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Ch12 Evans BA1e

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    a. Distance between X Y 6.08

    2 5

    8 4

    Distance 6 1

    b. Distance between X Y Z2 -1 3 18.87

    8 15 -5

    Distance 6 16 8

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    Colleges and Universities

    MEAN 1,263.10 38.10% 30,060.33 74.20 83.24

    S.D. 62.68 13.37% 15,463.31 13.55 7.45

    School Median SAT

    cceptance

    Rate

    xpen tures

    Student Top 10% HS Graduation % Median SAT

    Amherst 1315 22% 26,636$ 85 93 0.83Barnard 1220 53% 17,653$ 69 80 (0.69)

    Bates 1240 36% 17,554$ 58 88 (0.37)

    Berkeley 1176 37% 23,665$ 95 68 (1.39)

    Bowdoin 1300 24% 25,703$ 78 90 0.59

    Brown 1281 24% 24,201$ 80 90 0.29

    Bryn Maw 1255 56% 18,847$ 70 84 (0.13)

    Cal Tech 1400 31% 102,262$ 98 75 2.18

    Carleton 1300 40% 15,904$ 75 80 0.59

    Carnegie 1225 64% 33,607$ 52 77 (0.61)

    Claremont 1260 36% 20,377$ 68 74 (0.05)

    Colby 1200 46% 18,872$ 52 84 (1.01)

    Colgate 1258 38% 17,520$ 61 85 (0.08)

    Columbia 1268 29% 45,879$ 78 90 0.08

    Cornell 1280 30% 37,137$ 85 83 0.27

    Davisdson 1230 36% 17,721$ 77 89 (0.53)

    Duke 1310 25% 39,504$ 91 91 0.75

    Georgeto 1278 24% 23,115$ 79 89 0.24

    Grinnell 1244 67% 22,301$ 65 73 (0.30)

    Hamilton 1215 38% 20,722$ 51 85 (0.77)

    Harvard 1370 18% 46,918$ 90 90 1.71

    Haverford 1285 35% 19,418$ 71 87 0.35Johns Hop 1290 48% 45,460$ 69 86 0.43

    Middlebur 1255 25% 24,718$ 65 92 (0.13)

    MIT 1357 30% 56,766$ 95 86 1.50

    Mount Hol 1200 61% 23,358$ 47 83 (1.01)

    Northwest 1230 47% 28,851$ 77 82 (0.53)

    Oberlin 1247 54% 23,591$ 64 77 (0.26)

    Occidental 1170 49% 20,192$ 54 72 (1.49)

    Pomona 1320 33% 26,668$ 79 80 0.91

    Princeton 1340 17% 48,123$ 89 93 1.23

    Rice 1327 24% 26,730$ 85 88 1.02

    Smith 1195 57% 25,271$ 65 87 (1.09)

    Stanford 1370 18% 61,921$ 92 88 1.71

    Swarthnor 1310 24% 27,487$ 78 88 0.75

    U Michiga 1195 60% 21,853$ 71 77 (1.09)

    U of Chica 1300 45% 38,937$ 74 73 0.59

    U of Roch 1155 56% 38,597$ 52 73 (1.72)

    U Pennsyl 1280 41% 30,882$ 87 86 0.27

    U Va 1218 37% 19,365$ 77 88 (0.72)

    UCLA 1142 43% 26,859$ 96 61 (1.93)

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    UNC 1109 32% 19,684$ 82 73 (2.46)

    Vassar 1287 43% 20,179$ 53 84 0.38

    Washingto 1225 54% 39,883$ 71 76 (0.61)

    Washinton 1234 29% 17,998$ 61 78 (0.46)

    Wellesley 1250 49% 27,879$ 76 86 (0.21)

    Wesleyan 1290 35% 19,948$ 73 91 0.43

    Williams 1336 28% 23,772$ 86 93 1.16Yale 1350 19% 52,468$ 90 93 1.39

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    cceptance

    Rate

    xpen tures

    Student Top 10% HS Graduation %

    (1.20) (0.22) 0.80 1.31 Amherst Lib Arts 0.831.11 (0.80) (0.38) (0.44) Cal Tech University 2.18

    (0.16) (0.81) (1.20) 0.64 Duke University 0.75

    (0.08) (0.41) 1.53 (2.05)

    (1.05) (0.28) 0.28 0.91

    (1.05) (0.38) 0.43 0.91 Amherst Caltech 1.84

    1.34 (0.73) (0.31) 0.10 Cal Tech Duke 2.06

    (0.53) 4.67 1.76 (1.11) Duke Amherst 0.01

    0.14 (0.92) 0.06 (0.44)

    1.94 0.23 (1.64) (0.84)

    (0.16) (0.63) (0.46) (1.24)

    0.59 (0.72) (1.64) 0.10

    (0.01) (0.81) (0.97) 0.24

    (0.68) 1.02 0.28 0.91

    (0.61) 0.46 0.80 (0.03)

    (0.16) (0.80) 0.21 0.77

    (0.98) 0.61 1.24 1.04

    (1.05) (0.45) 0.35 0.77

    2.16 (0.50) (0.68) (1.38)

    (0.01) (0.60) (1.71) 0.24

    (1.50) 1.09 1.17 0.91

    (0.23) (0.69) (0.24) 0.500.74 1.00 (0.38) 0.37

    (0.98) (0.35) (0.68) 1.18

    (0.61) 1.73 1.53 0.37

    1.71 (0.43) (2.01) (0.03)

    0.67 (0.08) 0.21 (0.17)

    1.19 (0.42) (0.75) (0.84)

    0.82 (0.64) (1.49) (1.51)

    (0.38) (0.22) 0.35 (0.44)

    (1.58) 1.17 1.09 1.31

    (1.05) (0.22) 0.80 0.64

    1.41 (0.31) (0.68) 0.50

    (1.50) 2.06 1.31 0.64

    (1.05) (0.17) 0.28 0.64

    1.64 (0.53) (0.24) (0.84)

    0.52 0.57 (0.02) (1.38)

    1.34 0.55 (1.64) (1.38)

    0.22 0.05 0.94 0.37

    (0.08) (0.69) 0.21 0.64

    0.37 (0.21) 1.61 (2.99)

    Normalized

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    (0.46) (0.67) 0.58 (1.38)

    0.37 (0.64) (1.56) 0.10

    1.19 0.64 (0.24) (0.97)

    (0.68) (0.78) (0.97) (0.70)

    0.82 (0.14) 0.13 0.37

    (0.23) (0.65) (0.09) 1.04

    (0.76) (0.41) 0.87 1.31(1.43) 1.45 1.17 1.31

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    (1.20) (0.22) 0.80 1.31(0.53) 4.67 1.76 (1.11)

    (0.98) 0.61 1.24 1.04

    Distance

    0.45 23.92 0.92 5.84 5.74

    0.20 16.47 0.27 4.61 4.86

    0.05 0.69 0.20 0.07 1.01

    Normalized Scores

    Squared Differences

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    Colleges and Universities

    School Type Median SAT Acceptance Rate Expenditures/Student

    Amherst Lib Arts 1315 22% 26,636$

    Barnard Lib Arts 1220 53% 17,653$

    Bates Lib Arts 1240 36% 17,554$

    Berkeley University 1176 37% 23,665$Bowdoin Lib Arts 1300 24% 25,703$

    Brown University 1281 24% 24,201$

    Bryn Mawr Lib Arts 1255 56% 18,847$

    Cal Tech University 1400 31% 102,262$

    Carleton Lib Arts 1300 40% 15,904$

    Carnegie Mellon University 1225 64% 33,607$

    Claremont McKenna Lib Arts 1260 36% 20,377$

    Colby Lib Arts 1200 46% 18,872$

    Colgate Lib Arts 1258 38% 17,520$

    Columbia University 1268 29% 45,879$

    Cornell University 1280 30% 37,137$

    Davisdson Lib Arts 1230 36% 17,721$

    Duke University 1310 25% 39,504$

    Georgetown University 1278 24% 23,115$

    Grinnell Lib Arts 1244 67% 22,301$

    Hamilton Lib Arts 1215 38% 20,722$

    Harvard University 1370 18% 46,918$

    Haverford Lib Arts 1285 35% 19,418$

    Johns Hopkins University 1290 48% 45,460$

    Middlebury Lib Arts 1255 25% 24,718$

    MIT University 1357 30% 56,766$Mount Holyoke Lib Arts 1200 61% 23,358$

    Northwestern University 1230 47% 28,851$

    Oberlin Lib Arts 1247 54% 23,591$

    Occidental Lib Arts 1170 49% 20,192$

    Pomona Lib Arts 1320 33% 26,668$

    Princeton University 1340 17% 48,123$

    Rice University 1327 24% 26,730$

    Smith Lib Arts 1195 57% 25,271$

    Stanford University 1370 18% 61,921$

    Swarthnore Lib Arts 1310 24% 27,487$

    U Michigan University 1195 60% 21,853$

    U of Chicago University 1300 45% 38,937$

    U of Rochester University 1155 56% 38,597$

    U Pennsylvania University 1280 41% 30,882$

    U Va University 1218 37% 19,365$

    UCLA University 1142 43% 26,859$

    UNC University 1109 32% 19,684$

    Vassar Lib Arts 1287 43% 20,179$

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    Washington U (MO) University 1225 54% 39,883$

    Washinton and Lee Lib Arts 1234 29% 17,998$

    Wellesley Lib Arts 1250 49% 27,879$

    Wesleyan (CT) Lib Arts 1290 35% 19,948$

    Williams Lib Arts 1336 28% 23,772$

    Yale University 1350 19% 52,468$

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    71 76 2

    61 78 2

    76 86 2

    73 91 1

    86 93 1

    90 93 1

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    StdDev of Median SAT2

    40.69

    37.07

    33.50#DIV/0!

    62.68

    StdDev of Acceptance Rate2

    7%

    10%

    6%

    #DIV/0!

    13%

    StdDev of Expenditures/Student2

    13,512.98

    8,479.99

    3,594.69

    #DIV/0!

    15,463.31

    StdDev of Graduation %2

    3.73

    5.30

    6.03

    #DIV/0!

    7.45

    StdDev of Median SAT2

    40.69

    37.07

    33.50

    #DIV/0!

    62.68

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    Colleges and Universities

    Original Complete Average

    School Type Median S Acceptan ExpendituTop 10% Graduatio Cluster Id Cluster Id Cluster Id

    Amherst Lib Arts 1315 22% 26,636$ 85 93 1 1 1

    Barnard Lib Arts 1220 53% 17,653$ 69 80 2 2 2

    Bates Lib Arts 1240 36% 17,554$ 58 88 2 1 2

    Berkeley University 1176 37% 23,665$ 95 68 3 3 3Bowdoin Lib Arts 1300 24% 25,703$ 78 90 1 1 1

    Brown University 1281 24% 24,201$ 80 90 1 1 1

    Bryn Maw Lib Arts 1255 56% 18,847$ 70 84 2 1 2

    Cal Tech University 1400 31% ####### 98 75 4 4 4

    Carleton Lib Arts 1300 40% 15,904$ 75 80 1 1 2

    Carnegie University 1225 64% 33,607$ 52 77 2 2 2

    Claremont Lib Arts 1260 36% 20,377$ 68 74 2 1 2

    Colby Lib Arts 1200 46% 18,872$ 52 84 2 1 2

    Colgate Lib Arts 1258 38% 17,520$ 61 85 2 1 2

    Columbia University 1268 29% 45,879$ 78 90 1 1 1

    Cornell University 1280 30% 37,137$ 85 83 1 1 1

    Davisdson Lib Arts 1230 36% 17,721$ 77 89 1 1 1

    Duke University 1310 25% 39,504$ 91 91 1 4 1

    Georgeto University 1278 24% 23,115$ 79 89 1 1 1

    Grinnell Lib Arts 1244 67% 22,301$ 65 73 2 2 2

    Hamilton Lib Arts 1215 38% 20,722$ 51 85 2 1 2

    Harvard University 1370 18% 46,918$ 90 90 1 4 1

    Haverford Lib Arts 1285 35% 19,418$ 71 87 1 1 1

    Johns Hop University 1290 48% 45,460$ 69 86 2 1 2

    Middlebur Lib Arts 1255 25% 24,718$ 65 92 1 1 1

    MIT University 1357 30% 56,766$ 95 86 1 4 1Mount Hol Lib Arts 1200 61% 23,358$ 47 83 2 2 2

    Northwest University 1230 47% 28,851$ 77 82 2 1 2

    Oberlin Lib Arts 1247 54% 23,591$ 64 77 2 2 2

    Occidental Lib Arts 1170 49% 20,192$ 54 72 2 2 2

    Pomona Lib Arts 1320 33% 26,668$ 79 80 1 1 2

    Princeton University 1340 17% 48,123$ 89 93 1 4 1

    Rice University 1327 24% 26,730$ 85 88 1 1 1

    Smith Lib Arts 1195 57% 25,271$ 65 87 2 1 2

    Stanford University 1370 18% 61,921$ 92 88 1 4 1

    Swarthnor Lib Arts 1310 24% 27,487$ 78 88 1 1 1

    U Michiga University 1195 60% 21,853$ 71 77 2 2 2

    U of Chica University 1300 45% 38,937$ 74 73 2 1 2

    U of Roch University 1155 56% 38,597$ 52 73 2 2 2

    U Pennsyl University 1280 41% 30,882$ 87 86 1 1 1

    U Va University 1218 37% 19,365$ 77 88 1 1 1

    UCLA University 1142 43% 26,859$ 96 61 3 3 3

    UNC University 1109 32% 19,684$ 82 73 3 3 3

    Vassar Lib Arts 1287 43% 20,179$ 53 84 2 1 2

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    Washingto University 1225 54% 39,883$ 71 76 2 1 2

    Washinton Lib Arts 1234 29% 17,998$ 61 78 2 1 2

    Wellesley Lib Arts 1250 49% 27,879$ 76 86 2 1 2

    Wesleyan Lib Arts 1290 35% 19,948$ 73 91 1 1 1

    Williams Lib Arts 1336 28% 23,772$ 86 93 1 1 1

    Yale University 1350 19% 52,468$ 90 93 1 4 1

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    Single Ward

    Cluster Id Cluster Id

    1 1

    1 2

    1 2 The first three methods are fairly similar.

    2 3 The fourth and the fifth are different.1 1

    1 1

    1 2

    3 4

    1 2

    1 2

    1 2

    1 2

    1 2

    1 1

    1 1

    1 2

    1 1

    1 1

    1 2

    1 2

    1 1

    1 2

    1 2

    1 2

    1 11 2

    1 2

    1 2

    1 2

    1 2

    1 1

    1 1

    1 2

    1 1

    1 1

    1 2

    1 2

    1 2

    1 1

    1 2

    2 3

    4 3

    1 2

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    1 2

    1 2

    1 2

    1 2

    1 1

    1 1

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    Credit Approval Decisions

    Homeowner Credit Score

    Years of

    Credit History

    Revolving

    Balance

    Revolving

    Utilization DecisionCluster Id

    1 725 20 11,320$ 25% 1 1

    1 573 9 7,200$ 70% 1 2

    1 677 11 20,000$ 55% 1 2

    1 625 15 12,800$ 65% 1 2

    1 527 12 5,700$ 75% 1 2

    1 795 22 9,000$ 12% 1 1

    1 733 7 35,200$ 20% 1 1

    0 620 5 22,800$ 62% 0 2

    0 591 17 16,500$ 50% 0 1

    0 660 24 9,200$ 35% 1 1

    1 700 19 22,000$ 18% 1 1

    1 500 16 12,500$ 83% 1 2

    1 565 6 7,700$ 70% 1 21 620 3 37,400$ 87% 1 2

    1 774 13 6,100$ 7% 1 1

    1 802 10 10,500$ 5% 1 1

    1 640 7 17,300$ 59% 1 2

    1 523 14 27,000$ 79% 1 2

    1 811 20 13,400$ 3% 1 1

    0 763 2 11,200$ 70% 1 2

    1 555 4 2,500$ 100% 1 2

    1 617 9 8,400$ 34% 1 2

    1 642 13 16,000$ 25% 1 2

    1 688 3 3,300$ 11% 1 2

    1 649 12 7,500$ 5% 1 2

    0 695 15 20,300$ 22% 0 1

    0 701 9 11,700$ 15% 0 1

    1 635 7 29,100$ 85% 0 2

    0 507 2 2,000$ 100% 0 2

    0 677 12 7,600$ 9% 0 1

    0 485 5 1,000$ 80% 0 2

    0 582 3 8,500$ 65% 0 2

    1 699 17 12,800$ 27% 0 1

    0 703 22 10,000$ 20% 0 10 585 18 31,000$ 78% 0 2

    0 620 8 16,200$ 55% 0 2

    1 695 16 9,700$ 11% 0 1

    0 774 13 6,100$ 7% 0 1

    0 802 10 10,500$ 5% 0 1

    1 640 7 17,300$ 59% 0 2

    0 536 14 27,000$ 79% 0 2

    1 801 20 13,400$ 3% 0 1

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    The cluster identified does not seem to be a good predictor of the Approval Decision.

    We can calculate the correlation:

    0.0983 Correlation between the columns

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    XLMiner : Hierarchical Clustering - Predicted clusters

    Row Id. Cluster Id Sub Cluster Id Homeowner Credit ScoreYears of

    Credit History

    Revolving

    Balance

    1 1 1 1 725 20 $11,320.002 2 2 1 573 9 $7,200.00

    3 2 3 1 677 11 $20,000.00

    4 2 4 1 625 15 $12,800.00

    5 2 2 1 527 12 $5,700.00

    6 1 5 1 795 22 $9,000.00

    7 1 6 1 733 7 $35,200.00

    8 2 7 0 620 5 $22,800.00

    9 1 8 0 591 17 $16,500.00

    10 1 9 0 660 24 $9,200.00

    11 1 10 1 700 19 $22,000.00

    12 2 11 1 500 16 $12,500.00

    13 2 2 1 565 6 $7,700.00

    14 2 12 1 620 3 $37,400.00

    15 1 13 1 774 13 $6,100.00

    16 1 13 1 802 10 $10,500.00

    17 2 3 1 640 7 $17,300.00

    18 2 14 1 523 14 $27,000.00

    19 1 5 1 811 20 $13,400.00

    20 2 15 0 763 2 $11,200.00

    21 2 16 1 555 4 $2,500.00

    22 2 17 1 617 9 $8,400.00

    23 2 3 1 642 13 $16,000.00

    24 2 18 1 688 3 $3,300.00

    25 2 19 1 649 12 $7,500.00

    26 1 20 0 695 15 $20,300.00

    27 1 21 0 701 9 $11,700.00

    28 2 22 1 635 7 $29,100.00

    29 2 23 0 507 2 $2,000.00

    30 1 21 0 677 12 $7,600.00

    31 2 23 0 485 5 $1,000.00

    32 2 24 0 582 3 $8,500.00

    33 1 1 1 699 17 $12,800.00

    34 1 9 0 703 22 $10,000.00

    35 2 25 0 585 18 $31,000.00

    36 2 7 0 620 8 $16,200.00

    37 1 1 1 695 16 $9,700.00

    38 1 26 0 774 13 $6,100.00

    39 1 26 0 802 10 $10,500.00

    40 2 3 1 640 7 $17,300.00

    41 2 27 0 536 14 $27,000.0042 1 5 1 801 20 $13,400.00

    43 2 15 0 760 2 $11,200.00

    44 2 23 0 567 4 $2,200.00

    45 2 28 0 600 10 $12,050.00

    46 1 21 0 702 11 $11,700.00

    47 2 29 0 636 8 $29,100.00

    48 2 23 0 509 3 $2,000.00

    49 2 30 1 595 18 $29,000.00

    Back to Navigator

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    50 1 21 0 733 15 $13,000.00

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    (Ver: 3.3D)

    Revolving

    Utilization

    0.250.7

    0.55

    0.65

    0.75

    0.12

    0.2

    0.62

    0.5

    0.35

    0.18

    0.83

    0.7

    0.870.07

    0.05

    0.59

    0.79

    0.03

    0.7

    1

    0.34

    0.25

    0.11

    0.05

    0.22

    0.150.85

    1

    0.09

    0.8

    0.65

    0.27

    0.2

    0.78

    0.55

    0.11

    0.07

    0.05

    0.590.79

    0.03

    0.7

    0.95

    0.81

    0.15

    0.85

    1

    0.78

    Date: 14-Feb-2012 17:19:10

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    0.24

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    Sales Data

    Customer Percent Gross Gross Sales Gross Profit Industry Code Competitive R Cluster Id

    1 51.0% $170.00 $86.70 1 2 1

    2 32.0% $181.00 $57.92 3 4 1

    3 20.0% $203.00 $40.60 2 2 1

    4 22.0% $249.00 $54.78 5 1 25 21.0% $476.00 $99.96 5 1 2

    6 21.0% $476.00 $99.96 5 4 3

    7 22.0% $635.00 $139.70 2 3 1

    8 34.0% $856.00 $291.04 3 3 1

    9 26.0% $1,062.00 $276.12 4 2 3

    10 16.6% $1,110.00 $183.71 7 3 3

    11 20.0% $1,153.00 $230.60 7 3 3

    12 36.0% $1,392.00 $501.12 4 2 3

    13 18.0% $1,743.00 $313.74 4 2 3

    14 20.0% $2,307.00 $461.40 7 3 3

    15 5.0% $2,534.00 $126.70 4 5 4

    16 29.0% $2,683.00 $778.07 7 2 2

    17 10.0% $2,780.00 $278.00 2 3 1

    18 37.0% $3,272.00 $1,210.64 5 3 3

    19 60.0% $3,864.00 $2,318.40 7 1 2

    20 24.0% $3,988.00 $957.12 6 3 3

    21 9.0% $4,072.00 $366.48 7 3 3

    22 50.0% $4,190.00 $2,095.00 5 3 3

    23 17.0% $4,219.00 $717.23 3 4 1

    24 32.0% $4,711.00 $1,507.52 7 1 2

    25 15.0% $4,824.00 $723.60 6 3 326 10.0% $4,878.00 $487.80 7 4 3

    27 13.0% $5,157.00 $670.41 7 2 3

    28 22.0% $5,552.00 $1,221.44 2 3 1

    29 17.0% $5,876.00 $998.92 1 3 1

    30 19.0% $5,888.00 $1,118.72 6 4 3

    31 6.0% $7,632.00 $457.92 5 4 3

    32 23.0% $8,058.00 $1,853.34 3 3 1

    33 23.0% $12,056.00 $2,772.88 7 2 2

    34 14.0% $12,981.00 $1,817.34 2 4 1

    35 22.0% $13,406.00 $2,949.32 2 3 1

    36 14.0% $15,882.00 $2,223.48 7 3 3

    37 28.0% $16,343.00 $4,576.04 3 3 1

    38 27.0% $19,985.00 $5,395.95 5 3 3

    39 3.0% $20,160.00 $604.80 5 5 4

    40 46.0% $26,616.00 $12,243.36 5 2 3

    41 26.0% $28,018.00 $7,284.68 5 3 3

    42 11.0% $28,950.00 $3,184.50 4 4 3

    43 18.0% $29,646.00 $5,336.28 4 3 3

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    Values

    Row Labels Count of Customer Average of Gross Profit Average of Industry Code

    1 16 2,726.21 2.06

    2 10 4,989.82 6.40

    3 28 4,610.82 5.364 6 5,288.24 3.67

    Grand Total 60 4,239.16 4.48

    The table above shows some differences between groups.

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    50 3 27 0.16 4 3

    51 2 12 0.22 6 2

    52 2 12 0.21 7 2

    53 3 5 0.17 5 4

    54 4 11 0.11 4 5

    55 4 30 0.07 3 5

    56 3 27 0.14 4 357 1 23 0.15 1 4

    58 4 11 0.13 4 5

    59 3 5 0.21 5 4

    60 3 8 0.14 6 3

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    Ten Year Survey

    Survey

    Sample

    Customer

    satisfaction

    Employee

    satisfaction

    Job

    satisfaction

    Satisfaction

    with

    supervisor

    Training and

    skill

    improvement

    Cluster Id

    1 2.97 3.51 3.92 3.06 3.48 1

    2 3.71 3.58 4.13 3.06 2.57 1

    3 3.29 3.43 3.62 4.42 3.06 1

    4 2.05 3.81 4.12 4.31 3.17 2

    5 4.56 4.17 4.25 4.14 4.15 2

    6 4.28 4.13 4.13 4.57 3.61 2

    7 2.17 2.42 4.19 2.53 2.72 1

    8 3.01 2.95 3.95 3.25 2.56 1

    9 3.61 3.09 3.56 3.91 3.24 1

    10 1.55 3.01 3.96 3.53 2.04 3

    11 2.41 1.90 2.66 2.44 2.32 4

    12 4.33 3.19 3.17 4.44 3.161

    13 4.26 3.48 3.66 4.25 3.73 2

    14 2.83 3.28 4.21 3.23 3.19 1

    15 4.09 4.41 4.67 4.50 3.76 2

    16 4.05 2.53 3.11 3.32 2.91 1

    17 3.66 2.83 3.10 2.96 1.53 4

    18 3.27 2.29 2.74 3.34 2.67 4

    19 3.13 3.30 3.90 3.60 3.14 1

    20 3.01 4.05 4.32 4.80 3.78 2

    21 3.16 1.50 2.34 2.21 1.88 5

    22 3.54 3.24 3.69 3.72 2.93 1

    23 4.05 3.66 4.08 3.56 3.54 2

    24 3.19 3.94 4.13 4.42 3.19 1

    25 3.44 3.33 3.97 3.12 3.27 1

    26 4.17 3.81 4.20 4.23 3.89 2

    27 3.41 3.41 4.07 3.84 2.88 1

    28 4.14 3.57 3.69 4.35 2.86 1

    29 2.11 3.91 4.39 4.25 3.04 2

    30 3.75 4.01 4.12 4.12 2.94 1

    31 1.96 2.52 3.47 2.83 2.00 3

    32 4.21 4.30 4.49 4.40 4.33 2

    33 2.80 2.53 3.74 2.70 2.881

    34 3.48 4.26 4.18 4.50 4.06 2

    35 3.39 4.23 4.26 4.77 3.86 2

    36 2.89 2.32 2.95 3.01 2.13 4

    37 2.41 1.32 2.34 1.55 1.27 5

    38 2.69 3.67 3.83 4.70 3.61 2

    39 1.37 2.04 3.81 2.07 2.47 3

    40 3.99 4.41 4.26 4.45 3.88 2

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    Average 3.26 3.28 3.78 3.66 3.04

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    Average of Employee satisfaction Average of Job satisfaction

    3.25 3.83

    4.02 4.20

    2.53 3.75

    2.33 2.86

    1.41 2.34

    3.28 3.78

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    XLMiner : Hierarchical Clustering - Predicted clusters

    Row Id. Cluster Id Sub Cluster IdCustomer

    satisfaction

    Employee

    satisfaction

    Job

    satisfaction

    with

    1 1 1 2.967517072 3.51115462 3.918636284 3.055770622 1 2 3.711189247 3.580954151 4.127269304 3.058854633

    3 1 3 3.292172732 3.425616791 3.618825878 4.421507476

    4 2 4 2.045671671 3.808167531 4.117789885 4.306200948

    5 2 5 4.558069321 4.173555829 4.246140502 4.141728248

    6 2 6 4.275432906 4.133627662 4.128007115 4.568828782

    7 1 7 2.168130243 2.417235462 4.190833578 2.531838527

    8 1 8 3.006675402 2.949970786 3.953426316 3.245191476

    9 1 9 3.608417621 3.09104716 3.563041847 3.905322287

    10 3 10 1.545084884 3.014699209 3.963762293 3.52612649

    11 4 11 2.411520364 1.900349105 2.663313802 2.436237152

    12 1 12 4.331695788 3.190949622 3.165467094 4.440619431

    13 2 13 4.261997632 3.480101795 3.664736699 4.249847288

    14 1 1 2.828758545 3.283425371 4.207765448 3.229242127

    15 2 14 4.091467613 4.408245212 4.670023355 4.500347003

    16 1 15 4.046263098 2.533020144 3.105028577 3.320228962

    17 4 16 3.65621809 2.825953359 3.098529507 2.957085499

    18 4 17 3.273106578 2.294087362 2.735515962 3.33898971

    19 1 18 3.127400493 3.304624329 3.899529904 3.600368672

    20 2 19 3.008462566 4.046128785 4.319262782 4.79814176

    21 5 20 3.162431319 1.501705043 2.335247786 2.213660925

    22 1 9 3.536500112 3.244901561 3.690432546 3.720689807

    23 2 21 4.051395445 3.661920106 4.079031638 3.561905812

    24 1 22 3.188519165 3.942605674 4.128134524 4.415111286

    25 1 1 3.441120315 3.325566088 3.96638662 3.118224471

    26 2 6 4.170996624 3.814838835 4.197901997 4.231633839

    27 1 18 3.412769639 3.408967792 4.065364386 3.836518743

    28 1 23 4.13944523 3.573149549 3.693236987 4.348608531

    29 2 4 2.107019477 3.906279799 4.391481583 4.24991958

    30 1 24 3.749380065 4.008406106 4.120336989 4.117942013

    31 3 25 1.964656964 2.520944384 3.467784134 2.825301034

    32 2 5 4.207522012 4.2980303 4.493812266 4.398366346

    33 1 26 2.799294452 2.527059811 3.74364596 2.701693723

    34 2 19 3.476128332 4.263286644 4.180151933 4.496811091

    35 2 19 3.393780977 4.229022756 4.262449921 4.772642372

    36 4 27 2.891837911 2.316563218 2.948836958 3.010207841

    37 5 28 2.409496615 1.315026221 2.337628719 1.545381558

    38 2 29 2.693761924 3.670374645 3.826127795 4.700396028

    39 3 30 1.371839119 2.041342604 3.813559753 2.073234033

    40 2 6 3.986604247 4.414329666 4.262925915 4.454574943

    Back to Navigator

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    (Ver: 3.3D)

    skill

    3.4764166852.571935469

    3.059908323

    3.166157364

    4.151306505

    3.609397371

    2.717765818

    2.561580438

    3.242120912

    2.042877128

    2.321208751

    3.15909168

    3.728973757

    3.1877338363.755175999

    2.914467873

    1.530038186

    2.669111954

    3.139735821

    3.784446224

    1.884906388

    2.933858216

    3.536717524

    3.194409022

    3.266812478

    3.88618771

    2.8776457532.860158136

    3.041356514

    2.941432485

    1.997833629

    4.326894845

    2.880439388

    4.057281418

    3.862286401

    2.125233884

    1.267282148

    3.61233404

    2.470809041

    3.881365354

    Date: 14-Feb-2012 17:40:05

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    Modified Credit Approval Decisions

    Homeowner Credit Score Years of Credit History Revolving Balance Revolving Utilization

    1 725 20 11,320$ 25%1 573 9 7,200$ 70%1 677 11 20,000$ 55%0 625 15 12,800$ 65%0 527 12 5,700$ 75%1 795 22 9,000$ 12%0 733 7 35,200$ 20%0 620 5 22,800$ 62%1 591 17 16,500$ 50%1 660 24 9,200$ 35%1 700 19 22,000$ 18%1 500 16 12,500$ 83%1 565 6 7,700$ 70%0 620 3 37,400$ 87%1 774 13 6,100$ 7%1 802 10 10,500$ 5%0 640 7 17,300$ 59%

    0 523 14 27,000$ 79%1 811 20 13,400$ 3%0 763 2 11,200$ 70%0 555 4 2,500$ 100%0 617 9 8,400$ 34%1 642 13 16,000$ 25%0 688 3 3,300$ 11%1 649 12 7,500$ 5%1 695 15 20,300$ 22%1 701 9 11,700$ 15%0 635 7 29,100$ 85%0 507 2 2,000$ 100%1 677 12 7,600$ 9%0 485 5 1,000$ 80%0 582 3 8,500$ 65%1 699 17 12,800$ 27%1 703 22 10,000$ 20%0 585 18 31,000$ 78%1 620 8 16,200$ 55%1 695 16 9,700$ 11%1 774 13 6,100$ 7%1 802 10 10,500$ 5%0 640 7 17,300$ 59%0 536 14 27,000$ 79%1 801 20 13,400$ 3%

    0 760 2 11,200$ 70%0 567 4 2,200$ 95%0 600 10 12,050$ 81%1 702 11 11,700$ 15%1 636 8 29,100$ 85%0 509 3 2,000$ 100%0 595 18 29,000$ 78%1 733 15 13,000$ 24%

    New Data to Classify

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    Homeowner Credit Score Years of Credit History Revolving Balance Revolving Utilization

    1 700 8 $21,000 15%0 520 1 $4,000 90%1 650 10 $8,500.00 25%0 602 7 $16,300.00 70%0 549 2 $2,500.00 90%1 742 15 $16,700.00 18%

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    Decision

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    XLMiner : k-Nearest Neighbors - Prediction of New Data (for k=1)

    Row Id.Predicted

    Value

    Actual #Nearest

    NeighborsCredit Score

    Years of

    Credit History

    1 1 1 700 82 0 1 520 1

    3 1 1 650 10

    4 0 1 602 7

    5 0 1 549 2

    6 1 1 742 15

    Data range ['Ch12 Solutions.xlsx']'12.8'!$A$58:$E$63

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    (Ver: 3.3D)Date: 14-Feb-2012 18:09:21

    Back to Navigator

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    Homeowner Credit Score Years of Credit History Revolving Balance Revolving Utilization

    1 700 8 $21,000 15%0 520 1 $4,000 90%1 650 10 $8,500.00 25%0 602 7 $16,300.00 70%0 549 2 $2,500.00 90%1 742 15 $16,700.00 18%

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    Decision

    10100110011000110

    0100011111001001100111001

    00010001

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    Decision

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    XLMiner : Discriminant Analysis - Classification of New Data

    0.5

    Row Id.Predicted

    Class

    Prob. for 1

    (success)Credit Score

    Years of

    Credit History

    1 1 0.660884121 700 8

    2 0 0.000398944 520 1

    3 0 0.339465499 650 10

    4 0 0.038216331 602 7

    5 0 0.001514524 549 2

    6 1 0.982800754 742 15

    Data range ['Ch12 Solutions.xlsx']'12.9'!$A$58:$E$63

    Cut off Prob.Val. for Success (Updatable) ( Updating the value here will NOT update

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    (Ver: 3.3D)Date: 14-Feb-2012 18:13:17

    Back to Navigator

    value in summary report )

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    Modified Credit Approval Decisions

    Homeowner Credit Score Years of Credit History Revolving Balance Revolving Utilization

    1 725 20 11,320$ 25%1 573 9 7,200$ 70%1 677 11 20,000$ 55%0 625 15 12,800$ 65%0 527 12 5,700$ 75%1 795 22 9,000$ 12%0 733 7 35,200$ 20%0 620 5 22,800$ 62%1 591 17 16,500$ 50%1 660 24 9,200$ 35%1 700 19 22,000$ 18%1 500 16 12,500$ 83%1 565 6 7,700$ 70%0 620 3 37,400$ 87%1 774 13 6,100$ 7%1 802 10 10,500$ 5%0 640 7 17,300$ 59%

    0 523 14 27,000$ 79%1 811 20 13,400$ 3%0 763 2 11,200$ 70%0 555 4 2,500$ 100%0 617 9 8,400$ 34%1 642 13 16,000$ 25%0 688 3 3,300$ 11%1 649 12 7,500$ 5%1 695 15 20,300$ 22%1 701 9 11,700$ 15%0 635 7 29,100$ 85%0 507 2 2,000$ 100%1 677 12 7,600$ 9%0 485 5 1,000$ 80%0 582 3 8,500$ 65%1 699 17 12,800$ 27%1 703 22 10,000$ 20%0 585 18 31,000$ 78%1 620 8 16,200$ 55%1 695 16 9,700$ 11%1 774 13 6,100$ 7%1 802 10 10,500$ 5%0 640 7 17,300$ 59%0 536 14 27,000$ 79%1 801 20 13,400$ 3%

    0 760 2 11,200$ 70%0 567 4 2,200$ 95%0 600 10 12,050$ 81%1 702 11 11,700$ 15%1 636 8 29,100$ 85%0 509 3 2,000$ 100%0 595 18 29,000$ 78%1 733 15 13,000$ 24%

    New Data to Classify

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    Homeowner Credit Score Years of Credit History Revolving Balance Revolving Utilization

    1 700 8 $21,000 15%0 520 1 $4,000 90%1 650 10 $8,500.00 25%0 602 7 $16,300.00 70%0 549 2 $2,500.00 90%1 742 15 $16,700.00 18%

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    Decision

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    XLMiner : Logistic Regression - Classification of New Data

    0.5

    Row Id.Predicted

    Class

    Prob. for 1

    (success)Log odds Credit Score

    Years of

    Credit History

    1 1 0.628548857 0.52599642 700 8

    2 0 1.39983E-05 -11.17655806 520 1

    3 0 0.256319384 -1.0651874 650 10

    4 0 0.009352732 -4.66269008 602 7

    5 0 8.74019E-05 -9.34490579 549 2

    6 1 0.995988148 5.51448244 742 15

    Data range ['Ch12 Solutions.xlsx']'12.10'!$A$58:$E$63

    Cut off Prob.Val. for Success (Updatable) ( Updating the value here will NOT update

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    Back to Navigator

    value in summary report )

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    Credit Risk Data Due to a limitation of the student version, it is suggested that students sam

    Loan Purpose Checking Savings Months Customer Months Employed Gender ital Status Age

    9 $0 $739 13 12 1 1 23

    3 $0 $1,230 25 0 1 2 32

    5 $0 $389 19 119 1 1 38

    3 $638 $347 13 14 1 1 36

    2 $963 $4,754 40 45 1 1 31

    3 $2,827 $0 11 13 1 3 25

    5 $0 $229 13 16 1 3 26

    1 $0 $533 14 2 1 1 27

    9 $6,509 $493 37 9 1 1 25

    9 $966 $0 25 4 0 2 43

    1 $0 $989 49 0 1 1 325 $0 $3,305 11 15 1 1 341 $322 $578 10 14 1 3 265 $0 $821 25 63 1 1 445 $396 $228 13 26 1 1 46

    10 $0 $129 31 8 1 2 393 $652 $732 49 4 0 2 255 $708 $683 13 33 1 1 317 $207 $0 28 116 1 1 472 $287 $12,348 7 2 0 2 233 $0 $17,545 34 16 0 2 223 $101 $3,871 13 5 0 2 263 $0 $0 25 23 1 3 193 $0 $485 37 23 0 2 275 $0 $10,723 11 15 1 1 391 $141 $245 22 33 1 1 26

    10 $0 $0 19 58 1 1 5010 $2,484 $0 49 46 1 1 34

    9 $237 $236 37 24 1 1 239 $0 $485 19 12 1 1 232 $335 $1,708 37 7 1 1 469 $3,565 $0 31 32 1 1 359 $0 $407 13 2 0 2 281 $16,647 $895 16 34 1 1 251 $0 $150 49 46 0 2 369 $0 $490 5 41 1 1 413 $0 $162 25 1 1 2 549 $940 $715 9 40 0 2 439 $0 $323 49 42 1 3 335 $0 $128 13 74 1 1 34

    6 $218 $0 49 0 1 1 3910 $0 $109 25 26 1 1 34

    9 $16,935 $189 37 60 1 1 303 $664 $537 31 33 1 1 483 $150 $6,520 12 1 0 2 199 $0 $138 7 119 1 3 293 $216 $0 19 3 0 2 265 $0 $660 17 75 1 1 421 $0 $724 25 8 1 1 309 $0 $897 19 5 1 3 38

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    9 $265 $947 25 5 1 3 213 $4,256 $0 16 36 0 2 321 $870 $917 28 6 1 1 355 $162 $595 22 10 1 2 46

    10 $0 $789 25 28 1 1 372 $0 $0 37 114 1 1 393 $0 $746 13 16 0 2 295 $461 $140 19 32 1 1 275 $0 $659 19 5 0 2 223 $0 $717 37 60 1 1 405 $0 $667 29 10 1 1 445 $580 $0 11 8 1 1 269 $0 $763 13 46 0 2 575 $0 $1,366 19 17 1 1 349 $0 $552 25 4 1 3 479 $0 $14,643 16 115 1 1 461 $758 $2,665 13 31 1 1 38

    10 $399 $0 31 0 0 2 523 $513 $442 7 0 1 1 343 $0 $8,357 25 5 1 1 29

    5 $0 $0 22 9 1 1 399 $565 $863 10 81 1 1 361 $0 $322 28 28 1 1 253 $0 $800 13 69 1 1 599 $0 $656 37 85 1 1 275 $166 $922 13 2 0 2 241 $9,783 $885 13 3 0 2 251 $674 $2,886 49 32 1 1 297 $0 $626 43 0 1 1 641 $15,328 $0 25 9 1 1 315 $0 $904 12 6 1 1 382 $713 $784 61 17 1 1 415 $0 $806 19 3 0 2 222 $0 $3,281 19 20 0 2 295 $0 $759 16 59 1 1 329 $0 $680 25 3 0 2 34

    10 $0 $104 37 25 1 1 239 $303 $899 13 3 1 1 219 $900 $1,732 37 11 0 2 493 $0 $706 31 14 1 2 312 $1,257 $0 10 65 0 2 409 $0 $576 7 14 0 2 287 $273 $904 7 2 1 3 211 $522 $194 25 79 1 2 309 $0 $710 25 1 0 2 37

    9 $0 $5,564 25 93 1 1 339 $0 $192 46 13 1 1 225 $0 $637 13 21 0 2 239 $514 $405 49 13 0 2 213 $457 $318 19 108 1 1 409 $5,133 $698 19 14 1 1 365 $0 $369 10 16 1 1 298 $644 $0 13 88 1 1 373 $305 $492 19 1 0 2 265 $9,621 $308 25 41 1 1 37

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    2 $0 $127 13 22 1 1 391 $0 $565 19 14 1 3 273 $0 $12,632 16 9 0 2 195 $0 $116 49 45 1 1 45

    10 $0 $178 13 89 1 1 349 $6,851 $901 13 21 0 2 433 $13,496 $650 19 20 1 1 331 $509 $241 25 14 1 1 35

    10 $0 $609 37 6 1 1 313 $19,155 $131 25 24 1 1 253 $0 $544 19 15 0 2 279 $0 $10,853 25 81 0 2 56

    10 $374 $0 25 14 1 1 454 $0 $409 49 15 1 1 533 $828 $391 9 12 0 2 233 $0 $322 13 9 0 2 259 $829 $583 7 18 0 2 639 $0 $12,242 25 53 1 1 343 $0 $479 19 0 1 1 245 $939 $496 19 56 1 1 35

    5 $0 $466 25 42 1 1 305 $889 $1,583 37 79 1 1 293 $876 $1,533 31 21 0 2 209 $893 $0 16 94 1 1 491 $12,760 $4,873 13 73 1 1 563 $0 $0 13 94 1 1 489 $0 $717 22 10 0 2 249 $959 $7,876 28 20 1 1 229 $0 $4,449 25 87 1 1 306 $0 $0 25 54 1 1 391 $0 $104 25 23 1 3 207 $0 $897 19 2 0 2 225 $698 $4,033 16 20 1 3 243 $0 $945 13 6 1 2 413 $0 $836 25 99 1 1 329 $0 $325 19 13 0 2 239 $12,974 $19,568 13 7 0 2 413 $0 $803 13 89 1 1 529 $317 $10,980 13 17 1 1 651 $0 $265 13 10 0 2 267 $0 $609 31 3 1 2 339 $0 $1,851 12 0 0 2 563 $192 $199 25 5 0 2 245 $0 $500 28 7 0 2 205 $0 $509 16 3 1 1 35

    10 $0 $270 25 25 1 1 345 $0 $457 13 63 1 1 38

    10 $0 $260 25 78 1 1 345 $942 $3,036 25 36 1 1 379 $0 $643 19 6 1 1 315 $3,329 $0 19 15 1 1 67

    10 $0 $6,345 25 19 1 1 262 $0 $922 37 9 0 2 243 $0 $909 25 3 1 1 214 $0 $775 19 8 1 3 46

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    3 $0 $979 25 48 1 1 223 $0 $948 19 2 0 2 201 $339 $2,790 22 55 1 2 60

    10 $0 $309 49 37 1 1 259 $0 $762 10 1 0 2 219 $0 $970 13 14 0 2 22

    10 $105 $320 28 54 1 1 299 $0 $861 13 111 1 1 567 $216 $262 37 2 1 1 323 $113 $692 11 14 1 2 30

    10 $109 $540 37 1 1 3 275 $0 $470 13 0 0 2 375 $0 $192 7 2 1 1 395 $8,176 $12,230 7 5 1 3 267 $0 $772 25 19 1 2 323 $468 $14,186 22 24 1 1 31

    10 $7,885 $6,330 16 14 1 1 359 $0 $18,716 19 93 1 1 315 $0 $886 22 96 1 1 641 $0 $750 37 2 1 2 27

    9 $0 $3,870 25 11 0 2 319 $0 $3,273 13 4 1 3 321 $0 $406 6 35 1 1 733 $0 $461 13 48 0 2 303 $0 $340 19 4 1 3 429 $0 $6,490 19 85 1 1 459 $734 $348 7 100 1 1 273 $0 $506 25 3 0 2 22

    10 $0 $14,717 28 7 1 1 261 $172 $0 25 36 1 1 335 $644 $1,571 19 1 0 2 275 $0 $0 25 19 0 2 243 $617 $411 31 3 1 3 215 $0 $544 25 0 0 2 289 $586 $0 13 0 1 1 513 $0 $835 19 42 0 2 219 $0 $823 25 47 1 1 271 $0 $5,180 22 4 1 1 409 $0 $408 16 12 1 1 345 $0 $821 48 5 0 2 342 $522 $385 10 66 1 1 635 $585 $2,223 16 0 1 1 335 $5,588 $0 22 10 0 2 285 $0 $605 37 20 0 2 243 $352 $7,525 13 4 0 2 18

    9 $0 $3,529 14 0 0 2 631 $2,715 $1,435 49 14 1 2 376 $560 $887 25 20 1 1 389 $895 $243 13 4 1 3 225 $305 $4,553 7 2 0 2 319 $0 $418 19 4 1 1 315 $0 $771 25 0 1 1 423 $0 $463 11 13 1 1 241 $8,948 $110 31 90 1 1 65

    10 $0 $10,099 16 108 1 1 22

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    10 $0 $13,428 7 0 0 2 229 $0 $208 13 23 1 1 519 $0 $552 13 15 0 2 232 $0 $3,105 16 19 0 2 309 $483 $415 19 6 1 3 324 $0 $1,238 13 0 0 2 212 $0 $238 13 2 0 2 523 $0 $127 31 35 0 2 221 $663 $0 19 57 1 1 415 $624 $785 37 9 0 2 537 $0 $718 19 0 0 2 543 $0 $493 13 21 1 1 379 $152 $757 49 45 1 1 275 $0 $9,125 13 24 0 2 259 $0 $364 13 12 0 2 341 $498 $598 37 14 1 2 295 $0 $374 10 19 1 1 279 $156 $0 13 58 0 2 32

    10 $1,336 $0 37 11 1 1 295 $0 $508 13 3 1 1 32

    9 $0 $956 25 4 0 2 283 $0 $636 22 41 0 2 255 $2,641 $0 13 71 0 2 51

    10 $0 $1,519 40 74 1 1 441 $0 $922 19 29 1 1 333 $0 $180 5 2 0 2 22

    10 $0 $701 22 108 1 1 359 $0 $296 16 8 1 1 309 $887 $519 7 42 1 3 271 $0 $800 49 2 0 2 233 $0 $736 13 6 0 2 199 $0 $11,838 7 70 1 1 449 $0 $364 5 35 1 1 415 $18,408 $212 13 9 0 2 355 $497 $888 16 3 0 2 25

    10 $0 $999 25 0 1 1 289 $946 $0 16 83 1 1 341 $986 $578 28 1 0 2 312 $8,122 $136 22 4 1 2 323 $0 $734 37 111 1 1 411 $778 $861 49 21 1 1 226 $645 $855 25 17 1 1 283 $0 $4,486 10 3 0 2 215 $682 $2,017 37 85 1 1 415 $19,812 $0 25 37 1 1 36

    1 $0 $500 25 1 1 1 2610 $0 $859 31 89 1 1 37

    1 $859 $3,305 25 26 1 1 359 $0 $1,218 13 38 1 1 345 $0 $9,016 49 22 1 1 435 $0 $11,587 22 46 0 2 303 $0 $8,944 25 66 1 1 317 $0 $807 25 75 1 1 439 $0 $867 31 27 0 2 249 $795 $16,804 49 40 1 1 26

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    3 $0 $347 16 5 0 2 453 $0 $836 16 4 1 1 263 $0 $142 7 53 0 2 483 $0 $169 19 6 1 1 436 $852 $3,613 61 83 0 2 592 $0 $403 7 5 0 2 559 $0 $836 25 0 1 1 295 $425 $0 19 7 0 2 321 $0 $11,481 25 18 1 1 531 $0 $3,285 7 21 1 1 332 $0 $164 13 65 0 2 565 $11,072 $891 61 17 1 1 33

    10 $0 $0 37 49 1 1 4610 $219 $841 43 0 1 1 54

    5 $8,060 $607 19 71 0 2 225 $0 $486 12 22 1 1 355 $0 $108 25 52 1 1 469 $0 $0 43 28 0 2 295 $0 $113 25 31 0 2 225 $1,613 $0 25 118 1 3 53

    3 $757 $208 25 36 1 2 428 $0 $603 13 35 1 3 205 $0 $343 19 22 0 2 352 $977 $463 10 61 0 2 332 $197 $0 37 17 1 3 263 $0 $299 19 11 1 1 465 $0 $490 13 15 0 2 289 $0 $6,628 37 65 1 1 381 $0 $859 19 23 1 1 355 $0 $750 13 14 1 1 479 $256 $954 10 13 1 1 235 $296 $591 37 103 1 1 563 $0 $13,970 13 24 0 2 285 $0 $857 11 34 1 1 483 $0 $5,857 19 20 1 1 279 $298 $3,326 73 15 1 3 239 $0 $726 19 7 0 2 243 $8,636 $214 11 3 0 2 225 $0 $207 13 119 1 1 425 $0 $713 13 29 1 1 255 $19,766 $2,141 11 54 0 2 475 $0 $483 19 90 0 2 325 $0 $127 7 13 1 1 253 $0 $367 37 22 1 1 369 $0 $813 43 28 1 1 25

    3 $4,089 $0 7 14 1 3 265 $0 $102 7 0 0 2 537 $271 $759 19 0 0 2 665 $949 $0 49 36 0 2 239 $0 $503 13 62 1 1 259 $911 $823 46 4 1 1 245 $0 $693 19 28 1 1 31

    10 $0 $973 49 81 0 2 575 $0 $648 15 57 1 2 446 $0 $523 37 0 1 2 42

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    5 $10,417 $19,811 13 27 1 3 279 $211 $822 8 5 0 2 449 $16,630 $0 11 47 1 1 263 $0 $3,369 25 17 1 1 243 $642 $0 13 65 0 2 249 $0 $707 7 26 1 1 509 $296 $818 19 93 1 3 311 $898 $177 22 105 0 2 385 $478 $4,071 10 40 1 1 285 $315 $466 13 3 1 1 485 $122 $460 37 109 1 1 563 $0 $991 7 3 0 2 319 $0 $17,653 22 4 0 2 282 $0 $497 41 24 1 1 261 $670 $4,014 31 21 0 2 251 $444 $921 28 51 0 2 415 $3,880 $0 23 37 0 2 24

    10 $819 $0 13 23 1 1 2910 $0 $607 37 17 1 1 25

    4 $0 $15,800 16 40 1 1 35

    3 $0 $369 7 23 1 1 351 $0 $4,973 25 17 1 1 263 $0 $0 40 30 1 1 295 $0 $761 25 92 1 1 592 $0 $471 7 52 0 2 34

    10 $0 $674 37 69 1 1 415 $0 $547 13 40 1 2 353 $161 $524 13 106 1 1 273 $0 $815 19 13 1 1 41

    10 $0 $0 11 4 0 2 305 $789 $989 31 0 1 3 279 $765 $10,406 10 24 0 2 653 $0 $957 19 11 0 2 195 $0 $770 37 3 0 2 333 $983 $950 13 5 0 2 24

    10 $0 $160 13 7 1 3 4010 $0 $276 25 91 1 1 62

    2 $798 $137 25 25 0 2 335 $0 $579 22 70 1 3 295 $193 $2,684 13 5 0 2 229 $497 $0 7 51 1 1 353 $0 $0 31 53 1 1 305 $0 $0 25 103 0 2 285 $0 $712 16 6 0 2 285 $0 $912 7 39 1 1 44

    2 $600 $3,500 30 45 1 1 271 $500 $800 15 20 0 3 265 $250 $250 15 48 1 1 253 $101 $3,871 10 16 0 1 269 $300 $400 10 5 1 2 281 $790 $3,000 8 24 1 1 382 $680 $600 50 18 0 3 378 $644 $2,000 20 60 1 1 30

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    9 $100 $8,000 12 90 0 1 337 $0 $900 25 4 1 2 29

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    le 200 rows from the data set using the technique in Example 6.2.

    Housing Years Job redit Risk

    1 3 1 1 Business 1

    1 1 3 0 Education 2

    1 4 2 0 Furniture 3

    1 2 1 0 Large Appli 4

    2 3 3 1 New Car 5

    1 1 3 1 Other 6

    1 3 1 1 Repairs 7

    1 1 1 1 Retraining 8

    1 2 3 0 Small Appli 9

    1 1 3 0 Used Car 10

    2 2 2 02 2 1 11 1 3 11 1 3 01 3 1 1

    1 4 2 11 2 3 01 2 3 11 4 3 12 2 3 01 4 3 02 4 3 01 4 3 01 2 2 02 2 1 11 3 3 13 4 3 03 1 3 12 4 3 11 2 3 13 4 3 01 3 3 11 2 3 12 4 3 12 4 3 01 1 1 11 1 3 01 2 1 11 1 3 01 3 3 0

    3 4 3 11 3 1 11 2 3 11 2 3 01 1 3 12 2 3 12 3 3 02 4 3 02 2 3 01 4 3 1

    Loan Purpose

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    1 1 3 02 4 1 11 2 3 01 4 3 11 3 2 11 4 2 01 3 3 12 3 1 12 3 3 01 2 3 01 2 1 01 4 1 01 3 1 11 4 1 11 4 3 01 3 3 11 4 1 11 1 2 01 1 2 13 4 3 0

    1 2 1 01 4 1 11 4 3 11 3 3 01 2 3 12 1 3 01 1 3 01 2 3 11 4 3 11 4 3 11 4 1 13 4 3 01 2 1 01 2 3 02 3 3 01 4 3 01 4 3 01 1 3 03 4 3 01 2 3 12 4 1 11 1 3 11 1 1 11 4 3 01 3 3 1

    1 2 3 13 4 3 01 2 1 01 2 3 01 1 3 11 2 3 01 1 3 11 4 3 11 1 3 13 3 3 0

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    2 4 1 01 2 3 02 4 3 13 4 3 03 4 3 02 2 1 11 1 1 01 4 1 03 2 2 11 2 3 11 2 3 12 4 2 11 4 2 11 4 3 01 4 3 01 1 3 11 3 3 11 2 3 01 1 3 01 4 3 0

    1 3 3 03 3 3 12 4 3 01 4 3 12 4 1 12 4 3 11 2 3 01 2 1 01 4 3 01 3 2 01 2 1 11 4 3 02 2 3 01 1 3 11 4 3 11 2 3 02 3 3 13 4 2 01 3 1 01 2 3 11 1 1 01 4 1 11 4 1 02 3 3 01 3 3 1

    1 3 3 11 4 2 11 4 2 11 3 3 13 2 2 12 4 3 01 2 3 11 2 2 03 1 3 11 3 1 0

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    2 4 3 02 4 3 12 2 1 01 3 3 12 4 3 01 1 3 11 2 2 11 4 1 02 1 1 01 2 1 12 4 2 01 2 3 11 4 1 11 2 3 11 2 3 11 2 3 11 2 3 11 3 2 11 4 3 11 1 3 0

    1 2 1 01 3 1 01 4 1 11 4 1 11 1 1 01 4 3 11 4 3 12 4 1 01 2 3 11 3 3 11 3 3 02 4 3 01 1 3 12 4 3 01 1 2 01 1 3 01 2 3 11 2 1 03 4 3 11 1 1 11 4 1 11 2 2 01 4 3 01 2 3 02 4 1 1

    1 4 3 11 2 3 01 3 2 02 1 3 01 1 1 01 2 3 13 2 3 02 2 1 01 4 2 02 4 3 1

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    2 2 3 11 4 3 11 4 1 01 3 3 11 2 3 01 3 3 01 4 3 02 4 3 01 2 3 12 2 3 13 4 3 01 3 1 11 4 3 01 2 3 01 2 3 11 2 2 01 3 1 01 3 1 01 2 2 11 1 1 0

    2 2 1 02 4 1 13 4 2 11 2 2 11 1 3 12 3 1 11 4 2 11 2 3 11 3 1 12 4 3 02 4 3 01 4 1 11 1 1 11 2 3 12 1 3 03 2 2 11 2 3 11 1 3 12 1 3 01 2 3 01 2 3 01 3 2 02 4 3 11 4 2 01 2 1 0

    1 2 3 03 4 2 12 4 2 11 1 3 13 2 3 01 2 2 12 3 3 13 4 3 11 2 3 11 2 3 0

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    2 4 3 01 4 3 13 4 3 01 2 3 02 4 3 01 4 3 13 4 3 11 1 2 11 2 3 03 4 3 01 2 3 11 4 3 11 2 3 01 1 3 11 4 3 11 2 3 01 4 3 01 2 3 12 3 3 01 3 3 1

    2 4 1 01 4 1 11 4 3 12 4 3 01 2 3 01 4 3 13 4 1 11 4 3 11 2 3 02 2 2 03 4 3 11 4 1 11 4 3 13 4 3 02 2 3 01 1 3 11 3 3 11 4 2 01 2 3 11 1 3 13 4 3 03 4 2 01 4 3 01 4 3 13 4 3 0

    1 2 3 13 4 3 11 3 1 01 4 1 01 3 3 02 4 3 02 4 3 03 4 3 01 2 2 13 4 3 0

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    1 2 3 01 1 3 11 2 3 11 1 3 11 2 3 01 2 3 11 2 1 11 4 3 01 3 3 01 3 1 13 2 2 01 4 3 01 2 3 11 3 3 02 4 1 03 4 2 02 4 3 11 2 3 11 2 3 01 3 3 1

    1 2 1 11 3 1 11 4 2 11 4 1 03 4 3 03 4 3 11 3 3 02 4 3 11 3 3 02 4 3 11 2 2 01 3 1 12 4 3 01 4 3 02 3 3 02 4 3 11 4 3 13 4 1 01 3 3 11 2 1 03 4 3 11 4 3 01 2 3 01 2 3 01 3 2 1

    2 3 32 1 11 3 31 4 31 2 32 7 13 6 21 4 3

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    2 9 21 3 2

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    1 $870 $917 28 6 1 1 355 $162 $595 22 10 1 2 46

    10 $0 $789 25 28 1 1 372 $0 $0 37 114 1 1 393 $0 $746 13 16 0 2 295 $461 $140 19 32 1 1 275 $0 $659 19 5 0 2 223 $0 $717 37 60 1 1 405 $0 $667 29 10 1 1 445 $580 $0 11 8 1 1 269 $0 $763 13 46 0 2 575 $0 $1,366 19 17 1 1 349 $0 $552 25 4 1 3 479 $0 $14,643 16 115 1 1 461 $758 $2,665 13 31 1 1 38

    10 $399 $0 31 0 0 2 523 $513 $442 7 0 1 1 343 $0 $8,357 25 5 1 1 295 $0 $0 22 9 1 1 399 $565 $863 10 81 1 1 36

    1 $0 $322 28 28 1 1 253 $0 $800 13 69 1 1 599 $0 $656 37 85 1 1 275 $166 $922 13 2 0 2 241 $9,783 $885 13 3 0 2 251 $674 $2,886 49 32 1 1 297 $0 $626 43 0 1 1 641 $15,328 $0 25 9 1 1 315 $0 $904 12 6 1 1 382 $713 $784 61 17 1 1 415 $0 $806 19 3 0 2 222 $0 $3,281 19 20 0 2 295 $0 $759 16 59 1 1 329 $0 $680 25 3 0 2 34

    10 $0 $104 37 25 1 1 239 $303 $899 13 3 1 1 219 $900 $1,732 37 11 0 2 493 $0 $706 31 14 1 2 312 $1,257 $0 10 65 0 2 409 $0 $576 7 14 0 2 287 $273 $904 7 2 1 3 211 $522 $194 25 79 1 2 309 $0 $710 25 1 0 2 379 $0 $5,564 25 93 1 1 339 $0 $192 46 13 1 1 22

    5 $0 $637 13 21 0 2 239 $514 $405 49 13 0 2 213 $457 $318 19 108 1 1 409 $5,133 $698 19 14 1 1 365 $0 $369 10 16 1 1 298 $644 $0 13 88 1 1 373 $305 $492 19 1 0 2 265 $9,621 $308 25 41 1 1 372 $0 $127 13 22 1 1 391 $0 $565 19 14 1 3 27

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    3 $0 $12,632 16 9 0 2 195 $0 $116 49 45 1 1 45

    10 $0 $178 13 89 1 1 349 $6,851 $901 13 21 0 2 433 $13,496 $650 19 20 1 1 331 $509 $241 25 14 1 1 35

    10 $0 $609 37 6 1 1 313 $19,155 $131 25 24 1 1 253 $0 $544 19 15 0 2 279 $0 $10,853 25 81 0 2 56

    10 $374 $0 25 14 1 1 454 $0 $409 49 15 1 1 533 $828 $391 9 12 0 2 233 $0 $322 13 9 0 2 259 $829 $583 7 18 0 2 639 $0 $12,242 25 53 1 1 343 $0 $479 19 0 1 1 245 $939 $496 19 56 1 1 355 $0 $466 25 42 1 1 305 $889 $1,583 37 79 1 1 29

    3 $876 $1,533 31 21 0 2 209 $893 $0 16 94 1 1 491 $12,760 $4,873 13 73 1 1 563 $0 $0 13 94 1 1 489 $0 $717 22 10 0 2 249 $959 $7,876 28 20 1 1 229 $0 $4,449 25 87 1 1 306 $0 $0 25 54 1 1 391 $0 $104 25 23 1 3 207 $0 $897 19 2 0 2 225 $698 $4,033 16 20 1 3 243 $0 $945 13 6 1 2 413 $0 $836 25 99 1 1 329 $0 $325 19 13 0 2 239 $12,974 $19,568 13 7 0 2 413 $0 $803 13 89 1 1 529 $317 $10,980 13 17 1 1 651 $0 $265 13 10 0 2 267 $0 $609 31 3 1 2 339 $0 $1,851 12 0 0 2 563 $192 $199 25 5 0 2 245 $0 $500 28 7 0 2 205 $0 $509 16 3 1 1 35

    10 $0 $270 25 25 1 1 345 $0 $457 13 63 1 1 38

    10 $0 $260 25 78 1 1 345 $942 $3,036 25 36 1 1 379 $0 $643 19 6 1 1 315 $3,329 $0 19 15 1 1 67

    10 $0 $6,345 25 19 1 1 262 $0 $922 37 9 0 2 243 $0 $909 25 3 1 1 214 $0 $775 19 8 1 3 463 $0 $979 25 48 1 1 223 $0 $948 19 2 0 2 20

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    1 $339 $2,790 22 55 1 2 6010 $0 $309 49 37 1 1 25

    9 $0 $762 10 1 0 2 219 $0 $970 13 14 0 2 22

    10 $105 $320 28 54 1 1 299 $0 $861 13 111 1 1 567 $216 $262 37 2 1 1 323 $113 $692 11 14 1 2 30

    10 $109 $540 37 1 1 3 275 $0 $470 13 0 0 2 375 $0 $192 7 2 1 1 395 $8,176 $12,230 7 5 1 3 267 $0 $772 25 19 1 2 323 $468 $14,186 22 24 1 1 31

    10 $7,885 $6,330 16 14 1 1 359 $0 $18,716 19 93 1 1 315 $0 $886 22 96 1 1 641 $0 $750 37 2 1 2 279 $0 $3,870 25 11 0 2 319 $0 $3,273 13 4 1 3 32

    1 $0 $406 6 35 1 1 733 $0 $461 13 48 0 2 303 $0 $340 19 4 1 3 429 $0 $6,490 19 85 1 1 459 $734 $348 7 100 1 1 273 $0 $506 25 3 0 2 22

    10 $0 $14,717 28 7 1 1 261 $172 $0 25 36 1 1 335 $644 $1,571 19 1 0 2 275 $0 $0 25 19 0 2 243 $617 $411 31 3 1 3 215 $0 $544 25 0 0 2 289 $586 $0 13 0 1 1 513 $0 $835 19 42 0 2 219 $0 $823 25 47 1 1 271 $0 $5,180 22 4 1 1 409 $0 $408 16 12 1 1 345 $0 $821 48 5 0 2 342 $522 $385 10 66 1 1 635 $585 $2,223 16 0 1 1 335 $5,588 $0 22 10 0 2 285 $0 $605 37 20 0 2 243 $352 $7,525 13 4 0 2 189 $0 $3,529 14 0 0 2 631 $2,715 $1,435 49 14 1 2 37

    6 $560 $887 25 20 1 1 389 $895 $243 13 4 1 3 225 $305 $4,553 7 2 0 2 319 $0 $418 19 4 1 1 315 $0 $771 25 0 1 1 423 $0 $463 11 13 1 1 241 $8,948 $110 31 90 1 1 65

    10 $0 $10,099 16 108 1 1 2210 $0 $13,428 7 0 0 2 22

    9 $0 $208 13 23 1 1 51

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    9 $0 $552 13 15 0 2 232 $0 $3,105 16 19 0 2 309 $483 $415 19 6 1 3 324 $0 $1,238 13 0 0 2 212 $0 $238 13 2 0 2 523 $0 $127 31 35 0 2 221 $663 $0 19 57 1 1 415 $624 $785 37 9 0 2 537 $0 $718 19 0 0 2 543 $0 $493 13 21 1 1 379 $152 $757 49 45 1 1 275 $0 $9,125 13 24 0 2 259 $0 $364 13 12 0 2 341 $498 $598 37 14 1 2 295 $0 $374 10 19 1 1 279 $156 $0 13 58 0 2 32

    10 $1,336 $0 37 11 1 1 295 $0 $508 13 3 1 1 329 $0 $956 25 4 0 2 283 $0 $636 22 41 0 2 25

    5 $2,641 $0 13 71 0 2 5110 $0 $1,519 40 74 1 1 44

    1 $0 $922 19 29 1 1 333 $0 $180 5 2 0 2 22

    10 $0 $701 22 108 1 1 359 $0 $296 16 8 1 1 309 $887 $519 7 42 1 3 271 $0 $800 49 2 0 2 233 $0 $736 13 6 0 2 199 $0 $11,838 7 70 1 1 449 $0 $364 5 35 1 1 415 $18,408 $212 13 9 0 2 355 $497 $888 16 3 0 2 25

    10 $0 $999 25 0 1 1 289 $946 $0 16 83 1 1 341 $986 $578 28 1 0 2 312 $8,122 $136 22 4 1 2 323 $0 $734 37 111 1 1 411 $778 $861 49 21 1 1 226 $645 $855 25 17 1 1 283 $0 $4,486 10 3 0 2 215 $682 $2,017 37 85 1 1 415 $19,812 $0 25 37 1 1 361 $0 $500 25 1 1 1 26

    10 $0 $859 31 89 1 1 37

    1 $859 $3,305 25 26 1 1 359 $0 $1,218 13 38 1 1 345 $0 $9,016 49 22 1 1 435 $0 $11,587 22 46 0 2 303 $0 $8,944 25 66 1 1 317 $0 $807 25 75 1 1 439 $0 $867 31 27 0 2 249 $795 $16,804 49 40 1 1 263 $0 $347 16 5 0 2 453 $0 $836 16 4 1 1 26

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    10 $0 $904 49 119 1 1 235 $0 $541 19 13 1 1 313 $0 $154 37 2 0 2 225 $4,802 $0 37 12 1 1 351 $177 $0 49 9 1 1 379 $0 $337 25 107 1 1 355 $0 $716 19 33 1 1 302 $996 $837 49 83 1 1 492 $705 $0 25 24 0 2 323 $0 $7,710 25 114 1 1 525 $0 $531 13 5 1 1 459 $5,960 $129 13 16 1 3 233 $0 $941 13 111 1 1 413 $759 $596 10 18 0 2 283 $0 $987 37 101 1 1 309 $651 $0 37 102 1 1 501 $257 $460 49 75 0 2 589 $955 $0 49 29 1 1 369 $0 $798 25 42 1 1 239 $8,249 $0 31 77 1 1 48

    9 $0 $959 11 21 1 1 379 $956 $1,482 46 19 1 1 205 $382 $883 31 20 0 2 233 $0 $12,721 37 31 0 2 392 $842 $0 37 9 1 1 347 $3,111 $0 13 27 0 2 229 $0 $302 10 30 1 1 213 $0 $538 25 59 1 1 389 $2,846 $0 13 14 1 1 369 $231 $702 10 99 1 1 267 $0 $2,688 10 89 1 1 479 $17,366 $0 16 21 1 1 389 $0 $425 13 10 1 1 275 $332 $214 25 2 1 1 259 $242 $0 19 6 1 1 285 $0 $272 7 90 1 1 671 $929 $124 9 1 1 3 259 $0 $17,124 13 95 1 3 34

    10 $0 $612 49 32 1 1 385 $0 $862 49 62 1 1 413 $0 $146 25 46 1 1 265 $0 $14,190 37 92 1 1 35

    10 $0 $396 49 73 1 1 459 $0 $519 31 23 0 2 32

    10 $646 $0 25 9 1 2 47

    5 $538 $344 13 40 1 3 243 $0 $204 31 5 1 2 309 $0 $148 43 2 1 1 333 $0 $435 19 16 0 2 239 $0 $914 19 0 0 2 215 $135 $0 37 7 1 1 36

    10 $2,472 $0 37 41 1 1 305 $0 $412 25 22 1 1 525 $10,417 $19,811 13 27 1 3 279 $211 $822 8 5 0 2 44

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    9 $16,630 $0 11 47 1 1 263 $0 $3,369 25 17 1 1 243 $642 $0 13 65 0 2 249 $0 $707 7 26 1 1 509 $296 $818 19 93 1 3 311 $898 $177 22 105 0 2 385 $478 $4,071 10 40 1 1 285 $315 $466 13 3 1 1 485 $122 $460 37 109 1 1 563 $0 $991 7 3 0 2 319 $0 $17,653 22 4 0 2 282 $0 $497 41 24 1 1 261 $670 $4,014 31 21 0 2 251 $444 $921 28 51 0 2 415 $3,880 $0 23 37 0 2 24

    10 $819 $0 13 23 1 1 2910 $0 $607 37 17 1 1 25

    4 $0 $15,800 16 40 1 1 353 $0 $369 7 23 1 1 351 $0 $4,973 25 17 1 1 26

    3 $0 $0 40 30 1 1 295 $0 $761 25 92 1 1 592 $0 $471 7 52 0 2 34

    10 $0 $674 37 69 1 1 415 $0 $547 13 40 1 2 353 $161 $524 13 106 1 1 273 $0 $815 19 13 1 1 41

    10 $0 $0 11 4 0 2 305 $789 $989 31 0 1 3 279 $765 $10,406 10 24 0 2 653 $0 $957 19 11 0 2 195 $0 $770 37 3 0 2 333 $983 $950 13 5 0 2 24

    10 $0 $160 13 7 1 3 4010 $0 $276 25 91 1 1 62

    2 $798 $137 25 25 0 2 335 $0 $579 22 70 1 3 295 $193 $2,684 13 5 0 2 229 $497 $0 7 51 1 1 353 $0 $0 31 53 1 1 305 $0 $0 25 103 0 2 285 $0 $712 16 6 0 2 285 $0 $912 7 39 1 1 44

    2 $600 $3,500 30 45 1 1 271 $500 $800 15 20 0 3 265 $250 $250 15 48 1 1 253 $101 $3,871 10 16 0 1 269 $300 $400 10 5 1 2 281 $790 $3,000 8 24 1 1 382 $680 $600 50 18 0 3 378 $644 $2,000 20 60 1 1 309 $100 $8,000 12 90 0 1 337 $0 $900 25 4 1 2 29

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    le 200 rows from the data set using the technique in Example 6.2.

    Housing Years Job redit Risk

    1 3 1 11 1 3 01 4 2 01 2 1 0

    2 3 3 11 1 3 11 3 1 11 1 1 11 2 3 01 1 3 02 2 2 02 2 1 11 1 3 11 1 3 01 3 1 11 4 2 11 2 3 0

    1 2 3 11 4 3 12 2 3 01 4 3 02 4 3 01 4 3 01 2 2 02 2 1 11 3 3 13 4 3 03 1 3 12 4 3 1

    1 2 3 13 4 3 01 3 3 11 2 3 12 4 3 12 4 3 01 1 1 11 1 3 01 2 1 11 1 3 01 3 3 03 4 3 11 3 1 1

    1 2 3 11 2 3 01 1 3 12 2 3 12 3 3 02 4 3 02 2 3 01 4 3 11 1 3 02 4 1 1

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    1 2 3 01 4 3 11 3 2 11 4 2 01 3 3 12 3 1 12 3 3 01 2 3 01 2 1 01 4 1 01 3 1 11 4 1 11 4 3 01 3 3 11 4 1 11 1 2 01 1 2 13 4 3 01 2 1 01 4 1 1

    1 4 3 11 3 3 01 2 3 12 1 3 01 1 3 01 2 3 11 4 3 11 4 3 11 4 1 13 4 3 01 2 1 01 2 3 02 3 3 01 4 3 01 4 3 01 1 3 03 4 3 01 2 3 12 4 1 11 1 3 11 1 1 11 4 3 01 3 3 11 2 3 13 4 3 0

    1 2 1 01 2 3 01 1 3 11 2 3 01 1 3 11 4 3 11 1 3 13 3 3 02 4 1 01 2 3 0

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    1 1 3 11 3 3 03 4 2 01 2 3 11 2 2 01 2 3 01 3 2 01 2 1 13 4 1 13 4 3 13 4 3 03 2 2 11 2 2 12 2 3 11 4 1 01 3 2 02 4 3 01 4 3 11 3 3 02 4 3 0

    1 3 3 11 3 2 01 2 3 13 4 3 11 2 3 01 4 3 11 2 3 01 4 3 01 3 3 13 4 3 02 4 1 01 3 3 11 2 3 11 2 3 02 4 3 01 2 3 12 4 3 01 2 3 03 4 1 02 4 3 02 3 3 11 2 3 11 2 3 01 2 3 11 4 3 1

    1 4 3 11 2 3 11 2 3 11 2 1 03 4 1 03 4 1 01 4 2 01 3 2 12 4 3 01 4 3 1

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    3 4 3 01 2 3 02 4 3 01 4 3 13 4 3 11 1 2 11 2 3 03 4 3 01 2 3 11 4 3 11 2 3 01 1 3 11 4 3 11 2 3 01 4 3 01 2 3 12 3 3 01 3 3 12 4 1 01 4 1 1

    1 4 3 12 4 3 01 2 3 01 4 3 13 4 1 11 4 3 11 2 3 02 2 2 03 4 3 11 4 1 11 4 3 13 4 3 02 2 3 01 1 3 11 3 3 11 4 2 01 2 3 11 1 3 13 4 3 03 4 2 01 4 3 01 4 3 13 4 3 01 2 3 13 4 3 1

    1 3 1 01 4 1 01 3 3 02 4 3 02 4 3 03 4 3 01 2 2 13 4 3 01 2 3 01 1 3 1

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    1 2 3 11 1 3 11 2 3 01 2 3 11 2 1 11 4 3 01 3 3 01 3 1 13 2 2 01 4 3 01 2 3 11 3 3 02 4 1 03 4 2 02 4 3 11 2 3 11 2 3 01 3 3 11 2 1 11 3 1 1

    1 4 2 11 4 1 03 4 3 03 4 3 11 3 3 02 4 3 11 3 3 02 4 3 11 2 2 01 3 1 12 4 3 01 4 3 02 3 3 02 4 3 11 4 3 13 4 1 01 3 3 11 2 1 03 4 3 11 4 3 01 2 3 01 2 3 01 3 2 1

    2 3 32 1 11 3 31 4 31 2 32 7 13 6 21 4 32 9 21 3 2

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    XLMiner : Discriminant Analysis - Classification of New Data

    0.5

    Row Id.Predicted

    Class

    Prob. for 1

    (success)Loan Purpose Checking Savings

    Months

    Customer

    1 0 0.397518638 2 $600.00 $3,500.00 30

    2 0 0.259837331 1 $500.00 $800.00 15

    3 1 0.686189089 5 $250.00 $250.00 15

    4 1 0.559137684 3 $101.00 $3,871.00 10

    5 1 0.706775071 9 $300.00 $400.00 10

    6 1 0.534944734 1 $790.00 $3,000.00 8

    7 0 0.045435116 2 $680.00 $600.00 50

    8 1 0.716572356 8 $644.00 $2,000.00 20

    9 1 0.680796195 9 $100.00 $8,000.00 12

    10 0 0.488812158 7 $0.00 $900.00 25

    Data range ['Ch12 Solutions.xlsx']'12.12'!$A$431:$K$440

    Cut off Prob.Val. for Success (Updatable) ( Updating the value here will NOT update

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    Credit Risk Data Due to a limitation of the student version, it is suggested that students sam

    Loan Purpose Checking Savings Months Customer Months Employed Gender ital Status Age

    9 $0 $739 13 12 1 1 23

    3 $0 $1,230 25 0 1 2 325 $0 $389 19 119 1 1 383 $638 $347 13 14 1 1 36

    2 $963 $4,754 40 45 1 1 313 $2,827 $0 11 13 1 3 255 $0 $229 13 16 1 3 261 $0 $533 14 2 1 1 279 $6,509 $493 37 9 1 1 259 $966 $0 25 4 0 2 431 $0 $989 49 0 1 1 325 $0 $3,305 11 15 1 1 341 $322 $578 10 14 1 3 265 $0 $821 25 63 1 1 445 $396 $228 13 26 1 1 46

    10 $0 $129 31 8 1 2 393 $652 $732 49 4 0 2 25

    5 $708 $683 13 33 1 1 317 $207 $0 28 116 1 1 472 $287 $12,348 7 2 0 2 233 $0 $17,545 34 16 0 2 223 $101 $3,871 13 5 0 2 263 $0 $0 25 23 1 3 193 $0 $485 37 23 0 2 275 $0 $10,723 11 15 1 1 391 $141 $245 22 33 1 1 26

    10 $0 $0 19 58 1 1 5010 $2,484 $0 49 46 1 1 34

    9 $237 $236 37 24 1 1 23

    9 $0 $485 19 12 1 1 232 $335 $1,708 37 7 1 1 469 $3,565 $0 31 32 1 1 359 $0 $407 13 2 0 2 281 $16,647 $895 16 34 1 1 251 $0 $150 49 46 0 2 369 $0 $490 5 41 1 1 413 $0 $162 25 1 1 2 549 $940 $715 9 40 0 2 439 $0 $323 49 42 1 3 335 $0 $128 13 74 1 1 346 $218 $0 49 0 1 1 39

    10 $0 $109 25 26 1 1 34

    9 $16,935 $189 37 60 1 1 303 $664 $537 31 33 1 1 483 $150 $6,520 12 1 0 2 199 $0 $138 7 119 1 3 293 $216 $0 19 3 0 2 265 $0 $660 17 75 1 1 421 $0 $724 25 8 1 1 309 $0 $897 19 5 1 3 389 $265 $947 25 5 1 3 213 $4,256 $0 16 36 0 2 32

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    1 $870 $917 28 6 1 1 355 $162 $595 22 10 1 2 46

    10 $0 $789 25 28 1 1 372 $0 $0 37 114 1 1 393 $0 $746 13 16 0 2 295 $461 $140 19 32 1 1 275 $0 $659 19 5 0 2 223 $0 $717 37 60 1 1 405 $0 $667 29 10 1 1 445 $580 $0 11 8 1 1 269 $0 $763 13 46 0 2 575 $0 $1,366 19 17 1 1 349 $0 $552 25 4 1 3 479 $0 $14,643 16 115 1 1 461 $758 $2,665 13 31 1 1 38

    10 $399 $0 31 0 0 2 523 $513 $442 7 0 1 1 343 $0 $8,357 25 5 1 1 295 $0 $0 22 9 1 1 399 $565 $863 10 81 1 1 36

    1 $0 $322 28 28 1 1 253 $0 $800 13 69 1 1 599 $0 $656 37 85 1 1 275 $166 $922 13 2 0 2 241 $9,783 $885 13 3 0 2 251 $674 $2,886 49 32 1 1 297 $0 $626 43 0 1 1 641 $15,328 $0 25 9 1 1 315 $0 $904 12 6 1 1 382 $713 $784 61 17 1 1 415 $0 $806 19 3 0 2 222 $0 $3,281 19 20 0 2 295 $0 $759 16 59 1 1 329 $0 $680 25 3 0 2 34

    10 $0 $104 37 25 1 1 239 $303 $899 13 3 1 1 219 $900 $1,732 37 11 0 2 493 $0 $706 31 14 1 2 312 $1,257 $0 10 65 0 2 409 $0 $576 7 14 0 2 287 $273 $904 7 2 1 3 211 $522 $194 25 79 1 2 309 $0 $710 25 1 0 2 379 $0 $5,564 25 93 1 1 339 $0 $192 46 13 1 1 22

    5 $0 $637 13 21 0 2 239 $514 $405 49 13 0 2 213 $457 $318 19 108 1 1 409 $5,133 $698 19 14 1 1 365 $0 $369 10 16 1 1 298 $644 $0 13 88 1 1 373 $305 $492 19 1 0 2 265 $9,621 $308 25 41 1 1 372 $0 $127 13 22 1 1 391 $0 $565 19 14 1 3 27

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    3 $0 $12,632 16 9 0 2 195 $0 $116 49 45 1 1 45

    10 $0 $178 13 89 1 1 349 $6,851 $901 13 21 0 2 433 $13,496 $650 19 20 1 1 331 $509 $241 25 14 1 1 35

    10 $0 $609 37 6 1 1 313 $19,155 $131 25 24 1 1 253 $0 $544 19 15 0 2 279 $0 $10,853 25 81 0 2 56

    10 $374 $0 25 14 1 1 454 $0 $409 49 15 1 1 533 $828 $391 9 12 0 2 233 $0 $322 13 9 0 2 259 $829 $583 7 18 0 2 639 $0 $12,242 25 53 1 1 343 $0 $479 19 0 1 1 245 $939 $496 19 56 1 1 355 $0 $466 25 42 1 1 305 $889 $1,583 37 79 1 1 29

    3 $876 $1,533 31 21 0 2 209 $893 $0 16 94 1 1 491 $12,760 $4,873 13 73 1 1 563 $0 $0 13 94 1 1 489 $0 $717 22 10 0 2 249 $959 $7,876 28 20 1 1 229 $0 $4,449 25 87 1 1 306 $0 $0 25 54 1 1 391 $0 $104 25 23 1 3 207 $0 $897 19 2 0 2 225 $698 $4,033 16 20 1 3 243 $0 $945 13 6 1 2 413 $0 $836 25 99 1 1 329 $0 $325 19 13 0 2 239 $12,974 $19,568 13 7 0 2 413 $0 $803 13 89 1 1 529 $317 $10,980 13 17 1 1 651 $0 $265 13 10 0 2 267 $0 $609 31 3 1 2 339 $0 $1,851 12 0 0 2 563 $192 $199 25 5 0 2 245 $0 $500 28 7 0 2 205 $0 $509 16 3 1 1 35

    10 $0 $270 25 25 1 1 345 $0 $457 13 63 1 1 38

    10 $0 $260 25 78 1 1 345 $942 $3,036 25 36 1 1 379 $0 $643 19 6 1 1 315 $3,329 $0 19 15 1 1 67

    10 $0 $6,345 25 19 1 1 262 $0 $922 37 9 0 2 243 $0 $909 25 3 1 1 214 $0 $775 19 8 1 3 463 $0 $979 25 48 1 1 223 $0 $948 19 2 0 2 20

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    1 $339 $2,790 22 55 1 2 6010 $0 $309 49 37 1 1 25

    9 $0 $762 10 1 0 2 219 $0 $970 13 14 0 2 22

    10 $105 $320 28 54 1 1 299 $0 $861 13 111 1 1 567 $216 $262 37 2 1 1 323 $113 $692 11 14 1 2 30

    10 $109 $540 37 1 1 3 275 $0 $470 13 0 0 2 375 $0 $192 7 2 1 1 395 $8,176 $12,230 7 5 1 3 267 $0 $772 25 19 1 2 323 $468 $14,186 22 24 1 1 31

    10 $7,885 $6,330 16 14 1 1 359 $0 $18,716 19 93 1 1 315 $0 $886 22 96 1 1 641 $0 $750 37 2 1 2 279 $0 $3,870 25 11 0 2 319 $0 $3,273 13 4 1 3 32

    1 $0 $406 6 35 1 1 733 $0 $461 13 48 0 2 303 $0 $340 19 4 1 3 429 $0 $6,490 19 85 1 1 459 $734 $348 7 100 1 1 273 $0 $506 25 3 0 2 22

    10 $0 $14,717 28 7 1 1 261 $172 $0 25 36 1 1 335 $644 $1,571 19 1 0 2 275 $0 $0 25 19 0 2 243 $617 $411 31 3 1 3 215 $0 $544 25 0 0 2 289 $586 $0 13 0 1 1 513 $0 $835 19 42 0 2 219 $0 $823 25 47 1 1 271 $0 $5,180 22 4 1 1 409 $0 $408 16 12 1 1 345 $0 $821 48 5 0 2 342 $522 $385 10 66 1 1 635 $585 $2,223 16 0 1 1 335 $5,588 $0 22 10 0 2 285 $0 $605 37 20 0 2 243 $352 $7,525 13 4 0 2 189 $0 $3,529 14 0 0 2 631 $2,715 $1,435 49 14 1 2 37

    6 $560 $887 25 20 1 1 389 $895 $243 13 4 1 3 225 $305 $4,553 7 2 0 2 319 $0 $418 19 4 1 1 315 $0 $771 25 0 1 1 423 $0 $463 11 13 1 1 241 $8,948 $110 31 90 1 1 65

    10 $0 $10,099 16 108 1 1 2210 $0 $13,428 7 0 0 2 22

    9 $0 $208 13 23 1 1 51

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    9 $0 $552 13 15 0 2 232 $0 $3,105 16 19 0 2 309 $483 $415 19 6 1 3 324 $0 $1,238 13 0 0 2 212 $0 $238 13 2 0 2 523 $0 $127 31 35 0 2 221 $663 $0 19 57 1 1 415 $624 $785 37 9 0 2 537 $0 $718 19 0 0 2 543 $0 $493 13 21 1 1 379 $152 $757 49 45 1 1 275 $0 $9,125 13 24 0 2 259 $0 $364 13 12 0 2 341 $498 $598 37 14 1 2 295 $0 $374 10 19 1 1 279 $156 $0 13 58 0 2 32

    10 $1,336 $0 37 11 1 1 295 $0 $508 13 3 1 1 329 $0 $956 25 4 0 2 283 $0 $636 22 41 0 2 25

    5 $2,641 $0 13 71 0 2 5110 $0 $1,519 40 74 1 1 44

    1 $0 $922 19 29 1 1 333 $0 $180 5 2 0 2 22

    10 $0 $701 22 108 1 1 359 $0 $296 16 8 1 1 309 $887 $519 7 42 1 3 271 $0 $800 49 2 0 2 233 $0 $736 13 6 0 2 199 $0 $11,838 7 70 1 1 449 $0 $364 5 35 1 1 415 $18,408 $212 13 9 0 2 355 $497 $888 16 3 0 2 25

    10 $0 $999 25 0 1 1 289 $946 $0 16 83 1 1 341 $986 $578 28 1 0 2 312 $8,122 $136 22 4 1 2 323 $0 $734 37 111 1 1 411 $778 $861 49 21 1 1 226 $645 $855 25 17 1 1 283 $0 $4,486 10 3 0 2 215 $682 $2,017 37 85 1 1 415 $19,812 $0 25 37 1 1 361 $0 $500 25 1 1 1 26

    10 $0 $859 31 89 1 1 37

    1 $859 $3,305 25 26 1 1 359 $0 $1,218 13 38 1 1 345 $0 $9,016 49 22 1 1 435 $0 $11,587 22 46 0 2 303 $0 $8,944 25 66 1 1 317 $0 $807 25 75 1 1 439 $0 $867 31 27 0 2 249 $795 $16,804 49 40 1 1 263 $0 $347 16 5 0 2 453 $0 $836 16 4 1 1 26

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    10 $0 $904 49 119 1 1 235 $0 $541 19 13 1 1 313 $0 $154 37 2 0 2 225 $4,802 $0 37 12 1 1 351 $177 $0 49 9 1 1 379 $0 $337 25 107 1 1 355 $0 $716 19 33 1 1 302 $996 $837 49 83 1 1 492 $705 $0 25 24 0 2 323 $0 $7,710 25 114 1 1 525 $0 $531 13 5 1 1 459 $5,960 $129 13 16 1 3 233 $0 $941 13 111 1 1 413 $759 $596 10 18 0 2 283 $0 $987 37 101 1 1 309 $651 $0 37 102 1 1 501 $257 $460 49 75 0 2 589 $955 $0 49 29 1 1 369 $0 $798 25 42 1 1 239 $8,249 $0 31 77 1 1 48

    9 $0 $959 11 21 1 1 379 $956 $1,482 46 19 1 1 205 $382 $883 31 20 0 2 233 $0 $12,721 37 31 0 2 392 $842 $0 37 9 1 1 347 $3,111 $0 13 27 0 2 229 $0 $302 10 30 1 1 213 $0 $538 25 59 1 1 389 $2,846 $0 13 14 1 1 369 $231 $702 10 99 1 1 267 $0 $2,688 10 89 1 1 479 $17,366 $0 16 21 1 1 389 $0 $425 13 10 1 1 275 $332 $214 25 2 1 1 259 $242 $0 19 6 1 1 285 $0 $272 7 90 1 1 671 $929 $124 9 1 1 3 259 $0 $17,124 13 95 1 3 34

    10 $0 $612 49 32 1 1 385 $0 $862 49 62 1 1 413 $0 $146 25 46 1 1 265 $0 $14,190 37 92 1 1 35

    10 $0 $396 49 73 1 1 459 $0 $519 31 23 0 2 32

    10 $646 $0 25 9 1 2 47

    5 $538 $344 13 40 1 3 243 $0 $204 31 5 1 2 309 $0 $148 43 2 1 1 333 $0 $435 19 16 0 2 239 $0 $914 19 0 0 2 215 $135 $0 37 7 1 1 36

    10 $2,472 $0 37 41 1 1 305 $0 $412 25 22 1 1 525 $10,417 $19,811 13 27 1 3 279 $211 $822 8 5 0 2 44

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    9 $16,630 $0 11 47 1 1 263 $0 $3,369 25 17 1 1 243 $642 $0 13 65 0 2 249 $0 $707 7 26 1 1 509 $296 $818 19 93 1 3 311 $898 $177 22 105 0 2 385 $478 $4,071 10 40 1 1 285 $315 $466 13 3 1 1 485 $122 $460 37 109 1 1 563 $0 $991 7 3 0 2 319 $0 $17,653 22 4 0 2 282 $0 $497 41 24 1 1 261 $670 $4,014 31 21 0 2 251 $444 $921 28 51 0 2 415 $3,880 $0 23 37 0 2 24

    10 $819 $0 13 23 1 1 2910 $0 $607 37 17 1 1 25

    4 $0 $15,800 16 40 1 1 353 $0 $369 7 23 1 1 351 $0 $4,973 25 17 1 1 26

    3 $0 $0 40 30 1 1 295 $0 $761 25 92 1 1 592 $0 $471 7 52 0 2 34

    10 $0 $674 37 69 1 1 415 $0 $547 13 40 1 2 353 $161 $524 13 106 1 1 273 $0 $815 19 13 1 1 41

    10 $0 $0 11 4 0 2 305 $789 $989 31 0 1 3 279 $765 $10,406 10 24 0 2 653 $0 $957 19 11 0 2 195 $0 $770 37 3 0 2 333 $983 $950 13 5 0 2 24

    10 $0 $160 13 7 1 3 4010 $0 $276 25 91 1 1 62

    2 $798 $137 25 25 0 2 335 $0 $579 22 70 1 3 295 $193 $2,684 13 5 0 2 229 $497 $0 7 51 1 1 353 $0 $0 31 53 1 1 305 $0 $0 25 103 0 2 285 $0 $712 16 6 0 2 285 $0 $912 7 39 1 1 44

    2 $600 $3,500 30 45 1 1 271 $500 $800 15 20 0 3 265 $250 $250 15 48 1 1 253 $101 $3,871 10 16 0 1 269 $300 $400 10 5 1 2 281 $790 $3,000 8 24 1 1 382 $680 $600 50 18 0 3 378 $644 $2,000 20 60 1 1 309 $100 $8,000 12 90 0 1 337 $0 $900 25 4 1 2 29

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    le 200 rows from the data set using the technique in Example 6.2.

    Housing Years Job redit Risk

    1 3 1 11 1 3 01 4 2 01 2 1 0

    2 3 3 11 1 3 11 3 1 11 1 1 11 2 3 01 1 3 02 2 2 02 2 1 11 1 3 11 1 3 01 3 1 11 4 2 11 2 3 0

    1 2 3 11 4 3 12 2 3 01 4 3 02 4 3 01 4 3 01 2 2 02 2 1 11 3 3 13 4 3 03 1 3 12 4 3 1

    1 2 3 13 4 3 01 3 3 11 2 3 12 4 3 12 4 3 01 1 1 11 1 3 01 2 1 11 1 3 01 3 3 03 4 3 11 3 1 1

    1 2 3 11 2 3 01 1 3 12 2 3 12 3 3 02 4 3 02 2 3 01 4 3 11 1 3 02 4 1 1

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    2 2 1 01 3 3 12 4 3 01 1 3 11 2 2 11 4 1 02 1 1 01 2 1 12 4 2 01 2 3 11 4 1 11 2 3 11 2 3 11 2 3 11 2 3 11 3 2 11 4 3 11 1 3 01 2 1 01 3 1 0

    1 4 1 11 4 1 11 1 1 01 4 3 11 4 3 12 4 1 01 2 3 11 3 3 11 3 3 02 4 3 01 1 3 12 4 3 01 1 2 01 1 3 01 2 3 11 2 1 03 4 3 11 1 1 11 4 1 11 2 2 01 4 3 01 2 3 02 4 1 11 4 3 11 2 3 0

    1 3 2 02 1 3 01 1 1 01 2 3 13 2 3 02 2 1 01 4 2 02 4 3 12 2 3 11 4 3 1

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    1 4 1 01 3 3 11 2 3 01 3 3 01 4 3 02 4 3 01 2 3 12 2 3 13 4 3 01 3 1 11 4 3 01 2 3 01 2 3 11 2 2 01 3 1 01 3 1 01 2 2 11 1 1 02 2 1 02 4 1 1

    3 4 2 11 2 2 11 1 3 12 3 1 11 4 2 11 2 3 11 3 1 12 4 3 02 4 3 01 4 1 11 1 1 11 2 3 12 1 3 03 2 2 11 2 3 11 1 3 12 1 3 01 2 3 01 2 3 01 3 2 02 4 3 11 4 2 01 2 1 01 2 3 03 4 2 1

    2 4 2 11 1 3 13 2 3 01 2 2 12 3 3 13 4 3 11 2 3 11 2 3 02 1 3 11 3 1 1

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    1 1 3 11 3 3 03 4 2 01 2 3 11 2 2 01 2 3 01 3 2 01 2 1 13 4 1 13 4 3 13 4 3 03 2 2 11 2 2 12 2 3 11 4 1 01 3 2 02 4 3 01 4 3 11 3 3 02 4 3 0

    1 3 3 11 3 2 01 2 3 13 4 3 11 2 3 01 4 3 11 2 3 01 4 3 01 3 3 13 4 3 02 4 1 01 3 3 11 2 3 11 2 3 02 4 3 01 2 3 12 4 3 01 2 3 03 4 1 02 4 3 02 3 3 11 2 3 11 2 3 01 2 3 11 4 3 1

    1 4 3 11 2 3 11 2 3 11 2 1 03 4 1 03 4 1 01 4 2 01 3 2 12 4 3 01 4 3 1

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    3 4 3 01 2 3 02 4 3 01 4 3 13 4 3 11 1 2 11 2 3 03 4 3 01 2 3 11 4 3 11 2 3 01 1 3 11 4 3 11 2 3 01 4 3 01 2 3 12 3 3 01 3 3 12 4 1 01 4 1 1

    1 4 3 12 4 3 01 2 3 01 4 3 13 4 1 11 4 3 11 2 3 02 2 2 03 4 3 11 4 1 11 4 3 13 4 3 02 2 3 01 1 3 11 3 3 11 4 2 01 2 3 11 1 3 13 4 3 03 4 2 01 4 3 01 4 3 13 4 3 01 2 3 13 4 3 1

    1 3 1 01 4 1 01 3 3 02 4 3 02 4 3 03 4 3 01 2 2 13 4 3 01 2 3 01 1 3 1

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    XLMiner : Logistic Regression - Classification of New Data

    0.5

    Row Id.Predicted

    Class

    Prob. for 1

    (success)Log odds Var1 Var2 Var3

    1 0 0.412264404 -0.35461228 2 $600.00 $3,500.00

    2 0 0.277696731 -0.95591547 1 $500.00 $800.00

    3 1 0.702786539 0.8606026 5 $250.00 $250.00

    4 1 0.579034834 0.31881255 3 $101.00 $3,871.00

    5 1 0.72660075 0.97744397 9 $300.00 $400.00

    6 1 0.549354296 0.19806213 1 $790.00 $3,000.00

    7 0 0.047201016 -3.00498853 2 $680.00 $600.00

    8 1 0.732399913 1.00683304 8 $644.00 $2,000.00

    9 1 0.699405158 0.84446688 9 $100.00 $8,000.00

    10 1 0.507912517 0.03165271 7 $0.00 $900.00

    Data range ['Ch12 Solutions.xlsx']'12.13'!$A$431:$K$440

    Cut off Prob.Val. for Success (Updatable) ( Updating the value here will NOT update

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    (Ver: 3.3D)

    Var4 Var5 Var6 Var7 Var8 Var9 Var10 Var11

    30 45 1 1 27 2 3 3

    15 20 0 3 26 2 1 1

    15 48 1 1 25 1 3 3

    10 16 0 1 26 1 4 3

    10 5 1 2 28 1 2 3

    8 24 1 1 38 2 7 1

    50 18 0 3 37 3 6 2

    20 60 1 1 30 1 4 3

    12 90 0 1 33 2 9 2

    25 4 1 2 29 1 3 2

    Date: 14-Feb-2012 18:48:35

    Back to Navigator

    value in summary report )

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    PC Purchase Data

    Intel Core Intel Core Intel Core 10 inch sc 12 inch sc 15 inch sc 2 GB 4 GB 8 GB 320 GB

    0 1 0 0 1 0 0 1 0 0

    0 1 0 0 0 1 0 0 1 00 1 0 0 1 0 0 1 0 1

    1 0 0 0 1 0 0 0 1 0

    0 0 1 0 0 1 0 0 1 0

    0 0 1 0 1 0 0 1 0 0

    0 0 1 0 0 1 0 0 1 0

    1 0 0 0 1 0 0 1 0 0

    0 1 0 1 0 0 1 0 0 0

    0 1 0 0 1 0 0 0 1 0

    0 1 0 0 0 1 1 0 0 0

    0 1 0 0 0 1 0 1 0 0

    0 1 0 1 0 0 0 1 0 0

    0 1 0 0 1 0 1 0 0 0

    0 1 0 1 0 0 1 0 0 0

    0 0 1 0 0 1 0 0 1 0

    1 0 0 1 0 0 1 0 0 0

    1 0 0 0 1 0 0 1 0 0

    0 1 0 0 0 1 1 0 0 0

    1 0 0 0 1 0 0 1 0 0

    0 1 0 0 1 0 0 0 1 0

    0 1 0 0 1 0 0 1 0 0

    0 1 0 0 0 1 0 1 0 10 1 0 0 1 0 0 1 0 0

    0 1 0 0 0 1 1 0 0 0

    1 0 0 0 1 0 0 1 0 1

    1 0 0 0 1 0 1 0 0 0

    1 0 0 1 0 0 0 1 0 1

    0 0 1 0 1 0 0 0 1 0

    1 0 0 1 0 0 0 1 0 1

    1 0 0 1 0 0 1 0 0 0

    1 0 0 1 0 0 1 0 0 1

    0 1 0 0 1 0 0 0 1 0

    0 1 0 0 0 1 0 1 0 0

    0 0 1 0 1 0 0 1 0 0

    1 0 0 0 1 0 1 0 0 1

    1 0 0 1 0 0 0 0 1 0

    0 1 0 1 0 0 0 1 0 1

    0 1 0 0 0 1 0 0 1 0

    0 0 1 0 1 0 0 0 1 0

    1 0 0 1 0 0 0 1 0 1

    0 1 0 0 0 1 0 1 0 1

    Processor Screen Size Memory

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    No rules for support = 7 and confidence = 90%

    500 GB 750 GB

    1 0

    0 10 0

    1 0

    0 1

    0 1

    0 1

    1 0

    1 0

    1 0

    0 1

    0 1

    1 0

    1 0

    1 0

    0 1

    1 0

    0 1

    1 0

    0 1

    0 1

    1 0

    0 01 0

    1 0

    0 0

    0 1

    0 0

    1 0

    0 0

    1 0

    0 0

    1 0

    1 0

    0 1

    0 0

    0 1

    0 0

    1 0

    1 0

    0 0

    0 0

    Hard Drive

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    0 1

    1 0

    0 0

    0 0

    1 0

    1 0

    1 00 0

    0 0

    1 0

    1 0

    0 0

    1 0

    0 1

    1 0

    1 0

    0 0

    1 0

    0 1

    1 0

    0 0

    1 0

    0 1

    0 0

    0 0

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    #NAME? XLMiner : Association Rules

    Input Data 12.14!$A$5:$L$72

    Data Format Binary Matrix

    Minimum Support 3

    Minimum Confidence % 90

    # Rules 11

    Overall Time (secs) 1

    Rule # Conf. % Antecedent (a) Consequent (c)

    1 100 15 inch screen, 8 GB, Intel Core i7=> 750 GB

    2 100 15 inch screen, Intel Core i7=> 750 GB

    3 100 750 GB, 8 GB, Intel Core i7=> 15 inch screen

    4 100 500 GB, Intel Core i7=> 12 inch screen

    5 100 15 inch screen, 500 GB=> Intel Core i5

    6 100 12 inch screen, 2 GB , 500 GB=> Intel Core i5

    7 100 15 inch screen, 2 GB => Intel Core i5

    8 100 12 inch screen, 750 GB, Intel Core i7=> 4 GB

    9 100 15 inch screen, 320 GB, Intel Core i5=> 4 GB

    10 100 15 inch screen, 320 GB=> 4 GB

    11 100 10 inch screen, 320 GB, Intel Core i5=> 4 GB

    Data

    #NAME?

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    Support(a) Support(c) Support(a U c) Lift Ratio

    4 17 4 3.941176

    5 17 5 3.941176

    4 19 4 3.526316

    4 32 4 2.09375

    5 33 5 2.0303033 33 3 2.030303

    3 33 3 2.030303

    3 38 3 1.763158

    4 38 4 1.763158

    6 38 6 1.763158

    3 38 3 1.763158

    Date:

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    (Ver: 3.3D)14-Feb-2012 18:50:18

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    #NAME? XLMiner : Association Rules

    Input Data 12.14!$A$5:$L$72

    Data Format Binary Matrix

    Minimum Support 3

    Minimum Confidence % 70

    # Rules 37

    Overall Time (secs) 1

    Rule # Conf. % Antecedent (a) Consequent (c)

    1 80 15 inch screen, Intel Core i7=> 750 GB, 8 GB

    2 80 15 inch screen, 750 GB, 8 GB=> Intel Core i7

    3 80 15 inch screen, Intel Core i7=> 8 GB

    4 80 15 inch screen, 750 GB, Intel Core i7=> 8 GB

    5 100 15 inch screen, 8 GB, Intel Core i7=> 750 GB

    6 100 15 inch screen, Intel Core i7=> 750 GB

    7 100 750 GB, 8 GB, Intel Core i7=> 15 inch screen

    8 83.33 15 inch screen, 8 GB=> 750 GB

    9 75 750 GB, Intel Core i5=> 15 inch screen

    10 71.43 750 GB, 8 GB=> 15 inch screen

    11 100 500 GB, Intel Core i7=> 12 inch screen

    12 100 15 inch screen, 500 GB=> Intel Core i5

    13 100 12 inch screen, 2 GB , 500 GB=> Intel Core i5

    14 100 15 inch screen, 2 GB => Intel Core i5

    15 83.33 12 inch screen, 4 GB, Intel Core i5=> 500 GB

    16 83.33 12 inch screen, 8 GB=> 500 GB

    17 100 15 inch screen, 320 GB, Intel Core i5=> 4 GB

    18 100 15 inch screen, 320 GB=> 4 GB

    19 100 12 inch screen, 750 GB, Intel Core i7=> 4 GB

    20 100 10 inch screen, 320 GB, Intel Core i5=> 4 GB

    21 83.33 500 GB, 8 GB=> 12 inch screen

    22 83.33 4 GB, Intel Core i7=> 12 inch screen

    23 80 10 inch screen, 2 GB => 500 GB

    24 80 2 GB , 320 GB=> 12 inch screen

    25 80 750 GB, Intel Core i3=> 12 inch screen

    26 77.78 2 GB , 500 GB=> Intel Core i5

    27 75 4 GB, 750 GB, Intel Core i7=> 12 inch screen

    28 71.43 12 inch screen, Intel Core i5=> 500 GB

    29 85.71 10 inch screen, 320 GB=> 4 GB

    30 71.43 4 GB, 750 GB=> 12 inch screen

    31 80 320 GB, Intel Core i5=> 4 GB

    32 78.95 320 GB=> 4 GB

    33 77.78 320 GB, Intel Core i3=> 4 GB

    34 75 10 inch screen, 320 GB, Intel Core i3=> 4 GB

    35 75 12 inch screen, 500 GB, Intel Core i3=> 4 GB

    36 71.43 12 inch screen, Intel Core i7=> 4 GB

    37 71.43 10 inch screen, Intel Core i5=> 4 GB

    Data

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    #NAME? XLMiner : Association Rules

    Input Data 12.14!$A$5:$L$72

    Data Format Binary Matrix

    Minimum Support 7

    Minimum Confidence % 70

    # Rules 5

    Overall Time (secs) 1

    Rule # Conf. % Antecedent (a) Consequent (c)

    1 77.78 2 GB , 500 GB=> Intel Core i5

    2 71.43 12 inch screen, Intel Core i5=> 500 GB

    3 80 320 GB, Intel Core i5=> 4 GB

    4 78.95 320 GB=> 4 GB

    5 77.78 320 GB, Intel Core i3=> 4 GB

    Data

    #NAME?

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    Support(a) Support(c) Support(a U c) Lift Ratio

    9 33 7 1.579125

    14 31 10 1.543779

    10 38 8 1.410526

    19 38 15 1.391967

    9 38 7 1.371345

    Date:

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    Automobile Options

    Slower EnFaster en fastest en no warran 3 year wa 5 year wa 15 inch 16 inch alloy am/fm

    1 0 0 0 1 0 0 1 0 0

    0 1 0 0 1 0 0 0 1 10 0 1 0 0 1 1 0 0 0

    0 0 1 0 0 1 0 1 0 0

    0 1 0 0 0 1 1 0 0 1

    0 1 0 0 1 0 0 1 0 0

    1 0 0 0 1 0 1 0 0 1

    1 0 0 1 0 0 0 1 0 0

    0 1 0 0 0 1 0 0 1 0

    0 0 1 0 1 0 0 1 0 0

    0 1 0 0 0 1 0 0 1 0

    1 0 0 0 1 0 0 1 0 0

    0 1 0 0 1 0 0 1 0 1

    1 0 0 0 1 0 0 0 1 0

    0 1 0 0 1 0 0 1 0 0

    0 0 1 0 0 1 0 1 0 0

    0 0 1 0 0 1 0 1 0 0

    0 1 0 0 1 0 0 1 0 0

    0 0 1 0 1 0 0 0 1 0

    1 0 0 0 0 1 0 0 1 0

    0 1 0 0 0 1 0 0 1 1

    1 0 0 0 1 0 0 1 0 0

    0 0 1 0 0 1 1 0 0 00 1 0 0 0 1 1 0 0 0

    1 0 0 0 0 1 1 0 0 1

    0 0 1 0 0 1 0 1 0 0

    0 1 0 0 1 0 1 0 0 0

    0 1 0 0 0 1 0 1 0 1

    1 0 0 0 1 0 0 1 0 0

    1 0 0 0 1 0 0 0 1 0

    1 0 0 0 1 0 1 0 0 0

    1 0 0 1 0 0 0 1 0 0

    0 1 0 0 0 1 0 1 0 0

    0 1 0 0 1 0 0 1 0 0

    0 1 0 0 1 0 0 0 1 0

    0 1 0 0 0 1 1 0 0 0

    0 1 0 0 0 1 1 0 0 0

    0 1 0 0 1 0 0 1 0 1

    1 0 0 0 0 1 1 0 0 1

    1 0 0 0 1 0 0 1 0 0

    0 1 0 0 1 0 1 0 0 0

    0 1 0 0 1 0 0 1 0 0

    Engine Warranty Wheels S

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    1 0 0 0 0 1 0 0 1 0

    0 0 1 0 0 1 0 1 0 0

    0 1 0 0 1 0 0 1 0 1

    1 0 0 0 1 0 0 0 1 0

    0 0 1 0 1 0 1 0 0 0

    0 0 1 0 0 1 1 0 0 0

    0 1 0 0 1 0 1 0 0 00 0 1 0 0 1 0 1 0 0

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    amfm/dvd premium Sunroof Traction Control

    0 1 1 1

    0 0 0 01 0 1 1

    0 1 0 1

    0 0 0 1

    1 0 1 1

    0 0 0 0

    1 0 1 1

    1 0 0 0

    0 1 1 1

    1 0 0 1

    0 1 1 0

    0 0 0 1

    1 0 0 1

    1 0 1 0

    0 1 1 1

    1 0 0 0

    1 0 1 1

    1 0 0 1

    1 0 1 1

    0 0 1 0

    1 0 0 1

    0 1 1 00 1 1 1

    0 0 0 0

    1 0 0 1

    1 0 0 1

    0 0 0 0

    1 0 0 0

    1 0 0 1

    1 0 0 0

    1 0 0 1

    1 0 1 1

    1 0 0 1

    1 0 0 0

    1 0 0 1

    1 0 0 1

    0 0 1 0

    0 0 0 0

    1 0 0 1

    1 0 0 0

    1 0 1 0

    und System Other Options

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    1 0 0 1

    1 0 0 1

    0 0 0 1

    0 1 0 1

    0 1 1 1

    0 1 0 1

    1 0 0 11 0 1 1

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    #NAME? XLMiner : Association Rules

    Input Data 12.15!$A$5:$N$55

    Data Format Binary Matrix

    Minimum Support 6

    Minimum Confidence % 80

    # Rules 7

    Overall Time (secs) 1

    Rule # Conf. % Antecedent (a) Consequent (c)

    1 85.71 16 inch , fastest engine=> 5 year warranty

    2 88.89 3 year warranty , Sunroof=> 16 inch

    3 85.71 Traction Control, alloy=> amfm/dvd

    4 85.71 16 inch , fastest engine=> Traction Control

    5 85.71 15 inch , Faster engine=> Traction Control

    6 83.33 5 year warranty, amfm/dvd=> Traction Control

    7 83.33 fastest engine=> Traction Control

    Data

    #NAME?

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    Myatt Steak House

    2008 2009 2010

    Order Accuracy X1 86.0% 86.0% 89.0%

    Timeliness of Delivery X2 84.0% 82.0% 86.0%

    Table Cleanliness X3 4.8 4.8 5.1

    Customer Satisfication X4 93.4% 93.2% 94.2%Total # Complaints X5 492 467 431

    Customer Referrals X6 6 12 24

    Gross profit/seat X7 $9,000 $8,000 $11,000

    Market Share X8 8.00% 8.10% 8.20%

    Revenue per employee X9 $ 33,741.00 $ 27,454.00 $ 31,299.00

    Menu Shortages X10 0.05% 0.04% 0.03%

    Hourly Employee Turnover Rate X11 108% 93% 95%

    Hourly Employee Satisfaction X12 61 64 63

    The items are highly correlated.

    Order Accuracy

    Timeliness of Delivery

    Table Cleanliness

    Menu Shortages

    Custome

    Custom

    Total

    Hourly EmploHourly Employee Satisfaction

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    2011 2012

    90.0% 95.0% X1 X2 X3 X4 X5 X6 X7

    93.0% 95.0% X1 1.00

    5.6 5.8 X2 0.91 1.00

    95.3% 96.7% X3 0.94 0.99 1.00326 310 X4 0.98 0.97 0.98 1.00

    48 96 X5 (0.90) (0.97) (0.99) (0.95) 1.00

    $13,000 $13,250 X6 0.98 0.92 0.94 0.98 (0.91) 1.00

    8.50% 8.59% X7 0.88 0.97 0.97 0.93 (0.94) 0.85 1.00

    $ 36,291.00 $ 41,240.00 X8 0.91 0.97 0.99 0.96 (1.00) 0.93 0.93

    0.03% 0.01% X9 0.86 0.91 0.86 0.91 (0.80) 0.87 0.84

    86% 84% X10 (0.97) (0.83) (0.89) (0.92) 0.87 (0.95) (0.82)

    75 78 X11 (0.76) (0.75) (0.83) (0.77) 0.88 (0.79) (0.72)

    X12 0.87 0.95 0.96 0.94 (0.97) 0.93 0.87

    r Satisfaction

    er Referrals

    omplaints

    Gross Profit/Seat

    Market Share

    Revenue Per Employee

    ee Turnover Rate

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    X8 X9 X10 X11 X12


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