cs;slf;fk; gf;f vz; - || Noni Biotech Pvt. ltd.mydivinenoni.com/PDF/Give Wings...

cs;slf;fk; gf;f vz;

1. RUf;ftpsf;fq;fSk; fiyr;nrhw;fSk; 2

2. vdJ bitd; Nehdpapd; 11 cd;djkhd Nghd];fspd; rhuhk;rk; 3

3. Nghd]; 1 : tpw;gid Nghd]; 4

4. Nghd]; 2 : Kjy; Mh;lh; Nghd]; 4

5. Nghd]; 3 : nray; jpul;rp Nghd]; 5

6. Nghd]; 4 : iluf;lh; rhjid Nghd]; 7

7. Nghd]; 5 : iluf;lh; Nghd]; 8

8. Nghd]; 6 : jiyikj; jpwd; Nghd]; 13

9. Nghd]; 7 : gaz epjp 17

10. Nghd]; 8 : Mz;L - ,Wjp gq;Fjhuh; Nghd]; 18

11. Nghd]; 9 : fhh; epjp 19

12. Nghd]; 10 : tPl;L epjp 20

13. Nghd]; 11 : Nrh;kd; mth;fspd; FNshgy; hpthh;l;]; fpsg; 21

14. tpahghuj; jpl;lk; - xU fz;Nzhl;lk; 22

15. jahhpg;Gg; nghUs; cj;juthjk; 23

16. jahhpg;Gg; nghUl;fis Mh;lh; nra;jy; 23

17. gzk; nrYj;Jk; Kiw 23

18. PV fzf;if Kbj;jy; 24

19. newpKiw tpjpfs; 24

20. vdJ bitd; Nehdp tpepNahf];jUf;fhd tpjpfSk; epajpfSk; 24

2

vdJ bitd; Nehdp tpahghuj; jpl;lj;jpy; gad;gLj;jg;gl;Ls;s

RUf;ftpsf;fq;fSk; fiyr;nrhw;fSk;RUf;ftpsf;fq;fSk; fiyr;nrhw;fSk;RUf;ftpsf;fq;fSk; fiyr;nrhw;fSk;RUf;ftpsf;fq;fSk; fiyr;nrhw;fSk;RUf;ftpsf;fq;fSk; fiyr;nrhw;fSk;

BV (tpahghu msTtpahghu msTtpahghu msTtpahghu msTtpahghu msT) - Nghd]; kw;Wk; epjp fzf;fPLfSf;fhfg; gad;gLj;jg;gLk; jahhpg;Gg; nghUs; Gs;spfs;

PV (Gs;sp kjpg;G) - cah;TfSf;Fk;> jiyikj;jpwd; Nghd]; fzf;fPLfSf;Fk; gad;gLj;jg;gLk;

jahhpg;Gg; nghUs; Gs;spfs; (1PV = 10BV)

PS – nrhe;j tpw;gidnrhe;j tpw;gidnrhe;j tpw;gidnrhe;j tpw;gidnrhe;j tpw;gid SD – rigah; iluf;lh;

PGS – nrhe;jf; FO tpw;gidnrhe;jf; FO tpw;gidnrhe;jf; FO tpw;gidnrhe;jf; FO tpw;gidnrhe;jf; FO tpw;gid RD – &gp iluf;lh;

TGS – nkhj;jf; FO tpw;gidnkhj;jf; FO tpw;gidnkhj;jf; FO tpw;gidnkhj;jf; FO tpw;gidnkhj;jf; FO tpw;gid ED – vkuhy;l; iluf;lh;

CGS – xUq;fpize;j FO tpw;gidxUq;fpize;j FO tpw;gidxUq;fpize;j FO tpw;gidxUq;fpize;j FO tpw;gidxUq;fpize;j FO tpw;gid DD – lakz;L iluf;lh;

CD – fpuTd; iluf;lh;

CAD – fpuTd; mk;gh]lh; iluf;lh;

PCD – gpurpnld;rpay; fpuTd; iluf;lh;

FwpaPLfs; :

> $Ljyhf

> $LjyhfNth>

rkkhfNth

< Fiwthf

< FiwthfNth>

rkkhfNth

nrhe;j tpw;gid nrhe;j tpw;gid nrhe;j tpw;gid nrhe;j tpw;gid nrhe;j tpw;gid (PS) : : : : :

xU bitd; Nehdp cWg;gpduhf

ePq;fs; thq;Fk; midj;J

bitd; Nehdp jahhpg;Gg; nghUl;fspd;

nkhj;j PVNa nrhe;j tpw;gid

vd;W miof;fg;gLfpwJ.

nrhe;jf; FO tpw;gid nrhe;jf; FO tpw;gid nrhe;jf; FO tpw;gid nrhe;jf; FO tpw;gid nrhe;jf; FO tpw;gid (PGS) : : : : :

,J cq;fs; nrhe;j tpw;gidiaAk;>

cq;fs; fPo;thpirapy;

iluf;lh; epiyapd; fPo;epiyapYs;s

midthpd; nkhj;j tpw;gid (PV)Ak;cs;slf;fpajhFk;. ,jpy; cq;fs;

fPo;thpirapy; cs;s iluf;lh;fs; kw;Wk;

mth;fspd; fPo;thpirapy; cs;Nshh;

tpw;gid (PV) NruhJ.

nkhj;jf; FO tpw;gid nkhj;jf; FO tpw;gid nkhj;jf; FO tpw;gid nkhj;jf; FO tpw;gid nkhj;jf; FO tpw;gid (TGS) : : : : :

,J cq;fs; nrhe;j tpw;gidiaAk;>

iluf;lh;fs; kw;Wk; mth;fspd;

fPo;thpirapdh; cl;gl cq;fs; FOtpdh;

midthpd; nkhj;j tpw;gidiaAk; (PV)>cs;slf;fpajhFk;.

3

vdJ bitd; Nehdpapd;vdJ bitd; Nehdpapd;vdJ bitd; Nehdpapd;vdJ bitd; Nehdpapd;vdJ bitd; Nehdpapd;

11 cd;djkhd Nghd];fspd; rhuhk;rk;11 cd;djkhd Nghd];fspd; rhuhk;rk;11 cd;djkhd Nghd];fspd; rhuhk;rk;11 cd;djkhd Nghd];fspd; rhuhk;rk;11 cd;djkhd Nghd];fspd; rhuhk;rk;

4

Nghd]; 1 : tpw;gid Nghd]; Nghd]; 1 : tpw;gid Nghd]; Nghd]; 1 : tpw;gid Nghd]; Nghd]; 1 : tpw;gid Nghd]; Nghd]; 1 : tpw;gid Nghd]; (10% - 20%)

vdJ bitd; Nehdp tpepNahf];jh; bitd; Nehdp tpepNahf];jh; my;yhjth;

vdJ bitd ; Nehd p

tpepNahf];juhy; <l;lg;gl;l

tpw;gid Nghd];

vdJ bitd; Nehdp tpepNahf];juy;yhj jdJ

thbf;ifahsh;fSf;F> vdJ bitd; NEhdp

tpepNahf];jh; VNjDk; bitd; Nehdp jahhpg;G

nghUl;fis tpw;Fk;NghJ <l;Lk; yhgj; njhifna

tpw;gid Nghd]; MFk;.

bitd; Nehdp jahhpg;G nghUl;fs; xt;nthd;wpd;

MRPAk; DPPAk; NtWgLk; vd;gij ftdj;jpy; nfhs;f

MRP – DPP = tpw;gid Nghd];

Rs. 1,500 – Rs. 1,250 = Rs. 250

Vw;nfdNt ,aq;fptUk;

vdJ bitd; Nehdp

tpepNahf];juhy;

<l;lg;gLk;

Kjy; Mh;lh; Nghd];

Nghd]; 2 : Kjy; Mh;lh; Nghd]; Nghd]; 2 : Kjy; Mh;lh; Nghd]; Nghd]; 2 : Kjy; Mh;lh; Nghd]; Nghd]; 2 : Kjy; Mh;lh; Nghd]; Nghd]; 2 : Kjy; Mh;lh; Nghd]; (10% - 20%)

cq;fs; njhlf;f epiy ciog;Gf;F Vwj;jho cldbahfg; ghprspg;gjw;F Kjy; Mh;lh; Nghd];

toptFf;fpwJ. bitd; NehdpAld; ,ize;j xU khjj;jpw;Fk; rw;W $Ljyhd fhyj;jpw;Fs;shfNt

ePq;fs; yhgf; fhNrhiyfisg; ngw;W mDgtpf;fyhk;.

ePq;fs; jdpg;gl;l Kiwapy; ];ghd;rh; nra;Ak; xt;nthU egUf;Fk; mth;fs; jq;fs; Kjy;

Mh;lUf;Fj; Njh;T nra;Ak; nghUl;fisg; nghWj;J ePq;fs; 10% - 20% Kjy; Mh;lh; Nghd];

ngWtPh;fs; (mjw;Ff; Fiwe;jgl;rk; 500 BV NjitahFk;).

Kjy; Mh;lh; – DPP = FOB

Rs. 1,500 – Rs. 1,250 = Rs. 250

bitd; NehdpapypUe;J

tpepNahf];jh; tpiyapy; (DPP)thq;Ffpwhh;

mjpfgl;r tpw;gid tpiyapy;

(MRP) thq;Ffpwhh;.

tpw;gid nra;fpwhh;

#j;jpuk; :

mjpfgl;r tpw;gid tpiy (MRP) X

tpepNahf];jh; tpiy (DPP) (-) Y

tpw;gid Nghd]; = Z

Vw;nfdNt ,aq;fptUk;

vdJ bitd; Nehdp

tpepNahf];jh;

Gjpa vdJ

bitd; Nehdp

tpepNahf];jh;

Gjpa cWg;gpdiu

];ghd;rh; nra;fpwhh;

MRP tpiyapy;

Fiwe;jgl;rk; 500 BV nfhz;l

Kjy; Mh;liuj; jUfpwhh;

];ghd;rh;

nra;fpwhh;

5

Nghd]; 3 : nray;jpwd; jpul;rp Nghd]; Nghd]; 3 : nray;jpwd; jpul;rp Nghd]; Nghd]; 3 : nray;jpwd; jpul;rp Nghd]; Nghd]; 3 : nray;jpwd; jpul;rp Nghd]; Nghd]; 3 : nray;jpwd; jpul;rp Nghd]; (5% - 20%)tiuaiwtiuaiwtiuaiwtiuaiwtiuaiw

nray;jpwd; jpul;rp Nghd]; (APB) tUkhdj;jpw;F epWtdk; cj;juthjk; mspf;fpwJ. ,e;j Nghd]hdJ

bitd; Nehdp tpepNahf];jh;fs; midtUf;Fk; toq;fg;gLfpwJ. Mdhy;> mth;fSf;Fhpa APB rjtpfpjj;njhifahdJ mth;fs; tfpf;Fk; jFjpepiyf;F Vw;g toq;fg;gLfpwJ.

nray;jpwd; jpul;rp Nghd]; jFjpepiy ml;ltiz :nray;jpwd; jpul;rp Nghd]; jFjpepiy ml;ltiz :nray;jpwd; jpul;rp Nghd]; jFjpepiy ml;ltiz :nray;jpwd; jpul;rp Nghd]; jFjpepiy ml;ltiz :nray;jpwd; jpul;rp Nghd]; jFjpepiy ml;ltiz :

fd;ry;ld;l; 1 499 10 4,999 5%

vf;]pfpA+l;bt; 500 2,499 5,000 24,999 8%

rPdpah; vf;]pfpA+l;bt; 2,500 4,999 25,000 49,999 11%

NkNd[h; 5,000 7,999 50,000 79,999 14%

mrp];lz;l; iluf;lh; 8,000 11,999 80,000 1,19,999 17%

iluf;lh; 12,000 + 1,20,000+ 20%

rpwg;Gg; gyd;fs;rpwg;Gg; gyd;fs;rpwg;Gg; gyd;fs;rpwg;Gg; gyd;fs;rpwg;Gg; gyd;fs;

epiyxNu tpiuTj;

khjk; njhlf;fk;

vf;];gpu];

vf;]pfpA+l;bt;* 350 PV 8%

vf;];gpu];

iluf;lh;** 8,000 PV 20%

epge;jidfs; :epge;jidfs; :epge;jidfs; :epge;jidfs; :epge;jidfs; :

1. xU Fwpg;gpl;l khjj;jpy; nkhj;j PGS jpul;rpf;Nfw;g jFjpepiy cah;T mikAk;. mJ mLj;J tUk;

khjj;jpw;F khw;wg;glNth> njhlug;glNth KbahjJ.

2. cq;fs; nkhj;j PSf;Fj; njhlh;gpy;yhky;> cq;fs; jFjpepiyf;F Vw;g nray;jpwd; Nghdiy ePq;fs;

mDgtpf;fyhk;.

3. tpepNahf];jh; xUth; PGS ,y; ,Ue;J fpilf;Fk; tpQ;rpa Nghdi] mDgtpf;f Fiwe;jgl;rk; 50PVnfhz;l PS I mile;jpUf;f Ntz;Lk;. cq;fs; fPo;thpirapdhpd; (my;yJ FO tpw;gid) jpuz;l

tpw;gidapy; (PV) ,Ue;J mth;fSf;Fhpa nray;jpwd; Nghd]; toq;fg;gl;L fopf;fg;gl;l gpd; $Ljyhfg;

ngwg;gLk; nray;jpwd; Nghdi]Na tpQ;rpa Nghd]; Fwpf;fpwJ.

4. vf;];gpu]; vf;]pfpA+l;bt;* : xU tpepNahf];jh;> mth; NrUk; khjj;jpy; nrhe;j tpw;gidapy; (PS)50PVf;Ff; $LjyhfNth> rkkhfNth vl;LtJ kw;Wk; nrhe;jf;FO tpw;gidapy; (PGS) 350 PVf;Ff;$LjyhfNth. rkkhfNth vl;Lk;NghJ vf;]pfpA+l;bt; epiyf;F cah;j;jg;gLthh;.

5. iluf;lh; epiyf;F cah;j;jg;gLtjw;F ,U topfs; cs;sd :

m. xU Fwpg;gpl;l khjj;jpy; tpepNahf];jh; xUth; iluf;luhf cah;j;jg;gLtjw;F mNj khjj;jpNyNa

mth; nrhe;j tpw;gidapy; (PS) 50 PVf;Ff; $LjyhfNth rkkhfNth mile;jtuhfTk;> nrhe;jf;

FO tpw;gidapy; (PGS) 2500 PVf;Ff; $LjyhfNth> rkkhfNth mile;jtuhfTk; nkhj;jf; FO

tpw;gidapy; (TGS) 12000 PVf;Ff; $LjyhfNth rkkhfNth jpul;batuhf ,Uf;fNtz;Lk;.

M. vf;];gpu]; iluf;lh;** : xU tpepNahf];jh;> xNu khjj;jpy; nrhe;j tpw;gidapy; (PS) 50 PVf;Fr;rkkhfNth $LjyhfNth vl;LtJ kw;Wk; nrhe;jf;FO tpw;gidapy; (PGS) 8000 PVf;Fr;

$LjyhfNth> rkkhfNth vl;Lk;NghJ iluf;lh; epiyf;F cah;j;jg;gLthh;.

jpul;rp vt;thW Vw;gLfpwJ vd;gjw;fhd cjhuzk;jpul;rp vt;thW Vw;gLfpwJ vd;gjw;fhd cjhuzk;jpul;rp vt;thW Vw;gLfpwJ vd;gjw;fhd cjhuzk;jpul;rp vt;thW Vw;gLfpwJ vd;gjw;fhd cjhuzk;jpul;rp vt;thW Vw;gLfpwJ vd;gjw;fhd cjhuzk;

khjk; BV jpuz;l BV % tUkhdk;

1 30,000 30,000 11% Rs. 3,300

2 30,000 60,000 14% Rs. 4,200

3 30,000 90,000 17% Rs. 5,100

4 30,000 1,20,000 20% Rs. 6,000

jFjp epiyjpuz;l PV jpuz;l BV

% rhjidFiwe;j gl;rk; mjpf gl;rk; Fiwe;j gl;rk; mjpf gl;rk;

6

cjhuzk; 1 :cjhuzk; 1 :cjhuzk; 1 :cjhuzk; 1 :cjhuzk; 1 :

cq;fs; cq;fs; cq;fs; cq;fs; cq;fs; PS>50 PVahf ,Uf;Fk;NghJahf ,Uf;Fk;NghJahf ,Uf;Fk;NghJahf ,Uf;Fk;NghJahf ,Uf;Fk;NghJ

nkhj;j jpuz;l tpw;gid : 700 PV = 7000 BV

cq;fs; nray;jpwd; Nghd]; : 8%

A, B, kw;Wk; Cf;fhfg; ngWgit : 5%

cq;fs; tUkhdk;

= (7,000 x 8%) – (2,000 x 5%) – (2,000 x 5%) –(2,000 x 5%)

= &. 560 – Rs. 100 – Rs. 100 – Rs. 100

= &. 260

cjhuzk; 2:cjhuzk; 2:cjhuzk; 2:cjhuzk; 2:cjhuzk; 2:

cq;fs; cq;fs; cq;fs; cq;fs; cq;fs; PS <50 PVahf ,Uf;Fk;NghJahf ,Uf;Fk;NghJahf ,Uf;Fk;NghJahf ,Uf;Fk;NghJahf ,Uf;Fk;NghJ

nkhj;j jpuz;l tpw;gid : 640PV = 6,400BVcq;fs; nray;jpwd; Nghd];: 8%A, B kw;Wk; Cf;fhd nray;jpwd;; Nghd]; : 5%

cq;fs; tUkhdk;

40 PV = 400 x 8%

= &. 32

cq;fs; PS, 50 PVf;Ff; Fiwthf ,Ug;gjhy;>

cq;fs; PSf;fhd nray;jpwd; Nghdi] kl;LNk

ePq;fs; ngwKbAk;. cq;fs; FO tpw;gidf;fhd

tpQ;rpa Nghdi]g; ngw jFjp ngw KbahJ.


gl;lj;jpw;fhd jFjpgl;lj;jpw;fhd jFjpgl;lj;jpw;fhd jFjpgl;lj;jpw;fhd jFjpgl;lj;jpw;fhd jFjp

cq;fspd; fPo; xU fPo;thpir egh; ,Ue;J xU

khjj;jpw;Fs; mth; nrhe;j tpw;gidapy;

PS >50PVf;F $LjyhfNth rkkhfNth ngw;W>

nrhe;jf; FO tpw;gidapy; PGS > 8,000f;Ff;$LjyhfNth> rkkhfNth ngw;W iluf;luhfj;

jFjp ngWtjhf itj;Jf;nfhs;Nthk;.


iluf;lh; Nghd]; jFjp ngWtJiluf;lh; Nghd]; jFjp ngWtJiluf;lh; Nghd]; jFjp ngWtJiluf;lh; Nghd]; jFjp ngWtJiluf;lh; Nghd]; jFjp ngWtJ

cq;fs; PS kw;Wk; PGS gpd;tUkhW mike;J

cq;fs; jpuz;l TGS 12000 PVf;Ff; $Ljyhf

,Ug;gjhf itj;Jf;nfhs;Nthk;.

7

Nghd]; 4 : iluf;lh; rhjid Nghd];Nghd]; 4 : iluf;lh; rhjid Nghd];Nghd]; 4 : iluf;lh; rhjid Nghd];Nghd]; 4 : iluf;lh; rhjid Nghd];Nghd]; 4 : iluf;lh; rhjid Nghd]; (3%)

jFjp mbg;giljFjp ngw;w iluf;lh; my;yJ Nky;epiyjFjp ngw;w iluf;lh; my;yJ Nky;epiyjFjp ngw;w iluf;lh; my;yJ Nky;epiyjFjp ngw;w iluf;lh; my;yJ Nky;epiyjFjp ngw;w iluf;lh; my;yJ Nky;epiy

(PS >50PV & PGS> 6,000PV)

tiuaiwtiuaiwtiuaiwtiuaiwtiuaiw

PGS 6,000 PV my;yJ mjw;F NkyhfNth vl;Lk; jFjpngw;w iluf;lh;fs; midtUf;Fk; iluf;lh;

rhjid Nghd]; xU $Ljy; Cf;fj;njhifahFk;.

DAB Gs;spapd; kjpg;G =epWtdj;jpd; khjhe;ju BV apy; 3%

jFjpngw;w iluf;lh;fspd; nkhj;j DAB Gs;spfs;

nkhj;j iluf;lh; rhjid Nghd]; toq;fy; vd;gJ epWtdj;jpd; khjhe;ju BVapy; 3% MFk;.

iluf;lh; rhjid Nghd]; tpepNahfk; Gs;spg; gfph;T mbg;gilapyhdjhFk;.

jFjpngw;w mrp];ld;l; iluf;lh;fs; kw;Wk; mjd; fPo;epiyapy; cs;sth;fspd; FO tpw;gidiaNa

PGS fzf;fpy; vLj;Jf;nfhs;fpwJ.

,ilg;gl;l iluf;lh;fs; kw;Wk; mth;fspd; fPOs;s thpirapdhpd; nel;nthh;f; msT Mfpatw;wpd;

tpw;gid cq;fs; PGS ,d; tpw;gidapd; gFjpahff; fUjg;glhJ.

iluf;lh; rhjid Nghd]; fzf;fPL :iluf;lh; rhjid Nghd]; fzf;fPL :iluf;lh; rhjid Nghd]; fzf;fPL :iluf;lh; rhjid Nghd]; fzf;fPL :iluf;lh; rhjid Nghd]; fzf;fPL :


cq;fs; fPo;thpir iluf;lhpd; cq;fs; fPo;thpir iluf;lhpd; cq;fs; fPo;thpir iluf;lhpd; cq;fs; fPo;thpir iluf;lhpd; cq;fs; fPo;thpir iluf;lhpd; PGS,iluf;lh; rhjid Nghd]{f;fhff;iluf;lh; rhjid Nghd]{f;fhff;iluf;lh; rhjid Nghd]{f;fhff;iluf;lh; rhjid Nghd]{f;fhff;iluf;lh; rhjid Nghd]{f;fhff;

fzf;fplg;glhJ.fzf;fplg;glhJ.fzf;fplg;glhJ.fzf;fplg;glhJ.fzf;fplg;glhJ.

cq;fs; PGS = 5,500 PV

iluf;lh; rhjid Nghd]{f;Fj; jFjp ngw

KbahJ.


cq;fs; fPo;thpir mrp];ld;l;cq;fs; fPo;thpir mrp];ld;l;cq;fs; fPo;thpir mrp];ld;l;cq;fs; fPo;thpir mrp];ld;l;cq;fs; fPo;thpir mrp];ld;l;

iluf;lh;fspd;iluf;lh;fspd;iluf;lh;fspd;iluf;lh;fspd;iluf;lh;fspd; PGS, iluf;lh; rhjid iluf;lh; rhjid iluf;lh; rhjid iluf;lh; rhjid iluf;lh; rhjid

Nghd]{f;fhff; fzf;fplg;gLfpwJ.Nghd]{f;fhff; fzf;fplg;gLfpwJ.Nghd]{f;fhff; fzf;fplg;gLfpwJ.Nghd]{f;fhff; fzf;fplg;gLfpwJ.Nghd]{f;fhff; fzf;fplg;gLfpwJ.

cq;fs; PGS = 6,050PV

iluf;lh; rhjid Nghd]{f;Fj; jFjp ngw

KbAk;.

8

Nghd]; 5 : iluf;lh; Nghd]; Nghd]; 5 : iluf;lh; Nghd]; Nghd]; 5 : iluf;lh; Nghd]; Nghd]; 5 : iluf;lh; Nghd]; Nghd]; 5 : iluf;lh; Nghd]; (15%)

jFjp mbg;giljFjpngw;w iluf;lh; my;yJ Nky;epiyjFjpngw;w iluf;lh; my;yJ Nky;epiyjFjpngw;w iluf;lh; my;yJ Nky;epiyjFjpngw;w iluf;lh; my;yJ Nky;epiyjFjpngw;w iluf;lh; my;yJ Nky;epiy

(PS>50PV kw;Wk; jw;Nghija jFjpepiyf;F Vw;w PGS)

1. iluf;lh; Nghd]; jFjp ml;ltizapy; ePq;fs; mile;jpUf;Fk; jFjp epiy vj;jifia #oypYk; jho;j;jg;glhJ.

2. jFjp ngw;w iluf;lh; my;yJ mjw;F Nkyhd jFjp epiyia vl;ba tpepNahf];jh;fs; kl;LNk iluf;lh; Nghd];

ngw jFjpAilath;fs; Mthh;fs;.

3. jFjp ngw;w iluf;lh;fs; midtUk; ntt;NtW thpirapypUe;J te;jth;fshf ,Uf;f Ntz;Lk;.

4. nkhj;j iluf;lh; Nghd]; toq;fy; vd;gJ epWtdj;jpd; khjhe;ju BVapy; 15% mJ “Gs;spg; gfph;T Kiw” f;F Vw;gtpepNahfpf;fg;gLfpwJ.

5. Nkw;fz;l ml;ltizapy; cs;s cq;fs; jFjp epiyf;F Vw;g ,e;j Nghd]; toq;fg;gLfpwJ.

mlq;fpa nrayhw;wy; : jFjpngwhj iluf;lh;fspd; PV, mth;fs;

jFjpngw;w iluf;lh;fshFk; epiy jPh;khdpf;fg;gLk; tiu mlq;fpa

epiyapy; itf;fg;gLfpwJ.


iluf;lh; epiyf;Ff; fPo;epiyapYs;s vdJ bitd; Nehdp tpepNahf];jh;fs; midtUk;

Kjy; 3 gyd;fis kl;LNk ngwKbAk;. mit tpw;gid Nghd];> Kjy; Mh;lh; Nghd];

kw;Wk; nray;jpwd; jpul;rp Nghd]; MFk;. tpepNahf];jh; xUth; iluf;lh; epiyia

vl;Lk;NghJ> iluf;lh; rhjid Nghd]; (DAB) njhlq;fp $Ljyhd 8 bitd; Nehdp

Nghd];fisg; ngwj; jFjp ngWthh;.

iluf;lh; Nghd]; (DB) Gs;spapd; kjpg;G = epWtdj;jpd; khjhe;ju BVapy; 15%

jFjpngw;w iluf;lhpd; nkhj;j DB Gs;spfs;

1 2 3 4 5 6 7 8

iluf;lh;–

PS > 50PV6%(D) PGS > 2,500PV

rigah; iluf;lh;1

PS > 50PV6% 5% 4%(SD) PGS > 2,500PV

&gp iluf;lh;2

PS > 50PV6% 5% 4% 3%(RD) PGS > 2,000PV

vkuhy;L iluf;lh;3

PS > 50PV6% 5% 4% 3% 2%

(ED) PGS > 1,500 PV

lakz;L iluf;lh;5

PS > 50PV6% 5% 4% 3% 2% 1%

(ED) PGS > 1,000 PV

fpuTd; iluf;lh;7 PS > 50PV 6% 5% 4% 3% 2% 1% 1%

(CD)

fpuTd; mk;gh]lh;10 PS > 50PV 6% 5% 4% 3% 2% 1% 1% .5%

iluf;lh; (CAD)

gpurpnld;rpay;>14 PS > 50PV 6% 5% 4% 3% 2% 1% 1% .5% .5%

fpuTd; iluf;lh; (PCD)

jFjpngw;w

iluf;lh;

thpirfs;

jFjp ngw;w iluf;lh;

fPo;thpirapdhpd;

mikg;G

jFjp ngw;w

iluf;luhtjw;fhd

khjhe;juj;

jFjp mbg;gil

nrhe;j

PGS

iluf;lh;

jFjp epiy

jFjpngw;w iluf;lh; epiy

Nghd];fspd; % jFjp

9

iluf;lh; Nghd]; epiyf;fhd jFjpiluf;lh; Nghd]; epiyf;fhd jFjpiluf;lh; Nghd]; epiyf;fhd jFjpiluf;lh; Nghd]; epiyf;fhd jFjpiluf;lh; Nghd]; epiyf;fhd jFjp

1. rigah; iluf;lh;1. rigah; iluf;lh;1. rigah; iluf;lh;1. rigah; iluf;lh;1. rigah; iluf;lh; (SD)

ve;jnthU Fwpg;gpl;l khjj;jpYk; iluf;lh; Nghd]{f;Fj;

jFjp ngWtjw;F ePq;fs; 3 epge;jidfisg; g+h;j;jp nra;a

Ntz;Lk; : PS>50 PV I ngw Ntz;Lk; PGS>2500 PV ImilaNtz;Lk;. cq;fspd; fPo; jFjpngw;w iluf;luhfiluf;luhfiluf;luhfiluf;luhfiluf;luhf

Fiwe;jgl;rk; xUth; ,Uf;f Ntz;Lk;Fiwe;jgl;rk; xUth; ,Uf;f Ntz;Lk;Fiwe;jgl;rk; xUth; ,Uf;f Ntz;Lk;Fiwe;jgl;rk; xUth; ,Uf;f Ntz;Lk;Fiwe;jgl;rk; xUth; ,Uf;f Ntz;Lk;.

2. &gp iluf;lh;&gp iluf;lh;&gp iluf;lh;&gp iluf;lh;&gp iluf;lh; (RD)

ve;jnthU Fwpg;gpl;l khjj;jpYk; iluf;lh; Nghd]}f;Fj;

jFjp ngWtjw;F ePq;fs; %d;W epge;jidfisg; g+h;j;jp

nra;a Ntz;Lk; : PS >50PV IIIII ngw Ntz;Lk;. PGS>2000PV I mila Ntz;Lk;. cq;fspd; fPo; 2 ntt;NtWfPo; 2 ntt;NtWfPo; 2 ntt;NtWfPo; 2 ntt;NtWfPo; 2 ntt;NtW

thpirfspy; ,Ue;J Fiwe;jgl;rk; 2 jFjp ngw;wthpirfspy; ,Ue;J Fiwe;jgl;rk; 2 jFjp ngw;wthpirfspy; ,Ue;J Fiwe;jgl;rk; 2 jFjp ngw;wthpirfspy; ,Ue;J Fiwe;jgl;rk; 2 jFjp ngw;wthpirfspy; ,Ue;J Fiwe;jgl;rk; 2 jFjp ngw;w

iluf;lh;fisiluf;lh;fisiluf;lh;fisiluf;lh;fisiluf;lh;fis ePq;fs; ngw;wpUf;f Ntz;Lk;.

3. vkuhy;L iluf;lu;vkuhy;L iluf;lu;vkuhy;L iluf;lu;vkuhy;L iluf;lu;vkuhy;L iluf;lu; (ED)

ve;jnthU Fwpg;gpl;l khjj;jpYk; iluf;lH Nghd]{f;Fj;

jFjp ngWtjw;F ePq;fs; %d;W epge;jidfisg; g+Hj;jp

nra;a Ntz;Lk;: PS>50 PVI mila Ntz;Lk;.

PGS>1500PV I mila Ntz;Lk;. cq;fspd; fPo;

3 ntt;NtW thpirfspy; ,Ue;J Fiwe;jgl;rk;3 ntt;NtW thpirfspy; ,Ue;J Fiwe;jgl;rk;3 ntt;NtW thpirfspy; ,Ue;J Fiwe;jgl;rk;3 ntt;NtW thpirfspy; ,Ue;J Fiwe;jgl;rk;3 ntt;NtW thpirfspy; ,Ue;J Fiwe;jgl;rk;

3 jFjp ngw;w iluf;lHfis3 jFjp ngw;w iluf;lHfis3 jFjp ngw;w iluf;lHfis3 jFjp ngw;w iluf;lHfis3 jFjp ngw;w iluf;lHfis ePq;fs; ngw;wpUf;f

Ntz;Lk;.

4. lakz;L iluf;lHlakz;L iluf;lHlakz;L iluf;lHlakz;L iluf;lHlakz;L iluf;lH (DD)


jFjp ngWtjw;F ePq;fs; ,uz;L epge;jidfisg; g+Hj;jp

nra;a Ntz;Lk; : PS>50 PV I ngw Ntz;Lk;. PGS>1000PV I mila Ntz;Lk;. cq;fspd; fPo; 5 ntt;NtW5 ntt;NtW5 ntt;NtW5 ntt;NtW5 ntt;NtW

tupirfspy; ,Ue;J Fiwe;jgl;rk; 5 jFjpngw;wtupirfspy; ,Ue;J Fiwe;jgl;rk; 5 jFjpngw;wtupirfspy; ,Ue;J Fiwe;jgl;rk; 5 jFjpngw;wtupirfspy; ,Ue;J Fiwe;jgl;rk; 5 jFjpngw;wtupirfspy; ,Ue;J Fiwe;jgl;rk; 5 jFjpngw;w

iluf;lHfisiluf;lHfisiluf;lHfisiluf;lHfisiluf;lHfis ePq;fs; ngw;wpUf;f Ntz;Lk;.

5. fpuTd; iluf;lHfpuTd; iluf;lHfpuTd; iluf;lHfpuTd; iluf;lHfpuTd; iluf;lH (CD)

ve;jnthU Fwpg;gpl;l khjj;jpYk; iluf;lH Nghd]{f;F

jFjpngWtjw;F ePq;fs; ,uz;L epge;jidfisg; g+Hj;jp

nra;a Ntz;Lk; : PS>50 PVI ngwNtz;Lk; cq;fspd;-

fPo; 7 ntt;NtW thpirfspy; ,Ue;J Fiwe;jgl;rk;7 ntt;NtW thpirfspy; ,Ue;J Fiwe;jgl;rk;7 ntt;NtW thpirfspy; ,Ue;J Fiwe;jgl;rk;7 ntt;NtW thpirfspy; ,Ue;J Fiwe;jgl;rk;7 ntt;NtW thpirfspy; ,Ue;J Fiwe;jgl;rk;

VO jFjpngw;w iluf;lHfisVO jFjpngw;w iluf;lHfisVO jFjpngw;w iluf;lHfisVO jFjpngw;w iluf;lHfisVO jFjpngw;w iluf;lHfis ePq;fs; ngw;wpUf;f

Ntz;Lk;.

6. fpuTd; mk;gh]lH iluf;lHfpuTd; mk;gh]lH iluf;lHfpuTd; mk;gh]lH iluf;lHfpuTd; mk;gh]lH iluf;lHfpuTd; mk;gh]lH iluf;lH (CAD)


jFjpngWtjw;F ePq;fs; ,uz;L epge;jidfisg;

g+Hj;jpnra;a Ntz;Lk; : PS>50PVI ngw Ntz;Lk;.

cq;fspd; fPo; 10 ntt;NtW thpirfspy; ,Ue;J10 ntt;NtW thpirfspy; ,Ue;J10 ntt;NtW thpirfspy; ,Ue;J10 ntt;NtW thpirfspy; ,Ue;J10 ntt;NtW thpirfspy; ,Ue;J

Fiwe;jgl;rk; 10 jFjpngw;w iluf;lHfisFiwe;jgl;rk; 10 jFjpngw;w iluf;lHfisFiwe;jgl;rk; 10 jFjpngw;w iluf;lHfisFiwe;jgl;rk; 10 jFjpngw;w iluf;lHfisFiwe;jgl;rk; 10 jFjpngw;w iluf;lHfis ePq;fs;

ngw;wpUf;f Ntz;Lk;.

7. gpurpnld;rpay; fpuTd; iluf;lH gpurpnld;rpay; fpuTd; iluf;lH gpurpnld;rpay; fpuTd; iluf;lH gpurpnld;rpay; fpuTd; iluf;lH gpurpnld;rpay; fpuTd; iluf;lH (PCD)


jFjp ngWtjw;F ePq;fs; ,uz;L epge;jidfisg;

g+H;j;jp nra;a Ntz;Lk;: PS>50PVI ngw Ntz;Lk;.

cq;fspd; fPo; 14 ntt;NtW thpirfspy; ,Ue;JfPo; 14 ntt;NtW thpirfspy; ,Ue;JfPo; 14 ntt;NtW thpirfspy; ,Ue;JfPo; 14 ntt;NtW thpirfspy; ,Ue;JfPo; 14 ntt;NtW thpirfspy; ,Ue;J

Fiwe;jgl;rk; 14 jFjp ngw;w iluf;lHfisFiwe;jgl;rk; 14 jFjp ngw;w iluf;lHfisFiwe;jgl;rk; 14 jFjp ngw;w iluf;lHfisFiwe;jgl;rk; 14 jFjp ngw;w iluf;lHfisFiwe;jgl;rk; 14 jFjp ngw;w iluf;lHfis

ePq;fs; ngw;wpUf;f Ntz;Lk;.

10

cjhuzk; 1: jFjp epiycjhuzk; 1: jFjp epiycjhuzk; 1: jFjp epiycjhuzk; 1: jFjp epiycjhuzk; 1: jFjp epiy

Nkw;fz;l cjhuzj;jpy; cq;fs; epiy vd;d?

cq;fs; fPo;tupirapYs;s “A”; PS = 50 PV cld; PGS = 1000 PV cilatuhf ,Ue;jhy;> mtH

xU lakz;L iluf;lH. “A” ,d; fPo; thpirapdhpd; rhjidfSf;Fj; njhlHgw;w tifapy;

cq;fshy; ];ghd;rH nra;ag;gl;l mtH xU jFjpngw;w iluf;lH thpirahsuhfpwhH.

cq;fs; fPo;thpirapYs;s “B”; xU rigau; iluf;lH. Mdhy; mtH iluf;lH Nghd]; jFjp

ml;ltizapd; Njitfis epiwT nra;jtuy;y. “B” My; ];ghd;rh; nra;ag;gl;l iluf;lUk;

me;jf; Fwpg;gpl;l khjj;jpy; iluf;lh; Nghd]; ngw jFjp ngw;wth; my;y. “B” FO jFjpngw;w

iluf;lH thpir nfhz;ljhf MfhJ.

cq;fs; fPo;thpirapYs;s “C” xU &gp iluf;lh; Mthh; (RD). Mdhy; mth; iluf;lh;

Nghd]; jFjp ml;ltizapd; Njitfis epiwT nra;jth; my;y. “C” ,d; ,uz;L

fPo;thpir iluf;lHfSk;$l Fiwe;jgl;rj; Njitfis epiwTnra;jtHfs; my;y.

vdpDk; “D” My; ];ghd;rH nra;ag;gl;l “E” iluf;lH Fiwe;jgl;rj; Njitia epiwT

nra;jpUg;gjhy; xU jFjpngw;w iluf;luhfpwhH;. vdNt “C” ,d; FO jFjp ngw;w iluf;lH

thpir nfhzljhfpwJ.

Nkw;fz;ltw;wpd; mbg;gilapy;> ePq;fs; ,uz;L (2) jFjpngw;w iluf;lH thpirfs;

nfhz;ltuhtPh;fs;. vdNt> ePq;fs; xU &gp iluf;luhfpwPHfs; (RD).

Fwpg;G: ePq;fs; Kd;dh; vkuhy;L iluf;lH (ED) vd;w jFjpepiyia mile;jpUe;jhy;> vkuhy;L

iluf;lUf;F mspf;fg;gLk; gyd;fis ePq;fs; njhlHe;J ngw;W mDgtpg;gPHfs;.

11

cjhuzk; 2: iluf;lH Nghd]; fzf;fPLcjhuzk; 2: iluf;lH Nghd]; fzf;fPLcjhuzk; 2: iluf;lH Nghd]; fzf;fPLcjhuzk; 2: iluf;lH Nghd]; fzf;fPLcjhuzk; 2: iluf;lH Nghd]; fzf;fPL

xt;nthU tl;lKk; PGS 2,500 PV I nfhz;l jFjpngw;w iluf;liuf; Fwpg;gjhf

itj;Jf;nfhz;lhy;> cq;fshy; <l;lg;gl;l Gs;spfs; fPO;f;fhZkhW mikAk;:

tptuq;fs; BV Gs;spfs;

cq;fs; tpw;gid 25,000 x 6% 1500

Kjy; epiy tpw;gid 75,000 x 5% 3750

,uz;lhk; epiy tpw;gid 1,50,000 x 4% 6000

%d;whk; epiy tpw;gid 1,75,000 x 3% 5250

ehd;fhk; epiy tpw;gid 75,000 x 2% 1500

<l;lg;gl;l nkhj;jg; Gs;spfs;<l;lg;gl;l nkhj;jg; Gs;spfs;<l;lg;gl;l nkhj;jg; Gs;spfs;<l;lg;gl;l nkhj;jg; Gs;spfs;<l;lg;gl;l nkhj;jg; Gs;spfs; 18,000

xU Gs;spapd; kjpg;G &. 0.70 vd;why;

cq;fs; tUkhdk; = 18>000 Gs;spfs; x &. 0.70 = &. 12>600

Fwpg;G :Fwpg;G :Fwpg;G :Fwpg;G :Fwpg;G :

1. jFjp ngw;w xUtH mDgtpf;Fk; iluf;lH Nghd]hdJ mtuhy; ];ghd;rH nra;ag;gl;l

iluf;lu; FOf;fspd; rhjidfisr; rhHe;jjhf my;yhky;> mtUila rhjidiar;

rhHe;jjhfNt ,Uf;Fk;.

2. FOg;gj;ijj; jtpHg;gjw;fhf> BVf;Fk; PVf;Fk; NtWghL ,Ug;gjd; fhuzkhf Nkw;fz;l

cjhuzk; PVf;Fg; gjpyhf BV If;nfhz;L fzf;fplg;gl;Ls;sJ.

3. xU Gs;spapd; kjpg;G khjj;jpw;F khjk; NtWgLk;.

12

cjhuzk; 3:cjhuzk; 3:cjhuzk; 3:cjhuzk; 3:cjhuzk; 3: iluf;lH Nghd];iluf;lH Nghd];iluf;lH Nghd];iluf;lH Nghd];iluf;lH Nghd];

“Nuhy; lTd;Nuhy; lTd;Nuhy; lTd;Nuhy; lTd;Nuhy; lTd;” Nfhl;ghL Nfhl;ghL Nfhl;ghL Nfhl;ghL Nfhl;ghL

fPo;f;fhZk; tl;lq;fs; vy;yhk; PS>50PV If;nfhz;l

iluf;liuf; Fwpg;gjhf itj;Jf;nfhz;lhy;> xt;nthU

tl;lj;jpd; gf;fj;jpy; Fwpg;gplg;gl;Ls;s vz;fs; me;jf;

Fwpg;gpl;l iluf;lhpd; PGS If; Fwpg;gjhFk;.

iluf;lH Nghd]; jiyKiwiaf;iluf;lH Nghd]; jiyKiwiaf;iluf;lH Nghd]; jiyKiwiaf;iluf;lH Nghd]; jiyKiwiaf;iluf;lH Nghd]; jiyKiwiaf;

fz;lwpAk; topKiwfz;lwpAk; topKiwfz;lwpAk; topKiwfz;lwpAk; topKiwfz;lwpAk; topKiw

iluf;lH Nghd]; jiyKiwiaf; fz;lwptJ “Nuhy; lTd;”Nfhl;ghl;il mbg;gilahff; nfhz;lJ. jFjpngw;w iluf;lH

kl;LNk xU jiyKiwahff; fUjg;gLthH. cq;fshy;

];ghd;rH nra;ag;gl;l iluf;lhpd; FO tpw;gid Kjy;

jFjpngw;w iluf;lNuhL xd;W NrHf;fg;gl;L> ,e;jj;

jiyKiwNa Kjy; jiyKiwahff; fUjg;gLk;>

,JNghyNt njhlUk;.

rpy jiyKiwf;Ff; fPOs;s nkhj;j iluf;lHfSk; jFjp

,oe;jtHfshdhy;> ,e;j iluf;lHfspd; tpw;;;;;;gid vy;yhk;

jpul;lg;gl;L xU jiyKiwahff; fUjg;gLk;.

cjhuzk; (3)f;F> jFjpngw;w iluf;lH jiyKiw vd;gJ

“Nuhy; lTd;” Nfhl;ghl;ilf; fPo;f;fhZk; tifapy;

nfhz;bUf;Fk;:

tpsf;fk;:tpsf;fk;:tpsf;fk;:tpsf;fk;:tpsf;fk;:

“a” xU lakz;L iluf;luhthH (DD). ,tH jFjpngw ,tUf;F PS>50 PVAk;> PGS>1000PVAk; kl;LNk Njit.

vdNt> “a” xU jFjpngw;w iluf;luhfpwhH. MfNt> “a” Kjy; jFjpngw;w iluf;lH jiyKiwahff; fUjg;gLthH.

“b” xU vkuhy;L iluf;luhthH (ED). ,tH jd;idj; jFjpgLj;jpf;nfhs;s ,tUf;F PS>50 PV Ak; PGS>1500PVAk;Njit. mtH cq;fSila jFjpngw;w iluf;lH my;y. mth; cq;fSila jFjpngw;w iluf;lh; jiyKiwahf

fUjg;gl KbahJ.

“c” xU &gp iluf;luhthH (RD). ,tH jd;idj; jFjpg;gLj;jpf;nfhs;s ,tUf;F PS>50 PVAk; Njit. vdNt> “c”xU jFjpngw;w iluf;lh; my;y> mtiu cq;fSila jFjpngw;w jiyKiwapdhpy; xUtuhff; fUj KbahJ.

cq;fs; mwpf;ifapy; “d” xU jFjpngw;w iluf;luhthH. “b”, “c” kw;Wk; “d” Mfpatw;wpd; ngaHfs; mtHfSila

PGS cld; cq;fs; ,uz;lhtJ jFjpngw;w iluf;lH jiyKiwahf mikfpwJ. vdNt> cq;fs; ,uz;lhtJjFjpngw;w iluf;lH jiyKiwapd; nkhj;j PV 5,000 MFk;.

“e” xU jFjpngw;w fpuTd; iluf;luhthH (CD). vdNt> ,tH cq;fSila %d;whtJ jFjpngw;w iluf;lH

jiyKiwahthH.

“f” xU vkuhy;L iluf;luhthH (ED). ,tH jFjpngWtjw;F PS > 50 PVAk;> PGS 1500 PVAk; Njit. vdNt> “f” xUjFjpngw;w iluf;luy;y.

“g” xU &gp iluf;lH (RD) MthH. ,tH jFjpngWtjw;F PS > 50 PVAk;> PGS 2000 PVAk; Njit. vdNt> “g” xUjFjpngw;w iluf;luy;y. “g” jdf;Ff; fPNo iluf;liug; ngw;wpuhjjhy;> “g” Ak;> “f” Ak; cq;fs; ehd;fhtJjFjpngw;w iluf;lH jiyKiwahff; fUjg;gLthh;fs;. cq;fs; mwpf;ifapy; “g” kw;Wk; “f” d; ngaHfs;

mtHfSila PGS cld; cq;fSila ehd;fhtJ jFjpngw;w iluf;lH jiyKiwahf ,Uf;Fk;.

vdNt> cq;fs; ehd;fhtJ jFjpngw;w iluf;lH jiyKiwapd; nkhj;j PV 1,900 PV MFk;.

13

Nghd]; 6: jiyikj;jpwd; Nghd]; (25Nghd]; 6: jiyikj;jpwd; Nghd]; (25Nghd]; 6: jiyikj;jpwd; Nghd]; (25Nghd]; 6: jiyikj;jpwd; Nghd]; (25Nghd]; 6: jiyikj;jpwd; Nghd]; (25%)))))

jFjprigah; iluf;lHrigah; iluf;lHrigah; iluf;lHrigah; iluf;lHrigah; iluf;lH

PS > 50 PV kw;Wk;kw;Wk;kw;Wk;kw;Wk;kw;Wk;

mbg;gilmy;yJ Nky;epiy my;yJ Nky;epiy my;yJ Nky;epiy my;yJ Nky;epiy my;yJ Nky;epiy (PS>50PV)

TGS > 6000 PV cila iluf;lHcila iluf;lHcila iluf;lHcila iluf;lHcila iluf;lH

fPo;thpapdiuf; nfhz;bUg;gJfPo;thpapdiuf; nfhz;bUg;gJfPo;thpapdiuf; nfhz;bUg;gJfPo;thpapdiuf; nfhz;bUg;gJfPo;thpapdiuf; nfhz;bUg;gJ


jiyikj;jpwd; Nghd]; vd;gJ rigaH iluf;lH my;yJ Nky;epiy jFjpf;F xU $Ljy;

Cf;fj;njhifahFk;.

jiyikj;jpwd; Nghd]; jFjp ml;ltiz:jiyikj;jpwd; Nghd]; jFjp ml;ltiz:jiyikj;jpwd; Nghd]; jFjp ml;ltiz:jiyikj;jpwd; Nghd]; jFjp ml;ltiz:jiyikj;jpwd; Nghd]; jFjp ml;ltiz:

SLB RLB ELB DLB CLB CALB PCLB

tUkhdj;ij cj;juthjg;gLj;j Nuhy; mg; nra;tJtUkhdj;ij cj;juthjg;gLj;j Nuhy; mg; nra;tJtUkhdj;ij cj;juthjg;gLj;j Nuhy; mg; nra;tJtUkhdj;ij cj;juthjg;gLj;j Nuhy; mg; nra;tJtUkhdj;ij cj;juthjg;gLj;j Nuhy; mg; nra;tJ

rigaH1 5%iluf;lH

&gp2 5% 5%iluf;lH

vkuhy;L3 5% 5% 5%iluf;lH

lakz;L5 5% 5% 5% 4%iluf;lH

fpuTd;7 5% 5% 5% 4% 3%iluf;lH

fpuTd; mk;gh];lH10 5% 5% 5% 4% 3% 2%

iluf;lH

gpurpnld;rpapy;>14 5% 5% 5% 4% 3% 2% 1%

fpuTd;iluf;lH

epiy

jFjpngw;w

iluf;lH

fPo;thpirapdhpd;

mikg;G tbtk;

PS > 50 PV kw;Wk;TGS > 6000 PVcila

iluf;lHfspd;vz;zpf;if

Nghd];fSf;fhd jFjp

14

jiyikj;jpwd; Nghd]; ngWtjw;fhd jFjpngWk; epiyfs;jiyikj;jpwd; Nghd]; ngWtjw;fhd jFjpngWk; epiyfs;jiyikj;jpwd; Nghd]; ngWtjw;fhd jFjpngWk; epiyfs;jiyikj;jpwd; Nghd]; ngWtjw;fhd jFjpngWk; epiyfs;jiyikj;jpwd; Nghd]; ngWtjw;fhd jFjpngWk; epiyfs;

xt;nthU tl;lKk; PS>50PV kw;Wk; TGS>6000 PV cila iluf;liug; gpujpepjpg;gLj;Jtjhf

itj;Jf;nfhz;lhy;

1. rigaH jiyikj;jpwd; Nghd];rigaH jiyikj;jpwd; Nghd];rigaH jiyikj;jpwd; Nghd];rigaH jiyikj;jpwd; Nghd];rigaH jiyikj;jpwd; Nghd]; (SLB) - 5% 2. &gp jiyikj;jpwd; Nghd];&gp jiyikj;jpwd; Nghd];&gp jiyikj;jpwd; Nghd];&gp jiyikj;jpwd; Nghd];&gp jiyikj;jpwd; Nghd]; (RLB) - 5%

&gp rp];lk; cWg;gpdu; (RSM) vd;gtHRLBf;Fj; jFjp cila jiytuhthH.

3. vkuhy;L jiyikj;jpwd; Nghd];vkuhy;L jiyikj;jpwd; Nghd];vkuhy;L jiyikj;jpwd; Nghd];vkuhy;L jiyikj;jpwd; Nghd];vkuhy;L jiyikj;jpwd; Nghd]; (ELB) - 5% 4. lakz;;L jiyikj;jpwd; Nghd];lakz;;L jiyikj;jpwd; Nghd];lakz;;L jiyikj;jpwd; Nghd];lakz;;L jiyikj;jpwd; Nghd];lakz;;L jiyikj;jpwd; Nghd]; (DLB) -4%

vkuhy;L rp];lk; cWg;gpdh; (ESM) vd;gth; lakz;L FO cWg;gpdH (DCM) vd;gth;ELBf;Fj; jFjp cila jiytuhth; DLBf;Fj; jFjp cila jiytuhthH.

5. fpuTd; jiyikj;jpwd; Nghd];fpuTd; jiyikj;jpwd; Nghd];fpuTd; jiyikj;jpwd; Nghd];fpuTd; jiyikj;jpwd; Nghd];fpuTd; jiyikj;jpwd; Nghd]; (CLB) - 3% 6. fpuTd; mk;gh]lH jiyikj;jpwd;fpuTd; mk;gh]lH jiyikj;jpwd;fpuTd; mk;gh]lH jiyikj;jpwd;fpuTd; mk;gh]lH jiyikj;jpwd;fpuTd; mk;gh]lH jiyikj;jpwd;

Nghd]; Nghd]; Nghd]; Nghd]; Nghd]; (CALB) - 2%

fpuTd; fTd;rpy; cWg;gpdH (CCM) vd;gtHCLB, CALB my;yJ PCLBf;Fj; jFjpj; cila jiytuhthH.

7. gpurpnld;rpay; fpuTd; jiyikj;jpwd; Nghd];gpurpnld;rpay; fpuTd; jiyikj;jpwd; Nghd];gpurpnld;rpay; fpuTd; jiyikj;jpwd; Nghd];gpurpnld;rpay; fpuTd; jiyikj;jpwd; Nghd];gpurpnld;rpay; fpuTd; jiyikj;jpwd; Nghd]; (PCLB) - 1%

15

jiyikj ;j pwd ; Nghd] ; ngWtjw ;fhdjiyikj ;j pwd ; Nghd] ; ngWtjw ;fhdjiyikj ;j pwd ; Nghd] ; ngWtjw ;fhdjiyikj ;j pwd ; Nghd] ; ngWtjw ;fhdjiyikj ;j pwd ; Nghd] ; ngWtjw ;fhd

epge;jidfs;:epge;jidfs;:epge;jidfs;:epge;jidfs;:epge;jidfs;:

i) tpepNahf];jH PS>50 PV cila iluf;luhf

,Uf;f Ntz;Lk;. jdJ FOtpy; mtH TGS>6000PVnfhz;l xU iluf;liuf; Fiwe;jgl;rkhfg;

ngw;wpUf;f Ntz;Lk;.

cjhuzk; cjhuzk; cjhuzk; cjhuzk; cjhuzk; 1a :

cjhuzk; 2cjhuzk; 2cjhuzk; 2cjhuzk; 2cjhuzk; 2b :

Nkw;fhZk; tl;lq;fs; vy;yhk; iluf;lHfisf;

Fwpg;gjhf itj;Jf;nfhs;Nthk;.

cjuhzk; 1a tpy; cq;fspd; fPo; xU iluf;lH

FOTk;> 6000 PVf;F Nkw;gl;l TGSAk;ngw;wpUg;gjhy;> ePq;fs; rigaH jiyikj;jpwd;

Nghdi]g; (SLB) ngWtPHfs;.cjhuzk; 1b ,y;> cq;fspd; fPOs;s ve;jf;

FOTk; TGS>6000PV I milahjjhy;> ePq;fs;

jiyikj;jpwd; Nghd]; ngw jFjpngw KbahJ.


“Fiwe;j gl;r” cj;juthjj;ijg; ngw cq;fs; fPo;thpirapdH “Nuhy; mg;” nra;Jnfhs;s Ntz;Lk;.

ii) cq;fspd; fPOs;s iluf;lH xUtH TGS > 6000 PV I milAk; epiy tiu jiyikj;jpwd;

Nghd]; fzf;fPL “Nuhy; mg;” Nfhl;ghl;il mbg;gilahff; nfhz;bUf;Fk;.

Nkw;fz;l cjhuzj;jpy; gb I ,y;> “a”, “b”, “c” jiyikj;jpwd; Nghd]pw;Fj; jFjp ngw KbahJ.

Vnddpy; mtHfspd; fPo; nkhj;j FO tpw;gid 6000 PV I mile;j mtHfshy; ];ghd;rH nra;ag;gl;l

iluf;lH ahUk; ,y;iy. vdpDk; “a” I jFjpngw;w iluf;luhf;Ftjw;F “b” kw;wk; “c” ,d;tpw;gid Nuhy; mg; nra;ag;gLk;NghJ> ePq;fs; rigaH jiyikj;jpwd; Nghdi]g; ngwyhk;.

iii) mtH jdJ ];ghd;rUf;Ff; Fiwe;jgl;rk; 6000 PV I Nuhy; mg; nra;Jnfhs;Sk; “Fiwe;jgl;r

cj;juthjk;” cs;sJ. Nkw;fhZk; cjhuzj;jpy; ePq;fSk;> cq;fs; ];ghd;rUk; rigaH Nghdi]g;

ngw;W mDgtpf;fyhk;.

16


Fiwe;j mstpyhd cj;juthjj;ijg; ngw cq;fs; ];ghd;rh; “Nuhy; mg;” nra;aNtz;b

,Uf;Fk;NghJ

iv. 6000 PV msTf;F “Fiwe;j mstpyhd cj;juthjj;ij” mila> Nuhy; mg;igj; jtpHg;gjw;F

ePq;fs; ,ij mila Ntz;b ,Uf;Fk;.

a. PGS 6000 PV IAk;> PS 50 PV IAk; miltJ

my;yJ

b. PGS > 6000 PV I vl;lj;jtwpa cq;fs; iluf;lH thpirapdH TGS > 6000 PV I mile;jpUg;gJ

cjhuzk; 4 : jiyikj;jpwd; Nghd]; fzf;fPLcjhuzk; 4 : jiyikj;jpwd; Nghd]; fzf;fPLcjhuzk; 4 : jiyikj;jpwd; Nghd]; fzf;fPLcjhuzk; 4 : jiyikj;jpwd; Nghd]; fzf;fPLcjhuzk; 4 : jiyikj;jpwd; Nghd]; fzf;fPL

cjhuzk; 4,y; xt;nthU tl;lKk; PGS 6000 PV kw;Wk;PS>50PVI gpujpepjpj ;Jtg;gLj;Jtjhf itj;Jf;

nfhs;Nthk;.

jiyikj;jpwd; Nghd]; jFjp ml;ltizf;Nfw;g ePq;fs;

xU fpuTd; iluf;luhf (CD) SLB, RLB, ELB, DLB,Uf;fpwPHfs;. kw;Wk; CCB Mfpa nkhj;j jiyikj;jpwd;

Nghd];fisAk; ngWtjw;F ePq;fs; jFjpngWfpwPHfs;.

17

Nghd]; 7: gaz epjpNghd]; 7: gaz epjpNghd]; 7: gaz epjpNghd]; 7: gaz epjpNghd]; 7: gaz epjp (2%)

jFjp mbg;giljFjpngw;w &gp iluf;lH my;yJ Nky;epiyjFjpngw;w &gp iluf;lH my;yJ Nky;epiyjFjpngw;w &gp iluf;lH my;yJ Nky;epiyjFjpngw;w &gp iluf;lH my;yJ Nky;epiyjFjpngw;w &gp iluf;lH my;yJ Nky;epiy

(PS>50 kw;Wk; jw;Nghija jFjpepiyf;F Vw;w PGS)


jFjpngw;w &gp my;yJ Nky;epiy iluf;lHfSf;Fg; gaz epjp vd;gJ xU $Ljy; Cf;fj;

njhifahFk;.

gaz epjp toq;Ftjw;fhd njhif vd;gJ nkhj;j khjhe;ju BVapy; 2% MFk;.

jFjpngWk; epge;jidfs;> fzf;fpLk; Kiw> xt;nthU gazj;jpw;Fkhd gaz ,lk; Mfpait

epWtdj;jhy; KbT nra;ag;gLk;.

gaz epjpia ntspehl;by; Kd;Ndw;wg; gzpfSf;Fk; (ODTF) gad;gLj;jyhk;. mit jahhpg;Gg;

nghUs; gw;Wr; rPl;LfshfTk; jpUk;gg; ngwf;$baitNa.

jFjpahdtuhy; <l;lg;gLk; gazepjpahdJ khw;wj;jf;fNjh> mLj;j Mz;bw;F xj;jpg;Nghlj; jf;fNjh

my;y. mJ epWtdj;jhy; Vw;ghL nra;ag;gLk; gazq;fSf;F kl;LNk gad;gLj;jf;$bait.

gazepjp Nghd]; jFjp ml;litzgazepjp Nghd]; jFjp ml;litzgazepjp Nghd]; jFjp ml;litzgazepjp Nghd]; jFjp ml;litzgazepjp Nghd]; jFjp ml;litz

gaz epjpg; epWtdj;jpd; khjhe;ju BV apy; 2%Gs;spapd; kjpg;G Nrfhpf;fg;gl;l nkhj;j gazepjpg; Gs;spfs;}=

1 2 3 4 5 6 7 8

&gp PS>50PV6% 5% 4% 3%iluf;lH PGS>2,000PV

vkuhy;L PS>50PV6% 5% 4% 3% 2%

iluf;lH PGS>1,500PV

lakz;L PS>50PV6% 5% 4% 3% 2% 1%

iluf;lH PGS>1,000PV

fpuTd;PS>50PV 6% 5% 4% 3% 2% 1% 1%

iluf;lH

fpuTd; mk;gh]lHPS>50PV 6% 5% 4% 3% 2% 1% 1% 0.5%

iluf;lH

gpurpnld;rpay;PS>50PV 6% 5% 4% 3% 2% 1% 1% 0.5% 0.5%

fpuTd; iluf;lH

jFjpngw;w

iluf;luhtjw;fhd

khjhe;ju jFjp

mbg;gil

jFjp epiynrhe;j

PGS

jFjpngw;w iluf;lhpd; epiy

18

Nghd]; 8: Mz;L-,Wjp gq;FjhuH Nghd];Nghd]; 8: Mz;L-,Wjp gq;FjhuH Nghd];Nghd]; 8: Mz;L-,Wjp gq;FjhuH Nghd];Nghd]; 8: Mz;L-,Wjp gq;FjhuH Nghd];Nghd]; 8: Mz;L-,Wjp gq;FjhuH Nghd]; (2%)

jFjp mbg;giljFjpngw;w vkuhy;L iluf;lH my;yJ Nky;epiyjFjpngw;w vkuhy;L iluf;lH my;yJ Nky;epiyjFjpngw;w vkuhy;L iluf;lH my;yJ Nky;epiyjFjpngw;w vkuhy;L iluf;lH my;yJ Nky;epiyjFjpngw;w vkuhy;L iluf;lH my;yJ Nky;epiy

(PS>50 PV kw;Wk; jw;Nghija jFjp epiyf;Nfw;w PGS)


jFjpngw;w vkuhy;L iluf;lH my;yJ Nky;epiyapdH midtUf;Fk; Mz;L-,Wjp gq;FjhuH Nghd];

(YPB) vd;gJ xU $Ljy; Cf;fj;njhifahFk;.

Mz;L-,Wjp gq;FjhuH Nghd]; epWtdj;jpd; khjhe;ju BVapy; 2% nfhz;ljhFk;. vkuhy;L iluf;lH

(ED) epiyia my;yJ mjw;F Nky; epiyia mile;Js;s jFjpngw;w tpepNahf];jHfs; kl;LNk ,e;j

Mz;L-,Wjp gq;FjhuH Nghd]pw;Fj; jFjp ngw;wtHfs;. ,e;j Nghd]; khjhe;ju mbg;gilapy;

fzf;fplg;gl;L> Mz;LNjhWk; brk;gH 20 ,y; toq;fg;gLk;.

tpepNahf];jH xUtH> Mz;L-,Wjp gq;FjhuH Nghdi] mDgtpg;gjw;F> mtH vkuhy;L iluf;lH (ED)my;yJ Nky;epiyia mile;jpUf;f Ntz;Lk;. rigaH iluf;lH (SD) kw;Wk; &gp iluf;lH (RD)MfpatHfspd; PS kw;Wk; PGS rhjidfs; vg;gb ,Ug;gpDk; mtHfs; Mz;L-,Wjp gq;FjhuH Nghd]pw;Fj;

jFjp gilj;jtHfsy;y. Mz;L-,Wjp gq;FjhuH Nghdi] mDgtpf;f tpUk;Gk; ED, DD, CD, CAD kw;Wk;PCD MfpatHfs; jq;fs; jFjpg;gl;lj;jpw;Fj; Njitahd Fiwe;jgl;r PS kw;Wk; PGS I mile;jpUf;f

Ntz;Lk;.

Mz;L-,Wjp gq;FjhuH Nghd]; Gs;spg; gfpHT Kiwapd; mbg;gilapy; fzf;fplg;gLfpwJ. mJ 8 Mk;

epiy tiuapyhd iluf;lH Nghd]; tpepNahfj;jpw;F Vw;g fPo;tUkhW mikAk;:

jFjpngw;w iluf;lH thpirapdH epiyePq;fs;

1 2 3 4 5 6 7 8

5% 4% 3% 2% 1% 1% 0.5% 0.5%6%

Mz;L-,Wjp gq;FjhuH epWtdj;jpd; khjhe;ju BV apy; 2%Nghd]; Gs;spapd; kjpg;G Nrfhpf;fg;gl;l nkhj;j Mz;L-,Wjp

gq;FjhuH Nghd]; Gs;spfs;

Mz;L-,Wjp gq;FjhuH Nghd]pw;fhd fzf;fPL vd;gJ iluf;lH Nghdi]g; Nghd;wNj.

}=

19

Nghd]; 9: fhH epjpNghd]; 9: fhH epjpNghd]; 9: fhH epjpNghd]; 9: fhH epjpNghd]; 9: fhH epjp (3%)

jFjp mbg;gil jFjpngw;w lakz;L iluf;lH my;yJ Nky;epiyjFjpngw;w lakz;L iluf;lH my;yJ Nky;epiyjFjpngw;w lakz;L iluf;lH my;yJ Nky;epiyjFjpngw;w lakz;L iluf;lH my;yJ Nky;epiyjFjpngw;w lakz;L iluf;lH my;yJ Nky;epiy3 njhlHr;rpahd khjq;fSf;F3 njhlHr;rpahd khjq;fSf;F3 njhlHr;rpahd khjq;fSf;F3 njhlHr;rpahd khjq;fSf;F3 njhlHr;rpahd khjq;fSf;F

(PS > 50 PV kw;Wk; jw;Nghija epiyf;F Vw;w PGS)5 jFjpngw;w iluf;lH thpirfisf;

nfhz;bUg;gJ


fhH epjp vd;gJ rhjidGhpAk; cWg;gpdHfs; jq;fSf;F tpUg;gkhd thfdj;ij thq;Ftjw;fhd xU

$Ljy; Cf;fj;njhifahFk;. rhjidahsHfs; fhH epjpia khje;NjhWk; ngw Fiwe;jgl;rk; 5 jFjpngw;w

iluf;lH thpirfis njhlHr;rpahf 3 khjq;fSf;Fg; ngw;wpUf;f Ntz;Lk;.

jFjpngw;wtUf;F khjk; xd;Wf;F toq;fg;glf;$ba mjpfgl;r fhH epjp &. 60>000 tpepNahf];jHfs;

jq;fs; fhH epjpiag; gad;gLj;jpf;nfhs;s xU Gjpa fhH xd;iw thq;f Ntz;Lk;.

fhH epjp jFjpahsH xU jFjpngw;w iluf;lH thpir ngw;wpUe;jhYk;$l fhH epjpiaj; njhlHe;J

ngwyhk;. Mdhy; mtH iluf;lH Nghd]py; Fwpg;gplg;gl;Ls;s me;j jFjpf;Nfw;w jFjpngWk; PS kw;Wk;PGS epiyfisg; G+Hj;jp nra;jpUf;f Ntz;Lk;.

iluf;lH Nghd]; tpepNahfk; epiy 8 tiu mjw;Nfw;w Gs;spg; gfpHT Kiw mbg;gilapy; fPo;tUkhW

fhH epjp fzf;fplg;gLfpwJ :

fhH epjpg; epWtdj;jpd; khjhe;ju BVapy; 3%Gs;spapd; kjpg;G Nrfhpf;fg;gl;l nkhj;j fhHepjpg; Gs;spfs;

fhh; epjp fzf;fPL iluf;lH Nghdi]g; Nghd;wNj.

}=


1 2 3 4 5 6 7 8

5% 4% 3% 2% 1% 1% 0.5% 0.5%6%

20

Nghd]; 10 : tPl;L epjp Nghd]; 10 : tPl;L epjp Nghd]; 10 : tPl;L epjp Nghd]; 10 : tPl;L epjp Nghd]; 10 : tPl;L epjp (2%)

jFjpngw;w fpuTd; fhH epjpf;F Vw;nfdNt 3 njhlHr;rpahd khjq;fSf;F

jFjp mbg;gil iluf;lH my;yJ jFjpngw;wpUg;gJ 7 jFjpngw;w thpirfisf;

Nky;epiy (PS>50PV) nfhz;bUg;gJ


tPl;L epjp vd;gJ xU $Ljy; Cf;fj; njhifahFk;. rhjidahsHfs; tPl;L epjpiag; ngw 3 njhlHr;rpahd

khjq;fSf;F Fiwe;jgl;rk; 7 jFjpngw;w iluf;lH thpirfisg; ngw;wpUf;f Ntz;Lk;.

tPl;L epjp jFjpahsH xU jFjpngw;w iluf;lH thpiriag; ngw;wpUe;jhYk;$l tPl;Lepjpiaj; njhlHe;J

ngwyhk;. Mdhy; mtH iluf;lH Nghd]py; Fwpg;gplg;gl;Ls;s jFjpepiyf;F Vw;w; jFjpngWk; PS kw;Wk;PGS epiyfisg; G+Hj;jp nra;jpUf;f Ntz;Lk;.

jFjpngw;wtUf;F khjk; xd;Wf;F toq;fg;glf;$ba mjpfgl;r tPl;L epjp &.75>000.

bitd; Nehdp tpepNahf];jH xUtH tPl;L epjpiaf; NfhUtjw;F tPL thq;f Ntz;Lk;.

nkhj;j tPl;L epjp toq;fy; vd;gJ nkhj;j khjhe;ju BVapy; 2% MFk;.

iluf;lH Nghd]; tpepNahfk; epiy 8 tiu mjw;Nfw;w Gs;spg; gfpHT Kiw mbg;gilapy; tPl;L epjp

fPo;tUkhW fzf;fplg;gLfpwJ :

tPl;L epjpg; epWtdj;jpd; khjhe;ju BVapy; 2%Gs;spapd; kjpg;G Nrfhpf;fg;l;l nkhj;j tPl;Lepjpg; Gs;spfs;} =


1 2 3 4 5 6 7 8

5% 4% 3% 2% 1% 1% 0.5% 0.5%6%

21

Nghd]; 11: NrHkd; mtHfspd; FNshgy; hpthHl;]; fpsg; Nghd]; 11: NrHkd; mtHfspd; FNshgy; hpthHl;]; fpsg; Nghd]; 11: NrHkd; mtHfspd; FNshgy; hpthHl;]; fpsg; Nghd]; 11: NrHkd; mtHfspd; FNshgy; hpthHl;]; fpsg; Nghd]; 11: NrHkd; mtHfspd; FNshgy; hpthHl;]; fpsg; (3%)

‘D’ ngd;]; fpsg;ngd;]; fpsg;ngd;]; fpsg;ngd;]; fpsg;ngd;]; fpsg;

‘D’ tpy;yh fpsgtpy;yh fpsgtpy;yh fpsgtpy;yh fpsgtpy;yh fpsg;; ;; ;

‘D’ cy;yhrg; glF fpsg;cy;yhrg; glF fpsg;cy;yhrg; glF fpsg;cy;yhrg; glF fpsg;cy;yhrg; glF fpsg;

,jw;Fj; jFjpngw> 12 khj fhyfl;lj;jpy; Fiwe;jJ 6 khjq;fSf;fhtJ CCM epiyiag;

guhkhpf;f Ntz;Lk;. cjhuzkhf> etk;gH 2015 ,y; ePq;fs; CCM epiyf;Fj; jFjp ngw;wpUe;jhy;>

NrHkd; mtHfspd; FNshgy; hpthHl;]; fpsg;gpw;Fj; jFjpngw mf;NlhgH 2016f;F Kd;G NkYk; 5

Kiw ePq;fs; CCM jFjpia mile;jpUf;f Ntz;Lk;. NrHkd; mtHfspd; FNshgy; hpthHl;];

fpsg; %yk; &.10 yl;rk; my;yJ mjw;F NkyhfNth Fwpg;gpl;l me;j Mz;by; ePq;fs; jpul;bAs;s>

brk;gH 20 ,y; fWg;G nkHrpl]; ngd;]; fhiu ePq;fs; Nfhhpg; ngwyhk;.

NrHkd; mtHfspd; FNshgy; epWtdj;jpd; khjhe;ju BVapy; 3%hpthHl;]; fpsg; Gs;spapd; kjpg;G Nrfhpf;fg;gl;l nkhj;j CGR Gs;spfs;

mLj;j Mz;L kW jFjp ngw;wTld;> CGR ,y; ,Ue;J ngwg;gLk; tUkhdk; cq;fs; nkHrpl]; ngd;]pw;F

toq;fg;gLk;. ‘D’ ngd;]; fpsg; rd;khdj;ij ePq;fs; Nfhhpg; ngw;wTld;> ePq;fs; ‘D’ tpy;yh fpsg; rd;khdj;ij

Nehf;fpr; nry;tPHfs;> ‘D’ tpy;yh fpsg; rd;khdj;ij ePq;fs; ngw;wgpd; mLj;jjhf ePq;fs; ‘D’ cy;yhr

fpsg;ig Nehf;fpr; nry;tPHfs;.

NrHkd; mtHfspd; FNshgy; hpthHl;];f;fhd fzf;fPL iluf;lH Nghdi]g; Nghd;wNj.

nkhj;j NrHkd; mtHfspd; FNshgy; hpthHl;]; fpsg; gz toq;fy; vd;gJ nkhj;j khjhe;ju BVapy; 3%MFk;.

iluf;lH Nghd]; tpepNahfk; epiy 8 tiu mjw;Nfw;w Gs;spg; gfpHT Kiw mbg;gilapy; NrHkd;

mtHfspd; FNshgy; hpthHl;]; fpsg; fPo;tUkhW fzf;fplg;gLfpwJ :

=


1 2 3 4 5 6 7 8

5% 4% 3% 2% 1% 1% 0.5% 0.5%6%

22

bitd; Nehd

p Kk;klq;F Nghd

];

bitd; Nehd

p Kk;klq;F Nghd

];

bitd; Nehd

p Kk;klq;F Nghd

];

bitd; Nehd

p Kk;klq;F Nghd

];

bitd; Nehd

p Kk;klq;F Nghd

];

tpahghuj; jpl;lk; - xU fz;Nzhl;lk;




tpahghuj; jpl;lk; - xU fz;Nzhl;lk; 2015 etk;gh; 1 Kjy; mkypy;

1. t

pw;gid Nghd];

tpw;gid Nghd];

tpw;gid Nghd];

tpw;gid Nghd];

tpw;gid Nghd];

10%

- 2

0%2.Kjy;

Kjy;

Kjy;

Kjy;

Kjy; ; ; ; ; ; M

HlUf;fhd

MHlUf;fhd

MHlUf;fhd

MHlUf;fhd

MHlUf;fhd

Nghd];

Nghd];

Nghd];

Nghd];

Nghd]; ; ; ; ; ; 1

0% -

20%

3. jpul;lg;gl;l nray;jpwd;

jpul;lg;gl;l nray;jpwd;




Nghd];

Nghd];

Nghd];

Nghd];

Nghd]; 5

%-2

0%

jpul;lg;gl;l

jpul;lg;gl;l

jpul;lg;gl;l

jpul;lg;gl;l

jpul;lg;gl;l

PGS

(PS

50)

5. i

luf;lH

Nghd

];

iluf;lH

Nghd

];

iluf;lH

Nghd

];

iluf;lH

Nghd

];

iluf;lH

Nghd

];

15%

DSD

RDED

DD

CDCA

DPC

D

12

35

710

14

6%6%

6%6%

6%6%

6%6%

5%5%

5%5%

5%5%

5%

4%4%

4%4%

4%4%

4%

3%3%

3%3%

3%3%

2%2%

2%2%

2%

1%1%

1%1%

1%1%

1%

0.5%

0.5%

0.5%

PS>

50PV

PCD

14

CAD

10

CD7

DD5

PGS

>10

00PV

ED3

PGS

>15

00PV

RD2

PGS

>20

00PV

SD1

PGS

>25

00PV

D0

PGS

>25

00PV

6. jiyikj;jpwd; Nghd];

jiyikj;jpwd; Nghd];

jiyikj;jpwd; Nghd];

jiyikj;jpwd; Nghd];

jiyikj;jpwd; Nghd];

25%

SLB

RLB

ELB

DLB

CLB

CALB

PCLB

12

35

710

14

5%5%

5%5%

5%5%

5%

5%5%

5%5%

5%5%

5%5%

5%5%

5%

4%4%

4%4%

3%3%

3%

2%2% 1%

(PS

> 5

0 PV

)TG

S >

6,0

00 P

V

4.iluf;lH

rhjid Nghd

];

iluf;lH

rhjid Nghd

];

iluf;lH

rhjid Nghd

];

iluf;lH

rhjid Nghd

];

iluf;lH

rhjid Nghd

]; (

PGS

> 6

,000

PV)

3%

5.iluf;lH Nghd];

iluf;lH Nghd];

iluf;lH Nghd];

iluf;lH Nghd];

iluf;lH Nghd];

15%

6.jiyikj;jpwd; Nghd];

jiyikj;jpwd; Nghd];

jiyikj;jpwd; Nghd];

jiyikj;jpwd; Nghd];

jiyikj;jpwd; Nghd];

25%

7.gaz

epjp

gaz

epjp

gaz

epjp

gaz

epjp

gaz

epjp

2%

8.Mz

;L-,Wjp gq;Fjhuh; Nghd];

Mz


Mz


Mz


Mz


2%

9.fhH epjp

fhH epjp

fhH epjp

fhH epjp

fhH epjp

3%

10. t

Pl;L epjp

tPl;L epjp

tPl;L epjp

tPl;L epjp

tPl;L epjp

2%

11.NrHkd; mtHfspd; FNshgy; hpthHl;]; fpsg;

NrHkd; mtHfspd; FNshgy; hpthHl;]; fpsg;




3%

ePq;fs;

ePq;fs;

ePq;fs;

ePq;fs;

ePq;fs;

ePq;fs;

ePq;fs;

ePq;fs;

ePq;fs;

ePq;fs;

SDR

D

ePq;fs;

ePq;fs;

ePq;fs;

ePq;fs;

ePq;fs;

ePq;fs;

ePq;fs;

ePq;fs;

ePq;fs;

ePq;fs;

ED

DD

eP

eP

eP

eP

eP

q;

q;

q;

q;

q;

ffff f s;

s;

s;

s;

s;

eP

eP

eP

eP

eP

q;

q;

q;

q;

q;

ffff f s;

s;

s;

s;

s;

eP

eP

eP

eP

eP

q;

q;

q;

q;

q;

ffff f s;

s;

s;

s;

s;

CD

CA

D

PC

D

vf;];gpu];

vf;];gpu];

vf;];gpu];

vf;];gpu];

vf;];gpu];

vf;]pfpAl;bt; NrUk;

vf;]pfpAl;bt; NrUk;

vf;]pfpAl;bt; NrUk;

vf;]pfpAl;bt; NrUk;

vf;]pfpAl;bt; NrUk;

khjj;jpy;

khjj;jpy;

khjj;jpy;

khjj;jpy;

khjj;jpy;

350

PV

vf;];gpu]; iluf;lH

vf;];gpu]; iluf;lH

vf;];gpu]; iluf;lH

vf;];gpu]; iluf;lH

vf;];gpu]; iluf;lH

1 khjj;jpy;

1 khjj;jpy;

1 khjj;jpy;

1 khjj;jpy;

1 khjj;jpy;

8000

PV

SD =

rigaH iluf;lH

DD

= lakz;L i

luf;lH

PCD

= gpurpnld;rpay; fpuTd; i

luf;lH

RD =

&gp iluf;lH

CD =

fpuTd; i

luf;lH

ED =

vkuhy;L i

luf;lH

CAD

= fpuTd; m

k;ghrlH iluf;lH

PV =

Gs;sp kjpg;G

PS =

nrhe;j t

pw;gid

TGS

= nkhj;j F

O t

pw;gid

BV =

tpahghu msT

PGS

= nrhe;jf; FO tpw;gid

CGS

= xUq;fpize;j FO tpw;gid

“1 P

V =

10

BV”

23

jahhpg;G nghUs; cj;juthjk;jahhpg;G nghUs; cj;juthjk;jahhpg;G nghUs; cj;juthjk;jahhpg;G nghUs; cj;juthjk;jahhpg;G nghUs; cj;juthjk;

Nehdp gNahnlf; gpiuNtl; ypkpnll; ekJ thbf;ifahsHfSf;Fr; rHtNjrj; juj;jpyhd jahhpg;Gg; nghUl;fis toq;FfpwJ.

tpepNahf];juhy; my;yJ thbf;ifahsHfshy; thq;fg;gLk; jahhpg;Gg; nghUs; juk;Fiwe;j epiyapNyh> jahhpg;Gf;

FiwghLfSlNdh ,Ue;jhy; khw;wpj; jUtjw;F epWtdk; cj;juthjk; mspf;fpwJ. vdpDk; ,e;j cj;juthjkhdJ

fhyhtjp fhy Nrjq;fs; my;yJ J}a;ikf;NfL> ftdf;FiwT my;yJ Ntz;Lnkd;Nw nra;ag;gLk; nray;fSf;Fg;

nghUe;jhJ.

jpUk;g thq;fpf;nfhs;Sk; nfhs;ifjpUk;g thq;fpf;nfhs;Sk; nfhs;ifjpUk;g thq;fpf;nfhs;Sk; nfhs;ifjpUk;g thq;fpf;nfhs;Sk; nfhs;ifjpUk;g thq;fpf;nfhs;Sk; nfhs;if

jdJ tpepNahf];jH chpikapy; ,Ue;J tpyfp> ve;j bitd; Nehdp jahhpg;Gg; nghUl;fisAk; jpUk;g xg;gilf;f tpUk;Gk;

tpepNahf];jHfSf;fhfj; jpUk;g thq;fpf;nfhs;Sk; nfhs;ifia Nehdp gNahnlf; gpiuNtl; ypkpnll; nfhz;bUf;fpwJ.

jpUk;g xg;gilf;fg;gLk; nghUl;fs; mtuJ tpyfYf;F 30 ehl;fSf;F Kd; thq;fg;gl;ljhf ,Uf;f Ntz;Lk;. mg;nghUl;fs;

gad;gLj;jf;$ba ey;y epiyapy; cs;sitahf> kWtpw;gid nra;af;$bajhf> jpwf;fg;glhjjhf> xl;bf;nfhs;shjjhf>

fhyhtjp fhyk; Kbtilahjjhf ,Uf;f Ntz;Lk;.

tpepNahf];jH xUtH jhd; thq;Fk; nghUl;fis 30 ehl;fSf;Fs; tpw;Wtpl KbAk; vd;w tifapNyNa nghUl;fis

thq;FfpwhH vd;gij epr;rag;gLj;Jk; nghWg;ig ];ghd;rUk;> epWtdKk; nfhs;tjw;fhfNt ,e;j jpUk;g thq;fpf; nfhs;Sk;

nfhs;if tbtikf;fg;gl;Ls;sJ.

1. bitd; Nehdpia MHlH nra;tjw;fhd Kiwfs;:

i) epWtdj;jpd; mYtyfj;jpw ;Nfh> fpis

mYtyfj;jpw;Nfh nry;Yq;fs;

ii) MHlH gbtj;ijg; G+Hj;jp nra;Aq;fs;:

• ngaH> cWg;gpdH FwpaPL> njhiyNgrp vz;>

Kfthp Mfpatw;iw vOJq;fs;

• jahhpg;Gg; nghUs; tptuq;fs;> Kd;Dhpik PVkhjk; Mfpatw;iwf; Fwpg;gpLq;fs; (me;jf;

Fwpg;gpl;l PV khjj;jpd; tpw;gid KbTf;F Kd;G

MHlH epWtdj;jpw;F te;J NruNtz;Lk;)

iii) KOj; njhifiaAk; ngw;Wf;nfhz;l gpwNf

MHlHfs; nray;gLj;jg;gLk;.

iv) MHlHfisr; nray;gLj;Jk; Kd;G MHlHfs;

midj;ijAk; kpd;dQ;ry; / njhiyNgrp %ykhf

nghUl;fis MHlH nra;jy;nghUl;fis MHlH nra;jy;nghUl;fis MHlH nra;jy;nghUl;fis MHlH nra;jy;nghUl;fis MHlH nra;jy;

mYtyf CopaHfs; kPz;Lk; cWjpg;gLj;jpf;

nfhs;thHfs;. MHlHfs; cWjpg;gLj;jg;gl;l gpd;Ng

rhpahdjhfTk;> ,WjpahdjhfTk; Vw ;Wf ;

nfhs;sg;gLk;.

2 .2 .2 .2 .2 . ruf;F ,Ug;G itj;jpUg;gtHruf;F ,Ug;G itj;jpUg;gtHruf;F ,Ug;G itj;jpUg;gtHruf;F ,Ug;G itj;jpUg;gtHruf;F ,Ug;G itj;jpUg;gtH

ekJ mq;fPfhpf;fg;gl;l ruf;F ,Ug;G ikaq;fspy;

MHlHfs; nfhLf;fyhk;. mUfhikapYs;s

thbf;ifahsH Nritia mwpa thbf;ifahsh;

Nritiaj; njhlHGnfhs;Sq;fs;.

3. www.mydivinenoni.com

Md;iyd ; %yk ; nghUl ;fis thq ;f

mydivinenoni.comf;Fj; njhlHGnfhz;L cq;fSf;Fj;

Njitahd nghUl;fis tPl;bw;Nf nlypthp

ngwyhk;.

gzk; nrYj;Jk; Kiwgzk; nrYj;Jk; Kiwgzk; nrYj;Jk; Kiwgzk; nrYj;Jk; Kiwgzk; nrYj;Jk; Kiw

1. gzkhf

2. &.3>000f;FNky; thq;Fk; nghUl;fSf;F kl;Lk; fpnubl;fhHLfs; (VISA my;yJ Master fhHL)

3. tq;fpg; ghpkhw;wk;

fzf;Fg; ngaH : Noni BioTech Pvt.Ltd.

ICICI tq;fpf; fzf;Ftq;fpf; fzf;Ftq;fpf; fzf;Ftq;fpf; fzf;Ftq;fpf; fzf;F : 602205040702

IFS NfhL : ICICI0006022

fpis : Mylapore

SBI tq;fpf; fzf;Ftq;fpf; fzf;Ftq;fpf; fzf;Ftq;fpf; fzf;Ftq;fpf; fzf;F : 10792454594

IFS NfhL : SBIN0009318

fpis : Perungudi

4. tq;fpf; fhNrhiy (DD) Noni BioTech Pvt. Ltd. ngahpy;

24

PV fzf;F Kbj;jy;fzf;F Kbj;jy;fzf;F Kbj;jy;fzf;F Kbj;jy;fzf;F Kbj;jy;

khje;NjhWk; PV fzf;F Kbj;jy; me;jf; Fwpg;gpl;l khjj;jpd; filrp ehspy; KbTf;F tUk;.

xU Fwpg;gpl;l khjj;jpy; PV fzf;fpw;Fj; jFjpngWtjw;F> tpw;gid nra;ag;gl;l ,d;tha;];fs; midj;Jk; (Neub /kpd;dQ;ry;/mydivinenoni.com/];lhf;fp];l;) epWtdj;jpd; jiyik mYtyfj;jpw;Nfh me;jf; Fwpg;gpl;l khjj;jpd; filrp

ehSf;Fs; te;J NruNtz;Lk;. jtwpg;Nghd my;yJ jhkjkhd ,d;tha;];fSf;F epWtdk; nghWg;Ngw;fhJ.

Fwpg;G: nray;ghl;by; ,Uf;Fk; tpepNahf];jHfs; midtUk; jq;fSf;Fhpa Fiwe;jgl;r PS kw;Wk; PGS Njitfisg;

guhkhpf;Fk; Kf;fpaj;Jtj;ij mwpe;jtHfshf ,Uf;f Ntz;Lk;. jq;fSf;Fhpa PV kjpg;igg; guhkhpg;gij cWjpg;gLj;jpf;nfhs;s

Ntz;baJ tpepNahf];jhpd; nghWg;NgahFk;.

newpKiw tpjpfs;newpKiw tpjpfs;newpKiw tpjpfs;newpKiw tpjpfs;newpKiw tpjpfs;vy;yhr; rkaq;fspYk; vdJ bitd; Nehdp tpepNahf];jUf;fhd newpKiw tpjpfisg; gpd;gw;wNtz;baJ tpepNahf];jHfs;

midtUf;Fk; mtrpakhdJ. mij kPWk; tpepNahf];jhpd; tpepNahf];jH chpikia vr;rkaj;jpYk; ePf;Ftjw;F epWtdj;jpw;F

chpikAz;L.

tpepNahf];jhpd; chpiktpepNahf];jhpd; chpiktpepNahf];jhpd; chpiktpepNahf];jhpd; chpiktpepNahf];jhpd; chpik

1. vdJ bitd; Nehdp tpahghuj;ij elj;Jtjpy; ehd; caHe;j Neh;ikiaAk;> ehzaj;ijAk; filgpbg;Ngd;.

2. vy;yhr; rkaq;fspYk; vdJ bitd; Nehdp tpjpfs; & xOq;Fkiwfis Vw;Wr; nray;gLNtd;.

3. epWtdj;jpd; tpahghuj;ij Nkk;gLj;Jtjhfr; nrhy;ypf;nfhz;L> Neub tpw;gidj; njhopiyg; gypahf;fp> epWtdj;jpd;

rf tpepNahf];jUf;Fg; ghjpg;G Vw;gLk; tifapy; vj;jifa Nkhrbr; nraypYk; <Lglkhl;Nld;.

4. ntw;wpiar; rhjpg;gjw;Fj; Njitahd Kidg;Gfisj; njspthf Kd;itj;J> tpahghuj; jpl;lj;ij ehd; Jy;ypakhfTk;

NeHikahfTk; vLj;J tpsf;FNtd;.

5. epWtdk;> mjd; jahhpg;Gg; nghUl;fs;> mjpfhhpfs;> CopaHfs; my;yJ gpw epWtdq;fs;> jahhpg;Gg; nghUl;fs;

mtw;iwr; NrHe;j kw;wtHfs; MfpatHfisg; gw;wp vjpHkiwahd my;yJ ,opthd fUj;Jf;fisf; $wkhl;Nld;.

epWtdj;jpw;Fk;> mNj Neuj;jpy; Neub tpw;gid tpahghuj;jpw;Fk; chpa kjpg;igAk; khpahijiaAk; ehd; toq;FNtd;.

6. epWtdj;jpd; jahhpg;Gg; nghUl;fisf; Fiwe;j tpiyapNyh> chpa> mDkjpf;fg;gl;l tpiyf;Ff; fPohfNth ehd;

tpw;gid nra;akhl;Nld;.

7. NtW tpahghu eyd;fis Nkk;gLj;Jtjw;F epWtdj;jpd; tzpfg; ngaiuNah (rpd;dq;fisNah) ntspaPLfisNah>

tpsk;gug; nghUl;fisNah> $l;lq;fisNah my;yJ gpw epWtd fUtpfisNah gad;gLj;jkhl;Nld;.

8. epWtdj;jpd; jahhpg;Gg; nghUl;fshYk;> vdJ NritahYk;> vd; thbf;ifahsHfSk;> rf tpepNahf];jHfSk;

jpUg;jp nfhs;tij cWjpg;gLj;j ehd; njhlHe;J KidNtd;.

vdJ bitd; Nehdp tpepNahf];jUf;fhdvdJ bitd; Nehdp tpepNahf];jUf;fhdvdJ bitd; Nehdp tpepNahf];jUf;fhdvdJ bitd; Nehdp tpepNahf];jUf;fhdvdJ bitd; Nehdp tpepNahf];jUf;fhd

tpjpKiwfSk; xOq;FKiwfSk;tpjpKiwfSk; xOq;FKiwfSk;tpjpKiwfSk; xOq;FKiwfSk;tpjpKiwfSk; xOq;FKiwfSk;tpjpKiwfSk; xOq;FKiwfSk;(gjptpd;NghJ Md;iydpy; xg;gkplg;gl;lJ)(gjptpd;NghJ Md;iydpy; xg;gkplg;gl;lJ)(gjptpd;NghJ Md;iydpy; xg;gkplg;gl;lJ)(gjptpd;NghJ Md;iydpy; xg;gkplg;gl;lJ)(gjptpd;NghJ Md;iydpy; xg;gkplg;gl;lJ)

tpepNahf];jhpd; Rje;jpukhd tpahghur; nray;ghl;ilj; jLf;fhj tifapy; mtUila chpikiag; ghJfhf;Fk;>flikfis xOq;fikf;Fk; Nehf;fj;JlNdNa fPo;f;fhZk; vdJ bitd; Nehdp tpepNahf];jUf;fhd

tpjpKiwfSk; xOq;FKiwfSk; tFf;fg;gl;Ls;sd. cq;fis xU nghWg;Gkpf;f newpKiw nfhz;l vdJbitd; Nehdp tpepNahf];juhf cUthf;fpf;nfhs;tjw;F> tpjpKiwfisAk; xOq;FKiwfisAk; ePq;fs;

Ghpe;Jnfhz;L mjd;gbr; nrayhw;w Ntz;Lk;.

mJ bitd; Nehdpapy; cq;fs; ePz;lfhy yhgfukhd tpahghuj;jpw;fhf XH MNuhf;fpakhd tpahghunel;nthHf; #oiy tsHj;njLf;Fk; Nehf;fk; nfhz;lJk;> rf tpepNahf];jHfSf;F ,ilapYk;>

tpepNahf];jHfSf;Fk; epWtdj;jpw;Fk; ,ilapYk; xUq;fpizg;ig Nkk;gLj;Jk;> NeHkiwahd ey;ypzf;fj;ijj;Njhw;Wtpf;Fk; Nehf;fKk; nfhz;ljhFk;. vdJ bitd; Nehdp tpepNahf];jH vd;gjw;fhd cq;fs; typikAk;>

ntw;wpAk;> epWtdj;jpw;Fk; ekJ tpepNahf];jHfSf;F ,ilapYk; epyTk; cWjpahd $l;LwT kw;Wk; ek;gpf;ifmbg;gilapy; cUthd $l;L ciog;ghFk;. tpepNahf];jH xt;nthUthpd; nghWg;Gk; i) elg;gpYs;s

tpjpKiwfisAk;> xOq;FKiwfisAk; gbj;J> Ghpe;Jnfhz;L mjw;F ,zq;f tpopg;GzHNthL nray;gLtjhFk;ii) epWtdk; jdJ fzpdpj; njhFg;gpy; ,Wjpahff; nfhLf;fg;gl;Ls;s tpepNahf];jH Kfthpf;Nf midj;J

25

jfty;fisAk; mDg;Gkhjyhy;> tpepNahf];jH jd;idg; gw;wpa tptuq;fisAk;> njhlHG / kpd;dQ;ry;

KfthpfisAk; mt;tg;NghJ GJg;gpj;Jf;nfhs;s Ntz;Lk;. tpepNahf];jUf;Fk;> epWtdj;jpw;Fk; ,ilapyhdcwTepiy xg;ge;j mbg;gilapyhdJ vd;gij tpepNahf];ju; xt;nthUtUk; Vw;Ws;sdu;. ,e;j cwTepiy

miu-xg;ge;jj; jd;ik nfhz;lJ vd;Nwh> njhlu;e;J eilKiwapdhNyh> nray;ghl;bdhNyh Vw;gl;lgpur;rpidfshy; me;jj; jd;ik nfhz;lJ vd;Nwh> epWtdj;jpd; tpjpKiwfSf;Fk;> xOq;FKiwfSf;Fk;

my;yJ nfhs;iff;F khwhf epWtdj;jpd; Copauhy; tha;nkhopahy; $wg;gl;bUe;jhNyh my;yJ cz;ikf;Fk;>rl;lj;jpw;Fk; Gwk;ghf ,Ue;jhNyh tpepNahf];jH NfhUk; chpikia epWtdk; mq;fPfhpf;fhJ.

vdJ bitd; Nehdp tpepNahf];jUf;fhd tpjpKiwfSk;> xOq;FKiwfSk; mjd; jw;Nghija tbtj;jpYk;>

mt;tg;NghJ mit khw;wp mikf;fg;gl;lhYk;> mitnay;yhk; Md;iydpy; cs;s tpepNahf];jH tpz;zg;gg;gbtj;jpy; ,izf;fg;gl;L mjd; XH mq;fkhf mike;jpUf;Fk;. mJ epWtdj;jpw;Fk; tpepNahf];jUf;Fk;

,ilapyhd xg;ge;jj;jpd; xU gFjpahfTk; ,Uf;Fk;.

1. tpepNahf];jH Mtjw;fhd jFjp1. tpepNahf];jH Mtjw;fhd jFjp1. tpepNahf];jH Mtjw;fhd jFjp1. tpepNahf];jH Mtjw;fhd jFjp1. tpepNahf];jH Mtjw;fhd jFjp

m) ,e;jpahtpy; trpf;Fk; rl;lG+Htkhd taJnfhz;l ve;j xU jdpegUk; Md;iydpy; kpd;dZg; gjpT%yk; tpepNahf];jH tpz;zg;gg;gbtj;ijg; G+Hj;jp nra;tjd; %yk; vdJ bitd; Nehdp tpepNahf];juhf

tpz;zg;gpf;fyhk;. epWtdj;jpd; ngahpNyh> %d;whtJ egH ngahpNyh tpz;zg;gpf;fg;gLk; ve;jnthUtpz;zg;gKk; Vw;fg;glhJ.

M) ve;jnthU tpz;zg;gj;ijAk; fhuzk; vJthf ,Ue;jhYk;> mtw;iwj; njhptpf;fhkNyNa epuhfhpf;Fk;chpik epWtdj;jpw;F cz;L.

,) epWtdj;jpd; tpepNahf];juhf ,Ug;gtH> Vw;nfdNt epWtdj;jpd; KftuhfNth> gpujpepjpahfNth>CopauhfNth> Copahpd; tho;f;ifj;JiztuhfNth ,Uf;ff;$lhJ.

<) tpz;zg;gq;fs; midj;Jk; Vw;nfdNt nray;gl;LtUk; mq;fPfupf;fg;gl;l tpepNahf];juhy; ];ghd;rHnra;ag;gl;L ,Uf;f Ntz;Lk;.

c) kzkhfhj tpepNahf];jhpd; tpepNahf];jH chpik mtUila tuk;Gf;F cl;gl;lNj> mtUila

NtW ve;jj; JiztUf;Fk; mJ nghUe;jhJ.

C) rl;lG+h ;tkhfj; jpUkzkhd jk;gjpah ; xNunahU tpepNahf];jH chpikf;F kl;LNk

mDkjpf;fg;gLthh;fs;.

2. Nghd]; toq;fy;2. Nghd]; toq;fy;2. Nghd]; toq;fy;2. Nghd]; toq;fy;2. Nghd]; toq;fy;

m) Nghd];fs; midj;Jk; PV khj mbg;gilapy; khjhe;jukhff; fzf;fplg;gLfpwJ.

M) Mz;L-,Wjp gq;FjhuH Nghd]; jtpHj;j khjhe;ju Nghd]; fhNrhiyfs; mLj;J tUk; khjj;jpd;

10 Mk; NjjpNah> mjw;F Kd;djhfNth toq;fg;gLk;. vjpHghuhj #o;epiyfshy;> epWtdj;jpd;fl;Lg;ghl;by; ,y;yhj Gwepiyf; fhuzpfshy; rpy ehl;fs; jhkjk; Vw;glyhk;.

,) tpepNahf];jHfs; jq;fs; khjhe;ju Nghd]; mwpf;iffisg; ngw;Wf;nfhz;lTld;> jq;fs; fzf;Ffisr;rhpghHj;Jf;nfhs;s Ntz;Lk;. mwpf;iffs; toq;fg;gl;l NjjpapypUe;J 10 ehl;fSf;F cs;shf

re;Njfq;fs; njspTgLj;jpf;nfhs;sg;gl Ntz;Lk;. jtWk;gl;rj;jpy; Nghd]; mwpf;ifNa rhpahdjhff;nfhs;sg;gLk;.

3 .3 .3 .3 .3 . tpjpKiw kw;Wk; xOq;FKiw kPwiyr; rPuikf;Fk; topKiw tpjpKiw kw;Wk; xOq;FKiw kPwiyr; rPuikf;Fk; topKiw tpjpKiw kw;Wk; xOq;FKiw kPwiyr; rPuikf;Fk; topKiw tpjpKiw kw;Wk; xOq;FKiw kPwiyr; rPuikf;Fk; topKiw tpjpKiw kw;Wk; xOq;FKiw kPwiyr; rPuikf;Fk; topKiw

tpjpKiw kw;Wk; xOq;FKiw kPwy; vd;gJ xU jPtpukhd gpur;rpidahFk;. mJ tpepNahf];jH xg;ge;j

kPwypy; <Lgl;bUg;gijf; Fwpg;gjhFk;. mJ tpahghuj;jpy; <Lgl;Ls;s me;jj; jdpg;gl;l tpepNahf];jhpd;tpahghuj;jpd; kPJ vjpHkiwj; jhf;fj;ij Vw;gLj;jf;$baJ kl;Lky;y> kw;wtHfSila tpahghuj;ijAk;

ghjpf;Fk;. mNj Neuj;jpy; mJ epWtdj;jpd;> mjd; tpepNahf];jHfspd;> tpahghuf; $l;lhspfspd;> mjpfhhpfspd;>gq;FjhuHfspd;> ,af;FeHfs; FOtpd;> KftHfspd; kPNjh my;yJ nghJkf;fs;> Clfk; kw;Wk; chpa

mjpfhhpfs; kPNjh kjpg;Gf;Nflhd gpk;gj;ijNah> vjpHkiwahd vz;zj;ijNah Vw;gLj;jf;$Lk;.

VNjDk; tpjpkPwy; Vw;gl;lhy; mjidr; rPuikf;f epWtdk; chpa topfhl;LjiyAk;> mwpTiuiaAk; toq;Fk;.jPtpukhd epiyikfs; NfhUk;NghJ mjpy; <Lgl;Ls;s tpepNahf];jHfs; kPJ epWtdk; chpa eltbf;if

vLf;Fk;. tpjpkPwy; Vw;gLk; gl;rj;jpy;> gpd;tUk; topKiwiag; gpd;gw;wyhk; :

i) tpjpKiwfSk;> xOq;FKiwfSk; kPwg;gl;bUe;jhy; epWtdj;jplk; clNd GfhH mspf;fg;gl Ntz;Lk;.

GfhH mspg;gtH> Fw;wk; rhl;lg;gl;l tpjpkPwy; Fwpj;j tptuq;fis mjw;Fhpa thbf;ifahsH NritGfhH/Nfhhpf;ifg; gbtj;jpy; G+Hj;jpnra;a Ntz;Lk;. Fwpg;gpl;l tpepNahf];jH kPJ mspf;fg;gl;l

Gfhiuj; jdJ Nky;thpirj; jiythplKk; GfhH mspj;jtH njhptpf;f Ntz;Lk;.

ii) epWtdk; me;jg; Gfhiug; ngw;Wf;nfhz;lgpd; me;jf; Fwpg;gpl;l tpepNahf];jUf;F epWtdk; mwptpg;GnfhLf;f Ntz;Lk;. mtUf;F xU tha;g;G nfhLf;Fk; tifapy; mtH kPJ njhptpf;fg;gl;Ls;s

tpjpkPwy; Fwpj;J mtH tpiuthf tpsf;fk; mspf;Fk;gb epWtdk; mthplk; NfhuNtz;Lk;.

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iii) GfhH mspj;jtH kw;Wk; Fwpg;gpl;l tpepNahf];jH Mfpa ,UtUk; mspj;j jfty;fs; NghJkhdjhf

,y;iy vd;W epWtdk; mwpAk;gl;rj;jpy; ,UthplKk; ,Ue;J $Ljy; tptuq;fisf; NfhUk; chpikepWtdj;jpw;F cz;L. tprhuizapd; KbTfs; KOikahf Kw;Wg;ngwhj epiyapy;> tpahghuj;

jpl;lj;jpd;gbahd me;jf; Fwpg;gpl;l tpepNahf];jUf;Fhpa fkp\d;fis> jahhpg;Gg; nghUSf;Ftoq;fg;gLk; rYiffis> Cf;fj;njhiffis epWtdk; epWj;jpitf;fyhk; my;yJ tpepNahf];jUf;F

toq;fg;gLk; trjpfis> rpwg;Ghpikfisj; jpUk;gg;ngwyhk;.

iv) GfhH mspj;jthpd; Nfhhpf;iff;F Vw;g tpjpkPwy; Fwpj;j tptuq;fs; midj;ijAk; epWtdk;

ngw;Wf;nfhz;lgpd;> me;j tpjpkPwy; kPz;Lk; epfohjtz;zk; me;jf; Fwpg;gpl;l tpepNahf];jhplk;epWtdk; Ngryhk;. mtrpakhdhy;> mspf;fg;gl;l me;jg; Gfhiu epWtdk; $Ljy; tpthjq;fSf;fhf

epHthfk; kw;Wk; caHkl;lj; jiytHfsplKk; toq;fyhk;.

v) ghugl;rkw;w tifapy; epWtdk; nray;gLtjd; %yk;> me;jf; Fwpg;gpl;l tpepNahf];jhpd; tpepNahf];jHchpikia ,ilePf;fk; nra;tNjh> ePf;FtNjh jhd; me;j tpjpkPwiyr; rPuikg;gjw;fhd xNu top

vd;W epWtdk; fUjpdhy;> mJ epWtdj;jpd; Kfthpj; njhFg;gpYs;s me;j tpepNahf];jhpd;Kfthpf;Ff; fbjk; mDg;gyhk;. gjpT mQ;ry; urPijr; rhl;rpahf itj;Jf;nfhs;syhk;. r];ngz;l;

nra;Ak;gl;rj;jpy;> me;jf; fbjj;jpy; r];ngz;l; nra;ag;gl;Ls;s me;j tpepNahf];jH kPJ rhl;lg;gl;Ls;sGfhHFwpj;Jr; RUf;fkhf tpthpj;J> mjDld; mijr; rPuikg;gjw;F Md mtrpakhd elj;ijfisAk;

Rl;bf;fhl;b mjw;F mtHfs; cld;ghL njhptpg;gjw;fhd fhyf;nfLitAk; Kd;itf;fyhk;.

vi) jdJ elj;ijiaf; Fwpg;gpl;l fhyf;nfLTf;Fs; rPuikj;Jf;nfhs;s ,ilePf;fk; nra;ag;gl;l me;jf;Fwpg;gpl;l tpepNahf];jH jtwpdhy;> mJ ,Wjpahf mtUila tpepNahf];jH chpikiag; gwpg;gjw;Nf

toptFf;Fk;.

vii) ePf;fg;;gl;l tpepNahf];jH kPJ Njitahd eltbf;iffis vLf;Fk; chpikia epWtdk;nfhz;bUf;fpwJ. Nrjq;fSf;fhf mthplkpUe;J ,og;gPL NfhuTk;> rl;l hPjpahd nryTfs; VjhtJ

Vw;gl;bUg;gpd; mtw;iw t#ypf;fTk; epWtdk; chpik nfhz;bUf;fpwJ.

viii) Nkw;fz;l eilKiwapd; ve;j xU gFjpiaAk; mtrpakhdnghOJ Kd;dwptpg;gpd;wp jpUj;jNth>khw;wp mikf;fNth $ba chpikia epWtdk; nfhz;bUf;fpwJ.

b) tpepNahf];jhpd; tpepNahf];jH chpikia ,ilePf;fk;/ePf;fk; nra;tJ Fwpj;j gjpTf; fbjj;ij

epWtdk; mDg;gpitf;fyhk;.

4. tpepNahf];jh;fspd; gpujpepjpj;Jtk;tpepNahf];jh;fspd; gpujpepjpj;Jtk;tpepNahf];jh;fspd; gpujpepjpj;Jtk;tpepNahf];jh;fspd; gpujpepjpj;Jtk;tpepNahf];jh;fspd; gpujpepjpj;Jtk;

m) tpepNahf];jHfs; epWtdj;jpd; jahhpg;Gg; nghUl;fisAk;> vdJ bitd; Nehdp tpahghuj; jpl;lj;ijAk;cz;ikahfTk; ey;yKiwapYk; vLj;Jiuf;f Ntz;Lk;. epWtdk; kw;Wk; epWtdj;jpd; jahhpg;Gg;

nghUl;fs; njhlHghf vj;jifa jtwhd> cz;ikaw;w jfty;fisAk; tpepNahf];jHfs; gug;gf;$lhJ.

M) epWtdj;jpd; jahhpg;Gg; nghUl;fs; tpw;gid mbg;gilapNyNa epWtdj; jpl;lq;fs; eilngWtijnjspTgLj;jpf;nfhs;s Ntz;Lk;. Cf;fkpf;f> nghWg;GWjp nfhz;l Kidg;GfshNyNa yhgk; fpilf;Fk;

vd;gijr; nrhy;y Ntz;Lk;.

,) epWtdj;jpd; jw;Nghija ntspaPLfs; my;yJ Jz;lwpf;iffspy; fhzg;gLk; epWtdj;jpd; jahhpg;Gg;nghUl;fs; jtpHj;j Ntnwe;jg; nghUl;fSf;Fk; tpepNahf];jHfs; chpik Nfhuf;$lhJ. ,e;jf;

fhuzj;jpw;fhf epWtdj;jpd; ngaUf;Ff; fsq;fk; Vw;gLkhdhy;> mj;jifa nrayhy; Vw;gLk; Nrjq;fs;my;yJ nryTfs; midj;jpw;Fk; me;jf; Fwpg;gpl;l tpepNahf];jNu nghWg;ghthH. NkYk;> mj;jifa

Nrjq;fSf;F my;yJ nryTfSf;Fj; jPHTfhz epWtdj;ij mtHfs; fl;Lg;gLj;jNth>nghWg;ghspahf;fNth $lhJ.

5. Nygps; xl;Ljy; kw;Wk; Ngf;fpq; nra;jy;Nygps; xl;Ljy; kw;Wk; Ngf;fpq; nra;jy;Nygps; xl;Ljy; kw;Wk; Ngf;fpq; nra;jy;Nygps; xl;Ljy; kw;Wk; Ngf;fpq; nra;jy;Nygps; xl;Ljy; kw;Wk; Ngf;fpq; nra;jy;

m) tpepNahf];jHfs; epWtdj;jpd; jahhpg;Gg; nghUl;fis khw;wp mikf;fNth mtw;wpy; NtW ngaHr;rPl;L

(Label) xl;lNth> Ngf;fpq;if khw;wp mikf;fNth> fl;Lfis khw;wp mikf;fNth> rpy;yiw tbtj;jpy;tpw;fNth $lhJ. my;yJ NtWtifapy; nrhd;dhy; epWtdj; jahhpg;Gg; nghUl;fis khw;wf;$lhJ.

my;yJ epWtdj;jpd; mq;fPfhpf;fg;gl;l jahhpg;Gg; nghUs; my;yhj Ntnwe;j nghUisNah> NtWngahpNyh> NtW ngaHr;rPl;LlNdh tpw;gid nra;af;$lhJ.

M) epWtdj;jpd; jahhpg;Gg; nghUl;fs; midj;ijAk; mjd; %y tbtj;Jld;> Ngf;fpq;FlNdNa tpw;gid

nra;a Ntz;Lk;.

,) tpepNahf];jH epWtdj;jplk; vOj;JG+Htkhd Kd;mDkjp ngw;wpUe;jhnyhopa epWtdj;jpd; jahhpg;Gg;

nghUl;fis ve;jnthU nghJ,lj;jpNyh> jdpahH ,lj;jpNyh fhl;rpf;F itf;fNth> tpw;gidnra;aNth $lhJ.

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6. tpiy jPHkhdpj;jy;tpiy jPHkhdpj;jy;tpiy jPHkhdpj;jy;tpiy jPHkhdpj;jy;tpiy jPHkhdpj;jy;

m) mjpf yhgk; ngWjy;> tpiuthf yhgk; ngWjy; my;yJ tpw;gidia mjpfhpj;jy; vd;w Nehf;fq;fSf;fhf

epWtdj;jpd; ve;j jahhpg;Gg; nghUisAk; tpepNahf];jH vtUk; tpiyiaf; Fiwj;J tpw;f mDkjpfpilahJ.

M) ,j;jifa nray; epWtdj;jpw;F mtiu ePf;Fk; mjpfhuj;ijAk;> mjDlNdh> jdpahfNth rl;lG+Ht

eltbf;if vLf;Fk; mjpfhuj;ijAk; toq;fyhk;.

,) vdJ bitd; Nehdp tpahghuj;jpl;lj;jpd; NeHikAk;> tpepNahf];jHfspd; ek;gpf;ifAk; vg;nghOJk;caHj;jpg; gpbf;fg;gl Ntz;Lk;.

<) tpiy Fiwg;G my;yJ mjpf tpiy vd;W NkNy nrhy;yg;gLk; tp\aj;jpd; mHj;jk;:

i) epWtdj;jpd; jahhpg;Gg;nghUl;fs; midj;Jk; epWtdj;jhy; jPHkhdpf;fg;gl;l my;yJ xg;Gjy;

mspf;fg;gl;l mjpfgl;r tpw;gid tpiy (MRP) mbg;gilapNyNa tpw;fg;gl Ntz;Lk;. tpepNahf];jHvtUf;Fk; epWtdj;jpd; jahhpg;Gg; nghUspd; tpiyia caHj;Jtjw;Nfh> Fiwg;gjw;Nfh mDkjp

fpilahJ.

ii) epWtdj;jpd; vOj;JG+Ht xg;Gjiyg; ngw;wpUe;jhnyhopa tpepNahf];jH vtUk; jkJ nrhe;j Nkk;gLj;jy;eltbf;iffis nra;a mDkjp ,y;iy.

iii) tpahghu Nkk;ghl;bw;fhf my;yJ rYifAld; thq;fg;gLk; nghUl;fs; mjpfgl;r tpw;gid tpiyAlNdNa

(MRP) tpw;fg;gl Ntz;Lk;.

iv) tpiyg; Nghl;bapy; <Lgl> Nghd];/fkp\dpy; rYifngw tpepNahf];jH xUtH jkJ fPo;thpirapdiuj;J}z;lNth> Mjutspf;fNth> rYif fhl;lNth mtHfSf;Ff; fw;gpf;ff; $lhJ.

v) tpepNahf];jH xUtH jkJ fPo;thpirapdH> gf;fthpirapdH> gpw FOf;fs; MfpatHfSf;F epWtdj;jpd;jahhpg;Gg; nghUl;fis kWtpw;gid nra;a mDkjp fpilahJ.

vi) tpepNahf];jH xUtH epWtd CopaUf;Fg; nghUl;fis thq;Ftjw;Nfh> tpw;gjw;Nfh mDkjp

fpilahJ vjpH khwhfTk;.

7. tpsk;gug;gLj;jy;> gad;gLj;Jjy; kw;Wk; ngah;tpsk;gug;gLj;jy;> gad;gLj;Jjy; kw;Wk; ngah;tpsk;gug;gLj;jy;> gad;gLj;Jjy; kw;Wk; ngah;tpsk;gug;gLj;jy;> gad;gLj;Jjy; kw;Wk; ngah;tpsk;gug;gLj;jy;> gad;gLj;Jjy; kw;Wk; ngah;

m) tpepNahf];jH epWtdj;jpd; mr;rplg;gl;l ntspaPLfspd; %ythrfq;fisj; jtpu NtWtifapy;epWtdj;jpd; jahhpg;Gg; nghUl;fisAk; mjDlNdh my;yJ tpahghuj; jpl;lj;ijj; jdpahfNth

epWtdj;jpd; vOj;JG+Ht mDkjp ngwhky; tpsk;gug;gLj;jf;$lhJ.

M) epWtdk; tpepNahf];jUf;F toq;Fk;/tpw;gid nra;Ak; mr;rpl;l ntspaPLfisj; jtpu> epWtdj;jpd;ngaiuNah> epWtdj;jpd; rpd;dj;ijNah my;yJ epWtdk; Fwpj;j NtW tpsk;guj;ijNah epWtdj;jpd;

vOj;JG+Ht xg;Gjy; ,y;yhky; gad;gLj;jf;$lhJ. tpepNahf];jH chpik Kbtile;jTld;> ,ilePf;fk;/ePf;fk; nra;ag;gl;lTld; ghjpf;fg;gl;l tpepNahf];jH:

i) epWtdj;jpd; rpd;dq;fisAk; mjDlNdh my;yJ jdpahfNth Ntnwe;j epWtd tpsk;guq;fisAk;

cgNahfpg;gij ePf;f Ntz;Lk;> gad;gLj;jf;$lhJ.

ii) epWtdj; jahhpg;Gg; nghUl;fs; njhlHghd ve;jnthU ngaiuNah> rpd;dj;ijNah> ngaHr;rPl;ilNah>epWtdg; ngaH nfhz;l mr;Rg;nghUl;fisNah> jahhpg;Gg; nghUs;fspd; ngaiuNah>

fhg;GhpikfisNah> tbtq;fisNah> ,jDlNdh my;yJ jdpahfNth> Ntnwe;j mr;RntspaPLfisNah gad;gLj;jf;$lhJ.

,) tpepNahf];jHfs; ve;jnthU ,izajsj;jpNyh> xj;jtifahd epWtdq;fisf; fz;lwpjy; (URL)KfthpapNyh> nraw;fsg; ngahpNyh> kpd;dZ Clf tpsk;guj;jpNyh> NtW tbtq;fisf; nfhz;ltpsk;guq;fspNyh epWtdj;jpd; ngaHfisNah> tzpfr; rpd;dq;fisNah> epWtd rpd;dq;fisNah

jahhpg;Gg; nghUs; ngaHfisNah> gjpTnra;aNth> gad;gLj;jNth $lhJ.

8. Ms;khwhl;l ];ghd;rH nra;jy;8. Ms;khwhl;l ];ghd;rH nra;jy;8. Ms;khwhl;l ];ghd;rH nra;jy;8. Ms;khwhl;l ];ghd;rH nra;jy;8. Ms;khwhl;l ];ghd;rH nra;jy;

m) tpepNahf];jH chpikia Ms;khwhl;l ];ghd;rH nra;tJ mDkjpf;fg;glhJ. Ms;khwhl;l ];ghd;rHvd;gjd; mHj;jk;:

i) NtnwhU FOtpy; Vw;nfdNt ,aq;fptUk; tpepNahf];jUf;F ird;mg; nra;tJ

ii) fztH Vw;nfdNt tpepNahf];juhf ,Uf;Fk;NghJ kidtpf;F ird;mg; nra;tJ my;yJ vjpHkhwhf.

iii) jdJ tpepNahf]jH chpik elg;gpy; ,Uf;Fk;NghNj> jdJ tpepNahf];jH chpikiar; nray;gLj;j

NtnwhU ];ghd;rhpd; fPo; ird;mg; nra;tJ.

iv) jdJ tpepNahf]jH chpikiag; gad;gLj;jp tpahghuj;jpy; <Lgl kw;wtHfisNah> cwtpdHfisNah

mDkjpg;gJ.

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M) Ms;khwhl;l ];ghd;rH elf;Fk;gl;rj;jpy; fPo;f;fhZk; eltbf;iffs; vLf;fg;glyhk; :

1. i) NtnwhU FOtpd; tpepNahf];juhf ird;mg; nra;Ak; tpepNahf];jhpd; tpepNahf];jH chpik

ePf;fg;gLk;.

ii) ,jpy; njhlHGila tpepNahf];jHfs; vy;yhk; kPz;Lk; jq;fs; %yKjy; ];ghd;rhplNk

khw;wg;gLthHfs;.

2. i) tpepNahf];jH “B” ,d; tho;f;ifj;Jiz “A” NtnwhU FOtpd;fPo; ird;mg; nra;jpUg;gJ

fz;lwpag;gl;lhy;.

ii) “A” ,d; tpepNahf];jH chpik ePf;fg;gLk;> “A” ,d; fPo;thpir tpepNahf];jHfs; midtUk; “B”f;F khw;wg;gLthHfs;.

3. i) tpepNahf];jH “A” tpahghuk; nra;tjw;F kw;wth; my;yJ cwtpdh; NtnwhU FOtpd; fPo; ,aq;Fk; “B” ,d; tpepNahf];jH chpikiag; gad;gLj;jpaJ fz;lwpag;gl;lhy;

ii) ‘B’ ,d; tpepNahf];jH chpik ePf;fg;gLk;> “B” ,d; fPo;thpir tpepNahf];jHfs; midtUk; “A”f;F khw;wg;gLthHfs;.

c) epWtdk; mjpfhu cupik ngw;Ws;sJ:

i) jtwpiof;Fk; tpepNahf];jhpd; Nghd]; ngWjiy epWj;jp itg;gjw;F

ii) epWtdj;jpd; tpUg;Ghpikg;gb jtwpiof;Fk; tpepNahf];;jiu ePf;Ftjw;F

9. ,uh[pdhkh nra;jy;> Ra jw;fhypf tpyfy;> ePf;fk;> kuzk; my;yJ jFjpapd;ik9. ,uh[pdhkh nra;jy;> Ra jw;fhypf tpyfy;> ePf;fk;> kuzk; my;yJ jFjpapd;ik9. ,uh[pdhkh nra;jy;> Ra jw;fhypf tpyfy;> ePf;fk;> kuzk; my;yJ jFjpapd;ik9. ,uh[pdhkh nra;jy;> Ra jw;fhypf tpyfy;> ePf;fk;> kuzk; my;yJ jFjpapd;ik9. ,uh[pdhkh nra;jy;> Ra jw;fhypf tpyfy;> ePf;fk;> kuzk; my;yJ jFjpapd;ik

a) tpepNahf];jHfs; jq;fs; tpepNahf];jH chpik fhyj;jpw;Fs; VNjhnthU PV khjj;jpy; Fiwe;jgl;rk;1 PV (PS) If; nfhz;bUg;gtHfs;> mtHfs; filrpahf nghUs; thq;fpa PV khjj;jpypUe;JnjhlHr;rpahd 12 khjq;fSf;F tpepNahf];jH chpikiag; guhkhpf;fyhk;. mjd;gpwF mtHfSilatpepNahf];jH chpik 12tJ PV khjj;jpd; ,Wjpapy; jhdhfNt ePf;fg;gl;LtpLk;.

b) jdJ tpepNahf];jH chpik fhyhtjp Md tpepNahf];jH xUtH fhyhtjp NjjpapypUe;J 14ehl;fSf;Fg; gpwNf kPz;Lk; tpepNahf];juhf kWtpz;zg;gk; mspf;fyhk;.

c) tpepNahf];jH vtUk; epWtdj;jw;F vOj;JG+Ht mwptpg;G nfhLj;J jkJ tpepNahf];jH chpikapypUe;J

tpyfpf;nfhs;syhk;. mtH jkJ fPo;thpirapdiuj; jkJ Nky;thpirj; jiythplk; my;yJ ];ghd;rhplk;khw;wpf;nfhLj;jpUf;f Ntz;Lk;.

d) tpepNahf];jH xUtH kPz;Lk; kWtpz;zg;gk; nra;Ak;Kd;G> mtH jkJ fhyhtjp fhyk; KbTWk;tiu(filrpahf thq;fpajpypUe;J 12 khjq;fs;) my;yJ jkJ ,uh[pdhkh fbjj;ij vdJ bitd;

Nehdp ngw;Wf;nfhz;l 6 khjq;fSf;Fg; gpwFtiu> vJ gpe;ijajhf ,Uf;fpwNjh my;yJ epWtdj;jpd;tpUg;Ghpikf; fhyk; tiuNah fhj;jpUf;f Ntz;Lk;.

e) tpepNahf];jH xUtH epWtdj;jpw;F vOj;JG+u;tkhfj; njhptpj;Jj; jkJ tpepNahf];jH chpikiaj;

jw;fhypfkhf epWj;jpf;nfhs;syhk;. mt;thW nra;Ak;NghJ> mtH kPz;Lk; tpepNahf];juhf kWtpz;zg;gk;nra;Ak;Kd;G> jdJ tpepNahf];jH chpik fhyhtjp milAk;tiu mtH fhj;jpUf;f Ntz;Lk;

(filrpahf thq;fpajpypUe;J 12 khjq;fs;)

f) ,uh[pdhkh nra;j> ,ilePf;fk; nra;ag;gl;l my;yJ ePf;fg;gl;l tpepNahf];jUf;F> epWtdj;jpd;

Ntnwe;j tpepNahf];jH chpikfis NeubahfNth> kiwKfkhfNth tsHj;njLg;gjpy; gq;Nfw;gjw;FmDkjp fpilahJ. mtH jd;id epWtdj;jpd; tpepNahf];juhf milahsg;gLj;jpf;nfhs;sf;$lhJ.

mtH epWtdj;jpy; Vw;nfdNt ,aq;fptUk; tpepNahf];jHfs;> CopaHfs; my;yJ KftHfs; my;yJJiz epWtdq;fs; MfpatHfsplk; VNjhnthU tifapy; rPHFiyf;ff;$ba> jg;ngz;zq;fis

Vw;gLj;jf;$ba> jPq;F tpistpf;ff;$ba nray;fis my;yJ epWtdj;jpd; ngaiuf; nfLf;ff;$bamy;yJ nray;ghLfisj; jLf;ff;$ba tp\aq;fisr; nra;akhl;Nld; vd;gij xg;Gf;nfhs;s Ntz;Lk;.

g) ,uh[pdhkh nra;j my;yJ tpepNahf];jH chpikapypUe;J ,ilePf;fk; nra;ag;gl;l/ePf;fg;gl;ltpepNahf];jH xUtH> tpepNahf];jH chpik ngw;wtH vd;w jdJ epiyiaAk;> vdJ bitd;

Nehdp tpahghuj; jpl;lj;jpd; gyd;fs;> jFjpfs; Mfpa midj;ijAk; ,dpNkYk; mDgtpf;Fk; jFjp,oe;jtuhthH. vjpHfhyj;jpy; thq;Ftjw;fhf mtH ngw;wpUe;j cj;juTfs; uj;J nra;ag;gLk;.

epHthff; fl;lzq;fs; fopj;Jf;nfhs;sg;gl;l gpd; gad;gLj;jg;glhj epjp (VNjDk; ,Ug;gpd;) mtw;iwepWtdk; mtUf;Fj; jpUg;gpf;nfhLf;Fk;. ,uh[pdhkh nra;j> jw;fhypfkhf tpyfpa> ePf;fg;gl;l

tpepNahf];jUf;F epWtdj;jplkpUe;J NtnwijAk; NfhUk; chpik fpilahJ. ,uh[pdhkh nra;j>jw;fhypfkhf tpyfpa> ePf;fg;gl;l tpepNahf];jH xUtH> jdJ ,uh[pdhkh> jw;fhypf tpyfy;

my;yJ ePf;fj;jpw;Fg; gpwF> epWtdj;jpd; xg;GjYf;Fk;> gphpT 9(d)f;Fk; cl;gl;L Gjpa tpepNahf];jHchpikf;F kWtpz;zg;gk; nra;ayhk;.

h) epWtdj;jpd; tpepNahf];jH Mtjw;fhf kWtpz;zg;gk; nra;gtH jdJ jw;fhypf tpyfy;/ ePf;fk;my;yJ ,uh[pdhkhTf;F Ke;ija epiyapy; jhd; mDgtpj;j NghdRfs;/Cf;fj;njhiffs;>jFjpepiyfs; my;yJ nghWg;Gfs; vjw;Fk; chpik Nfhuf;$lhJ.

i) tpepNahf];jH xUtH kuzkile;jhNyh> nraypoe;JNghdhNyh> cly;eyk; ghjpf;fg;gl;lhNyh jdJtpepNahf];jH chpikia thhpRjhuH mwptpg;gpNyh mjDlNdh my;yJ epWtdj;jhy; ghpe;Jiuf;fg;gLk;

NtnwhU Mtzj;jpNyh> Fwpg;gpl;l ehl;bd; jFe;j rl;ljpl;lq;fSf;F cl;gl;Nlh Fwpg;gpl;Ls;s

29

tpepNahf];jhpd; gadhsUf;F khw;wpj; juyhk;. vdpDk; mJ $l;L tpepNahf];jH chpikahf

,Uf;Fk;gl;rj;jpy; (cjhuzk;> tho;f;ifj;JizAld;)> mjpy; vtNuDk; xUtH kuzkile;Jtpl;lhy;>mtHfsJ $l;L tpepNahf];jH chpikf;F cl;gl;l chpikfs;> gl;lq;fs;> eyd;fs;> gyd;fs;

midj;Jk; tho;e;Jnfhz;bUg;gtUf;F chpajhfptpLk;.

j) ,uh[pdhkh nra;j> ,il ePf;fk; nra;ag;gl;l/my;yJ ePf;fg;gl;l tpepNahf];jH tpjpKiwfisAk;xOq;FKiwfisAk; kPwp ,Ue;jhy; my;yJ epWtdj;jpw;Fg; nghUshjhu ,og;G my;yJ NtNwNjDk;

,og;G Vw;gLj;jf;$ba nray;fspy; <Lgl;bUe;jhy;> epWtdk; mthplkpUe;J Nrjhu ,og;gPLfisf;Nfhuf;$ba chpik nfhz;Ls;sJ.

10.10.10.10.10. ];ghd;rH nra;Ak; nfhs;if];ghd;rH nra;Ak; nfhs;if];ghd;rH nra;Ak; nfhs;if];ghd;rH nra;Ak; nfhs;if];ghd;rH nra;Ak; nfhs;if

m. tpepNahf];jH xUtH ve;j tifapyhtJ ];ghd;riu khw;wpf;nfhs;tJ epWtdj;jpd; nfhs;iff;FvjpuhdJ. ];ghd;rHfis khw;wpf;nfhs;tjw;fhf Kd;itf;fg;gLk; tpz;zg;gq;fs; midj;Jk;

epuhfhpf;fg;gLk;.

M. tpepNahf];jH xUtH ,uz;L my;yJ mjw;F Nkw;gl;l tpepNahf];jH chpikapd;fPo; ];ghd;rH

nra;Jnfhs;tJ epWtdj;jpd; nfhs;iff;F vjpuhdJ. mj;jifa eltbf;if mtHfsJ tpepNahf];jHchpik ePf;fg;gLtjw;Nf toptFf;Fk;.

,. ];ghd;riu khw;wpf;nfhs;tjw;fhd my;yJ jkJ nkhj;j nrhe;jf; FOitAk; NtnwhUthplk;

khw;wpf;nfhs;tjw;fhd tpz;zg;gk; mDkjpf;fg;glhJ.

11.11.11.11.11. jpUkzk;jpUkzk;jpUkzk;jpUkzk;jpUkzk;

a) ,uz;L tpepNahf];jHfs; jq;fSf;Fs; jpUkzk; nra;Jnfhz;lhy; mtHfs; ,UtUk; lakz;LfTd;rpy;cWg;gpduhfNth (DCM) laz;L iluf;luhfNth (DD) ,Ue;jhy;> mjpy; xU tpepNahf];jH

chpik jhdhfNt ePf;fg;gl;LtpLk;.

b) jq;fSf;Fs; jpUkzk; nra;Jnfhz;l ,uz;L tpepNahf];jHfspy; xUtH DCM MfNth my;yJ

DD MfNth ,Ue;jhy;> kw;wthpd; tpepNahf];jH chpik ePf;fg;gl;L me;j jk;gjpaUf;Ff; $l;LtpepNahf];jH chpik toq;fg;gLk;. vdpDk; ePf;fg;gl;l tpepNahf];jhpd; %yepiy fPo;thpir mikg;G

khw;wkilahJ. mjhtJ ePf;fg;gl;l tpepNahf];jhpd; fPo;thpir mikg;G ePf;fg;gl;l tpepNahf];jhpd;Nky;thpir mikg;Gld; ,izf;fg;glyhk;.

c) ,U tpepNahf];jHfSk; DCM fshfNth> mNj rkaj;jpy; DD fshfNth ,Ue;jhy;> mtHfs;

jq;fspd; jdpg;gl;l tpepNahf];jH chpikia mjd; %yepiyapy; jf;fitj;Jf;nfhs;syhk;.,Ue;jNghjpYk;> me;jj; jk;gjpaH VNjDk; xU tpepNahf];jH chpikia ePf;Ftjw;F tpz;zg;gpj;J>

xNu tpepNahf];jH chpikahf Mf;fpf;nfhs;syhk;. mg;gbg;gl;l epiyapy; ePf;fg;gl;ltpepNahf];jHfspd; %y fPo;thpir mikg;G khw;wj;Jf;F cl;glhJ. mjhtJ> ePf;fg;gl;l tpepNahf];jhpd;

fPo;thpir ePf;fg;gl;L mtUila Nky;thpirAld;; ,izf;fg;gLk;.

d) gphpT 11(a), 11(b), 11(c) kw;Wk; 11(d) ,y; Fwpg;gpl;Ls;s tpepNahf];jH jdJ jpUkzr; rhd;wpjo;

efiy epWtdj;jplk; xg;gilf;f Ntz;Lk;. ,e;j rhd;wpjo;fis toq;fj; jtWtJ epWtdj;jpd;tpjpfs; kw;Wk; xOq;FKiwfis kPwpajhff; fUjg;gLk;.

e) tpepNahf];jH xUtH jdJ jpUkz rhd;wpjo; efiy> epWtdj;jpw;F toq;ftpy;iy vd;why;>mtUila tpepNahf];jH chpikia epWtdk; tpUg;Ghpik mjpfhuj;jpy; ePf;fyhk;. ,e;jr; rhd;wpjo;fis

toq;fj; jtWtJ epWtdj;jpd; tpjpfs; kw;Wk; xOq;FKiwfis kPwpajhff; fUjg;gLk;.

g) tpepNahf];jH xUtH fPo;f;fhZk; epiyikfspy; xNunahU tpepNahf];jH chpik nfhz;ltuhfNth>mj;jifa vjpHghHg;G chpikapy; mf;fiw nfhz;ltuhf ,Uf;fyhk;:

i) ,uz;L tpepNahf];jHfs; jq;fSf;Fs; jpUkzk; nra;jpUe;jhy;> mj;jifa epiyapy;> 11 (c) gphpT ePbf;Fk;.

ii) Vw;nfdNt ,aq;Fk; tpepNahf];jH NtnwhU tpepNahf];jH chpikia thq;fpdhy;

iii) tpepNahf];jH xUtH (khw;wpj;jUgtH) jdf;F kuzk; Nehpl;lhy; tpepNahf];jH chpikia

khw;wpj;jUtjw;fhf> khw;wpj; juNtz;batH ngaiuj; jdJ tpepNahf];jH chpikapy; ,izf;f Ntz;Lk; vd;W Nfhhpdhy; khw;wpj;jug;gl Ntz;batH mtUila neUq;fpa cwtpduhf>

mjhtJ> tho;f;ifj; Jizahf> ngw;Nwhuhf> Foe;ijahf> cld;gpwe;j rNfhjuuhf> rNfhjhpahf ,Uf;fNtz;Lk;. me;j khw;wj;jpw;F chpa Mtzq;fs; toq;fg;gl Ntz;Lk; khw;wpj;jUgthpd;

ngaH> mtUila kuzk; tiuapy; tpepNahf];jH chpikapy; njhlHe;J ePbf;f Ntz;Lk;. mjw;Fhpa capy; Mtzk; epWtdj;jpw;F toq;fg;gl Ntz;Lk;. me;j khw;wk; epWtdj;jpd; -

epajpfSf;Fk; epge;jidfSf;Fk; cl;gl;lJ. mjw;F epWtdk; Kd; mDkjp toq;fp ,Uf;f Ntz;Lk;. ,e;j epWtd xg;Gjy; Fwpg;gpl;l tpepNahf];jUf;F vt;tpj Kd;dwptpg;Gkpd;wp jpUk;gg;

ngwg;glyhk;.

h) tpepNahf];jH xUtH Nkw;fz;l gpur;rpidia epWtdj;jplk; njhptpf;f Ntz;Lk;. mt;thW nra;aj;jtwpdhy; mtH epWtdj;jpd; tpjpfisAk; xOq;FKiwfisAk; kPwpatuhff; fUjg;gLthH.

30

12. tpthfuj;J12. tpthfuj;J12. tpthfuj;J12. tpthfuj;J12. tpthfuj;J

a) tpthfuj;jpd; fhuzkhf tpepNahf];jH chpik gphpf;fg;gLk;Nghnjy;yhk;> me;jg; gphptpid mNj];ghd;rH thpirapy; cs;s kw;w tpepNahf];jH chpikfspd; eyd;fisg; ghjpf;fhj tifapy;

epiwT nra;ag;gl Ntz;Lk;.

b) tpthfuj;J gpur;;rpidfs; epYitapy; ,Uf;Fk; fhyj;jpy;> ,U jug;ghUNk Ntnwe;j Neub tpw;gidtpahghuj;jpy; <LglNth> gq;Nfw;fNth mDkjpapy;iy.

c) tpthfuj;J ngWk; jk;gjpapdH jq;fSf;Fs; xU xg;ge;jj;ij Vw;gLj;jpf;nfhs;s Ntz;Lk;. mtHfspy;xUtH “tpepNahf];jH chpik tpyfy; tpz;zg;gj;ij” xg;gilf;fyhk;.

d) tpyFk; egH jdJ tpyfy; Kw;Wg;ngw;wTld; Gjpa ];ghd;rhpd; fPo; tpepNahf];jH Mtjw;FkWtpz;zg;gk; nra;ayhk;. epWtdj;jpd; tpjpfs; kw;Wk; xOq;FKiwfspd; fl;Lg;ghl;Lf;F mg;ghy;

tpthfuj;jpy; ,Ue;J NkYk; gpur;rpidfs; vOk;gl;rj;jpy;> Fwpg;gpl;l ehl;bd; jFe;j tpjpfNshNkNyhq;Fk;.

13. tpepNahf];jH chpikia tpw;wy;13. tpepNahf];jH chpikia tpw;wy;13. tpepNahf];jH chpikia tpw;wy;13. tpepNahf];jH chpikia tpw;wy;13. tpepNahf];jH chpikia tpw;wy;

tpepNahf];jH chpikapd; tpw;gid fPo;f;fhZk; epiyikfSf;F cl;gl;lJ:

a) epWtdj;Jld; ey;y Ghpjy; cs;sJk; DD(DCM) Ak; mjw;F Nkyhd jFjpepiy nfhz;lJk;>

tpjpfs; kw;Wk; xOq;FKiwfis kPwhjJkhd tpepNahf];jH chpik kl;LNk tpw;fg;glyhk;.tpepNahf];jH> tpepNahf];jH chpikia tpw;gjw;F Kd;G epWtdj;jplk; vOj;J %yk; xg;Gjy;

ngw;Wf;nfhs;s Ntz;Lk;. thq;fg; Nghfpwthpd; jFjp> epHtfpf;Fk; Mw;wy; Mfpatw;wpd; ghprPyidmbg;gilapNyNa xg;Gjy; mike;jpUf;Fk;. ,J epWtdj;jpd; ,irTf;Fk;> xg;GjYf;Fk; cl;gl;lJ.

b) tpepNahf];jH chpikapd; tpw;gid fPo;f;fhZk; Kd;Dhpik thpirapy; ,Uf;f Ntz;Lk;:

i) Kjy; Kd;Dhpik - tpepNahf];jhpd; Neubahd ];ghd;rH

ii) ,uz;lhk; Kd;Dhpik - VNjDk; xU Nky;epiy tpepNahf];jH

iii) %d;whk; Kd;Dhpik - tpepNahf];juhy; ];ghd;rH nra;ag;gl;l iluf;lH fPo;thpirapdhpy; xUtH

iv) ehd;fhk; Kd;Dhpik - iluf;lH kw;Wk; mjw;F Nkyhd jFjpepiy nfhz;l epWtdj;jpd;tpepNahf];jHfspy; xUtH

c) epWtdk; tpw;gidf;F xg;Gjy; mspj;Jtpl;lhy;> thq;FgUf;Fk; tpw;gtUf;Fk; ,ilapy; tpw;wy;thq;fy; xg;ge;jk; ifnahg;gkplg;gl Ntz;Lk;. Kj;jpiuj;jhspy; jahhpf;fg;gl;l tpw;wy; thq;fy;

xg;ge;jj;jpd; efy; xd;W epWtdj;jpy; ghJfhf;fg;gl Ntz;Lk;.

d) jdJ tpepNahf];jH chpikia tpw;gid nra;j tpepNahf];jH vtUk; tpw;gidj; NjjpapypUe;J

Xuhz;Lf;Fg; gpwNf epWtdj;jpd; tpepNahf];juhfr; NrHtjw;F tpz;zg;gpf;fyhk;. mjw;Nfw;g mtHKe;ija fPo;thpirapdUld; vt;tpjj; njhlHGkw;W Muk;gj;jpypUe;J njhlq;Fgtuhf ,Ug;ghH.

e) Ke;ija tpepNahf];jH chpikf;F toq;fg;gl Ntz;ba NghdRfs; midj;Jk; Gjpa chpikahsH

toq;fg;gLk;. Gjpa chpikahsH jw;NghJ epWtdj;jpd; tpepNahf];juhf ,Ue;jhy; gioa tpepNahf];jHchpikf;F toq;fg;gl tpUJfSk; mq;fPfhuq;fSk; Gjpa chpikahsUf;F khw;wpj;jug;gLk;. vdpDk;

Gjpa chpikahsH khw;wpj; jug;gl;l tpepNahf];jH chpikf;Fhpa tpUJfs; kw;Wk; mq;fPfhuq;fisg;ngWtjw;F Kd;G mtH Njitahd jFjpiag; ngw;Wf;nfhs;s Ntz;Lk;.

f) tpepNahf];jH chpikia khw;wpnfhs;tjw;fhf epytpf;nfhz;bUf;Fk; tpepNahf];jH chpikiatpw;gJk; thq;FtJk; nghJthf tpUk;gj;jf;fjy;y. mj;jifa ghpkhw;wq;fis epWtdk; $He;J

ftdpj;J Kf;fpar; nfhs;iffs; kPwg;gl;bUf;fpwjh vd;gij fzfhzpf;Fk;.

g) vj;jifa fhuzKk; $whky; tpepNahf];jHfspd; tpepNahf];jH chpik tpw;gidia epuhfhpf;Fk;

chpik epWtdj;jpw;F cz;L.

14. jilnra;ag;gl;l nray;ghLfs;14. jilnra;ag;gl;l nray;ghLfs;14. jilnra;ag;gl;l nray;ghLfs;14. jilnra;ag;gl;l nray;ghLfs;14. jilnra;ag;gl;l nray;ghLfs;

tpepNahf];jH xUtH ,tw;iwr; nra;af;$lhJ:

a) epWtdj;jpd; ngauhy;> mjw;fhfntd;W fld; ngWtNjh> nghWg;Ngw;gNjh

b) epWtdj;jpd; ngauhy; xg;ge;jk; NghLtNjh> khw;WtNjh> jpUj;jk; nra;tNjh> nray;gLj;JtNjh

c) epWtdj;jpw;fhfTk;> mjd; rhHghfTk; Ngr;RthHj;ijapy; <Lgl;L xg;ge;jj;jpy;> cld;gbf;ifapy;

<LgLtNjh

d) epWtdj;Jld; Nghl;bapLk; tifapy; epWtdj;jpd; kw;nwhU tpepNahf];jiu NtnwhU tzpfj;jpy;>

tpahghuj;jpy;> njhopypy; ];ghd;rH nra;tNjh> ghpe;Jiug;gNjh> ];ghd;rH nra;a my;yJ ghpe;Jiuf;fKaw;rpg;gNjh

e) epWtdj;jpd; tpepNahf];jiu NtW epWtdj; jahhpg;Gg; nghUl;fis thq;f ghpe;Jiug;gNjh my;yJ

tha;g;G Vw;gLj;JtNjh my;yJ epWtdj;Jld; Nghl;bapLk; tifapy; NtnwhU tzpfj;jpy;> tpahghuj;jpy;my;yJ njhopy; gq;Nfw;fr; nra;tNjh

f) epWtdj;Jld; Nghl;bapLk; tifapy; NtW tzpfj;jpy;> tpahghuj;jpy; my;yJ njhopypy; NeubahfNth>kiwKfkhfNth <LgLtJ my;yJ MHtq;fhl;LtJ mtw;wpd; jahhpg;Gg; nghUl;fis my;yJ

tpw;gidg; nghUl;fis tpw;gjw;F Neub nghWg;ghsuhfNth> KftuhfNth> NrtfuhfNth> chpkk;ngw;wtuhfNth ,Ug;gNjh

31

g) epWtdj;jpd; ngaiu my;yJ nray;ghLfisr; rPHFiyf;Fk; tifapNyh> NfL tpistpf;ff;$ba>

jg;ngz;zq;fis Vw;gLj;jf;$ba> Nkhrkhd tpisTfis Vw;gLj;jf;$ba fUj;Jf;fis epWtdj;jpy;Vw;nfdNt> ,aq;fptUk; tpepNahf];jHfsplk;> CopaHfsplk; my;yJ KftHfsplk; my;yJ Jiz

epWtdq;fsplk; cUthf;f Kaw;rpg;gNjh

h) epWtdj;jpd; vOj;JG+Ht Kd;mDkjp ,d;wp Nehdp gNahnlf; gpiuNtl; ypkpnll; epWtdj;jpd;

njhlHGila (jdpg;gl;l Ngl;bfs; cl;gl) mjhtJ nra;jpj;jhs;fs; / ,jo;fs; / gpwtw;wpy; gpuRhpg;gjpy;<LghL fhl;LtNjh

15. tpyf;F mspj;jy; ,e;j tpjpfs; & xOq;FKiwfspy; VNjDk; xd;iw mky;gLj;j my;yJ

nray;gLj;Jtjw;F jtWtJ vd;gJ mjw;F tpyf;F mspf;fg;gLtjhfg; nghUs; nfhs;sf;$lhJ. mJ,e;j tpjpfs; kw;Wk; xOq;FKiwfspd; nry;YgbahFk; epiyiag; ghjpg;gjhf ,Uf;ff;$lhJ. my;yJ

mtw;wpd; xU gFjpiaNah> ,e;j tpjpfs; kw;Wk; xOq;FKiwfspd; xt;nthU gFjpiaAk; epge;jidfSf;FVw;g mky;gLj;Jtjw;F vt;tpjj; jilAk; ,Uf;ff;$lhJ.

b) ,jpy; VjhtJ tpjptpyf;F ,Ug;gpd; mJ epWtdj;jpd; mjpfhuk; ngw;wthpd; vOj;JG+Ht mDkjpf;Fg;gpd;Ng nray;gLj;jg;gl Ntz;Lk;.

16. khw;wq;fSk;> jpUj;jy;fSk;16. khw;wq;fSk;> jpUj;jy;fSk;16. khw;wq;fSk;> jpUj;jy;fSk;16. khw;wq;fSk;> jpUj;jy;fSk;16. khw;wq;fSk;> jpUj;jy;fSk;

tpepNahf];jH xUtH epWtdj;jpd; tpjpfs; kw;Wk; xOq;FKiwfSf;Fk;> epWtdj;jhy;> mt;tg;NghJ mjpy;nra;ag;gLk; jpUj;jq;fSf;Fk; ,zq;fr; nray;gl Ntz;Lk;. ,e;j jpUj;jq;fs; Nehdp epA+]; ,jopNyh>

NtWtifapNyh tpepNahf];jUf;F mwptpf;fg;gLk;.

17. fl;Lg;gLj;jg;gl Kbahj epiy17. fl;Lg;gLj;jg;gl Kbahj epiy17. fl;Lg;gLj;jg;gl Kbahj epiy17. fl;Lg;gLj;jg;gl Kbahj epiy17. fl;Lg;gLj;jg;gl Kbahj epiy

fl;Lg;gLj;jg;gl Kbahj epiy Vw;gLk;gl;rj;jpy;> ghjpf;fg;gl;lthpd; jtW ,y;yhky;> ftdf;FiwT ,y;yhky;

Vw;gLk; epiyapy;> ghjpf;fg;gl;lthpd; fLikahd Kaw;rpf;Fg; gpd;Dk; Vw;gLk; jLf;f Kbahj rk;gtk;fPo;tUtdtw;Wk; cl;gl;lJ.

fytuk;> Fog;gq;fs;> jPtputhj eltbf;iffs;> cs;ehl;Lg;NghH my;yJ murpd;> mjpfhu tHf;fj;jpd;fl;lhaf; nfLgpbfs;

fjpHtPr;R my;yJ J}a;ikf;NfL> mZrf;jp vhpnghUspypUe;J tUk; fjpHtPr;R> mZrf;jp vhpnghUs;vhpf;fg;gl;l gpd;tUk; fjpHtPr;R> fjpHtPr;R er;Rj;jd;ik nfhz;l ntbnghUs; my;yJ Mgj;J

tpistpf;ff;$ba ntbnghUs; Ftpay; my;yJ mZrf;jp fUtpahy; Vw;gLk; Mgj;Jfs;tpkhdj;jhy; Vw;gLk; mjpHT miyfs; my;yJ gpw thdpay; fUtpfs; xyp fle;j tpiutpy;

nry;tjhy; Vw;gLk; mjpHT miyfs;G+fk;gq;fs;> nts;sk;> jP my;yJ gpw ,aw;ifg;NghplH> Mdhy; gpw jPtpw thdpay; jtpHj;jit.

Njrpa mstpyhd NtiyepWj;jq;fs; my;yJ Njrpa mstpyhd njhopy; jfuhWfs;> ghjpf;fg;gl;ljug;G Jiz xg;ge;jjhuHfs;> mjd; rg;isaHfshy; Ntiyf;F mkHj;jg;glhj Copauhy; Vw;gLk;

NtiyepWj;jk; my;yJ njhopy; jfuhW> Kf;fpag; gzpfisg; ghjpf;ff;$bait> gzpapd; nray;ghl;Lf;my;yJ ,e;j xg;ge;jj;jpw;Ff; Fwpg;ghdjhd jtpHf;fg;gl;l njhopy; jfuhW. fPo;f;fhz;git ,jw;Fg;

nghUe;Jk;:a) fl;Lg;gLj;j Kbahj rk;gtj;jhy; jq;fsJ flikfisr; nra;tjpypUe;J jLf;fg;gl;L ,Ue;jhNyh>

jhkjkhfp ,Ue;jhNyh> ,e;j xg;ge;jj;jpd; fPo; mtHfs; flikfisr; nra;tjpy; jtwp ,Ue;jhy;,U jug;GNk mjw;Fg; nghWg;gy;y.

b) fl;Lg;gLj;j Kbahj epiy Vw;gLk; gl;rj;jpy; ,e;j xg;ge;jj;jpd; fPo; jkJ flikfisr; nra;tjpypUe;JFwpg;gpl;l jug;G jLf;fNth> jhkjkhf;fNth gl;bUe;jhy;> mJ cldbahf kw;w jug;gpw;Ff; fl;Lg;gLj;j

Kbahj epiyapd; KO tptuq;fisAk; mwptpf;f Ntz;Lk;. fl;Lg;gLj;j Kbahj me;j epiyapy;ghjpf;fg;gl;l jug;G ,e;j xg;ge;jj;jpd; fPo; jdJ flikfisr; nra;tjpypUe;J jLf;fNth> jhkjkhfNth

Mdjw;fhd fhuzq;fisAk;> me;j epiyikfis rkhspg;gjw;F vLf;f Ntz;ba epahakhdKaw;rpfisAk; xg;ge;jj;ijr; nray;gLj;Jtjw;Fk;> mij epiwT nra;tjw;Fk; Njitahdij

njhptpf;f Ntz;Lk;.c) tpepNahf];jH chpik Nfhu KbahJ> epWtdj;jpw;Fg; nghWg;Gk; ,y;iy :

i) fl;Lg;gLj;j Kbahj epiy Vw;gLk; gl;rj;jpy; Vw;gLk; nryTfs;> ,og;Gfs;> Nrjq;fs; my;yJxg;ge;jj;jpd; tpiyapy; VNjDk; xU gFjpia toq;FtJ

ii) fl;Lg;gLj;j Kbahj epiy Vw;gLk; gl;rj;jpy; tpepNahf];jUf;F tuNtz;ba njhif VNjhnthUtifapy; jh kjkhtJ.

18. eLtH jPHg;ghak;18. eLtH jPHg;ghak;18. eLtH jPHg;ghak;18. eLtH jPHg;ghak;18. eLtH jPHg;ghak;

,e;j xg;ge;jj;jpypUe;J Vw;gLk; VNjDk; jfuhW my;yJ VNjhnthU fUj;JNtWghL mjd; ,Ug;G>nry;Ygbj;jd;ik> ePf;fk; my;yJ kPwy; cl;gl;l midj;J Nfs;tpfSk; nrd;idapy; eLtH jPHg;ghak; %yk;

jPHf;fg;gl Ntz;Lk;. ,J eLtH jPHg;ghaj;jpd; tpjpfSf;F Vw;g ,Uf;Fk;. ,jpy; toq;fg;gLk; jPHg;G ,Ujug;ghiuAk; fl;Lg;gLj;jf;$baJ.

32

Fwpg;Gfs; :

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○ ○

TAMIL - T2 - 005

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