities continues to subsidize Catholic Charities continues to subsidize programprogram

Responding to Responding to Challenges….Challenges….

Diversifying housing portfolio and Diversifying housing portfolio and resident mix– via mixed income resident mix– via mixed income properties and creative private properties and creative private financing toolsfinancing tools

Focusing on moderate and strategic Focusing on moderate and strategic growth into the futuregrowth into the future

Developing asset building and Developing asset building and economic development programs as economic development programs as part of portfolio of servicespart of portfolio of services

Potential Future ServicesPotential Future Services

Individual Individual Development Development AccountsAccounts

Early Childhood Early Childhood Education CenterEducation Center

Adult Learning Adult Learning CentersCenters

Microbusiness Microbusiness Enterprise Training Enterprise Training and Funding (via and Funding (via MercyCorps NWMercyCorps NW

CATHOLIC CATHOLIC CHARITIES:CHARITIES:

Will provide:Will provide: Feasibility Feasibility

assessmentsassessments Concept creationConcept creation Modeling/visioning Modeling/visioning

processprocess Program Program

DevelopmentDevelopment Service partnershipsService partnerships

For More Information…For More Information…

www.catholiccharitiesoregon.orgwww.catholiccharitiesoregon.org