1. Presentation on six weeks industrial training at Standard Chartered
PresentedBy
NavdeepKaurBrar
(MBA-2A)

2. Chapter-I(Introduction)
Company Introduction
Founded --1853
Headquarters-- London
Key people--John Peace (Chairman)
Industry--Banking
Products Financial Services
Operating Profit --$15184 m (2009)
Profit before taxation --$5151 m (2009)
Employees-- 77326 (2009)
Website -- www.standardchartered.com
3. WHAT STANDARD CHARTERED STAND FOR??
Strategic Intent
Brand Promise
Value
Approach
- Participation
- Competitive Positioning
- Customers
- People
- Communities
4. Standard chartered banking services
Personal Banking
Consumer Banking
Wholesale Banking
SME Banking
Private Banking
5. Organisation chart of standard chartered
Chairman of Board
( John Peace )
Asia
JaspalBindra
Risk Mgt
Rudy Markham
Wholesale Banking
Mike Rees
C FO
Richard Medding
Peopl
Property,
Assurance
Tim Miller
Secretary
Anniemarie Durbin)
Consumer Banking
Steve Bebertamini
H R
Tracy Clark
6. Organisation chart in case of branch
7. SWOT Analysis
1. Strengths:
Good and diverse product .
Market position is strong .
Maintain a strong as a leading cash management provider.
2. Weakness:
Weak Human Resource Management .
Have a fewer location .


8. Contd
3. Opportunities:
Scope of opening more Branches .
Increasing Banking need.
System is so transparent

4. Threat:
Competition from major players like HSBC, CITIBANK.

9. financialanalysis
It is the process of determining financial strength and
weaknesses of the firm by establishing strategic relationship between the items of the balance sheet ,profit and losses account and other operative data.
Types of financial analysis
On the basis of material used
On the basis of method of operation
10. The banks selected for financial analysis are:-
HSBC
Citibank
Royal Bank of Scotland
Standard Chartered
11. The ranking parameters
Growth
Size
Strength
-Quality of assets
-Productivity and Efficiency
-Quality of earnings
12. Chapter -2 Research methodology
Title of study -
Comparative Financial Analysis of
Standard Chartered with selected
Foreign Banks
13. CONTD
Objective of study
A Comparison between foreign banks on the basis of selected parameters
To Calculate important ratios
To Compare selected banks on the basis of these
ratios
14. Contd
Research Methodology
Research Design: For this study design followed is Descriptiv Research Design
Sampling Design
Steps in Sample Design
a) Universe-For the study universe is all banks operating in India .
b)Population For the study population is allforeign banks operating in India .
15. CONTD
Sample Unit For the study sample unit is one foreign bank
d) Sample Size- For the study sample size is four foreign banksi.e Standard Chartered, HSBC, Citibank and RBS
e) Sampling Technique For the study sampling technique is judgmental sampling .
16. Data collection
Collection of Secondary Data
The data have been collected from secondarysources like internet and magazines .The annual reports have been collected from respective sites of banks.
17. Limitations of study
Only five years data is taken for the study.
The data for 2010 is not available for three banks i.e comparison is not possible.
Some more ratios can also be calculated.
The research is only a mean but not an end.
Limitation of time.
18. Chapter-4DATA ANALYSIS AND INTERPRETATION
Chart no-4.1Growth in deposits
19. CHART NO-4.2 3-years Cagr of Deposits
20. Chart no-4.3 growth IN LOANS AND ADVANCES
21. Chart no -4.43-YEAR CAGR OF LOANS AND ADVANCES
22. CHART NO -4.5 Growth in fee income
23. Chart no-4.63-year cagr of fee income
24. Chart no -4.7growth in operating profit
25. Chart no-4.83-year cagr of operating profit
26. Chart no-4.9size of deposits
27. Chart no -4.10 size of operating profit
28. chart no- 4.11size of balance sheet
29. Chart no-4.14total npa growth ratio (%)
30. Chart no- 4.15 npa coverage ratio
31. Chart no-4.16net npa to net advances
32. Chart no-4.17cost to income ratio
33. Chart no 4.18 cost to avg asset ratio
34. Chart no-4.19operating profit per employee
35. Chart no-4.20change in return on assets (basis point
36. Chart no-4.21 increase in operating profit to total income(%)
37. chart no- 4.22return on asset(%)
38. Chart no-4.23fee income to total income (%)
39. Chart no-4.24return on capital employed (%)
40. Chart no-4.26capital adequacyratio
41. Chart no-4.27 ranking of banks in 2006
42. Chart no-4.28 Ranking of banks in 2007
43. Chart no-4.29 ranking of banks n 2008
44. Chart no-4.30 ranking of banks in 2009
45. Chapter -5 results and findings
Standard chartered growth in deposits , advances, fee income and operating profit are decreasing in every year.
Citibank and HSBC are growing in term of deposits , advances , fee income and operating profit
Due to increase growth , size of Citibank, HSBC is increasing.
Standard Chartered has good quality of assets as its NPAs growth rate and total share of NPAs in total advances are lowest
Citibank and HSBC shows high efficiency and productivity.
46. Contd.
Standard Chartered shows highest quality of earning .
Standard Chartered shows lowest capital adequacy ratio as compared with other banks .
Overall Citibank and HSBC performing better than Standard Chartered and RBS.
47. Suggestions
Standard Chartered and RBS needs to improve its growth in terms of deposits, advances, fee income and operating profit.
Citibank and HSBC needs to lower down NPAs growth rate .
Standard Chartered needs to lower down its cost and improve productivity of labor.
Citibank and RBS needs to improve its quality of earning.
Standard Chartered needs to improve capital adequacy ratio.
Overall RBS needs improvements in all parameters.
48. THANK YOU