Creatanium Community Whitepaper Community... · 2020. 3. 10. · starts to grow rapidly Urban...

Creatanium Community Whitepaper

2007 2008 2018 2019 2050

Urban population

reaches 3.3 billion

Urban population

reaches 50%

Rural population

reaches its

maximum

Urban population

starts to grow

rapidly

Urban population

increases by3.1

billon，totaling

6.4 billon

First time in history Rural poouation

decreases to 2.8

billion

● CREATANIUM COMMUNITY Creatanium 社区白皮书

Introduction

There are currently more 50% of the global population living in cit ies, and this f igure is expected to reach

67% within the next thirty years (The United Nations, 2008). As global urbanization continues, a myriad of

problems wil l begin to surface: resources wil l become strained. Healthcare won ’ t be able to keep up.

Energy demands will outpace current capacity.

TO BE THE

DEVELOPMENT OF

SMART CITIES City

planning

New

technology

Traffic

management

Energy

management

Business

planning

a concept that refers to

employing Information and

Communication Technologies

(ICT) in city administration and

services to improve aspects

such as security, efficiency, the

environment, the economy,

citizen participation and others.


SMART CITY

TRENDS

Smart City Market (US$Bn)


0

500

1000

1500

2000

2500

3000

2018 2019 2020 2021 2022 2023 2024 2025

The development of smart cities

around the world is gathering pace,

and the total value of the global

smart city market is estimated to

be more than US$1 trillion by 2020,

and US$2.5 trillion by 2025 (see

figure below).

Australia In Australia, the Smart Cities and Suburbs P r o g r a m w a s l a u n c h e d i n 2 0 1 8 , s uppo r t i ng t he de l i ve r y o f i nnova t i ve s m a r t c i t y p r o j e c t s t h a t i m p r o v e t h e l iveabil ity, productivity and sustainability of cities and towns. The program consists of 2 rounds, with $50 mill ion dollars split across both rounds. About f i f ty projects were funded under Round One o f the Program and shared in $28.5 mil l ion of Austral ian Government funding. Funding f lowed to al l states and terr i tor ies wi th n e a r l y 4 0 pe r c en t o f p ro j ec t s be i n g located in regional areas.


Countries are huge proponent in the support of development on

smart city projects

Singapore In 2019, Singapore has spent more than $1 bi l l ion on

such inves tments . Under i t s Smar t Nat ion In i t ia t i ve

l a u n c h e d i n 2 0 1 4 , S i n g a p o r e h a s e m b a r k e d o n

strategic national projects that reduce fr ict ion between

the government , bus inesses and c i t i zens , improv ing

produc t iv i ty wh i le paying a t ten t ion to sus ta inab i l i t y .

Singapore tops the l is t of c i t ies that wi l l spend most

money on smart ci ty projects, together wi th New York

C i t y, Tokyo and London . Jus t l i ke S ingapore , these

cit ies wil l also invest more than US$1 bi l l ion on smart

city planning, according to recent research (IDC, 2018).

city management

Smart City Features, Advantages and Benefits The use of Smart Computing technologies to make the critical infrastructure

components and services of a ci ty — which include ci ty administration,

educat ion, heal thcare, pub l ic safety, rea l es ta te , t ranspor ta t ion, and

utilities — more intelligent, interconnected, and efficient.

(Forrestor Research, 2010)

public safety

education

real estate

healthcare

transportation, and utilities


The EU SETIS smart city initiative considers

Smart Computing technologies classified

into four application fields


It involves both ICT：

(for example to monitor smart urban

mobility) and other technologies,

such as smart grids, alternative fuel

vehicles, and so on.

Buildings efficiency

Electricity production

Transport

Heating and Cooling


several critical infrastructure

components and services

Infrastructure

Components Impact and benefits on the city

City Administration Streamlines management by using communication and collaboration technology to manage city

operations.

Education Increase access, improve quality and reduce costs by using digital technology to make

educational materials readily available.

Healthcare Increase availability and provide more rapid, accurate diagnosis using a smart healthcare system

built on scalable storage systems, where data can be electronically stored.

Public Safety Utilise communication technology to provide real-time data to law enforcements and fire

department, enabling them to respond rapidly to emergencies and threats.

Real Estate Automate building management systems to decrease operating costs and improve quality of life.

Transportation Reduce traffic congestion while providing new public transportation that is faster and more

convenient.

Utilities Use smart infrastructure to monitor consumption and reduce waste, while encouraging the

sustainable and responsible consumption.

● records transactions ●contracts

●agreements ●sales


Blockchain is a peer-to-peer distributed

ledger technology which records transactions,

agreements, contracts, and sales. Originally

developed to support cryptocurrency,

blockchain can be utilized for any form of

transactions without an intermediary.

BLOCK CHAIN


Blockchain in Smart Cities

Smart Payments

Identity

Transportation Management

Smart Energy

Government Services

Waste management


Below are some of the ways that blockchain could be used in smart cities:

Smart Payments Facilitate all municipal payments on a blockchain based solution, including: city

programs, assistance, welfare, payroll, etc.

Identity Latest decentralized Identity Management systems use blockchain to provide a

secure mechanism for storing and validating user identities, thereby reducing

identity thefts and related frauds.

Transportation

Management

Use of blockchain to remove the rent-seekers in the ridesharing economy (Uber,

etc.). This enables a truly p2p platform for transportation.

Smart Energy Create a more resilient power grid by using a blockchain powered p2p energy

market. This removes middle men and allows individuals to create, buy, sell, and

trade energy while retaining value.

Government

Services

Smart contracts can be used for digitizing citizen rights and identification,

transparent voting, tax, track ownership of assets, remove paper, and automate

bureaucratic processes.

Waste

management

Improve efficiencies surrounded the entire waste management process by using

IoT sensors and AI prediction modelling.

TO CULTIVATE TRUST


Trust in a smart city is fundamental to transparency, proper governance, stable

entrepreneurial initiatives, trade, commerce and overall, the growth of its economy. A city

evolves into a smart city by transforming itself digitally, and a digital city runs on data,

analytics, and internet of things (IoT), artificial intelligence and machine learning. Such

transformation will in turn create the fundamental need for trust. Blockchain will

increasingly compete with legacy trust intermediaries because of its symbiotic distributed

ledger network, which is transparent, immutable and indestructible, and will give smart

cities the trust that it needs in order to function properly.


Case Studies of Different Countries

Estonia


Across the globe, cit ies are revamping crit ical infrastructure and services and priorit izing digital

pro jects . These c i t ies have many th ings in common, such as a f ree economic zone (FEZ),

renewab le energy, smar t t ranspor ta t ion , smar t bu i ld ings , b roadband connect iv i t y, ba lance

between green and covered spaces, and strategic geographic placement.

There are some notable examples around the globe, namely:

Dubai India


water Smart city technologies offer clear

financial incentives and other benefits

which have instant ROI attached.

Cities that embrace IoT technology

increase sustainability by optimizing

use of resources such as water,

energy, fuel and waste.

energy

fuel

waste


FOR EXAMPLE：

LED lightbulbs,,

saved the city of Los

Angeles $8 million per

year,

while adopting IoT driven

smart water and lighting

systems saved Barcelona

more than $75 million

euros in 2014.


Examining Past ICOs


with fraud and scam artists

overzealous

poorly informed

investors ICO

not regulated by

financial authorities

like the SEC

In other cases, ICOs may simply be poorly managed, or run by an incompetent team with poor vision.

A recent study conducted by The New York-based Satis Group LLC, a premier ICO advisory company

which also works as a digital asset focused investment bank, claims that nearly 80% of the init ial coin

offerings (ICO) are scams, and only a meagre 8% of the f loated ICOs manage to reach the trading

stage on the various cryptocurrency exchanges (Bloomberg, 2018)

funds that are lost

due to fraud or

incompetence may

never be recovered


81% 6%

scams abandoned

mid-way

A recent study conducted by The New York-based Satis Group LLC:

5%

Failure to List

8%

Succeeded

The study selected ICOs that had a minimum market cap of $50M, and divided them into two groups, “Succeeded to List” and

“Failure to List”. The results reveal that of the whole pie, a whopping 81% of the ICOs turned out to be scams. Another 6%

managed to raise full/partial funding during the ICO process, but they did not complete the entire process and were abandoned mid-

way, and/or refunded the investors’ money due to inadequate ICO funding. Lastly, 5% had managed to raise money as required

through the standard ICO process, but failed to list on the exchanges for the necessary trading due to other challenges and

complexities. This means that in total, the “Failure to List” group of ICOs is as high as 92%.


CNBC新闻报道

Nearly 50 per cent of all

initial coin offerings have

failed to raise a single

dollar (CNBC, 2018).

Over 800 cryptocurrency

projects were considered

“dead”, with a worth of

less than a cent.

A news report by CNBC that suggests that

(ICOs) in 2017 and 2018


Challenges of a Smart City ICO

Even though investment in smart city is

steadily increasing, and the

implementation of blockchain technology

will greatly benefit its development,

ICOs that focus on providing

services or blockchain technology

to smart cities have failed to gain

traction in the cryptocurrency space.

Why is that so?

?


2. Inexperienced Team

1. Lack of Government Support


Creatanium Community

Decentralized Platform for Smart

Cities


The Creatanium Ecosystem

Creatanium Wallet

CMBDEX

Blockchain Technology Centre

SME & ICO Advisory Services

The Hybrid Blockchain

Creatanium Community (CC)


Token Utility

Creatanium Community Use Cases

C rea tan ium C ommun i ty

(CC) was created for the

d e v e l o p m e n t o f P L M P

F i n tec h ' s Sm ar t C i t y i n

the ou t sk i r t s o f cap i ta l

Phnom Penh. CC wil l be

par t o f the C rea tan ium

e c o s y s t e m a s P L M P

F i n t e c h v e n t u r e s i n t o

the international market .

Created in 2018.

MESSAGE

BANK


Creatanium Wallet A secure, easy to use, reliable and fast

cryptocurrency e-wallet application designed for the

Creatanium ecosystem. Creatanium Wallet is hybrid

online and mobile application that acts both as a

secured storage for digital currencies and as an e -

payment gateway to transfer and receive digital tokens.

CMBDEX A decentralized exchange catering to SMEs that

focuses on price stability

educing volatil ity by implementing strict anti -speculation rules on the

platform. This will be a platform to trade our tokens and those of our

supported ICOs. Other tokens will also be listed on our exchange platform.

Trading is automatically regulated with buy and sell values capped within a

certain percentage from the previous ones, a move that has proven

effective in curbing dumping attempts. Transaction trends are also

constantly monitored to identify punters that place repeated and suspicious

orders with penalties that can range from a lower trading volume allowance

to a ban from the whole ecosystem, including the linked Creatanium Wallet.


Blockchain Technology Centre Blockchain Technology Centre is a hub for prequalifying SME ICOs, setting

industry best practice, and for the entire region to learn about and trade

cryptocurrencies. This building in Singapore was acquired for $60 mill ion in

2018, and also includes a room that stores more than 1,000 cryptocurrency

mining rigs valued at over $10 mill ion.

SME & ICO Advisory Services This will allow SMEs access to professional services that

would be prohibitively expensive otherwise

When SMEs enter the Creatanium ecosystem, an end -to-end advisory service will be provided, which

helps them optimize their business through Blockchain technology and prepare for and launch an ICO.

When the ICO is successful, the Blockchain Technology Centre ecosystem continues to support and

enhance SMEs growth through incubation, leveraging on economies of scale, and professional advisory

services. Escrow services protect the interests of both investor and SME by ensuring milestones are met

and resource allocation plans are honoured.


The Hybrid Blockchain Hybrid blockchain is a combination of a fully public

ledger system with a fully private blockchain.

Nodes help to maintain copies, distribute and regulate

access to the public blockchain.

Master-nodes also negotiate the data flow between the

private chains and the main public chain.

Creatanium Community (CC) Creatanium Community will complete the Creatanium ecosystem by

providing a decentralized platform that allows for all stakeholders in

the PLMP Fintech’s Smart City, from individuals to small and

medium-sized enterprises (SME), to interact in a fair and transparent

manner. Transactions are immutable and broadcasted openly on the

network, which serves to drastically reduce operational costs by

eliminating the need for transactional intermediaries. CMBC tokens

will help in the development of an eff icient and equitable society and

network within the smart city.

BANK

CREATIV

E IDEA

Creatanium Community Token Utility and Use Cases

PLMP Fintech is committed to creating a global one-stop smart city service platform that

applies blockchain technology to develop new services and initiatives that improve the quality

of life of residents and businesses within the smart city.


Such as SME advisory and Creatanium Wallet.

CC tokens will be launched as an ERC-20

token on the Ethereum blockchain

Before migrating to the Creatanium Community mainnet in 2022


Strong support from the Cambodian Government Investment Company (GIC) ensures

that there will be several use cases for CMBC tokens in the newly developed smart city:

Individuals

Mortgage and

Lending

to provide a P2P loan service platform that allows users to obtain loans

with minimal requirements and favourable terms and conditions. Users

will be charged a lower service fee if they pay with CMBC tokens.

Utilities

businesses and individuals can pay for utilities using CMBC tokens. They

will be able to keep track of their utility usage and expenses with a smart

city app, and will be incentivised via discounts if they successfully cut

down on utilities usage in consecutive months.

Miscellaneous

Services

users will be able to use CMBC tokens on various services around the

smart city, such as paying for food in restaurants, or vehicle rentals.

Companies can easily apply for their payment system to be on the CMBC

decentralized platform, ensuring a smooth and seamless transactional

experience based on blockchain technology.


Small and Medium-sized Enterprises (SMEs):

Bidding for

Essential Services

a.companies will be required to put down a security deposit of CMBC

tokens once they have secured a government project, or has taken over

the provision of critical infrastructure services, such as waste disposal or

electricity. This ensures the community will be confident that these

infrastructure providers will operate in good faith, as their deposits will be

confiscated in the event of non-compliance. The amount of CMBC tokens

will be determined by the Cambodian government, and will be subjected

to revision every 4 years.

Licensing and

Registration

b.Licensing and Registration: SMEs will receive a rebate if they choose to

pay with CMBC tokens for any fees when applying for any license or

registration with government agencies or state departments. This

includes business and contractors licensing, board registration, and

application of permits.

Strong support from the Cambodian Government Investment Company (GIC) ensures

that there will be several use cases for CMBC tokens in the newly developed smart city:


The future Silicon Valley of Southeast Asia

The construction and management of a residential cluster with condominium

The strategic partnership with the Cambodian

Expand other regions

PLMP Fintech's Smart City


Cambodia as the Future International Hub

A Growing Economy

● And has sustained an average growth rate of 8% between

1998 and 2018

● And quality of human capital will be of utmost importance to

achieve Cambodia’s ambitious goal of reaching middle-income

status by 2030.

● Cambodia’s inclusion in the Japanese-led ASEAN Smart City

Network in early 2019.

● South Korea has been pushing to build a smart city in

Cambodia.

● Vietnam and Cambodia also discussed plans to cooperate in

smart city development.


Strong Relationship with China

● Since the 13th century have long maintained a strong bilateral

relationship.

● When the Belt and Road Initiative (BRI) was first mooted in

2013, Cambodia was one of the first countries to express firm

support.

● the Kong Pisei SEZ was identified as a key Sino-Cambodian

agricultural and industrial cooperation project within the BRI.

2016 US$5.16 billion

2017 US$6.04 billion

2023 US$$10 billion


Future Growth and Expansion Plans There will be three phases for the development of Creatanium Community.

First, PLMP Fintech will assist the Cambodian government with the development of the smart city within the Kong Pisei SEZ. The company will create practical application scenarios using CMBC tokens, enhancing its inherent utility with real-world usage models, and thereby cultivate a community that will benefit from blockchain technology. In the second phase, PLMP Fintech will create a Creatanium Community Alliance, which includes main node operators, merchants and e-commerce owners, non-profit organizations, individual users and the Cambodian government. This alliance will work together to ensure that this decentralized platform model be optimized via consistent review and monitoring.


In the last phase, PLMP Fintech will assist with the development of smart cities in other ASEAN countries, such as Myanmar, Laos, Thailand and Philippines. These countries will be able to incorporate the Creatanium Community Chain into their existing system to develop businesses, industries and research labs, which will enlarge the Creatanium ecosystem and increase its userbase.


The company is mainly engaged in the investment and development of technology projects

Operations across Southeast Asia and include:Cambodia, Thailand, Singapore, Malaysia,

Indonesia, Laos, Brunei, Vietnam, Philippines and Myanmar

The company’s vision is to use China's “Belt and Road” initiative to launch a master plan to empower the SMEs’ digital revolution in the 21st century

Possesses rich experience in fintech and blockchain

Committed to integrating blockchain technology into the financial system

Have an experienced management team with expertise in multiple sectors and industries

PLMP Financial Company PLMP Investment Co., Ltd. is a large-scale technology venture capital group headquartered in

the International Financial Centre, Singapore (a total investment of US $ 2.3 billion)



Peter Lim

Datuk Dr. Peter Lim began his career as a computer engineer in 1985.

He has 35 years of technology venture investment experience in the

fields of computer, information and communication, Internet and e-

commerce, and then devoted himself to the blockchain technology

industry. In 2000, he was selected by the Singapore Economic

Development Board as a senior entrepreneur of technological innovation,

and was appointed as a consultant member of the Singapore and Wuxi

Industrial Parks of China Singapore Information and Communication

Development Co., Ltd.

Peter Lim is also the chairman of PLMP Holdings Limited, a company

comprised of 11 companies that have expanded across Southeast Asia.

His original vision was to develop blockchain and fintech technologies

with emerging business and government departments. He has won the

Mcmillan Woods Global Fintech Award in Singapore and the Best CEO

Award in Asia. He is also the Vice-Chairman of the ASEAN China Zhi

Gong Association, and holds a degree in Business Administration from

Noble University.

Co-Founder and CSO of PLMP Fintech


PLMP Fintech Profitability Even with conservative estimates

the individual business units

of the Creatanium Ecosystem

are highly profitable. When

placed in the context of our

ecosystem to derive mutually

advantageous synergies,

these business units will enjoy

a profitability multiplier from

economies-of-scale.


PL MP FINTECH PROFITABILITY AT-A-GL ANCE

Blockchain Technology Eco-System 2018 2019 2020

End-to-End SME ICO Advisory Services $20M $50M $60M

Exchange and OTC Services $3M $30M $50M

Concentrated Solar Powered Mining Farm [3000 Rigs] $1M $5M $10M

PLMP Fintech Thailand Co. Ltd [Inc. CLMV Region] $10M $30M $50M

PT PLMP Fintech Indonesia $5M $10M $30M

Patented High Efficiency Solar Panel Technology $3M $5M

PLMP FINTECH BTC Expansion: China, India, Asia-Pacific $30M $50M

Gross Profit $39M $158M $50M

Blockchain Technology Centre Market Cap Inc. Brand Value $500M $3Bn $5Bn


代币经济/销售详情

Hard Cap 20,500,000 USD

Total Token Supply 1,000,000,000 CMBC

Initial Circulating Supply 45% of Total Token Supply

Currency Accepted Ethereum (ETH), Tether (USDT)

Public Sale Token Price 0.05 USD/CMBC

Public Sale Allocation 30.00% of Total Token Supply

Public Sale Vesting Period No lockup

Private Sale Token Price 0.04 USD/CMBC

Private Sale Allocation 10.00% of Total Token Supply

Private Sale Vesting Period 3 months cliff (50% when first unlocked, then 10% monthly)

Angel Investors Sale Token Price 0.03 USD/CMBC

Angel Investors Sale Allocation 5.00% of Total Token Supply

Angel Investors Sale Vesting Period 1 year cliff with quarterly releases over 2 years

Token Type ERC-20

Founding Team

Reserves

Marketing and Misc. Expenses

Private Sale

Public Sale

Angel Investors

Cambodian Government Investment Company (GIC)

TOKEN ALLOCATION


20%

15%

10%

10% 5%

10%

30%


Chain Development

Operations

Contingency

Legal & Finance

Business Development

Research & Development

FUND ALLOCATION


15%

15%

30%

10%

10%

20%


The team will utilize up to 30% of the funds for the

continued engagement in blockchain application and

research to build an integral ecosystem in the smart city.

Research & Development

USE OF FUNDS

Up to 15% of the funds for expenses associated

with the maintenance and administration of PLMP

Fintech’s offices in Cambodia on a day-to-day

basis.

Operations


Up to 15% of the funds will be set aside for any

unexpected project overruns.

Contingency

Up to 20% of the funds will be used for marketing the

Creatanium Community model in different regions. This will

include online and offline marketing activities, signing

partnership relations with various business partners and

signing official agreements with governments that wish to

develop smart cities within their jurisdiction.

Business Development

USE OF FUNDS


It is paramount to continue with the development of the current technological

infrastructure of Creatanium Community Chain. Up to 10% of the funds will be used

to develop the blockchain scene in Cambodia, and cultivate a talent pool of

developers.

Creatanium Community Chain Development

PLMP Fintech will appoint a Cambodian law firm specializing in digital economy and

fintech to advise us on legal, regulatory and compliance matters in the country. They

will assist with navigating the legal landscape during project development and

implementation. A robust in-house finance team will also be created to manage the

treasury and accounting functions in line with the global best practice.

Legal & Finance

USE OF FUNDS


Team Members and Advisors

Nicholas Lim

Co-Founder

CEO

Peter Lim

Co-Founder

CSO

Kym Kee

Co-Founder

COO



Sam Wong

Co-Founder

CTO

Anch Ong

Co-Founder

CMO

Andre Tan

Co-Founder

CCO



John Mullan

Blockchain Advisor

Nizam Ismail

Legal Advisor

Divyashish Jindal

Blockchain Developer



Dr Poowanida

Industry

Advisor

Augustine Ong

Indonesia

Business Advisor

Dr BK Kim Byung Gun

Korea

Business Advisor


Lim Yeong Chuan

China

Business Advisor

Jimmy (Azim) Shroff

Mumbai, Dubai

Business Advisor

Clayton Ong

Indonesia

Country Manager



Christian Koh

Thailand

Country Advisor

Stephanie Goh

Philppines

Country Advisor

Jono Effendy

Indonesia

Country Advisor


THE END Thank you

Date post:	22-Sep-2020
Category:	Documents
Upload:	others
View:	3 times
Download:	0 times

Creatanium Community Whitepaper Community... · 2020. 3. 10. · starts to grow rapidly Urban...

Documents