COMPLETE WEALTH INTEGRATION

Integrity * Independence * InnovationWeaver Tidwell Wealth

Management

A G E N D AA G E N D A

• Introduction

• Our Wealth Management Services

• The Weaver Tidwell Difference

• Your Current Situation

• Your Short & Long-Term Goals

• The Next Steps

W E A V E R T I D W E L L W E A V E R T I D W E L L W E A L T H M A N A G E M E N T W E A L T H M A N A G E M E N T

• Providing comprehensive financial advice to help clients create, enhance, and preserve their wealth since 2001.

• Managing more than $385 million in assets today.

• Specializing in evaluating our clients’ wealth management plans, determining appropriate asset allocations, and recommending proper investments based on their needs.

C O M P R E H E N S I V E S E R V I C E SC O M P R E H E N S I V E S E R V I C E S

• Protect family security• Estate planning opportunities• Disability protection• Long-term care needs• Investment alternatives

Cash Flow & Retirement Planning

Client’s Needs & Goals

Estate PlanningStrategies

Risk Management

• Adequate income• Expense planning• Distribution strategies• After-tax performance• Specialized planning

Investment Policy Statement, Risk Tolerance, Time Horizon, Tax Considerations

Plan Implementation

Continuous Monitoring

• Investment performance monitoring• Portfolio rebalancing• Financial plan updates

• Maintain discipline• Scheduled meetings• Proactive planning advice

Client’s Investment Strategy

• Estate tax issues• Family security• Gifting options• Trust alternatives

C O M P R E H E N S I V E A D V I C E C O M P R E H E N S I V E A D V I C E & D I V E R S I F I E D P O R T F O L I O S& D I V E R S I F I E D P O R T F O L I O S

Fixed Income

Public Equities

Private Equity

Commodities

Real Estate

Alternative

Cash

T H E I M P O R T A N C E O F T H E I M P O R T A N C E O F D I V E R S I F I C A T I O N D I V E R S I F I C A T I O N Annual Asset Class Performance in Last 15 YearsAnnual Asset Class Performance in Last 15 Years

1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006

Small Value 27.4%

Foreign 32.9%

Foreign 8.1%

Large Value 39.4%

Real Estate 37.1%

Large Growth 34.7%

Large Growth 47.6%

Mid Growth 49.7%

Real Estate 31.0%

Small Value 14.6%

Bond 12.9%

Small Growth 48.8%

Real Estate 33.8%

Real Estate 14.0%

Real Estate 36.1%

Mid Value 22.2%

Small Value 23.0%

Cash 3.9%

Large Growth 38.3%

Large Value 23.1%

Small Value 34.6%

Foreign 20.3%

Small Growth 42.5%

Mid Value 28.0%

Real Estate 12.4%

Real Estate 3.6%

Small Value 47.7%

Mid Value 23.7%

Foreign 13.5%

Foreign 26.3%

Real Estate 15.1%

Mid Value 17.9%

Large Growth

3.3%

Mid Value 34.3%

Large Growth 22.7%

Large Value 34.3%

Large Value 16.6%

Large Growth 29.8%

Small Value 24.6%

Bond 7.6%

Cash 1.7%

Mid Value 43.4%

Small Value 22.3%

Mid Value 12.7%

Small Value 23.5%

Mid Growth 10.7%

Large Value 17.1%

Real Estate 2.7%

Mid Growth 31.2%

Small Value 21.8%

Mid Value 31.4%

Bond 10.2%

Foreign 27.3%

Bond 12.6%

Mid Value 3.8%

Average Portfolio

-11.7%

Mid Growth 40.5%

Foreign 20.3%

Mid Growth 12.1%

Large Value 22.3%

Large Value 10.3%

Small Growth 15.2%

Average Portfolio -

0.5%

Small Value 30.7%

Mid Value 20.7%

Average Portfolio

19.9%

Average Portfolio

8.8%

Average Portfolio

17.2%

Cash 5.9%

Cash 3.8%

Mid Value -12.9%

Foreign 38.6%

Large Value 16.5%

Average Portfolio

7.9%

Mid Value 20.2%

Average Portfolio -

9.8%

Real Estate 15.1%

Large Value -0.8%

Small Growth 25.1%

Average Portfolio

16.7%

Real Estate 19.7%

Mid Growth

6.4%

Large Value 13.3%

Average Portfolio

3.2%

Small Growth

-0.2%

Small Value -13.5%

Real Estate 36.2%

Average Portfolio -

15.8%

Large Value 7.1%

Average Portfolio

17.1%

Small Growth

8.7%

Average Portfolio -

14.9%

Small Value -1.1%

Average Portfolio

24.5%

Mid Growth 16.1%

Mid Growth 15.4%

Cash 4.9%

Mid Value 5.0%

Large Value -2.5%

Average Portfolio

-1.3%

Foreign -15.7%

Average Portfolio

31.3%

Mid Growth 15.5%

Large Growth

5.3%

Small Growth 13.4%

Bond 7.2%

Mid Growth 13.9%

Small Growth

-1.4%

Bond 16.8%

Small Growth 12.0%

Small Growth 13.4%

Small Growth

2.6%

Cash 4.7%

Foreign -14.0%

Mid Growth

-6.2%

Large Value -20.2%

Large Value 29.8%

Small Growth 14.3%

Small Value 4.7%

Mid Growth 10.7%

Large Growth

4.6%

Bond 11.2%

Mid Value -1.8%

Real Estate 12.2%

Foreign 6.4%

Bond 8.4%

Mid Value 1.2%

Small Value 4.4%

Mid Growth -14.7%

Large Value -8.4%

Mid Growth -22.2%

Large Growth 24.8%

Large Growth

6.3%

Small Growth

4.2%

Large Growth

9.1%

Cash 3.5%

Cash 2.9%

Mid Growth

-2.4%

Foreign 11.6%

Cash 5.2%

Cash 5.3%

Small Value -4.5%

Bond -1.8%

Small Growth -17.4%

Large Growth -19.6%

Large Growth -23.8%

Bond 2.4%

Bond 4.3%

Cash 3.3%

Cash 5.1%

Foreign -11.9%

Large Growth

.10%

Bond -5.1%

Cash 5.6%

Bond 2.1%

Foreign 2.1%

Real Estate -17.0%

Real Estate -2.6%

Large Growth -22.2%

Foreign -21.2%

Small Growth -27.1%

Cash 1.0%

Cash 1.4%

Bond 2.4%

Bond 4.3%

*Average portfolio assumes an equal investment in all noted asset categories.

Risk is measured by standard deviation. Return is measured by arithmetic mean. Risk and return are based on annual data over the period 1970–2004. Portfolios presented are based on modern portfolio theory.

R I S K V E R S U S R E T U R NR I S K V E R S U S R E T U R NStocks and Bonds 1970–2004Stocks and Bonds 1970–2004

Risk

9%

10%

11%

12%

13%

11% 13% 15% 16% 17% 18%

100% Bonds

25% / 75%:Minimum Risk Portfolio

50% / 50%

60% / 40%

80% / 20%

Maximum Risk Portfolio: 100% stocks

12% 14%

T H E W EA V E R T I D W E L L T H E W EA V E R T I D W E L L D I F F E R E N C ED I F F E R E N C E

• Independent & Objective Financial Advice

• Personalized Investment Policy Statements

• Proactive Communication

• External Expertise

• Vast Resources & Technical Expertise

• Unique Investment Opportunities

T H E W E A V E R T I D W E L L T H E W E A V E R T I D W E L L D I F F E R E N C E D I F F E R E N C E

• Providing independent & objective financial advice using an open architecture, non-proprietary, & best-of-class approach. – Transparency: As fee-based advisors, the only fees

we collect are from our clients – nothing from managers or funds that we use. This ensures we have your best interests in mind when giving advice.

T H E W E A V E R T I D W E L L T H E W E A V E R T I D W E L L D I F F E R E N C E D I F F E R E N C E

• Creating personalized investment policy statements using a disciplined approach to understand your financial goals & analyze the gaps that exist.– Customized Approach: The plans and portfolios we

design are created to specifically meet each financial objective you have. In addition, we pay close attention to delivering high quality net returns that are tax efficient. It’s what you keep that counts.

T H E W E A V E R T I D W E L L T H E W E A V E R T I D W E L L D I F F E R E N C ED I F F E R E N C E

• Proactively communicating through client meetings, telephone calls, & emails.– Personal Service: Attending to our clients’ needs is paramount

to the continued growth of our business.• Accessing external expertise to solve complex issues you may

have.. Resourceful: We work with separate investment account managers on a regular basis who have specialized expertise and typically manage $1 billion to $25 billion – providing you with

expertise blended together in a customized way to meet your objectives.

T H E W E A V E R T I D W E L L T H E W E A V E R T I D W E L L D I F F E R E N C ED I F F E R E N C E

• Using the vast resources & technical expertise within Weaver and Tidwell.– Integration: Working closely with tax professionals and financial and

estate planners, we make sure your program is aligned appropriately.• Offering unique investment opportunities through WT Capital when

appropriate.– Low-Correlating: WT Capital has developed unique private

placement investments. These private offerings are introduced to you only if they are suitable for your risk tolerance and asset allocation portfolio.

I N – D E P T H R E S O U R C E SI N – D E P T H R E S O U R C E S

• Dispute services• Mergers

& acquisitions• Valuation• Financial

modeling• Cost

managementanalysis

• Turnaroundconsulting

• Business review

• Temporary placement

• Direct hire placement

• Succession planning

• Human resource consulting

• Tax planning & compliance

• Tax return review• Cost segregation

studies• Estate planning• Retirement &

pension planning• Sales & use tax

consulting• State income

& franchise tax planning

• Property tax consulting

• International tax

• Integrated services• Fee-based

independentinvestment advice

• Unlimited access to investments

• Private placements• Financial planning• Estate planning• Individual

insurance planning & procurement

• Health & welfareemployee benefitsconsulting

• Independentinsurancebrokerage

• Provider duediligence

• Regulatorycompliance

• Risk management& insuranceprogram review

• Retirement plan fiduciary review

• Plan co-fiduciary role• Employee education

• Operations improvement

• Cost management

• Finance & analytics

• Project services

• Technology• International

services

• Audit, review, & compilation

• Internal audit review

• Specialized financial reports

• Reports to governmental agencies

• Budget analysis & development

• Proforma & projected financial statements

• Automated bookkeeping

• Accounting system review

Compliance

Services

Tax

Strategies

People

Services

Transactional

ServicesConsulting

Private

Client

Strategies

Personal &

Corporate

Benefits

• Business succession

• Family transfers

• Charitable gifting

• Balance objectives

• Manage cash flow

• Explore opportunities

Insurance and Tax Planning

Estate Planning

Investment Management

FinancialPlanning

• Annual tax strategies

• Life insurance

• Long-term care

• Goal-based allocation

• Tax-sensitive managers

• Private placements

• Investment banking

I N T E G R A T E D A P P R O A C HI N T E G R A T E D A P P R O A C H

P E R S O N A L I Z E D S E R V I C EP E R S O N A L I Z E D S E R V I C E

• Your Current Situation

• Your Short & Long-Term Goals

• Our Next Steps

QUESTIONS ?

12221 Merit Drive

Dallas, Texas 75251

972-960-1100

Our Success Depends On Your Success

Weaver Tidwell Wealth ManagementWeaver Tidwell Wealth Management