COMPARISON OF RELIANCE MONEY

DEMAT

BY:- NITESH KUMAR

BBA (5th SEM)3020070143

TABLE OF CONTRNTS

1. INDUSTRY PROFILE2.COMPANY PROFILE3.DEMAT ACCOUNT4.DEMAT ACOUNT SERVICES5.DOCUMENTS REQUIRED TO OPEN

DEMAT ACCOUNT6.BROKERAGE AND FEES

CHAIRMAN PROFILE

DHIRUBHAI AMBANI

BORN:- December 28,1932 chorwad,gujratDIED:- july6,2002(aged 69) mumbaiOCCUPATION:- indutralist/enterrenure

NET WORTH:- US$ 6.10 billion

RELIANCE……..

1. The Reliance – Anil Dhirubhai Ambani Group is among India’s top three private sector business houses on all major financial parameters, with a market capitalisationof Rs.325,000 crores , net assets in excess of Rs.115,000 crores, and net worth to the tune of Rs.55,000 crores

2. Reliance Money is a comprehensive electronic transaction platform offering a wide range of asset classe.Reliance Money is a single window, enabling to access, amongst others in Equities, Equity & Commodities Derivatives, Mutual Funds, IPOs, Life & General Insurance products, Offshore Investments, Money Transfer, Money Changing and Credit Cards.

3. Reliance Money is a group company of Reliance Capital; one of India's leading and fastest growing private sector financial services companies, ranking among the top 3 private sector financial services and banking companies, in terms of net worth

AWARDS…….

Ranked 26th within the refining industry.. Innovation Award at Tech Converge 2007” for innovative

developments in short-cut fibres.

Reliance won the CNBC TV-18 instituted Jobstreet.com Jobseekers’ Employer of Choice Award.

Deming Prize for Management Quality”.

“CIO of the Year Award” for the best IT-enabled organization in India for the Year 2007.

AWARDS…………

“The Skoch Challenger Award” conferred for the best IT Head

Featured among top 50 companies with the biggest increase in Revenues.

Featured as one of the world’s Top 200 companies in terms of Profit.

RELIANCE CAPITAL

Reliance Capital Ltd is a part of the Reliance - Anil Dhirubhai Ambani Group, and is ranked among the 25 most valuable private companies in India

Reliance Capital is one of India's leading and fastest growing private sector financial services companies, and ranks among the top 3 private sector financial services and banking groups, in terms of net worth.

Reliance Capital has interests in asset management and mutual funds, life and general insurance, private equity and proprietary investments, stock broking, depository services, distribution of financial products, consumer finance and other activities in financial services.

BOARD OF DIRECTORS

Anil dhirubhai ambani CHAIRMAN

Amitabh jhunjhunwala VICE CHAIRMAN

Rajendra chitale INDEPENDENT DIRECTIOR

C.P JAIN MANAGING DIRECTOR

PARTNERS OF THE COMPANY

PARTNERS……

RALIANCE MONEY

Reliance money is a part of the reliance Anil Dhirubhai Ambani Group and is promoted by Reliance capital

Reliance money is a comprehensive financial solution provider that enables you to carry out trading and investment activities in a secure, cost-effective and convenient manner

Reliance Money offers the convenience of on-line and offline transactions through a variety of means, including its Portal, Call & Transact, Transaction Kiosks

VISION OF RELIANCE MONEY

To achieve & sustain market leadership

complete customer satisfaction, by combining its human and technological resources

provide world class quality services.

MISSIION OF RELIANCE MONEY

Reliance money mission is to be a leading and preferred service provider to the customers, and aim to achieve the leadership position by building an innovative, enterprising , and technology driven organization.

1.TRADING PORTAL

Equity Broking

Commodity Broking

Derivatives ( Futures & Options )

Offshore Investments (Contract For Differences)

D-Mat Account

2.FINANCIAL PRODUCTS

Mutual Funds Life Insurance

› ULIP plan› Term Plan› Money Back Plan

General Insurance› Vehicle/Motor Insurance› Health Insurance› House insurance

IPO’s NFOs

3.VALUE-ADDED SERVICES

Retirement Planning

Financial Planning

Tax Saving

Children Future Planning

4. CREDIT CARDS

5.GOLD COIN RETAIILING

WHAT IS DEMAT ACCOUNT?

It is a type of banking account which dematerializes paper-based physical stock shares.

The dematerialized account is used to avoid holding physical shares: the shares are bought and sold through a broker.

BENEFITS OF OPENING AN DEMAT ACCOUNT

It is a safe and convenient way to hold securities compared to holding securities in physical form.

Instantaneous transfer of securities enhances liquidity.

It eliminates delays, thefts, interceptions and

subsequent misuse of certificates

BENEFITS…..

No stamp duty is levied on transfer of securities held in Demat form.

DEMAT ACCOUNT SERVICES

RELIANCE MONEY

1.COST EFFECTIVE:-

2. OFFERS SINGLE WINDOW ACCESS:-

transact in equity, equity and commodities derivatives, offshore investments mutual funds, IPO’s life insurance, general insurance, money transfer, money changing and credit cards, amongst others.

3. CONVENIENT

access reliance money’s services through

The internet

Transaction kiosks

The phone (call & transact)

4.SAFE….

account is safeguarded with a unique security number that changes every 32 seconds.

HDFC….

Shorter settlements thereby enhancing liquidity.

Electronic credit in public issue Auto Credit of Public Issue refunds to the

bank account. No stamp duty on transfer of securities

held in demat form. Holding / Transaction details through

Internet / email.

ICICI DIRECT

ICICIDirect is stock trading company of ICICI Bank. Along with stock trading and trading in derivatives in BSE and NSE, it also provides facility to invest in IPOs, Mutual Funds and Bonds.

BROKERAGE…..

Account opening fees : Rs 750/- (One time non-refundable)

ICICIDirect.com brokerage varies on volume of trade and inclusive of demat transaction charges

.It ranges from 0.1% to 0.15% for margin trades, 0.2% to 0.425% for squared off trades and 0.4% to 0.85% on delivery based trades

OBJECTIVE OF STUDY

To find the market potential and market penetration of Reliance Money product offerings in ludhiana.

To collect the real time information about preference

level of customers using Demat account and their inclination towards various other brokerage firms e.g. Indiabulls, Sharekhan, Indiainfoline, Religare, Alankit , Unicon.

To expand the market penetration of Reliance money.

To increase the product awareness of Reliance money as single window shop for investment solutions.

TYPE OF RESEARCH

METHODS OF DATA COLLECTION

Q .1 Which bank is easily available every were ?

Company Name Percentage of respondentReliance Money 25ICICI 15HDFC 10

0

5

10

15

20

25

Reliance ICICI HDFC

Q.2Which banking Demat account offered you a large no. of services?

 Company Name Percentage of respondentReliance money 25HDFC 10ICICI 15

0

5

10

15

20

25

RLIANCE HDFC ICICI 4th Qtr

Q.3 Which bank provide you abetter email facility?

 Company Name Percentage of respondentReliance money 23HDFC 11ICICI 16 

0

5

10

15

20

25

Reliance HDFC ICICI

Q.4 Which company provide a less BROKARAGE rate ?

Company Name Percentage of respondentReliance money 21HDFC 15ICICI 14

0

5

10

15

20

25

Reiance HDFC ICICI 4th Qtr

Q. 5 Which company provide you a large number of product and services?

 Company Name Percentage of respondentReliance money 21HDFC 15ICICI 14

0

5

10

15

20

25

Reliance HDFC ICICI