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ColoradoCareThe Colorado

Health Care Cooperative

Affordable, High-QualityHealth Care for All Coloradans

www.co-operatecolorado.orgRocky Mountain National Park

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States can opt out of Obamacare (ACA)

if they:

ACA Waiver for State Innovation

• Ensure that residents get insurance that is at least as comprehensive and affordable

• Ensure that as least as many people are covered• Do not increase the federal deficit

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Agenda

• Advantages of the Cooperative• How We Pay for the Cooperative• How the Cooperative will Simplify Health Care• Governance of the Cooperative

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All Coloradans

Receive Health Care

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What You Get:

Your Choice of Provider

Not from a narrow network

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What You Get:

Primary & Specialty Care

Hospitalization Prescriptions

Preventive Care

Emergency & Urgent Care

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What You Get:

Designated Dental

Some Vision

Limited Long Term Care Some Hearing Care

Mental Health & Substance Abuse Treatment

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What You Pay:

Employers will pay 6%Employees pay 3%

of your annual salary

Replacing your health insurance premiums, deductibles and co-insurance

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On $50,000 IncomeYour employer pays $250 monthly

You pay $125 monthly

On $100,000 Income*

Your employer pays $500 monthlyYou pay $250 monthly

For Example:

( *Capped at $350,000 filing individually, $450, 000 filing jointly)

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Self-employed pay 9% of net income 9% is paid on non-wage income

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• Child Support, Disability and Unemployment Insurance Income

• The first $20,000 of Retirement Income

Exempt Income:

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No Co-pays on Primary or Preventative Care

No Deductibles, No Co-Insurance

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ColoradoCare will Significantly Reduce the Waste of

Unnecessary Bureaucracy Wasted

$2.8 Trillion Spent Annually

Inst. of Med., 2012

$765 B 27%

17% of US GDP

$2,035 B 73%

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How $765 B is Wasted(Inst. of Med., 2012)

$210

$190 $55

$75

$105

$130 Unnecessary Services

Insurance & Bureaucratic Costs

Missed Prevention Opportunities

Fraud

Excessive Prices

Inefficient Care Delivery & Errors

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Excessive Administrative Costs

Source: Bureau of Labor Statistics; NCHS; Himmelstein/Woolhandler analysis of CPS

Gro

wth

Physicians Administrators

3000%

2500%

2000%

1500%

1000%

500%

0

1970 1980 1990 2000 2010

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Source: Kaiser Family Foundation (http://www.kff.org) analysis.*Produced by: Larry Levitt, MPP, Anne Jankiewicz, and David Rousseau, MPH

Health Coverage with ACA

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Health Coverage with Colorado Health Care

CooperativeGet a Smart

Card and Choose a Provider.

Are you a Colorado Resident?

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ColoradoCare, will be a

Constitutional Amendment

• Provides a fair, cost effective way to collect premiums

• Establishes cooperative business principles

• Separates health care from government

control and partisan politics

• Exempts ColoradoCare from TABOR

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ColoradoCare Governance• A 21-member board will oversee ColoradoCare• Trustees will be elected by non-partisan elections• Three Trustees will be elected from each of seven regions • Trustees members will serve four-year terms and

are limited to serving two consecutive terms

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www.co-operatecolorado.org

We can do this, Colorado

Let’s make History

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What YOU can Do

• Make phone calls

• Help organize events

• Carry a petition to collect signatures for ballot initiative

• Contribute

• Help with data entry and/or mailings

• Arrange for a presentation for your organization or congregation

• Spread the word about ColoradoCare