Date post: | 16-Jan-2017 |
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Overseas Presence
i. Hong Kong, Dubai, Antwerp, London , Sydney( Branches)
ii. Abu Dhabi, Shanghai, Beijing (Representative Off)
Network – Branches & ECs
Branches & ECs : 4,200+
ATMs : 7,200+
Business Parameters(31st Mar’16)
i. Business Mix: Rs.6,20,00 crs.
ii. Net Worth : Rs.17000 + crs.
Introduction
Overseas Presence
i. Hong Kong, Dubai, Antwerp, London , Sydney( Branches)
ii. Abu Dhabi, Shanghai, Beijing (Representative Off)
Network – Branches & ECs
Branches & ECs : 4,200+
ATMs : 7,200+
Business Parameters(31st Mar’16)
i. Business Mix: Rs.6,20,00 crs.
ii. Net Worth : Rs.17000 + crs.
Introduction
5
Maharashtra (500) (1162)
Madhya Pradesh (277) (643)
Andhra Pradesh
(165) (232)
Assam (67) (96)Bihar
(135) (167)
Delhi (137) (323)
Goa(15) (38)
Gujarat (259) (441)
Haryana (107) (151)
Himachal Pradesh (20) (28)
Jammu & Kashmir (12) (21)
Jharkhand (82) (101)
Karnataka (156) (314)
Kerala(237) (397)
Orissa(117) (148)
Rajasthan (129) (168)
Tamil Nadu
(223) (392)
Uttarakhand (82) (149)
Uttar Pradesh (909) (1258)
West Bengal (172) (286)
Telangana (79) (146)
Punjab (138) (192)
Andaman & Nicobar
(1) (1)
Arunachal Pradesh
(1) (1)
Chandigarh (10) (22)
Dadra, Nagar Haveli (1) (3)
Daman & Diu (1) (2)
Manipur(1) (1)
Meghalaya(5) (4)
Mizoram(1) (1)
Nagaland(1) (1)
Pondicherry(4) (6)
Sikkim(8) (7)
Tripura(7) (9)
Extensive network across India, which enables the Bank to cater to its large customer base of over 49 mn as of March 31, 2015
Overseas branches in Hong Kong, Dubai and Antwerp, in addition to representative offices in Shanghai, Beijing, Abu Dhabi and Sydney
Operates in the UK through its wholly owned subsidiary, Union Bank of India (UK) Ltd.
The Bank has 31 extension counters and 47 service branches in addition to its regular bank branches (as of March 31, 2015)
Branch Distribution by UrbanizationBranch Distribution by Urbanization
Branch Distribution by GeographyBranch Distribution by Geography
Geographical diversification minimizes regional risks
61% branches in rural/semi-urban marketsCh
hatti
sgar
h (6
1) (1
09)
Extensive & specialized distribution network focused on the needs of the different business segments
6
Multiple Delivery Channels
• For past generations the word Bank meant a Building where people are seeking loans, safeguarding their savings and planning their or their company’s financial futures. Client needed to physically show up at their bank to conduct any business.
• But, today The digital revolution has redefined the world many hold their banks in the palm of their hand with technology radically altering the way consumers take care of their financial needs and the way bankers conduct business.
Benefits:- Multiple Banking Channels Saves Time Easy Reconciliation
SMART BANKING
PoS
MobileBanking
SMS Banking
Credit Cards
E-banking
ATM
Debit Cards and Prepaid Cards
Payment Gateway
Vendor 1
Central Govt. share
Release of Funds
Vendor 2 Vendor 3
JMC - Smart City Account with Union Bank of
India
MIS
Remittances to End Users/beneficiaries/vendors
Proposed Fund Management Solution - Flow of Funds & MIS
MISState Govt.
share
Release of Funds
FEATURES
Proposed Fund Management Solution - Flow of Funds & MIS
Process flow Creation of web-portal by the Bank.
Mapping of Accounts in the module for JMC
Creation of Users for JMC officials
Bank will impart the necessary training to the JMC officials
for data upload and MIS download
Interactive Web Based Module
Jabalpur Municipal Corp.
Interactive Web Based Module
Jabalpur Municipal Corp.
Interactive Web Based Module
Interactive Web Based Module
DrAccountNo AmountIFSC Code Column1 Account No
Payee Name
APPL_APPR_DATE UTR NO REMARKS
PAYMENT DATE
REJECTION REASON
MIS REPORT
PAYMENT GATEWAY FACILITY
Union Bank can facilitate online payment of all dues viz. Water Bills, Property Taxes, etc through Payment Gateway facility.
BENEFITS:-• Fast & Secured Payments• Multiple Payment Options to customers• Fund transfer facility• Customized MIS to JMC officials
PAYMENT GATEWAY FACILITY
PREPAID CARD
•Jabalpur Municipal Corporation (JMC) and Union Bank of India can together launch a co-branded prepaid card which can to be used for making payments towards the charges levied by JMC for its services, as used by its subscribers.
•It can be made useful in making various payments and purchases, e.g. Water Bills, Property Tax , parking fees, etc.
PREPAID CARD
PREPAID CARD- FEATURES
PREPAID CARD- BENEFITS
• Any customer can purchase Prepaid Card with Minimum KYC ( Pan Card, E-Mail ID, Mob No). No need of having any Bank account.
• Fast and secured payment
DIGI PURSE
DIGI PURSE
BENEFITS:-•Fast & Secured Payments•Exclusive VISA powered virtual prepaid linked which can be used for online shopping on any websites.• Fund transfer facility:- Wallet to wallet, wallet to Bank.
Applications of SMART BANKING products in Real World:-
1) Payment of Water Bills, Property Taxes by customers of Jabalpur Municipal Corporations through any of our Banking Channel
2) Integration of our Digital Banking Channel with e-Governance portal of Jabalpur Municipal Corporations for any collection or payments.
3) Online Collection of Receipts for Traffic Challans through our Banking channels
4) Customized MIS reports to JMC officials for better Decision Making
Awards/Accolades during the Year 2015-16
Union Bank of India won all the Six Banking Technology Awards from IBA (Indian Bank’s Association) in following categories :
Best Technology Bank of year, Best use of Digital Channels Technologies, Best use of Technology to enhance Customer Experience, Best Risk Management, Fraud, Cyber Security, Best Financial Inclusion Technology Initiatives Best Payment Initiatives.
Skoch Financial Inclusion and Deepening Award 2015. Banking Excellence Awards 2015 from Chamber of Indian Micro Small & Medium Enterprises (CIMSME).
• Union Bank of India readily accepts the Government’s vision of adding value to citizen’s life by implementing e-governance model.
• Use of Digital Banking channels for enhanced customer service experience.
• Project Implementation with customized requirements of Jabalpur Municipal Corporation
CONCLUSION