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FILE # LML260314CITI [s.2.0] CERTIFICATE OF SERVICE It is hereby certified, that on the date noted below, the undersigned Notary PresenlerAVitness mailed to: Charles A. Correia, d/b/a CHARLES ANDREW CORREIA, (Bar/bond- #86123), and agent for PITE DUNCAN, LLP, c/o. 4375 Jutland Drive, P.O. Box 17933, San Diego, CA 92177-0933, and all agents, principals, assigns or successors thereof. Via USPS REGISTERED Mail Article No. RE 061 758 797 US the documents and sundry papers pertaining to " NOTICE OF INTERNATIONAL COMMERCL\ CLAIM WITHIN THE ADMIRALTY ab initio ADMINISTRATIVE REMEDY FILE # LML2603I4C1TI. This section, Attachment "A", includes: (1) CERTIFICATE OF SERVICE [si], dated 23-April-2014-AD. (2 pages) (2) U.S.P.S. Postal Receipt, dated 16-April-2014-AD. (1 page) (3) U.S.P.S. Green Return Card, dated 22-April-2014-AD. (1 page) (4) U.S.P.S. Tracking Confirmarion, dated 5-May-2014-AD. (1 page) (5) CERTIFICATE OF NON-RESPONSE [si(a) CH], dated April (3 pages) (6) AFFIDAVIT OF NON-RESPONSE [sl(b) LM], dated April (3 pages) (7) NOTICE OF INTERNATIONAL COMMERCIAL CLAIM WITHIN THE ADMIRALTY ab initio ADMINISTRATIVE REMEDY (File #LML260314Cm), issued by Lori-Marie: Learmont and dated 3 April-2014- AD. (11 pages); (8) "EXHIBIT 9" RETURNED PRESENTMENT of CITIBANK OFFER, dated 19-March-20I4-AD. (2 pages); (9) "EXHIBIT 8" RETURNED PRESENTMENT of CITIBANK. OFFER, dated 14-February-2014-AD. (2 pages); (10) "EXHIBIT 7" LEGAL NOTICE (with FEE SCHEDULE) with RETURNED PRESENTMENT of CITIBANK, "EXHIBIT 6" OFFER, dated 5-February-2014-AD. (2 pages); (11) "EXHIBFT 6" RETURNED PRESENTMENT of CITIBANK OFFER, dated I7-January-2014-AD. (2 pages); (12) Certificate of Service - dated, January-U-AD (1 page); (13) U.S.P.S. Receipt & Delivery Confirmation (2 page); (14) Certificate of Non-Response -(from Notary) - dated January-2014-AD (2 pages); (15) Affidavit of Non-Response / Non-Performance -(from Lori) - dated 15-January-2014-AD (2 pages); (16) "EXHIBIT 5" NOTICE OF DEFAULT IN DISHONOR CONSENT TO JUDGMENT - 16-January-2014-AD (7 pages); (17) Certificate of Service - 20-January-14-AD (1 page); (18) U.S.P.S. Receipt & Delivery Confirmation (1 page); (19) "EXHIBFT 4" CEASE AND DESIST ORDER - dated 7-March-20I4-AD (2 pages); (20) "EXHIBIT 3" REQUEST REGARDING A STATEMENT OF ACCOUNT - dated 19-November-2014-AD (1 page); (21) NOTICE OF INSUFFICIENT RESPONSE - letter from Darla Yocom, Executive Agent for CITIBANK, dated 17- October-2013 stamped INSUFFICIENT RESPONSE REFUSED FOR CAUSE RETURNED WITHOUT DISHONOR. - November-2013 (1 page); (22) "EXHIBIT 2" NOTICE OF FAULT IN DISHONOR OPPORTUNITY TO CURE - date 19-November-2013-AD (5 pages); (23) "EXHIBIT I", AFFIDAVIT OF Lori-Marie: Learmont - 8-August-2013-AD (6 pages); (24) 2012 Revised Administrarive Fee Schedule / Lori-Marie: Learmont, (4 pages); (25) Certificate of Service - dated lo be on file (2 pages); This section includes a total of approximately sixty-seven (67) pages, excluding this Record page and any notary's "All Purpose Acknowledgment" pages. by REGISTERED Mail Article No. RE 061 758 797 US attached by placing same in a postpaid envelope properly addressed to Recipient at the above said addresses and depositing same at an official depositoiy under the exclusive face and custody
Transcript

FILE # LML260314CITI [s.2.0]

C E R T I F I C A T E O F S E R V I C E It is hereby certified, that on the date noted below, the undersigned Notary PresenlerAVitness mailed to:

Charles A. Correia, d/b/a CHARLES ANDREW CORREIA, (Bar/bond- #86123), and agent for PITE DUNCAN, LLP, c/o. 4375 Jutland Drive, P.O. Box 17933, San Diego, CA 92177-0933, and all agents, principals, assigns or successors

thereof. Via USPS REGISTERED Mail Article No. RE 061 758 797 US

the documents and sundry papers pertaining to " NOTICE OF INTERNATIONAL COMMERCL\ CLAIM WITHIN THE ADMIRALTY ab initio ADMINISTRATIVE REMEDY FILE # LML2603I4C1TI. This section, Attachment "A", includes:

(1) CERTIFICATE OF SERVICE [si], dated 23-April-2014-AD. (2 pages) (2) U.S.P.S. Postal Receipt, dated 16-April-2014-AD. (1 page) (3) U.S.P.S. Green Return Card, dated 22-April-2014-AD. (1 page) (4) U.S.P.S. Tracking Confirmarion, dated 5-May-2014-AD. (1 page) (5) CERTIFICATE OF NON-RESPONSE [si(a) CH], dated April (3 pages) (6) AFFIDAVIT OF NON-RESPONSE [sl(b) LM], dated April (3 pages) (7) NOTICE OF INTERNATIONAL COMMERCIAL CLAIM WITHIN THE ADMIRALTY ab initio

ADMINISTRATIVE REMEDY (File #LML260314Cm), issued by Lori-Marie: Learmont and dated 3 April-2014-AD. (11 pages);

(8) "EXHIBIT 9" RETURNED PRESENTMENT of CITIBANK OFFER, dated 19-March-20I4-AD. (2 pages); (9) "EXHIBIT 8" RETURNED PRESENTMENT of CITIBANK. OFFER, dated 14-February-2014-AD. (2 pages); (10) "EXHIBIT 7" LEGAL NOTICE (with FEE SCHEDULE) with RETURNED PRESENTMENT of CITIBANK,

"EXHIBIT 6" OFFER, dated 5-February-2014-AD. (2 pages); (11) "EXHIBFT 6" RETURNED PRESENTMENT of CITIBANK OFFER, dated I7-January-2014-AD. (2 pages); (12) Certificate of Service - dated, January-U-AD (1 page); (13) U.S.P.S. Receipt & Delivery Confirmation (2 page); (14) Certificate of Non-Response -(from Notary) - dated January-2014-AD (2 pages); (15) Affidavit of Non-Response / Non-Performance -(from Lori) - dated 15-January-2014-AD (2 pages); (16) "EXHIBIT 5" NOTICE OF DEFAULT IN DISHONOR CONSENT TO JUDGMENT - 16-January-2014-AD (7

pages); (17) Certificate of Service - 20-January-14-AD (1 page); (18) U.S.P.S. Receipt & Delivery Confirmation (1 page); (19) "EXHIBFT 4" CEASE AND DESIST ORDER - dated 7-March-20I4-AD (2 pages); (20) "EXHIBIT 3" REQUEST REGARDING A STATEMENT OF ACCOUNT - dated 19-November-2014-AD (1

page); (21) NOTICE OF INSUFFICIENT RESPONSE - letter from Darla Yocom, Executive Agent for CITIBANK, dated 17-

October-2013 stamped INSUFFICIENT RESPONSE REFUSED FOR CAUSE RETURNED WITHOUT DISHONOR. - November-2013 (1 page);

(22) "EXHIBIT 2" NOTICE OF FAULT IN DISHONOR OPPORTUNITY TO CURE - date 19-November-2013-AD (5 pages);

(23) "EXHIBIT I", AFFIDAVIT OF Lori-Marie: Learmont - 8-August-2013-AD (6 pages); (24) 2012 Revised Administrarive Fee Schedule / Lori-Marie: Learmont, (4 pages); (25) Certificate of Service - dated lo be on file (2 pages);

This section includes a total of approximately sixty-seven (67) pages, excluding this Record page and any notary's "All Purpose Acknowledgment" pages.

by REGISTERED Mail Article No. RE 061 758 797 US attached by placing same in a postpaid envelope properly addressed to Recipient at the above said addresses and depositing same at an official depositoiy under the exclusive face and custody

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FILE # LML260314CITI [s.2.0]

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P R O O F O F M A I L I N G A N D C O N T E N T S M A I L E D

I, Elsy Jimenez, do hereby certify and affirm that on the date of, 03-June-2014-AD, I caused the original presentment of:

CITIBANK, Home Equity Loan Statement 19-IVlay-2014-AD to be served on the party interested below by placing said document(s) in an envelope addressed as follows:

CHARLES CORREIA, c/o. PITE DUNCAN, LLP, 4375 Jutland Drive, P.O. Box 17933 San Diego, CA 92177-0933

and then caused the sealed envelope to be deposited with the United States Post Service, and sent by first class mail, postage prepaid, following ordinary business practices. I also mailed a copy of presentment on the same day, addressed to:

Citibank, N.A. P.O. Box 769004 San Antonio, T \4

3"* Party Witness and Server

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y o u r c n e d i t r e p o r t ^ ^ C ^ ^ V Y o u A r e E x p a r l a n c i n g F i n a n c i a l O H n c u l t y : H U D - a p p t o ^ h o u a i r u f f J & W W & w j C Z i l t P n a d a b l e t o p r o r i d e y o u w«h t h e n t c r m a t i o n a b o U m o r t g a g e a n d f v e c k x u e c o u n s d n o a n d a s s s t a r c e . C a * 1 - a o O - M S I 2 B 7 t o | w w w J w d 4|0¥^plBcaa/lin|ftiHiHiccftca xMtn I n a c c o r d a n c e Mth f e d e r a l l a w . C t i t i a n k . N A has d e s i g n a t i • n o r . o r a q u a l t f l e d w r i t t e n f a q u e s t :

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NOTICE OF INTERNATIONAL ( OMMER( lAL CLAIM WITHIN THE ADMIRALTY ADMINISTRATIVE REMEDY OF Lori-Man*-: Ltamionl CREDITOR SEC URED PARTY Fik # LML2603I4CITI SECOND AND FINAL NOTICE OF FAULT-OPPORTUNITY TO CURE ReguUn-d Mail M RE 087 966 324 US

^ ^ ^ ^ M Lori-Marie: Learmont, Creditor Secured Party On Fresno County

The State of California United States of America 1776 AD Petition for Agreement and Harmony Within the Admiralty ab initio, in the Nature of a

NOTICE OF INTERNATIONAL COMMERCIAL CLAIM WITHIN THE ADMIRALTY ab initio ADMINISTRATIVE REMEDY 28 U.S.C. §1333, §1337, §2461 and §2463

File#LML260314CITI Date: Done by the light of day, Four-June-Two Thousand and Fourteen.

USPS Registered Mail Article No. RE 087 966 324 US

LIBELLANT / AFFIANT: Lori-Marie; Learmont In care of Colleen Hargis, Notary Acceptor 4974 North Fresno St Fresno, CA 93726 AND; LEARMONT, LORI MARIE (trust / estate) c/o 47330 Butterfly Lane, Squaw Valley, California near [93675] Non-domestic Outside the Federal Zone/Corp. US This NOTICE OF INTERNATIONAL COMMERCIAL CLAIM (this "NOTICE") is presented to the following parties: Charles A. Correia, d^/a CHARLES ANDREW CORREIA, (Bar^ond- #86123), and agent for PITE DUNCAN, LLP, c/o. 4375 Jutland Drive, P.O. Box 17933, San Diego, CA 92177-0933, and all agents, principals, assigns or successors thereof (individually identified below as "LIBELLEES" and collectively hereafter referred to as, "RESPONDENTS"). LIBELLEES / RESPONDENTS: Charles A. Correia is also hereby put on notice that he is charged with the duty of distributing copies of this Notice to the following parties in their individual capacities, as notice to principal is notice to agent and notice to agent is notice to principal; Darla Yocom, d/b/a DARLA YOCOM, MO, (Bar # Unknown), and Executive Response Specialist and agent for CITIBANK, CITIMORTGAGE, CITIBANK SERVICE CENTER, CITIBANK (WEST), FSB, ET AL., c/o. 1000 Technology Dr., O'Fallon, MO 63368.

NOTICE OF FAin;r-OPIH >RTUNITY TO CURE

NOTICE OF INTERNATIONAL COMMERCIAL CLAIM WITHIN THE ADMIRALTY ADMINISTRATIVE REMEDY OF Lori-Mark: LtarmunI CREDITOR SECURED PARTY Fik # LML260314CITI SECOND AND FINAL NOTICE OF FALLT-OPPORTUNIT\O CURE RegHlered Mail # RE 087 966 324 US

And Jane Fraser, doing business as JANE FRASER, (Bar #unknown) and d^/a agent for CITIBANK, CITIMORTGAGE, CITIBANK SERVICE CENTER, CITIBANK (WEST), FSB, CITIGROUP, ET AL. And Rohan Weerasinghe, d.b.a. ROHAN WEERASINGHE (Bar # UNKNOWN) and General Counsel and Corporate Secretary for Citigroup and agent for CITIBANK, CITIMORTGAGE, CITIBANK SERVICE CENTER, CITIBANK (WEST). FSB, ET AL And Michael L. Corbat, d.b.a. Chief Executive Officer and agent for CITIGROUP, CITIBANK, CITIMORTGAGE, CITIBANK SERVICE CENTER, CITIBANK (WEST), FSB, ET AL And William J, Mills, d.b.a. Chief Executive Officer North America and agent for CITIBANK, CITIMORTGAGE, CITIBANK SERVICE CENTER, CITIBANK (WEST), FSB, ET AL And CITIBANK (WEST), FSB, One Sansome Street, San Francisco, CA 94104. And CITIBANK, 1000 Technology Dr., O'Fallon, MO 63368. And CITIMORTGAGE, ET AL., c/o 1000 Technology Dr., O'Fallon, MO 63368 And CITIBANK SERVICE CENTER, 100 Citibank Drive, San Antonio, TX 78245-3214 And CITIGROUP, c./o., DARA YOCOM, c/o 1000 Technology Dr., O'Fallon, MO 63368 And JOHN DOE(S) 1-100

JOINTLY AND SEVERALLY The term ^^Libellee" hereinafter includes/applies to, all above named

Libellees, jointly and severally. NOTICE TO THE AGENT IS NOTICE TO THE PRINCIPAL NOTICE TO THE PRINCIPAL IS NOTICE TO THE AGENT

RE: Alleged Loan Dispute of $52,000.00 on 08-June-2005-AD (for 240 Months) Reference # 132201437018/ksb/ACCOUNT# 9220750096 in the NAME: LORI LEARMONT (trust # XXXXXX0096). Respondents are not required to respond, however, failure to respond or rebut shall constitute assent to agreement with all the facts herein.

S E C O N D A N D F I N A L N O T I C E O F F A U L T I N D I S H O N O R -O P P O R T U N I T Y T O C U R E

Page 2 or8 NOTICE OF FMn,T-OPPORTlJNITY TO CURE

NOTICE OF INTERNATIONAL COMMERCIAL CLAIM WITHIN THE ADMIRALTY ADMINISTRATIVE REMEDY OF Lori-Marie: Learmonl CREDITOR SECl RED PARTY Fik *t LML260314CIT1 SECOND AND FINAL NOTICE OF FAULT-OPPORTUNITY TO CURE Reglsltn-d Mail # RE 087 966 324 US

STATEMENT OF FACTS 1. All men and women know that the foundation of law and commerce exists in the telling of

the truth, the whole truth, and nothing but the truth. 2. Truth as a valid statement of reality is sovereign in commerce. 3. An unrebutted affidavit stands as truth in commerce. 4. An unrebutted affidavit is acted upon as the judgement in commerce. 5. Guaranteed — AH men shall have a remedy by the due course of law. If a remedy does not

exist, or if the existing remedy has been subverted, then one may create a remedy for themselves and endow it with credibility by expressing it in their affidavit. (Ignorance of the law might be an excuse, but it is not a valid reason for the commission of a crime when the law is easily and readily available to anyone making a reasonable effort to study the law.)

6. AH corporate government is based upon Commercial Affidavits, Commercial Contracts, Commercial Liens and Commercial Distresses, hence, governments cannot exercise the power to expunge commercial processes.

7. The Corporate Legal Power is secondary to Commercial Guarantors. 8. On 23-April-2014-AD., Libellees received service of Petition for Agreement and Harmony

in the Nature of a Notice of International Commercial Claim Administrative Remedy, file # LML260314CITI. (See attached copy of United States Postal Service Registered Mail Receipt: # RE 087 966 182 US and delivery confirmation).

9. Libellant granted Libellees ten (10) days to respond, or in the alternative, admit all claims and answers to inquires verified therein.

10. The witness, presenter and Notary Acceptor acknowledges and testifies a non response to mailed Notice of International Commercial Claim within the Admiralty Administrative Remedy, file #LML260314CITI dated 3-April-2014-AD.

11. On 20-May-2014, Libellees received service of NOTICE OF FAULT IN DISHONOR, OPPORTUNITY TO CURE, in the International Commercial Claim Administrative Remedy, file # LML260314CITI. (See attached copy of United States Postal Service Registered Mail Receipt: # RE 061 758 797 US and delivery confirmation).

12. Libellant has received no sufficient response from any of the Libellees through either the Notary Acceptor nor at the second address given to reply to.

13. The witness, presenter and Notary Acceptor acknowledges and testifies a non response to mailed NOTICE OF FAULT IN DISHONOR, OPPORTUNITY TO CURE, in the International Commercial Claim Administrative Remedy, file # LML260314CITI dated 9-June-2014-AD.

14. Libellees are at fault. 15. As an operation of law, Libellees have admitted to the statements, claims and ANSWERS

to inquires verified therein. 16. However, Libellant did receive an "Insufficient Response" in the form of a letter dated 22-

May-2014-AD., on or about 28-June-2014-AD from Charles A. Correia. (attached and incorporated into this administrative record)

17. The Insufficient Response attempts to bring up further controversy with nonsensical opinions as has been the long standing pattern of Libellees. While it makes false accusations it in no way deals with the facts which have already been established in commerce.

18. According to the reasonable man theory it would be unreasonable for any reasonable person (especially a lawyer) to believe the intention or limits of a statute (eg. Truth in

Page 3 of8 NOTICE OF i-AULT-OPPORTlWITY TO CURE

NOTICE OF INTERNATIONAL COMMERCIAL CLAIM WITHIN THE ADMIRALTY ADMINISTRATIVT REMEDY OF Luri-Marit: Ltamit.nt CREDITOR SECURED PARTY Fik- n LML2603 l4CITi SECOND AND FINAL NOTICE OF FAULT-OPPORTLNITY TO CURE Regnlered MaU ^ RE 087 966 324 US

Lending Act) can provide exception or protection for deliberate acts of fraud after they have been established and proven as facts in commerce . Rather any statues do not provide immunity from acts of fraud since the MAXIM of law overrides statute when it says, "Cujusque rei potissima pars principium est. The principal part of everything is the beginning" and Silence can only be equated with fraud where there is a legal or moral duty to speak, or where an inquiry left unanswered would be intentionally misleading.

19. Furthermore, the Insufficient Response ignores many key facts such as the "Statement of Account" with zero balance owing and how Libellees became delinquent, alleged creditors when they refused lawful payment by way of a promissory note, since lawful money does not exist and the law does not require Libellant to do that which is impossible.

20. Furthermore, for the record CITIBANK has no lawful contract with Libellant, even by CITIBANK'S own standards and equality is mandatory and paramount under the law. The contract is invalid as it originates in fraud and can never become lawfully bidding due to numerous deficiencies, such as the lack of disclosure and consideration, already explained in this Administrative procedure. Do not send it again or Libellees will be charged a "Nuisance Fee" of One Gold Troy Ounce per occurrence because it is not Libellant's wish to recontract.

21. Libellees have a duty to respond in a timely manner or forever remain silent and their acquiescence or insufficient response(s) are agreement and will be deemed consent to become lien debtor(s) to Claimant/Libellant with further agreement to the lien provisions contained below and hereby incorporated into the Notice of International Commercial Claim within the admiralty Administrative Remedy, file # LML260314CITI.

22. This extra opportunity to cure is Libellees final extension of time and grace because libellant has reason to believe Libellees know enough that they need rebut the points presented in this administrative procedure SUFFICIENTLY, point by point or they agree with them.

23. Ignorance of the law is no excuse and therefore this is Libellees FINAL opportunity to cure because further grace should not be extended if Libellees willfully chose to dishonor this administrative procedure with improper, insufficient responses when they have a duty to speak, but rather just send dishonest and pointless opinions instead.

24. Libellees have a duty to respond in a timely manner or forever remain silent and their acquiescence or insufficient response(s) are agreement with the facts already established and will be deemed consent to become lien debtor(s) to Claimant/Libellant wdth further agreement to the lien provisions contained below and hereby incorporated into the Notice of International Commercial Claim within the admiralty Administrative Remedy, file # LML260314CITI.

AOMTTTED ANSWERS TO INQUIRES The Administrative Record for Libellant's International Commercial Claim within the Admiralty Administrative Remedy, File # LML260314CITI, as identified in Statement 1 above, shows that all of the Inquires in said file have been agreed to (Admitted/Acknowledged) by tacit procuration by Libellee's failure/refusal or choice not to respond.

OPPORTUNITY TO CURE Page 4 of8

NOTICE OF FAUI,T-OPPORTUNITY TO CURE

NOTICE OF INTERNATIONAL COMMERCIAL CLAIM WITHIN THE ADMIRALTY ADMINISTRATIVE REMEDY OF Lori-Marie: Learmonl CREDITOR SE( LRED PARTY File #LMI.26()314CITI SECOND AND FINAL NOTICE OF FAULT-OPPORTUNITY TO CURE Rtfiislen-d Mail # RE 087 966 324 US If the Libellee(s)failure to respond is an oversight, attorney incompetence, mistake or otherwise unintentional, Libellant grants Libellees three (3) days, exclusive of the day of receipt, to serve a response to the statements, claims and inquires in the Libellant's amended petition of International Commercial Claim within the Admiralty Administrative Remedy, file # LML260314CITI, that Libellees received via Registered mail on 23-April-2014-AD as evidence by Libellant's assertion of facts in Statement 1 of this document.

Failure to cure will constitute, as an operation of law, the FINAL admission by Libellees through tacit procuration to the statements, claims and answers to the inquires provided. Said statements, claims and answers to inquires shall be deemed RES JUDICATA, STARE DECISIS and COLLATERAL ESTOPPEL binding on Libellees without further warning so conduct yourselves accordingly. Based upon the Libellee(s) default to Libellant's amended petition of International Commercial Claim within the Admiralty Administrative Remedy, file # LML260314CITI, Libellees may not argue, controvert, or otherwise protest the administrative findings entered thereby in any subsequent administrative or judicial proceedings. NOTICE: Respondents / Libellees furthermore agree to become lien debtor(s) to Claimant/Libellant and have his/her property forfeited if need be as a pledge to secure said claim / lien. Respondents / Libellees further agree to the foreclosure and / or liquidation of any personal assets to satisfy the remaining amount (not to include items normally excluded and survival provisions). This bill is not dischargeable in bankruptcy. This bill is non-negotiable unless Claimant/Libellant wishes to reduce it for cause only, based on Libellants discretion, SO ALL LIBELEES NEED TO ACT ACCORDINGLY. The answers by Libellees must be served upon Libellant exactly as provided: Lori-Marie: Learmont In care of Colleen Hargis, Notary Acceptor 4974 North Fresno St Fresno, CA 93726 AND; LEARMONT, LORI MARIE (estate / trust)

c/o 47330 Butterfiy Lane, Squaw Valley, California near [93675] Non-domestic Outside the Federal Zone/Corp. US Libellant looks forward to the timely response of the Libellees. Further Libellant sayeth naught. Given under my hand and seal this the [ day of the 6 month of 2014 anno Domini. /// /// /// /// ///

Page 5 of8 NOTICE OF FAUl.T-C^PPf )RTUN1TY TO CURE

NOTICE OF INTERNATIONAL COMMERCIAL CLAIM WITHIN THE ADMIRALTY ADMINISTRATIVE REMEDY OF Lori-Marie: Learmont CREDITOR SECURED PARTY File it LML2603 !4CITI SECOND AND FINAL NOTICE OF FAULT-OPPORTUNITY TO CURE Regis(cr*il Mail ** RE 087 966 324 US

Prepared and submitted by:

Lori-Marie UCC 3-402 (b)(1) Libellant

STATE OF CALIFORNLV ) ) ss J U R A T

COUNTY OF FRESNO ) SUBSCRIBED AND SWORN TO (or affirmed) BEFORE ME on this day of ^TSiti^ ^ ^ 2014, by Lori-Marie: Learmont, proved to me on the basis of satisfactory evidence to be the woman who c^me before me.

COLLEEN S. HARGiS \

' M ^ . ^ i ^ 4 U 4 ^ Seal Notary Signature J

COMM.#1908728 « i l lNDTARV P U B L I C - C A U F O R N I a S

- R E S M O C O U N T Y * • V . C c m n . E x p . O c t . 17, 2014

WITNESS OF OATH Fresno county ) California ) affirmed and subscribed: United States of America ) Subscribed and sworn to (or affirmed) before me on this day of , 2014, by personally known to me.

WITNESS OF OATH Fresno county ) California ) affirmed and subscribed: United States of America ) Subscribed and sworn to (or affirmed) before me on this day of , 2014, by -personally known to me.

Page 6 of8 NOTICE OF FAlJl.T-OPPORTtJNITY TO CURE

NOTICE OF INTERNATIONAL COMMERCIAL CLALM WITHIN THE ADMIRALTY ADMINISTRATIVE REMEDY OF Lori-Marie: Learmonl CREDITOR SECURED PARTY File # I,ML260314CITI SECOND AND FINAL NOTICE OF FAULT-OPPORTUNITY TO CURE Registered Mail # RE 087 966 324 US

A T T A C H M E N T «A" R E C O R D O F E N C L O S U R E S

FOR: NOTICE OF INTERNATIONAL COMMERCIAL CLAIM WITHIN THE ADMIRALTY ADMINISTRATIVE REMEDY OF Lori-Marie: Learmont CREDITOR SECURED PARTY File # LML260314CITI, NOTICE OF FAULT-OPPORTUNITY TO CURE via Registered Mail # RE 087 966 324 US This section. Attachment **A", includes:

(1) CERTIFICATE OF SERVICE [s2.0], dated June-2014-AD (2 pages) (2) U.S.P.S. Mail Receipt / green card, dated 16-may-2014-AD (1 page) (3) U.S.P.S. Tracking Confirmation, dated 20-May-2014-AD. (1 page) (4) Certificate of Non-Response -(from Notary) - 9-June-2014-AD (2 pages); (5) SECOND AND FINAL NOTICE OF FAULT - OPPORTUNITY TO CURE, dated 4-June-2014-

AD (8 pages) (6) PROOF OF MAILING AND CONTENTS MAILED, dated 3-Jime-2014-AD (1 page) (7) RETURNED PRESENTMENT of CmBANK OFFER, dated 19-May-2014-AD (2 pages) (8) INSUFFICIENT RESPONSE FROM PITH DUNCAN LLP, (with 2 Exhibits) RETURNED FOR

CAUSE, dated 9-June-2014-AD (21 pages) (9) NOTICE OF FAULT IN DISHONOR OPPORTUNITY TO CURE, dated 9-May-2014-AD (6

pages) (10) U.S.P.S. Mail Receipt / green card, dated 6-May-2014-AD (1 page) (11) COMMERCIAL AFFIDAVIT OF Lori-Marie: Learmont and APPOINTMENT OF FIDUCIARY

DEBTOR, dated l-May-2014-AD (4 pages) (12) CERTIFICATE OF SERVICE [si], dated 23-April-2014-AD. (2 pages) (13) U.S.P.S. Postal Receipt, dated 16-April-2014-AD. (1 page) (14) U.S.P.S. Green Return Card, dated 22-April-2014-AD. (1 page) (15) U.S.P.S. Tracking Confirmation, dated 5-May-2014-AD. (1 page) (16) CERTIFICATE OF NON-RESPONSE [sl(a) CH], dated April (3 pages) (17) AFFIDAVIT OF NON-RESPONSE [sl(b) LM], dated April (3 pages) (18) NOTICE OF INTERNATIONAL COMMERCIAL CLAIM WITHIN THE ADMIRALTY ab

initio ADMINISTRATIVE REMEDY (File #LML2603 UCITI), issued by Lori-Marie: Learmont and dated 3 ApriI-2014-AD. (11 pages);

(19) "EXHIBFF 9" RETURNED PRESENTMENT of CITIBANK OFFER, dated 19-March-2014-AD. (2 pages);

(20) "EXHIBIT 8" RETURNED PRESENTMENT of CITIBANK OFFER, dated 14-Februaiy-2014-AD. (2 pages);

(21) "EXHIBIT 7" LEGAL NOTICE (with FEE SCHEDULE) with RETURNED PRESENTMENT of CITIBANK, "EXHIBIT 6" OFFER, dated 5-Febmary-2014-AD. (2 pages);

(22) "EXHIBIT 6" RETURNED PRESENTMENT of CITIBANK OFFER, dated 17-January-2014-AD. (2 pages);

(23) Certificate of Service - dated, January-14-AD (1 page); (24) U.S.P.S. Receipt & Delivery Confirmation (2 page); (25) Certificate of Non-Response -(from Notary) - dated January-2014-AD (2 pages); (26) Affidavit of Non-Response / Non-Performance -(from Lori) - dated 15-January-2014-AD (2

pages); (27) "EXHIBIT 5" NOTICE OF DEFAULT IN DISHONOR CONSENT TO JUDGMENT - 16-

Januaiy-2014-AD (7 pages); (28) Certificate of Service - 20-January-14-AD (1 page); (29) U.S.P.S. Receipt & Delivery Confirmation (1 page); (30) "EXHIBIT 4" CEASE AND DESIST ORDER - dated 7-March-2014-AD (2 pages);

P a g L - 7 o ! : ' H

NOTICE OF I-AUl-T-OPK)RTUN!TY TO CURE

NOTICE OF INTERNATIONAL COMMERCIAL CLAIM WITHIN THE ADMIRALTY ADMINISTRATIVE REMEDY OF Lori-Mark-: Learmonl CREDITOR SECURED PARTY Fik tt LML2603I4CITI SECOND AND FINAL NOTICE OF FAULT-OPPORTUNITY TO CURE RegiUc-red Mail tt RE 087 966 324 US

(31) "EXHIBIT 3" REQUEST REGARDING A STATEMENT OF ACCOUNT - dated l9-November-2014-AD(1 page);

(32) NOTICE OF INSUFFICIENT RESPONSE - letter from Darla Yocom, Executive Agent for CITIBANK, dated 17-October-20I3 stamped INSUFFICIENT RESPONSE REFUSED FOR CAUSE RETURNED WITHOUT DISHONOR. - November-2013 (1 page);

(33) "EXHIBIT 2" NOTICE OF FAULT IN DISHONOR OPPORTUNITY TO CURE - date 19-November-20I3-AD (5 pages);

(34) "EXHIBIT 1", AFFIDAVIT OF Lori-Marie: Learmont - 8-August-2013-AD (6 pages); (35) 2012 Revised Administrative Fee Schedule / Lori-Marie: Learmont, (4 pages); (36) Certificate of Service - dated to be on file (2 pages);

This section includes a total of approximately One-Hundred-and-Fifteen (115) pages, excluding any notary's "All Purpose Acknowledgment" pages.

Page 8 of8 NOTICE OF FAULT-OPPORTUNITY TO CURE


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