COMPASS WEALTH SOLUTIONS
INVEST
ORGANIZE
PLAN
GUIDE
Financial Planning & Wealth Management Services
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.
Investment Planning
Product and Portfolio Selection and Design
Risk Tolerance Education and Analysis
Innovative Risk Mitigation Strategies
Behavioral Finance Impact and Strategic Advice
Detailed Asset Evaluation
Annual Advisory Portfolio Review
Review Meeting (phone, web-conference, in-person)
Consolidated Investment Report
Risk Tolerance Review
Portfolio Strategy Recommendations
Account Maintenance and Requested Transactions
Account View Access
Annual Advisory Portfolio Review
Review Meeting (phone, web-conference, in-person) Review Meeting (phone, web-conference, in-person) Review Meeting (phone, web-conference, in-person)
Annual Advisory Portfolio Review
Review Meeting (phone, web-conference, in-person) Review Meeting (phone, web-conference, in-person)
INVESTCOMPASS WEALTH SOLUTIONS
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.
Do It Yourself Kit Includes
20 Minute Orientation 28 Comprehensive Financial Organizer forms to be fi lled out by client 25 pre-labeled fi le folders for document storage Storage Box (Does not include recommended fi reproof safe)
28 Comprehensive Financial Organizer forms to be fi lled out by client
Storage Box (Does not include recommended fi reproof safe) Storage Box (Does not include recommended fi reproof safe)
28 Comprehensive Financial Organizer forms to be fi lled out by client 28 Comprehensive Financial Organizer forms to be fi lled out by client 28 Comprehensive Financial Organizer forms to be fi lled out by client 25 pre-labeled fi le folders for document storage Storage Box (Does not include recommended fi reproof safe)
28 Comprehensive Financial Organizer forms to be fi lled out by client
Storage Box (Does not include recommended fi reproof safe)
28 Comprehensive Financial Organizer forms to be fi lled out by client
Storage Box (Does not include recommended fi reproof safe)
28 Comprehensive Financial Organizer forms to be fi lled out by client 28 Comprehensive Financial Organizer forms to be fi lled out by client
Comprehensive Financial Organizer
A thorough organization of your fi nancial life for day to day needs and to facilitate loved ones in the event of an emergency.
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.
COMPASS WEALTH SOLUTIONS ORGANIZE
Family Identifi cation
Online Accounts and Passwords
Emergency Contact Details
Important Professional Relationships
Household and Service Providers
Medical Information
Medications and Supplements
Health Information and History
Family Physician Directory
Veterinarian Information
Banking Account Details
Investment Accountant Details
Employer Retirement Plan Details
Annuity Details
Liability Details (Mortgages, Loans, Credit Cards
Life Insurance
Long Term Care / Disability Insurance
Property Insurance
Automobile Insurance
Other Insurance
Estate Designated Responsible Parties
Roles and Responsibilities of Designees
Memorial Service Instructions and Preferences
Benefi ciary Details
Personal Property Designation List
Letters of Love
Business Entities
Outside Lending Arrangements
Custom Built Organizer Includes
Custom Prepared Financial Organizer Forms provided in a printed and bound report as well as pdf. 25 pre-labeled fi le folders for document storage Storage Box (Does not include recommended fi reproof safe) Scan Estate Documents, Mortgage Documents, Titles, Insurance Policies, Annuity Contracts, Business Contracts, and up to fi ve additional documents for electronic storgae. (hourly rate for additonal documents) Online Account View Document Set Up and Storage (available to investment clients only). 2 hours of prepatory and /or review meetings
PLANCOMPASS WEALTH SOLUTIONS
Getting Started Plan Goals Based Retirement Planning Goals Based College Planning Goals Based Life Insurance Planning Employer Retirement Plan Investment Advice Reviews Completed as needed on an Hourly Basis unless a Consulting Program is Selected
Comprehensive Financial PlanReports and Advice Include: Net Worth Analysis Resource Summary Goals Summary Retirement Planning Estate Analysis and Planning Investment Evaluation and strategy Risk Assessment Retirement Income Planning and Social Security Analysis Employer Benefi t ReviewAlso Includes: Estate Planning Review including Optional Document Establishment, Review, and/or Update with Estate Attorney Tax Analysis, Update, and Potential Revision with CPA Online Plan Snapshot and Budgeting (login assistance provided if needed) Acount Aggregation Tool Access Comprehensive Financial Organizer Kit
Advanced Planning Includes all aspects of Custom Built Organizer, Comprehensive Planning plus additional advanced planning as needed for all itemized wealth areas.
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.
Qualifi ed Plan Advice and Investment Support College Planning Risk Management Analysis Insurance Planning Tax Planning Strategies Benefi ciary Audit Account Registration Evaluation Recommendations
GUIDECOMPASS WEALTH SOLUTIONS
Annual
Annual Planning Meeting Includes:
Financial Plan Review
Employer Benefi t and Open Enrollment Review
Employer Retirement Plan Investment Options, Allocation, and Advice
Semi-Annual Includes All Aspects of the Annual Consulting Program plus:
Financial Plan Update
Comprehensive Financial Organizer Review
2 (semi-annual) Customized Preplanned Strategy Sessions
Quarterly Includes all Aspect of the Semi-Annual Consulting Program plus:
Comprehensive Financial Organizer Update
Annual Estate Document Review (if desired)
4 (annual) Customized Preplanned Strategy Sessions
Hourly
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.
Customized planning roadmaps to track your plan progress, adjust your course if necessary, avoid detours, and provide clarity as you move toward your fi nancial destination.
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.
COMPASS WEALTH SOLUTIONS
Sample Planning Roadmap
January 30, xxx1Organize & Update Plan
Discover Fact Finder Review Goals Organizer Review Prioritize Goals
January 30, xxx2Organize & Update Plan
Plan Progress Check In Cash Flow / Budget Review New Circumstance Discussion
January 30, xxx3Organize & Update Plan
Plan Progress Check In Organize Document Review Tax Professional Review
April 30, xxx1Retirement and Investment
Planning
Retirement Income Strategy Social Security Review Employer Plan Review
April 30, xxx2Retirement and Investment
Planning
Account Registration Review Risk Assessment Behavioral Finance Discussion
April 30, xxx3Retirement and Investment
Planning
Distribution Planning Required Minimum Distributions
July 30, xxx1Estate and/or Insurance
Planning
Estate Attourney Review Legal Document
Considerations Life Insurance
July 30, xxx2Estate and/or Insurance
Planning
Review, Save, and Store Estate Documents Lagacy/Charitable Giving Disability Insurance
July 30, xxx3Estate and/or Insurance
Planning
Estate Attourney Review Family Wealth Briefi ng Long Term Care Plan/Insurance Needs
October 30, xxx1Family Needs Planning
Cash Flow / Budget Education Planning Employer Benefi ts Review
October 30, xxx2Family Needs Planning
Family Care - Aging Parents Debt Elimination Review Employer Benefi ts Review
October 30, xxx3Family Needs Planning
Major Life Change Education Plan Progress Check In Employer Benefi ts Review
Firs
t Q
uart
erS
econ
d Q
uart
erT
hird
Qua
rter
Four
th Q
uart
er
Insurance Planning Insurance Education Detailed Policy Analysis Needs Planning including but not limited to Life Insurance, Long Term Care, Disbility, and Medicare / Medicare Supplements Needs Planning including but not limited to Life Insurance, Long Term Care, Needs Planning including but not limited to Life Insurance, Long Term Care, Needs Planning including but not limited to Life Insurance, Long Term Care, Needs Planning including but not limited to Life Insurance, Long Term Care, Needs Planning including but not limited to Life Insurance, Long Term Care, Needs Planning including but not limited to Life Insurance, Long Term Care, Needs Planning including but not limited to Life Insurance, Long Term Care, Needs Planning including but not limited to Life Insurance, Long Term Care,
Investment Planning / Intelligent Portfolio Design Product and Portfolio Selection and Design Risk Tolerence Education and Analysis Innovative Risk Mitigation Strategies Behavioral Finance Impact and Strategic Advice Asset Evaluation Inheritance and Family Wealth Transfer Planning
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.
COMPASS WEALTH SOLUTIONS
ITEMIZED WEALTHSOLUTIONS
Retirement PlanningRetirement Goals Discovery, Analysis, Projections, and Planning Retirement Plans
Education and Analysis
Retirement Plan Options and Contributions Strategy
Company Retirement / 401(k) Plan Options Review
Qualifi ed Plan Advice and Investment Support
Sustainable Distribution Strategies
RMD or 72t Calculation and Analysis
Social Security Strategies and Planning
Health Care and /or Medicare Planning
ESOP, ESPP, and Pension Consultation
Estate Planning Estate Planning Strategies Legal Document Considerations Benefi ciary Designation Audit and Planning Family Wealth Briefi ng Charitable Giving Wealth Transfer
Tax Planning Strategies Income Tax Review and Planning Tax Effi cient Investing HSA/Flex Spending
Education Planning Education Planning and Funding 529 UGMA / UTMA Education Savings Accounts
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.
COMPASS WEALTH SOLUTIONS
Business Financial Solutions Retirement Plan Analysis, Implementation, and Oversight (401k and Profi t-Sharing Plans) Small Business Retirement Plans (Unik, SEP, SIMPLE) Business Succession Planning Key Man Coverages Deferred Compensation Plans
Personal Financial PlanningIncome Planning Strategies, Cash Flow, Budget Analysis
Planning for Major Life Changes: Marriage, Children, Employment, Education, Divorce, Death, Disability, Inheritance, or Monetary Windfall Planned Large Expenses Mortgage, or Real Estate Purchase Discussion and Guidance Employee Benefi ts Review Debt Elimination Strategies
