Cash Now_Disclosure Document

8/9/2019 Cash Now_Disclosure Document

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ISSUER INFORMATION FILE

PURSUANT TO

SECURITIES AND EXCHANGE COMMISSIONRULE 15c2-11

April 14, 2005

CASH NOW CORPORATION(A Nevada Corporation)

TRADING SYMBOL: CUSIP NUMBER:

CHNW 14754W 10 8

TAX ID NUMBER: SHAREHOLDERS20-2059721 OF RECORD: 63

ISSUERS EQUITY SECURITIES:

Common Equity Voting Shares

Issued and Outstanding Common Shares: 24,050,000No Preferred Shares Issued and Outstanding

TRANSFER AGENT:

Heritage Trust Company4 King Street West, Suite 1320

Toronto, Ontario, M5H 1B6416-364-9509

Information provided pursuant to Rule 15c2-11 of theSecurities and Exchange Act of 1934, as amended


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CASH NOW CORPORATION

(a Nevada Corporation)

CUSIP NUMBER:

14754W 10 8

ISSUER INFORMATION FILE

AS OF

April 14, 2005

The information furnished herein has been prepared from the books and records of the issuer by its officers and directors in accordance with the Securities andExchange Commission Rule 15c2-11 as amended, and is intended as publicinformation.

No dealer, salesman or any other person has been authorized to give anyinformation, or to make any representations, not contained herein in connectionwith the issuer. Such information or representations, if made, must not be reliedupon as having been authorized by the issuer, and:

Delivery of this information file does not at any time imply that the informationcontained herein is correct as of any time subsequent to the date first written above.


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CASH NOW CORPORATION

April 14, 2005

Information required conforming to the provisions of subparagraph (a) (4) of Rule 15c2-11 promulgated by the Securities

and Exchange Commission under the Securities Exchange Act of 1934

ITEM 1. EXACT NAME OF THE ISSUER AND ITS PREDECESSOR:

The name of the Issuer is: Cash Now CorporationThe name of the Predecessor is: B Com Inc.

ITEM 2. ADDRESS OF THE ISSUERS PRINCIPAL EXECUTIVE OFFICES:

The address of the Issuers principal office is:

110 East Broward Blvd.Suite 1700 Ft. Lauderdale, FL 33301,USA1-866-778-2996Fax. 1-866-687-5865 www.cashnow.com

The person responsible for Investor Relations isMiro Zecevic.Telephone: 1-866-778-2996Fax: 1-866-687-5865Email: [email protected]

ITEM 3. ISSUERS STATE OF INCORPORATION:

The Issuer is organized under the laws of the State of Nevada.The Issuers date of incorporation is October 11.2000

ITEM 4. EXACT TITLE AND CLASS OF THE ISSUERS SECURITIES:

The Issuer has authorized 100,000,000 shares of common stock and 10,000,000 of preferred stock. The following CUSIP is for the shares of common stock. There are no preferred shares of stock issued and outstanding.

CUSIP#: 14754W 10 8


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SIC Code: 7389

Secondary SIC Code: none

Symbol: CHNW

ITEM 5. PAR OR STATED VALUE OF THE ISSUERS SECURITIES:

The Issuers common stock is $.001 par value and the Issuers preferred stock is $.001par value.

ITEM 6. NUMBER OF SHARES OR TOTAL AMOUNT OF THE ISSUERSSECURITIES OUTSTANDING AT THE END OF THE ISSUERSMOST RECENT FISCAL YEAR:

A) Common stock At the end of the Issuers fiscal year of December 31, 2003 the Issuer had 4,050,000 -shares of common stock issued and outstanding. At the end of the Issuers most recentfiscal year end Dec 31, 2004 the Issuer had 24,050,000 of which 4,050,000 were freelytradeable. (see Legal Opinion attached)

As at the date of this filing, the Issuer had 24,050,000 shares of common stock issued andoutstanding of which 4,050,000 were freely tradeable. The Issuer issued 20,000,000shares of common restricted stock in a share exchange to the shareholders of a privatecorporation known as Cash Now Corporation on June 30, 2004. This issuance of 20,000,000 shares of common stock purchased the Cash Now asset. That corporationdistributed those 20,000,000 shares on a pro-rata basis to their shareholders. The Issuer issued these 20,000,000 shares under Section 4(2) exemption from registration.

No other offering of securities had been offered either private or public up to the issuerslast fiscal year.

Preferred Stock At the end of the Issuers fiscal year of December 31, 2004, there were no preferredshares of stock issued and outstanding. As of the date of this filing, there are no preferredshares of stock issued and outstanding.

There are currently 63 shareholders

B) The company has not offered securities, private or public, over the past two years; andthe company has not issued stock for services.

ITEM 7. NAME AND ADDRESS OF THE ISSUERS STOCK TRANSFER AGENT:


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The Issuers Stock Transfer Agent is:

Heritage Trust Company4 King Street West, Suite 1320

Toronto, Ontario, M5H 1B6416-364-9509

The transfer agent is registered under the Securities Act of 1934 with the SEC and theconfirmation of that registration is attached as an exhibit hereto.

ITEM 8. NATURE OF THE ISSUERS BUSINESS:

The business of the Issuer was founded in 1998 in an Ontario, Canada Corporationknown as Cash Now, Inc. Cash Now, Inc. had a vision of providing consumers a discreetand secure way to get a payday loan. Over the past 7 years the management of Cash Now

Corporation has used its knowledge and tools in the information and technology sector todevelop a unique model for the payday loan and check cashing business.

A. Business Development

1. Cash Now is a Nevada Corporation

2. The Company was organized as a Nevada corporation on October 11, 2000

3. The Companys fiscal year end is December 31.

4. The issuer has never filed bankruptcy

5. There have been no material reclassifications, merger, consolidation, or purchaseor sale of a significant amount of assets not in the ordinary course of business

6. There have been no defaults on any indebtedness

7. There was a change of control upon the acquisition of Cash Now Corporation

8. There was an issuance of 20,000,000 shares for the acquisition

9. There have been no past or anticipated stock splits, dividends, re-capitalizations,mergers, acquisitions, spin-offs, or reorganizations.

10. The Issuers securities have never been de-listed by any securities exchange or NASDAQ

11. There are no current, past, pending or threatening legal proceedings or administrative actions

B. Business of the Issuer

Cash Now has become a ONE STOP FINANCIAL CENTER FOR CONSUMERS,with Cash Now, Inc.s multiple offerings. The principals and the key personnel of Cash Now have extensive knowledge in the payday loan; check cashing, finance,information and technology fields, including: E Commerce, E Marketing, E


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Enhancements, and E Applications. The need for consumers and businesses to expandand grow their assets through acquisition and debt financing is the most significanteconomic business trend of this new century. Management of Cash Now Corporationhas used its knowledge and tools in the information and technology sector to developa unique model for the payday loan and check cashing business. The Company is

also seeking other possible business combinations which may have the potential for profit

1.The Issuers primary and secondary SIC Codes

SIC Code: 7389

Secondary SIC Code: none

2. The Issuer is currently conducting operations.

3. The parent company is Cash Now Corporation. Cash Now Corporation has threesubsidiaries, Cash Now.Com LLC and Cash Now Fransys, Inc. and finally Cash Now& USA.com LLC. These three subsidiaries are business aggregators that sell

software system how to manuals for the check cashing and payday loan industry.The parent company owns 100% of each subsidiary.

4. The Issuers business is that of selling system and licenses is not regulatedhowever the end user or the licensee is subject to regulations by each state. See thefollowing link for what each state allows and does not allow with respect to thespecific states regulatory requirements. http://cashnow.com/backnet/facts/index.htmlAt this time, it is not known if there will be significantly onerous further regulationsimposed by the states of municipal governments with respect to the regulation of theIssuers business and the business of the Issuers license holders. Equally important:

*Cash Now Corporation does not recommend operating in any state without a FDICBank Charter. Payday loans conducted over the Internet do not require a bank charterin any state; however in the states that prohibit payday loans, most payday loancompanies enforce a surcharge to offset any bad loans on the Internet. As of June11, 2004, the above list was in force by the above mentioned states. This is subject tochange without notice. As local conditions and regulations can change at any time,the Issuer advises the license holder(s) to consult with legal counsel and the local andstate authorities as part of the license holders due diligence process. The Issuer willassist the license holder with obtaining the state license if the license holder choosesto operate a retail storefront establishment. Once the Issuer begins the process of working with the license holder(s), the Issuer will send to the license holder(s) a DOLIST and DO NOT DO LIST, which will assist the license holder(s) in speedingup the licensing requirements.

5. An estimate of the amount spent during each of the last two fiscalyears on research and development activities, and, if applicable, theextent to which the cost of such activities are borne directly by customers ;


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The Issuers research and development was close to 2 million dollars that was paid byinitial principals and Shareholder of Cash Now, Inc., the Ontario, CanadaCorporation.

6. Cost and effects of compliance with environmental laws -federal, state and

local$ 5,000 to $ 10,000 for paper reduction use and blue boxes

7. Number of total employees and number of full time employees

Total employees 25; 15 full time and 10 part time.

C. Investment Policies

1. Investment in Real Estate or interest in Real Estate

The Issuer does not own any real estate or any interest on real estate.

2. Investments in Real Estate mortgages

The Issuer does not own any real estate mortgages.

3. Securities of or interests in persons primarily engaged in real estate

The Issuer does not intend to invest in securities of any kind at this time. TheIssuer intends to place any surplus capital in bank certificates of deposit orestablished money market short -term accounts .

ITEM 9. NATURE OF THE ISSUERS PRODUCTS OR SERVICES:

1. Principal products or services and their markets

Cash Now Corporation is developing a comprehensive service in the cash advanceindustry, utilizing the Cash Now brand. After vast research and development by Cash

Now, Inc., the Ontario, Canada Corporation which sold its assets to the Issuer for 20,000,000 shares of the Issuers restricted common stock, the Issuer is perfecting theconcept of "lending money until payday". Drawing on managements knowledge andexpertise in the lending industry, the Issuer has created a solid business model that works.The Issuer began testing the licensing concept nationally with corporately operated and

joint venture locations. Today, the payday loan business is one component to a vast arrayof financial services Cash Now has at its disposal.

The Cash Now Corporation business has become a ONE STOP FINANCIALCENTER FOR CONSUMERS, with multiple offerings. The principals and the keypersonnel of Cash Now Corporation have extensive knowledge in the payday loan, check


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cashing, finance, information and technology fields, including: E Commerce, EMarketing, E Enhancements, and E Applications. The need for consumers and businessesto expand and grow their assets through acquisition and debt financing is the mostsignificant economic business trend of this new century. Cash Now Corporation has usedits knowledge and tools in the information and technology sector to develop a uniquemodel for the payday loan and check cashing business. After spending years in theInternet industry, the company looked for innovative ways to apply Internet technologyto the short-term loan business. After intense research, development and competitiveanalysis cycle, the Cash Now Corporation system was launched. The market for theIssuers products and services is that initially of the United States and Canada.

The Issuer has chosen to make available the Cash Now system through a chain of carefully selected Licensees. This does not mean that the Issuers licensing program is apermanent one. The Issuer may choose to not to issue licenses at some point of time andconcentrate its efforts to company owned locations. This determination will rely on anumber of factors that cannot be foreseen at this time. In the beginning stage of theIssuers business, it is easier and most cost effective to expand by way of licenses toindependent operators of the Issuers business. The Issuer reserves the right to stopoffering licensed units at any time.

Payday Express :This segment of the Issuers business plans offers payday loans on a face to face basiswhere permissible and via the Internet. It is a Licensing Agreement whereby the licenseholders purchase the Issuers technology, training and know how. It can be a homebased business opportunity, operated out of an office or storefront, or an add-on to anexisting business. The license holder is free to promote its own business name instead of Cash Nows and the license holders do not pay any royalties. The license holder paysthe Issuer a $150 monthly maintenance fee and $150 CSR Trust Vault fee which covers

the hosting of the license holders website, technical updates to the license holderspayday loan software and website and use of the Issuers Trust Vault that the licenseholder will use for logging each daily transaction, accounting collections,communications and as a contact management tool. The license holder is free to name itsbusiness, operate the business as the license holder wishes and not subject to specificoperations as prescribed by the Issuer. The license holder(s) will receive on-site trainingand technical support. The Payday Express model is available in all states and provinces.Other services such as Money Wiring, Money Orders, Debit Cards, Pre-paid CreditCards, Fax & Photocopy Services, Bill Payment, Phone Reconnection, Tax Preparationand other financial options can also be added. Through Cash Now Corporationsprogram, the license holder(s) may choose to become an Electronic Funds Distributor(EFD) and operate under a FDIC Bank Charter. The Payday Express model is availablein all states and provinces.

Check ExpressThis segment of the Issuer offers everything included in the Payday Express model. Inaddition, Check Express also includes a check-cashing component complete with theIssuers check cashing software. Check Express is a Licensing Agreement whereby thelicense holders purchase the Issuers technology and know how. The License holders do not pay any royalties. The license holders pay the Issuer a $350 monthly


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maintenance fee and $150 CSR Trust Vault fee which covers the hosting of the licenseholders website, technical updates to the payday loan software and website and use of the Issuers Trust Vault that the license holder will use for logging each daily transaction,accounting collections, communications and as a contact management tool. The Check Express model is operated out of a storefront. Check cashing is conducted on a face toface basis. Therefore, location is important to the growth of the license holdersbusiness. The payday loan portion of the license holders business may be conducted atthe Check Express location, where permitted by state/provincial laws, or the licenseholder may load the payday loan software on a home computer and conduct the loanbusiness remotely in all states/provinces exclusively via the Internet. Training is doneon-site and the license holder will receive the same support as does the Payday ExpressOperator. As with Payday Express, the license holder is free to promote its own businessname instead of Cash Nows and the license holder is free to operate its business. Otherservices such as Money Wiring, Money Orders, Debit Cards, Pre-paid Credit Cards, Fax& Photocopy Services, Bill Payment, Phone Reconnection, Tax Preparation and otherfinancial options can also be added.

Kiosk ExpressThis segment of the Issuer is designed to accommodate existing business that wish to addcheck cashing and/or payday loans to the operation. KIOSK EXPRESS, the Issuersstore within a store concept. The license holder can utilize the square footage notcurrently being used by the license holders business and add a self-contained,completely equipped kiosk out of which the license holder can offer cash advances, check cashing, money wiring, money orders, home phone reconnection, bill payment, debitcards, secured credit cards and credit card applications to name just a few services. Thesekiosks are fully secured units that are easily bolted to the license holders existingestablishment. The Kiosk Express will allow the license holder to own a CHECKEXPRESS, with all its features and benefits, with the additional advantage of not having

to do a site build out. No extra rent to pay, minimal construction costs and no leasenegotiations. The license holder installs the kiosk and the license holder can beginoperations.

Cash Now CambioThis segment of the Issuers business is the foreign exchange business that can beoperated as a stand alone business or in conjunction with the Issuers Express and CashNow models. The Issuers proprietary software will instantly reflect the current daysforeign exchange rates when converting foreign currency into local currency and viceversa.

2. Distribution Methods of the Products or Services

The Issuers most comprehensive marketing asset is the combined knowledge andexpertise of the management team, and the Issuers successful network of Licensees.Furthermore, the Issuers convenient locations and customer service support structureenhance the Issuers position by providing cash markets a versatile, helpful resource. TheIssuers licensees are empowered by Cash Now product lines, which will help them


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expand their operations by hiring additional staff to attract new revenue streams. TheCash Now model will serve as a backbone, and enable the Issuers license holders anincome stream to conduct their day-to-day operations. The laws of supply and demandapply to the payday loan industry like they do to any retail or serviced-based industry. Inthis business the product is cash. Cash Now Corporation works closely with investmentbanks, private lenders, factoring companies, and private invoice discounting companiesto further enhance the license holders business by funding the license holders receivableswhen the product of cash is low.

How the Issuer markets its products.

LICENSED MODEL vs. FRANCHISED MODEL COMPARISONS

CASH NOW LICENSED MODELS FRANCHISED MODELSFlat monthly maintenance fee Usually monthly royalties are charged as a

percentage of your gross revenues, plus a flatmonthly fee

No audits on your business Subject to planned and unscheduled auditsCan do your own site build out Must conform to Franchisors standardsFree rein to make your own decisions Must conform to Franchisors rules and regulationsLower License fee Higher Franchise feeNo renewal fees Usually renewal feesNo transfer fees Usually transfer feesFavorable and irrevocable License Franchise can be revoked by FranchisorLess initial investment required Higher initial investment requiredNo performance minimums Usually responsible for minimum performance

levelsAdvertising at Licensees discretion Minimum advertising levels determined by

FranchisorNo national fees Usually national ad fees requiredCan use any name for your business Must promote Franchisors nameCustom website provided Usually a boiler plate website providedProprietary software provided Software may not be providedFDIC Bank Charter available Bank Charters may not be availableYou make your own business decisions Decisions made by Franchisor affect your businessBulk buying discounts with no minimumcommitments

Bulk buying discounts with minimum commitments

Full confidentiality. No reporting required, asyou are using our software our technology andusing us as your consulting firm

No confidentiality. Must disclose annually togovernment, and to anyone who wants to buy aFranchise, your contacts and sometimes yourearnings

Other Licensees have no effect on yourbusiness

An infraction by another Franchisee may affectyour ability to do business in the future.

Ideal for Entrepreneurs Ideal for Entrepreneurs

3. Status of any publicly announced new product or service


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All of the Issuers products and services are operational and in good standing

4. Competitve business conditions, the issuers competitive position in the industry,and methods of competition.

The Issuers competitive business conditions: a) the industry is based on"location, location, location". The Issuers products and services are usually placed in a

blue collar neighborhoods or working class areas. These are all physical locations or retail store-fronts of other businesses with walk in traffic. The Internet has taken asignificant segment out of the retail sector. Picking up on what the Issuer has created isan ultimate dot.com solution, where the Issuers competitiveness lies within the Issuersability to reach out to the Issuers and the Issuers license holders Internet customer.

The issuers competitive position in the industry, A) Cash Nows philosophyhas always been to target the customer through online marketing. The Issuer is

now strategically poised to capitalize on this next dominant generation of consumers. Heres a link to the story that was done by CBS 60 minutes. Wecannot stress enough how much the Issuer and the Issuers license holders share thisideology.http://www.cbsnews.com/stories/2004/10/01/60minutes/main646890.shtml

The Issuer shares this view of Forester Research: Financial self-direction is thekey to understanding why consumers buy financial products online. Online financial

buyers stand out for their attitudes and behavior, not their demographics.(Source Forester Research) After five years of blazing 97% compound annual growth,US eCommerce will grow at a 25% CAGR over the next five years. Barring unforeseenevents, eCommerce will grow to $217.8 billion, representing 8% of the total retail sales

by 2007. http://www.forrester.com/ER/Research/Report/Summary/0,1338,14984,00.html

The Issuers methods of competition: The Issuer is focused on the Internet and utilizesthe Trust Vault www.trustvault.com as the Issuers

back-office. The Issuers method of competition is also selling licenses or "settingup competitors" in the retail sector where the Issuer has no intention of operating andvirtually cannibalizing that sector while the Issuer "works the web". Again for the on linecompetition, the Issuer utilizes the Trust Vault which is a fully interactive, real time CSR solution.

5. Sources and availability of raw materials and the names of principal suppliers

Raw materials are readily available from many suppliers

6. Dependance on one or a few major customer s

The Issuer has no dependence on one or a few major customers.


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7. Patents, trademarks, licenses, franchises, concessions, royalty agreements, orlabor contracts, including their duration

The Issuer is committed to a license agreement between Dannic IP Holdings Inc. and theIssuer for the use of the software and Trust Vault for a 5 year term, renewable every 5

years. Trademark Serial Number 78116220. The Issuer pays monthly fee $ 25,000 or annually $250,000. The Issuer also has several employment agreements with key staff

8. The need for government approval of principal products or services.

The Issuer is not subject to government approval and the license holders must apply fortheir own licenses, where applicable.

ITEM 10. NATURE OF THE ISSUERS FACILITIES:

The Issuer does not own any real estate. The Issuer presently Leases a 3600 Sq. Ft officein Toronto, Canada and a 1500 Sq. Ft. office in Ft. Lauderdale, Florida. The lease payment on the Canadian space is $11,000 per month and the lease is in effect for another 3 years; the lease payment on the Florida office space is $4,000 per month with the lease

being in effect for another 5 years. The Issuer owns some furnishings and equipment andleases other equipment.

ITEM 11. CHIEF EXECUTIVE OFFICERS AND MEMBERS OF THE BOARDOF DIRECTORS:

a. Executive Officers; b. Directors; c. no general partners; d. investment bankers; e.there are no promoters; and f. control persons, resumes follow the table:

Name Age Position

MiroZecevic

41 Chief Executive Officer & Director

AndreaZecevic.

36 President, Secretary Treasurer &Director

GaryMcNulty...

49 Cash Now Sales Manager

TeresaRubio.

54 Finance & Administration Officer

JanetSmith...

50 VP Marketing


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SamirKhosla

40 Chief IT Development Officer

VernKhosla..

36 Integration Specialist

GarrWinters.

58 New Outlet Development Manager

BradEstra.

30 Director

Chairman, Chief Executive Officer, Director: Miro ZecevicHolds no shares

Miro Zecevic has served as Chief Executive Officer of Cash Now.com, LLC sinceOctober 2003 and as President and Managing Member from the inception of CashNow.com, LLC in May 2003 through September 2003. During that same period of time,he has served in the same positions for Cash Now Plus.com. Mr. Zecevic has served asPresident of CN-USA from November 1999 through September 2003 and as CEO of CN-USA from October 2003 through the present. From November 1999 through July 2001,Mr. Zecevic was actively developing the business model and the Cash Now System inOntario, Canada. Mr. Zecevic has served in a similar capacity with our affiliates CN-Canada, Dannic, ATM Franchise, IFGX.com, and Cash Next. From August 1998 toMarch 2000, Mr. Zecevic served as President of Digital-ISP.com, Inc. in Toronto,Ontario, Canada.

President and Secretary Treasurer , Director: Andrea Zecevic

Holding shares- (1,031,375)Andrea Zecevic has served as Vice President of Cash Now.com, LLC since its inceptionin May 2003. During that same period of time, she has served as Director of Operationsof Cash Now Plus.com, LLC. Ms. Zecevic has served as Director of Operations of CN-USA from March 2001 through the present. Ms. Zecevic has served in a similar capacitywith our affiliates CN-Canada, Dannic, ATM Franchise, IFGX.com, and Cash Next.From March 2000 through February 2001, Ms. Zecevic was actively developing thebusiness model and the Cash Now System in Ontario, Canada. From January 1998through February 2000, Ms. Zecevic served as the Chief Operations Officer of Digital-ISP.com in Toronto, Ontario, Canada.

International License Development Manager: Gary McNultyHolds no shares

Gary McNulty brings a wealth of sales/sales management experience to Cash Now.Originally from Toronto, Canada, Gary has just returned from the United States where hehad spent the last 16 years working in the proprietary educational industry. He wasresponsible for building and managing vibrant sales teams for organizations such asDeVry, Inc., Brown Institute and Academy Education Center. With a strong backgroundin ethics and compliance, and a history of both consumer and commercial sales, Gary has


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formed an International sales team at Cash Now. He has joined Cash Now to aid in thefurther expansion of outlets in North America and assist the company with its globalexpansion efforts.

Manager of Finance and Administration: Teresa Rubio

Holds no sharesTeresa Rubio has served as Manager of Finance and Administration of Cash Now.com,LLC since its inception in May 2003. During that same period of time, she has served asManager of Finance and Administration of Cash Now Plus.com, LLC. Ms. Rubio servedas Manager of Finance and Administration of CN-USA from July 2001 through May2003 and served in the same capacity for CN-Canada from March 2000 through July2001. From August 1998 through March 2000, Ms. Rubio served as Treasurer of Digital-ISP.com, Inc. in Toronto, Ontario, Canada.

VP Marketing and Advertising: Janet E. SmithHolds no shares

Born and raised in Ottawa, Janet Smith has traveled the world and resided in such citiesas Montreal, Toronto, Vancouver, Miami, New York and London. With a multi-facetedbackground that includes a Journalism Degree from Carleton University, a BusinessDegree from the University of Toronto and Stock Brokers Licenses for both Canada andthe U.S., Janet has embarked on numerous successful business ventures over the years.Janet has developed and managed an international courier company, utilized her strongbackground in sales and marketing to excel as a Senior Sales Director for Mary KayCosmetics and garnered accolades as a telemarketing professional while gainingextensive experience in hiring, training and motivating sales forces throughout Canadaand the U.S. Janet has owned and operated three lifestyle magazines in the Greater

Toronto Area as well as a company that provided in-house promotional magazines forhundreds of hotels throughout Canada and the U.S. and promoted Real Estate firms tohome re-locators nationwide. Janet brings to the Cash Now group of companies a wealthof knowledge gathered from her extensive experience in an array of industries from theground level up. With her strong organizational skills, competency in all aspects of thewritten word and immense capability to design and implement projects large and small,Janet thrives on the day-to-day challenges presented by the rapid growth of a vital anddynamic company such as Cash Now dedicated to promoting, business opportunities andnew start-ups worldwide.

Chief IT Development Strategist: Samir KhoslaHolds no shares

Education: Bachelors Degree in Engineering, University of Bradford, Bradford, UKMasters in Business Administration, McMaster University, Hamilton, Canada. In the last


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10 years, Samir has worked for companies in India, USA, UK and Canada. During thisperiod, Samir has picked up a wealth of business and technology related experience invarious capacities. Some of the companies Samir has worked for include a role as aSystems Engineer at Suzuki and an assistant Program Manager at the software servicesdivision at Hewlett Packard. Samir has a background in business and technologyconsulting and was a Business Consultant for Samsung Corporation for 3 years where hehelped Samsung identify and assess potential acquisition targets in Asia. Further, he wasinstrumental in the formation of Samsung's Offshore Delivery Center in New Delhi,India. Samir co founded eDynamic Corporation, and Trust Vault .Com a Toronto basedprovider of software and interactive solutions. In the past 5 years the company has grownfrom a home based company to a multinational corporation with customers such asAmerican Express, Sunoco and GE. The company currently does business in Canada,India, UK and USA.

Trust Vault and E5 Integration Specialist: Vern KhoslaHolds no shares

Education- Bachelor of Commerce- University of Toronto. Vern has over 5 years of professional experience in the technology sector, with a focus on software development,automation of business process and offshore outsourcing. His carrier started in thegarment industry where he was the technology officer at a garment manufacturingcompany with over 2,200 employees. His main goal was to use technology to bridge thegap between the manufacturing plants and the customers. Vern conceptualized andimplemented software's that allowed large North American and European fashioncompanies such as Gap, Guess, H&M, and Mango among many others get real timeupdates on the status of their goods which were being manufactured in China and India.Vern Co founded eDynamic and Trust Vault.Com a Toronto based provider of softwareand interactive solutions. In 2003, Vern introduced outsourcing as a key service for

eDynamic / Trust vault Corporation to offer to its customers. Vern and his team quicklyrealized that while most of the outsourcing focus was on the fortune companies, allowingthem to experience drastic cost reductions, the SME'S were being complete ignored.eDynamic / Trust Vault Corporation formed a strategic outsourcing model for the SME'Swhich turned out to be very successful.

Real Estate/Turnkey Development Coordinator: Garr WintersHolds no shares

Garr Winters has more than 30 years experience with bottom-line responsibilitysituations, starting out as a remarkably successful operator at Expo 67. In his long,successful career, Garr has also built a domestic manufacturing and import travelwaregroup,and took a leadership role in international satellite sales & marketing. He alsodeveloped adult vocational training programs with the Ontario and Canadiangovernments. His worldwide travels and knowledge of many industries have created anetwork of associates, putting him in a strong position with Cash Now.

Director: Brad EstraHolds no shares


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A member of the South Florida health care community for the past seven years, Mr.Estras background is comprised of a solid mix of professional and entrepreneurialexperiences rooted in financial analysis, strategic management, and accounting. APresidential scholar who received his bachelors degree in finance and accounting withhonors from Babson College, Mr. Estra has a wide range of exposure to both public andprivate corporations in a variety of industries. With a primary background in financialanalysis and strategic management, Mr. Estra spent two years with Swiss Bank Corp, andthen UBS, AG working on the trading floor of one of the worlds largest investmentbanks. Responsible for positioning the US Dollar book, Mr. Estra managed the trade andpurchase of nearly $10 billion a day. After leaving the investment-banking world Mr.Estra purchased All Nursing Services, a South Florida based home health agency. Estrasmanagement and client marketing strategies played a key role in the financial turn-aroundof a company suffering from slumping revenue and the uncertainty of regulatory change.After successfully managing ANS back to profitability with consistent growth in salesand income, Mr. Estra started Platinum Rehabilitation, Inc., a physician group practiceand Multi-Therapy Associates; a physical and occupational therapy firm. Bothcompanies have made the progression from a startup to profitable entities in less than oneyear. Mr. Estra started Sinai Medical Clinic in 2000, servicing the 17,000 residents of Century Village in Palm Beach. It has grown from start up to a 31,000 multi facetedcenter geared to the chronic care of it elderly client base

None of the above Officers or Directors has in the last 5 years been:

1. Convicted of any criminal proceedings either named or as a defendant.

2. Has not had an order, judgment, or decree, not subsequently reversed,suspended or vacated, by a court of competent jurisdiction that permanently or

temporarily enjoined, barred, suspended or otherwise limited such personsinvolvement in any type of business, securities, commodities or bankingactivities.

3. Has not had a finding or judgment by a court of competent jurisdiction (in acivil action), the SEC, the CFTC, or a state securities regulator of a violationof federal or state securities or commodities law, which finding or judgmenthas not been reversed, suspended, or vacated.

4. Has not had an entry of an order by a self-regulatory organization that permanently or temporarily barred, suspended or otherwise limited such

persons involvement in any type of business or securities activities.

c. General Partners;

NONE

d. Investment Banker


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NONE

e. Promoters;

NONE

f. Control Persons:Dannic IP holdings

g. Issuers counsel:

Under Review

h. Issuers Auditor:

The Issuers independent auditors are:DiRocco and Dombrow, P.P A.3601 West Commercial Blvd. Suite 39Fort Lauderdale, FL 33309(954) 731-8181

i. The Issuer has no Public Relations Consultant.

j. The Issuer has had no other advisors who assisted in the preparation of thisdisclosure documentation.

Following the disclosure is an opinion by issuers counsel stating that any securities of the issuer may be sold pursuant to an exemption from registration under Section 5 of theSecurities Act of 1933.

With respect to the issuers accountant or auditor, the information clearly describes thework done and describes the responsibilities of the accountant and the responsibilities of management (i.e. who audits, prepares or reviews the issuers financial statements, etc.).The accountants phone number and email address are listed above. A description of theaccountants licensing and qualifications to perform such duties on behalf of the issuer are listed in the financial notes.

The issuers does not have any public relations consultants.

There are no other advisors that helped with this document.

THE OWNERSHIP OF THE ISSUERS EQUITY SECURITIES BYMANAGEMENT OR ANYONE KNOWN TO THE ISSUER TO OWNBENEFICIALLY MORE THAN FIVE PERCENT (5%) OF THE OUTSTANDINGSHARES AS AT THE DATE HEREOF:


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Name

Shares of Common StockOwned:

ApproximatePercent

Andrea Zecevic 1,031,375 4.2%

DannicHoldings Inc.,

20,000,000 83.1%

All Officers andDirectors as agroup

1,031,375 4.2%

Following is a description of all known relationships among and between the Issuer, itsShareholders and the Issuer, its officers and director and other Shareholders:

1. Hugo Rubino is the father of Andrea Zecevic2. Miro Zecevic and Andrea Zecevic are married.

Following is a list of whom controls and addresses for the above corporation:

Dannic IP holdings

Chambers111 East Hill Place

North Market StreetP.O. Box N-9965

Nassau, The Bahamas

Hugo Rubino, owner

The only corporate shareholder is listed above.

ITEM 12. ISSUERS MOST RECENT BALANCE SHEET, PROFIT AND LOSS

AND RETAINED EARNINGS STATEMENTS:

The Issuers most recent balance sheet, profit and loss and retained earning statements arefiled on Pink Sheets.

The Issuer will continue to post information on the Pink Sheets as required.


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ITEM 13. ISSUERS FINANCIAL STATEMENTS FOR THE TWO PRECEDINGFISCAL YEARS;

The Issuers financial statements for the two preceding fiscal years have been filed onEdgar and the Pink Sheets website.

ITEM 14. DISCLOSURE WHETHER THE QUOTATION IS BEINGSUBMITTED OR PUBLISHED DIRECTLY OR INDIRECTLY ON BEHALF OFTHE ISSUER OR ANY DIRECTOR, OFFICER OR ANY PERSON DIRECTLYOR INDIRECTLY THE BENEFICIAL OWNER OF MORE THAN TENPERCENT (10%) OF THE OUTSTANDING SHARES OF ANY EQUITYSECURITY OF THE ISSUER:

The Issuer has no knowledge of the quotation being submitted on behalf of the Issuer or any director, officer or more than ten percent shareholder of the issuers securities.

The undersigned hereby states this 4 th Day of April that he has read the information setforth herein above, and attests hereby to the best of his knowledge and belief, suchinformation is true and correct.

Cash Now Corporation

/s/ Andrea ZecevicPresident and Board Chairman

Attachment A

Opinion Letter


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WILLIAM YARNO LAW OFFICES, LTD.(A Professional Law Corp.)

4010 West Congress Street, Suite 203Lafayette, Louisiana 70506

Telephone: (337) 988-3007 Fax: (337) 988-0737E-mail: [email protected]

December 1, 2004

Board of DirectorsCash Now Corporation110 East Broward Blvd., Suite 1700Fort Lauderdale, FL 33301

RE: Tradeability Opinion4,050,000 shares

Gentlemen:

You have requested my written opinion and analysis regarding the tradeability of shares issued to certain shareholders of Cash Now Corporation (formerly B Com, Inc.), a

Nevada Corporation (The Company). I have reviewed the Articles of Incorporation of the company, its by-laws, minutes of directors and shareholders meetings, boardresolutions and related documents provided by the company.

The company is authorized to issue 100,000,000 shares of Common Stock of which, as of the date of this opinion, 24,550,000 shares are issued and outstanding.

Specifically, I have been asked to provide your board with a legal opinion pertaining to the trading status of 4,050,000 shares of common stock sold to certainstockholders on October 12, 2000.

I further understand that the shares involved by affected shareholders are not being held by a stockholder owning more than five percent (5%) or is in an otherwisecontrolling position with Cash Now Corporation. Further, the shareholders are notaffiliates of the company as defined in Rule 144 of the Securities and ExchangeCommission at this time nor have they have been an affiliate during the preceding three(3) months.

Based upon the foregoing, my opinion is that 4,050,000 shares of common stock of Cash Now Corporation is to be issued in reliance upon the exemption provided byRule 144 promulgated under the 1933 Act and the certificates representing the shares


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with regard to the shareholders need not bear a restrictive legend pertaining to any salesor dispositions of the shares. In addition, no stop transfer instructions need to be lodgedagainst the certificates and thus these shares are free trading shares.


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Cash Now CorporationPage 2December 1, 2004

As previously stated, the opinions and conclusions expressed herein are basedupon the facts that have been provided to me by the company. This opinion is premisedon the accuracy of the facts and representations of the company. In the event such factsand representations are determined not to be true, this opinion shall be null and void.

Respectfully,

William Yarno

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