Date post: | 06-May-2015 |
Category: |
Education |
Upload: | rakesh-amin |
View: | 425 times |
Download: | 5 times |
CO-OPERATIVES
&
RURAL MARKETS
ROAR GROUP
VIKAS P. MISHRA 129 RAKESH S. AMIN 125 OMKAR A. SHINDE 89 AZHAR N. SHAIKH 90 RAHUL N. TAKALE 91 ROGER Y. PETER 88 UMESH S. DASONI 130
TYPES OF BANKS CENTRAL BANKS
PUBLIC SECTOR BANKS
PRIVATE SECTOR BANKS
CO-OPERATIVE BANKS
DEVELOPMENT BANKS
CO-OPERATIVE BANK
“A Cooperative Bank is a financial entity which belong to its member, who are at the same time the owners and the customers of their bank. Co-
operative banks are often created by persons belonging to the same local or professional
community or sharing a common interest. Co-operative banks generally provide their
members with a wide range of banking and financial services i.e. loans, deposits, banking
accounts.”
SARASWAT BANK
INTRODUCTION Established on 14th September,1918.
Mr.J.K.PARULKAR was the first Chairman of
the Saraswat Bank.
Society was converted into full fledged Urban
Co-operative Bank in the year 1933.
Mrs.SOUMYA RAO is the present Branch
Manager of Kalyan Branch.
OBJECTIVE
Bank was set-up to help families in distress.
To provide accommodation to its member in
eventualities such as weddings of dependent
members of the family, repayment of debt &
expenses of medical treatment & so on.
MILESTONES After 25 years of its establishment, bank had a strong
foundation in terms of its membership, resources,
assets & profits.
In last 2 decades bank has witnessed steady growth
with 223 fully computerized branches.
On 31st March 2010 bank had business of 26000cr &
was surpassed in September by crossing 29000cr
landmark.
LONG TERM GOAL
Bank has an ambitious business expansion plan in
place to have a presence in all major cities of the
country.
Bank also aims at achieving 50,000cr by 2016 and
1,00,000cr by 2018.
THE THANE DISTRICT CENTRAL CO-OP. BANK LTD.
INTRODUCTION Bank was formed under Maharashtra State Co-
Operative Societies Act,1960 & controlled by NABARD.
Finance is provided by NABARD.
Bank has 82 Branches over Thane District.
Mrs.LATA PATIL is the present Branch Manager of Kalyan Branch.
SERVICES Banks preferential sector is FARMING.
0% loan is provided to the farmers (only crops related) if repaid before maturity.
Loans are provided at very low interest rate for other agricultural activity.
Bank has also formed BACHAT GAT.
ANNUAL REPORT
GOPINATH PATIL PARSIK JANATA SAHAKARI BANK LTD
INTRODUCTION
Establishment Founder Set-up Branches Recognition Financial Assistance
FEATURES
RBI Control Interest on Deposits Granting of Loans Immediate Finance Less Procedure Issue of Shares
Branch Manager Mr.S.S.KATKAR with Group Members
PRESENT DEVELOPMENT
SMS Banking Facility
Rate of Defaulters
Core Banking Services
ATM Branches
SHAREHOLDER 65073
EMPLOYEE 467
DEPOSITS 1398.03 crore
LOANS 722.07 crore
PROFITS 20.72 crore
DIVIDEND 15%
AUDIT CLASS “A”
FACTS & FIGURE DETAILS (till 31-3-2011)
FUTURE PLAN
New Branches
Increase in Deposit
Net Banking Facilities
TDS Benefit
Dividend Provided
Voting Rights
BENEFITS TO SHAREHOLDERS
SCHEMES
Recurring Deposits Scheme
Fixed Deposits Scheme
Re-investment Deposits Scheme
FACILITIES TO WORKING STAFF
Increment in Daily Allowance
Interest Rate on Bank Deposits
Interest Rate on Housing Loan
Interest Rate on Vehicle Loan
.